Boomers, Bucks, and Bling Podcast

Send us Fan MailWhat if your next vacation could be easier, more luxurious, and way less stressful than you ever imagined?In this episode of Boomers, Bucks & Bling, Carl sits down with travel expert Adele McIntosh to talk all things luxury travel, hidden travel perks, smart vacation planning, and why working with a travel advisor can completely change your experience.From private drivers and cruise upgrades to exclusive hotel perks, custom itineraries, and insider travel tips, Adele shares what most travelers don’t even know they’re missing.We cover:• Luxury cruises and private excursions• Smart travel planning tips for boomers• Hidden perks travel advisors can unlock• Why travel insurance matters• Small group vs. private travel experiences• How to avoid common vacation planning mistakes• The value of having a real person help when travel plans go wrongWhether you’re planning a bucket list Europe trip, a luxury cruise, or just want to travel smarter in retirement, this episode is full of practical advice and fun stories that will make you want to book your next adventure immediately.🎧 Listen to More Episodes:  Spotify: https://ow.ly/ttaN50TZH81  Apple Podcasts: https://ow.ly/cFb350TZH84  YouTube Playlist: https://ow.ly/cwaf50TZH8u  Guest Info: Adele McIntoshPhone: 760-410-7447 x 803Email: [email protected]: legendaryworld.com Got questions or topics you want covered? Drop them in the comments or visit https://carlspiteri.comLet’s Connect!Carl SpiteriCall: (858) 526-3037Email: [email protected] Housing Lender. Subject to credit approval. NMLS ID# 286890. OriginPoint NMLS# 2185899. NMLSConsumerAccess.org. Operating in the state of California as OriginPoint Mortgage LLC in lieu of the legal name OriginPoint LLC.Home equity conversion mortgages are for borrowers 62+. You must pay property taxes, homeowner’s insurance, and HOA dues (as applicable) while maintaining the home and using it as a primary residence. OriginPoint is not affiliated with any government agency. Find a reverse mortgage counselor at www.hud.gov or call (800) 569-4287.OriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076Carl Spiteri NMLS ID: 286890Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in states: AZ, CA, CO. FL, ID, MI, MT, OR, SC, TN, TX, WA, WY

Send us Fan MailDating After 60: Matchmaking Tips for Boomers Looking for Love | Boomers, Bucks, and Bling Episode 27What happens when you're ready to find love again… but the dating world looks completely different than you remember?In this episode of Boomers, Bucks & Bling, Carl sits down with matchmaker and dating coach Julie Ferman to talk about what it really takes to find a meaningful relationship as a Baby Boomer — from online dating pitfalls to the art of flirting, and why love is absolutely still worth chasing at any age.We break down why so many boomers are struggling to find connection, what men and women are each getting wrong, and how a few small shifts in mindset can completely change your dating life.We cover:-What boomer dating actually looks like today-The biggest mistakes men and women make (and how to fix them)-How to flirt, initiate, and stop waiting for love to find you-Why your "must-have" list might be working against you-Online dating do's and don'ts for the 60+ crowdPerfect for Baby Boomers, singles navigating dating later in life, and anyone ready to find love again after divorce, loss, or simply going it alone.🎧 Listen to More Episodes: Spotify: https://ow.ly/ttaN50TZH81 Apple Podcasts: https://ow.ly/cFb350TZH84 YouTube Playlist: https://ow.ly/cwaf50TZH8u Guest Info-Julie FermanPhone: (805) 371-9557 Website: JulieFerman.comPodcast: https://julieferman.com/podcasts/Got questions or topics you want covered? Drop them in the comments or visit https://carlspiteri.com Let’s Connect! Carl SpiteriCall: (858) 526-3037 Email: [email protected] Equal Housing Lender. Subject to credit approval. NMLS ID# 286890. OriginPoint NMLS# 2185899. NMLSConsumerAccess.org. Operating in the state of California as OriginPoint Mortgage LLC in lieu of the legal name OriginPoint LLC.Home equity conversion mortgages are for borrowers 62+. You must pay property taxes, homeowner’s insurance, and HOA dues (as applicable) while maintaining the home and using it as a primary residence. OriginPoint is not affiliated with any government agency. Find a reverse mortgage counselor at www.hud.gov or call (800) 569-4287. OriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076 Carl Spiteri NMLS ID: 286890 Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in states: AZ, CA, CO. FL, ID, MI, MT, OR, SC, TN, TX, WA, WY

Send us Fan MailInherited a House? What to Do Next (Without the Stress or Family Drama) | Boomers, Bucks, and Bling Episode 26What happens when you inherit a home… and suddenly have a lot more to deal with than you expected?In this episode of Boomers, Bucks & Bling, Carl sits down with inherited property specialist Tanya Parks to walk through what to do next, from clearing out the home to preparing it for sale and avoiding common (and costly) mistakes.They break down why inherited homes can feel overwhelming, how family dynamics can complicate things, and how to handle the process in a way that protects both the property and your peace of mind.We cover:• What to do when you inherit a house• How to sell an inherited property• Common mistakes and costly delays to avoid• How to handle belongings and family dynamics• Simple steps to protect the home right awayPerfect for Baby Boomers, families navigating inheritance, and anyone dealing with an inherited home or estate property.🎧 Listen to More Episodes: Spotify: https://ow.ly/ttaN50TZH81 Apple Podcasts: https://ow.ly/cFb350TZH84 YouTube Playlist: https://ow.ly/cwaf50TZH8u Guest Info Tanya ParksCompass Real Estate | Broker Associate | DRE# 01961090Phone: (619) 550-8887Website: tparksrealestate.comFacebook: https://www.facebook.com/TanyaParksRE/ Instagram: https://www.instagram.com/tparksrealestate/Got questions or topics you want covered? Drop them in the comments or visit https://carlspiteri.com Let’s Connect! Carl SpiteriCall: (858) 526-3037 Email: [email protected] Equal Housing Lender. Subject to credit approval. NMLS ID# 286890. OriginPoint NMLS# 2185899. NMLSConsumerAccess.org. Operating in the state of California as OriginPoint Mortgage LLC in lieu of the legal name OriginPoint LLC.Home equity conversion mortgages are for borrowers 62+. You must pay property taxes, homeowner’s insurance, and HOA dues (as applicable) while maintaining the home and using it as a primary residence. OriginPoint is not affiliated with any government agency. Find a reverse mortgage counselor at www.hud.gov or call (800) 569-4287. OriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076 Carl Spiteri NMLS ID: 286890 Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in states: AZ, CA, CO. FL, ID, MI, MT, OR, SC, TN, TX, WA, WY

Send us Fan MailWhy Sleep Matters More Than You Think After 50 | Boomers, Bucks, and Bling Episode 25What if your memory, energy, and overall health all came down to one thing… your sleep?In this episode of Boomers, Bucks & Bling, Carl sits down with fitness coach and educator Mark Alexander-Warne to talk about why sleep is one of the most overlooked pieces of healthy aging — and how it impacts everything from brain health to weight, stress, and decision-making.They break down how REM sleep supports memory and cognitive function, while deep sleep is essential for physical recovery, immune health, and overall wellness — especially as we get older.Plus, simple habits you can start right away to improve your sleep quality and feel better day-to-day.We cover: • Sleep and memory, brain health, and cognitive decline • Deep sleep, recovery, and immune function • The connection between sleep, weight gain, and hormones • How poor sleep affects mood, stress, and decision-making • Simple routines to improve sleep and fall asleep fasterPerfect for Baby Boomers, retirees, and anyone focused on better sleep, healthy aging, and improving overall quality of life.🎧 Listen to More Episodes: Spotify: https://ow.ly/ttaN50TZH81 Apple Podcasts: https://ow.ly/cFb350TZH84 YouTube Playlist: https://ow.ly/cwaf50TZH8u Guest Info: Email: [email protected]: https://www.functionalfitnessconsulting.com/LinkedIn: https://www.linkedin.com/in/mark-alexander-warne-fitness-nutrition-coach/Instagram: https://www.instagram.com/functional_fitness_consulting/YouTube: https://www.youtube.com/channel/UClBLIOjmkGteubw0ct9JXRAGot questions or topics you want covered? Drop them in the comments or visit https://carlspiteri.com Let’s Connect! Carl SpiteriCall: (858) 526-3037 Email: [email protected] Equal Housing Lender. Subject to credit approval. NMLS ID# 286890. OriginPoint NMLS# 2185899. NMLSConsumerAccess.org. Operating in the state of California as OriginPoint Mortgage LLC in lieu of the legal name OriginPoint LLC.Home equity conversion mortgages are for borrowers 62+. You must pay property taxes, homeowner’s insurance, and HOA dues (as applicable) while maintaining the home and using it as a primary residence. OriginPoint is not affiliated with any government agency. Find a reverse mortgage counselor at www.hud.gov or call (800) 569-4287. OriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076 Carl Spiteri NMLS ID: 286890 Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in states: AZ, CA, CO. FL, ID, MI, MT, OR, SC, TN, TX, WA, WY

Send us Fan MailI Retired… and Got Bored. Now What? Reinventing Work After 60 | Boomers, Bucks, and Bling Episode 24What happens after retirement when you realize you’re not ready to fully slow down?In this episode of Boomers, Bucks & Bling, Carl talks with Lynn Friesth about the “what now?” moment many people hit after leaving full-time work — and how to reinvent your next chapter with more purpose, flexibility, and fulfillment.Lynn retired at 65 after a 40-year career with John Deere in manufacturing and engineering. Since then, he has spent the past decade exploring entrepreneurship, consulting, podcasting, and coaching… helping others design meaningful encore careers and rethink life after retirement.They dive into why retirement today can last 20–30+ years, how identity can shift when your career ends, and how to turn decades of experience into something meaningful — whether that’s an encore career, consulting, volunteering, a passion project, or even starting a small business after 60. They also discuss how modern tools (including AI) can make it easier than ever to explore ideas, create content, and stay connected without needing to be highly technical.We cover:• Redefining identity and purpose after retirement• Encore careers, second careers, and entrepreneurship after 60• Turning your experience into a clear value proposition• Finding new communities and expanding your network• Using AI and simple tech tools to support your next chapter• Why this stage of life can be about growth, not just staying busyPerfect for Baby Boomers, retirees, and anyone planning retirement who wants a more fulfilling, purpose-driven next phase.🎧 Listen to More Episodes: Spotify: https://ow.ly/ttaN50TZH81 Apple Podcasts: https://ow.ly/cFb350TZH84 YouTube Playlist: https://ow.ly/cwaf50TZH8u Guest Info: Lynn Friesth Email: [email protected]:  lynnfriesth.comLinkedIn: https://www.linkedin.com/in/lynnfriesthMy Coaching AI: LynnAI (free) Share Link: https://app.coachvox.ai/share/LynnFriesthGot questions or topics you want covered? Drop them in the comments or visit https://carlspiteri.com Let’s Connect! Carl SpiteriCall: (858) 526-3037 Email: [email protected] Equal Housing Lender. Subject to credit approval. NMLS ID# 286890. OriginPoint NMLS# 2185899. NMLSConsumerAccess.org. Operating in the state of California as OriginPoint Mortgage LLC in lieu of the legal name OriginPoint LLC.Home equity conversion mortgages are for borrowers 62+. You must pay property taxes, homeowner’s insurance, and HOA dues (as applicable) while maintaining the home and using it as a primary residence. OriginPoint is not affiliated with any government agency. Find a reverse mortgage counselor at www.hud.gov or call (800) 569-4287. OriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076 Carl Spiteri NMLS ID: 286890 Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in states: AZ, CA, CO. FL, ID, MI, MT, OR, SC, TN, TX, WA, WY

Send us Fan MailTravel Hacking for Boomers: Solo Trips, Family Travel & How to Avoid Paying More Than You Should | Boomers, Bucks, and Bling Episode 23What does smart, stress-free travel look like in retirement?In this episode of Boomers, Bucks & Bling, Carl sits down with travel expert Adele McIntosh of Legendary World Travel to talk about how Baby Boomers and retirees can travel smarter — whether it’s multi-generational family trips, solo travel, or luxury experiences that actually deliver value.With over 30 years in the travel industry, Adele shares how thoughtful planning, flexible timing, and expert guidance can help retirees avoid common travel pitfalls, reduce unnecessary costs, and create truly memorable experiences. We cover:-Multi-generational travel ideas for families and grandparents-Solo travel options without high single-supplement fees-Why cruises can be ideal for retirees-How off-peak travel can mean better value and fewer crowds-The role of a travel advisor in retirement travel planningPerfect for Baby Boomers, retirees, and anyone planning meaningful travel in retirement.🎧 Listen to More Episodes:  Spotify: https://ow.ly/ttaN50TZH81  Apple Podcasts: https://ow.ly/cFb350TZH84  YouTube Playlist: https://ow.ly/cwaf50TZH8u  Guest Info: Adele McIntoshPhone: 760-410-7447 x 803Email: [email protected]: legendaryworld.comLinkedIn: https://www.linkedin.com/in/adelemcintosh/ Got questions or topics you want covered? Drop them in the comments or visit https://carlspiteri.comLet’s Connect!Carl SpiteriCall: (858) 526-3037Email: [email protected] Housing Lender. Subject to credit approval. NMLS ID# 286890. OriginPoint NMLS# 2185899. NMLSConsumerAccess.org. Operating in the state of California as OriginPoint Mortgage LLC in lieu of the legal name OriginPoint LLC.Home equity conversion mortgages are for borrowers 62+. You must pay property taxes, homeowner’s insurance, and HOA dues (as applicable) while maintaining the home and using it as a primary residence. OriginPoint is not affiliated with any government agency. Find a reverse mortgage counselor at www.hud.gov or call (800) 569-4287.OriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076Carl Spiteri NMLS ID: 286890Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in states: AZ, CA, CO. FL, ID, MI, MT, OR, SC, TN, TX, WA, WY

Send us Fan MailWhat happens when aging in place is no longer the safest option?In this episode of Boomers, Bucks & Bling, Carl welcomes back senior living expert Johanna Gach to talk through the real-life decisions families face as care needs increase — and how planning ahead can prevent crisis-driven choices.In this episode, we cover:-Aging in place vs assisted living vs memory care-The real cost of in-home care compared to senior living communities-When memory care becomes the more practical (and affordable) option-Emotional challenges families face when care decisions are delayed-How early financial planning, including reverse mortgages, can create flexibilityThis episode is ideal for Baby Boomers, adult children, and anyone planning for long-term care, senior housing, and aging with confidence. Guest Info: Johanna GachPhone: (858) 346-0569Email: [email protected]: https://www.griswoldcare.com/ LinkedIn:   / johanna-gach-a251452  Got questions or topics you want covered? Drop them in the comments or visit https://carlspiteri.comLet’s Connect!Carl SpiteriCall: (858) 526-3037Email: [email protected] Housing Lender. Subject to credit approval. NMLS ID# 286890. OriginPoint NMLS# 2185899. NMLSConsumerAccess.org. Operating in the state of California as OriginPoint Mortgage LLC in lieu of the legal name OriginPoint LLC.Home equity conversion mortgages are for borrowers 62+. You must pay property taxes, homeowner’s insurance, and HOA dues (as applicable) while maintaining the home and using it as a primary residence. OriginPoint is not affiliated with any government agency. Find a reverse mortgage counselor at www.hud.gov or call (800) 569-4287.OriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076Carl Spiteri NMLS ID: 286890Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in: AZ, CA, CO, FL, ID, MI, OR, TN, TX, WA

Send us Fan MailBoomers, Bucks, and Bling Episode 21 | Staying Home, Staying Independent: Inside the World of Boutique In-Home CareMore and more boomers want to age at home — but what does in-home care really involve? In this episode of Boomers, Bucks & Bling, Carl sits down with Johanna Gach of Griswold Home Care to break down the world of boutique caregiving.They cover:-Home care vs. home health-What caregivers actually help with-How much in-home care costs-The pros and cons of aging in place-When it’s time to consider other options-How families can plan before care becomes urgentIf you’re supporting aging parents or planning ahead for yourself, this episode is a must-listen for understanding your options and staying independent at home.🎧 Listen to More Episodes:  Spotify: https://ow.ly/ttaN50TZH81  Apple Podcasts: https://ow.ly/cFb350TZH84  YouTube Playlist: https://ow.ly/cwaf50TZH8u  Guest Info: Johanna GachPhone: (858) 346-0569Email: [email protected]: https://www.griswoldcare.com/ LinkedIn: https://www.linkedin.com/in/johanna-gach-a251452/Got questions or topics you want covered? Drop them in the comments or visit https://carlspiteri.comLet’s Connect!Call: (858) 526-3037Email: [email protected] Spiteri NMLS ID: 286890Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in: AZ, CA, CO, FL, ID, MI, OR, TN, TX, WAOriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076

Send us Fan MailWhat if your home could be both stunning and perfectly set up to support you as you age? 🏡In this episode of Boomers, Bucks & Bling, Carl sits down with Brittany Hancock, founder of B Home Design and universal design expert, to talk about how to design your home like a rockstar.From zero-threshold showers that feel like a spa, to “midnight snack lighting” that keeps late-night cookie runs safe, Brittany shares practical and surprisingly beautiful ways to make your home work for you through every chapter of life.We dive into:-Why safety and style should share the spotlight-Clever lighting tricks to make everyday living easier-The power of color psychology and warmth post-COVID-Game-changing storage hacks that make kitchens truly accessible-Elevator & stair lift options that let you enjoy your entire homeWhether you’re remodeling now or planning ahead, this episode will leave you inspired to rethink how your space can support your lifestyle for decades to come.🎧 Listen to More Episodes:  Spotify: https://ow.ly/ttaN50TZH81  Apple Podcasts: https://ow.ly/cFb350TZH84  YouTube Playlist: https://ow.ly/cwaf50TZH8u  Guest Info:Brittany Hancock | Interior Designer, B Home Design SDPhone: (760) 315-5556Website: https://www.bhomedesignsd.com/Instagram: https://www.instagram.com/bhomedesignsdThe Safety Sisters: thesafetysisters.comGot questions or topics you want covered? Drop them in the comments or visit https://carlspiteri.comLet’s Connect!Call: (858) 526-3037Email: [email protected] Spiteri NMLS ID: 286890Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in: AZ, CA, CO, FL, ID, MI, OR, TN, TX, WAOriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076

Send us Fan MailIn this episode of Boomers, Bucks & Bling, Carl welcomes back financial advisor Jon to tackle one of the biggest challenges Baby Boomers face in retirement—unexpected taxes. From 401(k) withdrawals to Social Security taxation, John breaks down the “double whammy” many retirees don’t see coming—and how to plan ahead to keep more of your money.What you’ll learn in this episode:-Why withdrawing from your 401(k) or IRA can trigger higher taxes than expected-The “double whammy” of paying taxes on distributions and then paying taxes again to cover them-How longevity risk and inflation can eat away at retirement savings-Hidden costs of healthcare in retirement—Medicare surcharges, Social Security taxation, and rising premiums-Smart strategies for retirement income distribution: pensions, Social Security timing, savings vs. retirement accounts-The power of bracket filling and step-up in tax basis to protect your wealth-Why reverse mortgages can provide tax-deferred retirement income👉 If you’re planning for retirement or already retired, this episode is packed with insights on how to avoid costly mistakes and make your money last.🎧 Listen to More Episodes:  Spotify: https://ow.ly/ttaN50TZH81  Apple Podcasts: https://ow.ly/cFb350TZH84  YouTube Playlist: https://ow.ly/cwaf50TZH8u  Guest Info:Jon Beyrer CFP(r) – Senior Financial Advisor and Partner at Blankinship & Foster, LLCPhone: (858) 755-5166Website: https://www.bfadvisors.com/team/jon-beyrer/ LinkedIn: https://www.linkedin.com/in/jon-beyrer/ Subscribe for more episodes about: ✔️ Medicare, Medicaid, & Social Security ✔️ Reverse Mortgages & Financial Safety ✔️ Retirement Planning & Aging in Place ✔️ Lifestyle tips for Boomers & Gen XGot questions or topics you want covered? Drop them in the comments or visit https://carlspiteri.comLet’s Connect!Call: (858) 526-3037Email: [email protected] Spiteri NMLS ID: 286890Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in: AZ, CA, CO, FL, ID, MI, OR, TN, TX, WAOriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076

Send us Fan MailWelcome to Boomers Bucks and Bling, where retirement planning gets a modern (and sometimes thrilling) twist! In this episode, host Carl Spiteri is joined once again by Medicare expert Keith Betkowski to unpack the newly passed HR1 legislation—nicknamed the “Big Beautiful Bill.”💸 Spoiler: It includes $800 billion in cuts to Medicare and Medicaid.In This Episode: We explore what these changes could mean for retirees and older adults—especially when it comes to rising out-of-pocket healthcare costs, shrinking plan options, and how rural communities may be hit hardest.💡 Topics Covered:- How the bill could change Medicare Advantage & supplement plans -The future of dental, vision, and transportation coverage- Why some hospitals are cutting staff & services- How AI is being used in cost-saving (and care-changing) ways -What retirees can do now to prepare- How reverse mortgages might offer financial flexibility for those aging in placeWhether you’re already retired or just planning ahead, this episode gives you the inside scoop on a bill that could reshape how older Americans access healthcare.🎧 Listen to More Episodes:  Spotify: https://ow.ly/ttaN50TZH81  Apple Podcasts: https://ow.ly/cFb350TZH84  YouTube Playlist: https://ow.ly/cwaf50TZH8u   Guest Info: Keith Betkowski – Medicare & Medicaid Expert Email: [email protected] Phone: (415) 971-0384 LinkedIn: https://www.linkedin.com/in/keithbvhs15/ Subscribe for more episodes about: ✔️ Retirement Planning ✔️ Medicare, Medicaid, & Social Security ✔️ Reverse Mortgages ✔️ Aging in Place & Financial Safety ✔️ Lifestyle tips for Boomers & Gen X Got questions or topic suggestions? Drop them in the comments or visit https://carlspiteri.comLet’s Connect!Call: (858) 526-3037Email: [email protected] Spiteri NMLS ID: 286890Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in: AZ, CA, CO, FL, ID, MI, OR, TN, TX, WAOriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076

Send us Fan MailIn this episode of Boomers, Bucks, & Bling, Carl sits down with Southern California financial advisor Jon to talk about the biggest challenges Baby Boomers face in retirement. From rising housing costs to new tax rules, this episode is packed with practical strategies to help you protect your retirement income, keep your family close, and make the most of your equity.What you’ll learn in this episode:-The latest tax law changes in the new “Big Beautiful Bill” and what they mean for retirement planning-How the sandwich generation balances caring for aging parents while supporting adult children-Downsizing surprises: capital gains taxes, commissions, and hidden costs of selling a home-Creative ways to unlock home equity—from reverse mortgages to building ADUs (Accessory Dwelling Units)-The emotional side of retirement lifestyle: why staying connected improves health & longevity-The top financial questions Boomers ask: outliving your money, medical costs, and retirement security👉 If you’re a Baby Boomer planning retirement, considering a reverse mortgage, or just looking for ways to make your retirement income last, this episode is for you.🎧 Listen to More Episodes:  Spotify: https://ow.ly/ttaN50TZH81  Apple Podcasts: https://ow.ly/cFb350TZH84  YouTube Playlist: https://ow.ly/cwaf50TZH8u  Guest Info:Jon Beyrer CFP(r) – Senior Financial Advisor and Partner at Blankinship & Foster, LLCPhone: (858) 755-5166Website: https://www.bfadvisors.com/team/jon-beyrer/ LinkedIn: https://www.linkedin.com/in/jon-beyrer/ Subscribe for more episodes about: ✔️ Medicare, Medicaid, & Social Security ✔️ Reverse Mortgages & Financial Safety ✔️ Retirement Planning & Aging in Place ✔️ Lifestyle tips for Boomers & Gen XGot questions or topics you want covered? Drop them in the comments or visit https://carlspiteri.comLet’s Connect!Call: (858) 526-3037Email: [email protected] Spiteri NMLS ID: 286890Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in: AZ, CA, CO, FL, ID, MI, OR, TN, TX, WAOriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076

Send us Fan MailWelcome to Boomers Bucks and Bling, where retirement planning gets a modern (and sometimes thrilling) twist! In this episode, host Carl Spiteri sits down with Medicare expert Keith Burkowski to take the confusion out of one of the most important decisions retirees will face: signing up for Medicare.Whether you’re approaching 65 or helping a loved one through the process, this episode is your crash course in Medicare must-knows.💡 In This Episode:- What each Medicare part (A, B, C, and D) actually covers -When to enroll (and what happens if you miss the window) -The difference between Medicare Advantage and Supplement (Medigap)- Common mistakes that lead to lifetime penalties - How income affects your monthly Medicare premiums - Real-world examples of how coverage works in emergency situations - What retirees really need to consider when picking a plan Keith also shares tips on choosing between HMOs and supplemental plans, how to avoid surprise out-of-pocket costs, and how Medicare planning ties into retirement stability and reverse mortgage options.🎧 Listen to More Episodes:  Spotify: https://ow.ly/ttaN50TZH81  Apple Podcasts: https://ow.ly/cFb350TZH84  YouTube Playlist: https://ow.ly/cwaf50TZH8u  Guest Info: Keith Burkowski – Medicare & Medicaid Expert Email: [email protected] Phone: (415) 971-0384 LinkedIn: https://www.linkedin.com/in/keithbvhs15/ Subscribe for more episodes about: ✔️ Medicare, Medicaid, & Social Security ✔️ Reverse Mortgages & Financial Safety ✔️ Retirement Planning & Aging in Place ✔️ Lifestyle tips for Boomers & Gen X Got questions or topics you want covered? Drop them in the comments or visit https://carlspiteri.comLet’s Connect!Call: (858) 526-3037Email: [email protected] Spiteri NMLS ID: 286890Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in: AZ, CA, CO, FL, ID, MI, OR, TN, TX, WAOriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076

Send us Fan MailBoomers Bucks and Bling Ep. 15 | Why You Need a Living Trust Before RetirementWelcome back to Boomers Bucks and Bling—where retirement planning meets real talk, real strategy, and a little bit of sparkle ✨.In this episode, host Carl Spiteri sits down with estate planning attorney Danielle Barger, founding partner at Barger & Batiste Law. Together, they unpack why a living trust isn’t just a good idea—it’s essential, especially if you're nearing or in retirement.🧠 In This Episode, You'll Learn:Why a living trust matters more than just “avoiding probate”What happens if one spouse becomes incapacitated without proper documentsThe real costs of not having a trust (spoiler: it’s expensive)Why reverse mortgage borrowers especially need to plan aheadThe truth about transfer-on-death deeds, powers of attorney, and healthcare directivesHow to avoid probate delays, legal headaches, and family conflicts👩‍⚖️ About Our Guest:Danielle Barger is a leading San Diego estate planning attorney specializing in trusts, wills, probate, and incapacity planning. Learn more at:🌐 https://dbsquaredlaw.com📞 (858) 886-7000🎧 Listen to More Episodes:Spotify: https://ow.ly/ttaN50TZH81Apple Podcasts: https://ow.ly/cFb350TZH84YouTube Playlist: https://ow.ly/cwaf50TZH8u🔔 Don't forget to subscribe and drop a comment! Let us know what retirement topic you’d like us to cover next.Let’s Connect!Call: (858) 526-3037Email: [email protected] Spiteri NMLS ID: 286890Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in: AZ, CA, CO, FL, ID, MI, OR, TN, TX, WAOriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076#LivingTrust #EstatePlanning #RetirementPlanning #ReverseMortgage #BoomersBucksBling #DanielleBerger #TrustAttorney #AvoidProbate

Send us Fan MailBoomers Bucks and Bling Ep. 14 - Cyber Scams & AI Threats in Retirement: How to Stay Safe with Joe ErleWelcome to Boomers Bucks and Bling, where retirement planning gets a modern (and sometimes thrilling) twist! In this episode, host Carl Spiteri sits down with cybersecurity expert Joe Erle, finalist for the San Diego Business Journal Cyber Security Award and host of Ransomware Rewind.🚨 In This Episode:We uncover how AI-powered scams, deepfakes, and phishing attacks are increasingly targeting retirees and boomers—and what you can do to protect yourself, your money, and your family.🧠 Topics Covered:What AI really is (and how scammers are using it)Common scams affecting older adultsDeepfake voice & video fraudHow to recognize pig butchering and phishing schemesCybersecurity tips: freezing credit, multi-factor authentication, password managersReal-life stories of fraud (including a $1.7M scam)🔐 Whether you're retired, nearing retirement, or helping a loved one navigate financial safety, this episode is a must-watch.🎧 Listen to the Podcast:Website: https://ow.ly/66R350TZH8iSpotify: https://ow.ly/ttaN50TZH81Apple Podcasts: https://ow.ly/cFb350TZH84YouTube: https://ow.ly/cwaf50TZH8u🔗 Guest Info:Joe Erle – Cybersecurity Group Practice Leader at C3 Insurance🎙️ Podcast: Ransomware Rewind🔗 LinkedIn: https://www.linkedin.com/in/joe-earlLet’s Connect!Call: (858) 526-3037Email: [email protected] Spiteri NMLS ID: 286890Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in: AZ, CA, CO, FL, ID, MI, OR, TN, TX, WAOriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076

Send us Fan Mail🎙️ Boomers Bucks and Bling – Ep 13: Essential Home Insurance Tips for Retirees: What You Need to KnowTune in as host Carl Spiteri sits down with Gina Roman of Roman Insurance to unpack the ever-evolving insurance landscape—what it means for your wallet, your home, and your peace of mind, especially in retirement.🔍 In This Episode, You’ll Discover:How inflation and natural disasters are driving up insurance premiumsThe California Fair Plan explained—when it helps, and when it doesn’tWhat sets captive agents vs. independent agents apart—and why it matters to youGina’s top tips for navigating today’s challenging market and protecting what you’ve worked so hard forWith over 20 years of industry experience, Gina brings clarity, practical tips, and surprising insights that can help retirees make more informed decisions.Gina RomanIndependent Agent at Roman Insurance ServicesPhone: (800) 304-3254Email : [email protected]: https://romaninsuranceservices.comLinkedin: https://www.linkedin.com/in/gina-roman-14888150/Facebook: https://www.facebook.com/gina.roman.378199Let’s Connect!Call: (858) 526-3037Email: [email protected] Spiteri NMLS ID: 286890Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in: AZ, CA, CO, FL, ID, MI, OR, TN, TX, WAOriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076

Send us Fan MailBoomers Bucks & Bling Ep 12 – Retiring Soon? What to Do With Your Business w/ Travis Catania What Happens to Your Business When You Retire?Welcome back to Boomers Bucks & Bling, where we turn retirement planning into a thrill ride! 💥 In this episode, host Carl Spiteri sits down with Travis Catania from Business Succession Pros to talk about something every business owner will face sooner or later—what to do with your business when it's time to retire.Whether you’re planning to exit in 3, 5, or 10 years, Travis breaks down:🧠 Why “succession” is smarter than “exit”💰 How to value your business (hint: it’s not what you think it’s worth)🔍 What buyers are really looking for🛠 The difference between planning to exit and preparing to sell🤝 Who should be on your business succession team💸 Financing options, including SBA loans and seller financing🔄 The real risks of internal succession to employeesPlus, Carl and Travis talk about blunders, thunders, and how to sell at the peak of your business — not after the crash.If you're a small business owner nearing retirement or thinking about your next season, this episode is packed with actionable insights. Don’t miss it!Let’s Connect!Call: (858) 526-3037Email: [email protected] Spiteri NMLS ID: 286890Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in: AZ, CA, CO, FL, ID, MI, OR, TN, TX, WAOriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076

Send us Fan Mailoomers Bucks & Bling Ep. 11 – Easy Home Tips for Boomers Who Want to Stay Put w/ Dana NuescaWelcome to the Boomers Bucks and Bling podcast! Today, Carl Spiteri talks to Dana Nuesca from Tailored Closets and Premier Garage. She helps people make their homes super cool and easy to live in as they get older. 🏡✨They talk about:Making small bedrooms into awesome home offices 💻How to make closets and garages look neat and pretty 👚🧰Why organizing your stuff can actually make you feel better 😄What a Murphy bed is (hint: it hides in the wall!) 🛏️And even putting benches in closets and fun floors in garages!Dana Nuesca even shares secrets on how to make your house work better before you get older — so you can stay happy and comfy at home longer! 💖Let’s Connect!Call: (858) 526-3037Email: [email protected] Spiteri NMLS ID: 286890Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in: AZ, CA, CO, FL, ID, MI, OR, TN, TX, WAOriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076

Send us Fan MailBoomers, Bucks, and Bling Podcast | Ep 10 How to Have Tough Conversations About Aging and DownsizingJoin Carl and Fritzy in this insightful episode of Boomer Bucks and Bling as they discuss the challenges and emotional aspects of aging, downsizing, and financial planning for retirees and their families. Learn practical tips on starting meaningful conversations with loved ones about transitions, from moving to financial preparedness. Whether you're part of the sandwich generation or planning for your own future, this episode is packed with wisdom, real-life stories, and actionable advice.Let’s Connect!Call: (858) 526-3037Email: [email protected] Spiteri NMLS ID: 286890Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in: AZ, CA, CO, FL, ID, MI, OR, TN, TX, WAOriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076

Send us Fan MailBoomers, Bucks, and Bling Podcast | Ep 9 Exploring ADUs for Multigenerational Living and IncomeJoin Carl Speri from Boomers, Bucks, and Bling as he welcomes back Brandon Span of Lars Remodeling & Design for an insightful conversation about Accessory Dwelling Units (ADUs). Learn how these innovative housing solutions can maximize your property’s potential, accommodate multi-generational living, and even generate rental income.Brandon shares his expertise as a builder in San Diego, diving into ADU basics, zoning regulations, design options, and cost considerations. Whether you’re planning for retirement, helping family members, or exploring income opportunities, this discussion covers everything you need to know.Stay tuned for success stories, tips on aging-in-place design, and how ADUs can be a game-changer in today’s housing market.Timestamps:00:00 Introduction02:15 What is an ADU?06:40 Zoning and Permits Explained12:30 ADU Sizes and Layout Options20:00 Multi-Generational Living Solutions28:10 ADUs for Rental Income & Retirement Planning35:45 Real-Life Success Stories👉 For more information about Lars Remodeling & Design:Follow Lars Remodel & Design on Social Media:  Follow them on Socialhttps://www.larsremodel.com/https://www.instagram.com/larsremodel/https://www.facebook.com/LarsRemodelingDesignLet’s Connect!Call: (858) 526-3037Email: [email protected] Spiteri NMLS ID: 286890Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in: AZ, CA, CO, FL, ID, MI, OR, TN, TX, WAOriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076

Send us Fan MailBoomers, Bucks, and Bling Podcast | Ep 8 Boomer Mobility Hacks -Hip Health Secrets for Active AgingUnlock the secrets to maintaining mobility as you age in this must-watch episode of Boomers, Bucks and Bling! Join us as we sit down with Dr. Leland Ferguson, founder of Relief Chiropractic, to explore crucial health tips for seniors approaching retirement.🎙️ Episode Highlights:• Why hip health is the key to staying active in your golden years• Common senior injuries: Hip and knee replacements explained• Expert assessment techniques: Range of motion, strength, and muscle health• Practical exercises to keep you strong and flexible• The overlooked importance of shoulder health• How regular chiropractic care can transform your retirement lifestyleWhether you're a boomer looking to stay active or caring for aging loved ones, this episode is packed with valuable insights to help you thrive. Dr. Ferguson shares his wealth of experience as a multi-sport enthusiast and chiropractor, offering a unique perspective on senior health and mobility.Don't let age slow you down! Tune in now to learn how to maintain your independence, prevent injuries, and enjoy an active retirement. Like, subscribe, and share this video to help others in the boomer generation stay healthy and mobile!#BoomerHealth #SeniorMobility #ChiropracticCare #RetirementWellness #activeaging Leland Ferguson, D.C.https://www.linkedin.com/in/leland-ferguson-aa642b3/https://www.facebook.com/[email protected]://sandiegobackpainchiropractic.com/Let’s Connect!Call: (858) 526-3037Email: [email protected] Spiteri NMLS ID: 286890Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in: AZ, CA, CO, FL, ID, MI, OR, TN, TX, WAOriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076

Send us Fan MailBoomers, Bucks, and Bling Podcast | Ep 7  Baby Boomers  Home Safety Tips for a 30 Year Retirement🏡 Is Your Home Ready for Your Golden Years? Find Out in Our Latest Episode! 🌟Join us for another enlightening edition of the Boomers, Bucks and Bling podcast, where we're tackling a crucial topic for baby boomers: preparing your home for a 30-year retirement!In this eye-opening episode, we dive into:• The importance of planning for your health span and wealth span• Essential home modifications for aging in place• Practical safety tips for every room in your house• Considerations for multigenerational and congregate livingOur special guest, Fritzi Gros-Daillon, a Certified Aging in Place Specialist, with Household Guardians, shares expert insights on making your home safe and comfortable for the long haul. Learn about simple yet effective changes that can make a world of difference!Don't let age sneak up on you – start planning today for a safer, more comfortable tomorrow. Whether you're in your 70s or planning ahead, this episode is packed with valuable information for every baby boomer.👉 Subscribe now to never miss an episode of Boomers, Bucks and Bling! Let's make the golden years truly golden. 🌈#AgingInPlace #RetirementPlanning #HomeSafety #BabyBoomers #seniorliving Fritzi Gros-Daillon, MS, CSA, CAPS, UDCP, SHSSHousehold Guardianshttps://www.householdguardians.com/[email protected]://www.linkedin.com/in/fritzigrosdaillon/Phone: 800-984-1186Let’s Connect!Call: (858) 526-3037Email: [email protected] Spiteri NMLS ID: 286890Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in: AZ, CA, CO, FL, ID, MI, OR, TN, TX, WAOriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076

Send us Fan Mail🏠💼 Discover the secrets to protecting your assets and streamlining your estate with Brad Hobson on the Boomers Bucks and Bling Podcast! In Episode 6, we dive deep into the world of living trusts and title insurance. Learn why most people should consider a living trust, how to avoid probate, and the importance of title insurance in safeguarding your property. Brad shares valuable insights on:• The benefits of putting your assets and real estate into a living trust• How to verify your property's title at the recorder's office• The risks of property fraud and how to protect yourself• The pros and cons of services like Home Title LockDon't miss this essential episode for anyone looking to secure their legacy and protect their hard-earned assets. Subscribe now and join the conversation on smart financial planning for boomers!Let’s Connect!Call: (858) 526-3037Email: [email protected] Spiteri NMLS ID: 286890Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in: AZ, CA, CO, FL, ID, MI, OR, TN, TX, WAOriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076

Send us Fan MailBoomers, Bucks, and Bling Podcast Episode 5: Challenges Boomers Face with Social Security and Taxes with Steve AlpinieriIn this episode, we dive into the challenges baby boomers encounter with Social Security and taxes, featuring expert insights from Steven Alpinieri. Steven is the founder of a full-service CPA firm established in 2010. With a career in public accounting since 1997, he brings extensive experience as a former assurance services partner at a reputable CPA firm.Steven specializes in preparing complex corporate, partnership, trust, and individual tax returns. His technical expertise extends to performing audits, reviews, and compilations of financial statements, as well as offering consulting services. He has worked with manufacturers, distributors, construction contractors, internet companies, 401(k) audits, and non-profit organizations. Steven has also helped clients save thousands of dollars in taxes by securing various federal and state credits.Steven Alpinieri holds a Bachelor of Science degree in Accounting from San Diego State University and is a proud member of the California Society of Certified Public Accountants. Tune in to gain valuable tax and Social Security insights tailored for baby boomers.Steven [email protected]://sandiegocpasteve.com💬 What questions do you have about reverse mortgages? Comment below!  #ReverseMortgage #SeniorFinance #retirementplanning #taxplanning 🔗 Website: https://www.boomersbucksandbling.com/🔗 Youtube: https://www.youtube.com/@CarlSpiteri/podcasts🔗 Spotify: https://open.spotify.com/show/74gbOcYQujuMiUZRPivl4l🔗 Amazon Music: https://music.amazon.com/podcasts/927e396d-c067-450d-96fd-b431e63671f9/boomers-bucks-and-bling-podcast🔗 Apple: https://podcasts.apple.com/us/podcast/boomers-bucks-and-bling-podcast/id1774051586Let’s Connect!Call: (858) 526-3037Email: [email protected] Spiteri NMLS ID: 286890Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in: AZ, CA, CO, FL, ID, MI, OR, TN, TX, WAOriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076

Send us Fan MailIn this episode of the Boomers, Bucks, and Bling Podcast, we are excited to have Lars Remodeling & Design joining us to discuss the essentials of aging in place. As we age, our homes may require adjustments to accommodate our evolving needs, ensuring comfort and safety. Our discussion will cover crucial aspects from design to permit and build, emphasizing the importance of planning for future needs in the homes we live in today. Whether you're living in San Diego or anywhere in California, adapting your residence might involve addressing issues like narrow hallways, small bathrooms, or multi-story living. Learn how to optimize your living space with larger bedrooms, walk-in closets, curb-less showers, and wider hallways. Discover practical solutions like lowering vanities, raising toilets, and adding secure grab bars. Tune in to understand how you can make your home a haven for your later years with expert advice from Lars Construction and Remodel.Let’s Connect!Call: (858) 526-3037Email: [email protected] Spiteri NMLS ID: 286890Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in: AZ, CA, CO, FL, ID, MI, OR, TN, TX, WAOriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076

Send us Fan MailBoomers Bucks and Bling Podcast - Episode 3 with Dr Stephenson"Boomer Health Insights with Dr. Robert Stephenson"Welcome to the "Boomers, Bucks, and Bling" podcast, where we turn retirement planning into an exhilarating adventure. I'm your host, Carl Spiteri, and today we're joined by Dr. Robert Stevenson, a seasoned doctor and fellow boomer, to share insights on maintaining health and vitality during retirement. Whether you're a health enthusiast, retiree, or simply looking to stay active in your golden years, this episode is packed with valuable advice.Let’s Connect!Call: (858) 526-3037Email: [email protected] Spiteri NMLS ID: 286890Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in: AZ, CA, CO, FL, ID, MI, OR, TN, TX, WAOriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076

Send us Fan MailBoomers Bucks and Bling Podcast-   Episode 2 with Joanie SelbyIntroducing Joanie Selby, your trusted real estate agent operating in the vibrant city of San Diego. She has a passion for helping clients achieve their real estate goals and brings a unique perspective and unwavering professionalism to the industry.Joanie's real estate journey began as a buyer's agent for one of San Diego's top producers, where she gained invaluable experience and a buyer's perspective that set her apart. This background allows her to understand the needs and desires of buyers, providing valuable insights to sellers when preparing their homes for the market and ensuring optimal results.In addition to her buyer agent role, Joanie has over 20 years of personal experience in real estate investment. Alongside her partner, she has successfully owned and managed numerous properties, ranging from single-family residences to multi-unit buildings. This extensive knowledge of the investment side of the business gives Joanie a comprehensive understanding of the local market, enabling her to guide clients towards the most lucrative opportunities.Beyond her professional achievements, Joanie is deeply committed to her clients and their families. She understands the significance of finding a home that suits their unique needs and aspirations.When not assisting clients, Joanie enjoys spending quality time with loved ones and exploring the diverse offerings of San Diego.With Joanie by your side, you can be confident that your real estate journey will be handled with the utmost professionalism and care. Her dedication to serving the community and her commitment to delivering exceptional results shine through in every [email protected]://selbysellssd.com/san-diego-real-estate-agents/joanie-selby(619) 251-1468https://www.facebook.com/TheSelbyTeam/https://www.instagram.com/selbysellssandiego/https://www.youtube.com/channel/UCVAle6ICSXxZy9vut_Q580g/featuredLet’s Connect!Call: (858) 526-3037Email: [email protected] Spiteri NMLS ID: 286890Producing Partnership Branch Manager | OriginPoint Mortgage NMLS #2185899Licensed in: AZ, CA, CO, FL, ID, MI, OR, TN, TX, WAOriginPoint LLC; NMLS #2185899; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. AZ: OriginPoint LLC - 15333 North Pima Road, Suite 305, Office 337, Scottsdale, AZ 85260, Mortgage Banker License #1038328• CA: Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA #41DBO-150076#RetirementPlanning #FinancialFreedom #RetirementGoals 👉Subscription Link: https://www.youtube.com/@CarlSpiteri

Send us Fan MailPodcast Description for Boomers, Bucks, and Bling PodcastUnlock the secrets to financial success with the Boomers, Bucks, and Bling Podcast!Hosted by Carl Spiteri, a veteran Mortgage Loan Originator with over 30 years of experience, this podcast is your ultimate guide to mastering the financial intricacies of buying, selling, and lending in today's dynamic market. Whether you're a home buyer, lender, or seller, Carl's expert insights and practical advice will empower you to make informed decisions that lead to lasting financial stability.Each episode breaks down complex financial concepts into easy-to-understand discussions, featuring everything from credit scoring and budgeting tips to the latest trends in commercial and residential lending. With guest appearances from industry professionals and real-world examples, Boomers, Bucks, and Bling offers valuable perspectives that can help you navigate the financial landscape with confidence.Tune in to stay ahead of the curve and take control of your financial future!