Will students be shut out of pricier grad programs?

Starting July 1, a cap on federal student loan borrowing limits kicks in. Graduate students will soon only be able to take out $20,500 a year, and up to $100,000 in total; the cap is higher for some professional programs, like medicine or law. But all this could mean new barriers to advanced degrees for students with little or no credit. Plus, we look at the ever-shrinking consumer cushion. And, what happened to talks of a proposed Spirit bailout?