Now & Beyond

Join host Ryan Canfield of Victus Wealth Management on the Now & Beyond Podcast, as he converses with Sarah, the owner of Konhaus. Discover her journey from being a results specialist to owning a company, and how she navigated challenges such as the COVID-19 pandemic and finding a new office space. Sarah shares anecdotes about connecting with industry peers, managing mental health during difficult times, and the importance of building strong relationships both locally and nationally. The discussion also delves into effective marketing strategies for small businesses, the significance of handwritten notes, and maintaining work-life balance as an entrepreneur.00:00 Introduction to the Podcast00:36 Sarah's Entrepreneurial Journey02:26 Navigating Industry Challenges08:51 Impact of COVID-19 on Business19:41 Work-Life Balance Insights30:35 Marketing Strategies for Small Businesses34:51 Future Plans and Final ThoughtsSubscribe now and embark on a path to a confident, fulfilling financial future while enjoying every step along the way.http://www.victuswealth.comYouTube: https://www.youtube.com/@RyanCanfieldLinkedIn: https://www.linkedin.com/in/ryancanfieldaif/Instagram: @RyanCanfieldFinAdvSarah Barr is not affiliated with Victus Wealth Management or LPL Financial. 

In this episode of the Now & Beyond Podcast, hosted by Ryan Canfield, Founder and President of Victus Wealth Management, Ryan sits down with Evan Wabrick, a CPA and associate member at SEK CPAs and Advisors. They discuss common tax considerations that business owners often overlook, mistakes that lead to higher tax bills, and the impact of remote work on taxes. Evan shares insights on making tax season less stressful, the importance of planning, and tools like QuickBooks to stay organized. They also touch on entity selection, home office deductions, and the complexities of multi-state tax compliance. This episode is a must-listen for business owners looking to optimize their tax strategies and ensure financial resilience.00:00 Introduction to the Podcast and Guest01:05 Meet Evan Wabrick: Background and Experience02:02 Evan's Client Base and Services05:04 The Importance of Tax Planning07:49 Common Tax Mistakes Business Owners Make10:40 Tools and Tips for Small Business Owners29:30 Remote Work and Tax Implications36:00 Final Tips and ConclusionSubscribe now and embark on a path to a confident, fulfilling financial future while enjoying every step along the way.http://www.victuswealth.comYouTube: https://www.youtube.com/@RyanCanfieldLinkedIn: https://www.linkedin.com/in/ryancanfieldaif/Instagram: @RyanCanfieldFinAdvEvan Wabrick is not affiliated with Victus Wealth Management or LPL Financial. 

In this episode of Now & Beyond Podcast, hosted by Ryan Canfield, founder and president of Victus Wealth Management, Ryan discusses five critical financial mistakes to avoid before age 45. These include neglecting emergency savings, overspending on housing, having inadequate insurance coverage, prioritizing children's college savings over retirement, and failing to invest for growth. Ryan provides practical strategies to address these common pitfalls, empowering listeners to balance enjoying life today while planning for a resilient financial future.00:00 Introduction to the Now and Beyond Podcast00:47 Top 5 Financial Mistakes to Avoid Before Age 4502:14 Mistake 1: Neglecting Emergency Savings04:35 Mistake 2: Overspending on Housing06:42 Mistake 3: Inadequate or No Insurance Coverage09:33 Mistake 4: Prioritizing Kids' College Savings Over Retirement11:27 Mistake 5: Failing to Invest for Growth14:11 Conclusion and RecapSubscribe now and embark on a path to a confident, fulfilling financial future while enjoying every step along the way.http://www.victuswealth.comYouTube: https://www.youtube.com/@RyanCanfieldLinkedIn: https://www.linkedin.com/in/ryancanfieldaif/Instagram: @RyanCanfieldFinAdv

In this episode of the 'Now and Beyond' podcast, host Ryan Canfield welcomes Kelly Augsberger, a long-term care insurance specialist and certified senior advisor. They discuss the importance of planning for extended care, focusing on healthcare expenses for both parents and oneself. Kelly shares her personal experiences that drove her passion for creating effective care plans to alleviate the emotional, physical, and financial burdens of caregiving. They explore various topics like what extended care entails, how to have critical conversations with family members about care preferences, and the financial strategies involved. Kelly emphasizes the importance of planning ahead, understanding the roles and responsibilities in caregiving, and exploring different insurance options. The episode provides valuable insights for both younger generations planning for their future and those assisting aging parents, with practical advice on mitigating the consequences of extended care situations.00:00 Introduction to the Podcast and Guest01:53 The Importance of Planning for Extended Care02:42 Personal Experiences with Caregiving07:10 Defining Extended Care19:44 Costs and Financial Planning for Extended Care24:27 Exploring Financial Assistance Options25:15 Navigating Medicaid and Facility Planning27:44 Veteran Benefits and Home Care28:40 The Importance of Early Planning29:00 Conversations Between Spouses33:27 Understanding Long-Term Care Insurance36:18 Personal Experiences and Family Dynamics40:28 Caregiver Burnout and Professional Help43:10 Final Thoughts and Estate Planning46:03 Resources and Contact InformationSubscribe now and embark on a path to a confident, fulfilling financial future while enjoying every step along the way.http://www.victuswealth.comYouTube: https://www.youtube.com/@RyanCanfieldLinkedIn: https://www.linkedin.com/in/ryancanfieldaif/Instagram: @RyanCanfieldFinAdvKelly's LinkedIn: https://www.linkedin.com/in/kelly-augspurger/Kelly's Instagrams: @SteadfastAgents and @kellyaugs_theltcladyKelly's Facebook: https://www.facebook.com/steadfastagentsSteadfast Insurance, Victus Wealth Management, and LPL Financial are separate entities. 

In this episode of Now & Beyond, host Ryan Canfield interviews Noah Snyder, a millennial entrepreneur and owner of Ark Fitness. Noah shares his inspiring journey from working at McDonald's to managing and eventually opening his own gym with his wife. The discussion covers the challenges of starting a business, the importance of a supportive community, and the value of investing in health. Noah emphasizes the significance of resilience, creativity in funding, delegation, and leading by example. He also offers advice for aspiring young entrepreneurs. The episode is a testament to the power of perseverance, passion, and surrounding oneself with the right people.Subscribe now and embark on a path to a confident, fulfilling financial future while enjoying every step along the way.http://www.victuswealth.comYouTube: https://www.youtube.com/@RyanCanfieldLinkedIn: https://www.linkedin.com/in/ryancanfieldaif/Instagram: https://www.instagram.com/ryancanfieldfinadv/Ark Fitness Instagram: https://www.instagram.com/arkfitclub/Noah's Instagram: https://www.instagram.com/thearkman_noah/

In this special episode of "Now & Beyond," host Ryan Canfield dives deep into his personal journey, sharing the pivotal moments and experiences that shaped his path to becoming a financial advisor. From his first job at a small-town diner to the life lessons learned from his parents' poor experience with their Financial Advisor, Ryan opens up about how these early experiences instilled in him a passion for helping others navigate their financial futures. He discusses the importance of attention to detail, the value of early financial education, and the motivations behind founding Victus Wealth Management. This heartfelt and inspiring episode offers listeners a unique glimpse into Ryan's "why" and his mission to help clients live a balanced and fulfilling life. Tune in to hear Ryan's story and discover how his experiences can inspire you to take control of your financial journey and live life to the fullest.Subscribe now and embark on a path to a confident, fulfilling financial future while enjoying every step along the way.http://www.victuswealth.comYouTube: https://www.youtube.com/@RyanCanfieldLinkedIn: https://www.linkedin.com/in/ryancanfieldaif/Instagram: https://www.instagram.com/ryancanfieldfinadv/

Ever wondered how to create a financial cushion that’s there for you when life throws a curveball? From sudden car repairs to unexpected medical bills, I've got you covered. In this episode, I'll break down the essentials of building an emergency fund that will keep you afloat during tough times.Here’s what you can expect:Understanding Emergency Funds: What they are and why they’re crucial for your financial well-being.Goal Setting: How to determine the right amount to save based on your personal circumstances.Smart Saving Strategies: Tips on breaking down your savings goals into manageable chunks and automating your savings.Real-Life Stories: Hear about Mike, a graphic designer who turned his financial woes into a success story with a solid emergency fund.Cutting Back Temporarily: Discover practical ways to trim your budget and boost your savings.Using Windfalls Wisely: Learn how to make the most of bonuses, tax refunds, and extra income.Join me as I share fun anecdotes, debunk common myths, and give you the motivation you need to start saving today! Imagine the peace of mind knowing you have a financial buffer to handle life’s surprises. So, hit play and let’s get started on building your emergency fund together. Your future self will thank you! Subscribe now and embark on a path to a confident, fulfilling financial future while enjoying every step along the way.http://www.victuswealth.comYouTube: https://www.youtube.com/@RyanCanfieldLinkedIn: https://www.linkedin.com/in/ryancanfieldaif/Instagram: https://www.instagram.com/ryancanfieldfinadv/

In this episode of the Now & Beyond Podcast, host Ryan Canfield dives into the concept of lifestyle inflation – that sneaky phenomenon where increased income leads to increased spending, often leaving you no better off than before. Learn how to identify lifestyle inflation in your own life, hear a real-life story about its impact, and discover actionable strategies to manage it effectively. From setting clear financial goals and creating a budget to automating savings and mindful spending, Ryan provides insight on how to enjoy your income today, while saving for your future.Subscribe now and embark on a path to a confident, fulfilling financial future while enjoying every step along the way.YouTube: https://www.youtube.com/@RyanCanfieldLinkedIn: https://www.linkedin.com/in/ryancanfieldaif/Instagram: https://www.instagram.com/ryancanfieldfinadv/

Join Ryan Canfield, founder of Victus Wealth Management, on a journey to financial wellness without sacrificing life's joys. In this first episode, Ryan shares his passion for financial planning and the mission behind this podcast.Discover practical strategies, insightful interviews, and advice to help you balance saving for the future with living in the present. Ryan's relatable experiences and expertise cater to millennials and anyone facing modern financial challenges.Tune in to explore budgeting, investing, managing student loans, and more. Whether you're planning for retirement or your next vacation, Ryan is here to guide you.Subscribe now and embark on a path to a confident, fulfilling financial future while enjoying every step along the way.YouTube: https://www.youtube.com/@RyanCanfieldLinkedIn: https://www.linkedin.com/in/ryancanfieldaif/Instagram: https://www.instagram.com/ryancanfieldfinadv/