KÉCŌ Live

Week 2 of KÉCŌ Live is here — and we're going deep on what it actually takes to get a deal funded in today's private lending market.KÉCŌ Capital's loan originators — Kain, John, and Keli'i — break down the private lending process and real conversations happening behind the scenes: why your ARV can get wrecked the day before appraisal, how construction draws actually work (and what 75% reimbursement really means), and why the title company you choose can make or break your closing.In this episodeInvestor Tip / Learning Lessons — A real comp story from Atlanta, the right title company for private deals, and draw structures explained (pro-rata vs. upfront deductible)Market Update — Lumber costs up 5.6% YoY, contingency requirements jumping from 5% → 10%, and what the Philadelphia & Baltimore fraud scandal means for lenders nationwidePrivate Lending Process (Full Overview) — Loan request → full package → appraisal → underwriting → close. What every borrower needs to know, regardless of the lenderNew Investors — Can you qualify with no track record? Do you need a GC? We answer it straightLTC ≠ LTC — Why the same term means something totally different depending on your lender, and how to read a term sheet correctlyLive Q&A — DSCR loans, seasoning requirements, Hawaii rates, and moreEpisode timestamps00:00 Welcome and Goals01:46 Comps and ARV Surprises03:32 Title and Insurance Pitfalls05:29 Construction Draw Basics09:22 Understanding Loan Terms11:10 Transparency and Fraud Fallout14:31 DSCR Loans Q&A17:04 Market Costs and Contingency20:38 Private Lending Process25:58 New Investors and GCs36:18 Closing Thoughts and CommunityConnect with KÉCŌJoin us live every Friday - Get the Call LinkFollow on Instagram - @keco.liveEverything KÉCŌ - Explore More Herewww.KECOCAPITAL.comKÉCŌ Capital is a private lender specializing in fix-and-flip, bridge, ground-up construction, and DSCR loans for real estate investors nationwide. New episodes of KÉCŌ Live drop weekly. Subscribe wherever you listen so you never miss one.

Two years after wrapping up our weekly investor Coffee Talk calls, our co-founder and principal Cory Nemoto introduces KÉCŌ Live - a brand new 8-week investor call series aiming to build a free, value-first community focused on private lending, real estate investing, entrepreneurship, and leadership. As a correspondent lender and active member within the National Private Lenders Association (NPLA), KÉCŌ Capital bridges the gap between Wall Street capital and Main Street investors through these conversations.In this episodeKeli’i outlines the LIVE framework—Leadership, Investment, Vision, Execution—and gives a glimpse into behind-the-scenes education, real deal breakdowns, and funding structure guidance.John previews an eight-week series with weekly market updates, current events, investor tips and learning lessons, and live Q&A. Kain explains how capital motivations, securitization, and evolving guidelines affect approvals, and the group discusses DSCR fraud scrutiny, post-disaster inspections, appraisal nuances, and the NPLA watch list to reduce bad actors.Episode timestamps00:00 Welcome Back and Vision07:51 KÉCŌ Live Framework10:15 Series Format and Weekly Topics11:24 NPLA and Lender Perspective15:10 Hard Money vs Institutional Capital17:56 Market Shifts and Closing Fast22:46 Investor Partnership and Strategy27:50 Comps and Underwriting Reality35:45 Managing Fraud Within the Private Lending Space38:49 Wrap Up and Next WeekConnect with KÉCŌJoin us live every Friday - Get the Call LinkFollow on Instagram - @keco.liveEverything KÉCŌ - Explore More Herewww.KECOCAPITAL.comKÉCŌ Capital is a private lender specializing in fix-and-flip, bridge, ground-up construction, and DSCR loans for real estate investors nationwide. New episodes of KÉCŌ Live drop weekly. Subscribe so you never miss one.