How do you have the every dollar app? Start budgeting for free today. I wish I was calling to talk about my own more, my own financial situation, because I'm doing the baby steps, getting out of debt right now, which is a lot of what I've heard you call the stupid tax, because I'm 28 and I'm going to make a lot of mistakes for a lot of money over the years. But I guess one of them is, let me to moving back in with my parents, with my daughter, who's not four years old.
And anyway, nothing here. And when I first moved back in, I was still like being pretty responsible, just kind of floating through life. And I really got my act together these past few months. And creating things that happened to where my mom left my dad about two months ago and I took over all the bills and all that.
But now I'm looking at my father basically going about $10,000 on property taxes. And if it's not paid within a month, the house is going to go to auctions on just a little out right now. And it's great to be able to maybe I can call around each other. I don't know what you guys want.
Wow. So your parents' finances are a mess. And you have taken over them with two homeless experience control in yours. Yes.
OK. What do you make of your? Right now, before taxes, bringing about 3,600 a month, sometimes a little bit more, sometimes a little less. OK.
And what does your mom make? My mom, she doesn't live here much. I can go to another state. Oh, I'm sorry.
Your dad lives there? Yes, sir. Oh, and what does he make? Very bad thing on a good month.
He's making about 3,000, 4,000. And why have they not paid their taxes? It was just a lot of infidelity throughout their marriage on all levels, including financial. Never been on the same page about things.
So they don't have any money, I guess. You want to call me? You want to call me? You want to just pay the taxes now?
Yeah, but $2,000 in the same account. You would take and definitely no savings like that. And your inventory was already building it in touch with her? Yes, yes, I do.
OK. What's the house worth? I'm looking at this number here in the city. If I see this correctly, well, it's like a judge value 215,000.
OK, what's that? I'm going to be reading there. This is notice of sale. Oh, that only do with reality.
What do you think the house is actually worth, baby? I'm not sure. Probably one 50. OK.
And what is owed on it? I know that's the house. That's really sad. So I would tell you the Ramsey Solutions.com and click on real estate, trusted real estate, get one of our trusted people, and tell them what's going on and see if they have any knowledge of tax, probably tax in taxes that I don't have.
There's a possibility you could apply for some kind of thing. Take your dad's 2,000 and maybe 2,000 months the next four months or whatever, and clear the thing, right? There's a possibility they have some kind of program for that. Or the possibility that they give you these notices.
And then it's a while before they actually do this in a real day. So I want you to get more knowledge than just the threat in the mailbox. And I don't have the knowledge to give you. Yes.
Yes, sir. Why did I tell you about two hours on the phone with these tax office people? And because they were on payment plans, in the past, it's pretty much said that house will go to auction in January 6th. It's not paid in school.
I like it, which I was calling. And you don't have money there, money. So what's our option? There's two options.
Neither one or good. Your dad can file a chapter 13 bankruptcy, and that will stop the auction. OK? And before I lost the house, an auction, I would do that.
But I really think that it might be a good idea for your dad to sell the house. Your dad and I'm sell the house. Now, get an investor to call one of our Ramsey trusted real estate agents in the sell the house and pay the tax. But before the auction, OK, because they're going to lose this house and you guys don't have any money to stop them.
And so you know, you go and go and check the bankruptcy. But what we're doing there is taking a camera on the road that your parents are going to screw that up. I'm curious how many years of the property tax? What's the year's worth of property taxes on this house?
Do you know? Well, it's very very, but I think it goes all the way back to 2020 and about five years worth of money. Right. So here's this kind of outside the box idea here.
But is your dad doing all this stuff they have? They have $6,000 for the stuff that you can sell quickly. Plus, that gets you, wait, wait, wait, wait, wait, wait, wait, wait, wait, wait, wait, wait, wait, wait, wait, wait, wait, wait, wait... Oh, $8,000 for the stuff?
I think so. I have a quick turnaround on this thing. I mean, to be honest with you, if heated $8,000 for the stuff... It was quite a big card, wow.
I'm not only doing card, but he's out and bought of, because he don't have amutur or he's a... Just goes. basically, he has a lot of material steel here and... Yeah, it's OK.
You do get somebody, get somebody to find you guys I'll sell. That's it. That's how get off his dad done, but. Or he's going to lose his house and it's not fair that you have to do this for him, just supposed to be grown man.
Mhm. This guy's got 60 years old? Yeah, so maybe I'll act like it. Hello.
So yeah, I don't really want you fixing this for him. But if he's got the assets, if he got a junk around there, he takes off your whatever and sells it. Scratch up 10 grand to go with his, or eight grand goes to grand, get this thing paid. That's the answer.
Other than that, yeah, he's not going to work. Because it's not crash. He's not unless he catches it up. It's an old jacket making his work.
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