PODCAST · news
FT Adviser
by FTAdviser
FT Adviser is the Financial Times’ specialist title dedicated to the UK financial advice profession. Each week one of our reporters will be joined by a panel of experts to discuss issues such how the latest regulatory developments will impact advice firms, how advised clients will be affected by the latest developments in pensions, investing, mortgages and tax, and how the financial advice profession will develop and grow. The FT Adviser Podcast is designed to inform regulated UK advisers on a range of topics, covering <a href="https://www.ftad
Episodes
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Why is the UK financial advisory profession at a crossroads?
IThe UK financial advisory profession is at a crossroads, according to a White Paper from Triple Point. Shared exclusively with FT Adviser, the paper discusses how advisers can recognise some of the issues facing their business models today, and how these can be turned into great opportunities…
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What can help improve people's pensions in the UK?
With an ageing population and higher than ever levels of working age people not in employment, the welfare and pension bills are putting enormous pressure on the nation’s coffers. Millions of people are underfunding their own retirements and hoping that the state pension safety net will remain as...
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Are your investments linked to serious human rights violations?
Many investors assume ESG-labelled funds automatically exclude companies connected to genocide, apartheid, war crimes or crimes against humanity. However, a 2025 OECD review of more than 2,000 ESG metrics across eight major rating products found human rights indicators were absent from some...
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What matters most when selecting pension providers?
Advisers are increasingly looking beyond headline charges when selecting pension providers. In this episode of the FT Adviser podcast deputy news editor Sonia Rach chats to Amyr Rocha Lima, managing director at Strategic Wealth Partners, and Max Gist, head of business development at The People’s...
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Why getting data right matters as much to journalists as to you
In this episode of Margin Notes, FT Adviser speaks with Anesu Ngwenya, who was doing work experience with the FT Group over the summer. Having graduated with a specialism in data journalism, Ngwenya has come to appreciate the benefits of presenting data in a compelling and visually appealing way,...
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The double risk facing young people in Britain
This episode of Margin Notes looks at the risk affecting young people in Britain today - a double risk, if you like - of rising youth unemployment and low financial resilience among school and college leavers. When these two risks combine, what is the likely outcome for young people? FT Adviser...
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How authoritarian regimes are exploiting the UN SDGs
Authoritarian regimes with appalling human rights and dire environmental practices have been abusing the UN sustainable development goals to secure foreign direct investment. This is the claim made by the Human Rights Foundation after years of research into some of the least democratic regimes...
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What happens to your business when the money runs out?
Being an entrepreneur is always a risky business but for millions of self-employed people in Britain, owning their own business is not just a revenue stream but a life goal. But what happens when the money runs out? This is a question that is relevant not just to small businesses but also to…
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How to stop people walking away from advice
“At the very point where people need advice, they walk away from it”. This was a stark point made by Gillian Hepburn, head of UK adviser solutions and sales for Vanguard, on the latest episode of Tea with the FTA. Speaking to co-hosts Vanessa Barnes, founder of Hannay Wealth, and FT Adviser…
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How to improve the legacy you build within your firm
Companies that fail to get the culture right will fail to hire the right candidates to help the business grow and succeed, according to Jenny Segal, founder of Speaking with Images. Segal, a former actuary and asset management salesperson who has now authored several books, said it was important…
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How mentors and role models will inspire the next generation
“She just blew me away and that was day one.” Gabrielle Beaumont still remembers the impact of seeing a “formidable lady” in a senior role as she discusses the importance of visible female role models to inspire the next generation. Beaumont, chief executive of One Four Nine, told Tea with the…
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How well has the financial advice profession marketed itself?
Marketing properly to two-thirds of the UK’s wealth owners is not a nice-to-have: it’s a commercial necessity. This is the view of Claire Blackwell, co-founder of The Next Stage. Blackwell has more than 25 years’ experience helping financial services organisations grow responsibly through…
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A maths thing, a money thing or a people thing?
Charlotte Wheeler, senior wealth manager at JPMorgan PI, and a member of the Chartered Insurance Institute’s New Generation Programme, told Tea with the FTA about her pathway into the profession. She said her experience had been extremely positive, and the women she knows in the profession talk...
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Here's how financial services can address the advice gap and help women join the profession
"Any actions need to be data-led” when it comes to tackling the advice gap and helping more women to join the financial services profession. This was one of the key principles that underlined the Women’s Wealth Alliance’s 2025 survey of women, their perception of the advice profession, and their...
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‘Manual pension transfers are slow, costly and prone to error’
Pathfinder is a master-trust-led steering group set up to explore ways to improve pension transfers for savers and support a more scalable transfer process across the workplace pensions market. Speaking with two members of Pathfinder, Sue Whittington, chief operating officer at Smart Pension, and...
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Risk-reward balance: investors now battling with multiple uncertainties
FT Adviser’s Simoney Kyriakou speaks to Violeta Todorova, senior research analyst at Leverage Shares, about the risk-reward balance. Tune in to hear more about the importance of a long-term perspective and the potential for continued growth in equity markets. The FTAdviser Podcast is designed to...
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What will Burnham's government mean for taxes?
In this episode of the FT Adviser podcast Antonia Medlicott, founder of Investing Insiders and The Times columnist, and Harry Woolman, global capital markets associate at Validus, join reporter Hereward Mills to discuss tax speculation, fiscal headroom and the pressures facing new prime minister...
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New property opportunities enable investors to target growth as well as income
When allocating to property funds, investors have typically focused on the income potential, but the evolution of the asset class means growth potential increasingly exists, according to the guests on the latest FT Adviser podcast. Marcus Phayre-Mudge, head of property investment at Columbia...
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Advice gap is widening because there’s too much for IFAs to do
Nearly 40 years since Big Bang, almost 2 decades since the Retail Distribution Review and 10 years since the Brexit vote, and we have a problem: the advice gap is only getting bigger. As Britons increasingly sit on valuable property wealth, grapple with inheritance tax and worry about funding…
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Can we define quality stocks in an era of change?
How investors think about a quality company in an era of rapid technological and geopolitical change varies. But can we define quality? This was among the topics discussed on this episode of the FT Adviser podcast. The guests, Columbia Threadneedle's Keith Balmer, Evelyn Partners' James Burns and...
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Leaving Russia: How waging its war has undone years of reforms
On this episode of Margin Notes, author and financial journalist Jason Corcoran talks to editor Simoney Kyriakou about the risk of having invested in Russia - and the risk to Russia itself as a result of Vladimir Putin’s war on Ukraine. Corcoran, a former FT Adviser colleague, joined Financial…
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Exclusive: Why now is the right time for FCA's mortgage review
The FCA is looking to widen mortgage access for the self-employed, older borrowers, and those who may be paid in other currencies. But why now? We sat down with the FCA's director of retail banking Emad Aladhal, who shared the regulator's thinking behind the latest mortgage review. The FTAdviser...
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Is there a risk of buyer's remorse with AI?
A hype has built up around AI in advice businesses and with that comes the risk of buyer's remorse. FT Adviser reporter Hereward Mills chats to Damian Davies, head of engagement at The Timebank, and Peter McGahan, chief executive of Worldwide Financial Planning, about the risks around AI and how…
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Why are transfers still broken in 2026?
The challenge of managing multiple pension pots is becoming increasingly common. Lisa Picardo, chief business officer at PensionBee, and Andrew Marker, chair of the cross-industry initiative Star, join deputy news editor Sonia Rach to discuss why pension transfers remain a critical part of...
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Why the FCA is looking at bereavement now
Delays to transfers and confusing correspondence are just some of the reasons why the Financial Conduct Authority has turned its attention to bereaved clients. The FCA is reviewing how advisers and platforms handle bereaved customers, looking at service levels, fees and support offered. In an...
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How fragile are our economic systems?
The strength of the international supply chain is “impressive”, but a crisis in any region can ripple down through to what we see on the shelves — and what we can afford. With us to discuss what overlapping climate, geopolitical and social risks can mean for investors is Trisha Mani, senior…
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Fixed mortgage rates are on the up - what comes next?
Fixed mortgage rates have already risen since July and now the Bank of England has drawn up three scenarios for the future of the base rate as the war in Iran rages on. FT Adviser senior reporter Tom Dunstan chats with John Charcol's Raymond Bulger and Openwork's Scott Taylor-Barr about the…
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How European ESG investors helped Putin fund his war on Ukraine
On this episode of Margin Notes, FT Adviser editor Simoney Kyriakou speaks with Sergei Cristo, author of new research from the University of Buckingham, which has revealed more than 400 SFDR-badged funds were deliberately investing in Russia right up to the February 2022 invasion, even as tanks...
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UK equity valuations no longer as compelling for income investors
UK equities will always be a material part of an income portfolio, but valuations are not quite as cheap as they were. FT Adviser senior investments editor David Thorpe chats with Nick Stanhope, senior portfolio manager at Morningstar, Hillary Blandy who runs the Jupiter Monthly Income Bond fund,...
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What impact do geopolitical events have on international advice?
In this episode of the FT Adviser podcast reporter Hereward Mills and senior investment editor David Thorpe chat to international adviser Jeremy Harding, head of wealth management at Norman K. London, about the rise of international advice and what impact geopolitical events like the conflict in...
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‘If you don’t do know your customer well, you’re going to get punished’
On the latest episode of Margin Notes, Simoney Kyriakou, editor of FT Adviser, speaks with Steve Lamb, chief executive of Kyckr, about the problems UK companies face when it comes to really knowing your clients, and how to avoid ever-more punitive fines. The FTAdviser Podcast is designed to…
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How AI could see mistakes affect stock markets a million times faster
On this episode of Margin Notes, Radu Tunaru, professor of finance and risk management at Henley Business School, tells FT Adviser editor Simoney Kyriakou that we could see highly impactful errors due to an over-reliance on AI modelling, and regulators might not be ready to act. The FTAdviser...
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How hostile actors can steal your clients’ data, and how to stop it
Cyber warfare is very real, and far more prevalent than you might think. In this podcast, a specialist talks about how to protect everything from your phone apps to your client’s data. On this episode of Margin Notes, Heligan Group's Adam Irwin talks to FT Adviser editor Simoney Kyriakou about…
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Unlocking value in times of digital transformation
Financial services companies are sitting on legacy technology and not doing anything with it, says Tata Consultancy Services’ Shankar Narayanan. But while now may not be the best time to implement a big technological strategy, as tech changes rapidly, companies cannot afford to stand still....
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Why the gender retirement gap still won’t close
Join us this week as Jenny Davidson, Scottish Widows’ intermediary wealth director, and Holly Mackay, founder and chief executive of Boring Money, discuss the persistent issue of the gender retirement gap and how the industry can continue to tackle it; how simplified advice might help; and what...
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The future of financial regulation: an interview with the FCA
Is UK financial regulation about to get tougher and faster? In this special edition of FT Adviser Briefing, Amy Austin speaks with Kate Blatchford-Hick, head of consumer investments policy and market analysis at the Financial Conduct Authority about its push to make regulation “faster, sharper…
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Is there value in US equities?
FT Adviser senior investment editor David Thorpe chats with Nick Kirrage, global equity manager at Brown Advisory, Hugh Gimber, market strategist at JP Morgan Asset Management and Paul O'Neill, chief investment officer at Bentley Reid, about the outlook for US equities after a period of...
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What are the dangers with AI making financial decisions?
In January 2026, the FCA announced the launch of the Mills Review. This is a major consultation examining how advanced AI will reshape retail financial services by 2030 and beyond. But what are the dangers if people get it wrong when it comes to making financial decisions? Joining FT Adviser…
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How the Iran crisis could affect UK asset prices
In this episode of the FT Adviser podcast senior investment editor David Thorpe chats with Gerard Lyons, chief economic strategist at Netwealth, Charlie Lloyd, head of investments at Shackleton, and Premier Miton fund manager Gervais Williams, about the outlook for the UK economy and stock market...
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Financial services can't afford to ignore female talent
On this episode of the FT Adviser podcast senior reporter Tara O'Connor speaks to workplace culture expert Jenny Segal and Parmenion’s chief customer officer Sarah Lyons about persistent issues with female representation in financial services, why these are hard to shift, and why existing data...
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What do the government's AR proposals mean for advisers?
The Treasury published a consultation earlier this month looking to make a number of changes to the AR regime to tighten it up. This included bringing ARs under the Financial Ombudsman Service’s remit for complaints as well as making principal firms hold a special FCA permission in order to…
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Are there big changes ahead for protection?
In this CPD-qualifying podcast, Roy McLoughlin, member of the Protection Distributors Group, speaks with editor Simoney Kyriakou ahead of Business Protection Focus Week to discuss what to expect from next week’s many initiatives, what to make of the FCA’s latest work in the protection space and...
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What will be the impact of Reeves' VCT changes?
In this episode of the FT Adviser podcast chief reporter Tara O'Connor chats to Oliver Bedford, lead manager on the Hargreave Hale VCT, and Diana French, chief commercial officer of retail distribution at Triple Point, about the impact the chancellor's cuts to VCT income tax relief will have on…
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Can advisers benefit from offering apprenticeships?
With National Apprenticeship Week fast approaching, multimedia editor Carmen Reichman chats to Sally Plant, relationship director at LIBF, about how apprenticeships can work for advice businesses, how they differ from more traditional routes into advice and why, despite their many benefits, they...
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Can simplified advice work?
The Advice Guidance Boundary Review is a response to a growing concern that most consumers in the UK are not getting the financial help they need, but whether or not there is demand for simplified advice in particular is still unclear. On this episode of the FT Adviser podcast deputy news editor...
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Opportunities and challenges for advisers in 2026
On this episode of the FT Adviser podcast news editor Amy Austin chats with Seán Standerwick, director at MLP Wealth, and Toby Bentley, director at Bentley Wealth Partners, about their expectations for the year ahead and how culture in advice businesses has already shifted. The FTAdviser Podcast…
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What should UK firms do better when it comes to bereavement?
When it comes to bereavement, how well equipped are we personally to manage our own grief, let alone truly comfort those who are bereaved? And what happens to companies when they fail to deliver the right support and show empathy to clients who call up at their darkest hour? On this episode of…
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Where is the value in equity markets in 2026?
On this edition of the FT Adviser podcast, senior investment editor David Thorpe discusses the outlook for equities in 2026 with Fahad Kamal, chief investment officer at Coutts, James Burns, who runs the managed portfolio service at Evelyn Partners, and Martin Connaghan, who runs the Murray...
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Will UK inflation be an outlier in 2026?
FT Adviser's senior investment editor David Thorpe discusses the outlook for UK inflation and interest rates in 2026 with Bryn Jones, head of fixed income at Rathbones, Dean Cook, multi-asset investor at Aviva Investors, and Peder Beck-Friis, senior economist and vice-president at Pimco. The...
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Multi-asset investors must ‘separate signal from noise’
Sunil Krishnan, head of multi-asset at Aviva Investors, and Stuart Clark, portfolio manager at Quilter WealthSelect, discuss the outlook for multi-asset investing in 2026, inflation risks, drawdown portfolios and managing volatility with FT Adviser's deputy features editor Ima Jackson-Obot. The...
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ABOUT THIS SHOW
FT Adviser is the Financial Times’ specialist title dedicated to the UK financial advice profession. Each week one of our reporters will be joined by a panel of experts to discuss issues such how the latest regulatory developments will impact advice firms, how advised clients will be affected by the latest developments in pensions, investing, mortgages and tax, and how the financial advice profession will develop and grow.
The FT Adviser Podcast is designed to inform regulated UK advisers on a range of topics, covering <a href="https://www.ftad
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FTAdviser
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