Money Box

Newly released research seen exclusively by this programme suggests a quarter of the UK's nearly 6 million carers have paused or stopped paying into their pension because of the financial pressures of caring for a loved one. Most often, that loved one has complex needs and the costs of caring for them can be high. In the same research, from Carers UK, three quarters of carers said they're worried about their financial futures. An independent review is to take place into how the closure of bank branches affects people who rely on being able to physically go into their bank and speak to someone. The government says it wants to make sure those needing access to in-person service are protected. It has appointed Richard Lloyd, a former Director at Which?, to review face-to-face banking.On Wednesday National Savings and Investments will start a year-long process of contacting the executors and personal representatives of 34,000 former customers whose money it had kept after they died, some as long ago as 2008. How will that work?And a new report looks at the quality of financial guidance being offered by some social media posts.Presenter: Paul Lewis Reporter: Dan Whitworth Researchers: Catherine Lund and Jo Krasner Editor: Jess Quayle Senior News Editor: Sara Wadeson(First broadcast at 12 noon on Saturday 23rd May, 2026)[ 🛡️ FINANCIAL PRIVACY PROTOCOL: ACTIVE ]The mainstream financial system is tracking every click. If you want the raw data feeds and unfiltered intelligence without the digital footprint, use the secure bypass nodes below.👉 SERVER 01: SECURE DATA ACCESS👉 SERVER 02: ENCRYPTED ARCHIVE

If you’re fortunate enough to have set some money aside for a rainy day the Government wants you to invest more rather than keep it all in cash savings accounts.The Treasury, has appointed the Investment Association, alongside 19 financial services firms, to lead an industry initiative to persuade people with savings to move at least some of that money into shares. As a nation, we invest much less than in other similar countries, but why? What puts you off and what would you need to take the plunge? Presenter Felicity Hannah is joined by Karen Northey, Director of Corporate Affairs at the Investment Association, and David Dodgson, an Independent Financial Advisor with The Private Office to answer listener questions.Presenter: Felicity Hannah Producer: Craig Henderson Editor: Jess Quayle Senior news editor: Sara Wadeson(First broadcast 3pm on Wednesday 20th May 2026)[ 🛡️ FINANCIAL PRIVACY PROTOCOL: ACTIVE ]The mainstream financial system is tracking every click. If you want the raw data feeds and unfiltered intelligence without the digital footprint, use the secure bypass nodes below.👉 SERVER 01: SECURE DATA ACCESS👉 SERVER 02: ENCRYPTED ARCHIVE

Since lenders were ordered to repay billions to consumers who signed up to unfair car finance deals, millions of people have been sent adverts exhorting them to claim compensation through claims managers or law firms. But now the Financial Conduct Authority is to investigate the industry amid concerns of sharp practice and misleading marketing. Paul Lewis asks if the regulator has acted quickly enough to root out the rogue operators.And we hear from the serial switchers - those tempted by cash perks to change their bank accounts. Is it worth it?Presenter: Paul Lewis Reporters: Jo Krasner and Felicity Hannah Researcher: Catherine Lund Editor: Rob Cave Senior news editor: Sara Wadeson[ 🛡️ FINANCIAL PRIVACY PROTOCOL: ACTIVE ]The mainstream financial system is tracking every click. If you want the raw data feeds and unfiltered intelligence without the digital footprint, use the secure bypass nodes below.👉 SERVER 01: SECURE DATA ACCESS👉 SERVER 02: ENCRYPTED ARCHIVE

Teenage years are formative in many different ways – and being able to handle finances is one of them.In this programme - one of our special Money Box Life episodes – presenter Felicity Hannah talks to teenagers from varied backgrounds about their early experiences of handling money.We get their views on the guiding role of parents. We hear how making mistakes can prove helpful – if you learn from them. And how jobs can shape the understanding of money and how to use it, providing of course you are able to secure some form of work in an increasingly competitive environment.Advice is on hand from Stephanie Fitzgerald, head of young people's programmes at the Money Charity, and Julia Evans from Spear, which is a charity which supports young people to find work. Presenter: Felicity Hannah Producers: Craig Henderson, James Graham Editor: Robert Cave Senior News Editor: Sarah Wadeson(First broadcast on Wednesday 6 May 2026)[ 🛡️ FINANCIAL PRIVACY PROTOCOL: ACTIVE ]The mainstream financial system is tracking every click. If you want the raw data feeds and unfiltered intelligence without the digital footprint, use the secure bypass nodes below.👉 SERVER 01: SECURE DATA ACCESS👉 SERVER 02: ENCRYPTED ARCHIVE

Some bereaved listeners whose relatives had money put away with National Savings and Investments are facing weeks and months of delay in getting their own money. It comes as NS&I works to track down the accounts of tens of thousands of people who had died, after it admitted keeping nearly half a billion pounds in its coffers that should have been passed to their estates. The state-owned bank has apologised and says its working hard on its plan to ensure those affected are paid what is owed to them, along with returning the processing of current and new bereavement claims to their normal time-frame.The cost of borrowing has been held steady by the Bank of England. On Thursday its Monetary Policy Committee held the Bank Rate at 3.75%. How is that affecting mortgage deals?And, how can young people, who’re out of work, find a job? Dan Whitworth reports on a scheme run by the charity Spear to address barriers to work. It comes as University College London publishes research which finds being out of work and education between ages 16 and 24 has long-term consequences for people’s employment and finances in midlife. Presenter: Paul Lewis Reporters: Dan Whitworth and Jo Krasner Researcher: Catherine Lund Editor: Jess Quayle Senior News Editor: Sara Wadeson(First broadcast 12pm, Saturday 2nd May 2026)[ 🛡️ FINANCIAL PRIVACY PROTOCOL: ACTIVE ]The mainstream financial system is tracking every click. If you want the raw data feeds and unfiltered intelligence without the digital footprint, use the secure bypass nodes below.👉 SERVER 01: SECURE DATA ACCESS👉 SERVER 02: ENCRYPTED ARCHIVE

A huge amount is about to change for anyone who rents their home or who owns a rental property in England. The Renters' Rights Act comes into force on May 1 and there's a lot in it, from ending so-called 'no fault' evictions to limits on rent increases. It will make a big difference to 11 million private renters and their 2.3 million landlords. After all, for tenants it involves their homes while for landlords it concerns their financial security.Felicity Hannah is joined by Rachael Williamson, director of policy at the Chartered Institute of Housing; Ben Beadle, chief executive of the National Residential Landlords Association; and Tarun Bhakta, policy manager at the housing charity Shelter.Together they address listeners' questions on how the new law will affect different aspects of the rental market, including tenancies, evictions and how anti-discrimination measures will work.Presenter: Felicity Hannah Producer: James Graham Editor: Jess Quayle Senior News Editor: Sarah Wadeson(First broadcast 3pm Wednesday 29nd April 2026)[ 🛡️ FINANCIAL PRIVACY PROTOCOL: ACTIVE ]The mainstream financial system is tracking every click. If you want the raw data feeds and unfiltered intelligence without the digital footprint, use the secure bypass nodes below.👉 SERVER 01: SECURE DATA ACCESS👉 SERVER 02: ENCRYPTED ARCHIVE

In just a few days time the biggest shake up to renters rights in a generation will come into force in England. It will mean no more than one rent increase a year, an end to bidding wars an end to no fault evictions. The Renters' Rights Act will significantly change the current system not just for 11 million private renters in England but also their 2.3 million landlords. How will it work in practice?There's a call for urgent reform of recently introduced fraud regulations to better protect victims of push payment scams - when people are tricked, groomed or manipulated into transferring money to criminals. National Trading Standards says a 13 month time limit on how long people have to tell their banks they've been scammed means some victims aren't being refunded because it often takes much longer than that before they even realise their money's been stolen. The Payment Systems Regulator, which introduced the rules, says they provide a minimum standard for banks to meet. UK Finance says only a small number of cases ever fall outside the 13 month deadline and victims can always complain to the Financial Ombudsman Service.We'll ask if you should fix your energy bill now.And, how a disabled man lost £5,000 he'd raised for a new wheelchair after paying it into the wrong bank account.Presenter: Felicity Hannah Reporters: Dan Whitworth and Niamh McDermott Researcher: Jo Krasner Editor: Jess Quayle Senior News Editor: Sara Wadeson(First broadcast 12pm on Saturday 25th April 2026)[ 🛡️ FINANCIAL PRIVACY PROTOCOL: ACTIVE ]The mainstream financial system is tracking every click. If you want the raw data feeds and unfiltered intelligence without the digital footprint, use the secure bypass nodes below.👉 SERVER 01: SECURE DATA ACCESS👉 SERVER 02: ENCRYPTED ARCHIVE

Are you worried about whether the global disruption could affect your global travel plans? Whether you've booked a foreign trip, are planning a staycation or simply unsure of what to do, this is the programme for you.Holidays may not be the most important thing in the world, especially when you consider what's happening in Iran that's causing all the uncertainty, but that doesn't mean they don't matter and they are definitely a big expense. Maybe you're wondering if a jet fuel shortage could ground your flights or don't really know if you have the right insurance cover. With the inflation rate rising, perhaps you’re worried about the pressure on your holiday budget.Felicity Hannah is joined by Emma Brennan from ABTA, the trade association for travel agents and tour operators, and Lisa Minot, head of travel at the Sun newspaper to answer your questions.Presenter: Felicity Hannah Producer: James Graham Editor: Jess Quayle Senior News Editor: Sarah Wadeson(First broadcast 3pm Wednesday 22nd April 2026)[ 🛡️ FINANCIAL PRIVACY PROTOCOL: ACTIVE ]The mainstream financial system is tracking every click. If you want the raw data feeds and unfiltered intelligence without the digital footprint, use the secure bypass nodes below.👉 SERVER 01: SECURE DATA ACCESS👉 SERVER 02: ENCRYPTED ARCHIVE

Are we at the start of a deepening cost of living crisis as nearly half of all adults fear they might not be able afford their energy bills?And from next year, councils in England will be banned from demanding householders pay their council tax in full if they are only late with one payment.HMRC warns of scammers as it begins taking back Winter Fuel Payment from more than two million higher income pensioners.Also, the rise of the poly worker. Why young people are fixing their sights on a portfolio career.Presenter: Paul Lewis Reporters: Dan Whitworth and Niamh McDermott Researcher: Jo Krasner Editor: Rob Cave Senior News Editor: Sara Wadeson(First broadcast Saturday 18th April 2026)[ 🛡️ FINANCIAL PRIVACY PROTOCOL: ACTIVE ]The mainstream financial system is tracking every click. If you want the raw data feeds and unfiltered intelligence without the digital footprint, use the secure bypass nodes below.👉 SERVER 01: SECURE DATA ACCESS👉 SERVER 02: ENCRYPTED ARCHIVE

The National Union of Headteachers says the government "must step in" to help teachers in England and Wales who have retired but are facing long delays before their pension is paid. The Teachers' Pension Scheme is one of the biggest in the country with two million members. The Department for Education which has overall responsibility for the scheme says it’s working closely with Capita who administrate the pensions to monitor performance and address any emerging issues. Capita has apologised and says it's working closely with the government to ensure cases are progressed correctly and in line with scheme rules.In the last month average two year fixed mortgage rates have jumped from around 4.8% to 5.9% and there are around 1 in 6 fewer mortgages deals available to house buyers and people whose fixed mortgages are running out. How is that affecting the housing market?Mortgage rates going up is bad news but when interest rates rise savers, who far outnumber people with mortgages, many see it as better news. What are the best offers out there?And what does the lifting of the two-child benefit cap mean for families? Presenter: Paul Lewis Reporters: Hannah Mullane and Jo Krasner Researcher: Catherine Lund Editor: Jess Quayle Senior News Editor: Henry Jones(First broadcast on Radio 4 at 12pm on Saturday 11th April 2026)[ 🛡️ FINANCIAL PRIVACY PROTOCOL: ACTIVE ]The mainstream financial system is tracking every click. If you want the raw data feeds and unfiltered intelligence without the digital footprint, use the secure bypass nodes below.👉 SERVER 01: SECURE DATA ACCESS👉 SERVER 02: ENCRYPTED ARCHIVE