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Real Personal Finance

Real Personal Finance

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Real Personal Finance is a business podcast hosted by Scott Frank. It has 243 episodes, with the latest published April 2026.

Your REAL personal finance questions answered by CERTIFIED FINANCIAL PLANNER™ professionals, Scott Frank and Nick Covyeau. With all of the misinformation and jargon in the financial industry, it's no wonder most people are confused about how to best manage their money. Scott and Nick are here to give clear answers to the important questions they hear most often. If you're ready to use your finances to create a more secure financial future, this show is for you.

business ·en ·243 episodes

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1

Your Biggest Asset Might Be Your Biggest Tax Problem

2

Retire From the Wrong Job, Not From Work

3

Rethinking Inheritance: Give It Now or Leave It Later?

4

Deferred Compensation: Smart Planning or a Risky Bet?

5

How to Stay Ahead of Taxes and Avoid Penalties

6

Is Your Financial Plan Supporting the Life You Want?

7

Can You Retire Early With Two Million Dollars?

8

The Simple Automations That Can Actually Boost Your Net Worth

9

A Simple Guide to Smarter Giving

10

Your Financial To-Do List Before December 31st

11

It’s Open Enrollment Season: How to Avoid Leaving Money on the Table

12

What Business Owners Need to Know About the OBBBA

13

There’s More to Saving for Retirement Than Knowing How Much Money You’ll Need

14

Pre-Tax, After-Tax, Roth: How Should You Distribute Your 401(k) Contributions?

15

A Meaningful Conversation About Money with Former NYT Columnist Carl Richards

16

The Good, the Bad, and the Ugly of the OBBBA

17

Am I Behind? Rethinking Retirement Catch-Up Strategies

18

Are You Saving Money in the Right Order?

19

From Saver to Spender: How to Ease the Emotional Shift into Retirement

20

Rethinking Your Retirement Timing

21

What’s the Purpose of Your Money?

22

Liberation Day, Trade Wars, and Your Portfolio: What Investors Need to Know

23

The Art of Knowing When to Save or Spend

24

Try Before You Buy: How to Test-Drive Big Life Transitions

25

Taking Control of Your Financial Future: Planning, Investing & Risk Management

26

How To Spend More In Retirement With a Dynamic Withdrawal Rate

27

The Diversification Illusion of the S&P 500

28

Investing Principles to Keep in Mind in 2025

29

The 5 Steps of a DIY Annual Investments Review

30

Building Habits that Last Longer than Resolutions

31

What Does Your Most Fulfilled Life Look Like?

32

Should I Rent or Should I Buy?

33

When Roth Conversions Make Sense (and When They Don’t)

34

What Do Financial Advisors Actually Do?

35

How to Leverage Tax Projections to Minimize Your Tax Burden

36

Making Moves During Open Enrollment? Learn More About Life Insurance, Disability Coverage, 401(k), and More

37

Weighing the Benefits: How to Make a Decision on Employer-Provided Health Insurance

38

Embracing the Mess: How to Improve Financial Outcomes When Life Doesn’t Go as Planned

39

What is an Exchange Fund (and Should You Ever Join One)?

40

Politics and Personal Finance: Strategies for Stability During a Wild Election Season

41

Balancing Stocks, Bonds, Cash, and Your Financial Goals

42

How to Stop Your Instincts and Biases From Ruining Your Portfolio Returns

43

How to Build an Emergency Plan

44

How Can You Plan For An Uncertain Future?

45

Is Giving to a Donor-Advised Fund Worth It?

46

Should I Invest in My Health Savings Account?

47

What Should You Do With Your Stock Portfolio?

48

What Should You Do With Your Pile of Cash?

49

Is It Possible To Actually Reach FIRE?

50

How Can You Avoid Surprises Next Tax Season?

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