C.L.I.M.B. Through Retirement

"Who inherits your wealth—and at what cost?" Families are losing millions to legal fees and painful disputes, all because of overlooked legacy plans. This episode dives into the untold complexities of wills, trusts, and blended families, exploring the pitfalls and emotional tensions that lurk beneath the surface. Discover why clear communication, properly updated documents, and regular reviews make all the difference… but what happens when even the best intentions aren’t enough? The answers may surprise you.Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

What happens when the tech giants that once powered the market suddenly threaten your retirement savings? As AI spending accelerates and volatility shakes the sector, Ben Heisler and Brad Jones plunge into the unseen dangers lurking inside many portfolios. From sequence of return risk to emotional pitfalls, the conversation exposes fresh realities facing retirees—all in the midst of a rapidly evolving financial world. Who knows how your retirement could be affected when yesterday’s winners become today’s risks?Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

"Are you responding to economic chaos with calm logic—or letting fear drive your financial moves?"This episode tackles how unpredictable markets, rising costs, and unsettling headlines can shake retirees’ confidence and tempt costly mistakes. Brad Jones and Ben Heisler dig into practical strategies for stress-testing your nest egg, fortifying your plan against inflation, and resisting emotional decisions. With stories, expertise, and humor—including a rapid-fire round of retirement trivia—they reveal why ongoing support, regular adjustments, and the right guide are vital for enjoying your 1,500-week retirement vacation, no matter what the world throws at you.Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

What happens to your retirement dreams when the headlines scream about soaring inflation and market uncertainty? On this episode, Ben Heisler and Brad Jones unravel the real impact of emotion-driven decisions, sudden early retirement offers, and economic turbulence—while sharing strategies to maintain clarity and confidence in your golden years. Discover insights Livingston County retirees are asking about, from tax moves to protecting your legacy, all under the guidance of a seasoned retirement Sherpa. The biggest mistakes, the hidden pitfalls, and how to prepare for the unexpected—get the perspective that too many overlook.Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

As more Americans prepare to pass significant wealth to the next generation, Brad Jones and Ben Heisler reveal why legacy planning is more important—and complex—than ever. From family feuds to costly legal battles, faulty documents to blended family headaches, small missteps can unravel everything you’ve worked for. This episode explores how regular reviews, clear communication, and the right legal guidance ensure your wishes are honored and your wealth benefits those you love. Learn how to move proactive estate planning from the bottom of your to-do list to the foundation of your retirement journey—before it’s too late.Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

What does true financial literacy mean once you reach retirement—and how can small habits, careful planning, and honest conversations protect your wealth (and your peace of mind) for decades to come? Brad Jones explains why tracking spending and understanding withdrawal order matter just as much as investment returns, and how working with a professional can help you navigate taxes, legacy, and those tempting (but cumulative) daily splurges. With practical examples and a gentle push to enjoy what you’ve earned, this episode is a roadmap for turning your nest egg into a 1,500-week vacation—tailored to your life, your family, and your dreams.Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

How prepared are Americans for retirement—and what hidden forces are holding so many back? Alarming new research reveals just how far behind most are, and the conversation uncovers overlooked reasons, from cultural habits to shifting financial realities. Join Ben Heisler and Brad Jones as they dig into the hurdles, surprises, and necessary mindset shifts for building a lasting, confident retirement—even if you thought you were set. What’s keeping even “super savers” from feeling secure, and could your plan use a second look? The answers may change how you climb your own retirement mountain.Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Ready to unlock the secrets of retiring as a small business owner? Join Ben Heisler and Brad Jones, founder of Jones Retirement Advisors, as they dig into the unique twists and turns facing entrepreneurs on their journey to retirement. This episode of C.L.I.M.B. Through Retirement isn’t just about numbers—it's about real challenges and practical strategies that might surprise you. From creative ways to save without a traditional 401(k) to the emotional hurdles of saying goodbye to your business, you’ll hear insightful stories and guidance you won’t find anywhere else.But that’s just the tip of the mountain! Curious about what an exit strategy actually looks like, or how to avoid costly missteps when pulling from your retirement accounts? Discover why “painting your retirement picture” could change everything, and why Brad’s approach to climbing down life’s retirement mountain might be just what you need. Don’t miss this chance to get motivated and start planning the retirement you’ve always imagined—tune in and let Ben and Brad be your guides!Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Wondering how inflation really affects your retirement lifestyle—even when the headlines claim it’s cooling off? Ben Heisler and Brad Jones are back with practical wisdom and plenty of laughs, unraveling the nitty-gritty of cost-of-living adjustments and the real impact on your Social Security check. From wrinkly shirts masked by vests to trivia about bygone gas prices, this episode is equal parts relatable and packed with insight. But don’t be fooled: there’s more to retirement planning than meets the eye, and Brad’s experience in Livingston County shines through.How can you protect your savings when COLA raises are shrinking, and what can you actually do to stretch your income—no matter what the government decides? Plus, hear Brad’s answers to retirement trivia and discover a risk you might be overlooking. Curious why retirees feel the pinch more than the numbers suggest? Tune in for an episode that’s as informative as it is entertaining, and take your first step toward climbing through retirement with confidence.Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Are you secretly a millionaire without even realizing it? Join Ben Heisler and Brad Jones in this episode of “C.L.I.M.B. Through Retirement” as they uncover the fascinating phenomenon of “hidden millionaires”—everyday folks who’ve built serious wealth without ever feeling rich. Brad shares relatable stories and tips to help you determine whether you’re sitting on a retirement fortune, while Ben keeps the conversation lively with his signature humor.But that’s just the beginning! Discover why your net worth might be larger than you think, learn the dangers of cash drag, and explore the five biggest retirement mistakes—including one that nearly everyone makes. Plus, find out how diversification and emotional readiness can make or break your golden years. Tune in to find out if you’re ready to climb through retirement—and maybe, just maybe, join the ranks of hidden millionaires.Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

What’s the real impact of the Fed pausing interest rates—and what does it mean for your hard-earned nest egg? This week on C.L.I.M.B. Through Retirement, Ben Heisler and Brad Jones dive into the latest moves shaking up the financial world and what those headlines could mean for your future. Should you rethink your investments, or is it better to stay the course? Brad shares surprising stories (including some unconventional home remedies!) and explains how smart planning transforms retirement from a source of anxiety into your dream vacation.Feeling uncertain about inflation, market volatility, or even how to manage your cash reserves? You’re not alone. This episode is packed with actionable insights, candid conversation, and a rapid-fire Q&A that tackles burning listener questions—plus a few personal tidbits about Brad’s favorite vacations and guilty pleasures. Discover why climbing through retirement isn’t just a metaphor—it’s your ticket to enjoying every week like a holiday. Listen now to find out what you might be missing!Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Are you dodging “the inheritance talk” with your family? You’re not alone—most families do, even though everyone knows it’s important. On this episode of C.L.I.M.B. Through Retirement, Ben Heisler and financial advisor Brad Jones pull back the curtain on one of the most avoided topics in retirement planning. What happens if something goes unsaid, or if your loved ones are left with confusion instead of clarity? From tear-jerker sports triumphs to real-life retirement wins, Brad and Ben share why right now is the best time to start—and how bringing everyone to the table can change your legacy.But don’t expect dry financial jargon! This conversation covers everything from how family dynamics can shift in unexpected ways to the surprising risks of keeping your heirs in the dark. Whether you’ve saved a few thousand, or your retirement dreams are measured in encore vacations, you’ll learn why your wealth is only part of your legacy. Ready to swap anxiety for action? Press play for actionable insights, candid stories, and a few laughs along the way.Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Ready to swap the morning commute for coffee on the porch, grandkid giggles, and endless vacations? Not so fast—Brad Jones and Ben Heisler dive deep into the real signs you’re truly ready to retire, and spoiler alert: It’s about much more than just your numbers. This episode of “C.L.I.M.B. Through Retirement” uncovers the surprising mix of financial planning, emotional readiness, and even hidden costs you might be forgetting. You’ll hear about the questions most people never ask, and get a taste of why readiness is a whole lot more than a savings account and countdown clock.Curious if your plan is airtight? Listen in as Brad shares some of the biggest retirement hurdles—and the secrets to getting over them. The duo also tackle listener questions, from avoiding taxes on your nest egg to making charitable giving work for you, plus tips on making income after hanging up your work hat. If you’re thinking about retirement or already planning your escape, this episode will have you rethinking your next move. Hit play to find out just how ready you really are!Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

A new year means new opportunities, fresh challenges, and—let’s face it—a few surprises. In this episode of "C.L.I.M.B. Through Retirement," Ben Heisler and Brad Jones dig into the changes that 2026 brings for retirees and those gearing up for their golden years. From bigger savings limits to Social Security tweaks and that mysterious new tax deduction for seniors, the landscape is shifting. Wondering how these updates might affect your plans? You’re not alone—and we have answers.But that’s just for starters. Brad and Ben tackle listener questions on everything from estate planning (trust vs. will, anyone?) to running out of money if you live long—and even passing your small business on to the next generation. Inflation worries? We hear you. Tune in and discover why simply “setting and forgetting” your retirement strategy won’t cut it this year, and get the inside scoop on planning moves that could make all the difference. Press play and get ready to climb higher in 2026!Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Ever feel like your retirement plan is a moving target? You’re not alone! This week on C.L.I.M.B. Through Retirement, Ben Heisler and Brad Jones dig into one of the most misunderstood—but crucial—parts of smart investing: rebalancing your retirement portfolio. Find out why your 60/40 mix might not be what you think it is, why leaving things on autopilot could invite a world of risk, and how a simple adjustment can bring peace of mind when markets get rocky.But that’s not all—2026 is just around the corner, and with it comes a whole new set of tax rules that could impact your retirement dreams. Will you be ready, or will you be caught off guard? Tune in as Ben and Brad pull back the curtain on what’s changing, when to consider a Roth conversion, and why tax diversification might be your most powerful tool yet. If you’re determined to climb confidently through retirement, you won’t want to miss this lively, insightful episode!Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

The holidays are here, and retirement is on everyone’s wish list! In this festive edition of "C.L.I.M.B. Through Retirement," hosts Ben Heisler and Brad Jones bring holiday cheer—and a gift bag full of smart strategies—to help you make the most of your golden years. From creative ways to maximize your retirement accounts before the year wraps up, to surprising tips on charitable giving and long-term care planning, this episode is all about setting yourself up for a future that shines brighter than Rudolph’s nose.But wait—there’s more in Santa’s retirement mailbag! Brad and Ben dive into listener questions that range from family vacation splurges to the mysteries of Social Security, and even how Michigan retirees can save big on taxes next year. If you’re curious which moves might help your finances last longer—or just want some laughs with financial pros who love a good cheesy holiday pun—don’t miss this episode. Grab your cookies, cue up the podcast, and get ready for insights that could make this the most wonderful retirement planning season of all!Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

The holidays are here, and it’s the perfect time to unwrap not just presents, but your biggest retirement questions. Join Ben Heisler and Brad Jones as they sip on yuletide cheer and dig into the secrets that make a retirement plan as joyful as your Christmas morning—plus, they’ll reveal what most people get wrong, and why a little year-end diligence can pay off in big ways. Ready for a financial tune-up before the New Year? Don't miss out on their most festive show yet!But this isn’t just another seasonal special. Brad and Ben pull back the curtain and invite you on a spirited journey with the three “Ghosts of Retirement”—past, present, and future. It’s a candid conversation full of stories, laughs, and those “aha!” moments every retiree or aspiring retiree should hear. So, will you be ready to climb to the summit of your retirement dreams, or will you let those haunting worries sneak in like the Grinch? Hit play and find out!Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Ready to trade the 9-to-5 for your dream retirement, but worried you might stumble on the climb up? In this episode, Brad Jones and Ben Heisler pull back the curtain on those sneaky mistakes that trip up even the savviest savers—and reveal why a solid plan (not just wishful thinking) is your best hiking partner as you journey into retirement. From common money missteps to the silent dangers of picking the wrong investment “mix,” Brad shares surprising stories, a few laughs, and his Sherpa-like guidance to help you navigate the retirement mountain with confidence.But that's not all—Brad and Ben tackle listener questions about balancing investments, managing the jump from a paycheck to savings, and the real scoop on property taxes (hint: downsizing isn’t always the money-saver you think!). Whether you’re days from retirement or just daring to dream, tune in to learn what most folks overlook—and why playing it safe can sometimes be the riskiest move of all. Your retirement summit starts right here; don’t miss out!Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Are you ready to take your retirement planning from average to extraordinary? In this episode of “C.L.I.M.B. Through Retirement,” Ben Heisler sits down with Brad Jones of Jones Retirement Advisors to reveal the strategies that go way beyond the usual advice. They’re tackling everything from year-end financial moves, tax tips you may never have considered, and how to use Roth conversions smartly—for not only your golden years but for your legacy, too. Curious about gifting strategies, RMDs, or what really happens when it’s time to pass down the family vacation cottage? Trust us, you won’t want to miss Brad’s insider perspective on these advanced planning questions.But that’s just the start. What are the retirement risks hiding in plain sight, and how could a chat with a true specialist change your entire approach to your “1,500-week vacation”? Ben and Brad answer listener mailbag questions you’ve probably wondered about—plus some that might surprise you. Grab your favorite coffee, settle in, and get ready to discover a whole new level of confidence for your climb to retirement. Hit play and find out why now is the best moment to start your ascent!Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

What do turkey, stuffing, and cranberry sauce have to do with building a successful retirement? This holiday-themed episode of C.L.I.M.B. Through Retirement takes a delicious detour as Brad Jones and Ben Heisler use Thanksgiving dinner as a culinary metaphor for your financial future. Whether you’re loading up on mashed potatoes—or planning for health care—Brad’s unique approach will have you seeing your retirement plate in a whole new light.But don’t worry, it’s not all about food! The guys also dish out practical tips for navigating Social Security when moving states, clever ways to stay ahead of those sneaky Medicare IRMAA surcharges, and strategies for keeping up with ever-changing retirement rules. Pull up a chair and join the conversation—after this episode, you’ll never look at your Thanksgiving spread (or your retirement plan) the same way again. Hungry for more? Hit play!Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Interest rates are changing, inflation’s still lurking, and retirement dreams are on the line—is your plan built to weather the uncertainty? In this episode, Ben Heisler and Brad Jones break down some of the biggest retirement questions facing Livingston County, with a timely look at the latest Federal Reserve decision and what it could mean for your wallet. You’ll get practical, do-able strategies for protecting your nest egg, but you’ll also hear surprising stories—and a few personal moments—that bring new perspective to what it really means to “climb” through retirement.Thinking about how Michigan’s upcoming tax changes could help (or hurt) your retirement spending? Wondering if you can undo a Social Security claim, buy a summer home up north, or include digital assets in your estate plan? Ben and Brad tackle listener mailbag questions, offer a few laughs, and share the insider tips you need to navigate retirement with confidence. Don’t miss what every retiree should know (but most don’t) before taking that next big step!Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Ready for some retirement real talk? This week, Brad Jones and Ben Heisler tackle the hot topic that's on every retiree's mind: Social Security's 2026 Cost of Living Adjustment—and why it might not stretch as far as you think. But that's just the beginning. From must-know strategies for maximizing your income to the inside scoop on hybrid long-term care policies, they shine a light on the planning moves that turn worry into confidence.Curious how to actually enjoy that 1,500-week vacation called retirement? Wondering if you should delay benefits, or what to do when healthcare costs keep creeping up? Brad and Ben aren't afraid to ask the tough questions—and offer the practical advice—to help you climb higher. Discover why taking action and having the right guide makes all the difference... and don't miss the audience Q&A, where your burning questions get addressed head-on. Tune in and see why this could be the conversation that takes your retirement plan from average to adventure!Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Ready for your ultimate retirement adventure? This week on "C.L.I.M.B. Through Retirement," hosts Ben Heisler and Brad Jones dive into what’s really driving financial advisors’ surprising optimism—even with headlines full of turbulence. You’ll hear how preparation, clarity, and a little bit of strategic planning can help you weather any financial storm, plus some surprising takes on Social Security, taxes, and just how flexible your retirement dreams can really be.But that’s just the beginning! Brad tackles real listener questions, from how working part-time might impact your Social Security benefits, to the tricks for keeping your dental and vision coverage sharp after 65, to the emotional and financial nuances of downsizing your home. Wondering if you’re truly ready to make the leap? Tune in for expert insight, a few fun detours, and the encouragement you need to start your own climb—with just enough advice left off-mic to keep you curious!Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

What really sets successful retirees apart from the crowd? In this episode of “C.L.I.M.B. Through Retirement,” Ben Heisler and Brad Jones dive into the surprising financial habits of upper-class retirees…and trust us, it’s not just about having a bigger bank account. Are you curious how the wealthy think differently about taxes, preserving wealth, and taking care of loved ones—before and after they hang up their work boots for good?Whether you’ve saved a little or a lot, you’ll get conversational, honest advice with stories and strategies you can apply to your own retirement journey. Plus, Brad tackles listener questions in the weekly mailbag: inheritance taxes, working with an advisor, and what to do with extra cash flow. Tune in for laughs, actionable tips, and the motivating nudge you need to take your next step up the retirement mountain—don’t miss what could be the biggest game-changer you hear all year!Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Are you ready to climb through the financial storms ahead—or just hoping for clear skies in retirement? In this lively episode, Ben Heisler and retirement advisor Brad Jones dish out practical wisdom (and plenty of good-humored sports banter) as October marks Financial Planning Month. Brad’s got nearly 20 years of experience, and he’s spilling the secrets to building a retirement that feels like a 1,500-week vacation—while keeping your money safe through market swings, unexpected health care costs, and those pesky tax surprises lurking around the corner.You might be surprised at what really threatens your nest egg—and what moves can help you secure your legacy for generations. Should you worry about Social Security running dry? Is your “preservation bucket” ready for anything? Hit play to hear listener mailbag questions answered, why updating your beneficiaries is more urgent than you think, and how to get a no-obligation retirement “inspection” that could change your future. This episode is packed with smart strategies and real talk—don’t miss your chance to weatherproof your wealth and discover what every retiree should know!Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Are you ready to unlock some of the secrets to a truly rewarding retirement? In this episode of “C.L.I.M.B. Through Retirement,” Ben Heisler sits down with expert advisor Brad Jones to unravel hot topics that every retiree needs to know—starting with the buzz around this year’s Social Security COLA increase. Is it enough to keep pace with your goals, or could you be missing a bigger picture? Brad doesn’t just dish out the facts—he shares stories, practical tips, and even a bit about his own financial journey.Plus, the duo tackles real questions straight from listeners: from calming pre-retirement nerves to preparing for life’s “what-ifs” and even surviving well-meaning advice from family members. Whether you’re days away from retirement or just starting to dream about it, you won’t want to miss the honest, relatable insights and laughs woven throughout this episode. Hit play and discover how to make your own climb through retirement smoother, smarter, and maybe just a little more fun!Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

What if the biggest obstacle to your dream retirement isn’t travel plans or market swings—but the rising cost of healthcare? On this episode of C.L.I.M.B. Through Retirement, Ben Heisler and Brad Jones break down the latest eye-opening numbers, share real stories from Livingston County, and challenge you to rethink your financial game plan before you step into your well-deserved golden years. Are you prepared for a price tag that could stretch well into six figures?But don't worry—it's not all doom and gloom! Brad and Ben dig into smart, actionable strategies that go beyond the basics (spoiler: it's not just about cutting Starbucks runs). Whether you’re already retired or still picturing that 1,500-week vacation, this episode is packed with insider tips, common pitfalls, and a few surprising truths about how to make your money—and your health—last. Ready to build a plan that lets you climb higher? Hit play to join the conversation.Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Find out more at https://jonesretirement.com/financial-services/Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.Tune in and take the next step on your path to a fulfilling retirement.