Kickin' with The Rickens: Redefining Retirement

What do the Kentucky Derby and your retirement plan have in common? More than you think. This episode with Gerry Ricken & Heidi Ricken Provost uses long shots, favorites, and race strategy to break down risk, diversification, and decision-making in retirement. The conversation also highlights the role of women in financial planning, the impact of ego in investing, and why both partners need to stay informed. From avoiding “all-in” bets to understanding calculated risks, it’s a look at how planning, discipline, and awareness shape long-term financial outcomes. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

That nagging question—“Have I saved enough?”—can stop retirement plans before they even begin. This episode with Gerry Ricken & Heidi Ricken Provost unpacks the panic many feel heading into retirement and why the number in your account isn’t the whole story. From income planning and Social Security timing to Medicare decisions and tax strategy, the conversation highlights how misinformation and fear can derail progress. It also explores how habits, routine changes, and major life transitions influence financial decision-making, and why having a coordinated plan matters more than chasing answers online. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

“Annuity” can mean very different things depending on who’s talking. Gerry Ricken breaks down the basics—fixed, variable, and fixed indexed annuities—using plain language to explain how each works, where risk shows up, and why details like fees, liquidity, and beneficiaries matter. The conversation touches on income planning, survivor considerations, and how annuities compare to pensions and Social Security. This episode focuses on education, context, and why annuities are best viewed as one piece of a larger, personalized retirement framework. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

Annuities spark strong opinions, but understanding how they actually work can change the conversation. Gerry and Heidi Ricken unpack why annuities are often misunderstood, how modern options differ from what many retirees remember, and where they may—or may not—fit inside a broader retirement strategy. The discussion also explores asset preservation, market volatility, liquidity tradeoffs, and how misinformation spreads online. Along the way, they zoom out to what a true retirement plan includes, from income and taxes to health care, legacy planning, and purpose beyond the numbers. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

Average returns, Social Security timing, and the 4% rule often sound reassuring—but reality is more complex. Gerry Ricken explains why these familiar ideas can mislead as retirement approaches and why sequence of returns, taxes, and income timing deserve more attention. The episode highlights how retirement planning changes once income replaces accumulation. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

Which accounts should you pull from first in retirement—and why does it matter? Gerry Ricken addresses common assumptions about Roth accounts, pensions, and withdrawal strategies, explaining how taxes, required distributions, and income timing interact over time. The episode looks at why simple answers often overlook long‑term consequences. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

Is retirement really the phase where you spend less, worry less, and let investments do all the work? Gerry Ricken and Heidi Ricken Provost continue their conversation on common retirement myths—tackling Social Security fears, spending assumptions, and the belief that investments alone equal a plan. They break down why timing, income strategy, taxes, healthcare, and lifestyle choices all matter, and why retirement decisions are rarely one-size-fits-all. This episode reframes how to think about retirement planning beyond headlines and assumptions. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

Can you really handle retirement planning on your own without missing critical pieces? Gerry Ricken digs into more widespread retirement misconceptions, from DIY planning and annuity misunderstandings to Social Security timing, Roth strategies, and inheritance taxes. The discussion highlights how taxes, income structure, and timing decisions ripple through retirement, often in unexpected ways. This episode challenges common shortcuts and assumptions that can quietly reshape retirement outcomes over time. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

Some retirement myths sound harmless—until they shape major decisions. This episode with Gerry Ricken & Heidi Ricken Provost tackles common misconceptions about taxes, income, and annuities, explaining why surface-level understanding often leads to confusion. The conversation emphasizes education, context, and asking better questions before acting. It’s a practical breakdown of ideas many retirees hear but few fully understand. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

What does baseball season have to do with retirement taxes? This episode with Gerry Ricken connects America’s pastime with timely conversations around tax planning versus tax preparation. The discussion covers why filing taxes is just the starting point, how future tax decisions shape retirement income, and where hidden tax risks can quietly derail plans. Listeners hear why today’s tax environment matters, how planning differs from paperwork, and why proactive strategy can matter more than any single filing deadline. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

Baseball season, tax season, and retirement planning collide in this wide-ranging conversation about money, mindset, and misconceptions. Gerry Ricken breaks down the difference between tax preparation and tax planning, why many retirees are surprised by their tax bills, and how decisions made today can shape long-term outcomes. Along the way, he tackles common myths around Social Security, Roth accounts, RMDs, Medicare, and capital gains, while tying it all back to building a retirement rooted in purpose, clarity, and control. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

Long‑term care is often ignored until it’s unavoidable. This episode with Gerry Ricken & Heidi Ricken Provost breaks down how people think about care, control, and independence later in life. The conversation explores care preferences, family impact, and the trade‑offs behind different planning approaches. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

Baseball season sparks a bigger conversation about getting back to basics—this time in retirement planning. Gerry Ricken and Heidi Ricken Provost walk through where a retirement plan really begins, starting with purpose, daily life, and spending habits. The discussion breaks down how income planning fits together, from Social Security timing and pensions to multiple income streams designed to support long-term needs. Along the way, they connect familiar sports analogies to practical retirement decisions, emphasizing how thoughtful planning, flexibility, and understanding your numbers shape what retirement can actually look like. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

Retirement planning doesn’t stop at families—it includes those flying solo. This episode with Gerry Ricken addresses widowed and divorced retirees who often feel overlooked in traditional planning conversations. The discussion reframes what “family” means in retirement, covering income planning, healthcare decisions, long-term care, and estate basics for individuals. It’s an honest conversation about independence, personal space, and building a support system that extends beyond bloodlines. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

A marathon photo finish becomes a powerful retirement metaphor in this episode. This discussion with Gerry Ricken challenges the idea that it’s ever “too late” to improve your financial plan and explains why retirement success isn’t about hitting a magic number. From income planning and healthcare costs to Social Security timing and personalization, the conversation reinforces that retirement is a long game—one shaped by consistency, flexibility, and purpose. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

What happens when retirement planning starts with "why" instead of numbers? In this episode of Kickin’ with the Rickens, Gerry Ricken and Heidi Ricken Provost step away from charts and strategies to share the story behind their purpose-driven approach to retirement. From tax-focused planning and income clarity to family legacy, community service, and charitable work, they explain how values shape financial decisions. You’ll hear why risk, income, and personal purpose guide every plan—and how retirement can be designed to support the life you want to live, not just the money you’ve saved. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

Death is inevitable—but how you live before it is a choice. Gerry Ricken reflects on loss, longevity, and real-life moments that shape how we approach retirement and everyday living. From family stories to lessons learned too late for some, this episode explores why waiting for “someday” can quietly steal joy. The conversation centers on living with intention, managing priorities, and finding meaning now, not later. It’s an honest discussion about time, perspective, and making the most of every season of life. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

Retirement isn’t just about money—it’s about what fills your days when work no longer does. Gerry Ricken breaks down the “Purpose Approach,” explaining how time, income, healthcare, taxes, and legacy all connect to life after work. Through real conversations and personal experiences, the episode highlights why no two retirement plans look the same and why understanding your “why” matters as much as your numbers. It’s a grounded look at preparing for longevity, protecting loved ones, and shaping a retirement that actually fits your life. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

Talking about death is uncomfortable, but avoiding it can leave families unprepared. This episode of Kickin’ with the Rickens explores the emotional and financial realities that surface when a loved one passes away. Heidi Ricken Provost shares real-world insight on grief, legacy planning, and the different ways money is inherited—from life insurance to retirement accounts and property. The conversation highlights why thoughtful planning matters, how taxes can quietly change what heirs receive, and why clarity today can reduce stress during life’s most difficult moments. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

When retirement planning meets real life, the details matter more than ever. On this episode of Kickin’ with the Rickens, Heidi Ricken Provost breaks down the often-overlooked differences between investment planning and tax planning—and why ignoring either can quietly erode your retirement. From managing market risk to structuring tax-diversified income, the conversation explores how smarter coordination can shape both retirement security and legacy. You’ll also hear timely insights on education funding strategies, evolving tax opportunities, and why understanding risk across all accounts matters long before retirement begins. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

Retirement planning isn’t just about money—it’s about what gives your life meaning. Gerry Ricken and Heidi Ricken Provost pull back the curtain on their “Purpose Approach,” explaining what really happens in a first meeting and why understanding your goals, lifestyle, and values matters as much as the numbers. Along the way, they share stories of community, connection, and the events that fuel their passion for serving clients. It’s a candid look at how retirement planning can align income, taxes, and risk with the life you actually want to live. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

One small misstep can knock an Olympian off the podium—and the same idea applies to retirement. Using the Olympics as a powerful analogy, Gerry Ricken and Heidi Ricken Provost break down the “speed bumps” that can derail a retirement plan, from market swings and emotional decisions to taxes and unexpected life events. They discuss why having a real plan—not just investments—matters, and how risk tolerance, income strategy, and tax planning all work together. It’s a thoughtful conversation about preparation, resilience, and protecting the life you’ve worked decades to build. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

What happens when a new generation joins the fight for tax‑smart retirement? Meet Clayton Mack, the newest addition to Ricken Financial, as Gerry Ricken explores his journey from college athlete to financial specialist. Together, they unpack why tax planning—not tax prep—shapes better retirements, how pensions affect tax‑free income strategies, and what really happens behind the scenes as new talent steps into the industry. It’s part education, part story, and an inside look at the people helping families retire with purpose. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

What if your daily routine is quietly reshaping your financial future? Heidi Ricken Provost & Gerry Ricken explore how weather, habits, spending patterns, and life changes impact retirement readiness more than most people realize. From breaking decades‑old savings habits to choosing Roth over traditional contributions, they reveal why getting comfortable with change is essential for long‑term financial health. With real‑life stories, humor, and practical insight, this episode helps listeners rethink routine—not as autopilot, but as a powerful tool for retirement success. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

What does a groundhog have to do with your financial future? Heidi Ricken Provost & Gerry Ricken use winter routines, weather quirks, and life rhythms to explain how small habits shape long‑term retirement outcomes. From unexpected lifestyle changes to the power of breaking financial autopilot, the team explores why flexibility and awareness matter. With humor, relatable stories, and practical guidance, this episode helps listeners rethink daily routines as the foundation for healthier finances and a more joyful retirement. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

A simple snowstorm reveals the hidden power of preparation. In this episode, Gerry Ricken unpacks how everyday planning—like clearing icy driveways or stocking essentials—mirrors the importance of preparing for financial emergencies and retirement. He explores emergency funds, cashless‑society realities, risk tolerance, and building a purpose‑driven retirement. With relatable stories and practical guidance, the conversation shows why being proactive beats scrambling at the last minute. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

A winter weather panic sparks a deeper conversation about why preparation shapes every stage of life. Gerry Ricken breaks down the essentials—from emergency funds and tax planning to Medicare decisions, diversification, and defining your retirement purpose. He also explores how to avoid boredom in retirement and build a meaningful legacy rooted in stories, values, and intentional planning. It’s an encouraging guide for navigating life’s “what‑ifs” with clarity. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

Have you ever wondered what truly drives the Rickens? This heartfelt episode pulls back the curtain on the family origins, values, and personal stories behind Ricken Financial. Gerry Ricken and Heidi Ricken Provost reflect on their family legacy, lessons from past generations, and the purpose that fuels their firm today. From burst pipes to childhood memories to the joy of serving clients like family, this episode blends warmth, humor, and inspiration while revealing the deeper meaning behind their work. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

What happens when rock legends meet retirement pros? This lively backstage conversation with Cheap Trick blends humor, storytelling, and reflections on purpose. Robin Zander and the band open up about their early days, favorite songs to perform, on‑stage energy, and what legacy means to them now. Gerry Ricken and Heidi Ricken Provost bring their signature warmth as the group jokes, reminisces, and shares candid moments fans rarely hear. A fun, human, and unexpected look at music, aging, and staying passionate at every stage of life. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

Think winning a national championship takes preparation? So does winning at retirement. This episode connects football strategy with financial planning as Gerry Ricken and Heidi Ricken Provost break down risk, income streams, RMDs, tax pitfalls, health care, and the “purpose approach” to building a well‑rounded plan. With relatable examples, clear explanations, and practical insights, they walk listeners through what it takes to enter retirement confident, informed, and ready for life’s next chapter. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

What if money you’ve forgotten is still waiting for you to claim it? In this episode of Kickin’ with the Rickens, Gerry Ricken breaks down how unclaimed property works, why states hold billions in abandoned funds, and how small business owners can rethink overlooked tax strategies. From understanding escheated accounts to navigating deductions, the conversation highlights practical steps listeners can explore to stay informed and better understand their financial landscape—without being overwhelmed. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

What if your retirement plan actually started with what feeds your soul? In this episode of Kickin' with the Rickens, Gerry Ricken and Heidi Ricken Provost break down the Purpose Approach — a holistic framework designed to align your income, taxes, investments, healthcare, insurance, and legacy with the life you want to live. From understanding risk tolerance to balancing market exposure, fixed income, and indexed strategies, the Rickens share insights to help listeners think more intentionally about their retirement journey. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

Ever wonder why your New Year’s resolutions fail before February? This episode of Kickin' with the Rickens explores how small, steady habits—rather than drastic changes—lead to lasting health and financial success. Hosts Heidi Ricken Provost and Gerry Ricken share real-life stories and practical tips for building routines that stand the test of time, from mindful spending and tackling “lifestyle creep” to maximizing retirement savings and supporting local businesses. Start your year strong with strategies for mental, physical, and financial well-being. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

Is your “lifestyle creep” sabotaging your retirement dreams? This episode of Kickin' with the Rickens dives into healthy habits for the new year—mentally, physically, and financially. Discover why slow, steady routines beat drastic resolutions, how to support local businesses, and the secrets to building lasting financial security. From emergency funds to tax planning and spending phobias, hosts Heidi Ricken Provost and Gerry Ricken share practical tips for every stage of retirement. Retire with purpose, live with joy, and make your money work for you. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

What if your goals—not resolutions—could transform your retirement and your life in 2026? On Kickin’ with the Rickens, Gerry Ricken and Heidi Ricken Provost share candid stories about building habits, overcoming setbacks, and creating a support system for lasting change. From personal fitness journeys to professional growth, discover how small, measurable steps and a strong tribe can help you navigate retirement, work-life balance, and financial planning. Tune in for practical insights and real talk about making every day count—no matter where you start. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

What if 2026 could be your best year ever—both in life and retirement? Join Gerry Ricken and Heidi Ricken Provost as they reveal how to redefine retirement with purpose, joy, and a plan tailored just for you. From conquering the 29029 Everesting Challenge to navigating new financial milestones, the Rickens share real stories, practical strategies, and the importance of setting goals over resolutions. Discover how to build a resilient financial foundation, prepare for life’s surprises, and retire with confidence—no matter where you are on your journey. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

What does true legacy look like—on the field and in retirement? This episode with Gerry Ricken & Heidi Ricken Provost explores the power of sportsmanship, community, and planning for a joyful future. Hear how the Mary Beth Ricken Sportsmanship Award inspires integrity and perseverance, and discover how the “purpose approach” to retirement can help you live with meaning, laughter, and connection. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

Ever wondered how holiday traditions and financial planning intertwine to create a joyful retirement? This episode with Gerry Ricken & Heidi Ricken Provost peels back the curtain on family rituals, purposeful living, and the importance of reflecting on your financial legacy. Discover how personalized retirement plans, lessons from past mistakes, and meaningful experiences can help you live with joy and confidence—no matter where you start. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

What if the greatest lessons about money come from those who had the least? This episode of Kickin’ with the Rickens with Gerry Ricken & Heidi Ricken Provost explores powerful family stories, the wisdom of living within your means, and how old-school values shape modern retirement. Discover why income, conservative investing, and purposeful planning matter more than ever—plus, how to build a legacy that lasts beyond a lifetime. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

Is your retirement plan ready for the unexpected? Dive into this episode of Kickin' with the Rickens as Gerry Ricken and Heidi Ricken Provost unravel the realities of retirement planning, from holiday generosity to the truth about Social Security and income. Discover how personal stories, expert insights, and practical tips can help you retire with purpose, avoid costly mistakes, and build a legacy that lasts. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

What if your retirement mindset could make or break your future? This episode with Gerry Ricken explores why shifting your perspective is crucial for a fulfilling retirement, covering essential topics like income planning, tax strategies, and long-term care. Learn how understanding acronyms like RMD, QCD, and COLA can help you navigate the “death zone” of retirement and protect your lifestyle. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

Ever wondered how retirement can truly feed your soul? This episode with Gerry Ricken dives into redefining retirement, exploring the “purpose approach” to living with joy, and demystifying financial acronyms like IRA and Roth. Hear real stories of international travel, family, and the importance of planning for both happiness and financial security. Discover why having a purpose is the key to a fulfilling retirement and how smart tax strategies can make your golden years brighter. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

What happens when rock legends and retirement experts share the stage? This episode of Kickin’ with the Rickens dives into legacy, purpose, and living with joy—featuring a candid interview with Cheap Trick and heartfelt insights from Gerry Ricken and Heidi Ricken Provost. Discover how family, music, and meaningful planning shape a retirement that’s truly unforgettable. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

Are you ready to discover why retirement isn’t just about money, but about finding your purpose and keeping more of what you earn? Join Gerry Ricken and Heidi Ricken Provost as they reveal how smart tax strategies, family legacy, and heartfelt planning can help you retire with confidence and joy. Learn how to avoid costly surprises, maximize Social Security, and build a future that truly feeds your soul—all with real stories and practical advice from a father-daughter team redefining retirement. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

What does it really take for women to feel secure about their financial future? This episode with Heidi Ricken Provost explores the unique challenges women face in retirement, from wage gaps and caregiving to the big questions about savings, risk, and social security. Join the conversation for honest insights and practical advice on planning, empowerment, and living with confidence—no matter where you are on your journey. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

Ever wondered if you’re truly ready for retirement—or just afraid to spend what you’ve saved? This episode with Heidi Ricken Provost dives into the real questions women face about financial security, social security timing, and finding purpose beyond work. Discover why planning isn’t just about money, but about living with joy and confidence, no matter your stage of life. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

What if retirement was less about leaving work and more about discovering what truly brings you joy? This episode of Kickin' with the Rickens explores the emotional journey of redefining retirement, from breaking old routines to building a purposeful new life. Hear stories from Gerry Ricken & Heidi Ricken Provost of celebration, honest conversations about planning, and practical advice for making the most of your time and money. Whether you’re ready to retire or just starting to dream, learn how to create a future that feeds your soul and keeps you living with joy. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

What if the color purple could teach us about life, loss, and financial wisdom? This episode of Kickin' with the Rickens dives deep into the emotional highs and lows of retirement planning, honoring loved ones, and making smart year-end financial moves. Discover why required minimum distributions, Roth conversions, and personalized strategies matter more than blanket advice. Join the Gerry Ricken & Heidi Ricken Provost for heartfelt stories, practical tips, and a reminder that every day is a holiday—so laugh hard and plan with purpose. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

Think retirement is just about saving? Think again—your milestone birthdays could make or break your financial future. This episode with Gerry Ricken & Heidi Ricken Provost unpacks the key ages that shape retirement: catch-up contributions at 50, penalty-free withdrawals at 55 and 59½, Social Security at 62, Medicare at 65, and the crucial rules for required minimum distributions. Get the facts, not the myths, and learn how each number impacts your journey. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.

Are you ready for the real numbers behind retirement? This episode with Gerry Ricken & Heidi Ricken Provost breaks down the milestone ages that shape your financial future—catch-up contributions at 50, penalty-free withdrawals at 59½, Social Security strategies, Medicare at 65, and the crucial rules for required minimum distributions. Discover why there’s no one-size-fits-all plan and how proactive, personalized strategies can help you retire with confidence and purpose. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook  |  Instagram  |  YouTubeSee omnystudio.com/listener for privacy information.