Insolvency & Law Business Advice Show

This podcast by British debt recovery and creditor support specialists Insolvency & Law explores claims of delayed or missed redemption payments from investors and loan note holders associated with property developer the Ashbrookes Group and their John Street project in Sunderland. 

In this report, investigators from UK-based debt recovery and creditor support specialists Insolvency & Law reveal their findings after reviewing public records and documents relating to the energy company Aventurine Climate, formerly known as WH2025 Limited. 

Insolvency & Law provides an update on the unregulated investment promotions firm New Capital Link Limited, following a recent investigation into their marketing practices by news and current affairs magazine Private Eye.This episode also highlights the links and relationships between key companies and individuals in the New Capital Link network, including: the Ashbrookes Group, the Clean Food Growing Company, Rachel Buscall, William “Bill” Jackson, and James Baird, also known as James Harper. 

In this episode, UK insolvency and debt recovery experts Insolvency & Law explain why Companies House is requiring director identity verification, and what that means for fraud prevention. In an effort to reduce the number of faceless and fraudulent UK business owners, from November 2025, all company directors and persons with significant control (PSCs) will be required to verify their ID at Companies House... 

A worldwide freezing order has been issued against the Webster family, key figures in the 79th Group. But with months of warnings, police raids, administrator appointments, and public confirmation of a suspected Ponzi scheme, why did action come so late?Key PointsWFO obtained by Kroll and Quantuma six months after appointment.Timeline shows repeated delays despite criminal, regulatory, and financial red flags.Latest findings: 100+ companies, 130+ bank accounts, no assets in investor structures, hallmarks of a large Ponzi scheme.Grant Thornton was not involved in the WFO despite overseeing a major 79th entity.Questions raised over coordination, urgency, and adherence to SIP 2 duties.TakeawayThe freezing order may look decisive, but the timing suggests it may preserve little and risks being more symbolic than effective.Call to ActionIf you’re a 79th Group investor, share documents confidentially to support recovery efforts: [email protected]: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only. It should not be regarded as legal or investment advice.In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies. It may act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.

SummaryThis episode examines the collapse of the 79th Group and the failures that left creditors powerless. We explore oversight gaps, trustee inaction, and how connected firms perpetuate risk, showing why investor accountability and transparency are critical.Key PointsInvestors were misled by promises of security and asset-backing.Directors, trustees, and administrators often failed to act.Patterns of connected firms raise questions about impartiality and oversight.Creditors must use legal rights and coordinated action to protect their interests.Call to ActionCreditors of the 79th Group can share their experience confidentially to support recovery efforts.Contact: [email protected]: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only. It should not be regarded as legal or investment advice.In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies. It may act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.

Episode Summary In this episode, we continue our deep dive into third-party actions. Part One explained what these actions are and why they matter. Part Two shows how creditors actually build recovery claims when a company collapses. We break down the practical steps, the evidence that matters, and how coordination transforms creditor power.Key Points Covered1. Why Collapse Is Not the End2. Step One: Build the Record3. Step Two: Compare Promises Against Reality4. Step Three: The Power of Coordination5. Step Four: Keep the Objective Clear6. Realism, Not False Hope7. How to BeginContactIf you believe your investment loss may involve misconduct or negligence, contact: [email protected] cost. No obligation. Just clarity.

In this episode, we explore the deepening power struggle behind the 79th Group administration. Loan note holders are being blocked from participating in the process, not by law, but by resistance.You’ll learn:Why administrators at Kroll Advisory are refusing lawful creditor transfers.How the insolvency system rewards practitioners, lawyers, and valuers before creditors.What silence really means when administrators refuse to engage.The steps Insolvency & Law is taking to challenge Kroll’s refusal under Rule 14.31(5).How loan note holders can stay informed, act collectively, and demand transparency.This is not about risk - it’s about resistance. And for creditors, the lesson is clear: silence protects power, but collective action can still break it. Contact: [email protected]  Visit: www.insolvencyandlaw.co.uk

Platinum Energy Solutions Liquidation -What Creditors Need to KnowEpisode overview: In this episode, we unpack the latest developments in the liquidation of Platinum Energy Solutions Limited, one of several unregulated investment schemes linked to William Jackson. Creditors have waited months for clarity, and the liquidators’ report has finally arrived. The findings reveal missing funds, uncertain assets, and questions that reach far beyond one company.Key points covered:The update creditors have been waiting for: Platinum Energy Solutions entered compulsory liquidation in August 2024 after a High Court order. Its subsidiary, Southbrook Gas Generation Limited, followed three months later on a petition from HMRC.No recoveries, no assets: The joint liquidators, Oliver Collinge and Stratford Hamilton of PKF Littlejohn Advisory, confirm that no assets have been realised and no dividends paid. Investigations continue, but so far, there’s little sign of value within either estate.Missing money and unexplained payments: Large sums were transferred to third parties with no clear business purpose. The liquidators have instructed Aaron & Partners LLP to pursue recovery actions totaling £2.1 million, but success remains uncertain.The elusive “peak lopping” site: The supposed gas-peaking facility that underpinned investor confidence remains unverified. Ownership is unclear, valuations are missing, and the same site appears to have been used as security across multiple William Jackson-linked companies, including WH2022 Limited and Northumberland Living Alnwick Limited.Why this matters: The reuse of a single security asset across several schemes could mean duplicated or unenforceable charges , leaving investors without real protection if the companies collapse.The security trustee question: Alpha Trustee Services Limited acts as security trustee for Jackson’s schemes. Its website is now inactive, raising questions about oversight and accountability. Creditors are urged to write directly to Alpha to request documentation and updates.The wider picture: These findings mirror patterns seen in other failed unregulated investments, including Platinum Assets & Developments and High Street Group. The same playbook repeats: ambitious promises, recycled assets, and investors left in limbo.What creditors can do now: Loan note holders should act collectively. Write to Alpha Trustee Services, request evidence, and coordinate with other investors to ensure your concerns are on record.Contact: For guidance, evidence coordination, or to discuss recovery options, contact the Insolvency & Law investigations team at [email protected]: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning William Jackson companies, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only and should not be regarded as legal or investment advice.In suitable circumstances, I&L may take legal assignment of loan notes issued by William Jackson companies and act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.

When a company collapses, many investors assume it’s the end of the story. Administrators step in, directors disappear, and creditors wait for a fraction of their money, if anything at all.But the real opportunity for recovery often lies outside the company itself. In this episode, we explore third-party actions, the often-overlooked claims against people and organisations who played a role in the collapse: directors, trustees, accountants.We break down what these actions are, why administrators rarely pursue them, and how creditors can step forward to reclaim control and accountability.In This Episode You’ll Learn:What third-party actions are and how they differ from standard insolvency claimsWhy administrators rarely act, and why many recovery opportunities go untouchedWho can be held liable from company directors to trustees and professional advisersHow creditors can take the lead, coordinate evidence, and bring collective actionThe benefits of third-party recovery, including accountability and deterrenceWhy informed, organised creditors can make all the difference in achieving resultsKey Takeaways:Administrators only control claims that belong to the company. Most investor losses fall outside their reach.Third-party actions allow creditors to pursue accountability directly — targeting those responsible for the loss, not just those closing the file.These claims aren’t about revenge. They’re about truth, transparency, and recovery.Real recovery starts when creditors stop waiting and start acting together.Learn more about collective recovery and third-party actions at www.insolvencyandlaw.co.ukContact [email protected] if you believe you may have a viable third-party claim.Connect With Insolvency & Law:Website: www.insolvencyandlaw.co.ukEmail: [email protected]: 020 7504 1300Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners and does not provide legal advice, investment advice, or any regulated services under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All content published by I&L relating to companies mentioned therein, including blogs and podcasts, is provided free of charge for general information and educational purposes only. Therefore, it must not be relied upon as professional advice.Where appropriate, I&L may take legal assignment of loan notes issued by companies in its own name, for the purpose of enforcement and recovery. In such cases, I&L bears all associated costs and risks, and the original loan note holder is fully insulated from legal expense and liability.

 This update dives into the latest developments at Ashbrookes Group Limited and the John Street student accommodation scheme in Sunderland. Loan note holders were told planning had “approval in principle” in spring 2025. That approval has now been refused outright.We unpack what that means for planning, funding, repayment timelines, and most importantly, loan note holders’ recovery prospects.Key points covered:Why “approval in principle” was never full consent and how refusal resets the planning processThe immediate financing consequences: senior lender paused, valuations restated, and tougher credit conditions aheadHow timelines have shifted, with earliest repayment now projected to April 2027, subject to multiple “ifs”The critical role of the security trustee, Alpha Trustee Services, and the questions loan note holders should be asking nowPractical steps for investors: demanding documents, verifying independently, organising collectively, and taking specialist adviceWhy it matters: Loan note holders are not just investors. They are creditors. Acting like creditors: coordinated, evidence-led, and ready to escalate, is the only way to protect recovery prospects in schemes like Ashbrookes.Next steps: If you hold Ashbrookes loan notes, don’t wait passively. Seek clarity now and coordinate with others.Contact Insolvency & Law’s investigations team today: [email protected]: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners and does not provide legal advice, investment advice, or any regulated services under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All content published by I&L relating to companies mentioned therein, including blogs and podcasts, is provided free of charge for general information and educational purposes only. Therefore, it must not be relied upon as professional advice.Where appropriate, I&L may take legal assignment of loan notes issued by companies in its own name, for the purpose of enforcement and recovery. In such cases, I&L bears all associated costs and risks, and the original loan note holder is fully insulated from legal expense and liability.

 Investors in schemes like The 79th Group, High Street Group, and Platinum Assets were often told their money was “safe” because a security trustee was in place. But too often, those trustees failed to act, leaving investors exposed.This episode explains what a security trustee is supposed to do, why they frequently fall short, and the six red flags every loan note holder should know.What you’ll learn in this episode:Why floating charges offer weaker protection than fixed charges.How conflicts of interest stop trustees from acting for investors.Why trustees in offshore jurisdictions are almost impossible to hold accountable.The dangers of silence when defaults occur.Why vague deeds and 75% enforcement thresholds make protections unworkable.The minimum records a good trustee should keep, including asset schedules and valuations.Key takeaway A security trustee should be your shield. But in too many cases, they act more like silent partners to directors. Spotting the warning signs early could mean the difference between protection and loss.Next steps If you’re a loan note holder concerned about your trustee arrangements, or you’ve already experienced defaults, you can contact Insolvency & Law’s investigations team at:  [email protected]  020 7504 1300Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners and does not provide legal advice, investment advice, or any regulated services under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All content published by I&L relating to companies mentioned therein, including blogs and podcasts, is provided free of charge for general information and educational purposes only. Therefore, it must not be relied upon as professional advice.Where appropriate, I&L may take legal assignment of loan notes issued by companies in its own name, for the purpose of enforcement and recovery. In such cases, I&L bears all associated costs and risks, and the original loan note holder is fully insulated from legal expense and liability.

Missed redemptions: Loan note holders in Armstrong Infrastructure & Property Finance (AIPF) and Armstrong Bridging International (ABI) left unpaid.Liquidation begins: ABI has entered Creditors’ Voluntary Liquidation, with AIPF expected to follow.Asset transfers: Operations moved to Rivington Energy, now linked to Federated Hermes - raising concerns about continuity and accountability.Financial red flags: Directors admitted ABI could not meet liabilities; shortfall estimated at over £20m.Vanishing history: Director Andrew Newman rebranded under Rivington Energy, omitting Armstrong ties.Trustee concerns: Loan Note Debentures Ltd offered little real protection, no FCA regulation, no action when defaults hit.Key risks: CVL may shield directors while investors face heavy losses.Next steps for creditors:Liquidator contact: Michael Durkan, Durkan Cahill, Cheltenham (details provided).Contact Insolvency & Law at [email protected] to report experiences or seek confidential support.Final thought: Armstrong investors face familiar warning signs, disappearing websites, asset transfers, unpaid loan notes, and directors moving on. Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners and does not provide legal advice, investment advice, or any regulated services under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All content published by I&L relating to companies mentioned therein, including blogs and podcasts, is provided free of charge for general information and educational purposes only. Therefore, it must not be relied upon as professional advice.Where appropriate, I&L may take legal assignment of loan notes issued by companies in its own name, for the purpose of enforcement and recovery. In such cases, I&L bears all associated costs and risks, and the original loan note holder is fully insulated from legal expense and liability.

Loan note holders in the 79th Group companies have rejected the administrators’ proposals - a decisive move that shifts power back to creditors.In this episode, we explain:Why administration cannot achieve its statutory purpose.Why liquidation is now the most effective path forward.How creditors can cap administrator fees at £150,000.Why stronger investigative powers make liquidation the better forum.Why the process must exit administration within 28 days.The crucial role of creditors’ committees in supervising costs and decisions. Key Insight: Administrators rarely pursue third-party recovery because they lack incentive. That’s why creditors need oversight and experienced committee representation. What’s Next:Push for conversion to liquidation.Enforce fee caps.Exercise your statutory right to control remuneration.Nominate Rob Smith, Codie Cage, or Britena Clarke to represent you on the creditors’ committee.This is the moment to stand firm. Creditors have already shifted the balance of power. With unity and persistence, liquidation can deliver accountability, transparency, and a genuine chance of recovery.To participate, coordinate, or nominate committee representatives, email: [email protected]: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners and does not provide legal advice, investment advice, or any regulated services under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All content published by I&L relating to companies mentioned therein, including blogs and podcasts, is provided free of charge for general information and educational purposes only. Therefore, it must not be relied upon as professional advice.Where appropriate, I&L may take legal assignment of loan notes issued by companies in its own name, for the purpose of enforcement and recovery. In such cases, I&L bears all associated costs and risks, and the original loan note holder is fully insulated from legal expense and liability.

Steven Knight once held himself up as a guardian of Gibraltar’s pension industry. He chaired GAPFA, launched a Code of Practice for QROPS, and positioned his company Castle Trust & Management Services (CTMS) as a security trustee for mini-bonds and loan notes.But the story took a darker turn. CTMS collected trustee fees yet failed to act when defaults hit. Offshore shells like Spellsteal Limited appeared, linked to High Street Group and The Resort Group. Court cases later described “classic pension scams,” and investigations revealed payments flowing to dissolved companies Knight controlled.By 2025, the cracks were undeniable: £422 million in loan notes tied to CTMS, red flags at Platinum Assets & Developments, and damning court judgments involving sham arrangements, concealed assets, and questionable alliances. Finally, in July 2025, Steven Knight was declared bankrupt in the High Court of England and Wales.This episode unpacks Knight’s rise and fall, the failures of Castle Trust, and the lessons for loan note holders and pension investors caught in unregulated schemes.Contact: [email protected]: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners and does not provide legal advice, investment advice, or any regulated services under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All content published by I&L relating to companies mentioned therein, including blogs and podcasts, is provided free of charge for general information and educational purposes only. Therefore, it must not be relied upon as professional advice.Where appropriate, I&L may take legal assignment of loan notes issued by companies in its own name, for the purpose of enforcement and recovery. In such cases, I&L bears all associated costs and risks, and the original loan note holder is fully insulated from legal expense and liability.

In today’s digital economy, trust often rests on online reviews. But what happens when those reviews aren’t real? Fake reviews, whether overly glowing or maliciously negative, are not harmless. They can mislead consumers, distort reputations, and protect the interests of those who don’t want scrutiny.In this episode, we explore:How fake reviews distort consumer trust and damage genuine businessesThe warning signs that help you spot fake reviews onlineWhy Insolvency & Law has been targeted with false reviewsHow unregulated introducers, trustees, and connected parties benefit from misinformationThe steps Insolvency & Law is taking, including legal action, to protect its reputation and maintain transparencyFake reviews are more than an annoyance, they are part of a wider strategy to deter scrutiny and mislead the public. But we will not be silenced.If you’re concerned about a loan note, mini-bond, or debt recovery issue, contact us confidentially at [email protected]: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners and does not provide legal advice, investment advice, or any regulated services under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All content published by I&L relating to companies mentioned therein, including blogs and podcasts, is provided free of charge for general information and educational purposes only. Therefore, it must not be relied upon as professional advice.Where appropriate, I&L may take legal assignment of loan notes issued by companies in its own name, for the purpose of enforcement and recovery. In such cases, I&L bears all associated costs and risks, and the original loan note holder is fully insulated from legal expense and liability.

Every few months, another loan note scheme unravels. Investors lose savings. Trustees and administrators get paid. Then the cycle restarts under a new brand.In this episode, we break down the pattern step by step:How unregulated introducers target retirees and pension holdersWhy glossy brochures and “asset-backed” claims create false confidenceThe role of trustees like Castle Trust and why they often fail to actCase studies: High Street Group, The 79th Group, Ashbrookes, Clean Food Growing, and William Jackson–linked schemesWhy time is against you if your redemption is overdueThis is not bad luck. It’s a repeated formula. And unless loan note holders act, it will continue.For more information, contact Insolvency & Law’s investigations team at [email protected]: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners and does not provide legal advice, investment advice, or any regulated services under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All content published by I&L relating to companies mentioned therein, including blogs and podcasts, is provided free of charge for general information and educational purposes only. Therefore, it must not be relied upon as professional advice.Where appropriate, I&L may take legal assignment of loan notes issued by companies in its own name, for the purpose of enforcement and recovery. In such cases, I&L bears all associated costs and risks, and the original loan note holder is fully insulated from legal expense and liability.

When companies collapse, creditors rely on collective action to protect their interests. But in the case of the 79th Group, Kroll Advisory is blocking Insolvency & Law from acting on behalf of loan note holders through valid assignments.In this episode, we unpack:Why creditor assignments matter for influence and accountabilityKroll Advisory’s reliance on “no transfer” clauses to shut out representationThe legal flaws in this interpretation under English lawWhat loan note holders stand to lose if collective action is blockedThe sharp contrast between Kroll’s closed approach and Grant Thornton’s more open stanceThe insolvency process should empower creditors, not shield administrators from scrutiny. If loan note holders cannot act collectively, they risk losing their strongest tool at the very moment it is needed most. If your loan note redemptions are overdue, contact Insolvency & Law’s investigations team at [email protected]: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners and does not provide legal advice, investment advice, or any regulated services under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All content published by I&L relating to The 79th Group, including blogs and podcasts, is provided free of charge for general information and educational purposes only. Therefore, it must not be relied upon as professional advice.Where appropriate, I&L may take legal assignment of loan notes issued by The 79th Group companies in its own name, for the purpose of enforcement and recovery. In such cases, I&L bears all associated costs and risks, and the original loan note holder is fully insulated from legal expense and liability. 

In this episode, we examine the fragile security arrangements behind William (Billy) Jackson’s loan note companies, and why loan note holders should be concerned.We cover:The collapse of Castle Trust & Management Services and its track record in failed schemesThe rise of Alpha Trustee Services and its key figures, including connections to past loan note collapsesThe gap between Alpha’s marketing promises and what appears in Companies House filingsCase studies like WH2022 Ltd and Ashbrookes Group that highlight narrow asset coverage, vague enforcement provisions, and little visible actionWhy a trustee’s willingness to act matters as much as the assets themselvesThis isn’t just about legal paperwork, it’s about whether the final safeguard in unregulated investments is strong enough to protect you when it counts.Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners and does not provide legal advice, investment advice, or any regulated services under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All content published by I&L relating to William Jackson related companies, including blogs and podcasts, is provided free of charge for general information and educational purposes only and must not be relied upon as professional advice.Where appropriate, I&L may take legal assignment of loan notes issued by William Jackson related companies in its own name, for the purpose of enforcement and recovery. In such cases, I&L bears all associated costs and risks, and the original Loan Note Holders are fully insulated from legal expense and liability.

 In this episode, we investigate growing concerns surrounding Armstrong Infrastructure & Property Finance Limited and Armstrong Bridging International Limited. These are two companies that loan note holders say have missed redemptions and failed to provide answers.We examine liquidity issues, signs of insolvency, and the sudden disappearance of Armstrong’s website. We also explore the role of directors, the credibility of the Security Trustee, and confusion around FCA regulation.What We Cover:Missed loan note redemptions and concerns about cash flowCompanies appearing to breach insolvency thresholdsLack of clarity over the role of Loan Note Debentures Ltd as Security TrusteeThe disappearance of Armstrong Capital’s website and redirection to Rivington EnergyDirector Andrew Newman’s biography and omission of Armstrong from his current public profileFCA authorisation gaps and the potential for misleading impressionsKey red flags for loan note holders to look out forWho This Episode Is For: Loan note holders, financial investigators, legal professionals and anyone involved in unregulated investment products associated with the Armstrong name If you are affected or have information to share, contact [email protected] or call 020 7504 1300.Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners and does not provide legal advice, investment advice, or any regulated services under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All content published by I&L relating to Armstrong Capital related companies, including blogs and podcasts, is provided free of charge for general information and educational purposes only and must not be relied upon as professional advice.Where appropriate, I&L may take legal assignment of loan notes issued by Armstrong Capital related companies in its own name, for the purpose of enforcement and recovery. In such cases, I&L bears all associated costs and risks, and the original loan note holder is fully insulated from legal expense and liability.

In this episode, we investigate Tony Hughes, a recurring figure in several high-profile unregulated loan note schemes that have left loan note holders out of pocket and searching for answers.We cover:Tony Hughes’s directorships and shareholding roles in Platinum Assets & Developments LimitedHis earlier involvement with High Street Group, one of the UK’s most notorious investment collapsesThe role of Castle Trust & Management Services as security trustee across multiple schemesOverlaps with other familiar names, including William Jackson, Sonali Craddock, and New Capital LinkConcerns raised by loan note holders who still haven’t received redemptionsDeleted promotional blogs, disappearing directors, and a trail of repeated patternsAnd the central question: Why do the same people and sales tactics appear again and again in failed schemes?If you’ve invested in Platinum, High Street Group, or any scheme promoted by New Capital Link, this episode connects the dots that others won’t. Share your experience or raise concerns: [email protected]  Or call: 020 7504 1300Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners and does not provide legal advice, investment advice, or any regulated services under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All content published by I&L relating to William Jackson related companies, including blogs and podcasts, is provided free of charge for general information and educational purposes only and must not be relied upon as professional advice.Where appropriate, I&L may take legal assignment of loan notes issued by William Jackson related companies in its own name, for the purpose of enforcement and recovery. In such cases, I&L bears all associated costs and risks, and the original loan note holder is fully insulated from legal expense and liability.

In this episode, we break down the stark reality facing loan note holders in 79th Commercial Three Limited (CM3) and 79th Luxury Living Five Limited (LL5).We cover:Why the Administrator reports confirm there's nothing leftHow Administration was pushed forward despite no business, no trading, and no assetsThe growing concern over how investor data may have been usedQuestions around Crowell & Moring LLP, Kroll Advisory, and the role of anonymous campaignersWhy this process mirrors the collapse of High Street GroupAnd why some administrators are now publicly clashingIf you’re a loan note holder asking where your money went, or who really benefits from this process—this is an episode you can’t afford to miss. Email: [email protected] Call: 020 7504 1300Disclaimer: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only and should not be regarded as legal or investment advice.In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies and act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.For enquiries concerning The 79th Group, please contact: [email protected]

How does one man leave behind 50 failed companies, £400 million in losses, and still find time for beach holidays and phoenix companies? In this episode, we follow the money trail left by Gary Forrest, the bankrupt property developer behind High Street Group, and the long list of insiders, introducers, and enablers who made it all possible.We explore the rise and fall of High Street GRP, the collapse that affected hundreds of pensioners and retail investors, and why no one has been held to account. At least, not yet.In This Episode:The Guardian-branded firms and Forrest’s first bankruptcyHigh Street Group’s £3 billion illusion and pension-fuelled promisesThe offshore web including Castle Trust and Spellsteal LimitedIntroducers, comfort letters, and the commission machineVictim testimonies and the human costA cast of enablers: Stuart Niven, Phillip Brumwell, Steven Ross, and othersWhat regulators finally did and what they didn’tHow creditors can still demand action using a Concurrence FormTake Action: Creditors can still push for a real investigation. 📧 [email protected] Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners and does not provide legal advice, investment advice, or any regulated services under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All content published by I&L relating to High Street Group, including blogs and podcasts, is provided free of charge for general information and educational purposes only and must not be relied upon as professional advice.Where appropriate, I&L may take legal assignment of loan notes issued by High Street Group companies in its own name, for the purpose of enforcement and recovery. In such cases, I&L bears all associated costs and risks, and the original loan note holder is fully insulated from legal expense and liability.

Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners and does not provide legal advice, investment advice, or any regulated services under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All content published by I&L relating to High Street Group, including blogs and podcasts, is provided free of charge for general information and educational purposes only and must not be relied upon as professional advice.Where appropriate, I&L may take legal assignment of loan notes issued by High Street Group companies in its own name, for the purpose of enforcement and recovery. In such cases, I&L bears all associated costs and risks, and the original loan note holder is fully insulated from legal expense and liability.For enquiries relating to High Street Group investigations or recovery, please email: [email protected] 

In this episode, we uncover the hidden story behind Rachel Buscall. She was once presented as an award-winning entrepreneur and is now linked to failed businesses, convicted fraudsters and collapsed investment schemes that have left ordinary investors facing serious financial losses.We explore the pattern of deception involving unregulated mini-bonds, broken promises and a network of individuals who continue to profit while victims are left out of pocket.If you or someone you know has been impacted by unregulated investments linked to Rachel Buscall, New Capital Link or similar schemes, visit insolvencyandlaw.co.uk/investigations or email [email protected]: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.

Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.

In this podcast, Insolvency & Law examines the content published by New Capital Link and uncovers the deeper story behind their glowing endorsements of William Jackson.We break down:How NCL blogs overlook missed payments and investor complaintsThe strange quote and grammar errors in their Castle Trust coverageWhy the return of Tony Hughes is cause for serious concernPolitical ties inside the NCL network, including Conservative campaign manager Robert FindonThe team behind NCL, including a convicted fraudster and a CEO with no financial qualificationsIf you’ve invested in a Jackson-backed scheme or are considering one, this is essential listening. Topics Covered:New Capital Link’s promotion of Billy JacksonFailed schemes and unpaid investorsCastle Trust & Management Services winding-upTony Hughes and his past with Platinum and High Street GroupPolitical links: Robert Findon’s dual rolesRed flags in unregulated investment marketingHow to protect yourself from high-risk schemes Contact Insolvency & Law:Email: [email protected]: 020 7504 1300Website: www.insolvencyandlaw.co.ukDisclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.

In this episode, we take a closer look at Robert Findon, the Conservative Party campaign manager turned “alternative investment introducer” for New Capital Link (NCL). With a background in political campaigning and no known financial qualifications, Findon now plays a key role in promoting high-risk, unregulated loan note schemes to the public.We unpack:Findon’s career in UK politics, including his roles for Caroline Ansell MP and the Kent Conservatives.His current position with NCL, where he works alongside convicted fraudster James Baird and green investment CEO Rachel Buscall.The ethical concerns of someone with political influence promoting unregulated financial products to retail investors.The wider network behind NCL and its links to questionable investment schemes.This is not just a profile. It’s a warning. Investors should understand who is promoting these products and ask whether their interests are truly being represented.What You’ll LearnHow political figures like Robert Findon become embedded in the unregulated investment space.The risks posed by loan notes promoted by NCL and similar firms.Why transparency and due diligence matter more than ever for investors.What role party affiliations and public influence can play in high-risk financial promotions.Contact Insolvency & LawEmail: [email protected]: 020 7504 1300Web: www.insolvencyandlaw.co.ukDisclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.

Episode Description: In this episode, we examine the role of Irene Mackenzie, Head of Investor Relations for several of Billy Jackson’s companies, including Northumberland Living and related ventures. As the first point of contact for many distressed investors, Irene's position raises serious questions about responsibility, awareness, and accountability.We discuss:Irene Mackenzie’s central role in handling investor communicationsFirst-hand reviews and complaints highlighting delayed payments and broken promisesWhy her continued involvement in Jackson-led schemes warrants scrutinyThe structure of these companies and how investor complaints are managed or deflectedThe broader implications of working closely with a director linked to multiple failed venturesWhether Irene is a shield for the operation, a willing participant, or simply in too deepWho Should Listen: Investors in Billy Jackson’s loan note schemes, anyone involved in investor relations, and those examining how unregulated firms manage reputational risk and investor pushback.Referenced Content:Full article on Irene Mackenzie’s involvement at www.insolvencyandlaw.co.ukRelated blogs on William Jackson and New Capital LinkReports on investor complaints and site delays linked to Northumberland LivingContact Us: Email: [email protected] Phone: 020 7504 1300Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.

In this episode: We explore what overdrawn directors’ loan accounts are, why they become a major issue during insolvency, and how you can act early to avoid personal liability.You’ll learn:What a director’s loan account is and how it worksWhy an overdrawn balance becomes a personal debt if the company failsThe serious consequences directors face during liquidationHow Insolvency & Law helps directors settle debts before things escalateWhy early advice gives you more control and better outcomesKey takeaway: If your company is still trading and you have an overdrawn loan account, now is the time to act. Waiting until liquidation could put your personal finances at risk.Need support? Visit insolvencyandlaw.co.uk to speak with a specialist about resolving overdrawn directors’ loan accounts quickly and confidentially.Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.

Episode Description: In this episode, we take a deep dive into the collapse of 79th Luxury Living Six Ltd and expose what the administrators have now confirmed. From the complete lack of development assets to the complex web of offshore fund transfers, the facts are now out in the open, and they’re worse than many feared.We explore:What the administrator proposals reveal about the true state of the companyThe role of the Webster family at the heart of the 79th GroupHow investor funds were spent and where the money wentWhy civil recovery, not administration, is now the only viable optionThe urgent steps investors should take to protect their positionWho Should Listen: This episode is essential for anyone who invested in 79th Group loan notes, financial advisers supporting affected clients, and anyone researching high-risk property-based investment schemes.Resources Mentioned:Administrator proposals published 10 June 2025Insolvency & Law recovery services: www.insolvencyandlaw.co.ukContact the investigations team: [email protected]: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only and should not be regarded as legal or investment advice.In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies and act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.For enquiries concerning The 79th Group, please contact: [email protected]

Podcast Title: Understanding Administration and What It Means for 79th Group Loan Note HoldersEpisode Summary: In this episode, we break down the administration of several 79th Group companies and what it means for loan note holders. If you have invested in loan notes issued by the 79th Group, this is essential listening. We cover who the appointed administrators are, how the process works under UK insolvency law, and what risks and rights investors face.What We Cover:What administration is and how it works under the Insolvency Act 1986Who the appointed administrators are across the 79th Group companiesWhy professional fees are paid before any money reaches investorsWhat loan note holders need to know about litigation and asset recoveryConcerns over administrator conduct and regulatory historyData protection issues affecting loan note holdersThe role of Insolvency & Law in helping investors take actionWhat to expect from the administration process in the months aheadTakeaway Message: The administration process is underway, but it does not automatically protect the interests of loan note holders. Understanding your position, asking the right questions, and taking early action can make all the difference.Resources: For more information or support, contact Insolvency & Law at:Email: [email protected]: 020 7504 1300Web: www.insolvencyandlaw.co.ukDisclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.

 The 79th Group Collapse: What Loan Note Holders Need to Know NowEpisode Description: In this episode, we break down the recent collapse of several 79th Group companies into administration-and what it means for private investors.If you’ve invested in a 79th Group loan note, this is essential listening. You’ll learn how administration works, who gets paid first, what secured vs unsecured means in practice, and how to protect your rights before it’s too late.Key Topics Covered:Which 79th Group companies are now in administrationWhat happens during administration and who controls the processThe legal order of creditor paymentsWhy some investors may receive nothing at allThe role of T and T Trustees in LL6Why third party recovery could be your best optionSteps loan note holders should take now to stay informed and protect their positionTake Action: If you’re a loan note holder affected by The 79th Group collapse, you must act quickly. Contact Insolvency & Law to:Join a creditor groupUnderstand your legal rightsExplore third party recovery optionsResources Mentioned: 📧 [email protected] 📞 020 7504 1300 🌐 www.insolvencyandlaw.co.ukDisclaimer: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only and should not be regarded as legal or investment advice.In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies and act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.For enquiries concerning The 79th Group, please contact: [email protected]

In this episode of our ongoing investigative series, we dig deeper into the network surrounding Billy Jackson, the elusive figure behind a string of Loan Note investment schemes.After exposing multiple company defaults and broken promises to investors, our inbox was flooded with messages from concerned Loan Note Holders. Many had one question: Who’s helping Billy Jackson operate behind the scenes?We break down the enablers — introducers, trustees, and administrators — who provide an air of legitimacy to these risky ventures. From New Capital Link to Alpha Trustee Services, and from Sonali Craddock to Mark Kidd, we expose the people and companies propping up Jackson’s crumbling empire.If you’re a past investor, currently considering a high-yield opportunity, or simply want to know how these schemes stay afloat — this episode is essential listening.🔍 What You’ll Learn:How Billy Jackson operates behind closed doorsThe role of Loan Notes in unregulated property schemesWho Sonali Craddock, Mark Kidd, and Irene MacKenzie really areHow New Capital Link and Alpha Trustee Services contribute to these schemesRed flags every investor should watch out forReal investor reviews and what they revealWhy due diligence is more important than ever📩 Contact our investigations team: [email protected]: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.

Episode Description:In this episode, we explore the accelerating financial collapse of companies within The 79th Group. With multiple firms entering administration and court rulings piling up, loan note holders face serious risks-especially those unaware of how much their supposed “secured” investments may actually be worth.Our insolvency and debt recovery experts break down what’s happened so far, what’s likely to come next, and what practical steps you can take to recover your funds.Whether you’ve already received formal notice or are still waiting for clarity, this episode will help you understand your position and your rights.What You'll Learn:The current status of 79th Group companies in administrationWhy “secured” loan notes may still be treated as unsecuredWhat administrators are required to disclose-and whenThe limits of relying on administration or police investigations for recoveryHow to pursue compensation through:APP Recovery (bank refunds)The Proceeds of Crime ActThird Party Recovery using insurance cover from regulated firmsKey Takeaway:Loan note holders must act quickly. Relying on insolvency processes alone is unlikely to result in recovery. Civil action-especially through third-party claims-offers the most viable path forward.Get in Touch:If you're a loan note holder affected by The 79th Group’s collapse, contact Insolvency & Law today to discuss your options.Email: [email protected]: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only and should not be regarded as legal or investment advice.In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies and act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.For enquiries concerning The 79th Group, please contact: [email protected]

 T&T Trustees Appoint Administrators to 79th Luxury Living Six – Are Investor Interests Being Protected?Episode Summary: In this episode, we explore the latest twist in The 79th Group saga. T&T Trustees, the security trustee for several of the group’s investment vehicles, has appointed administrators to 79th Luxury Living Six Ltd—without consulting loan note holders or convening the Lender Majority Group.What does this mean for investors? Are T&T Trustees acting in your best interests, or protecting someone else? We break down what’s happened, what your rights are, and what steps you can take now to secure transparency, accountability, and potential recovery.Key Topics Covered:Who are the administrators, and why were they appointed now?What is a Lender Majority Group, and why is it important?Concerns around trustee transparency and potential breaches of dutyWhether the trust structure truly protects investorsWhat investors can do now to protect their rights and recover fundsWhy legal action may be the most effective path forwardHow Insolvency & Law is supporting affected investorsResources Mentioned:Learn more: www.insolvencyandlaw.co.ukContact our investigations team: [email protected] us: 020 7504 1300Need Help? If you’re an investor in 79th Luxury Living Six or another 79th Group entity, don’t wait. The sooner you act, the greater your chances of protecting your investment. Insolvency & Law is leading a coordinated group response and is ready to support you through the legal recovery process.Disclaimer: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only and should not be regarded as legal or investment advice.In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies and act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.For enquiries concerning The 79th Group, please contact: [email protected]

Episode Summary: In this urgent episode, we break down The 79th Group Limited’s most recent public statement — and why it confirms the worst fears of many investors. From ceasing new investments to halting payments and staff cuts, the company's own words paint a picture of financial distress and looming insolvency.Insolvency and Law walks you through what these announcements truly mean under UK law, why waiting for the police is not a recovery strategy, and how civil action may be your only viable route to reclaiming lost funds.You’ll Learn:What The 79th Group Limited has admitted — and what they’ve avoided sayingThe legal signs of insolvency under the Insolvency Act 1986Why “survival mode” isn’t a business planThe truth about the police investigation (and what it can’t do for you)How civil action differs from criminal prosecutionWhat steps you can take right now to pursue financial recoveryGet In Touch: For help or legal advice relating to The 79th Group Limited, email: 📧 [email protected]: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only and should not be regarded as legal or investment advice.In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies and act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.For enquiries concerning The 79th Group, please contact: [email protected]

The 79th Group Loan Notes Recovery: Why Waiting for the Police Won’t Get Your Money BackEpisode Summary: In this episode, we break down the critical legal and financial risks facing investors in The 79th Group and its associated companies. From police investigations to civil recovery options, we reveal why relying on criminal prosecution won’t lead to compensation — and what investors must do now to protect their funds.What You’ll Learn:⚖️ The key differences between criminal and civil legal processes🕵️‍♂️ Why the City of London Police investigation won’t recover your money⏳ How time limits under the Limitation Act 1980 could block your right to claim💰 The real financial position of The 79th Companies — including insolvency red flags📉 Why the value of loan notes in circulation vastly exceeds available assets🧾 A breakdown of the weak protections in the T&T Debenture Deed🔍 The role of offshore and rebranded entities like 79th Resources Limited (Gibraltar)🛠 What Insolvency & Law is doing now to lead the civil recovery effort✅ What actions investors can take immediately — before it’s too lateMentioned Companies:79th Commercial Three Limited79th Luxury Living Five Limited79th Luxury Living Six Limited79th Resources Limited (Gibraltar)Castle Trust and Management Services Limited (in liquidation)Key Legal References:Insolvency Act 1986 – Section 123(1)(e) and 123(2)Limitation Act 1980Transactions at undervalue (Section 238)Preferences (Section 239)Hosted by: The team at Insolvency & Law, specialists in debt recovery and investor action with over 17 years of experience.Contact & Support: Are you a loan note holder affected by The 79th Group’s suspension of payments? Don’t wait — time is critical.📩 Reach out now: [email protected]: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only and should not be regarded as legal or investment advice.In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies and act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.For enquiries concerning The 79th Group, please contact: [email protected]

🎧 Episode Summary:In this essential episode, Insolvency and Law investigates serious concerns affecting investors in The 79th Group fixed-income loan notes. Following the suspension of redemption and interest payments, and the company’s silence in response to investor enquiries, many are turning their attention to the Security Trustee arrangements that were meant to protect them.We explore two major red flags:The structural weaknesses in the Debenture Deed issued by T and T Trustees.Confusion over Castle Trust and Management Services Limited, which remains listed as Security Trustee for certain loan notes—even though it is in liquidation.Our team breaks down the legal implications, explains the risks of floating charges, vague covenants, and passive trusteeship, and outlines what investors can do next to take control of their position.Whether you’re a loan note holder, legal professional, or someone tracking developments in the off-plan investment market, this episode is a must-listen.🔍 What You’ll Learn in This Episode:Why the T and T Trustees Debenture Deed may offer little real security to investorsHow a Trustee in liquidation could invalidate key protectionsThe risks of vague legal language and unenforceable chargesWhat a Lenders Majority Group is—and why it matters nowHow investors can take action despite communication breakdowns📬 Resources & Contact:👉 If you’re a The 79th Group investor or are owed money by any company and need legal support, contact Insolvency and Law: 📧 [email protected]💻 Visit: www.insolvencyandlaw.co.ukDisclaimer: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only and should not be regarded as legal or investment advice.In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies and act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.For enquiries concerning The 79th Group, please contact: [email protected]

 The Truth Behind High Street Group: The Security That Never Was🔎 Episode Summary: In this episode, we uncover how High Street Group promised investors security that never truly existed. Over £126 million was lost due to false claims, weak legal protections, questionable asset transfers, and failed oversight by both a security trustee and the administrators. If you’ve ever considered investing in loan notes or unregulated schemes, this episode is essential listening.💥 What You’ll Learn:How High Street Group misled investors about secured loan notesThe role Castle Trust & Management Services played — or failed to playWhy legal safeguards like debentures and trustees may not offer true protectionHow suspicious asset transfers to Hadrian Real Estate raised red flagsWhy administrators Carrie Ann James and Tony Hyams failed to actThe actions taken by Insolvency & Law to uncover the truthKey takeaways for protecting yourself from future investment scams📧 Need Help? If you’ve been affected by a similar investment or are owed money by a company that refuses to pay: 🔗 Email: [email protected]: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.

Loan notes are everywhere—especially in off-plan property deals and alternative investments. But how do they work? Are they safe? And what should you do if your investment goes wrong?In this episode, we break down everything you need to know about loan notes in plain English. Whether you’re thinking of investing or already dealing with a collapsed scheme, this episode is packed with insight to help you make smart decisions and take action when needed.We cover:What a loan note is and how it worksThe role of security trustees in protecting your investmentThe risks behind “secured” and “asset-backed” promisesWhy loan notes are used in off-plan property schemesHow pensions have been misused to invest in high-risk loan notesWhat to do if the borrower defaultsRed flags to watch out for before investingHow Insolvency & Law helps recover funds from failed schemes🎧 Listen in and learn how to protect yourself—and what steps to take if you’ve been mis-sold a loan note.📞 Need Help? 📧 [email protected] 📞 0207 504 2700 🌐 insolvencyandlaw.co.ukDisclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.

📝 Show Notes:In this episode, we dive into the unfolding situation surrounding The 79th Group, a property investment company now at the centre of a City of London Police investigation into suspected widespread fraud.Following the arrests and bailing of four individuals, the company has suspended all interest and redemption payments on its loan notes—leaving many investors in limbo.We explore:The timeline of the investigationWhat the suspension means for loan note holdersAllegations of legal intimidation against whistleblowersThe red flags Insolvency & Law identified as early as 2022How investors can act now to protect themselves and potentially recover fundsDisclaimer: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only and should not be regarded as legal or investment advice.In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies and act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.For enquiries concerning The 79th Group, please contact: [email protected]

🎧 Episode Summary:A major insolvency practitioner under regulatory scrutiny. A £1 million fee demand reduced under pressure. A legal battle for transparency.In this episode, we examine the regulatory disciplinary action against Tony Hyams, a former High Street Group (HSG) Administrator, and the serious questions surrounding his role in the failed administration.🚨 Key Topics Covered: ✔️ Who is Tony Hyams? ✔️ Why was he disciplined by the Insolvency Practitioners Association (IPA)? ✔️ The attempted £1 million fee—forced down to £100,000 each by the Creditors’ Committee ✔️ The role of Insolvency & Law (I&L) in uncovering financial misconduct ✔️ High Street Group’s collapse and the Hadrian Real Estate winding-up petition ✔️ What investors should do nextThis is a must-listen for anyone impacted by High Street Group, unregulated Loan Notes, or insolvency proceedings.⚠️ Insolvency & Law played a crucial role in uncovering misconduct in the administration of High Street Group. ⚠️ The Insolvency Practitioners Association (IPA) disciplined Tony Hyams for professional breaches unrelated to HSG, but during the same timeframe. ⚠️ Hyams and James attempted to charge over £1 million in fees but were forced down to £100,000 each after creditor pressure. ⚠️ Hadrian Real Estate’s winding-up petition confirms what many suspected—investors were misled about asset security. ⚠️ Transparency was repeatedly obstructed, leaving investors in financial limbo.📂 Resources & Links:📌 Read the Full Blog on Tony Hyams & the High Street Group Administration: [Insert Link] 📌 Understanding Loan Note Scams: [Insert Link] 📌 Read About the IPA Disciplinary Action Against Tony Hyams: [Insert Link]📢 What Should Investors Do Now?If you invested in High Street Group, Hadrian Real Estate, or any unregulated Loan Notes, you must act now to explore your recovery options before it’s too late.🔹 Contact Insolvency & Law for an independent risk assessment: 📧 Email: [email protected]🔹 Join an investor action group to strengthen your case.🎙️ Stay Connected & Subscribe📢 Never miss an episode! Subscribe to our podcast on: [Apple Podcasts, Spotify, Google Podcasts] 📢 Follow Insolvency & Law on [LinkedIn / Twitter / Instagram] for the latest fraud investigations and financial news. 📢 Liked this episode? Leave a review! Your feedback helps others avoid financial scams.💡 Have questions or concerns? Reach out to [email protected] for guidance on your case.🚨 Stay informed. Stay protected. 🚨Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.

🔎 79th Group: Police Fraud Investigation – What You Need to KnowEpisode Summary:🚨 Four arrests. A police fraud investigation. Seized assets. The 79th Group, a once-prominent investment company, is now under intense scrutiny from the City of London Police’s Fraud Operations Unit.For investors, employees, and introducers—what does this mean?In this episode, we break down: ✔️ Who are the 79th Group and its key figures? ✔️ Why are police investigating them? ✔️ How did they convince people to invest? ✔️ The red flags we identified early on ✔️ What investors should do nextThis is a must-listen for anyone involved in unregulated Loan Notes, high-risk investments, or financial fraud investigations.⚠️ Unregulated Loan Notes are a breeding ground for fraud. ⚠️ High-return promises often disguise high-risk or outright scams. ⚠️ Security Trustees don’t always mean your money is safe. ⚠️ Early warning signs were ignored – but now, the truth is coming out.Disclaimer: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only and should not be regarded as legal or investment advice.In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies and act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.For enquiries concerning The 79th Group, please contact: [email protected]

🗂 Episode Summary: In this episode, we dive into Carrie-Ann James’ role in the downfall of High Street Group Limited, one of the most controversial cases involving investor losses of £126 million. As a former President of the Insolvency Practitioners Association (IPA) and an officer of the court, her actions—or inactions—raise serious concerns.We explore:Her handling of High Street Group Limited’s administrationWhy investors were left with nothing while assets were quietly transferredHow she’s moved on to a new role at Oury Clark despite unresolved questionsThe legal battles to uncover critical financial disclosuresThe pattern of dissolving companies linked to Gary Forrest🚨 Key Takeaways: ⚠️ High Street Group Limited collapsed with £126 million in investor losses—yet Carrie-Ann James recovered nothing. ⚠️ She blocked legal efforts to access key documents by demanding excessive costs. ⚠️ Asset transfers to Hadrian Real Estate Plc (HRE) were undervalued, leaving Loan Note Holders unprotected. ⚠️ No accountability—no investigations from the IPA or regulatory bodies so far. ⚠️ Gary Forrest and his network continue to operate, while former administrators like Carrie move on.🎯 Who Else Was Involved?Tony Hyams – Co-administrator of High Street Group LimitedGary Forrest – Director of HSG, orchestrator of asset transfersSteven Knight – Director of Castle Trust & Management Services (now liquidated)Steven Ross (FRP) – Key figure in handling dissolutions💡 What Can You Do? 📩 Need an investigation into a company or individual? Contact [email protected] 📩 Owed money by a company refusing to pay? Get advice at [email protected]🔎 Final Thoughts: The lack of transparency in High Street Group Limited’s administration is alarming. Regulators and legal bodies must take action. Meanwhile, Carrie-Ann James continues her career, leaving investors empty-handed.🎧 Tune in now to get the full story and stay informed!Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.

Show Notes – Ashbrookes Group Ltd Investigation🎙 Episode Title: Ashbrookes Group Ltd: Uncovering Loan Note Risks & Investor Warnings🔍 Episode Summary: In this episode, we dive deep into the financial dealings of Ashbrookes Group Ltd, uncovering serious concerns surrounding their Loan Notes, financial stability, and property transactions. Investors should proceed with extreme caution, as red flags suggest potential mismanagement and misleading assurances.🔹 What You’ll Learn: ✅ The Loan Note product raising concerns since 2022. ✅ Why Ashbrookes Group Ltd was wound up in 2025 with no Loan Note Holders listed as creditors. ✅ How S2 John Street Ltd was used in fund transfers—and why this is problematic. ✅ The financial history of key figures like Mohammed & Sofia Mushtaq, Sonali Craddock, and James Baird. ✅ The ownership mystery surrounding 60-66 John Street, Sunderland. ✅ Delayed planning approvals that threaten the Loan Note exit strategy.🚩 Key Takeaways for Investors: ⚠️ Loan Notes linked to Ashbrookes Group Ltd carry significant risks. ⚠️ S2 John Street Ltd is balance-sheet insolvent—raising concerns about financial stability. ⚠️ Ownership records contradict Ashbrookes’ claims, casting doubt on transparency. ⚠️ Security Trustees registered charges before property purchases were finalised—potentially putting investor funds at risk. ⚠️ The exit strategy is uncertain, leaving investors in financial limbo.📢 What You Can Do: 🔹 Conduct thorough independent due diligence before investing. 🔹 Seek professional financial advice to assess potential risks. 🔹 Report concerns to the FCA or Serious Fraud Office (SFO). 🔹 Join investor action groups fighting financial fraud. 🔹 Get a risk assessment from Insolvency & Law at: 📩 [email protected]📌 If a company owes you money and refuses to pay: 📩 Contact Insolvency & Law for legal advice and recovery options.🔎 Final Thoughts: At Insolvency & Law, we go beyond the marketing materials to reveal the truth behind financial misconduct. If you need an investigation into a company or individual before making a financial decision, reach out today. Transparency and investor protection are our priority.🎧 Listen now and stay informed!Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.

Behind every smooth-talking, money-extracting individual lies a network of enablers. People who lend an aura of legitimacy to an otherwise questionable operation. These aren’t lone rangers; they’re part of a carefully orchestrated circle, with “polish” provided by trusted advisors and professionals. They are the ones who help prop up the illusion of credibility and trustworthiness.  As part of a series of blogs on exposing enablers, we looked at an introducing company called New Capital Link.Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.

 The 79th Group Under Investigation Episode OverviewIn this episode, we discuss the unfolding investigation into The 79th Group, a company now under scrutiny for suspected widespread fraud. We break down what’s happening, who’s involved, and what this means for investors. If you’ve invested in The 79th Group or are concerned about high-return investment schemes, this is a must-listen.Key Topics Covered:✔️ The Investigation – What led to the City of London Police investigating The 79th Group? ✔️ Red Flags – Signs of potential financial misconduct, including unsustainable returns and misleading marketing. ✔️ Who’s Involved? – Key figures, including David Webster, Jake and Curtis Webster, and CEO Natalie Bellis. ✔️ Legal Actions & Arrests – What the recent arrests and asset seizures mean for investors. ✔️ Enablers & Their Role – How introducers like New Capital Link, legal firms, and security trustees may have played a part. ✔️ Investor Action Plan – Steps affected investors should take, including reporting to authorities and seeking recovery options. ✔️ Call to Action – If you’ve invested in The 79th Group or suspect misconduct, contact Insolvency & Law for support.Key Takeaways:🔹 If an investment opportunity seems too good to be true, it probably is. 🔹 Conduct independent due diligence before committing your money. 🔹 If you’re affected by The 79th Group case, report your concerns and explore recovery options.Resources & Links:📌 Report to Authorities: City of London Police – Operation MOLD 📌 Insolvency & Law: Contact [email protected] for expert guidance. 📌 Investor Protection Tips: Learn how to spot financial misconduct before it’s too late.Disclaimer: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only and should not be regarded as legal or investment advice.In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies and act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.For enquiries concerning The 79th Group, please contact: [email protected]