PODCAST · business
Money Mindset
by MarK Perkich
A healthy mindset is foundational for building and maintaining healthy finances. The way we think, feel, and behave significantly influences our financial decisions and habits. Here's how a healthy mindset contributes to a healthy financial life:1. Promotes Rational Decision-Making:Emotional Control: A healthy mindset helps us manage emotions like fear, greed, and impulsivity, which can lead to poor financial choices (e.g., panic selling during market downturns, overspending on emotional purchases, chasing "get rich quick" schemes).Objective Assessment: A balanced perspective allows for a more objective evaluation of financial situations, opportunities, and risks, rather than being swayed by biases or short-term feelings.2. Fosters Long-Term Thinking and Goal Setting:Patience and Discipline: A healthy mindset cultivates patience and discipline, essential for sticking to long-term financial plans like saving for retirement or paying off debt.Future Orientation: A positive outlook
Episodes
-
072. The recent 0.25% RBB rate hike
CAB Property Wealth It is completely understandable if you’re feeling the frustration of the recent RBA rate hike. Another 0.25% bump—taking the official cash rate to 4.10% as of March 2026—puts a very real squeeze on household budgets and shifts the landscape for anyone looking to enter or exit...
-
071. What to expect in 2026
www.cabpropertywealth.com.au In early 2026, the most pressing finance topic in Australia’s property sector is the "Supply-Demand Paradox." This is a situation where property prices continue to rise—or remain stubbornly high—despite record-low affordability and the sudden, unexpected threat of...
-
070. Cash flow solutions over the holidays
A Great episode on Cash flow solutions over the holiday break. That's a critical area to focus on for a smooth holiday period. Cash flow can be tricky with holiday closures, slower client payments, and seasonal expenses. Here is a brief, actionable guide focusing on business cash flow and...
-
069. Check the Offset Account- Get a financial Health check.
https://cabpropertywealth.com.au/ Associates of https://surveyassistaustralia.com.au/debt-%26-credit-solutions Home Loan Health Check and Offset Account Guide A Home Loan Health Check is a crucial, periodic review of your current mortgage structure, interest rate, and features to ensure it…
more -
068. Coaching Episode - Open mind and health
https://cabpropertywealth.com.au/ Member of https://surveyassistaustralia.com.au/ 2 of 12 Core Entrepreneurial traits 1. Open Mind 2. Health – Diet and Exercise An open mind is not just a desirable trait for an entrepreneur; it is a foundational prerequisite for survival and growth in the…
more -
067. Coaching Episode: Relationships
https://cabpropertywealth.com.au/ Working aside with: https://surveyassistaustralia.com.au/ A relationship can profoundly help or ruin a healthy money mindset by directly influencing trust, accountability, and the ability to plan for the future. Financial alignment is often as important as...
-
066. Coaching episode: Decision making
https://cabpropertywealth.com.au/ Our partners in Business Coaching Link HERE: https://surveyassistaustralia.com.au/ The Business coach approach to success. Fear of Failure: The anxiety that everything must be 100% successful and the fear of shame, disappointing others, or not achieving future...
-
065. My Career is not fulfilling me
https://cabpropertywealth.com.au/ Feeling unfulfilled in your career is very common. The key is to shift from broad dissatisfaction to taking focused, strategic steps. Phase 1: Analyze & Clarify (The "Why") Before making any big moves, get clarity on the root cause of your feeling. Step Action...
-
064. Career Hacks Revisited
https://cabpropertywealth.com.au/ This episode is revised from my past Career Hack episode. The importance of "career hacks" lies in their ability to provide leverage and accelerate progress by focusing effort on high-impact, strategic actions rather than relying solely on incremental hard work.…
more -
063. Famous Investment Quotes
https://cabpropertywealth.com.au/ This episode has some Investment quotes. Investment quotes from famous and successful investors are important for investment education for several key reasons: 1. They distill complex wisdom into memorable principles (Mental Models): Simplicity and Clarity: A...
-
062. What to do with Investments in an emergency "Need Cash now" situation
https://cabpropertywealth.com.au/ This episode delves within the drastic actions and decision making processes we may encounter when faced with an emergency situation of having to sell an Investment for fast money. Do you need money fast and are considering selling something to get that money?…
more -
061. Home guarantee scheme- what may be some potential repercussions
https://cabpropertywealth.com.au/ Here is the Link to the official Government site HERE The changes relate to the Home Guarantee Scheme, which helps first-home buyers purchase a home with a small deposit without needing to pay Lenders Mortgage Insurance (LMI). Here's a breakdown of the key…
more -
060. The benefits of when Interest rates drop
https://cabpropertywealth.com.au/ A short episode quote the obvious yet making sure that you take advantage of all the opportunities available. In short, when interest rates drop, the key is to adopt a growth mindset and take action. First save money on existing loans. Negotiate your rates and...
-
059. News on property expectations
https://cabpropertywealth.com.au/ The Australian property market is showing clear signs of a new cyclical upswing, largely driven by expected interest rate cuts and a persistent housing undersupply. Property Cycle Turning Up: After a brief dip, national average property prices have been steadily...
-
058. Downsizing your property and what to consider.
https://cabpropertywealth.com.au/ This episode will help when considering downsizing your home. Downsizing a property is a significant move driven by financial, lifestyle, or life stage changes. Key considerations include understanding the financial implications (equity, selling/buying costs,...
-
057. Becoming a Finance worker
https://cabpropertywealth.com.au/ This episodes helps understand that the finance industry can do with some help from those who genuinely care for others to improve their overall financial well being. Sometimes this help can assist other finance professionals assist their clients with greater…
more -
056. A positive mindset and how it helps with success
https://cabpropertywealth.com.au/ Here are positive mindset traits for financial gearing, in brief: Calculated Risk-Taking: Courage to take informed risks, seeing setbacks as learning. Optimism & Vision: Belief in growth, clear future goals for leveraged funds. Resilience & Adaptability: Bouncing...
-
055. What to look out for when changing banks
https://cabpropertywealth.com.au/ When changing banks, look out for: Fees: Compare account-keeping fees, transaction fees (ATM, international), and any hidden charges. Look for condition-free, no-fee options. Interest Rates: Especially for savings accounts, compare interest rates and any…
more -
054. The importance of Consolidating Debt
https://cabpropertywealth.com.au/ Debt consolidation is important because it can simplify managing multiple debts by combining them into a single loan, often with a lower interest rate. This can lead to: Simplified Payments: One single monthly payment instead of many, reducing the risk of missed...
-
053. ATO Debt changes for July 2025
https://cabpropertywealth.com.au/ From July 1, 2025, the General Interest Charge (GIC) and Shortfall Interest Charge (SIC) levied by the ATO will no longer be tax-deductible. This means that if a self-employed client (or any taxpayer) incurs these charges on or after that date, they will...
-
052. Fixing Cash Flow Issues
https://cabpropertywealth.com.au/ Cash flow problems are a common challenge for businesses, regardless of size. It essentially means that more money is going out of your business than is coming in, leading to a shortage of available funds to cover expenses. Here's a breakdown of what to do when...
-
051. Your true Values can enhance financial & health wellbeing
https://cabpropertywealth.com.au/ Understanding your true values is a powerful step towards aligning your career, financial choices, and overall well-being. When your actions reflect what genuinely matters to you, you experience greater fulfillment, less internal conflict, and a deeper sense of...
-
050. Making money faster OR following your dreams
https://cabpropertywealth.com.au/ The decision of whether to pursue a career primarily for money or for your career interests is a deeply personal one, with valid arguments for both approaches. Ideally, the "jackpot" is finding a career that aligns with your passions and offers good financial...
-
049. Mentoring people who have been declined for finance
https://cabpropertywealth.com.au/ Being rejected for a Loan from the bank can have negative impacts on people. As a mentor, your role is to provide guidance and support to help individuals understand the reasons for the rejection from the bank(s) and develop strategies to improve their chances in...
-
048. Bridging Loans. The Pros and Cons explained
https://cabpropertywealth.com.au/ A bridging loan in Australia is a short-term loan designed to help homeowners purchase a new property before selling their existing one. It "bridges" the financial gap between these two transactions. Here's a breakdown of the pros and cons: Pros: Buy Before You...
-
047. Make Money Faster to build your bank account and Invest
https://cabpropertywealth.com.au/ Making money fast and investing it wisely involves a two-pronged approach: generating income quickly through various means and then strategically allocating those funds for long-term growth while minimizing risk. Making Money Fast It's important to understand…
more -
046. How to deal with mistakes in life that help with your finances
https://cabpropertywealth.com.au/ Our financial mistakes do weave into the fabric of our financial understanding and can ultimately make us more astute and resilient in managing our money. It's about extracting the lessons and using them to make wiser decisions moving forward. This episode...
-
045. Investor concerns with investing in property
https://cabpropertywealth.com.au/ There are so many Investors wondering what to do with their money in todays market. This episodes delves into what may be a solution moving forward. Enjoy and let me know if you need me to discuss anything further in relation to this.
-
044. Invest in shares or property?
Deciding whether to invest in shares or property when interest rates are low is a complex decision with potential benefits and drawbacks for both options. Here's a breakdown to help you consider your choices: Investing in Shares with Low Interest Rates Pros: Increased Business Profits: Low…
more -
043. How the USA tariffs how do they affect Australia
There has been a lot of news and noise regarding the U.S. and tariffs on the Australian products and experts. How does it affect our Australian economy and is it something investors should be concerned about?
-
042. Buying property with a friend(s)
Learn how you and a friend or friends can get together and potentially buying a property together. There are many important factors to consider and this episode explains what to look out for. Enjoy
-
041. How to make property more affordable. What are the banks doing?
An episode that demonstrates what can be done to make property more affordable especially for first home purchasers. Its a must listen too episode for those wanting to learn what can be done to fix housing affordability.
-
040. Renovate, sell for more and pay later for better profit
A fantastic service we provide where we renovate your property, sell for more and pay only once you settle the property. This service helps homeowners renovate their property before placing it on the market. You then only pay for the renovations after you sell the property. It makes selling your...
-
039. Real Scenario- Renovating, selling and making a profit
A great episode about renovating and paying for the renovations later, after the property is sold plus making a profit. Another win - win, great feel good success story from a client who genuinely gives it a go.
-
038. Real success Scenario- Wendy the Investor
A great episode on a client who went from scraping enough money for a deposit, to getting more advanced into multiple properties. A real hard working Australian feel good episode, that demonstrates that anyone can be successful when they believe in themselves and stay focused. Enjoy and hope you...
-
037. Mindful mental and financial wellbeing
Managing your mental health can play a vital role in making informed and rational investment decisions. Here are some key points to keep in mind: 1. Emotional Decision-Making: Fear and Greed: Understand that emotions can significantly impact investment decisions. Fear can lead to panic selling,...
-
036. Mixed episodes- Use a 5% Deposit-Apologizing-Bullying
3 episodes in one. Using a 5% Deposit when buying property. Is it ok or should you save more? Apologizing in relationships can make all the difference and help any relationship flourish. This includes all relationships including partnerships and friendships. Bullying is still prevalent in todays...
-
035. Mixed Episodes- Decisions, Emotions & positive thinking
3 small episodes. This episode helps on understanding our decision making process and how your decisions a re important towards contentment and success in wealth. How emotions can affect your decisions. Control emotions to control your decisions. Positive thinking. Is positive thinking over used...
-
034. Real Scenarios- Kit homes and Investment properties
Kit homes, also known as prefabricated or modular homes, offer several advantages that can make them an appealing option for many homebuyers. Here are some key advantages of kit homes: Cost Efficiency: Kit homes can be more affordable than traditional homes, primarily because they are built...
-
033. Real scenario- Rooming Houses as Investments
Rooming houses can be a great investment when managed correctly. 1. Lower Cost Renting a room is usually cheaper than renting an entire apartment or house. Utility bills (electricity, water, internet) are often split or included in the rent. 🛠 2. Fewer Responsibilities You usually don’t have to...
-
032. Real Scenarios- Meet Wendy the Entrepreneur, IT professionaland property investor
An inspirational real life story about a young person with big dreams and goals who demonstrates that if you really want something, you can achieve it. A client who became an IT professional, property investor and entrepreneur with genuine hard work and dedication. A fantastic inspiration to…
more -
031. Mixed Episodes- 1. A New Career and 2. Career changing
Choosing a Career or Changing a Career or job. A great episode if you are compensating on starting a new career or thinking of changing a career and what to look out for. A must too listen before making the jump. Email me if you think there is anything I can add to this episode or something you...
-
030. Real Scenarios- Cash Flow issues
Cash flow will make and break a business or Investment. It is the blood flow for most instances and should be on the top of the money priority list of all investors and business owners. This episode shares a real life scenario (names and figures were changed for privacy), where cash flow concerns...
-
029. Guarantor loans revisited Q & A's
We revisit the guarantor loan via a client asking certain questions about their scenarios. A great episode to help assimilate or relate to your current circumstances when determining whether a guarantor loan may be appropriate for you. Please share with anyone if you believe it may help them.
-
028. The relationship between money and society
A great episode to help understand the motivation of money in our everyday thoughts and drives. We discuss what and why money means and how it can often detract or distract up from the true contentment of life. Learn to appreciate the simple things in life, while building your financial wealth.…
more -
027. Starting a business or side hustle
Great tips and hacks to successfully starting a business that you have always thought of opening. A must hear episode at any stages of starting or considering a side hustle. Learn what to look out for and what may escalate you to a faster success.
-
026. Questions & Answers
A great episode that helps 3 separate clients who have asked for some help regarding their individual concerns. Each client messages their concerns or questions for an suggestive answer. I hope you enjoy and if any of the 3 subjects relate to you or anyone you know, please let me know if they…
more -
025. Fractional Investing & Tenants in common
This episode explains what is Fractional investing and what is tenants in common. Not the most talked about subject but may help you in the future with mind mapping your next property purchase or investment. Enjoy and let me know if there is anything I can add...enjoy!!
-
024. Using a guarantor to buy a property
Using a guarantor to buy property is becoming popular in todays property market, as prices of property continues to climb,. Find out what the purpose of a guarantor is and find out what to look out for when using a guarantor or becoming a guarantor.
-
023. Buying and Selling your home at the same time
Moving home, buying and selling your home at the same time can cause massive issues. This episode helps understanding your options when it comes to buying and selling your property/ Home at the same time. We discuss finance options and In other words, help how to move houses without having to...
We're indexing this podcast's transcripts for the first time — this can take a minute or two. We'll show results as soon as they're ready.
No matches for "" in this podcast's transcripts.
No topics indexed yet for this podcast.
Loading reviews...
ABOUT THIS SHOW
A healthy mindset is foundational for building and maintaining healthy finances. The way we think, feel, and behave significantly influences our financial decisions and habits. Here's how a healthy mindset contributes to a healthy financial life:1. Promotes Rational Decision-Making:Emotional Control: A healthy mindset helps us manage emotions like fear, greed, and impulsivity, which can lead to poor financial choices (e.g., panic selling during market downturns, overspending on emotional purchases, chasing "get rich quick" schemes).Objective Assessment: A balanced perspective allows for a more objective evaluation of financial situations, opportunities, and risks, rather than being swayed by biases or short-term feelings.2. Fosters Long-Term Thinking and Goal Setting:Patience and Discipline: A healthy mindset cultivates patience and discipline, essential for sticking to long-term financial plans like saving for retirement or paying off debt.Future Orientation: A positive outlook
HOSTED BY
MarK Perkich
CATEGORIES
Loading similar podcasts...
Frequently Asked Questions
How many episodes does Money Mindset have?
Money Mindset currently has 72 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is Money Mindset about?
A healthy mindset is foundational for building and maintaining healthy finances. The way we think, feel, and behave significantly influences our financial decisions and habits. Here's how a healthy mindset contributes to a healthy financial life:1. Promotes Rational Decision-Making:Emotional...
How often does Money Mindset release new episodes?
Money Mindset has 72 episodes. Check the episode list to see recent publication dates and frequency.
Where can I listen to Money Mindset?
You can listen to Money Mindset on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts Money Mindset?
Money Mindset is created and hosted by MarK Perkich.
URL copied to clipboard!