With AI vs Without: What Advisor are You?

How can financial advisors actually benefit from AI in their practice today? In the premiere episode of Rally Up!, InspereX Managing Director Bob McDermott sits down with Optimal Advisor AI Co-Founder Craig Kirkpatrick to explore practical, real-world applications of artificial intelligence in wealth management. If you've ever thought, "I don't have time for AI," Craig explains why that mindset may be costing you more time than you realize. From client meeting preparation and investment research to workflow automation and advisor communications, this conversation focuses on tangible use cases, not hype. AI isn't here to replace advisors — it's a fintech tool to give the best advisors a measurable edge. And with client expectations rising fast, the real question becomes: "How much time — and opportunity — am I losing if I don't learn this?" Because it's not humans versus AI — it's advisors who use AI versus advisors who don't. --------------------------------------------------------------------------------------------------------- Disclaimer: The information provided in this podcast is for informational and educational purposes only and should not be construed as investment advice, a recommendation, an offer to sell, or a solicitation of an offer to buy any security or financial instrument. This podcast is sponsored and distributed by InspereX LLC ("InspereX"), a registered broker-dealer, member FINRA and SIPC. The views and opinions expressed by hosts and guests are their own and do not necessarily reflect the views of InspereX or its affiliates. Guests may have financial interests in the companies or products discussed InspereX and its affiliates expressly disclaim any responsibility for determining suitability or appropriateness for any particular investor. The content discussed is not intended to provide, and should not be relied upon for, accounting, legal, tax, or investment advice. Listeners should consult their own professional advisors before making any investment decisions. Any discussion of specific securities, investment strategies, or market sectors is for illustrative purposes only and should not be considered a recommendation. Past performance is not indicative of future results. All investments involve risk, including the possible loss of principal. This podcast may include discussions of structured products, private placements, private market investments, alternative investments (including but not limited to hedge funds, private equity, private credit, real assets, and other non-traditional strategies), and other fixed income securities. All investments involve risk, including the possible loss of principal and may not be suitable for all investors. Risks may include market risk, credit risk, interest rate risk, liquidity risk, valuation risk, counterparty risk, and issuer-specific risks. Equity securities are subject to market volatility and company-specific factors. Fixed-income securities are subject to interest rate and credit risk, and their prices generally move inversely to changes in interest rates. Lower-rated securities typically offer higher yields but involve greater risk of default and price volatility. Adverse market or issuer-specific conditions may materially affect the value of securities and an issuer's ability to meet its financial obligations. Certain private investments are available only to accredited or institutional investors and are subject to significant restrictions on transfer and resale. Market commentary and forward-looking statements discussed herein reflect the views of the speaker as of the date of recording and are subject to change without notice. There can be no assurance that any projections, forecasts, or opinions expressed will be realized. InspereX and/or its affiliates, officers, directors, employees, or associated persons may have positions (long or short), effect transactions in, or provide advisory or other services related to securities or financial instruments mentioned in this podcast. This podcast does not constitute research as defined under FINRA rules. The firm does not undertake to update any information presented. InspereX and its affiliates expressly disclaim any responsibility for determining suitability or appropriateness for any particular investor. Recipients are expected to exercise independent judgment and consult their own legal, tax, compliance, and risk professionals as appropriate. This material is intended solely for the specified recipients and may not be reproduced or redistributed without the prior written consent of InspereX. ©2026 InspereX. All rights reserved. Securities offered through InspereX LLC, Member FINRA/SIPC.