Why Ultra-Wealthy Investors Are Using Private Credit

In this episode of The High Net Worth Podcast, Lucas and Luna explore the rapid rise of private credit as a preferred asset class for ultra-wealthy investors. With banks retreating from middle-market lending, private credit funds have stepped in, offering yields of 8-12% with floating-rate structures. Lucas explains how family offices and high-net-worth individuals are allocating 10-20% of portfolios to direct lending and mezzanine debt, bypassing traditional fixed income. The conversation dives into a specific case: a $50 million private credit deal negotiated by a single-family office in Q1 2026, earning a 9.5% yield with first-lien collateral. Lucas breaks down the risk-return profile, liquidity considerations, and due diligence requirements. The episode also includes a brief, natural donation segment where the hosts share how listener support via buy me a coffee dot com slash fexingo keeps the show ad-free. #PrivateCredit #DirectLending #UltraWealthy #FamilyOffice #WealthManagement #AlternativeInvestments #FixedIncome #MezzanineDebt #MiddleMarket #Yield #PortfolioAllocation #RiskManagement #HighNetWorth #Finance #FexingoBusiness #BusinessPodcast #InvestmentStrategy #PrivateDebt Keep every episode free: buymeacoffee.com/fexingo