Financial Clarity for Life
by Bartons
Financial Clarity for Life is a podcast series for Australian medical and dental professionals on financial wealth and money matters. Proudly brought to you by leading Bartons, chartered accountants and wealth advisors based in Adelaide, the podcast aims to provide insights with all things financial, including accounting, planning, lending and everything in between. The general advice in this series has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of this advice before acting on it. If this general advice relates to acquiring a financial product, you should obtain a Product disclosure Statement before deciding to acquire the product.
Episodes
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Interprofessional Practice Series | A/Prof Peter Subramaniam – AMA (SA) President – Australia’s Healthcare Opportunities
Australia’s healthcare system won’t become sustainable by expanding hospitals alone. A/Prof Peter Subramaniam argues the biggest gains will come from investing earlier in prevention, primary care and genuinely coordinated, evidence-based team care. A/Prof Subramaniam is a vascular surgeon,...
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Federal Budget 2026-27: important takeaways for medical professionals
The 2026–27 Federal Budget may prove to be one of the most significant tax turning points in decades. In this special budget breakdown is our panel of tax and wealth specialists from the Bongiorno National Network. To unpack the significant changes to capital gains tax, negative gearing and...
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Interprofessional Practice Series | Episode 1: The Tipping Point
Interprofessional practice is no longer optional in Australian healthcare – it’s the key to delivering safer, more accessible care while sustaining a stretched workforce in an increasingly complex system. In the first episode of the Interprofessional Practice podcast series, Bartons’ Director…
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Investing in Commercial Property
Investing in commercial property offers unique benefits and challenges, from higher yields and bespoke leases to tax considerations. Bartons’ Director Chris Waples and Senior Manager Matt Baczyk discuss the differences between commercial and residential properties. Although commercial has…
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Tax Time 2025: What the ATO is looking for?
As the ATO ramps up scrutiny for the 2025 tax season, Bartons’ Senior Manager Matt Baczyk and Senior Accountant Mitch Tucker explore the key areas under review. They include home office deductions, rental property claims, Airbnb and holiday home income, side hustles, cryptocurrency transactions,...
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Alert – ATO Debt will cost more from 1 July 2025 – act now!
From 1 July 2025, interest charges imposed by the ATO will no longer be tax deductible. Adam McCann, Director at Bartons, is joined by Chartered Accountant Matt Baczyk and Finance Broker Nicholas Elmassih to unpack what this change means for individuals, businesses, and companies with outstanding...
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Super SA for Senior Doctors: Q&A with Dr Paul Allcock
There are significant financial advantages for South Australian doctors of Super SA’s Triple S scheme – if it’s used strategically. In this episode, Dr Paul Allcock is joined by Bartons Director Adam McCann and Director and Head of Strategic Advice, Adrian Guarino to unpack how medical...
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Budget 2025: Key Takeouts
Treasurer Dr Jim Chalmers delivered his fourth Budget this year with an eye firmly fixed on an approaching election. After two years of surpluses, Australia is heading back into deficit, with billions in red ink forecast ahead. But what does it mean for your taxes, business, and superannuation?…
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Fundamentals of Investing in Shares
Have you thought about investing in shares but you’re unsure whether it’s the right investment? Or, perhaps you simply confused with how to do so. Chris Waples and Chris Zucker of Bartons offer an overview of share investments, which historically provide higher long-term returns compared to other...
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First Home Super Saver Scheme: A Smart Way to Save for Your First Home?
It’s tougher now than ever for younger Australians to get their foot in the property market. To help those looking to purchase their first home, the government has introduced the First Home Super Saver (FHSS) Scheme, which allows those eligible to make personal voluntary contributions into their...
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Property Foundations for Medical Interns: Q&A with Dr Isobel Marshall (Part 2)
Like many doctors early in their careers, Dr Isobel Marshall is navigating the financial landscape to secure a stable future. Last episode, she asked a range of common financial questions to Bartons’ Director, Adam McCann and Financial Advisor, Teagan Loveridge. This week, she focuses her queries...
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Financial Foundations for Medical Interns: Q&A with Dr Isobel Marshall (Part 1)
Starting a career often brings financial questions, especially for medical professionals with limited financial literacy. In this episode, we address some of the more common money issues junior doctors are thinking about. Dr Isobel Marshall, a former Young Australian of the Year, is starting her...
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Tax Deductions – Facts & Myths for Medical Professionals
The team at Bartons are often approached with common (and sometimes uncommon) tax-related questions that arise from high-income clients, especially medical professionals. Madison Vizzari, Assistant Manager in Bartons’ Accounting Team, and Matt Baczyk, Bartons’ Senior Manager, discuss some of the...
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Helping your Children to buy their First Home
With housing prices at historic levels and interest rates stubbornly high, it’s become increasingly difficult for young people to get their toe into the housing market. Is it worth their parents putting their hands in their pockets to help out? Bartons Director Adam McCann explores the issue with...
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Key Considerations for Buying a Holiday Home
Many people dream of owning a weekend getaway, often by the sea or in the countryside, once they have secured their finances and have surplus income. When buying a lifestyle property, it is crucial to balance emotional desires with practical considerations. That’s according to Bartons Managing...
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Novated leases for vehicles – are they worth it?
Medical professionals who are considering a novated lease for a vehicle because of its flexibility and tax benefits, need to be aware of the potential drawbacks they could bring. Adam McCann, Director at Bartons, and Matt Baczyk, Chartered Accountant and Senior Manager, explore the finer details...
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Investment Property versus Owner Occupier (Rentvesting)
The price of property, particularly in the capital cities, has made it increasingly tough for first home buyers to get their foot in the door. An alternative to purchasing a property to live in is buying an investment property. To discuss the alternative is Bartons’ Director Adam McCann and...
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Applying for a Home Loan – thoughts for Doctors
When it comes to young Doctors entering the property market, it’s worth having an integrated approach, combining accounting, financial planning, and lending services to optimise financial outcomes. That’s according to Adam McCann, Director at Bartons, and Teagan Loveridge, Provisional Financial...
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Super SA - Triple S: A Guide for Doctors
Super SA is the default superannuation scheme for public sector workers in South Australia, offering distinct advantages over traditional super funds. Unlike public offer funds, Super SA provides flexibility in concessional contributions. Bartons' directors Adam McCann and Adrian Guarino discuss...
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Alert – Payroll Tax Update for Medical Practitioners
Since late 2023, uncertainty has loomed over the medical profession regarding the application of payroll tax to medical practitioners. While general practitioners have received considerable attention, specialists have also been impacted, according to Bartons’ senior manager Matt Baczyk and…
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Insuring your $15 million asset - Income Protection for Doctors
While people often consider their tangible assets, such as homes or savings, their most valuable asset is actually their earning potential over their working life. And so, it’s worth protecting yourself from injury or illness with income protection insurance. Many medical professionals may…
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The dreaded Division 293 tax
High-income earners need to be aware of an extra levy imposed on their superannuation contributions. The government introduced Division 293 tax to ensure that high-income earners don't enjoy disproportionate tax benefits from their super contributions compared with lower-income earners. By...
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AI's Impact on the Medical Sector — Chris Foster-McBride
Healthcare is being revolutionised by the rapid growth of AI technologies, particularly generative AI like ChatGPT. The automation of routine administrative tasks is allowing healthcare professionals to focus more on patient care. That’s according to Chris Foster-McBride, CEO of AI start-up…
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Good Debt (HDL) vs. Bad Debt (LDL)
Not all debt is bad. In fact, a typical investment journey for a medical professional begins with the purchasing of property, which involves substantial debt. Often it leads to transitioning to an investment property later in their career. Bartons’ Director Adam McCann and Senior Manager Matt...
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Budget 2024: Key Takeouts
With a backdrop of high inflation and cost-of-living pressures, Treasurer Jim Chalmers delivered the 2024-25 federal budget. To provide insights on what it means is Bartons’ team of wealth advisors and tax experts, including: Director Adam McCann, Director Adrian Guarino and Senior Manager, Matt...
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Tax time: what you can and can't claim
As the end of the financial year approaches, Bartons’ director Adam McCann and senior manager Matt Baczyk delve into some of the important considerations for medical professionals regarding tax and tax returns. They discuss historical areas of focus for the Australian Taxation Office, including…
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About this show
Financial Clarity for Life is a podcast series for Australian medical and dental professionals on financial wealth and money matters. Proudly brought to you by leading Bartons, chartered accountants and wealth advisors based in Adelaide, the podcast aims to provide insights with all things financial, including accounting, planning, lending and everything in between. The general advice in this series has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of this advice before acting on it. If this general advice relates to acquiring a financial product, you should obtain a Product disclosure Statement before deciding to acquire the product.
Hosted by
Bartons