My Mortgage Podcast

In this episode of the My Mortgage Podcast, we sit down with Greg to learn more about the person behind the mortgage advice. From his journey over the past seven years in the industry to his passion for helping people solve problems, Greg shares the lessons he's learned about personalised financial advice, why there’s never a one-size-fits-all approach to lending, and how finding the right bank can make all the difference.We also dive into what makes the My Mortgage team unique, the rewards of helping Kiwis achieve home ownership, and why financial decisions aren't always about maximising dollars and cents. Plus, Greg opens up about life outside of work, his love of Hyrox fitness, family life, and the exciting journey of building an intergenerational home with his family. Whether you're buying your first home, growing your property portfolio, or simply curious about the people behind My Mortgage, this is a conversation full of practical insights and personal stories.

In this episode of the My Mortgage Podcast, Claire sits down with Sarah Adams from Bayley's to explore what it really takes to build a successful real estate career grounded in trust, relationships, and exceptional client service.With more than 10 years in real estate, Sarah shares her journey, her passion for helping people through major life transitions, and why she believes great outcomes come from providing clear guidance rather than making decisions for clients. The conversation dives into everything from property preparation and methods of sale to navigating today's market and creating confidence for both buyers and sellers.Sarah also opens up about balancing a growing business with family life, the routines that keep her performing at her best, and her vision for the future as she continues to grow her team and impact across the Waikato.

In this episode of the My Mortgage Podcast, Claire chats with long-time client and friend Sam Ashton about his journey into property investing, renovating, and development over the last six years.Sam shares the risks, lessons, and mindset shifts that came with backing himself, building partnerships, and chasing financial freedom, including the decision to sell his personal home to continue growing his property portfolio.Together, they dive into investing, serviceability, joint ventures, and the importance of having the right people around you along the way.A real and practical conversation packed with honest insights for anyone interested in property, investing, and creating more options for their future.

In this episode of the My Mortgage Podcast, Claire sits down with Rhianon to chat about her journey from legal executive to mortgage adviser and what inspired her to join the My Mortgage team. As a busy mum of three based in Omokoroa, Rhiannon shares her passion for property, people, and helping clients feel confident and supported throughout the lending process. Together, they talk about her experience buying, renovating, building, and investing in property herself, what she’s learned working behind the scenes in lending operations, and why making lending simple and achievable for clients is so important. It’s a genuine conversation about balancing family, career, community, and doing work that truly helps people move toward their goals.

In this episode of the My Mortgage Podcast, Claire introduces another valued member of the wider My Mortgage community, Ivan from Our Accountant to chat about business, property investing, tax changes, and why having the right structure in place can save you thousands long term.Ivan shares his journey from tyre fitting to becoming an accountant, plus practical insights around property ownership, business growth, interest deductibility, restructuring, and working with the right team around you.They also dive into family, community, Northland life, and what makes a great client relationship.A relaxed and practical conversation full of valuable advice for business owners, self-employed Kiwis, and property investors.

In this episode of the My Mortgage Podcast, Claire introduces another valued member of the wider My Mortgage community, Lynelle Mills from Pinnacle Property Law.Lynelle shares her role as a conveyancing practitioner, what her day-to-day work looks like, and how she supports clients through the legal side of buying, selling, and refinancing property. She also breaks down the importance of getting the legal process right early, and how strong communication between lawyers, mortgage advisers, and clients helps everything run more smoothly.Tune in to get to know Lynelle and hear more about the legal side of property from one of our trusted partners at Pinnacle Property Law.

In this episode of the My Mortgage Podcast, Claire kicks off the new season by introducing the people behind My Mortgage, starting with Adam, one of our trusted mortgage advisors.They dive into Adam’s journey into the industry, what led him to mortgage advising, and the approach he takes when helping clients navigate their lending options and property goals.Claire and Adam also discuss the importance of tailored advice, building strong client relationships, and how the right support can make a real difference throughout the home buying process.Tune in for a behind-the-scenes look at Adam’s story and the people-first approach at the heart of My Mortgage.

In this episode of the My Mortgage Podcast, Claire and Greg discuss different ways to earn rental income. They cover Long-term rentals, Airbnb, and renting by the room, explaining how each option affects your property's value and bank considerations. They also share tips for involving others in property investments, covering the pros, cons, and important things to consider. Tune in for practical insights on making the most of rental strategies and joint property ventures. Click here to read the full show notes for this episode.

In this episode of My Mortgage, Claire and Greg unpack the various roles of professionals pivotal in steering property investment success. Learn about mortgage advisors, accountants, solicitors, property managers, surveyors, and more. Discover the crucial insights into legal frameworks, tenant management, and the power of relationships with industry experts. Learn the art of leveraging professional advice while aligning it with individual investment goals for a successful journey in the property market.Click here to read the full show notes for this episode.

In this episode of the My Mortgage Podcast, Claire and Greg explore the nuances between new builds and existing properties, offering insights into the financial considerations, tax implications, and deposit requirements for each. From strategies to add value through renovations to navigating the allure and challenges of cheaper locations, this episode provides a comprehensive guide for homeowners looking to invest in the property market. Click here to read the full show notes for this episode.

In this episode of the My Mortgage Podcast, Claire and Greg are diving into investmentstructures and ownership setups. Learn how different ownership structures impact borrowing capacity and discover strategies to optimise lending across multiple banks, while considering the implications of interest payment types on long-term financial goals. Click here to read the full show notes for this episode.

In this episode of the My Mortgage Podcast, Claire and Greg delve into the ins and outs ofserviceability in property investment. Learn what truly makes a property purchase affordable and learn about strategies to optimize your borrowing capacity.Click here to read the full show notes for this episode.

We're back for Season 2!In this episode of the My Mortgage Podcast, Claire and Greg explore the reasons behindinvesting in property. They delve into leveraging opportunities, the symbioticrelationship between tenants and landlords, and alternative investment avenuesbeyond real estate. Click here to read the full show notes for this episode.

This episode is all about making offer on properties. We discuss:What is making an offer?Conditions (finance, LIM & Building reports)Deposits & TimeframesAuctionsHow much should you offer?Click here to read the full show notes for this episode.

This episode is all about buying into someone else’s property! We discuss:In what situations this happensEstablishing the value of the propertyWhether you can use your KiwiSaverWhen the timing is rightThe loan applicationLegal adviceClick here to read the full show notes for this episode.

This episode we talk about townhouses and turnkey builds - what they are, how they’re different from other builds, and how to fund them! We discuss:The definition of a townhouseThe difference to other propertiesPayment structuresBuild overrunsDeposits & new build exemptionsTimeframes and sunset clausesClick here to read the full show notes for this episode.

This episode if all about the process from unconditional day to settlement day, some of the terms we use and decisions you’ll have to make to ensure your home loan works for you. We discuss:What happens after you ‘go unconditional’Loan StructureInterest ratesCash contribution/cash-backsClick here to read the full show notes for this episode.

This episode we talk about all the bits and pieces you need to know once you have a loan approval.What a mortgage actually isTips & tricksDifferent types of propertiesHow to solve problemsHow to pay your depositClick here to read the full show notes for this episode.

This episode we talk about how to get a loan approval. We cover:ServicingTest Servicing Rates What the bank needs so much information!The difference between banksClick here to read the full show notes for this episode.

In this episode, we outline the different people that make up your home buying team! We break down who you need, and what they do!Mortgage AdvisorsA Solicitor or lawyerAn AccountantReal Estate AgentsA Registered ValuerA Building inspectorAn Insurance ExpertClick here to read the full show notes for this episode.

In this episode, we cover what you need to know if you’ve got less than a 20% deposit for you home loan.The low equity margin and premiumValuationsServicing requirements and the factors that influence agreementsClick here to read the full show notes for this episode.

This episode is all about how family can help you with your first home purchase. We discuss:Parental guarantees The Springboard LoanJoint ownershipA loan for depositGiftingFamily salesClick here to read the full show notes for this episode.

Welcome to the first episode of the My Mortgage Podcast! This episode is all about the government backed first home buying assistance schemes. We discuss:The First Home LoanThe First Home GrantKiwisaverClick here to read the full show notes for this episode.

The Team at My Mortgage are all about making it easy to buy your first home, so we’ve put together some conversations where Claire & Greg talk about the process and share some of our top tips to help you on your journeyWherever you’re at, you can get in touch with our friendly, easygoing Team and get some advice tailored just for you. At My Mortgage, we never say “no”, only “here’s the plan” and we’re happy to take the time to take you through the process and make it easy.My Mortgage – making home loans more fun and less boring since 2012.