PODCAST · business
Keys to the Emerald Coast
by Emerald Coast Association of Realtors®
Unlocking success, one conversation at a timeWelcome to Keys to the Emerald Coast, the official podcast of Emerald Coast Association of Realtors®. Each episode, we’ll unlock the latest news, market insights, advocacy updates, and upcoming events that matter to you, our members. Whether you’re a seasoned Realtor or new to the industry, we share tips, conversations, and success stories to help you thrive in this ever-changing market. From the sugar-white beaches to the quiet countryside, we’re bringing the entire Emerald Coast real estate community together, one key at a time.
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Lets Talk YPN w/ Taylor Labno
Send us Fan MailIn this episode of Keys to the Emerald Coast, Maria Howell sits down with Taylor Labno, ECAR’s Young Professionals Network (YPN) Chair, for a lively conversation about what’s ahead for one of the Association’s most energetic groups.Taylor shares what makes YPN such a valuable space for connection, growth, and leadership, along with a preview of some exciting upcoming events you won’t want to miss. Whether you're a seasoned member or new to the industry, this episode highlights how getting involved with YPN can elevate your experience within ECAR.Tune in to hear how YPN is building momentum and how you can be part of it.
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Lets Talk North Walton w/ Brandy Brown
Send us Fan MailIn this episode, we sit down with North Walton Area Director Brandy Brown to hear her story -- both personally and professionally -- and what led her into leadership within ECAR. Brandy shares a grounded perspective of what’s really happening in North Walton, from the biggest opportunities for growth to what makes this area stand apart from the rest of the county. We dive into how she stays connected to what people love and the community she lives in. We also talk about what buyers and sellers should know before stepping into the market, and the conversations she believes we should be having. Brandy also shares her heart for the community and what she’d love to see people rally around moving forward. Plus, stick around for a fun rapid-fire round where we get her take on local favorites, hidden gems, and a few quick personal picks.
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Let's Talk FWB w/ Chrissy Hartley
Send us Fan MailIn this episode of Keys to the Emerald Coast, we’re joined by Chrissy Hartley, Fort Walton Beach Area Director and a dedicated leader within our local real estate community.Chrissy shares her perspective on the Fort Walton Beach market, the value of staying connected at the local level, and how involvement in the association helps elevate both agents and the industry as a whole. Her passion for service and leadership shines through as she talks about supporting REALTORS®, building relationships, and navigating today’s evolving market.Tune in for a conversation full of insight, encouragement, and practical takeaways for anyone looking to grow and stay engaged along the Emerald Coast.
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Property Management w/ Robbie Truax
Send us Fan MailIn this episode of Keys to the Emerald Coast, we sit down with Robbie Truax, Area Director of Property Management, to hear her story and explore the vital role property management plays in our local real estate landscape.Robbie shares her journey into the industry, the experiences that shaped her leadership, and what it takes to successfully manage properties in today’s market. From navigating challenges to building strong relationships with owners and tenants, she offers valuable insight into a side of real estate that often goes unseen.Whether you're a property manager, REALTOR®, investor, or simply curious about the industry, this episode gives you a deeper understanding of the people and processes that keep our communities running smoothly.🎧 Tune in to hear Robbie’s story and learn more about the impact of property management on the Emerald Coast.
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All things Niceville w/ Tammy Summers
Send us Fan MailIn this episode of Keys to the Emerald Coast, we sit down with Tammy Summers, Niceville Area Director, to talk about what makes this community so special.Tammy shares her perspective on the growth, character, and opportunities in the Niceville area, along with insights from her role supporting local REALTORS® and strengthening the real estate community. From market trends to the people behind the scenes, this conversation highlights the heart of what makes Niceville a great place to live and work.Whether you’re a real estate professional or just love the Emerald Coast, this episode offers a behind-the-scenes look at leadership, community, and the future of our area.🎧 Tune in and get to know the story behind Niceville through Tammy’s eyes.
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Let's Talk Navarre w/ Nick Brown
Send us Fan MailIn this episode of Keys to the Emerald Coast, we sit down with Nick Brown—Navarre Area Director, Professional Development Committee Chair, and Managing Broker with Coldwell Banker in Niceville and Navarre.Nick wears a lot of hats, and in this conversation, he brings insight from every one of them. We dive into what’s happening in the Navarre market, the importance of professional development in today’s real estate landscape, and how strong leadership shapes both agents and associations.Whether you’re a seasoned REALTOR® or just getting started, Nick shares practical perspective, leadership wisdom, and a behind-the-scenes look at what it takes to stay sharp and serve well in a competitive market.
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The Foundation with Melinda Vazquez & Kimberlie Griggs
Send us Fan MailIn this episode, Chad and Maria are joined by Melinda Vazquez and Kimberlie Griggs to introduce ECAR’s newly formed Foundation, an exciting step forward in how we give back to our communities.The Foundation creates a more focused and structured approach to philanthropy, making it easier than ever for ECAR members to get involved and make a meaningful impact. From initiatives like Soldiers on the Water and Building Homes for Heroes to supporting local programs like Food for Thought, this conversation highlights the powerful ways our members can serve beyond real estate.Melinda and Kimberlie share the vision behind the Foundation, what inspired its creation, and how it opens the door for greater connection, purpose, and community engagement across ECAR.If you’ve ever wanted to get more involved or learn how ECAR is making a difference, this episode is full of inspiration and opportunity.
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Lets Talk Destin w/ Destin Area Director, Bonnie Hall
Send us Fan MailIn this episode, Maria and Chad sit down with Bonnie Hall, ECAR’s Destin Area Director, to take a closer look at one of the most sought-after destinations in the country. Known for its sugar-white beaches and emerald waters, Destin has long been a favorite vacation spot but what’s driving so many people to turn their visits into permanent roots?Bonnie shares insight into what makes Destin so attractive for buyers looking to call paradise home, from lifestyle and investment opportunities to the unique charm that keeps people coming back year after year. The conversation also explores exciting developments and what’s ahead for the Destin area, giving listeners a glimpse into its future growth.Plus, we dive into how ECAR continues to support its members at every level providing the tools, resources, and community needed to thrive in today’s market.Whether you’re a real estate professional, a prospective buyer, or just someone who loves the Emerald Coast, this episode offers valuable perspective on why Destin isn’t just a destination it’s a place to belong.
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Miramar Beach w/ Area Director Wanda Jackson
Send us Fan MailWhat’s really happening in the Miramar Beach market? In this episode, we sit down with Miramar Beach Area Director Wanda Jackson to get an inside look at one of the Emerald Coast’s most dynamic real estate areas.Wanda shares her perspective on current market conditions, how pricing and inventory are shaping agent strategies, and the unique factors that make Miramar Beach such a sought-after destination for buyers and investors. We also talk about the challenges REALTORS® are facing, the opportunities still available, and what professionals should be paying attention to as the market continues to shift.Whether you work in Miramar Beach or just want to better understand what’s driving this important part of our region, this conversation is packed with insights you won’t want to miss.
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South Walton w/ Area Director Sabine Robertson
Send us Fan MailSouth Walton continues to be one of the most talked about markets along the Emerald Coast -- and in this episode, we’re diving deep into what’s really happening.We sit down with South Walton Area Director Sabine Robertson to talk all things South Walton: the incredible growth, the challenges agents are navigating, and the realities behind current housing prices. Sabine shares insights from the ground level about what’s working, where the pressure points are, and what REALTORS® should be watching as the market continues to evolve.From market trends and local dynamics to the opportunities that lie ahead, this conversation offers valuable perspective for anyone working in or watching the South Walton area.If you want a clearer picture of where the market is and where it might be heading you won’t want to miss this one.
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Let's Talk Volleyball?!?! Actually, Commercial RE w/ Tim Collins
Send us Fan MailIn this episode of the ECAR Podcast, Chad & Maria sit down with ECAR’s Commercial Director, Tim Collins, for a conversation that starts on the volleyball court and moves into the world of commercial real estate along the Emerald Coast.After a quick warm-up talking about volleyball and life around the area, Tim dives into what’s happening in the local commercial market. Tim shares insights on current trends, opportunities, and what residents and local businesses might expect to see as the region continues to grow.From new developments to the evolving needs of our communities, this episode offers a behind-the-scenes look at the commercial side of real estate and what it could mean for locals in the months and years ahead.
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Let's Talk Crestview w/ Jason Miller (Crestview Area Director)
Send us Fan MailIn Episode 21 of Keys to the Emerald Coast, we sit down with ECAR Crestview Area Director Jason Miller to talk all things Crestview.From the area’s strengths and challenges to ongoing revitalization efforts, standout features, and what the future may hold, this episode offers a well-rounded look at one of our region’s fastest-growing communities. Jason shares valuable insight into the market, community development, and what makes Crestview unique — all while bringing his signature sense of humor to the conversation.Whether you’re a real estate professional, resident, or simply interested in the growth of the Emerald Coast, this is an episode you won’t want to miss.
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Looking ahead to 2026 w/ Association Executive, Melissa Skoniecki
Send us Fan MailIn this episode of Keys to the Emerald Coast, we sit down with ECAR’s Association Executive, Melissa Skoniecki, for an inside look at what’s ahead in 2026.Melissa shares what she’s most excited about in the coming year, the strategic direction of the association, and how ECAR is continuing to elevate the value it delivers to its members. From new initiatives and professional development opportunities to advocacy efforts and member-focused programs, we cover what’s coming down the pipeline and how it all connects to supporting REALTORS® across the Emerald Coast.If you’ve been wondering what ECAR has in store and how you can plug in, this episode offers clarity, vision, and plenty of reasons to be excited about the year ahead.
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Let's talk RPAC with Joe Capelotti
Send us Fan MailIn this episode, we’re joined by Joe Capelotti — ECAR Board Assistant Treasurer, RPAC Chair, and host of 3 Beers and the REAL Truth for a down-to-earth conversation about RPAC and why it matters to every REALTOR®.Joe helps break RPAC down in plain language, explaining what it is, how it works, and why having a seat at the table is critical when decisions are being made that impact our industry, our businesses, and our communities. We talk about how RPAC advocacy protects private property rights, supports REALTORS®, and ensures our voices are heard at the local, state, and national levels.Most importantly, Joe shares why the only way to have that voice is by supporting RPAC and its mission — because advocacy doesn’t happen by accident.If you’ve ever wondered what RPAC really does or why your investment matters, this is an episode you don’t want to miss.
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Lets Talk CAMO with Lisa Buchman & Sam Lampomardo
Send us Fan MailIn this episode, we sit down with Lisa Buchman and Sam Lapomardo to shine a spotlight on one of ECAR’s most meaningful initiatives — the CAMO Committee.Lisa and Sam walk us through what CAMO stands for, why the committee exists, and how it serves as a powerful way for members to give back to our local community. From hands-on projects to impactful partnerships, they share what the committee does, how members can get involved, and some exciting highlights to look forward to in the months ahead.If you’re passionate about service, connection, and making a real difference beyond real estate, this is a conversation you won’t want to miss.
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Talking with legends of the game about building Legacy Wealth
Send us Fan MailIn this episode, we’re joined by two real estate legends, Cynthia DeLuca and Steven J. David, to talk about REI Week and why now is the time for real estate professionals to start building legacy wealth for themselves — not just their clients.Too often, agents, brokers, and industry professionals spend their careers helping others create wealth through real estate, while neglecting to do the same in their own lives. Cynthia and Steve break that cycle by sharing how they got started, what they’ve learned over decades of investing, and how real estate professionals can begin thinking like owners instead of just advisors.Cynthia DeLuca shares her journey from buying her first rental property in 1999 to building a diverse portfolio that includes everything from single-family homes to apartment complexes and commercial properties — even tackling deals most people would run from. Steven J. David brings over five decades of experience as an investor, educator, and industry leader, having owned and managed more than 600 properties while teaching thousands of REALTORS® how to analyze and manage investment real estate.Together, they discuss:What REI Week is and why it mattersHow real estate professionals can get started investing, even while working full-timeCommon mindset and fear barriers that hold agents backPractical steps to begin building long-term, generational wealth through real estateIf you’re in real estate and have ever thought, “I help everyone else build wealth — when do I start building mine?” this episode is for you.
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Building Homes for Heroes w/ Chrissy Hartley
Send us Fan MailIn this episode of Keys to the Emerald Coast, we sit down with Chrissy Hartley to talk about the powerful mission behind Building Homes for Heroes and ECAR’s role in supporting it. This dedicated committee and task force works tirelessly to raise funds for veterans and active-duty military members in need of assistance right here in our community. Building Homes for Heroes constructs, modifies, and gifts mortgage-free homes to injured veterans, Gold Star families, and their loved ones—helping to remove financial burdens, restore independence, and create a stronger foundation for civilian life. Each home is thoughtfully designed to meet the physical and psychological needs of disabled veterans and their families, improving day-to-day quality of life and offering hope for a brighter future. It’s an inspiring conversation about service, impact, and giving back to those who have given so much.
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Great America Realtor Days w/ Melissa Garza
Send us Fan MailIn this episode of Keys to the Emerald Coast, Chad Nelson and Maria Howell are joined by Melissa Garza, ECAR’s Government Affairs Director, for an in-depth conversation on advocacy and the issues that matter most to Realtors. The discussion centers on Great American Realtor Days and why it’s such a critical opportunity for Realtors to engage directly with lawmakers. Melissa breaks down key legislative topics and bills every Realtor should be aware of and actively advocating for to protect property rights, support homeownership, and serve clients more effectively. From Capitol Hill to the local level, this episode highlights how ECAR is working to ensure Realtors have a strong, informed voice in the legislative process.
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FR MidWinter Meetings with Maria Howell and Chad Nelson
Send us Fan MailWe’re kicking off 2026 with a fresh episode of Keys to the Emerald Coast! Chad Nelson and Maria Howell reconnect to start the new year and waste no time diving into the action from the Florida Realtors® Mid-Winter Meetings in Orlando, FL. Maria breaks down what Mid-Winter is all about, why it matters to Realtors across the state, and how it helps shape priorities for the year ahead. The conversation also looks forward to one of ECAR’s biggest advocacy events -- Great American Realtor Days -- setting the stage for what’s next and why involvement has never been more important.
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A New Leadership Era at ECAR with Melissa Skoniecki
Send us Fan MailIn this inspiring episode of Keys to the Emerald Coast, hosts Chad Nelson and Maria Howell sit down with Melissa Skoniecki, ECAR’s new Association Executive, for a conversation that sheds light on her transition, her leadership journey, and her vision for the future of the organization.Melissa opens up about her shift from President-Elect to Association Executive what motivated the change, what excites her most about stepping into this new lane, and how the move positions ECAR for long-term success. For many members, the AE role can feel mysterious, so Melissa breaks it down clearly, sharing what she actually does day to day and the meaningful ways members will feel the impact through improved efficiencies, enhanced services, and behind-the-scenes innovations already underway.Drawing on her deep history of service within ECAR, Melissa reflects on the leadership experiences that prepared her for this moment, connecting her credibility and reputation to the responsibilities ahead. She also looks forward, outlining the biggest opportunities she sees for ECAR in 2026 and beyond—from technology and advocacy to culture, education, and innovation.The episode closes with a heartfelt discussion about what she is most passionate about bringing to ECAR in this new role—her values, her leadership style, and her commitment to creating an association that truly elevates its members.
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A Decade of Leadership & The Road to 2026 with Cathy Alley
Send us Fan MailIn this insightful episode of Keys to the Emerald Coast, hosts Chad Nelson and Maria Howell sit down with Cathy Alley, ECAR’s 2025 President-Elect and Treasurer, for a candid conversation about leadership, progress, and the future of the real estate profession along the Emerald Coast.With more than ten years since her first presidency, Cathy brings a rare depth of perspective. She reflects on how ECAR, the market, and the industry have evolved—and what has surprised her most along the way. From there, she looks ahead to 2026, sharing her vision, the big initiatives she hopes to champion, and how she plans to continue moving ECAR forward.Listeners will also get a peek behind the curtain at the crucial but often unseen work ECAR does every day to protect, support, and empower its members. Cathy breaks down the advocacy efforts, education planning, legal protections, and technology decisions that REALTORS® rarely see but rely on constantly.Rounding out the episode, Cathy offers practical insight on what REALTORS® should be preparing for as we approach 2026 and beyond, plus a heartfelt reflection on why her passion for leading ECAR remains as strong as ever.
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Wrapping Up 2025 w/ Chad Nelson & Maria Howell
Send us Fan MailIn this episode of Keys to the Emerald Coast, hosts Chad Nelson and Maria Howell keep it real and keep it local as they highlight just a handful of the key events wrapping up December 2025 and a few exciting things already on the books for January 2026.It’s a quick, easygoing year-end catch-up...perfect for anyone wanting to stay plugged into what’s happening around the Emerald Coast as one year winds down and another begins. Chad and Maria share what they’re looking forward to, why these events matter, and how they set the tone for the year ahead.In this episode:A couple of standout happenings closing out DecemberEarly 2026 events you may want to mark on your calendarLocal insights, personal takes, and a casual chat between your favorite hostsSimple, fun, and straight to the point...consider this your short and sweet guide to the transition from 2025 to 2026 along the Emerald Coast.
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All things Affiliates w/ Kimberly Tate
Send us Fan MailSince this week is Thanksgiving, we want to drop an episode expressing our sincere gratitude to our Affiliate Members. In this episode, we sit down with Kimberly Tate, ECAR’s Affiliate & Events Coordinator, to shine a spotlight on the heartbeat of our association -- our Affiliate Members. Kim shares why ECAR truly couldn’t do what we do without their support, expertise, and partnership.You’ll hear her heartfelt appreciation for the businesses that show up for our REALTORS®, our events, and our community all year long, plus a sneak peek at what’s coming in 2026 -- from new opportunities to get involved to exciting ways affiliates will be highlighted and celebrated.If you’re an affiliate, this episode is our love letter to you. And if you’re a member, it’s your reminder to connect with the people who help make ECAR stronger every day.
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Recap of ECAR's recent trip NAR NXT in Houston, TX
Send us Fan MailIn this episode of Keys to the Emerald Coast, Maria and Chad sit down to recap their recent trip to NAR NXT in Houston, Texas. From high-impact sessions to inspiring conversations, they break down the most valuable insights gathered from real estate leaders across the country.Tune in as they share:Top takeaways from the sessions they attendedFresh ideas and practical strategies they’re excited to bring back to ECAREmerging trends shaping the future of real estateAnd of course… a little bit about the fun they had exploring Houston along the wayWhether you attended NAR NXT yourself or want to catch up on the highlights, this episode is packed with perspective, energy, and a look at what's next for the Emerald Coast.
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The Women’s Council of Realtors: Empowering Real Estate Leaders:
Send us Fan MailIn this episode of Keys to the Emerald Coast, hosts Chad Nelson and President Maria Howell sit down with DeeDee Carr and Wanda Jackson to dive into the inspiring work of the Women’s Council of Realtors. From leadership development and professional growth to building lasting connections across the Emerald Coast, DeeDee and Wanda share their passion for empowering women in real estate.Tune in for insights, laughter, and a look at how the Women’s Council is shaping the future of the industry—one strong relationship at a time.
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Professional Development w/ Shelby Baker & Nick Brown
Send us Fan MailThis week, Co-Hosts Chad Nelson and Maria Howell sit down with the dynamic duo Shelby Baker and Nick Brown to chat all things Professional Development! From wrapping up the year to peeking ahead at what’s in store for 2026, the crew dives into how education and career growth are evolving along the Emerald Coast. Expect laughs, insights, and a few “aha!” moments as we mix inspiration with a splash of education.Tune in, grab your favorite beach chair, and get ready to level up -- Emerald Coast style! ☀️🌴
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Let's Talk Leadership Development Program w/ Brandy Brown & Jason Miller
Send us Fan MailInside ECAR’s Leadership Development ProgramIn this episode, hosts Chad Nelson and Maria Howell sit down with Brandy Brown and Jason Miller for a lively and insightful conversation about ECAR’s Leadership Development Program (LDP) and what leadership really means at ECAR.From the origins and goals of LDP to personal stories of growth and lessons learned along the way, this episode dives deep into how ECAR is helping team members take their careers — and leadership skills — to the next level. Whether you’re part of ECAR or just passionate about professional development, this one’s full of inspiration, laughter, and leadership wisdom.Tune in and discover how you can lead the way forward.
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Conversation with Melissa Garza ECAR's Governmental Affairs Director and "Swiftie"
Send us Fan MailIn this episode, we’re joined by Melissa Garza, ECAR’s Government Affairs Director, for an inside look at how public policy and real estate intersect. Melissa shares how ECAR advocates for REALTORS® and property owners at the local, state, and national levels — ensuring that laws and regulations support a strong, fair housing market.From legislative updates to the importance of member involvement, Melissa breaks down the key issues shaping the future of real estate and highlights how every REALTOR® can play a role in protecting private property rights and promoting smart growth in our communities.If you’ve ever wondered how advocacy impacts your business or how to make your voice heard, this is an episode you won’t want to miss.
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Conversation w/ Dana Topel -- Property Management Director
Send us Fan MailIn this episode, we sit down with Dana Topel, ECAR’s Property Management Director, to explore the ins and outs of property management in today’s market. Dana shares her insights on the challenges property managers face, how ECAR supports its members in navigating complex regulations, and the keys to building strong relationships between owners, tenants, and management teams.Whether you’re a seasoned real estate professional, a new property manager, or simply curious about how the industry is evolving, this conversation offers practical advice, local perspective, and a behind-the-scenes look at what keeps ECAR’s property management network strong.Tune in and learn how Dana and her team are helping raise the bar for professionalism and service across the region.
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Navigating the Commercial side of RE w/ Chris Wooten
Send us Fan MailIn this episode, hosts Chad Nelson and Maria Howell sit down with Chris Wooten, ECAR’s Commercial Director, for a deep dive into the world of commercial real estate. They break down the key differences between traditional residential real estate and the commercial side of the industry, highlighting what makes each unique. Chris also shares insights on how to successfully navigate the Emerald Coast’s distinctive market, from opportunities to challenges, and why this region is unlike anywhere else. Whether you’re a seasoned agent, an investor, or just curious about the commercial real estate landscape, this conversation will give you valuable perspective on thriving in one of Florida’s most dynamic markets.
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RE Bar Camp 2025 w/ Katie Morse
Send us Fan MailIn this episode, your hosts -- President Maria Howell and ECAR's Marketing & Communications Coordinator Chad Nelson are joined by Katie Morse, Chair of the RE Bar Task Force, for an inside look at everything you need to know about RE Bar 2025. We break down what the event is all about, what attendees can expect this year, and highlights from past conferences that made the RE Bar experience unforgettable.Katie also shares insights on why this event is such a game-changer for the industry, what’s new for 2025, and—most importantly—how you can still get registered for the event you don’t want to miss.If you’re passionate about real estate, innovation, and community, this conversation will give you all the reasons to make RE Bar 2025 a must on your calendar.
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ECAR's Pilot Episode (our first ever podcast)
Send us Fan MailThe inaugural Emerald Coast Association of Realtors (ECAR) Podcast introduced the show as a new way to connect with members, share updates, and highlight opportunities. Hosted by Chad Nelson, ECAR's Marketing & Communications Coordinator, with guest Maria Howell, ECAR’s President, the episode explored Maria’s journey in real estate, ECAR’s mission and history, and why the podcast was launched. Listeners were told to expect timely updates, leadership insights, community spotlights, and resources to support their careers—all delivered in a conversational and accessible format
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ABOUT THIS SHOW
Unlocking success, one conversation at a timeWelcome to Keys to the Emerald Coast, the official podcast of Emerald Coast Association of Realtors®. Each episode, we’ll unlock the latest news, market insights, advocacy updates, and upcoming events that matter to you, our members. Whether you’re a seasoned Realtor or new to the industry, we share tips, conversations, and success stories to help you thrive in this ever-changing market. From the sugar-white beaches to the quiet countryside, we’re bringing the entire Emerald Coast real estate community together, one key at a time.
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Emerald Coast Association of Realtors®
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