Marc Oslar Retirement Experience

Transitioning from a lifetime of saving to a lifetime of spending is a psychological hurdle most retirees aren't prepared for. In this episode of the Marc Oslar Retirement Experience, Marc tackles the "double whammy" of sequence of returns risk and the rising cost of living. Marc explores strategic "buckets" of money—focusing on preservation, income, and growth—to ensure your portfolio doesn't just sit there, but works for you. Learn how to manage social security timing, rising Medicare premiums, and the potential of income riders to create a paycheck you can't outlive. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

Your paycheck has dried up, and now the responsibility of funding your future rests entirely on your shoulders. Join Marc Oslar as he navigates the shifting landscape of retirement, from the "tax toll booths" of 401ks to the looming uncertainty of Social Security. Learn why a "PIG" (Preservation, Income, and Growth) strategy is essential for surviving market volatility and how to avoid the "double whammy" of sequence of returns. Whether you’re five years out or already retired, discover how to protect your lifestyle from inflation, taxes, and unexpected expenses. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

The transition from saving to spending is one of the most stressful shifts in a person's life, but it doesn't have to be a shot in the dark. In this episode, Marc Oslar explores the "runway to retirement," emphasizing why the five years leading up to your exit date are the most critical for strategic planning. From navigating market volatility and sequence of returns risk to managing the "moving target" of your retirement number, we break down the three pillars of a solid plan: preservation, income, and growth. Learn how to turn your 401k into a reliable monthly paycheck. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

What happens when the daily grind ends and your DIY paycheck begins? On this episode of the Marc Oslar Retirement Experience, Marc dives into the shifting reality of the modern retiree, where volatility is the price of growth and preparation is the only antidote to fear. Marc explores the "P.I.G." strategy—Preservation, Income, and Growth—to help you navigate market swings and unexpected life pivots like health crises or layoffs. Learn how to transform your 401k from a mere "place for money" into a resilient, lifelong income stream that allows you to spend with confidence. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

Stop trying to time the market and start building a strategy that lasts. This week, Marc Oslar breaks down why missing just ten of the market's best days can devastate your long-term returns. He explores "all-weather" portfolio essentials, including structured notes, annuities, and the "sweet spot" for Roth conversions. Plus, learn why women must play a central role in financial planning and how to overcome the fear of outliving your money. Don't just let your 401k sit there—learn the strategic moves to turn your nest egg into reliable retirement income. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

You’ve spent decades building a "lead" in your retirement fund, but are you prepared to protect it when the game is on the line? In this episode, Marc Oslar breaks down why hitting the million-dollar milestone is only half the battle. We explore the transition from growth-obsessed 401ks to "preservation tactics" that prioritize reliable monthly income. From navigating the complexities of Social Security to understanding how annuities and structured notes fit your risk tolerance, we discuss how to stop "guesstimating" your future. Learn how to align your assets for a stable, tax-efficient retirement. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

If a sudden 18% market drop hit twelve months before your retirement date, would your lifestyle survive the impact? Host Marc Oslar dives into the "roller coaster" of today’s economy, from geopolitical shifts and midterm volatility to the looming Social Security shortfall. This episode breaks down the "Preservation, Income, and Growth" model, exploring how structured notes and fixed index annuities can provide a safety net when the market wavers. Learn why knowing the "cost of being you" is the ultimate key to a confident, worry-free retirement. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

Is your retirement strategy built to withstand a 50% market drop, or are you just crossing your fingers? In this episode, Marc Oslar dives into the "geopolitical risks" currently shaking the S&P 500 and why static investing might be a danger to your hard-earned savings. We explore the "P.I.G." philosophy—Preservation, Income, and Growth—to help you bridge the gap between working years and Medicare. From the pros and cons of the Australian retirement model to the power of guaranteed income riders, learn how to build a step-by-step GPS for your financial future. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

That retirement number on your screen looks impressive, but is it actually yours or does a third of it belong to Uncle Sam? Join Marc Oslar as he strips away the "scary headlines" to reveal the practical mechanics of a sustainable retirement. From the hidden costs of home repairs and "double-stuffed" fees to the ticking tax time bomb within your 401(k), this episode explores how to transition from accumulating wealth to generating a reliable, lifelong paycheck. Learn why preservation often trumps growth and how a "treetop view" can help you navigate the transition with confidence. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

In this episode of the Marc Oslar Retirement Experience, we explore the shifting landscape of retirement taxes and the "big beautiful bill" facing retirees today. From navigating the complexities of Social Security taxation to understanding why traditional 60/40 portfolios are failing, Marc Oslar breaks down how to protect your hard-earned savings. Learn why the 2026 Medicare Advantage changes matter and how tools like structured notes and Roth conversions can provide the stability bonds once offered. It’s time to move beyond simple wealth management and build a strategic plan for preservation, income, and growth. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

Whether you’ve saved $500,000 or $5 million, the transition from earning a paycheck to creating your own income is the ultimate retirement hurdle. On this episode of the Marc Oslar Retirement Experience, Mark dives into the universal "can I retire?" question, the impact of national debt on your savings, and the critical balance between preservation, income, and growth. Learn why 24% of retirees get their RMDs wrong and how strategic moves, like Roth conversions and the right preservation tools, can turn your 401k from a static placeholder into a lifelong income stream. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

Is your "magic number" for retirement actually a myth? In this episode of the Marc Oslar Retirement Experience, Marc challenges the conventional wisdom that you need millions to retire comfortably. By factoring in Social Security and strategic "retirement math," they reveal how a $1.5 million goal might actually be achievable with significantly less. From the importance of cash liquidity and the truth about annuities to navigating sudden mid-career layoffs, discover how to transition from a state of uncertainty to a position of power. It’s time to stop guessing and start planning for your fresh start. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

Is the rising stock market masking a deeper retirement anxiety? Despite market gains, confidence is dipping as inflation and geopolitical risks shift the goalposts for retirees. Join Marc Oslar as he debunks the "million-dollar myth" and explore why time—not just money—is your most precious asset. Learn the P.I.G. strategy (Preservation, Income, and Growth) to reverse-engineer your savings into a lasting paycheck. Whether you're battling "one more year" syndrome or seeking a security blanket for your portfolio, it’s time to trade uncertainty for a plan that prioritizes your peace of mind. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

Whether you are worried that the 2020s are mirroring the "Roaring Twenties" or you are simply trying to navigate the shift from paychecks to personal savings, retirement planning can feel like a high-stakes puzzle. In this episode, Marc Oslar breaks down the "nuts and bolts" of financial security, from the necessity of guaranteed income to the advantages of Roth conversions. Learn why an "all-weather portfolio" is essential for market preservation and how to manage the complexities of the great wealth transfer. Discover how to turn your flat 401k into a dynamic source of lifetime income. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

This week, Marc Oslar dives into the "Social Security Trap" and why waiting until 70 might be a decision you regret. They break down the PIG method—Preservation, Income, and Growth—to help you stop guessing and start living. From protecting your nest egg against market downturns to the truth about "buying the dip," learn how to balance financial security with the priceless moments you can't buy back. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

Your retirement will look completely different from anyone else’s, yet many investors are unknowingly exposed to the same invisible threat: portfolio drift. In this inaugural 2026 episode, Marc Oslar breaks down how a standard 60/40 portfolio can quietly shift into a high-risk 76/24 split without you lifting a finger. Explore the new 2026 "super catch-up" rules, the surprising drop in retirement savings targets, and why "preservation, income, and growth" (PIG) is the only formula that matters. Stop guessing and start planning for a paycheck that lasts a lifetime. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

Is your retirement plan built on a solid foundation, or are you banking on a market miracle? With the stock market hitting rare historical streaks, Marc Oslar breaks down the "PIG" acronym—Preservation, Income, and Growth—to help you navigate volatile waters. From the "Retirement Royalties" of income planning to the risky allure of Bitcoin, this episode explores how to diversify beyond the 401k. Learn how to manage the "tax penalties" of success and why the "estate talk" with your kids is a legacy essential. It’s time to stop hoping and start planning. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

Are you concerned about running out of money, market volatility, or high taxes in retirement? Join financial advisor Marc Oslar as he dives deep into creating an effective retirement plan. Learn about the three pillars of success—Preservation, Income, and Growth—and discover how to convert assets like your 401k into a reliable paycheck. They also expose common financial planning pitfalls, highlight the benefits of Roth conversions, and reveal the red flags of bad advisors. Get the actionable advice you need to secure your financial future. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

Are financial headlines making you rethink your retirement? Financial planner Marc Oslar navigates the complexities of retirement planning. Uncover strategies to handle market volatility, rising taxes, and rule changes affecting accounts like 401(k)s. Learn how to balance optimism and pessimism in saving and investing, understand your risk tolerance, and explore different income streams like annuities and capital gains. Get the information you need to create a personalized, sound retirement plan. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

Why are 80% of people using Uncle Sam's retirement plan instead of their own? Join hosts Randy Cook and Marc Osler as they dive deep into the financial strategies, products, and pitfalls that determine your retirement success. Discover why popular options like target date funds and variable annuities might not be the most efficient choices, and explore alternatives like Roth conversions, hybrid long-term care, and life insurance strategies. Learn about the crucial difference between risk tolerance (15% loss vs. $300,000 loss) and why a customized approach focusing on Preservation, Income, and Growth (P.I.G.) is essential to help you build more to retire. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

Are you worried the stock market will crash right as you enter retirement, leaving you with less money than Sam and more like Dave? Join Marc Oslar to explore strategies for a confident retirement, focusing on the three pillars: Preservation, Income, and Growth (PIG). Learn how to insulate your retirement income from market volatility with smart preservation tactics like annuities and strategic IRA conversions. Discover the benefits of comprehensive financial planning beyond just money management and stop fearing you'll outlive your money. Call 984-300-1984 or visit MoreToRetire.com for a no-cost meeting. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

Are you ready to rethink your retirement strategy? This episode dives into the real-life decisions, risks, and opportunities facing retirees today—from Roth conversions and Social Security timing to long-term care and inflation. Financial advisor Marc Oslar shares practical insights, cautionary tales, and actionable tips to help you navigate the complexities of retirement planning. Tune in for expert advice, listener questions, and the latest market trends—all designed to help you make informed choices for your future. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

Are you ready to rethink retirement? Dive into the Marc Oslar Retirement Experience, where real stories, candid advice, and transparent conversations help you navigate the challenges of financial planning, income strategies, and overcoming the fear of judgment. Discover why most people don’t use financial advisors, how to build lasting relationships, and what it takes to secure your future—without the hype or empty promises. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

Are you ready to flip your retirement strategy upside down? This episode dives into the real questions about turning your 401k into a paycheck, managing risk, and planning for income, preservation, and growth. Discover why most retirees feel unprepared, how inflation and market swings impact your future, and what you should ask before making big decisions. Get practical insights—without promises—on navigating retirement’s toughest challenges. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

Are you ready to retire with confidence? This episode dives into the “what ifs” of retirement—income, inflation, taxes, and market risk—revealing practical strategies to preserve wealth and secure your future. Discover why balancing preservation, income, and growth is key, and learn how to avoid common pitfalls with expert insights from the Marc Oslar Retirement Experience. Tune in for actionable tips and real-world scenarios that help you sleep better at night. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

Are you ready to rethink your retirement paycheck? This episode dives into the real sources of income in retirement, from Social Security and pensions to 401(k)s and annuities. Discover why having multiple income streams can boost your confidence and happiness, and learn how to navigate the changing landscape of retirement planning, estate documents, and financial decisions. Whether you’re approaching retirement or already there, get practical insights and relatable stories to help you secure your future. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

Ever wondered if you need a million dollars to retire? Join us as we debunk common retirement myths and explore practical financial strategies. From the 4% rule to annuities, we dive into the nitty-gritty of retirement planning, ensuring you have the knowledge to make informed decisions. Tune in for expert insights and real-life examples that will change the way you think about your financial future. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

Ever wondered if you can truly afford your dream retirement? Join us as we dive into the essential financial questions and strategies that can make or break your golden years. From navigating Social Security changes to making smart investment choices, this episode of the Mark Osler Retirement Experience covers it all. Tune in for expert insights and practical advice to help you plan a secure and fulfilling retirement." Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

If 10 thousand steps a day isn’t necessary, is 1.8 million for retirement also in question? A new retirement risk to pay attention to. Is it possible to be too conservative with your money? Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

Warren Buffett is pulling back on risk. Should you? What does the average couple spend per month in retirement? An important question you should answer before you retire. When boring is better with your investments. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

On this week's episode: What you think about retirement may not be true. Are dividend paying stocks still worth it. He hit a snag in his 401(k)-to-Roth conversion. Don’t OVER STUFF your retirement holdings in these areas. Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

On this episode: Ideas come and go. These financial ideas have proved valuable for quite a while. Death and taxes. Can you do anything about the second one? Your 401(k), is it a good one or a bad one? Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

On this episode: Is early retirement possible for you? Market history: How often do we see pullbacks of 10, 20 and 50%? Should you care about interest rates? Schedule your complimentary appointment today: MOREtoRetire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

On this episode: If you panicked in April and went to cash, what now? The total number you have saved may not be what determines your retirement lifestyle. 62, 65, 67, 70, or somewhere in between. How to determine your Social Security filing age. Schedule your complimentary appointment today: moretoretire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

On this episode:  Even people in their 60s are pushing more money into the stock market. This 401(k) holding may not be doing what it says. The #1 problem advisors see when new clients walk in the door. Schedule your complimentary appointment today: moretoretire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

On this episode: The common portfolio problems we see in our first analysis. Should you really fear running out of money? Social Security isn’t going to cut it. How do you build a bigger retirement paycheck? Schedule your complimentary appointment today: moretoretire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

On this episode: Is now the time to take on extra stock market risk? Were you scarred by 2008 and is it hurting you financially? New pop ups in your 401(k) may not be for pre-retirees. Handling unexpected expenses in retirement. Schedule your complimentary appointment today: moretoretire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

On this episode: One couple in their late 50s doesn’t like the up and down of the stock market. Do they really need it? Does everything in your financial plan have a purpose? Protecting you against the Retirement Rottweiler. Schedule your complimentary appointment today: moretoretire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

On this episode: Balancing protection and growth in retirement. What is a MYGA? The fear of running out of money has created the fear of spending, and people aren’t enjoying their retirement. Schedule your complimentary appointment today: moretoretire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

On this episode: Building income for retirement confidence. Simplify your financial life. Don’t fall into a tax problem with your IRA-to-Roth conversion. Communication black outs, outdated strategies, poor performance: Fixing your “Newark” portfolio. Schedule your complimentary appointment today: moretoretire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

On this episode: During volatile markets, do you make a move or wait it out? Jack Bogle gives us advice on investment fees. You’re coming up on retirement, does that mean you should have your money under a mattress? Schedule your complimentary appointment today: moretoretire.com Follow us on Facebook or Instagram!See omnystudio.com/listener for privacy information.

On this episode: Buy and hold, keep your emotions in check, don’t lose money. Does the Warren Buffett way still hold up? We will depend on Government programs for a lot in retirement. But they are constantly changing. How do you keep up? They one factor that might give you the confidence to retire? Schedule your complimentary appointment today: moretoretire.com Follow us on Facebook or Instagram! See omnystudio.com/listener for privacy information.

On this episode: If recession hits, are you ready? The common things we miss in DIY retirement planning. How Uncle Sam views your 401(k). We sat down with Bill Murray to talk movies and finance. Cleaning out your financial closet. Schedule your complimentary appointment today: moretoretire.com Follow us on Facebook or Instagram! See omnystudio.com/listener for privacy information.

On this episode: The chance of recession is now over 50%. Are you ready? The biggest distractions as you get ready for retirement. Schedule your complimentary appointment today: moretoretire.com Follow us on Facebook or Instagram! See omnystudio.com/listener for privacy information.

Ever wondered how volatile markets impact your retirement plans? Marc Oslar discusses the intricacies of managing retirement funds amid market swings, the importance of budgeting for unexpected expenses, and the benefits of early financial planning for a confident retirement. See omnystudio.com/listener for privacy information.

One financial giant has some unconventional advice. Should you move money from your 401(k) to a Roth? Is getting into your principle acceptable in retirement? Schedule your complimentary appointment today: moretoretire.comSee omnystudio.com/listener for privacy information.

If you could retire today, would you? Marc Oslar discusses the turbulence in the current market and offers insights into preserving wealth and ensuring a stable income during retirement years.  Schedule your complimentary appointment today: moretoretire.comSee omnystudio.com/listener for privacy information.

Think you're ready to retire? Marc Oslar has a checklist of items you need to take care of prior to calling it a career. Schedule your complimentary appointment today: moretoretire.comSee omnystudio.com/listener for privacy information.

The idea of DOGE is to root out waste and inefficiency. What does Marc usually find when he does a financial portfolio analysis?   Schedule your complimentary appointment today: moretoretire.comSee omnystudio.com/listener for privacy information.

401(k)s can be a good saving device but using it in retirement can be tricky. How do you get the most out of your 401(k)? Schedule your complimentary appointment today: moretoretire.comSee omnystudio.com/listener for privacy information.