Property Investing Roadmap Podcast

Buying property through a self‑managed super fund can be powerful — or disastrous — depending on how (and why) it’s done.In this episode of Property Investing Roadmap, host Damian Collins unpacks one of the most complex and misunderstood strategies investors consider: holding property inside a self‑managed super fund (SMSF).Guided by a listener question, Damian is joined by Katie Timms, National Director of Superannuation & SMSF Services at RSM Australia, to break down when this strategy works, when it doesn’t, and what investors must understand before taking the plunge.With decades of experience advising SMSF clients across residential, commercial and fund‑based property, Katie explains the rules, risks, structures and compliance obligations that many investors only discover after it’s too late.This episode cuts through the hype to explain how SMSFs really work, why mistakes are so costly, and how property can (or can’t) fit into a long‑term retirement strategy.What you’ll learn:What a self‑managed super fund is — and why control is both a benefit and a burdenThe key pros and cons of investing through an SMSFWhy SMSFs are the most heavily regulated investment structure in AustraliaAnnual compliance, audit and valuation obligations investors must meetThe sole purpose test — and why holiday homes and personal use are strictly off‑limitsWhy arm’s‑length terms, market rent and formal leases are criticalHow limited recourse borrowing arrangements (LRBAs) workThe role of bare trusts and why structure must be set up before you buyHow SMSF rules differ for residential versus commercial propertyCommon (and costly) mistakes investors make with SMSFsWhy SMSFs are not “the next step” for everyoneFREE RESOURCEWant help building a diversified property portfolio aligned to your goals? Discover how Momentum Wealth helps investors design, acquire and manage property portfolios with long‑term performance in mind. Investor Pack - Momentum WealthFOLLOW USInstagram: https://www.instagram.com/momentumwealth/ Website: https://www.momentumwealth.com.au LinkedIn: https://linkedin.com/company/momentum-wealth SUPPORT FOR INVESTORSLooking for professional guidance on diversification, interstate investing or blending residential with commercial property? Explore the tailored support available through Momentum Wealth and Westbridge Funds Management: http://www.momentumwealth.com.au/T&CsThe information shared on Property Investing Roadmap is general in nature and does not take into account your individual circumstances. It is provided for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest. This episode’s guest is a representative of RSM Australia. References to SMSFs are general in nature and do not constitute personal financial advice. 

Putting all your eggs in one basket can limit your growth — and expose your portfolio to unnecessary risk. In this episode of Property Investing Roadmap, host Damian Collins dives deep into property portfolio diversification and why owning the right mix of assets matters more than simply owning more properties.Joined by Robin Ram, Department manager – Property Advisory, Acquisition & Research at Momentum Wealth, this conversation unpacks how investors can spread risk across locations, property types and market cycles to build portfolios that perform through different economic conditions.From geographic diversification and dwelling selection, to navigating interstate investing, tenant legislation and even blending residential with commercial property, this episode provides a practical roadmap for investors at every stage — from first purchase to long‑term portfolio scaling and retirement planning.What you’ll learn:What diversification really means in a residential property portfolioWhy buying multiple properties in the same suburb or city increases riskHow geographic diversification can smooth growth across market cyclesThe pros and cons of investing interstateKey differences in tenancy laws, compliance and holding costs between statesHow land tax, minimum standards and legislation can impact cash flowWhy property type diversification matters (land, houses, apartments, development sites)How oversupply and investor-heavy suburbs affect rental performanceThe importance of tenant demand, liveability and owner-occupier appealCommon mistakes investors make when diversifying without proper researchWhy “top 10 suburb” lists can be misleadingHow to manage the risks of investing in locations you can’t physically visitPractical tools to monitor and protect interstate investmentsThe role of landlord insurance and professional property managementWhen it may make sense to diversify into commercial propertyKey differences between residential and commercial risk, return and vacancyHow commercial property funds can offer diversification at lower entry pointsWhy diversification strategies evolve as investors approach retirementFREE RESOURCEWant help building a diversified property portfolio aligned to your goals? Discover how Momentum Wealth helps investors design, acquire and manage property portfolios with long‑term performance in mind. Investor Pack - Momentum WealthFOLLOW USInstagram: https://www.instagram.com/momentumwealth/ Website: https://www.momentumwealth.com.au LinkedIn: https://linkedin.com/company/momentum-wealth SUPPORT FOR INVESTORSLooking for professional guidance on diversification, interstate investing or blending residential with commercial property? Explore the tailored support available through Momentum Wealth and Westbridge Funds Management: http://www.momentumwealth.com.au/T&CsThe information shared on Property Investing Roadmap is general in nature and does not take into account your individual circumstances. It is provided for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest. This episode’s guests are representatives of Momentum Wealth Property Advisory Pty Ltd, Licensed Real Estate and Business Agent A82976. 

Host Damian Collins sits down with Brendon Ptolomey, Managing Director at Herron Todd White (WA/NT), to unpack property data in a way that’s practical, grounded and genuinely useful when making buying and investment decisions.With more than 30 years’ experience in property valuation and market analysis, Brendan explains why different data providers report different numbers, what sits behind the statistics, and how buyers and investors should interpret the data without being misled by headlines.Guided by listener questions, this episode explores individual property data versus broader market trends, valuation methodologies, growth figures, and why context is more important than any single metric when assessing value in today’s market.What you’ll learn:Why different property data providers report different median prices for the same market.The difference between instant data, rolling medians and valuation-based modelsWhich property statistics matter most – and which ones are just noiseHow to interpret suburb-level data when sales volumes are lowWhy checking actual sale prices beats relying on agent talk or media headlinesHow valuers assess land value versus building valueThe different types of valuations and how banks decide which one you’ll receiveWhy buyers should consider valuations earlier in the purchase process How to compare homes with different sizes, layouts, bedrooms and bathrooms The effect of location factors such as busy roads and secondary streets on value Common mistakes buyers and developers make when assessing feasibilityWhy finish quality and design play a huge role in end property valuesFREE RESOURCE Want to learn how to build a professional property investment support team? Discover essential strategies for creating winning investment plans in Momentum Wealth’s free online guide, Property Finance Guide.FOLLOW USInstagram: @momentumwealthWebsite: momentumwealth.com.auLinkedIn: linkedin.com/in/momentum-wealthSUPPORT FOR INVESTORSLooking for expert guidance when interpreting property data, valuing assets or making strategic buying decisions? Discover the tailored support available through Momentum Wealth and Westbridge Funds Management at momentumwealth.com.auT&CsThe information shared on Property Investing Roadmap is general in nature and doesn’t take into account your individual circumstances. It is provided for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest. This episode’s guests are representatives of Momentum Wealth Finance Pty Ltd. Australian Credit Licence 384632.

In Season 3, we’re answering all the questions you’ve always wanted to ask. Our listeners have helped to map out the season, sending through their burning property investment questions, and we’ve brought in the experts and real life client case studies to unpack them for you. From scaling your portfolio sustainably, how to best diversify, financial myths and how to understand property data, this is your roadmap to building an income from property for life. Coming soon. 

How do you turn your property portfolio into lasting financial freedom, and what does retirement really look like when you've built substantial wealth?Host Damian Collins concludes Season 2 of the Property Investing Roadmap with the final step of his proven nine-step framework: Financial freedom. Joined by Fran Hughes, award-winning financial planner, author and mini retirement specialist, they explore practical strategies for transitioning from wealth accumulation to wealth preservation and income generation in retirement.What you'll learn:How to define financial freedom based on your personal goals and lifestyle aspirationsWhy the recommended $72,000 per year retirement income may not be enough for your desired lifestyleHow to treat debt in retirement: when to pay it off versus leveraging existing equityThe difference between income (which creates lifestyle) and net wealth (which creates freedom)Strategic approaches to selling down assets versus living off rental incomeThe five phases of retirement and how spending patterns change over timeReal client stories of successful transitions to financial freedom FREE RESOURCEWant to learn how to plan your transition to financial freedom? Discover the fundamentals behind sustainable property growth in Momentum Wealth's free online guide, available at: https://momentumwealth.com.au/guidebooks/property-fundamentals-what-drives-property-growth/  FOLLOW USInstagram: @propertyinvestingroadmapWebsite: damiancollins.com.auLinkedIn: linkedin.com/in/audamiancollins/ SUPPORT FOR INVESTORSLooking to plan your transition to financial freedom through property investment? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth: momentumwealth.com.au T&CsThe information shared on Property Investing Roadmap is general in nature and doesn't take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest.

How can effective property management significantly impact both your returns and capital growth whilst protecting your valuable investment assets?Host Damian Collins continues Season 2 of the Property Investing Roadmap podcast with step eight of his proven nine-step framework: Effective Property Management. Joined by Robin Ram, Property Acquisitions Manager at Momentum Wealth, they explore how property management can make or break your investment success.What you'll learn:Why effective property management is vital for long-term investment success beyond just collecting rentThe biggest mistakes investors make when choosing property managers (hint: it's not just about fees)Common property management mistakes that cost investors thousands in lost incomeHow to approach maintenance and repairsWhat makes an excellent tenant versus the “perfect tenant fantasy”How good property managers protect and enhance your asset value over timeKey performance metrics (KPIs) to assess your property manager's effectivenessThe importance of comprehensive lease agreements with protective clausesWhy choosing the right firm matters more than the individual property managerFREE RESOURCEWant to know the three growth fundamentals that high-performing properties have in common, and the red flags to avoid in your property search? Learn more at: https://momentumwealth.com.au/guidebooks/property-fundamentals-what-drives-property-growth/  FOLLOW USInstagram: @propertyinvestingroadmapWebsite: damiancollins.com.auLinkedIn: linkedin.com/in/audamiancollins/SUPPORT FOR INVESTORSLooking for professional property management that protects and enhances your investment returns? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth:momentumwealth.com.auT&CsThe information shared on Property Investing Roadmap is general in nature and doesn't take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest.

Property development can deliver high annual returns, but how do you navigate the high-risk, high-reward world of development investing?Host Damian Collins continues the Property Investing Roadmap podcast with step seven of his proven nine-step framework: Property development – a high return strategy. Joined by Phillip Anderson, Head of Development at Westbridge Funds Management, they explore how development can accelerate wealth creation whilst examining the significant risks that come with potentially superior returns.What you'll learn:Why development should only represent around 10% of your investment portfolioThree critical areas developers must master: market understanding, project numbers, and council regulationsWhy partnering with expert teams is crucial for managing development complexityHow to assess if a development will suit the local market using data and local knowledgeKey financial calculations including profit margins and annualised returnsNavigating the complex council approval process and dealing with community oppositionStrategic acquisition opportunities where combined properties are worth more than individual valuesHow to add value through planning approvals and rezoning without laying a brickMain development risks and safety nets to protect your investment FREE RESOURCEWant to learn about property development opportunities and risk management? Discover the three growth fundamentals that high-performing properties have in common in Momentum Wealth's free online guide, available at: momentumwealth.com.au/guidebooks/property-fundamentals-what-drives-property-growth/  FOLLOW USInstagram: @propertyinvestingroadmapWebsite: damiancollins.com.auLinkedIn: linkedin.com/in/audamiancollins/ SUPPORT FOR INVESTORSLooking to explore property development opportunities with professional guidance? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth, and Westbridge Funds Management: momentumwealth.com.au T&CsThe information shared on Property Investing Roadmap is general in nature and doesn't take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest.Always read the PDS, TMD or Information Memorandum when considering financial products. Past performance is not a reliable indicator of future performance. This episode’s guests are representatives of Westbridge Funds Pty Ltd AFSL 533936. Westbridge Property Securities Ltd AFSL 238386. Refer to T&Cs at westbridgefunds.com.au 

How can you add commercial property to your investment portfolio without needing millions of dollars or dealing with direct ownership headaches?Host Damian Collins continues the Property Investing Roadmap with step six of his proven nine-step framework: Adding commercial property to your portfolio. Joined by Brad Dunn, Head of Key Relationships at Westbridge Funds Management, they explore how property funds allow investors to access premium commercial assets.What you'll learn:Why you should start with residential property but finish with commercial investmentsHow property funds provide access to premium commercial assets without multi-million dollar commitmentsThe difference between income-focused, balanced, and growth-focused property fundsReal examples of commercial properties including industrial estates with multiple blue-chip tenantsHow listed vs unlisted property funds work and their respective pros and consWhat to look for when choosing a property fund (location, tenants, fund manager track record)The main risks to consider and how professional fund management mitigates themKey insights include the benefits of diversification to reduce risk, professional management, and the importance of strong fund managers. Tune in to discover how you can add commercial property to your portfolio without the million-dollar price tag!FREE RESOURCEWant to learn how commercial property can boost your investment portfolio? Discover essential strategies for diversifying into commercial property in Westbridge Funds Management’s practical guide, An introduction to commercial property, available at: https://westbridgefunds.com.au/resources/guidebooks/introduction-to-commercial-property/  FOLLOW USInstagram: @propertyinvestingroadmapWebsite: damiancollins.com.auLinkedIn: linkedin.com/in/audamiancollins/ SUPPORT FOR INVESTORSLooking to diversify your portfolio with commercial property investments? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth: momentumwealth.com.au, and funds management arm: westbridge.com.au. T&CsThe information shared on Property Investing Roadmap is general in nature and doesn't take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest.Always read the PDS, TMD or Information Memorandum when considering financial products. Past performance is not a reliable indicator of future performance. Today’s guests are representatives of Westbridge Funds Pty Ltd AFSL 533936. Westbridge Property Securities Ltd AFSL 238386. Refer to T&Cs at westbridgefunds.com.au

How can you build a balanced property portfolio that generates long-term passive income?Host Damian Collins takes a different approach in this episode of Season 2 of the Property Investing Roadmap, sharing his personal property investment journey and revealing step five of his proven nine-step framework: the model portfolio strategy. Instead of interviewing a guest, Damian walks through specific numbers and calculations to demonstrate how his strategy works in practice, providing a roadmap you can adapt to your own circumstances.What you'll learn:Why residential property is the perfect launching pad for new investorsThe three key phases of building a successful property portfolioHow compound growth at 6% annually can turn $600,000 into $2.5 million over 25 yearsWhy a split between residential and commercial property can create optimal returnsHow commercial properties deliver 6-7% net yields versus 3-4% for residentialReal-world renovation examples that delivered $2 in value for every $1 spentSpecific calculations showing how a $6 million portfolio generates $270,000 annuallyHow to transition from negative gearing to positive cash flow through strategic commercial additionsWhy timing and leverage are crucial in the wealth accumulation phaseFREE RESOURCEWant to learn how to build your own model property portfolio? Discover essential strategies for creating a balanced investment portfolio in Momentum Wealth's free online guide, available at: https://momentumwealth.com.au/guidebooks/a-beginners-guide-to-property-investment/ FOLLOW USInstagram: @propertyinvestingroadmapWebsite: damiancollins.com.auLinkedIn: linkedin.com/in/audamiancollins/SUPPORT FOR INVESTORSLooking to create your own model property portfolio for financial freedom? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth: momentumwealth.com.auT&CsThe information shared on Property Investing Roadmap is general in nature and doesn't take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest.

How can smart financing strategies help you build a larger property portfolio while poor loan structuring can limit your growth potential?Host Damian Collins continues Season 2 of the Property Investing Roadmap podcast with step four of his proven nine-step framework: Financing your investment properties. Joined by Caylum Merrick, Manager of Property Strategy and Finance at Momentum Wealth, they explore how proper loan structuring can be as important as the properties you choose to buy for building long-term wealth.What you'll learn:Why loan structuring is almost as important as property selection for portfolio growthThe biggest financing mistakes property investors make (including cross-collateralisation)How purchasing in different entities can impact your borrowing capacityThe advantages of offset accounts compared to redraw facilities for investment loansThe dangers of cross-collateralisation and how it can trap you with one lenderHow to safely access equity from existing properties to fund new investmentsWhat to look for when choosing a mortgage broker who specialises in property investmentSimple strategies to increase your borrowing capacity (and what decreases it)When and how often you should review your loan arrangementsFREE RESOURCEWant to learn how to structure your investment property loans for maximum growth potential? Discover essential financing strategies in Momentum Wealth's free online guide, available at: https://momentumwealth.com.au/guidebooks/beginners-guide-to-property-finance/ FOLLOW USInstagram: @propertyinvestingroadmapWebsite: damiancollins.com.auLinkedIn: linkedin.com/in/audamiancollins/SUPPORT FOR INVESTORSLooking to structure your property investment loans for optimal growth? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth: momentumwealth.com.auT&CsThe information shared on Property Investing Roadmap is general in nature and doesn't take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest. 

How can the right investment structure save you tax and protect your assets for the long term?Host Damian Collins continues Season 2 of the Property Investing Roadmap with step three of his nine-step framework: Protect yourself – structures and strategies to build and protect your wealth. Joined by Jemma Sanderson, Director of Cooper Partners Financial Services and self-managed super fund expert, they explore why getting your investment structure right from the start can make or break your wealth-building journey.What you'll learn:The biggest mistakes property investors make with investment structuresWhy seeking advice before making an offer could save you from paying stamp duty twiceThe pros and cons of investing in your own name versus other structuresHow discretionary trusts work and who typically benefits from using themThe advantages and limitations of self-managed super funds for property investmentAsset protection strategies for high-risk professions like medical practitionersThe role of insurance when building a property portfolioThe importance of unit holder and shareholder agreements in joint venturesFREE RESOURCEWant to learn about investment structures and asset protection strategies? Discover essential considerations for protecting your property wealth in Momentum Wealth's free online guide, available at: https://momentumwealth.com.au/guidebooks/beginners-guide-to-property-finance/   FOLLOW US●     Instagram: @propertyinvestingroadmap●     Website: damiancollins.com.au●     LinkedIn: linkedin.com/in/audamiancollins/SUPPORT FOR INVESTORSLooking to structure your property investments for optimal tax and asset protection outcomes? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth: momentumwealth.com.auT&CsThe information shared on Property Investing Roadmap is general in nature and doesn't take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest. 

How do you create a property investment plan that’s both practical and actionable, and build a team that genuinely works in your best interests?In the latest episode of Season 2 of the Property Investing Roadmap podcast, Damian continues with step two of his proven nine-step framework, joined again by Robin Ram, Property Acquisitions Manager at Momentum Wealth. Together they explore how to create an actionable plan and why going it alone in property investing is a recipe for struggle.What you'll learn:Why "free" property investment advice often comes with hidden costs and conflictsHow to identify professionals who genuinely work in your best interestsThe crucial role of mortgage brokers in structuring loans for multi-property portfoliosHow buyer's agents differ from selling agents and why this matters for investorsWhy professional property management is essential for long-term investment successWhat seller's advocacy is and when you might need this serviceHow to assess your risk profile and choose properties that match your capacityWhy investment plans need to be detailed short-term but agile long-termFREE RESOURCEWant to learn how to build a professional property investment support team? Discover essential strategies for creating winning investment plans in Momentum Wealth's free online guide, available at: https://momentumwealth.com.au/guidebooks/beginners-guide-to-property-finance/ FOLLOW USInstagram: @propertyinvestingroadmapWebsite: damiancollins.com.auLinkedIn: linkedin.com/in/audamiancollins/SUPPORT FOR INVESTORSLooking to build a professional support team for your property investment journey? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth: momentumwealth.com.auT&CsThe information shared on Property Investing Roadmap is general in nature and doesn't take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest.

How critical is proper research and goal setting to property investment success, and how can you distinguish reliable information from misleading advice?Host Damian Collins kicks off Season 2 of the Property Investing Roadmap podcast by exploring the first step in his proven nine-step framework: Research, Learning and Goal Setting. Joined by Robin Ram, Manager of Property Advisory, Acquisition and Research at Momentum Wealth, they dive into why education forms the foundation for everything that follows in your property investment journey.What you'll learn:Why property investing requires a different skill set than buying your own homeHow to identify trustworthy property advice and recognise potential biasesWhy many investors make poor decisions by buying in familiar areasThe dramatic impact different growth rates can have on your investment over timeHow to break down big investment goals into manageable, actionable stepsCommon fears that hold potential investors back and how to overcome themThe balance between thorough research and "analysis paralysis"Why focusing on total return (not just yield) is critical for investment successFREE RESOURCEWant to learn how to set realistic property investment goals? Discover essential strategies for researching the property market in Momentum Wealth's free online guide, Unlocking your home's potential: How to leverage equity to buy an investment property.FOLLOW USInstagram: @propertyinvestingroadmapWebsite: damiancollins.com.auLinkedIn: linkedin.com/in/audamiancollins/SUPPORT FOR INVESTORSLooking to develop a research-based property investment strategy? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth.T&CsThe information shared on Property Investing Roadmap is general in nature and doesn't take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest. This episode’s guests are representatives of Momentum Wealth Finance Pty Ltd. Australian Credit Licence 384632.

How can commercial property investments help you build a balanced portfolio that delivers income for life?Host Damian Collins welcomes Brad Dunn, Key Relationships Manager at Westbridge Funds Management, to explore how commercial property funds can provide investors with access to high-quality commercial assets without needing millions to invest. With seven years of experience helping clients navigate commercial property investments, Brad shares valuable insights on building diversified portfolios that generate regular income potential. What you'll learn:Why and how commercial property can offer higher yields compared to residential property How investors can access premium commercial assets with as little as $50,000The structure of commercial property funds and how they distribute returnsThe potential benefits of commercial leasesHow to diversify your investments across multiple commercial property fundsThe liquidity considerations of closed-end funds The difference between retail and wholesale investor classificationsFREE RESOURCEWant to learn how commercial property can boost your investment portfolio? Discover essential strategies for diversifying into commercial property in Westbridge Funds Management’s free online guide, available at Commercial Property Investment Guide.FOLLOW USInstagram: @propertyinvestingroadmapWebsite: damiancollins.com.auLinkedIn: linkedin.com/in/audamiancollins/SUPPORT FOR INVESTORSLooking to expand your property portfolio? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth: momentumwealth.com.auT&CsThe information shared on Property Investing Roadmap is general in nature and doesn’t take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest. This episode’s guests are representatives of Westbridge Funds Pty Ltd AFSL 533936. Westbridge Property Securities Ltd AFSL 238386. Refer to T&Cs at westbridgefunds.com.au. Always read the PDS, TMD or Information Memorandum when considering financial products. Past performance is not a reliable indicator of future performance.

Is property development right for your investment strategy, and how can you minimise the risks while maximising potential returns?Host Damian Collins sits down with Phil Anderson, Head of Development at Westbridge Funds Management, to explore the realities of property development that TV renovation shows don't reveal. With more than 17 years of experience in delivering end-to-end development projects across residential, commercial, and industrial sectors, Phil shares invaluable insights on what makes development projects succeed or fail.What you'll learn:Who should (and shouldn't) consider property development as an investment strategyCommon mistakes first-time developers make and how to avoid themWhy understanding your target market is crucial for development successHow to properly assess project feasibility and account for hidden costsThe importance of planning regulations and how to navigate council requirementsWays to profit from development potential without becoming a full-scale developerThe essential team members you need for a successful development PROPERTY INVESTMENT ROADMAP BOOK Dive deeper into the strategies Damian has used to help thousands of investors grow wealth through property in his Amazon best-selling book, Property Investing Roadmap: How to build an income from property for life. Learn more and get your copy at damiancollins.com.au/book FOLLOW USInstagram: @propertyinvestingroadmapWebsite: damiancollins.com.auLinkedIn: linkedin.com/in/audamiancollins/SUPPORT FOR INVESTORSLooking to take the next step in your own property investment journey? Get tailored support through Damian’s property investment advisory, Momentum Wealth: momentumwealth.com.au.   T&CsThe information shared on Property Investing Roadmap is general in nature and doesn’t take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest. 

How critical is effective property management to your investment success, and what strategies can help you maximise returns while minimising stress?Host Damian Collins sits down with Amanda Kroczek, Residential Property Management Department Manager at Momentum Wealth, to explore the often-overlooked aspects of property investment that can make or break your portfolio’s performance. With nearly two decades of experience in the industry, Amanda shares invaluable insights on selecting and retaining quality tenants, maintaining properties, and avoiding common pitfalls.What you'll learn:Why effective property management is crucial for long-term investment successHow to attract and retain high-quality tenants through strategic property improvementsThe importance of regular maintenance and proactive property managementCommon mistakes property owners make when self-managing or choosing tenantsHow to conduct thorough tenant background checks to protect your investmentTips for maximising rental returns through timely rent reviews and property upgradesWhat to consider before implementing dual income strategies like granny flatsFREE RESOURCEWant to learn how to leverage equity to accelerate your property journey? Uncover key tips on expanding your portfolio in Momentum Wealth’s free online guide, “Unlocking your Home’s Potential”, available at: https://momentumwealth.com.au/guidebooks/unlocking-your-homes-potential/. FOLLOW USInstagram:@propertyinvestingroadmapWebsite: damiancollins.com.auLinkedIn: linkedin.com/in/audamiancollins/SUPPORT FOR INVESTORSLooking for professional property management services to maximise your investment returns? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth: momentumwealth.com.au.T&CsThis episode’s guests are representatives of Momentum Wealth Property Pty Ltd trading as Momentum Wealth Residential Property. Licenced Real Estate and Business Agent in WA RA53788. The information shared on Property Investing Roadmap is general in nature and doesn’t take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest.

Is selling your investment property to realise profit the right strategy, or could holding onto it build greater long-term wealth? Host Damian Collins welcomes Robin Ram, Manager of Momentum Wealth’s Property Advisory division, to challenge one of the biggest misconceptions in the property market: that you need to sell to make a profit. They illustrate how time in the market beats timing the market and how holding quality assets can create substantial wealth. What you'll learn: Why the property industry is structured to encourage buying and selling When you should (and shouldn't) sell your investment properties How leveraging equity can help you expand your portfolio without selling The power of compound growth over 20-30 years Real examples of properties that have delivered 300-900% growth over time How to avoid costly transaction fees that eat into your profits FREE RESOURCE Want to learn how to leverage your property's equity instead of selling? Uncover key tips on expanding your portfolio in Momentum Wealth’s free online guide, “Unlocking your Home’s Potential”, available at: https://momentumwealth.com.au/guidebooks/unlocking-your-homes-potential/.   FOLLOW US Instagram: @propertyinvestingroadmap Website: damiancollins.com.au LinkedIn: linkedin.com/in/audamiancollins/ SUPPORT FOR INVESTORS Looking to develop a long-term property investment strategy? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth: momentumwealth.com.au. T&Cs The information shared on Property Investing Roadmap is general in nature and doesn’t take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest. This episode’s guests are representatives of Momentum Wealth Finance Pty Ltd. Australian Credit Licence 384632. 

Should you only buy established property? Are mining town properties a good investment? Is more land always better?  In this episode of the Property Investing Roadmap podcast, Damian Collins is joined by Mark Casey, Property Acquisition Specialist at Momentum Wealth, to explore the different types of residential properties and why not all real estate investments are created equal. From established homes to apartments and mining towns, they break down the key factors that determine a successful property investment – and offer insights on how to determine the right strategy for you.   What you’ll learn:  How to define a “good property investment” – and why it’s different for everyone  New vs established properties: is older always better?  Can apartments make a good investment? The benefits of buying property outside your local area Why the fastest-growing suburb might not always be the best investment Investing in mining towns: why this high-potential strategy isn’t for everyone   PROPERTY INVESTMENT ROADMAP BOOK  Enjoying the podcast? Dive deeper into the strategies Damian has used to help thousands of investors grow wealth through property in his Amazon best-selling book, Property Investing Roadmap: How to build an income from property for life. Learn more and get your copy at damiancollins.com.au/book FOLLOW US  Instagram: @propertyinvestingroadmap Website: damiancollins.com.au  LinkedIn: linkedin.com/in/audamiancollins/  SUPPORT FOR INVESTORS  Looking to take the next step in your own property investment journey? Get tailored support through Damian’s property investment advisory, Momentum Wealth: momentumwealth.com.au.     T&Cs The information shared on Property Investing Roadmap is general in nature and doesn’t take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest. This episode’s guests are representatives of Momentum Wealth Property Advisory Pty Ltd. Licensed Real Estate and Business Agent in WA RA82976. 

What’s the secret to scaling from a single investment property to a multi-property portfolio? Host Damian Collins sits down with Caylum Merrick, Manager of Property Strategy and Finance at Momentum Wealth, to break down the proven strategies seasoned investors use to expand their portfolios – and why buying more than one property might be easier than you think.  What you’ll learn:  Why your first property is the most important The biggest misconceptions about building a multi-property portfolio How to use leverage as a powerful growth tool Cross-collateralisation: what is it and why should you avoid it?  How to structure your loans to support portfolio growth   FREE RESOURCE Want to learn how to leverage equity to accelerate your property journey? Uncover key tips on expanding your portfolio in Momentum Wealth’s free online guide, “Unlocking your Home’s Potential”, available at: https://momentumwealth.com.au/guidebooks/unlocking-your-homes-potential/.   FOLLOW US  Instagram: @propertyinvestingroadmap Website: damiancollins.com.au  LinkedIn: linkedin.com/in/audamiancollins/  SUPPORT FOR INVESTORS  Looking to take the next step in your own property investment journey? Discover the tailored support available to investors through Damian’s property investment advisory, Momentum Wealth: momentumwealth.com.au.     T&Cs The information shared on Property Investing Roadmap is general in nature and doesn’t take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest. This episode’s guests are representatives of Momentum Wealth Finance Pty Ltd. Australian Credit Licence 384632. 

Australians have a long-standing love affair with property, but what makes it so attractive as an investment vehicle?   In this episode, host Damian Collins sits down with Property Acquisition Specialist, Mark Casey, to explore the unique benefits of property as an investment asset. Together, they share insights from their own investment journeys, discuss how to tailor property selection to your financial goals, and reveal how the right portfolio mix can help you build lasting wealth. What you’ll learn:  Why property remains a top choice for investors The importance of aligning property selection with your risk profile  The role of commercial property in a well-rounded portfolio  Real-life case studies—and the lessons they offer The "pub test”, and how to ensure your investment stacks up FOLLOW US  Instagram: @propertyinvestingroadmap Website: damiancollins.com.au  LinkedIn: linkedin.com/in/audamiancollins/  PROPERTY INVESTMENT ROADMAP BOOK  Enjoying the podcast? Dive deeper into the strategies Damian has used to help thousands of investors grow wealth through property in his Amazon best-selling book, Property Investing Roadmap: How to build an income from property for life. Learn more and get your copy at damiancollins.com.au/book  SUPPORT FOR INVESTORS  Looking to take the next step in your own property investment journey? Discover the tailored support available to investors through Damian’s property investment advisory, Momentum Wealth: momentumwealth.com.au.     T&Cs The information shared on Property Investing Roadmap is general in nature and doesn’t take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest. This episode’s guests are representatives of Momentum Wealth Property Advisory Pty Ltd. Licensed Real Estate and Business Agent in WA RA82976. 

Median price growth is one of the most frequently cited statistics in real estate investment, but how much can you really rely on it?  Join Momentum Wealth’s Damian Collins and Robin Ram as they delve into the dynamic – and sometimes misleading – world of property data. Together, they reveal the hidden traps behind headline statistics, the nuances of median price growth, and how to dig beneath the surface to make smarter investment decisions.   What you’ll learn:  What the median price really represents and how it’s calculated  Factors that can distort headline growth figures  Techniques for getting a more reliable understanding of property data  Go-to sources for credible property market insights  The importance of “on-the-ground” sources and how to use them   FOLLOW US  Instagram: @propertyinvestingroadmap Website: damiancollins.com.au  LinkedIn: linkedin.com/in/audamiancollins/  PROPERTY INVESTMENT ROADMAP BOOK  Enjoying the podcast? Dive deeper into the strategies Damian has used to help thousands of investors grow wealth through property in his Amazon best-selling book, Property Investing Roadmap: How to build an income from property for life. Learn more and get your copy at damiancollins.com.au/book  SUPPORT FOR INVESTORS  Looking to take the next step in your own property investment journey? Discover the tailored support available to investors through Damian’s property investment advisory, Momentum Wealth: momentumwealth.com.au.   T&Cs The information shared on Property Investing Roadmap is general in nature and doesn’t take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest. 

Should I claim my property tax deductions through a PAYG variation or as a lump sum? Which ownership structure is right for me? When is the right time to speak to my accountant? Damian revisits his accountancy roots alongside Moore Australia’s James Tng to unpack the essential role tax deductions can play in maximising your property investment success.  Together, they explore the ins and outs of negative gearing, the importance of choosing the right ownership structures, and how leveraging your tax eligibilities can contribute to building your retirement savings. Plus, you’ll learn why tax savings should complement – not drive – your property investment decisions. What you’ll learn:How and when negative gearing works PAYG variations: how they operate, their potential benefits and key factors to considerRecent changes to property depreciationCommon tax eligibilities that can support the expansion of your property portfolio When to consult your accountant for guidance How choosing the right ownership structure can boost your successFOLLOW US Instagram: @propertyinvestingroadmapWebsite: damiancollins.com.au LinkedIn: linkedin.com/in/audamiancollins/ PROPERTY INVESTMENT ROADMAP BOOK Enjoying the podcast? Dive deeper into the strategies Damian has used to help thousands of investors grow wealth through property in his Amazon best-selling book, Property Investing Roadmap: How to build an income from property for life.  Learn more and get your copy at damiancollins.com.au/bookSUPPORT FOR INVESTORS Looking to take the next step in your own property investment journey? Discover the tailored support available to investors through Damian’s property investment advisory, Momentum Wealth: momentumwealth.com.au. T&CsThe information shared on Property Investing Roadmap is general in nature and doesn’t take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest. 

How do I know if I’m overpaying for a property? Is bigger always better when it comes to land size? Is demand alone enough to support property growth? Damian is joined by Head of Momentum Wealth’s Property Advisory division, Robin Ram, to break down the three fundamentals rules every buyer needs to know before investing in property. As well as answering important questions around property growth, they’ll explore the common pitfalls that could limit a property’s potential, how to avoid overpaying during the purchase process, and how to adjust your negotiation strategy for different market conditions. What you’ll learn:How to stay objective and overcome emotional bias when buying propertyWhy “growth areas” don’t always translate to capital growth Understanding “opportunity cost” and knowing when to walk away The key factors professionals look for when tracking buyer demand Turning FOMO into JOMO: how to set boundaries and negotiate with confidenceFOLLOW US Instagram: @propertyinvestingroadmapWebsite: damiancollins.com.au LinkedIn: linkedin.com/in/audamiancollins/ PROPERTY INVESTMENT ROADMAP BOOK Enjoying the podcast? Dive deeper into the strategies Damian has used to help thousands of investors grow wealth through property in his Amazon best-selling book, Property Investing Roadmap: How to build an income from property for life.  Learn more and get your copy at damiancollins.com.au/book.SUPPORT FOR INVESTORS Looking to take the next step in your own property investment journey? Discover the tailored support available to investors through Damian’s property investment advisory, Momentum Wealth: momentumwealth.com.au. T&CsThe information shared on Property Investing Roadmap is general in nature and doesn’t take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest. This episode’s guests are representatives of Momentum Wealth Property Advisory Pty Ltd. Licensed Real Estate and Business Agent in WA RA82976.

Why is investing so important? How far can the age pension really take you? And is it ever too late to start your investment journey? Damian sits down with Certified Financial Planner, Fran Hughes, to tackle the vital questions on why, when and how to start your investment journey. Together, they’ll explore the importance of investing, the changing landscape of retirement, and practical strategies to help you take control of your financial future. What you’ll learn:The limitations of relying solely on superannuation and the age pension How retirement is evolving – and what these changes mean for you The 80/20 rule for balancing savings and investments  The advice Fran and Damian would give to their younger selves When to consider seeing a financial advisor FOLLOW US Instagram: @propertyinvestingroadmapWebsite: damiancollins.com.au LinkedIn: linkedin.com/in/audamiancollins/  PROPERTY INVESTMENT ROADMAP BOOK Enjoying the podcast? Dive deeper into the strategies Damian has used to help thousands of investors grow wealth through property in his Amazon best-selling book, Property Investing Roadmap: How to build an income from property for life.  Learn more and get your copy at damiancollins.com.au/bookSUPPORT FOR INVESTORS Looking to take the next step in your own property investment journey? Discover the tailored support available to investors through Damian’s property investment advisory, Momentum Wealth: momentumwealth.com.au. T&CsThe information shared on Property Investing Roadmap is general in nature and doesn’t take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest.

Following the success of Damian Collins’ Amazon Best-Selling book, Property Investing Roadmap: How to build an income from property for life, this exciting new podcast will further uncover the world of property investing through engaging conversations and expert insights.Join host and property investment expert, Damian Collins, as he guides you through his roadmap to property investment success, from how to buy your first rental property through to sophisticated strategies such as leveraging equity and diversifying your portfolio through commercial assets.  Hear from industry experts along the way as they share their experiences, strategies and tips to help you confidently navigate the world of property investment, and learn the 9 key steps to building wealth through property. 

Damian Collins, author of Property Investing Roadmap: How to build an income for life and host of the Property Investing Roadmap podcast, shares an exclusive insight into the inspiration behind the podcast series.  Listen to this short introduction to learn more about:What you can expect over the seriesDamian’s own property journeyThe key philosophies shaping his investment approachThe twists and turns of building his own portfolioFOLLOW US Instagram: @propertyinvestingroadmapWebsite: damiancollins.com.au LinkedIn: linkedin.com/in/audamiancollins/