Empty Nest Full Pockets Podcast

In this episode of Empty Nest Full Pockets, financial planner Matt Meline breaks down a powerful concept that can transform how you experience retirement: the “Permission to Spend” framework.After years of disciplined saving, many empty nesters still struggle to enjoy their money. Instead of feeling freedom, they feel hesitation — constantly questioning whether they’re spending too much, too soon.Matt explains how this mindset often comes from a lack of structure, not a lack of savings.Using a simple yet impactful example, he compares two retirees with identical portfolios—one without a strategy and one with a tax-smart withdrawal plan. The difference? Hundreds of thousands of dollars in lifetime taxes… and a dramatically different retirement experience.This episode walks through how coordinating income sources, managing tax brackets, and timing withdrawals can help reduce tax burdens and create clarity around what you can safely spend.The result is a plan with guardrails — giving you the confidence to enjoy your retirement without second-guessing every decision.If you’ve been playing it safe but wondering if you could be living more fully, this episode will help you rethink what’s possible.Digital AssetDownload the Empty Nest Success Checklisthttps://prairiefirewealth.com/areas-of-focus/empty-nest-planning/Episode Highlights The “Permission to Spend” mindset  Why retirees often still feel financial scarcity  Example: two retirees with identical portfolios but different outcomes  The cost of not having a tax strategy  How strategic withdrawals can reduce lifetime taxes  What the Permission to Spend framework solves  Building spending guardrails (high vs. low ranges)  Coordinating income sources, taxes, and timing  Using Roth accounts to manage tax brackets  Why asset location matters for tax efficiency  Tax diversification for flexibility in retirement  “Bracket-busting” strategies explained  Roth conversion opportunities (ages 60–73)  Capital gains harvesting strategies  Charitable giving and tax efficiency  Reviewing your tax return for planning opportunities  Creating a retirement tax plan  Adjusting spending during market volatility  Final thoughts: building confidence through planningApril's LIVE WebinarKickstart Your College Planning Journey with The PFW College Money Plan📅 Wednesday, April 15🕚 11:30am CSTPlanning for college doesn’t have to feel overwhelming. In this webinar, we’ll walk you through a smarter, more strategic way to approach college funding — without sacrificing your retirement goals.👉 Register here: https://prairiefirewealth.com/webinar/—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

Notes:In this episode of Empty Nest Full Pockets, financial planner Matt Meline tackles one of the biggest — and most overlooked — challenges in retirement: spending with confidence.After years of saving, many empty nesters still hesitate to enjoy their money. Why? Because uncertainty around taxes, withdrawals, and timing creates fear of making a costly mistake.Matt introduces the “Permission to Spend” framework — a tax-smart strategy designed to help you turn your savings into reliable income while minimizing unnecessary taxes. Through real-life examples and practical insights, he explains how coordinating your withdrawals across different accounts can actually increase your spending power — and your peace of mind.If you’ve ever wondered, “Can I really afford to enjoy this?” — this episode is for you.Digital AssetDownload the Empty Nest Success Checklisthttps://prairiefirewealth.com/areas-of-focus/empty-nest-planning/Episode HighlightsWhy spending—not saving—is often the hardest part of retirement The fear of running out of money Real-life case study: $2.5M saved, but hesitation to spend The hidden tax problem in many retirement plans How a tax strategy can significantly increase annual spending What “Permission to Spend” really means The three key drivers: income, taxes, and timing Why most retirement plans overlook tax strategy Understanding the four tax buckets Traditional IRAs & 401(k)s (tax-deferred growth) Roth accounts (tax-free income strategies) Brokerage accounts (flexibility and control) Social Security and its hidden tax impacts Mistake #1: waiting too long to withdraw IRA money Required Minimum Distributions (RMDs) and tax spikes Mistake #2: missing Roth conversion opportunities Mistake #3: triggering unnecessary capital gains Final thoughts: turning savings into confident incomeUpcoming LIVE WebinarKickstart Your College Planning Journey with The PFW College Money Plan📅 Wednesday, April 15🕚 11:30am CSTPlanning for college doesn’t have to feel overwhelming. In this webinar, we’ll walk you through a smarter, more strategic way to approach college funding — without sacrificing your retirement goals.👉 Register here: https://prairiefirewealth.com/webinar/—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

In this episode of Empty Nest Full Pockets, financial planner Matt Moline continues the conversation around caring for aging parents — but this time, he dives deeper into the legal, financial, & family dynamics that can either create clarity… or chaos.What’s the difference between a power of attorney and a healthcare directive?Why do unequal sibling dynamics create so much tension?And how do you help mom & dad without jeopardizing your own retirement?Matt walks through the practical guardrails every empty nester needs — from understanding legal documents to protecting your retirement accounts from emotional withdrawals. Because retirement is a non-renewable asset, & helping without a plan can unintentionally create long-term damage.This episode is about leading with compassion — but also with structure. Saying yes with a plan. Protecting your future while honoring your parents.If you’re part of the sandwich generation, this one is essential listening.Digital AssetDownload the Empty Nest Success Checklisthttps://prairiefirewealth.com/areas-of-focus/empty-nest-planning/Episode Highlights How to start the conversation without creating conflict (“throwing an elbow”)  Why legal documents matter more than most people realize  Power of attorney explained (financial authority)  Healthcare directives and medical decision-making authority  Why it’s essential to have both documents in place  Real-life example: cognitive decline and managing finances  Real-life example: stroke and the need for medical advocacy  The unequal sibling dynamic—and how to manage it  Divide-and-conquer strategies based on geography  The difference between financial help and emotional labor  Why retirement should be treated as a non-renewable asset  One-time financial help vs. ongoing commitments  The tax implications of tapping retirement accounts  How to say yes with a plan instead of reacting emotionally  Conversation starters that build trust and clarity  Final thoughts: protecting your future while helping theirsUpcoming LIVE WebinarTaxes and Permission to Spend: A Smarter Retirement Strategy for Empty Nesters📅 Tuesday, March 18th🕚 11:30am CSTIf you’re asking:“Is my money in the right tax bucket?”“How do I create clarity around withdrawals?”“Can I spend more confidently without fear?”This webinar will walk you through how tax-smart planning creates a true “permission to spend” framework — so you can replace retirement anxiety with confidence.👉 Register here: https://prairiefirewealth.com/webinar/—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

In this episode of Empty Nest Full Pockets, financial planner Matt Moline turns the focus to a deeply personal and often emotional topic: caring for aging parents without sacrificing your own financial future.As part of the “sandwich generation,” many empty nesters find themselves balancing support for adult children while quietly stepping into a new role with their own parents. Matt explores how to approach this season intentionally — not reactively — and how to build financial and emotional guardrails that protect both generations.From healthcare planning and housing decisions to elder fraud protection and difficult family conversations, this episode provides practical strategies to help you lead with clarity, empathy, and confidence.Because helping your parents isn’t just about writing a check — it’s about planning wisely, protecting your future, and honoring theirs.Digital AssetDownload the Empty Nest Success Checklisthttps://prairiefirewealth.com/areas-of-focus/empty-nest-planning/Episode Highlights Why helping aging parents requires patience and awareness  The emotional weight of the sandwich generation  Why this topic can be more complex than helping adult children  Reactive vs. intentional financial support  Building guardrails into your retirement plan  Understanding healthcare needs: medical vs. custodial vs. long-term care  Conversation starters that reduce conflict  Housing decisions: aging in place vs. transitioning  The hidden costs of staying at home as parents age  Why Medicare doesn’t cover everything  Understanding your parents’ income and expenses  Generational differences in talking about money  Reviewing financial statements and spotting red flags  Protecting parents from fraud and financial scams  Warning signs like title fraud, unusual withdrawals, and elder abuse  Final thoughts: helping with clarity instead of panicUpcoming LIVE WebinarTaxes and Permission to Spend: A Smarter Retirement Strategy for Empty Nesters📅 Tuesday, March 18th🕚 11:30am CSTIf you’re wondering:“Is my money in the right place tax-wise?”“Can I actually afford to spend more confidently in retirement?”“How do I create clarity instead of anxiety around withdrawals?”This webinar is for you.👉 Register here: https://prairiefirewealth.com/webinar/—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

In this episode of the Empty Nest Full Pockets podcast, financial planner Matt Meline tackles one of the hardest challenges empty nesters face: how to help adult children without guilt, resentment, or financial damage to your own future.Matt walks through the heart of the Permission to Help framework — learning how to say yes strategically, no without guilt, and use financial leverage wisely when needed. From weddings and cars to kids moving back home, this episode offers real-life examples and practical guardrails that replace emotional reactions with clarity and confidence.If you’ve ever struggled with repeated rescues, open-ended help, or the tension of the sandwich generation, this episode will help you protect your retirement while still being a loving, supportive parent.Join us as we explore how to help with intention, boundaries, and a plan — so this season of life truly becomes your next great chapter.Digital AssetDownload the Helping Adult Children Checklist (2026 Edition)https://prairiefirewealth.com/areas-of-focus/empty-nest-planning/Episode HighlightsReplacing Guilt with Clarity When Helping Adult KidsWelcome to Empty Nest Full PocketsThe Permission to Help Framework ExplainedSaying Yes Strategically (Not Emotionally)Lifestyle Requests vs. Real NeedsHow to Respond Without Fixing the ProblemWhy Repeated Rescues Delay RetirementThe Reality of Adult Kids Living at HomeWhat the Data Says About Kids Moving Back Home (Pew Study)Setting Milestones and Exit Plans for HelpSmart Gifting Rules Every Parent Should KnowAnnual Gift Limits & Tax ConsiderationsPaying Tuition & Medical Bills the Right WayUsing 529 Plans Strategically (Including Roth Rollovers)When Roth IRAs Can Help — and When They Shouldn’tConversations That Don’t Blow UpAvoiding Lectures, Rescues, and DefensivenessProtecting Your Retirement Without Losing ConnectionFinal Takeaways for Parents of Adult ChildrenI sincerely appreciate your support. Thank you for being part of our podcast journey. If you haven’t already, please subscribe so you never miss an episode — your support truly means everything to us.Let’s stay connected:🌐 Web: https://www.prairiefirewealth.com/📧 Email: [email protected] LIVE WebinarCaring for Aging Parents: How Empty Nesters Can Find Financial & Emotional Balance📅 Feb 19 at 11:30am CSTRegister here:👉 https://prairiefirewealth.com/webinar/—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

In this episode of the Empty Nest Full Pockets podcast, financial planner Matt Meline introduces a powerful mindset shift for empty nesters: helping your adult children isn’t the problem — helping without a plan is.We dive into the emotional and financial tension so many parents feel as they navigate supporting adult kids, caring for aging parents, and still protecting their own retirement. Matt shares the “Permission to Help” framework, real-life examples, and practical guardrails to help you support your family without sacrificing your future. If you’re part of the sandwich generation, this episode will bring clarity, confidence, and calm to a season that often feels overwhelming.Join us as we explore how to turn this transition into your next great chapter — with your heart full, your mind clear, and your pockets protected.Digital Asset:Download the Empty Nest Success Checklisthttps://prairiefirewealth.com/areas-of-focus/empty-nest-planning/Episode HighlightsWhy Helping Without a Plan Creates ProblemsWelcome to Empty Nest Full PocketsThe “Permission to Help” FrameworkThe Emotional Tension of the Sandwich GenerationImagining Life With “You” Back in ItWhy 2026 Is a Different Financial Landscape for FamiliesAdult Kids, Housing Costs, and Student LoansResearch on Parents & Adult Children (Pew Study)The Risk of Small, Unplanned “Yeses”Open-Ended Financial Support & How to Set LimitsCo-Signing Loans, Retirement Raids, and Hidden RisksUsing Home Equity CarefullyAvoiding Sibling Conflict & Unequal HelpHelping as a Mentor, Not a FixerGuardrails That Protect Your FutureFinal Thoughts & TakeawaysI sincerely appreciate your support. Thank you for being part of our podcast journey. If you haven’t already, please subscribe so you never miss an episode — your support truly means the world to us.Let’s stay connected:🌐 Web: https://www.prairiefirewealth.com/📧 Email: [email protected] LIVE WebinarCaring for Aging Parents: How Empty Nesters Can Find Financial & Emotional Balance📅 Feb 19 at 11:30am CSTRegister here:https://prairiefirewealth.com/webinar/—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

In this episode, we dive deep into the intricacies of retirement income planning, focusing on the strategic order of asset withdrawals to optimize tax efficiency. We discuss the common philosophy of withdrawing from taxable accounts first, followed by tax-deferred and tax-free accounts, and explore the benefits of Roth conversions for long-term tax savings. We also touch on the importance of understanding Social Security benefits and the mindset shift needed to embrace a "permission to spend" approach in retirement.Digital Asset: Download Our Empty Nest Success Checklist - https://prairiefirewealth.com/areas-of-focus/empty-nest-planning/00:00:00 - Understanding Taxable, Tax-Deferred, and Tax-Free Accounts00:02:06 - The Benefits of Roth Conversions00:05:18 - Required Minimum Distributions and Their Impact00:06:10 - Planning Your Tax Strategy for Retirement00:07:46 - Assessing Your Financial Buckets00:08:59 - Maximizing Social Security Benefits00:10:02 - Adopting a Prairie Fire Mindset for Retirement Spending00:11:27 - Offering a 20-Minute Consultation for Retirement Planning—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

In this episode, Matt Meline, a certified financial planner and founder of Prairie Fire Wealth Planning, delves into the intricacies of retirement planning, emphasizing the importance of shifting the focus from the anxiety of running out of money to establishing a structured spending plan. He introduces the concept of "guardrails," which provide retirees with a clear framework for their financial future, allowing them to navigate market fluctuations without panic. Digital Asset: Download Our Empty Nest Success Checklist - https://prairiefirewealth.com/areas-of-focus/empty-nest-planning/00:00:00 - Introduction to Retirement Planning00:01:36 - The Concept of Guardrails00:02:07 - Meet the Speaker00:02:48 - Complimentary Guardrail Plans00:03:42 - Addressing Retirement Anxiety00:04:44 - Insights from "Die With Zero"00:06:40 - Defining Guardrails in Retirement Planning00:07:14 - Case Study: Mike and Sarah00:10:04 - Projecting Future Income00:11:36 - Establishing Upper and Lower Guardrails00:13:00 - Market Corrections and Spending Adjustments00:14:45 - Flexibility in Spending Plans00:15:38 - Conclusion: Developing a Guardrail Plan—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

In this episode of the Empty Nest Full Pockets podcast, we join financial planner Matt Meline as he guides listeners through the essential strategies for achieving financial freedom in retirement. We explore key topics, including managing healthcare costs, navigating inflation, and understanding the importance of tax planning. Matt emphasizes the need for a solid spending plan and encourages listeners to embrace their newfound freedom while ensuring they are prepared for any financial surprises. Join us as we help you turn this life transition into your next great chapter!Digital Asset:Download Our Empty Nest Success Checklist - https://prairiefirewealth.com/areas-of-focus/empty-nest-planning/Episode Highlights:00:00:00 - Introduction to Living Free in Retirement00:01:24 - Navigating Post-Childhood Financial Concerns00:02:28 - Long-Term Care and Healthcare Planning00:03:41 - Understanding Inflation and Market Risks00:04:34 - Building a Three-Year Financial Plan00:05:49 - Spending Flexibility in Retirement00:06:40 - Tax Considerations in Retirement00:08:38 - Roth Conversions and Charitable Giving00:10:45 - Legacy Planning and Family Conversations00:12:51 - Reassessing Your Financial Mindset00:14:16 - Key Takeaways for a Successful Retirement00:15:40 - Closing Thoughts and Inspirational QuoteJoin Us for our LIVE webinar on Dec 10: "Build Your Retirement Paycheck: Spending Guardrails for Empty Nesters.". Register HERE: https://prairiefirewealth.com/webinar/—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

In this episode, we discuss the crucial topic of spending in retirement, addressing common concerns about whether individuals are spending the right amount and how to navigate financial fears and guilt. Matt Meline shares insights from his recent keynote at the Arizona Oasis Conference, emphasizing the importance of transitioning from saving to spending with confidence. We explore the need for a comprehensive spending plan that incorporates fixed income sources like Social Security and annuities, as well as investment withdrawals. Additionally, Matt introduces innovative tools that help establish financial guardrails and stress tests, ensuring our listeners can enjoy their retirement without the anxiety of running out of money. Join us as we empower you to embrace the retirement lifestyle you've earned!Digital Asset:Download Our Empty Nest Success Checklist - https://prairiefirewealth.com/areas-of-focus/empty-nest-planning/Episode Highlights:00:00:00 - Introduction to Spending in Retirement00:01:00 - Conference Experience and Keynote00:02:00 - The Challenge of Transitioning to Retirement00:03:30 - The Importance of a Spending Plan00:05:00 - Understanding Fixed Income Sources00:07:00 - Annuities as a Safety Net00:08:30 - Investment Withdrawals and Market Risks00:10:00 - The 4% Rule as a Guideline00:11:00 - Introducing New Planning Tools00:12:00 - Sample Retirement Plan Overview00:13:00 - Visualizing Spending Capacity and Adjustments00:14:00 - Conclusion and Importance of a Good PlanJoin Us for our LIVE webinar on Dec 10: "Build Your Retirement Paycheck: Spending Guardrails for Empty Nesters.". Register HERE: https://prairiefirewealth.com/webinar/ —I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

What if the silence after your kids leave isn’t emptiness, but your invitation to grow? In today’s inspiring episode, Matt Meline shares a powerful case study for anyone feeling lost, restless, or ready to reinvent themselves after years of putting family first. From letting grief breathe to rediscovering creativity and redefining career purpose, Matt reveals how to turn the empty nest into a season of growth, joy, and self-discovery. If you’ve ever wondered what’s next after raising kids, this one’s your permission to slow down, get curious, and dream again. Press play, feel the shift, and reclaim your spark today.Digital Asset:Download Our Empty Nest Success Checklist - https://prairiefirewealth.com/areas-of-focus/empty-nest-planning/Episode highlights:(1:54) The emotional shock of an empty house(4:28) When career success stops feeling fulfilling(6:19) The turning point: Slowing down to heal(7:48) Grab your free Empty Nest Success Checklist. Your guide to turning an empty nest into your best chapter. https://prairiefirewealth.com/areas-of-focus/empty-nest-planning/(9:08) Dreaming again with your partner(10:57) Three reflections for this next chapter(12:06) Reinvention starts with one small step(13:04) Outro—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

In this episode of Empty Nest Full Pockets, host Matt Meline helps you navigate one of the biggest questions after the kids move out. Should you downsize, right-size, or stay put? With real-life stories and practical insights, Matt shows how your home decision isn’t just about space, but about shaping the life you want in this next chapter.Digital Asset:Download Our Empty Nest Success Checklist - https://prairiefirewealth.com/areas-of-focus/empty-nest-planning/Episode highlights:(2:51) Memories, meaning, and family attachment(4:36) Financial lens: Mortgages and hidden costs(6:59) Grab your free Empty Nest Success Checklist. Your guide to turning an empty nest into your best chapter. https://prairiefirewealth.com/areas-of-focus/empty-nest-planning/(8:20) Lifestyle fit and future goals(9:38) Timing the market Vs. Timing your life(11:14) Key questions before making a move(13:07) Outro—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

Strengthening futures by protecting your own. In today’s episode, Matt Meline unpacks the hidden costs of financial help, from everyday emergencies to big milestones like weddings and first homes. With personal stories and practical strategies, Matt shows how to set healthy boundaries, create mindful giving plans, and protect your retirement without losing your generosity.Digital Asset:Download Our Empty Nest Success Checklist - https://prairiefirewealth.com/areas-of-focus/empty-nest-planning/Episode highlights:(2:52) Why generosity often turns into obligation(4:28) Retirement risks of supporting kids(6:26) Setting boundaries on big expenses(7:20) Grab your free Empty Nest Success Checklist. Your guide to turning an empty nest into your best chapter. https://prairiefirewealth.com/areas-of-focus/empty-nest-planning/ (10:12) Creating a mindful giving plan(11:51) Why your security is their gift(12:40) Outro—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

What do you do when the kids leave and life feels different financially and emotionally? In this episode of Empty Nest Full Pockets, Matt Meline shares how to reset your finances and reclaim your purpose in this new chapter. From extra cash flow to insurance, housing, and long-term planning, Matt shows how to turn transition into opportunity. You’ll also learn why this isn’t just about money, it’s about rediscovering your why and aligning your goals with what matters most. Tune in and take the first step toward making your empty nest full of freedom and possibility.Digital Asset: Download Our Empty Nest Success Checklist - https://prairiefirewealth.com/areas-of-focus/empty-nest-planning/Episode highlights:(1:53) Pause before the pivot(3:27) What changes in your finances(4:18) Insurance and benefits review(4:56) Housing decisions and opportunities(5:41) Reassessing your goals and why(8:09) Grab your free Empty Nest Success Checklist. Your guide to turning an empty nest into your best chapter. https://prairiefirewealth.com/areas-of-focus/empty-nest-planning/(9:18) Conversations that matter(11:02) Quick wins and retirement boosts(12:43) Vision meeting for your next chapter(13:22) Outro—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

What comes after the kids leave home and the house gets quiet? This podcast is for parents stepping into the empty nest stage and wondering what’s next. If your kids are grown and you’re ready to focus on your own goals, this show will help you with everything from smart financial planning and retirement decisions to managing family changes and rediscovering your purpose. Welcome to Empty Nest Full Pockets podcast. —I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

Have you ever wondered how scammers exploit technology to deceive even the most vigilant among us? This episode of The PrairieFire Podcast reveals the latest schemes—from fake QR codes to romance scams—and equips you with simple, effective ways to protect yourself. Join Matt Meline and Will Schrader as they share tips from a financial crime expert on recognizing red flags and staying one step ahead. Don’t miss this vital discussion to safeguard your finances and peace of mind.If you encounter a scam, here are the steps and websites to report it:1. IC3 (Internet Crime Complaint Center)Website: www.ic3.gov The IC3, run by the FBI, allows individuals to report cybercrimes, including phishing, identity theft, and online fraud.2. FBI ResourcesWebsite: www.fbi.gov/scams-and-safetyThe FBI provides educational resources on scams and has links for reporting various crimes.3. Local Law EnforcementContact your local police department to report scams, especially those involving financial or identity theft.Episode highlights:(1:17) Scam prevention(3:04) Insights from Detective Ryan on financial crimes(5:06) Bank employee imposters and fake calls(9:12) Romance scams and warning signs(12:04) Social engineering and fear tactics(14:32) QR code safety tips(16:15) Smishing scams and red flags(18:12) Work-from-home, identity thief, and charity scams(20:33) Reporting scams and available resources(22:37) Outro—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

How can you support aging parents while keeping your peace of mind? In today’s episode, Matt Meline connects with senior living expert Jennifer Voigt to share tips on starting tough conversations, planning, and exploring home health care. From recognizing signs of needed changes to managing family dynamics and finances, this episode offers practical guidance to help you make informed decisions for your loved ones.Jennifer Voigt is an expert in senior living and real estate. She has years of experience helping families navigate the challenges of elder care and housing transitions. Jennifer combines her industry knowledge with a compassionate approach as a former general manager for a leading independent living provider and now a licensed real estate broker. She is dedicated to empowering families with practical solutions and resources, making her a trusted guide in senior care decisions.Episode resources:Support Associations and Organizations - https://bit.ly/4gKJGyeConnect with Jennifer:Website: https://sellingsenior.com/about Email: [email protected] Email: [email protected]: https://www.linkedin.com/in/jennifer-l-voigt-cship-0002a416/Episode highlights:(2:04) Who is Jennifer Voigt?(4:23) Jennifer’s career journey in senior living(9:49) Recognizing ADLs and IADLs as care indicators(16:55) Starting conversations with aging parents(18:22) Benefits and limits of home health care(20:47) The role of real estate in funding care(26:27) How to prepare for parent care(31:29) Outro—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

What happens when the roles reverse, and you become your parent’s caregiver? In this episode, Matt Meline and longtime friend Becky Pratt share a deeply personal journey through caregiving’s emotional and financial challenges. Becky reflects on her family’s experiences, from managing shared real estate to helping her mother transition into assisted living. She also shares practical tips for fostering family communication and solving challenging problems creatively. Becky’s insights will inspire and guide you whether you’re starting this journey or deep in it.Becky Pratt, CRCM, QRD®, is a seasoned leader in audit and banking with extensive experience as a Chief Risk Officer and Qualified Risk Director®. She has successfully guided teams through financial recovery and served on various boards, committees, and advisory roles. As Founder of Mattan Pratt Consulting, LLC, Becky specializes in strategic risk management, governance, and organizational design. She also coaches executive leaders and delivers impactful talks on board dynamics, governance, and leadership. Becky’s board service includes Wheatsfield Grocery, where she has contributed to a 30% revenue growth.Episode highlights:(2:01) Who is Becky Pratt?(6:21) Early caregiving experiences and family dynamics(8:22) Discovering and managing a complex family situation(11:55) Transitioning a parent to assisted living(13:54) The importance of communication and collaboration(17:02) Resolving financial and real estate challenges(20:13) Handling complicated parental relationships and decisions(22:21) Outro and disclaimer—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

Are you prepared to support your aging parents through life’s most challenging transitions? In today’s episode, Matt Meline shares practical, compassionate strategies for discussing finances, health, and long-term care. You’ll discover how to organize their affairs, prevent costly mistakes, and safeguard them from scams. Matt also provides a step-by-step checklist to guide you through every challenge. Whether you’re a caregiver or planning for the future, this episode equips you with the tools and confidence to help your loved ones feel safe, secure, and supported.Digital Asset:2024: What Issues Should I Consider for My Aging Parents? - https://bit.ly/3ZBCJbI Episode highlights:(2:28) The importance of patience as roles reverse(5:17) Organizing finances: Bank accounts, investments, and immediate needs(9:31) Addressing living arrangements and safety considerations(14:07) Reviewing insurance policies and potential benefits(16:02) Estate planning and legal documents(18:47) Tax reviews: Spotting savings opportunities(20:41) Future money issues: Assets and inheritance(23:57) Cybersecurity: Protecting seniors from scams(26:23) Outro and disclaimer—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

Are you playing it too safe in life—or holding onto things that aren’t important? In this episode, Matt Meline looks at the iconic 80s classic “Ferris Bueller’s Day Off” and reveals surprising lessons on living with more courage, joy, and purpose. Learn how Ferris, Cameron, and their unforgettable day off can inspire you to handle anxiety, take bold steps, and even rethink your finances. Whether it’s stepping out of your comfort zone or making time for what truly matters, this episode is packed with simple yet powerful tips to help you enjoy today while building a secure tomorrow.Episode highlights:(1:43) Lessons from Ferris Bueller’s Day Off(4:51) Balancing living for today and planning for tomorrow(6:50) Tackling anxiety and fear with small steps(9:02) The dangers of materialism and keeping up appearances(11:36) Mental health days and avoiding burnout(13:26) Embracing boldness and risk-taking(14:54) Preview of the next series on caregiving(15:33) Outro and disclaimer—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

Are you tired of stressing over every single transaction in your bank account? Matt Meline explores how our desire for control can sometimes go too far. Using the classic 80s hit "Every Breath You Take" as a metaphor, Matt shows how obsession can sneak into our financial habits. Discover how to break free from money worries and build a healthier relationship with your finances. Learn practical tips to simplify your financial decisions, grow your savings, and find peace of mind. Tune in to learn how to control your money without letting it control you!Episode highlights:(1:30) The history and meaning behind "Every Breath You Take"(3:17) Parallels with financial obsession(5:06) How much controlling becomes too much?(8:07) Taking something simple and making it great(10:22) Importance of financial advisors(12:13) Creating a healthy financial boundary(13:44) Mindfulness and balance(15:16) Personal growth in financial journey(16:54) Outro and disclaimer—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

Are you unsure if you're taking too many risks with your finances or not enough? In this episode, Matt dives into what Top Gun can teach us about managing risk, building discipline, and making better financial decisions. You'll get practical tips on investing, future planning, and staying on track with your goals. Don't miss out on these valuable lessons that can help guide your financial journey!Episode highlights:(1:48) Lessons from Top Gun(3:01) Risk management(4:09) Understand your risk profile, diversify, and avoid overconfidence(6:20) Personal story of investing and risk tolerance(7:33) Discipline and consistency(9:33) Teamwork and collaboration in finance(12:17) The danger zone: Taking measured risks(13:42) Outro and disclaimer—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

Are your money habits stuck in the past? In this episode, we revisit the iconic movie “The Breakfast Club” to uncover surprising money lessons. What stereotypes about money might be holding you back? Let’s explore how vulnerability and financial growth can help break these barriers and create a more robust economic future. Tune in to hear practical tips on overcoming the fear of change, learning new financial skills, and discovering how to live in the gain, not the gap.Episode highlights:(2:30) The Breakfast Club: Breaking stereotypes and finding vulnerability(3:59) Peer pressure and financial decisions(5:24) Common financial stereotypes: “It’s too late” and “I can’t learn anything new.”(7:23) Character breakdowns and financial parallels: Andrew, Claire, John, and more(11:39) The lesson from John Bender: Change is always possible(13:38) Unconventional financial paths and thinking outside the box(15:06) The importance of financial literacy at any age(16:20) Financial affairs, social experiments and interactions(17:50) Outro and disclaimer—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

Do you want to know what to do with leftover money in your 529 plan? In this episode of the Prairie Fire podcast, we explore easy and practical ways to handle extra funds, including new rules that let you roll them into a Roth IRA. Whether your child got a scholarship, changed career plans, or took a different path, we offer helpful tips to ensure your hard-earned savings don’t go to waste. Perfect for parents and grandparents who want to feel confident about managing their 529 plan wisely.Episode highlights:(2:28) The Pritchard family’s scenario with three different students(4:10) Overview of how 529 plans work and tax benefits(6:02) Transferring 529 funds between beneficiaries—the “529 waterfall.”(7:06) New rules for rolling over leftover 529 funds into a Roth IRA(9:24) Long-term benefits of leftover 529 funds(10:14) Resources for learning more and upcoming episodes(10:52) Outro and disclaimer—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

How do you make college savings work for your family? In today’s episode, Matt shares three essential tips from a parent who successfully sent four kids to college—without breaking the bank. You’ll learn why it’s okay to save a little less than expected, how to think beyond traditional four-year universities, and why involving your kids in the money conversation is crucial. Tune in to gain practical insights to help you make the right choices for your family’s future.Episode highlights:(2:06) College cost planning for state schools(4:03) Saving under the bogey(7:54) Challenge the four-year university mindset(10:24) Analyzing college costs and options(16:19) Involve students in financial decisions(19:07) Let them see the bigger picture(21:56) Outro and disclaimer—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

Did you know most families are overpaying for college? In this episode, we break down why it happens and what you can do to avoid it. Learn practical tips for picking the right school, maximizing financial aid, and negotiating a better deal. Whether you’re a parent planning for your child’s future or a student weighing college options, this episode offers valuable insights to save money and reduce stress. Tune in for advice that could change your thoughts about paying for college!Episode highlights:(2:13) Why do we care?(3:22) Choose schools wisely to avoid overpaying (4:19) Skipping and understanding financial aid(5:30) Avoid letting “dream schools” impact financial choices(6:51) Misusing student loans(7:28) Appeal financial aid offers to save more(9:05) Paying for more than four years(10:10) The College pre-approval process(12:05) Finding generous schools(12:59) Appealing financial aid offers(15:40) Outro and disclaimer—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

Are you curious about how AI could make your life easier and more enjoyable as you transition into retirement? In this episode, Matt Meline shares practical tips on using AI to manage your home, finances, health, and travel plans. Learn how these intelligent tools can help you save time, stay connected, and make the most of your golden years! Tune in for an informative discussion tailored to those embracing the next exciting chapter of life.Episode highlights:(1:27) AI benefits for Empty Nesters(2:29) Practical uses of ChatGPT(4:18) AI in household management(5:03) AI for personal financial management(7:13) Health and wellness with AI(9:14) AI for mindfulness and mental well-being(11:33) AI in safety and security(12:51) AI’s impact on social connections and family interactions(14:15) AI in travel planning: Itinerary creation, booking tips(16:56) AI-powered language translation apps(18:31) Outro and disclaimer—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

Are you feeling unprepared for the day your child leaves home? You're not alone! Join Matt Meline as he shares three essential insights that every soon-to-be empty nester should know. From embracing the inevitable change to planning your newfound freedom, this episode will help you navigate this significant life transition with confidence and joy. Tune in and discover how to turn the empty nest phase into an opportunity for personal growth and fulfillment.Episode highlights:(1:48) Introduction to "3 Must-Know Tips"(2:42) No one gets your child like you do(3:39) None of us feels ready(5:32) Developing a communication schedule(7:08) Parent-child dynamics evolve(7:45) First Friday night(9:17) Needed, but differently(11:08) Outro and disclaimer—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

Are you ready to embrace the joys and challenges of an empty nest? Join Matt and his wife, Lisa, as they share their heartfelt journey of parenting four children into adulthood, managing a blended family, and making intelligent financial decisions. This conversation is filled with personal stories, practical advice, and laughter, ensuring you’re well-prepared for this new stage of life. Tune in and embrace the empty nest phase with confidence and joy!Episode highlights:(2:12) Beginning of empty nest journey(3:24) Kids started living independently(5:29) Financial planning for college and setting expectations(8:10) Lessons learned from the college shopping experience(9:24) Discovering newfound freedom and hobbies as empty nesters(12:37) Tips for handling the empty nest as a blended family(13:42) Developing a financial strategy as an empty nester(14:22) Fun stories and memorable moments with their children(16:23) Outro and disclaimer—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

Is your financial plan ready for life after the kids move out? In this episode, we explore the often-overlooked aspects of the second half of life. We’ll discuss why it’s essential to reassess your finances, including taxes, investments, and budgeting as an empty nester. Learn how shifting your focus from providing for your family to fulfilling your dreams can open up exciting new possibilities. We’ll also highlight the importance of re-evaluating insurance policies and helping your grown children become financially independent. Join us for a wealth of practical tips and inspiring stories to make the most of this stage in life.Episode highlights:(1:39) Trying new things(2:53) Taxes, asset location, and investment strategies(5:12) Budget adjustments(7:19) Don’t wait on dreams(9:36) Re-evaluating life insurance needs(12:08) Gradual financial independence for adult children(14:28) Outro and disclaimer—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

Are you curious about the “three buckets of money” strategy? Join Matt Meline as he demystifies this approach in our latest episode. Imagine having three buckets: one for emergencies, another for middle lifestyle goals, and a third for long-term growth. Matt breaks down the benefits – from risk management to effective goal achievement. And don’t worry, he’ll spill the beans on mixing investments (think stocks and bonds) to create a sturdy financial portfolio. Tune in and unlock the secrets to securing your prosperous future!Episode highlights:(1:30) Three buckets of money framework(4:54) The safety bucket(7:02) The middle lifestyle bucket(10:26) The aspirational long-term bucket(12:39) Dangers(13:38) Importance of personalized investment strategies(15:35) Outro and disclaimer—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

Are budgeting woes cramping your style? Tune in to our latest episode with Matt Meline as he flips the script on budgeting. Post-kids, your financial landscape changes, and guess what? It’s time to have some fun! Discover how to redirect funds toward activities that spark joy – travel, hobbies, or personal growth. Matt spills the beans on managing costs, newfound freedom, and turning budgeting into a delightful part of your life.Episode highlights:(1:57) Changes in expenses after kids leave home(3:55) Discretionary vs. Fixed expenses(5:00) Revisiting monthly expenses(6:24) Fun budgeting areas: Travel, classes, and workshops(8:50) Home improvement projects(10:07) Health and wellness investments(11:26) Resetting financial goals and tools(12:54) Outro and disclaimer—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

Are you prepared for this year's economic uncertainties? In this episode, Matt Meline offers crucial insights and actionable strategies that are not just general but specifically tailored to the current economic climate to help you navigate potential pitfalls. These steps are vital to avoiding financial pitfalls and having a successful year. Take advantage of this episode, filled with practical tips directly relevant to the current economic situation, to help you thrive amidst economic volatility.Episode highlights:(2:25) Understanding diversification, skills, and era of the masterclass(4:08) Real-life examples of skill diversification(6:10) Avoiding automation retirement and embracing AI(6:59) The inevitability of sales in every profession(8:52) Inflation: Understanding and mitigating its impact(10:28) Diversifying investments globally(11:58) Cyber aware: Staying safe online(13:28) Educating yourself on new threats and quick vulnerability audit(15:03) Outro and disclaimer—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

Welcome to the inaugural episode of the Prairie Fire podcast, hosted by Matt Moline, CEO and founder of Prairie Fire Wealth Planning and author of "Empty Nest Full Pockets." In this episode, Matt shares his journey of overcoming fear and embracing change, like a prairie fire that clears the old to make way for the new. He talks about his midlife challenges and how they led him to find his purpose. This change not only affected his personal life but also inspired the creation of his company. At Prairie Fire Wealth Planning, Matt guides clients to rethink their financial choices, highlighting areas where well-thought-out risks could open doors to more freedom and satisfaction.Episode highlights:(1:25) Metaphor around Prairie Fire in life and finances(2:38) Self-exploration: Rule of life project and meaning behind Prairie Fire(6:28) Financial Planning: Scarcity vs. Abundance concept (7:33) Evaluating life and money messages growing up with(8:24) How can the Prairie Fire concept help?(9:48) Applying Prairie Fire in life for growth, flexibility, and freedom (11:08) Future planning and return on life (11:57) Exploring new adventures and taking risks(13:28) Outro and disclaimer—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM

What does it all mean? .......gulp!The PrairieFire Podcast is digging deep to explore the financial, emotional and hilarious issues of the second half of life.  Stick around for content including avoiding retirement pitfalls, understanding money messages and financial lessons from the 1980's!—I sincerely appreciate your support. Thank you for being a part of our podcast journey. If you haven't already, please subscribe to stay updated with the latest episodes. Your subscription means the world to me!I’d love to hear from you; here are some ways to connect:Web: https://www.prairiefirewealth.com/Email: [email protected] a copy of my book: Empty Nest, Full Pockets: How to Emotionally and Financially Prepare for Your Family’s Future at https://amzn.to/3PovUWM