Your Injury, Their Delay – Holding Insurance Companies Accountable for Bad Faith

Episode Summary In Episode 23 of The Millennial Lawyer Podcast, attorney Mark Shirian breaks down the critical issue of insurance company bad faith. From explaining what bad faith means in the context of personal injury and insurance claims, to outlining red flags policyholders should watch for, Mark provides a comprehensive guide to understanding how insurers sometimes put their own interests above their duty to policyholders. He also explains the legal framework in New York, the types of damages that may be recovered, and strategies for proving bad faith when insurers use delay tactics, lowball offers, or improper denials. Whether dealing with auto, health, or disability insurance, this episode offers practical advice for anyone facing unfair insurance practices. Key Timestamps 0:55 – What is insurance bad faith? Defining bad faith and how it differs from a simple claim denial. 2:10 – Red flags of insurer misconduct. Common tactics insurers use to delay or deny valid claims. 4:20 – Bad faith lawsuits in New York. When and how policyholders can sue insurers directly. 6:00 – Types of damages recoverable. From consequential losses to emotional distress and punitive damages. 7:30 – Proving intentional delay or denial. Evidence and investigative methods attorneys use to build a bad faith case. 9:10 – Bad faith across different insurance types. Auto, health, and disability insurers and how each may act in bad faith. 10:40 – Practical steps for policyholders. Documentation strategies, filing complaints, and consulting an attorney early. About the Show The Millennial Lawyer Podcast breaks down key legal issues that impact everyday life. Hosted by Mark Shirian, this podcast provides expert insights on personal injury law, corporate liability, and legal challenges affecting the modern world. Whether you’re navigating an insurance claim, dealing with a lawsuit, or just want to stay informed about your legal rights, this show is here to help.