Real Returns

In this episode of Real Returns, hosts Andrew Reichert and Dan Croce sit down with Dr. Dinakar Golla, a Pittsburgh-based plastic surgeon, entrepreneur, and venture investor. Dinakar shares how a pivotal mentor in medical school redirected his career, how he transitioned from practicing medicine to building a diversified investment portfolio, and why he believes aligning incentives is the key to fixing American healthcare. Timestamps: 00:00 Opening segment 00:40 Welcome back; NFL Draft in Pittsburgh 00:57 Meet Dr. Dinakar Golla 01:48 Growing up in Pittsburgh 02:22 The plan to become a cardiac surgeon 03:36 A mentor changes everything 04:32 His mentor passes two days after matching 05:11 Mentorship reflections from Andrew and Dan 06:52 Leaving the university to build his own practice 08:33 The thrill of building from scratch 09:25 Transition from success to significance 10:04 Getting into alternative investing 11:38 Investment philosophy and LP lessons 13:38 Healthcare technology and the impact opportunity 14:13 America's most expensive healthcare system 14:45 Rewarding outcomes, not usage 16:11 Patients must own their care 17:05 Andrew's cancer story; misaligned incentives 17:46 The dialysis example 19:21 Next five years; venture and legacy 20:48 Launching a Pittsburgh healthcare venture fund 21:34 Involving his kids in investing 22:09 Dan and Andrew's closing takeaways 23:21 Where to connect with Dr. Golla 23:37 Outro "I think the key to [fixing healthcare] is that it has to be value-based. If it's getting to be 20% of GDP and we're just not getting really good outcomes, that's a bad thing." — Dr. Dinakar Golla Connect with Dr. Golla: LinkedIn: https://www.linkedin.com/in/dinakar-golla-27b2151b Website: gollaplasticsurgery.com - For more insights on purposeful investing, subscribe to Real Returns on YouTube. YouTube: https://youtube.com/@realreturns      — Subscribe to our NEW monthly newsletter: http://www.birgo.com/realreturns Want to see your question answered on the show? Submit a question via our Q&A form: https://forms.gle/Fy9E6H7BTpzhGPueA

In this episode of Real Returns, we're joined by none other than Julie Hanner, VP of Property Management at Birgo Realty! 🦏🏡 Julie shares what it truly means to serve the people who live in your properties. With 30 years of industry experience, including oversight of 25,000+ unit REIT portfolios, Julie unpacks what a resident-first culture actually looks like in practice, and how resilience shaped her approach to leadership. Timestamps 0:00 – Why Happy Residents Are Your Best Marketing 0:35 – Meet Julie Hanners: 30 Years of Experience 1:15 – Why Julie Left a Massive REIT 2:06 – How Birgo Up-Skills Its People 2:45 – Why Julie Started in Leasing 3:18 – The Weight of the Rent Check 4:11 – Building Community Through Intentional Events 5:01 – Growing Yourself by Developing Others 6:10 – The Rhino Operating System Explained 7:21 – Andrew's Cancer Diagnosis: A Personal Story 8:06 – Battling Cancer Alone During the Pandemic 9:15 – Every Day Is a Gift 11:20 – Core Values: Maintenance Teams Cross State Lines 12:15 – Discovered vs. Created Core Values 13:51 – The Chief Janitor Mindset 14:28 – Why Executives Must Stay Eternal Students 15:35 – Birgo's Biggest Growth Year Yet 16:20 – Developing the Leaders Who'll Replace You 17:35 – Closing "You want someone to move into your community thinking, this is the best thing since sliced bread." — Julie Hanners Connect with Julie: LinkedIn: https://www.linkedin.com/in/julie-hanners-cpm-candidate-cam-caps-2774a077/  - For more insights on purposeful investing, subscribe to Real Returns on Apple Podcasts, Spotify, or YouTube. Apple Podcasts: https://podcasts.apple.com/us/podcast/real-returns/id1642761377 Spotify: https://open.spotify.com/show/5tx0jOW8J1h3xsEWLuVPzm YouTube: https://www.youtube.com/@realreturns — Subscribe to our NEW monthly newsletter: https://www.birgo.com/realreturns Want to see your question answered on the show? Submit a question via our Q&A form: https://forms.gle/Fy9E6H7BTpzhGPueA

In this episode of Real Returns, host Andrew Reichert is joined by Patrick Colletti, who shares the mindset required to revitalize organizations at any stage. From scaling Net Health to serve over 34,000 healthcare facilities to his current role as an executive advisor and adjunct professor at Carnegie Mellon, Patrick discusses the discipline of "refounding" and what it means to be a "running partner" to today's leaders. After stepping into a near-bankrupt startup where the money was gone and the entire staff had been fired (leaving only Patrick and one partner) he embarked on a journey to transform a broken business into a thriving one with over 600 employees, inspiring him to teach others how to do the same. Timestamps 0:00 – The Cycle of Trust: Building risk-taking "muscles" through vulnerability. 0:44 – Guest Intro: Meet Patrick Colletti, CEO advisor and author of Refounder. 1:09 – Patrick's early career and the 90-day ultimatum at a failing startup. 1:53 – Winning vs. Not Losing: The psychology behind taking on "impossible" challenges. 3:50 – Why fixing something broken is a unique leadership discipline. 5:30 – Empowering every level of an organization to think like a founder. 7:15 – From Zero to a Billion: Patrick's journey advising founders through massive scale. 9:37 –  Lessons from scaling Net Health from 2 to 600 employees. 10:10 – Why focusing on "highly engaged teammates" beats focusing solely on EBITDA. 12:06 – Building culture through authentic vulnerability and employee storytelling. 16:51 – How Birgo used "TED talks" (including a memorable one on crocheting) to build trust. 18:05 – Growth on Purpose: Developing a "white belt mentality" in leadership. 19:51 – The Next Chapter: Teaching at Carnegie Mellon and planting seeds for next-gen leaders. 20:46 – The Dinner Stories: A unique method for fast-forwarding trust between strangers and polarized groups. 26:01 – Closing "Authentic vulnerability creates trust, which then allows us to create risk-taking muscles so that we can take bigger and maybe more important risks together." — Patrick Colletti - Refounder (Book): https://refounder.com/ The Dinner Stories: https://www.thedinnerstories.com/ Analog Sunday: https://www.analogsunday.co/ LinkedIn: https://www.linkedin.com/in/patrick-colletti/ - For more insights on purposeful investing, subscribe to Real Returns on Apple Podcasts, Spotify, or YouTube. Apple Podcasts: https://podcasts.apple.com/us/podcast/real-returns/id1642761377 Spotify: https://open.spotify.com/show/5tx0jOW8J1h3xsEWLuVPzm YouTube: https://www.youtube.com/ ⁨@realreturns⁩   — Subscribe to our NEW monthly newsletter: www.birgo.com/realreturns Want to see your question answered on the show? Submit a question via our Q&A form: https://forms.gle/Fy9E6H7BTpzhGPueA

In this episode of Real Returns, host Andrew Reichert sits down with Adam Taki, President of Actlien Holding Inc. and a specialist in the complex world of tax sale certificates. A disciplined investor with a background in "arithmetic risk," Adam is on a mission to navigate high-barrier niches where perceived risk often scares away the competition, but the numbers tell a much more stable story. Adam shares why his tax-lien investing strategy is similar to bonds, explains why his company is vertically integrating by launching its own plumbing division, and offers a unique perspective on the Tyler v. Hennepin Supreme Court decision that upended the tax foreclosure industry. Timestamps: 00:00 - Opening Segment 01:40 - Scaling through Vertical Integration: Why Actlien is starting a plumbing division 03:20 - Why building is better than buying in 2026 05:25 - Tax Liens 101 08:45 - Geographic Strategy: Navigating the complexities of the NY and NJ markets 11:30 - The Institutional Shift: Trends in single-family residential ownership 14:15 - The Social Impact of Tax Liens: Extending credit to save homes from foreclosure 18:30 - Tyler v. Hennepin: How a landmark Supreme Court ruling changed the industry 22:15 - Arithmetic vs. Perceived Risk: Adam's philosophy on finding niche opportunities 23:30 - Closing Segment "At the end of the day, the thing that we're investing in looks and smells like a bond more than it ever has." — Adam Taki — Connect with Adam: LinkedIn:   / adamtaki   Website: https://actlien.com/ — For more insights on purposeful investing, subscribe to Real Returns on Apple Podcasts, Spotify, or YouTube. Apple Podcasts: https://podcasts.apple.com/us/podcast... Spotify: https://open.spotify.com/show/5tx0jOW... YouTube: / @realreturns — Subscribe to our NEW monthly newsletter at https://www.birgo.com/realreturns. Want to see your question answered on the show? Submit a question via our Q&A form: https://forms.gle/Fy9E6H7BTpzhGPueA

In the season eight premiere of Real Returns, hosts Andrew Reichert and Dan Croce sit down with Greg Furer, founder of Beratung Advisors and the TeachPassion Summit. A visionary in the financial planning space, Greg is on a mission to solve the "Cheesecake Factory" problem of finance, where too many choices lead to decision paralysis, by shifting the focus from selling products to providing life-changing advice. Greg shares his provocative philosophy on inheritance, why he plans to leave "no money" to his daughter, and offers a profound distinction between "Success" and "Excellence" that changed how he viewed his personal and professional goals. Timestamps: 00:00 - Opening Segment 01:05 - Welcome to Season 8! 02:30 - Meet Greg Furer: The "Aspiring Accountant" turned Financial Planner 04:15 - The Cheesecake Factory Problem: Why too much information leads to paralysis 07:10 - Advice vs. Assets: Why Beratung Advisors leads with planning, not products 10:45 - The 2026 Tax Cliff: Preparing for the "One Big Beautiful Bill" 13:20 - Bonus Depreciation & Real Estate: What's changing for investors? 16:05 - Strategic Generosity: 529 Plans and the "Above the Line" Deduction 19:15 - Success vs. Excellence: Measuring yourself against your calling 21:40 - The "No Inheritance" Philosophy: Why cash without core values is foolish 24:30 - TeachPassion Summit: Equipping leaders to scale their impact 26:15 - Closing Segment "Success is when you measure yourself outwardly against somebody else. Excellence is when you measure yourself inwardly against the person that God's called you to be." — Greg Furer - Connect with Greg: LinkedIn: Greg Furer Website(s): Beratung Advisors | TeachPassion Summit - For more insights on purposeful investing, subscribe to Real Returns on Apple Podcasts, Spotify, or YouTube. Apple Podcasts: https://podcasts.apple.com/us/podcast/real-returns/id1642761377 Spotify: https://open.spotify.com/show/5tx0jOW8J1h3xsEWLuVPzm YouTube: https://www.youtube.com/channel/UCjlzrIn04Ee4iBPE7kEUBjg - Want to see your question answered on the show? Submit a question via our Q&A form: https://forms.gle/Fy9E6H7BTpzhGPueA  

In this final episode of the year, Andrew and Dan reflect on an impactful seventh season of Real Returns. Recorded on New Year's Eve, the hosts look back at the shift in the podcast's focus: moving beyond technical investment advice to share the deeply personal stories of world-class entrepreneurs and real estate leaders. Episode 1 w/Grant Cardone: A discussion on "going big," the democratization of real estate, and the future of Bitcoin-infused properties. Episode 2 w/Travis Chappell: Insights on the "bigger shovel" mentality—focusing on increasing income through skill-building and high-value networking. Episode 3 w/Michael Johnson: A unique academic perspective on innovation and the often-overlooked value of intellectual property as an asset class. Episode 4 w/Omar Khan: Why "time in the market" beats "timing the market" and the importance of staying disciplined through market cycles. Episode 5 w/Liran Gabbay: How AI is eliminating "spreadsheet burnout" to allow asset managers to focus on high-leverage, strategic work. Episode 6 w/Vishal Gupta: A powerful lesson on the human element of business—how every major mistake ultimately comes down to people and hiring. Episode 7 w/Mike Morawski: The importance of mindset and rebuilding after a crisis. A masterclass in creative financing and intentionality. Episode 8 w/Sasha Bernier: A deep dive into "industrial outdoor storage" and the philosophy of "betting on the jockey" (the independent sponsor) over the horse. -- Visit our website https://www.birgo.com/ to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON!

Is your investment strategy diversified enough to withstand the next market cycle? 🔄 In this episode of Real Returns, host Andrew Reichert sits down with Sasha Bernier, Managing Partner at Hestia Holdings and Partner at Cheltenham Enterprises. With a career spanning private equity, credit hedge funds, and law, Sasha shares his "tactical" approach to real estate and why he believes the most resilient returns are found in the niches most investors overlook. Sasha reveals the specific "home run" deal in Florida that moved from an 8% cap rate to a 5.75% cap rate simply by securing a credit tenant, and why he's doubling down on Industrial Outdoor Storage (IOS) as the next institutional frontier. From navigating the Great Financial Crisis to identifying the "impaired assets" that will hit the market in 2026, Sasha provides a masterclass in disciplined investing. Learn how a holistic approach, incorporating meditation and mentorship, drives professional success, why the most impactful investment you can make is "betting on the jockey" through independent sponsors, and how Sasha is building a legacy for the next generation. Timestamps: 00:00 - Opening Segment 00:55 - Meet Sasha Bernier: From Law School to Real Estate Titan 02:00 - Lessons from the Great Financial Crisis: The Power of Patient Capital 04:55 - The 2021 Peak: Why Discipline Beats Speculation 07:05 - Why Industrial Outdoor Storage (IOS) is the New Frontier 08:15 - Case Study: The 10,000 Sq Ft Florida IOS "Home Run" Deal 10:30 - Market Predictions for 2026: Distressed Assets and Opportunity 11:45 - Investing for Impact: Mentoring Independent Sponsors 13:50 - Building Legacy: Lessons from Mentors and the Next Generation 15:05 - The Most Significant Win: The Decision to Spin Out 16:10 - Lightning Round: The Shawshank Redemption and Meditation 17:35 - Closing Segment Key Quote: "When we find…independent sponsors that don't have capital, and we can help them with that capital to grow and become stronger and then build their own wealth. For us, that's impactful." - Sasha Bernier Connect with Sasha: LinkedIn: Sasha Bernier Website: Hestia Holdings Subscribe to Real Returns wherever you listen to podcasts for more insights on impactful investing and alternative asset strategies. LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON!

S7 E7 - Creating Wealth & Impact Through Multifamily Investing Is your mindset holding you back from making your first (or next) big real estate deal? In this episode of Real Returns, hosts Andrew Reichert and Dan Croce sit down with Mike Morawski, a 30-year real estate veteran and author of the Amazon bestseller "Multifamily Investment Secrets," to explore his journey from general contractor to operating over 8,000 multifamily units using creative financing strategies that most investors think are impossible. Mike is also the founder of My Core Intentions, where he helps investors build wealth and create financial freedom by implementing strategic investment and asset management practices. Mike reveals how he's bought everything from 4-unit buildings to 400-unit apartment complexes with little to no money down, the distressed 65-unit deal where the seller held a position at zero interest for 10 years, and why every multifamily investment impacts three distinct groups that most investors completely overlook. From coaching a corporate refugee who scaled to 800+ units in five years to helping a widowed chiropractor build a "$100K club" of investors, Mike shares his philosophy on intentionality, the limiting beliefs that keep investors stuck at their current level, and why changing your story is the first step to changing your results. Learn how win-win deal structures create community-wide impact, why consistent daily action beats occasional heroic effort, and what Mike discovered about himself after losing everything in 2008 and rebuilding into someone who now helps others avoid the same mistakes. Timestamps: 00:00 - Opening Segment 01:35 - Meet Mike Morawski: 30-Year Real Estate Veteran 02:05 - The Three Ways Real Estate Creates Impact 04:25 - Case Study: The 65-Unit Distressed Property Creative Deal 06:40 - The Three Groups Every Multifamily Deal Impacts 08:10 - My Core Intentions: Why Intentionality Beats Goals 11:05 - The Biggest Misconception: Creative Financing "Can't Be Done" 12:10 - Changing Your Story to Change Your Results 13:40 - Success Story: Small Builder to 171-Unit Developer 14:00 - From 46 Units to 800+ Units in 5 Years 16:15 - The $100K Club Strategy for Raising Capital 17:40 - Losing a $100M Company and the Comeback That Followed 18:25 - Lightning Round: Christmas Vacation, Pasta, and Joe Dispenza 21:20 - How to Connect with Mike 21:50 - Closing Segment Key Quotes: "I've bought 4-unit to 400-unit apartment complexes and everything in between using creative financing structures... people have a mindset that it can't be done." - Mike Morawski Connect with Mike Morawski: https://mikemorawski.com/https://www.linkedin.com/in/michael-morawski/ - Subscribe to Real Returns wherever you listen to podcasts! For more insights on impactful investing and alternative asset strategies, visit our website to learn more about creating real returns through real estate. LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and stay tuned for the next episode.

What happens when a number-crunching engineer discovers his biggest mistakes all have one thing in common? In this episode of Real Returns, hosts Andrew Reichert and Dan Croce sit down with Vishal Gupta, tech entrepreneur and former CEO of Seclore, to explore his 25-year journey from IIT Bombay to building global cybersecurity companies serving clients like American Express, GM, and Aramco across 35 countries. Vishal reveals why angel investing became his most expensive hobby, the critical transition from engineering logic to leadership empathy, and how holding onto the wrong people too long taught him more than any success ever could. From raising capital to landing contracts bigger than funding rounds, Vishal shares his investment philosophy centered on three filters: people you enjoy working with, technology with transformative potential, and impact that matters. Learn why AI will make people more important (not less), how saving 5-7% of global manufacturing waste could reshape entire industries, and what gets Vishal energized every morning about making the digital world a safer place for everyone, especially the elderly vulnerable to cybercrime. Timestamps:  00:00 - Opening Segment  01:00 - Vishal's Background: From IIT Bombay to Global Tech Entrepreneur  02:55 - The Expensive Hobby of Angel Investing  04:00 - The Biggest Lessons: Every Mistake Was About People  05:15 - Why Hiring Mistakes Are Getting More Expensive in the AI Era  07:10 - From Engineer to Leader: Logic to Empathy  09:00 - Why People Problems Don't Follow Engineering Formulas 10:10 - Investment Criteria: People, Technology, Impact  13:00 - Real Impact Examples: Manufacturing Waste and Cybersecurity  15:50 - Making the Digital World Safer  17:00 - Lightning Round: Customer Contracts as Funding, Ethiopian Food, and Sleep  20:10 - Content Recommendations and Young Entrepreneur Energy  22:10 - Closing Segment Key Quote: "I went from a number crunching engineer to, I would say, a pretty people oriented leader..." - Vishal Gupta     Connect with Vishal Gupta: LinkedIn: https://www.linkedin.com/in/jiguptaji/ Subscribe to Real Returns wherever you listen to podcasts! For more insights on impactful investing and alternative asset strategies, visit our website to learn more about creating real returns through real estate. LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and stay tuned for the next episode.  

How does an AI expert from an intelligence background solve multifamily's data burnout problem? In this episode of Real Returns, hosts Andrew Reichert and Dan Croce sit down with Liran Gabbay, CEO and co-founder of Muvan AI, to explore how he's revolutionizing multifamily asset management through artificial intelligence. Liran reveals the Monday morning report that changed everything, why asset managers deserve better than buried Excel spreadsheets, and how his platform is giving finance professionals back the jobs they were actually meant to do. From an elite intelligence unit to building an AI co-pilot for real estate operators, Liran shares his journey of turning burnout into breakthrough, why the real threat isn't AI replacing jobs but not having AI to help you succeed, and how maintaining culture while scaling from 6 to 20+ employees remains his biggest challenge. Learn how Muvan AI is transforming reactive data analysis into proactive insights, building a customer community that shares best practices, and why making work fun isn't just a nice-to-have; it's the foundation of lasting impact. Timestamps: 00:00 - Opening Segment 01:00 - Liran's Background and Introduction to Muvan AI 03:00 - From Intelligence to Real Estate Technology 04:45 - The Problem: Paper-Based Systems in a Digital Age 05:50 - The Genesis Story: One Ugly Excel Sheet 08:10 - AI as Empowerment, Not Replacement 09:50 - Getting Asset Managers the Jobs They Deserve 12:10 - The Joy of Building: People and Product 15:05 - Scaling While Having Fun 17:00 - Lightning Round 20:00 - Closing Segment Key Quote: "My biggest challenge as a CEO is to keep the same culture that got us from zero to six, from six to 12, from 12 to 20 without missing anyone on the road." - Liran Gabbay   -- Connect with Liran Gabbay: LinkedIn: https://il.linkedin.com/in/liran-gabbay-proptech-muvan Website: Muvan.ai   Subscribe to Real Returns wherever you listen to podcasts! For more insights on impactful investing and alternative asset strategies, visit our website to learn more about creating real returns through real estate. LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and stay tuned for the next episode.  

How does a CFA from Canada build an $800 million multifamily empire in Texas? In this episode of Real Returns, hosts Andrew Reichert and Dan Croce sit down with Omar Khan, founder and managing partner of Boardwalk Wealth, to explore his fundamentals-first approach to multifamily investing. Omar reveals why he compares real estate acquisition strategy to dollar cost averaging in the stock market, his philosophy on bringing "a gun to a knife fight" through supply-starved market selection, and how his firm has taken over 1,800 distressed units in the last 16 months. From escaping Canada's high tax burden to building a 5,000-unit portfolio across the Sunbelt and Midwest, Omar shares the importance of timing, diversification, and why treating residents (not tenants) with respect isn't just good ethics—it's good business. Learn how tax efficiency through distressed acquisitions can deliver $2-3 of depreciation for every dollar invested, and why the attributes that get you to success aren't the same ones that keep you there. Timestamps: 00:00 - Opening Segment 01:35 - Omar's Background and Introduction to Boardwalk Wealth 03:30 - The Genesis: From CFA to Real Estate Entrepreneur 06:40 - The First Deal: 138 Units in Jacksonville 08:40 - Building a Company vs. Just Doing Deals 10:35 - Tax Efficiency and the Canadian Tax Burden 12:05 - Advanced Tax Strategies in Distressed Acquisitions 12:20 - Stakeholders and Impact: A Three-Legged Stool Approach 15:10 - Fundamentals-First Philosophy: Supply-Starved Markets 18:05 - The Importance of Timing and Dollar Cost Averaging 20:10 - Lightning Round Key Quotes: "A lot of real estate, like a lot of life is timing. " - Omar Khan "What gets you from poverty to success is not the same set of attributes that keeps you successful." - Omar Khan -- Connect with Omar Khan: Website: boardwalkwealth.com Recommended Book: Towers of Debt - The story of the Reichman family Subscribe to Real Returns wherever you listen to podcasts for more insights on impactful investing and alternative asset strategies. Visit our website to learn more about creating real returns through real estate and alternative investments.   --   LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON  

How does a PhD student turn university research into a $20M exit? In this episode of Real Returns, host Andrew Reichert sits down with Dr. Michael Johnson, President of the New Jersey Innovation Institute and former biotech CEO, to explore intellectual property as an often-overlooked asset class. Michael reveals his journey from graduate student to successfully commercializing a Rutgers spin-out that worked with all top 20 pharma companies on critical drug discovery programs including COVID-19 and Zika virus treatments. Discover why universities have become America's primary source of breakthrough innovations, how the venture studio model is solving the "founder problem" in New Jersey, and practical strategies for investors looking to gain exposure to IP-based ventures. From PFAS testing technology to defense manufacturing, Michael shares the realities of bridging the gap between academic research and commercial products—and why patience is the secret ingredient to innovation.   Timestamps: 00:00 - Opening Segment 01:20 - Michael's Non-Linear Journey from PhD to CEO 06:05 - Intellectual Property: The Constitutional Asset Class 08:00 - How the Venture Studio Model Works 10:50 - The Rutgers Spin-Out Story: From Students to $20M Exit 13:15 - The Current State of University Funding and Innovation 16:00 - Where Innovation Actually Happens 18:35 - Academia vs. Private Sector: Who's Really Innovating? 20:20 - How Investors Can Access IP Opportunities 22:15 - Lightning Round   Key Quotes: "Intellectual property is what keeps the country moving forward" - Dr. Michael Johnson   "To make one investment, you have to look at a thousand companies." - Dr. Michael Johnson   "We've done a bad job of actually doing innovation for Americans. When you think of pharma, you think of six and seven figure drugs that nobody can afford." - Dr. Michael Johnson   --   Connect with Dr. Michael Johnson: LinkedIn: https://www.linkedin.com/in/michael-johnson-ph-d-6839b724/ New Jersey Innovation Institute: njii.com Michael's Book: 1percentdad.com    --   Subscribe to Real Returns wherever you listen to podcasts for more insights on impactful investing and alternative asset strategies. Visit our website to learn more about creating real returns through real estate and alternative investments.   --   LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON  

How does someone with an unaccredited Bible degree generate six figures by age 23 and build a podcasting empire? In this episode of Real Returns, hosts Andrew Reichert and Dan Croce sit down with Travis Chappell, podcaster, entrepreneur, and investor, to explore his unconventional journey from door-to-door sales to podcast empire. Travis reveals why he believes Gen Z and millennials must "earn their way to retirement" rather than save their way there, his philosophy on creating value before asking for compensation, and how investing in yourself can deliver 10x returns compared to traditional investments. From growing up in a religious cult to living in Las Vegas, Travis shares the mindset shifts and strategies that helped him build wealth through relationships, skills, and scalable side hustles. Timestamps: 00:00 - Opening: The Value-First Philosophy 02:45 - Travis's Background: From Cult to College 06:15 - The Podcasting Journey Begins 07:20 - Why Earning Beats Saving for Wealth Building 11:00 - The Problem with Traditional Financial Advice 14:00 - Adding Value to Your Current Job 16:20 - Side Hustle Strategy and Scalability 20:45 - Investing in Yourself: The Ultimate ROI 22:15 - AI and Future-Proof Skills 26:50 - Principles vs. Platforms 28:25 - Lightning Round Key Quotes: "People think they get paid for their time, but they don't. We all get paid for the value we bring to the marketplace. Bar none. That's it." - Travis Chappell "You are the number one investment you should be making and you're the only investment that you can make that will always have a return." - Travis Chappell "We have to earn our way to retirement. We're not gonna be able to save our way to retirement." - Travis Chappell -- Connect with Travis Chappell: Podcasts: "Travis Makes Money" (daily) and "Travis Makes Friends" (weekly) Instagram: @TravisChappell – Subscribe to Real Returns wherever you listen to podcasts for more insights on impactful investing and wealth building strategies. Visit our website to learn more about creating real returns through real estate and alternative investments. -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON  

What does it take to disrupt a $4 trillion industry while building generational wealth? In this episode of Real Returns, host Andrew Reichert sits down with Grant Cardone, founder of Cardone Capital and New York Times bestselling author, to explore his journey from a $3,000 single-family home investment to managing $5 billion in assets. Grant shares his revolutionary approach to merging Bitcoin with institutional-quality real estate, his prediction that rents will double in 15 key markets over the next decade, and why he believes the REIT industry is ripe for disruption. From overcoming addiction to building an empire, Grant reveals the mindset and strategies behind creating lasting impact through real estate investing. Timestamps: 00:00 - From Louisiana to Real Estate Empire 02:30 - The $200 Cash Flow That Changed Everything 04:45 - Why Single Family Failed & Multifamily Won 07:25 - Converting Fiat Cash Into Real Assets 09:05 - The Bitcoin + Real Estate Strategy Explained 11:30 - 15 Markets Where Rents Will Double 14:40 - The $4 Trillion Debt Problem Nobody's Talking About 17:45 - Why Insurance Is Killing Real Estate 19:20 - Legacy & Disrupting the REIT Industry 22:55 - Lightning Round: Personal Wins & Growth Key Quotes: "When it's right, it's so obvious. You don't have to explain it. You don't have to sell it." - Grant Cardone "Real estate never corrects until there's a debt problem." - Grant Cardone -- Connect with Grant Cardone: Website: https://www.cardonecapital.com Search "Grant Cardone" online for social media and content – Schedule a call with our investment team: https://www.birgo.com/capital/contact   Connect with Birgo Capital on LinkedIn for more market insights:   / birgocapital     Visit our website https://www.birgo.com/ to learn more about High-Quality Recession Resistant Assets for the Everyday Investor   --   LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON  

What does it take to create a lasting impact in real estate while staying grounded through personal and professional challenges? In this special season finale of Real Returns, hosts Andrew and Daniel reflect on the highlights of Season 6 and share the most meaningful lessons from eight diverse guests. From affordable housing innovation and sustainability to land investing and financial education for kids, this episode explores the values behind real estate decisions—and the people who are pushing the industry forward. With transparency, humor, and a deep sense of purpose, Andrew and Daniel unpack what they've learned from leaders who combine mission with execution.   [00:01 - 04:53] Reflecting on Resilience The importance of enduring life's unexpected challenges while leading a purpose-driven business. Why Birgo Properties uses the rhino as a symbol for thick-skinned perseverance. The significance of learning from failure and coming back stronger.   [04:54 - 08:17] Rethinking Sustainability with Ed Matthews Lessons from workforce housing projects that incorporate solar panels. Why true impact often requires upfront capital and a long-term mindset. What makes sustainability viable in real estate despite geographical challenges.   [08:18 - 12:27] Ownership, Community & Mobile Home Parks Kevin Bup's unique approach to mobile home park investing and community building. Creating ownership mindsets even when tenants don't own the property. The need to prioritize shared spaces and resident-driven improvements.   [12:28 - 16:00] | Raw Land & Real Value with Mark Podolsky Exploring land as an underutilized asset class. The link between passive income and personal freedom. Comparing land with gold—and why productivity matters.   [16:10- 20:43] | Global Impact, Kids' Finance & Future Leaders Lessons from Gavin Gallagher's rise, fall, and rise again in Irish real estate. Alpesh Parmar's children's finance book and the importance of early financial literacy. Insight into next-gen leadership with Arun Gupta and Alicia Hill. Key Quotes:   "Life throws torpedoes at you, and you just have to be able to withstand them." - Andrew Reichert "There's a false dichotomy between doing good for society and making money" - Daniel Croce Visit our website https://www.birgo.com/ to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON  

What does it take to invest in real estate without compromising affordability for working families?   In this episode, Andrew and Daniel welcome Alecia Hill, Vice President and Portfolio Manager at FCP, to discuss her work in the affordable and workforce housing sector. Alecia shares how FCP approaches impact investing through long-term affordability preservation, essential housing, and resident services, proving that it's possible to generate returns while addressing the housing crisis. With a background spanning policy, community development finance, and real estate, Alecia explains how her interdisciplinary experience shapes her investment philosophy. She also opens up about career transitions, mentorship, and why institutional capital is increasingly interested in this often-overlooked housing segment.   [00:01 - 06:30] The Missing Middle What defines the gap in the U.S. housing market Why 60–80% AMI households are underserved The significance of "essential housing" in today's economy   [06:31 - 12:26] Balancing Impact and Returns How FCP integrates resident services with real estate What a preservation-focused investment strategy looks like Why holding assets longer can improve community outcomes   [12:27 - 18:58] Understanding Affordability with Data Why long-term business planning must consider AMI growth What tools help align rents with target demographics How CRA-aligned frameworks keep affordability in check   [18:59 - 24:06] Capital, Policy, and Execution What kind of capital partners align with impact goals Why policy knowledge is critical in real estate finance What institutional interest signals about this sector   [24:07 - 29:08] Mentorship and Growth Paths What Alecia's nontraditional path—from the arts to real estate—reveals about reinvention Why mentoring early career professionals is a priority How global perspectives are shaping her personal growth Connect with Alecia!   https://www.linkedin.com/in/missaleciahill  Key Quotes:   "We believe in the asset class as a sound investment, but have the benefit of being able to do well while doing good." - Alecia Hill   "You don't get where you're going alone. I want to be that resource for someone the way others were for me." - Alecia Hill   Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON

How would your career choices change if doing good for society and doing well financially weren't opposites? In this episode, Arun Gupta, CEO of NobleReach and author of Venture Meets Mission, joins Andrew and Dan to talk about bridging the gap between venture capital, public service, and societal change. Drawing from his experience in private equity, academia, and government collaborations, Arun explains how the narrative around public vs. private sector careers is outdated—and how his organization is building pathways for the next generation to serve and lead. He unpacks how Noble Reach is placing top tech talent in government roles, partnering with entrepreneurs to commercialize federally funded research, and reshaping how universities teach service and innovation.     [00:01 – 05:00] Mission Meets Capitalism The importance of steering capitalism toward public good How venture capital can be applied to solve societal challenges Why profit and purpose aren't mutually exclusive   [05:01 – 10:33] Solving the Talent Gap in Public Service The need to make government service more prestigious for young people Why respect from peers matters more than compensation The significance of reframing public service as a career enhancer   [10:34 – 15:18] From Research to Market How federally funded research can be commercialized through partnerships Why operation-style collaboration between sectors should be normalized The importance of giving research more "at-bats" instead of shelving it   [15:19 – 20:33] Measuring Impact, Not Just Intent The importance of tracking scholar placement and career progression What success looks like for research commercialization Why academic curriculum reach matters in changing perspectives   [20:34 – 24:28] Rebuilding Trust Through Dual Citizenship How creating dual-sector citizens fosters long-term civic engagement The importance of treating public servants with dignity Why understanding both worlds can reduce distrust and stereotypes       Connect with Arun!   [email protected]              Key Quotes:   "This isn't about doing good or doing well. It's about how we point capitalism toward solving societal problems." - Arun Gupta "We need more dual citizens—people who understand both the public and private sectors—because it's easy to demonize what you've never been part of." - Arun Gupta     Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify,  Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON

How can your investments create both financial return and meaningful community impact?   Entrepreneur and investor Alpesh Parmar joins the Real Returns podcast to share how a layoff in 2009 sparked his journey into real estate—and why impact now drives every decision he makes. Alpesh discusses his evolution from buying turnkey rentals to investing in mobile home parks and RV parks, emphasizing how he balances ROI with what he calls ROT: Return on Time. He also shares the story behind co-authoring Growing the Money Tree for Kids, a book that turns financial concepts into digestible lessons for children. Whether you're wondering how to invest out of state, why impact matters in real estate, or what it looks like to teach your kids about money, this episode delivers.     [00:01 - 05:24] Laid Off and Leveling Up The significance of not having passive income when crisis hits. Why Alpesh gravitated toward real estate despite no background in investing. What led him to begin exploring other income streams before narrowing his focus.   [05:25 - 10:16] Real Estate Without Borders The importance of turnkey providers in starting out. Why he shifted from buying single-family homes to larger multifamily deals. The need for strong partnerships and local teams in remote investing.   [10:17 - 15:27] Measuring More Than ROI What ROT (Return on Time) means in practice. The importance of aligning investments with personal values. Why his mobile home park turnaround is his proudest achievement.   [15:08 - 20:48] Building Real Community What a strong property manager can do to maintain community connection. Why social events like potlucks build more than just rapport. The significance of creating ownership pride among residents.   [20:49 - 24:30] Teaching Kids to Grow Money Trees The need for simplified, relatable financial education for children. Why involving kids in writing made them grasp financial concepts. What the book covers—from stocks to silver coins—and how it became a resource.       Connect with Alpesh!   https://moneytreebooks.com/       Key Quotes:   "Before, it was all about ROI. Now, it's also about the kind of impact I can make through that investment."- Alpesh Parmar   "Now I won't invest in stocks like cannabis or alcohol. If I don't believe in it, I won't fund it." - Alpesh Parmar       Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify,  Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON

What if the greatest investment lesson comes not from success, but from failure? In this episode, Gavin J Gallagher, real estate veteran and host of Behind the Facade, shares his journey from a starry-eyed architect to the developer of a 40-acre award-winning business campus—and the brutal fall that nearly ended it all. He opens up about the crash of 2008, losing his family home, the weight of financial ruin, and ultimately, how he found clarity, purpose, and resilience. This episode is about more than real estate. It's about navigating identity, ego, and rebuilding from rock bottom.   [00:01 – 05:30] | Skyscrapers and Spark • How early exposure to new environments can spark lifelong ambition • Why recognizing financial upside can influence career shifts • The importance of aligning skills with opportunity for long-term growth   [05:31 – 10:20] | Turning Trash into Treasure • What it takes to manage complexity in large-scale redevelopment • Why phased development with committed tenants reduces risk • The significance of hands-on learning in shaping leadership   [10:21 – 15:44] | From Celtic Tiger to Collapse • Why market cycles matter more than individual skill • How ego can cloud judgment during financial success • The importance of risk awareness even in bullish markets   [15:45 – 21:25] | Rebuilding from Ruin • Why taking ownership is the first step to recovery • The significance of mindset, relationships, and energy when money is gone • How perspective changes when you focus on what remains instead of what's lost   [21:26 – 28:11] | Purpose After Pain • The importance of mental health awareness in high-stress industries • Why family and values must anchor your work in difficult seasons • How sharing your story can offer others a path forward     Connect with Gavin!   https://www.instagram.com/gavinjgallagher/?hl=en       Key Quotes:   "The banks took the house, but they couldn't take my experience, my network, or my energy." – Gavin J Gallagher   "I remember thinking, I may be losing everything, but I'm not going to lose myself." – Gavin J Gallagher       Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify,  Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON

Can revitalizing distressed properties solve America's affordable housing crisis? Kurt Byers, Head of Business Development at New Western, discusses the impact of investing in affordable housing. New Western operates the largest real estate investment marketplace in the country, connecting investors with distressed properties that need rehabilitation. Kurt explains how local investors are helping revitalize communities by purchasing vacant homes, renovating them, and selling them at price points accessible to first-time homebuyers. The conversation explores the mechanics of these investments, the current market conditions, and the social impact of bringing distressed properties back to life.   [00:01 - 05:00] Revitalizing Communities One House at a Time New Western operates as a marketplace connecting investors with distressed properties Approximately 3-4 million vacant homes in the US need substantial repairs Investors typically bring properties back to market at 20% below median price points   [05:01 - 10:54] The Mechanics of Distressed Property Investment Most properties appeal to first-time homebuyers looking for turnkey starter homes Older inventory in northeastern cities often requires significant rehabilitation New Western operates in approximately 40 markets across the country   [10:55 - 15:23] Financing Rehab Projects and Market Dynamics Investors typically use cash, hard money, or private money to purchase properties Currently about 65% of investors are flipping properties within 3-6 months New Western requires investors to physically inspect properties before purchase   [15:24 - 19:47] The Impact of Local Investors vs. Corporate Buyers Many investors are "mom and pop" operations doing just a few projects per year Investors take on significant risk to rehabilitate severely distressed properties New Western carefully balances acquisition volume with investor capacity   [19:48 - 22:38] Personal Growth and Professional Evolution Kurt transitioned from speech pathology to real estate business development He emphasizes proactive problem-solving without waiting for instructions Kurt uses AI tools to educate himself on various aspects of the real estate industry   Connect with Kurt!   Website: https://www.newwestern.com/  Key Quotes:   "Our biggest strength is our investors because they're the ones that really fuel the projects in the marketplace." - Kurt Byers   "Everyone thinks everyone should own a home, but it's not everyone's best interest at that time to always own. Sometimes renting is best." - Kurt Byers   Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify,  Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON

Ever wondered how to create passive income without the headaches of traditional real estate? In this episode of the Real Returns podcast, Andrew and Dan welcome Mark Podolsky, known as "The Land Geek," who shares his journey from miserable investment banker to successful land investor. Mark reveals his unique business model of buying raw land at deep discounts and selling it with owner financing to create passive income streams. He explains how this approach eliminates the common challenges of real estate investing - no renters, no rehabs, no renovations - while helping people achieve financial freedom. Mark also discusses his passion for teaching others this method and shares insights into his personal growth philosophy.   [00:01 - 08:00] From Investment Banker to Land Geek Creating passive income that exceeds fixed expenses Raw land investing eliminates traditional real estate headaches Buying distressed properties and selling with owner financing [08:01 - 13:00] Finding Freedom Through Land Transitioned from investment banking to full-time land investing Completed over 6,500 land transactions since 2000 Offers services for various financial levels [13:01 - 19:00] Impact Through Land Investing Benefits distressed sellers, buyers, and communities Billions of acres available makes competition minimal Focuses on "sunshine states" and rural areas [19:00 - 24:05] Personal Insights and Growth Philosophy Pursues "calm mind, fit body, house full of love" Practices daily Kaizen through structured routines Writing "Zenge" about balancing calm with determination   Connect with Mark! https://www.linkedin.com/in/thelandgeek/  Key Quotes: "Create enough passive income where it exceeds your fixed expenses." - Mark Podolsky "We'll all run out of money before we run out of deal flow." - Mark Podolsky Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify,  Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON

What makes mobile home parks a powerful investment for impact? Real estate investor and entrepreneur Kevin Bupp joins the show to share his journey into mobile home park investing and how it combines strong financial returns with meaningful social impact. As the founder and CEO of Sunrise Capital Investors, Kevin has spent over 25 years in real estate, building a portfolio of mobile home communities across 18 states. He discusses the unique opportunities in this often-overlooked asset class, the importance of responsible capital stewardship, and the role of affordable housing in creating thriving communities. Kevin also shares insights into team-building, business scaling, and his commitment to mentorship and philanthropy.     [00:001 - 05:00] From Bartender to Real Estate Investor Kevin's early entrepreneurial drive and introduction to real estate at age 19 Scaling up to 120 single-family homes before the 2008 market crash Lessons from financial struggles and the transition to mobile home parks   [05:01 - 10:34] The Birth of Sunrise Capital Investors Rebuilding after financial loss with a focus on smarter business strategies The importance of structuring a business for long-term growth The burden and responsibility of managing investor capital   [10:35 - 15:46] Mobile Home Parks: A Unique Investment Model Why mobile home parks offer affordability without government subsidies Common infrastructure challenges and strategies for managing them How mobile home communities foster long-term stability   [15:47 - 19:18] Creating Community and Social Impact The balance of financial return and social good in real estate investing The importance of viewing investors as long-term partners How Sunrise Capital fosters stable and thriving communities   [19:19 - 23:12] Lessons in Leadership and Continuous Growth Kevin's approach to networking with like-minded investors The role of masterminds and peer groups in business growth Book recommendation: The Go-Giver and its impact on leadership     Connect with Kevin! https://www.facebook.com/RealEstateDone4U/ https://www.linkedin.com/in/michaeldrew212/     Key Quotes:   "We can do well financially, but also do good socially—helping families find clean, safe, and affordable places to live." – Kevin Bupp   "Managing investor capital is a privilege and a responsibility—people trust us with their hard-earned money." – Kevin Bupp     Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify,  Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON  

What does it take to transform neglected properties into thriving communities? Real estate investor Ed Mathews joins the show to share how his journey from Silicon Valley to real estate investing led to a business focused on impact. As the founder of Clark Street Capital, Ed has built a reputation for revitalizing properties, improving resident retention, and mentoring aspiring investors. In this episode, he unpacks the financial and social returns of investing in affordable housing, how he fosters long-term tenant relationships, and why he believes mentorship is key to success in real estate. Tune in for insights on sustainable property management, economic growth, and the power of paying it forward.   [00:01 - 06:36] The Journey from Tech to Real Estate Ed Mathews' transition from a 25-year career in Silicon Valley to real estate investing How he built his portfolio from a side hustle to a full-time business Lessons learned from leaping real estate   [06:37 - 12:49] Revitalizing Properties and Resident Retention Why Ed focuses on acquiring and improving distressed properties The importance of creating safe, clean, and well-managed communities How prioritizing resident relationships leads to lower turnover and higher returns   [12:50 - 18:31] The Broader Economic Impact of Real Estate Investment How Clark Street Capital contributes to local economic growth The ripple effects of property revitalization on neighborhoods The role of small-scale investors in driving change within communities   [18:32 - 24:19] The Power of Mentorship in Real Estate Ed's philosophy on giving back and mentoring new investors The mentors who shaped his career and why he values paying it forward How mentorship has contributed to his business growth   [24:20 - 29:31] Sustainable Investing & Future Growth How Ed is integrating sustainability into his developments The role of solar energy in affordable housing projects His long-term vision for Clark Street Capital and real estate investment     Connect with Ed!   https://www.clarkst.com/about https://www.linkedin.com/in/edmathews     Key Quotes:   "We buy properties from landlords who have lost their passion, and we breathe new life into them—not just for profit, but for the people who call them home." - Ed Mathews   "Retention is key. If we can keep tenants happy, it's not just good karma—it's smart business." - Ed Mathews     Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify,  Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON

How can resilience, purpose, and thoughtful investments shape a legacy of impact? In this special season recap, Andrew and Daniel revisit the inspiring moments and lessons learned from their diverse lineup of guests. From combating adversity in real estate to driving innovation in venture capital and nonprofit sectors, this episode highlights stories of triumph, purpose, and the drive to make meaningful change. Reflect on key insights from wealth managers, venture capitalists, and nonprofit leaders who share strategies for financial freedom, impact investing, and creating generational wealth.   [00:01 - 05:16] From Financial Lows to Transformative Giving Paul's journey from financial hardship to successful investor The power of giving as a path to recovery The Stockdale paradox in action: brutal honesty with unwavering hope   [05:17 - 10:25] Venture Capital's Role in Diversity and Impact Mike's unique approach to diversity-focused investing The immediate impact potential of venture capital The quantitative approach to measuring diversity progress   [10:26 - 15:33] Building Wealth with Purpose Dave's holistic approach to freedom through wealth Zain's contrasting investment strategies in VC vs real estate The importance of balancing financial success with personal growth   [15:34 - 20:55] Nonprofit Innovation and Mindset Transformation Stand Together's approach to empowering individuals The importance of addressing root causes rather than symptoms Innovation in retirement planning accessibility   [20:56 - 24:36] Local Impact and Long-term Vision John's journey from the corporate world to real estate Kirk's perspective on business impact The multiplier effect of strategic nonprofit investment     Key Quotes:   "Man, wealth is not the end all be all. It's just a little piece of the puzzle." — Daniel Croce   "It's not about if you're having an impact, but what kind of impact you're having." — Andrew Reichert     Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify,  Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON

What does it take to build businesses that last centuries and truly fuel human flourishing?   In this episode of the Real Returns Podcast, Andrewt and Dan welcome Kirk Botula, Chief Strategy and Operations Officer at InnovationWorks. Kirk shares his journey through technology commercialization, his views on the role of business in human flourishing, and the critical interplay between economic impact and job creation. The conversation dives into how InnovationWorks fosters entrepreneurial success, the philosophy behind patient capital, and the societal value of businesses that persist over time. Whether you're a tech enthusiast, a startup founder, or someone curious about long-term economic impact, this episode offers fresh perspectives and actionable insights.     [00:01 - 07:04] A Life in Tech Commercialization Kirk's early experiences and career milestones His formative encounter with Pittsburgh's economic challenges The shift from nonprofit fundraising to technology commercialization   [07:05 - 14:19] A Philosophy of Business The fundamental role of work in human flourishing Why businesses are essential for community well-being Critique of shareholder value maximization   [14:20 - 21:26] Building Sustainable Impact InnovationWorks' strategy in investing and ecosystem building The balance of job creation and return on investment Stories of businesses with long-term visions and impact   [21:27 - 28:21] The Challenge of Creating Persistent Businesses Historical examples of enduring businesses, like Congo Gumi The role of social capital in economic development Balancing investor returns with business longevity   [28:22 - 34:37] Defining Success and Navigating Growth Encouraging founders to define personal and business success The importance of predicting cash flow and aligning with investors Strategies for failing fast and learning quickly       Connect with Kirk!   https://www.innovationworks.org/     Key Quotes:   "Work is how we grow, leverage our gifts, and benefit the community." - Kirk Botula   "Business is to our communities what the sun is to life on earth—it makes everything possible." - Kirk Botula       Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify,  Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON

How can you create wealth, make an impact, and transform communities without displacing the people within them?   This episode of The Real Returns Podcast dives into the transformative journey of John Casmon, a real estate entrepreneur and consultant with over $125 million in multifamily assets. Hosted by Andrew Reichert and Daniel Croce, the conversation uncovers John's approach to value-add investing, his focus on community enrichment, and the education that empowers others to succeed in real estate. With insights on overcoming industry jargon, navigating pitfalls, and aligning with the right partners, John emphasizes the importance of creating impact while achieving financial success.     [00:01 - 08:16] From Marketing to Real Estate John Casmon's transition from corporate advertising to real estate investing The impact of corporate instability on his financial planning Early lessons learned through personal investing missteps   [08:17 - 16:05] Making Real Estate Accessible Overcoming barriers to entering the real estate market Educating and empowering passive investors The importance of aligning with experienced partners   [16:06 - 24:20] Creating Community Impact The ripple effects of investing in multifamily properties Addressing real estate's reputation and tax benefits Balancing economic viability with social responsibility   [24:21 - 32:14] The Sweet Spot: Class B Properties Why Class B properties offer unique investment opportunities Avoiding the pitfalls of luxury and low-tier investments Focusing on housing for workforce demographics   [32:15 - 38:21] Practical Advice for New Investors Common pitfalls in underwriting and capital planning The importance of mentorship and continuous learning Advice for both passive and active real estate investors     Connect with John!   https://casmoncapital.com/       Key Quotes:   "If you're not adding value to people's lives, you're missing the point." – John Casmon   "Align yourself with people who can help you navigate the process; success is a team effort." – John Casmon       Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify,  Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON

What if the secret to transforming an entire industry lay hidden on a napkin?   In this inspiring episode, Damion Lupo, an experienced entrepreneur and creator of FrameTec, shares his journey of resilience, innovation, and impact. With over 70 companies to his name, Damion reveals his lessons on turning failures into stepping stones, the importance of learning over winning, and the transformational goals behind FrameTech's sustainable housing solutions. Listeners will discover how Damion's bold decisions are reshaping the construction industry, addressing the housing crisis, and emphasizing a collaborative approach to societal challenges.     [00:01 - 06:17] A Life of Learning Through Loss Winning and learning: redefining failure as a learning opportunity Damion's journey from massive financial loss to personal growth Building resilience through martial arts and entrepreneurship   [06:18 - 12:40] Introducing FrameTec: From Napkin to Reality The origin of FrameTec: a vision to solve the housing crisis Sustainable construction with minimal waste FrameTec's disruptive approach to reducing framing timelines by weeks   [12:41 - 18:45] Building Impact: Environment and Efficiency FrameTec's nearly zero-waste process benefits both the environment and the bottom line Robotics and automation in FrameTec improve worker safety FrameTec aims to be a model for cooperative growth across the industry   [18:46 - 25:22] Impact Beyond Profits: FrameTec's Unique Value Proposition Comprehensive solutions for developers, from design to finished frames Damion's vision for FrameTec as a cultural as well as economic influence FrameTec's long-term capacity goals and plans for national expansion   [25:23 - 32:53] Investment as a Tool for Positive Impact The role of integrity and vision in attracting committed investors Damion's all-in investment approach for projects that align with his values Building trust and transparency as a foundation for business growth         Key Quotes:   "It's not about winning or losing. It's about winning or learning. Every setback is an opportunity to learn and improve." - Damion Lupo   "FrameTec is a vision to impact the construction industry sustainably—cutting waste, saving time, and creating a culture where people are valued." - Damion Lupo   "The money is just a side effect when you're making a massive impact on people and the planet." - Damion Lupo       Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify,  Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON

What does it take to shift mindsets and create lasting societal impact?   In this episode, Evan Feinberg from Stand Together shares how the organization is transforming approaches to societal challenges. By prioritizing community-based empowerment and bottom-up solutions, Stand Together helps reshape cultural paradigms surrounding issues like poverty, addiction, and education. Feinberg highlights stories of social entrepreneurs who address problems with innovative and human-centered strategies, drawing on Stand Together's unique mix of philanthropic support and entrepreneurial acumen. This conversation provides deep insight into how effective impact isn't just about solving problems but changing perceptions and empowering individuals to create enduring change.   [00:01 - 06:12] The Road to Stand Together Human flourishing as a guiding principle can drive societal impact Stand Together's approach is rooted in community involvement The foundation aims to empower people by addressing systemic issues   [06:13 - 12:08] Stand Together's Mission and Philosophy Tackling social problems with a collaborative business leader network Emphasis on shifting mindsets over simply addressing symptoms Promotes individualized approaches in sectors like education and healthcare   [12:09 - 18:56] Rethinking Approaches to Societal Challenges Moving from top-down control to bottom-up empowerment Misconceptions about poverty and addiction hinder solutions Empowerment through social entrepreneurship can drive change   [18:57 - 24:21] Success Stories and Real-World Impact Highlighting the Phoenix, a peer-based addiction recovery movement The importance of scaling impactful projects effectively Real-life examples showcase Stand Together's influence on societal norms   [24:22 - 31:03] Strategic Philanthropy and Investment Blending philanthropy with strategic, targeted investments Nonprofits and for-profits can partner effectively for social impact The role of creativity in finding sustainable solutions     Connect with Evan!   https://standtogether.org/   https://www.linkedin.com/in/evan-feinberg-7605993a/       Key Quotes:   "Our goal isn't just to solve problems; it's to change paradigms about people and the challenges they face." - Evan Feinberg   "When a business creates value for customers. It is creating value in society." - Evan Feinberg     Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify,  Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON

How does overcoming adversity shape the mindset of a successful entrepreneur and philanthropist?   In this episode of Real Returns, Zain Jaffer, a dynamic entrepreneur, investor, and philanthropist, joins Andrew and Danto share his remarkable journey from a challenging upbringing to selling a company for $780 million. Zain reflects on the hardships he faced, including growing up with the wrong role models and navigating failure in early ventures, and how those experiences instilled resilience and grit. Now, as the leader of his family office, Zain invests in real estate, startups, and philanthropic projects, maintaining a keen focus on integrity and impact. This conversation dives deep into the intersections of purpose, profit, and philanthropy, offering valuable lessons for both aspiring and seasoned investors.     [00:01 - 06:14] The Power of Integrity in Business Integrity should be the cornerstone of every business decision Founders who value money over ethics are a risk in the long term Building trust and transparency with investors is crucial for success   [06:15 - 12:58] Zain's Early Life: From Refugee to Entrepreneur Adversity builds resilience and grit, which are essential for entrepreneurship Role models may be scarce in difficult environments, but self-reliance and learning can fill the gap Discovering the internet early helped Zain develop his entrepreneurial skills   [12:59 - 19:23] Facing Discrimination and Turning it into Motivation Different backgrounds can set you apart, but they can also fuel determination to succeed In competitive environments, outworking others can make all the difference Adversity creates grit, which is invaluable in both business and personal growth   [19:24 - 26:07] The Shift from Startups to Real Estate Investments Startups are unpredictable; focus on founders, not just ideas In real estate, trust the numbers, not the grand visions Integrity and transparency are as important in real estate as in startup investing   [26:08 - 32:36] Balancing Purpose and Profit in Impact Investing Impact investing can blend financial returns with societal impact Foundations have a different focus, where impact takes precedence over profit Integrity and long-term thinking are key factors in making meaningful investments     Connect with Zain!   https://zainjaffer.com/   https://www.linkedin.com/in/zainjaffer       Key Quotes:   "Challenges build grit. And when you combine grit with hard work, it's amazing what you can accomplish." - Zain Jaffer   "When someone pitches you with a money-hungry view, they'll screw you when they can. Integrity is what makes the difference." - Zain Jaffer     Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify,  Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON

What is true financial freedom and how can it go beyond just wealth?   In this episode, Dave Wolcott, founder and CEO of Pantheon Investments, dives deep into what true wealth and freedom mean. Dave shares his journey from a Marine Corps captain to a leading figure in the investment world, revealing the ultra-wealthy's strategies to achieve financial success and holistic freedom. He emphasizes the importance of mindset, strategy, and creating a vision that encompasses financial independence and freedom of time, relationships, and purpose. This episode provides actionable insights for anyone looking to reframe their thoughts on wealth and freedom.     [00:01 - 05:44] From Marine Corps to Millionaire Personal background shapes how you view wealth and security Traditional financial advice may not be enough for long-term wealth Major life events, like starting a family, can shift financial priorities   [05:45 - 10:46] Beyond Financial Independence True wealth includes more than financial freedom—consider time, relationships, and purpose The importance of defining what freedom means for each individual The "Four Freedoms" concept: money, time, relationships, and location   [10:47 - 15:00] Building Your Wealth Vision Creating a clear wealth vision is essential for any financial strategy Family offices and successful businesses always have a vision; so should individual investors Without a target, you'll miss every time—defining goals helps avoid missteps   [15:01 - 20:27] Dave's Investment Strategy Diversify investments across strong sectors like real estate, energy, and private credit Aim for a "three-dimensional return" with tax efficiency, passive income, and appreciation Alternative investments often outperform traditional stock market approaches   [20:28 - 26:09] The Holistic Wealth Strategy Investing is more than just picking assets; it's about supporting a broader life strategy The importance of mindset in building sustainable wealth Leveraging tools like infinite banking to optimize and multiply returns       Connect with Dave!   https://pantheoninvest.com/       Key Quotes:   "The top 1% are not building their wealth in the stock market; they're leveraging alternative investments to create true financial freedom." — Dave Wolcott   "Freedom isn't just about money. It's about purpose, relationships, time, and location." — Dave Wolcott   "If you don't have a clear vision for your wealth, you'll miss the target every time." – Dave Wolcott       Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify,  Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON

How does early-stage venture capital shape not only the success of startups but also the future of industries?   This week, Andrew and Daniel are joined by Michael Cardamone, CEO and Managing Partner of Forum. Michael discusses the impact of early-stage venture capital, the importance of investing in diverse founders, and the potential societal impact of the startups they support. He delves into the venture studio model and highlights how his firm helps launch innovative companies in sectors like healthcare and tech. With practical advice for both investors and entrepreneurs, this episode provides a unique look into the world of venture capital and the driving forces behind successful early-stage investments.     [00:01 - 05:07] The Venture Capital Landscape Investing in companies before others believe in them. Creating jobs and impacting the economy at large. Venture capital's role in driving innovation across industries.   [05:08 - 10:48] Impact through Diversity Forum Ventures focuses on building diverse teams early on. Tracking diversity KPIs helps improve the inclusivity pipeline. Diverse teams lead to more innovative and resilient businesses.   [10:49 - 15:15] Investing in Healthcare and Tech Startups in healthcare can drive large-scale impact. Companies like Blooming Health and Remo Health help people manage care at home. AI-based solutions are transforming diagnostics in cancer care.   [15:16 - 20:56] The Venture Studio Model Forum Ventures creates companies from scratch through a venture studio. Deep founder-market fit is crucial for success. Early customer feedback and strong CEO leadership drive success.   [20:57 - 26:56] Advice for Aspiring Investors and Founders Understanding your unique advantage is key to succeeding in venture capital. Founders should leverage industry experience and network connections. Storytelling and vision play a pivotal role in raising capital.       Connect with Michael!   https://www.forumvc.com/       Key Quotes:     "We look closely at how we can drive more diversity and inclusion in our pipeline." – Michael Cardamone   "It's not just about the businesses we invest in but also about the people behind them and the jobs they create." – Michael Cardamone       Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify,  Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON    

What happens when you decide to give your way out of debt, and can such radical actions lead to not just financial recovery, but also a life of impactful investing?   In this episode of the Real Returns Podcast, Andrew and Daniel sit down with Paul Moore, a seasoned real estate investor, author, and fund manager, who shares his incredible journey from being $2.5 million in debt to financial freedom. Paul's story is not just about bouncing back but about transforming financial success into meaningful impact. He discusses his experiences in various investment ventures, his philosophy on the intersection of financial success and societal impact, and his dedication to combating human trafficking through strategic philanthropy. Paul's insights are a must-listen for anyone interested in how capital can create both wealth and positive change.     [00:01 - 04:23] From Engineering to Entrepreneurship The importance of pivoting in one's career to find true passion How early financial success doesn't always equate to long-term fulfillment The role of social responsibility in business from the start   [04:24 - 08:57] Overcoming Financial Ruin The impact of the 2008 financial crisis on personal wealth How unconventional methods can lead to recovery The importance of resilience and innovation during financial hardship   [08:58 - 12:22] The Foundation of Wellings Capital The evolution of Wellings Capital from a multifamily syndicator to a diversified fund manager Why over-leveraging and speculation are risky even in "safe" investments The importance of ethical investing and its impact on communities   [12:23 - 17:38] Combating Human Trafficking: Philanthropy Through Investment How strategic philanthropy can be integrated into business practices The shocking reality of modern-day slavery and the financial power behind it The role of investors in raising awareness and funding solutions to global issues   [17:39 - 22:11] Future Plans and Personal Growth The importance of aligning with the right partners for business growth How personal habits can influence professional success The long-term vision for Wellings Capital     Connect with Paul!   https://www.wellingscapital.com/       Key Quotes:   "We have the highest number of enslaved people in history today, and it's up to us to do something about it." - Paul Moore   "I decided I was going to give my way out of debt. It was a radical, countercultural move, but it worked." — Paul Moore       Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify,  Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON

How do diverse perspectives shape impactful decision-making in business and investing?   In this season four recap of the Real Returns podcast, hosts Andrew and Dan reflect on a successful season filled with insightful conversations with various industry leaders. They discuss the importance of diverse perspectives, and impactful decision-making, and share personal anecdotes and lessons learned from their journey in podcasting and investing. From innovative business models to sustainable investing and community-focused approaches, this episode encapsulates the core themes and takeaways from the season.     [00:01 - 05:11] Reflecting on Two Years of Podcasting Together Podcasting can enhance business partnerships and personal growth Learning from early mistakes helps improve content quality Consistency and teamwork are crucial for long-term success   [05:12 - 10:59] Impact and Influence The impact equals force over time Negative impacts and unintended consequences are vital to consider Pausing before decisions enhances their impact   [11:00 - 15:24] Aligning Values & Community Building Values alignment is crucial in investing Stakeholders' alignment drives successful outcomes Prioritizing customer experience transforms the business model   [15:25 - 23:38] Innovative Real Estate The sharing economy can transform real estate Empty spaces can generate additional income and impact Innovative approaches can redefine traditional industries     Key Quotes:   "Venture capital is one of the most clear ways to be impactful in the world." - Daniel Croce   "Diversity of thought is one of the most important things to the success of any organization." - Andrew Reichert     Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify,  Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON  

Have you ever considered what lies beyond the traditional investment routes that could potentially accelerate your financial growth?   This week, Andrew and Dan dive into a fascinating conversation with real estate mogul Lane Kawaoka. Lane, an expert in multifamily real estate investments and syndications, shares his journey from a disillusioned engineer to controlling over $2 billion in assets. He discusses the transformative power of real estate, the strategic benefits of investing in secondary markets, and the importance of community impact through investment. The episode uncovers the nuances of financial freedom and offers insights into effective investment strategies that prioritize both profitability and ethical impact.     [00:01 - 07:51] The Wealth Elevator Introduction The importance of community in investment journeys The concept of "wealth elevator" as a framework for financial growth Initial overview of Lane's real estate investment strategy   [07:52 - 14:42] From Engineer to Real Estate Powerhouse Lane's transition from engineering to real estate The impact of passive income realization Early challenges and successes in real estate investment   [14:43 - 21:05] Revolutionizing Investment Access Lane's approach to democratizing real estate investment The concept of "Hui" investment groups in Hawaii Innovations in investment pooling for larger asset acquisitions   [21:06 - 28:02] Community Impact and Sustainable Investments Strategies for enhancing community living standards through investments The role of ethical considerations in investment choices Long-term benefits of improving tenant quality and property management   [28:03 - 35:20] Future of Real Estate and Economic Outlooks Lane's insights on economic trends affecting real estate The shift towards development and sustainable asset classes Predictions on interest rates and investment strategies in uncertain times     Connect with Lane!   https://thewealthelevator.com/   https://www.linkedin.com/in/lanekawaoka/       Key Quotes:   "Live where you want, have a lifestyle where you want, but invest where the numbers make sense." - Lane Kawaoka   "Everybody's on different parts of this journey and different floors of the wealth elevator." - Lane Kawaoka       Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify,  Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON

How does sustainable investing reshape the landscape of traditional investing and benefit both our planet and portfolios?   In this episode, Sam Adams, CEO of Vert Asset Management and a dedicated advocate for sustainable investing, delves into the nuances of ESG metrics in real estate and their broader implications on the financial markets. Sam discusses the challenges and opportunities in mainstreaming sustainable investments and the potential for systemic change through informed investment strategies. He highlights the importance of long-term investments in sustainability and their impact on corporate practices and environmental stewardship.   [00:01 - 05:14] Introducing Sustainable Investing Definition and importance of ESG and sustainable investing The role of sustainable investing in modern capitalism Introduction of Samuel Adams and his background   [05:15 - 10:50] The Mechanics of Impact Investing Differences between direct and systemic impact investing The role of pricing mechanisms in influencing corporate behavior Insights into public equity markets and sustainable investing   [10:51 - 15:57] Assessing ESG Metrics How ESG metrics are integrated and assessed in investment strategies The challenge of quantifying ESG data compared to financial data The importance of advocacy and engagement in sustainable investing   [15:58 - 20:40] Corporate Responses to ESG Initiatives Interaction with CFOs on the relevance of ESG metrics Real-world examples of corporate shifts towards sustainability The long-term effects of sustainability measures on corporate valuations   [20:41 - 25:58] Future Directions and Personal Insights Samuel's vision for the future of sustainable investing Impact of personal values on professional choices The significance of long-term strategies in achieving sustainability goals     Connect with Sam!   https://www.vertasset.com/ https://www.linkedin.com/in/samuel-c-adams     Key Quotes:   "The real impact comes from long-term, systemic change, not just immediate results." — Samuel Adams   "Investing in sustainability isn't just about making money; it's about making a difference." - Samuel Adams      Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify,  Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON!

What does it really mean to make an impact in the startup world through venture capital investments? In this enlightening episode, host Andrew converses with Zach Malone, a partner at Magarac Venture Partners, about the nuanced role of impact in venture capital. They delve into how strategic investments not only aim for high returns but also foster significant societal and economic benefits. The discussion spans from personal journeys to professional insights, emphasizing the transformative power of venture capital in emerging sectors and regional economies. Listen in as Zach shares compelling stories from his career, offering a unique perspective on how venture capital can drive both profit and progress.     [00:01 - 03:00] Defining Impact in Venture Capital Venture capital as a gateway to transforming innovative ideas into profitable businesses The personal background and motivations of venture capitalists The importance of a supportive ecosystem for startups   [03:01 - 09:00] The Entrepreneurial Journey The criteria for assessing the potential and impact of new startups The characteristics of a world-class founder The influence of venture capital on business formalization and growth   [09:00 - 12:00] Evaluating Business Potential and Founders How the characteristics of a region influence investment decisions The significance of local talent pools in sustaining growth The impact of venture capital beyond financial metrics, on community and culture   [12:00 - 16:08] The Role of Regional Influence Predictions for future trends in venture capital and impactful investing The evolving landscape of venture capital with emerging technologies The balance between achieving high returns and making a meaningful impact     Connect with Zach!   https://www.linkedin.com/in/zachmalone/     Key Quotes:   "Impact for us is a byproduct of doing well. So we don't seek out to make an impact in a selfless way per se." - Zach Malone   "Going from an idea to thousands of employees and customers all around the world is not easy. It takes a very unique kind of individual." - Zach Malone       Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify,  Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON!

How can investing in a laundromat not only provide financial freedom but also make a significant impact on local communities?   In this episode of the Real Returns podcast, Jordan Berry shares his remarkable journey from being a pastor to becoming a laundromat owner and industry expert. Despite initial struggles and financial losses, Jordan persevered and transformed his business, learning valuable lessons along the way. He discusses the importance of laundromats in communities, especially in lower-income areas, and how providing clean, safe, and well-maintained facilities can instill a sense of worth and value. Jordan also shares his passion for educating others about the laundromat industry, helping aspiring entrepreneurs achieve financial freedom while making a positive impact on the communities they serve.   [00:01 - 05:33] The Unexpected Journey Jordan Berry's transition from being a pastor to a laundromat owner The initial struggles and financial losses encountered The concept of a "zombie mat" and the importance of reputation in business   [05:34 - 10:16] Navigating Through Business Challenges Learning from mistakes and the importance of community reputation Strategies for business recovery and the slow path to success The role of persistence and consistent quality in rebuilding the business   [10:17 - 15:27] Community Impact: Beyond Just Doing Business How laundromats can significantly affect local communities The shift in laundromat industry perceptions and practices The importance of investing in quality and safety to create value   [15:28 - 21:43] Financial Freedom and the Laundromat Business Model Comparing cash flow in laundromat investments versus other real estate ventures The potential for financial freedom through laundromat ownership The importance of buying and operating laundromats the right way   [21:43 - 27:01] Future Horizons: Expanding Impact and Vision Jordan Berry's vision for acquiring hundreds of laundromats The creation of a fund for large-scale laundromat acquisition The ongoing mission to educate and support aspiring entrepreneurs     Connect with Jordan!   http://laundromatresource.com/     Key Quotes:   "Laundromats are one of the few places remaining where communities still gather." - Jordan Berry   "If you build [your business], they will come... but it's the reputation that makes them stay." – Jordan Berry     Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify,  Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON!

Can a blend of education and technology truly transform real estate into a bastion of safety and respect? In this riveting episode of the Real Returns podcast, Sabrina Osso, founder, and CEO of Osso Safe, shares her compelling journey from personal adversity to pioneering a business focused on ensuring homes are safe and respectful environments. Through a detailed discussion on the integration of education, technology, and direct action, this episode sheds light on a groundbreaking approach to combatting domestic violence and fostering respect in residential spaces. Discover how Osso Safe's certification process is setting a new standard for safety in the real estate industry. [00:01 - 04:37] The Genesis of OsoSafe The inspiration behind OsoSafe's creation Importance of addressing domestic violence through a business lens The role of real estate in promoting safety and respect [04:38 - 10:01] Unveiling the OsoSafe Certification Components of the OsoSafe certification The innovative use of technology and education to prevent abuse Benefits of the certification for landlords and tenants [10:02 - 15:20] Challenges and Opportunities The real estate market's reaction to OsoSafe The role of insurance and property value in promoting safety initiatives Strategies for overcoming market hesitations [15:21 - 20:22] A Closer Look at Domestic Violence Statistics Staggering statistics on domestic violence The necessity for a shift towards safety and respect in all living environments Osso Safe's role in setting new standards for home safety [20:23 - 26:52] Fostering a Culture of Respect The interconnectedness of respect, safety, and financial returns The significance of addressing violence and abuse proactively Sabrina's vision for a future where respect is a non-negotiable standard Connect with Sabrina! https://www.ossosafe.com/ Key Quote: "Let's make respect a required standard condition of residency across the board." - Sabrina Osso "Safety is so important. It's basic. It's fundamental." - Sabrina Osso Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify,  Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON!

How can a simple idea of renting out unused spaces revolutionize the storage industry and significantly impact individuals and communities?   In this episode, Joseph Woodbury, the founder and CEO of Neighbor.com, shares the fascinating story behind his nationwide self-storage marketplace. This discussion unveils how Neighbor.com is revolutionizing the self-storage industry by turning idle space into income-generating assets, not just for homeowners but for commercial property owners across the United States. Through a series of compelling stories, insightful business analyses, and personal anecdotes, Woodbury illustrates the broader impact of space monetization on communities, individuals, and the environment.   [00:01 - 05:11] Unpacking Neighbor.com's Mission Neighbor.com's unique approach to nationwide self-storage How excess space monetization benefits homeowners and investors The platform's role in all 50 states   [05:12 - 10:51] The Financial and Community Impact Real-life success stories from the platform The significant financial impact on individuals' lives Neighbor.com's contribution to stronger community bonds   [10:52 - 15:14] Exploring Supply and Demand Dynamics Challenges in balancing supply and demand The importance of supply for platform growth Strategies for attracting more space listings   [15:15 - 20:00] Joseph Woodbury's Entrepreneurial Journey The inspiration behind Neighbor.com Joseph's perspective on impact investing The challenges and rewards of building a marketplace platform   [20:01 - 27:30] Personal Insights and Future Visions Woodbury's personal wins and inspirations The future of Neighbor.com and space monetization How listeners can connect with Neighbor.com     Connect with Joseph!   www.neighbor.com     Key Quotes:   "Most of every dollar that comes in through our platform doesn't go to us; it goes to people." - Joseph Woodbury   "Throwing yourself into situations that you feel incapable is probably the fastest way to grow." - Joseph Woodbury       Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify,  Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON!

How can we find more purpose and meaning in work and life? Denny Boyle has pursued this question from his career as a bank exec building a fintech practice to now, building up people as a professional coach. He shares his journey spanning over two decades in Silicon Valley into executive coaching. Denny provides insights into achieving alignment in investing and in life, emphasizing playing the long game over short-term gains. He also opens up about dealing with burnout and realizing the need to make a change. [00:00 - 03:48] - Background & Career Beginnings Overview of Denny's background Early days at PwC and Silicon Valley Bank   [03:49 - 08:15] - Building a Fintech Practice  Helping launch SVB's fintech practice Relocating to support family needs   [08:16 - 15:47] - Investing Philosophy Pivoting into executive coaching Perspective on impactful investing Achieving alignment in investments and relationships   [15:48 - 19:00] - Long Game Mindset Emphasis on long term over short term Issues with short-term thinking   [19:01 - 28:03] - Closing Segment Importance of character in lending and investing Overcoming burnout Concluding thoughts   Connect with Denny! https://www.linkedin.com/in/denny-boyle   Key Quote: "History has shown me that you have to be patient" - Denny Boyle   Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON!  

How can leaders and investors rethink "impact" to take a more thoughtful, long-term approach? Lisa Slayton,CEO and founder of Tameem Partners, joins hosts Andrew Reichert and Daniel Croce to challenge conventional notions of impact, examining how short-term, reactionary approaches often cause unintended harm. They discuss the important inner work leaders must do to cultivate self-awareness and groundedness before seeking external change. Check this episode out for an insightful discussion on mindsets and models to drive change in more sustainable and ethical ways.   [00:00 - 06:16] - Leadership Approaches and Defining Impact Discussion on long-term vs short-term impact frameworks Examination of leadership tendencies to be reactive   [06:17 - 12:14] - The Role of Pausing Difference between reacting and thoughtful responding Practice of building in pauses before decisions   [12:15 - 19:16] - The Paradox of Growth In growth, we must let go of old ways to embrace new Leaning into discomfort and the unknown   [19:17 - 28:37] - Examining Unintended Consequences Short-term approaches often create anxiety/harm Leadership malpractice occurring without self-examination   [28:38 - 37:32] - Life in Flux Book Lisa's upcoming book offers navigational skills for change Focused on grounding leaders in Epoch of acceleration   Connect with Lisa! https://tamimpartners.com/     https://www.linkedin.com/in/lisa-slayton-015aa01/   Key Quote: "Even before the small decisions, you can always take 3 deep breaths." - Lisa Slayton   Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON!  

In this season recap episode, hosts Andrew and Dan reflect on key insights from conversations with each guest over the past season. They discuss takeaways around investment discipline, the importance of experts and mentors, building flat organizational structures, raising capital ethically, leaving a legacy through estate planning, and impact investing to help refugees. This episode serves as a refresher going into 2024 of the insights we've learned throughout season three.   [00:00 - 02:10] - Opening segment [02:11 - 04:16] - Joshua Pollard [04:17 - 07:01] - Ali Swart and Samantha Spitzer Sheetz [07:02 - 08:38] - Nicole Shirk [08:39 - 11:02] - Lupei Chou [11:03 - 12:42] - Maria Zondervan [12:43 - 14:52] - Tim Daigle [14:53 - 17:08] - Kim Bodnar [17:09 - 20:32] - Michael Hall   Key Quotes:   "Particularly as we're in a down cycle economically, people are tempted to make bad decisions" - Andrew Reichert   "If you're willing to roll up your sleeves and learn the game, you can do it." - Daniel Croce   Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON!

In this episode we are joined by Michael Hall, a real estate investor and partner at Launch Capital, a firm focused on providing quality and affordable housing for refugees resettled in the U.S. Michael discusses the major housing challenges refugees face upon arrival and how Launch Capital is meeting the need through a unique, impact-driven business model centered around refugee tenants. Launch Capital purchases apartment complexes in areas with high refugee populations and manages them with the unique needs of refugee residents in mind - from maintenance and operations to community building. The resulting low turnover rates, strong collections, and stability allow Launch Capital to generate solid returns while positively impacting refugee families through accessible housing.   [00:00 - 05:04] - Creating Launch Capital's Refugee Housing Model Identified major housing access barriers refugees face when resettled in US Believed refugees overlooked as stable, reliable tenants For-profit model specifically targets refugees through specialized management   [05:05 - 09:32] - Refugee Tenants Produce Strong Financial Returns 10%+ cash-on-cash returns, 25%+ IRR targeted Half the industry turnover rate at 20% Focus on workforce housing while keeping units affordable   [09:33 - 17:57] - Unique Property Management Approach Relationship-based model with frequent touchpoints Bi-monthly unit inspections identify issues proactively High resident desire for housing stability enables low turnover   [17:57 - 23:00] - Growth Trajectory and Strategy Expanding into new markets like Dallas Educating investors on benefits of longer hold strategies Vision to scale exponentially across US to meet high annual refugee arrival figures     Connect with Michael! LinkedIn: https://www.linkedin.com/in/michael-hall-9b686b3b/     Quotes: "20% of all renting households are headed by a foreign born head of household" - Michael Hall "One of our biggest reasons for move outs is people actually buying a home" - Michael Hall   Visit our website https://www.birgo.com/to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON!  

Attorney Kim Bodnar joins Andrew to discuss how to properly plan your estate, especially when it comes to your real estate holdings. They cover inheritance taxes, transfer taxes, deed transfers to heirs, issues with reverse mortgages, and opportunities for investors when estates have not been properly handled. In this episode, you'll uncover key strategies to safely pass down property, avoid financial landmines, and even profit by snatching up deals from poorly planned estates.   [00:00 - 03:22] - Introduction to Kim Bodnar Kim introduces her experience as an attorney practicing for over 30 years She handles litigation, estate planning, and estate administration Calls herself a "whole life attorney" working with clients "cradle to grave"   [03:23 - 14:13] - Planning Your Real Estate Inheritance Kim advises clients to decide early who should inherit their real estate Transferring deeds to children ahead of time avoids taxes Inheritance tax and transfer tax exemptions in Pennsylvania   [14:14 - 20:26] - Issues With Reverse Mortgages Problems arising when reverse mortgage companies bet wrong on life expectancy Reverse mortgages left in deceased parents' names creates complications Opportunities for investors to purchase these properties   [20:27 - 27:50] - Additional Real Estate Planning Strategies Creative idea to sell home but continue renting from new owners Importance of keeping beneficiary designations updated How Kim continues learning through legal education and networking   Connect with Kim! Website: https://www.kabodnar.com/   Quote: "I try to encourage my clients to, as soon as possible, decide who they would like their real estate to go to." - Kim Bodnar   Visit our website www.birgo.com to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON!

In this episode, Andrew is joined by Tim Daigle as they discuss impact investing, entrepreneurship, and how we can use 100% of our capital to make a positive impact. Tim shares his journey from big consulting to launching a faith-driven investor network in Pittsburgh. He provides tips for entrepreneurs, an impact investing framework, and examples of investments that balance financial returns with social impact.   [00:00 - 04:40] - Introductions and Tim's Background Tim shares his journey from consulting to becoming a young adult pastor and then launching his own business and the Faith Driven Network   [04:41 - 07:18] - Unique Aspects of Faith Driven Investing Challenges entrepreneurs and nonprofits to develop sustainable business models instead of relying on donations Came from interacting with young adults at church who were launching businesses   [07:19 - 11:50] - Capital Equals Influence and Impact Examples Investing directly in companies and funds to drive impact Example of low-return, high-impact real estate investment to help startup property management company   [11:51 - 16:00] - Framework for Impact Investing Asset Allocation Quadrant model with high/low impact and high/low financial return Recommended percentage allocations to each quadrant   [16:01 - 27:59] - Additional Asset Allocation Details and Lightning Round Example of investment that moved from low to high return quadrant Tim's biggest wins, favorite food, and content recommendations     Connect with Tim! Website: www.faithdrivenpgh.com   Quotes: "There's a lot of good nonprofits that are doing work. What we're looking at is how do you really come alongside people to help them" - Tim Daigle   "I think to do impact investing, you need entrepreneurs who are doing the kind of things you want to invest in." - Tim Daigle     Visit our website www.reiturn.com to learn more about High-Quality Recession Resistant Assets for the Everyday Investor -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON!  

In this episode, hosts Andrew and Dan interview Maria Zondervan, CEO of Blue Vikings Capital, about her work in multifamily real estate investment. Maria shares her personal story of having a son with autism and how that motivated her to get into real estate investing to create generational wealth for him. She provides tips for passive investors looking to get started and discusses what she looks for when evaluating deals. Maria also talks about how she educates investors and builds trust with them.   [00:00 - 10:58] Motivations for Transitioning to Real Estate Investing Maria's son being diagnosed with autism made her realize the importance of generational wealth planning She got into real estate investing on the side while working as a wildlife biologist to build wealth for her son's future Shifted to multifamily real estate investing after retiring from her biology career [10:59 - 23:30] Tips for New Passive Real Estate Investors Attend local real estate networking events to learn about opportunities Pick one investing strategy instead of jumping between different options Make small investments yourself first before involving other people's money [23:31 - 25:38] What To Look For When Evaluating Deals Vet the operators and make sure they have experience and good reviews Ensure the market and asset class make sense for the deal Make sure the business plan aligns with your investment goals and timeline [25:39 - 29:43] Lightning Round with Maria Her biggest win is her teenage kids still wanting to spend time with her Favorite movie is Titanic and favorite food is pizza She's currently focused on business strategy growth   Connect with Maria! Website: www.bluevikingscapital.com Quotes: "The fear of loss is always greater than the anticipation of gain." - Maria Zondervan   "People get really tied up with the numbers, but does the business plan and the overall strategy of this work with what you're doing?" - Maria Zondervan   Visit our website www.reiturn.com to learn more about High-Quality Recession Resistant Assets for the Everyday Investor   -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON!

In this episode, Andrew Reichert interviews Lupei Chou, a Naval officer turned real estate investor. Lupei shares her journey from being a hands-off investor to taking an active role in managing her properties. She stresses the importance of education, finding a community, and taking it slow when getting started in real estate investing. Lupei also discusses how having her son has further motivated her to build generational wealth through property. She provides advice for financing projects creatively, like through government programs for affordable housing. If you're looking for the inspiration to make your next move in real estate, this is the episode for you!   [01:00 - 05:27] - Lupei's Background and Entry into Real Estate Investing Transitioning from Naval officer to real estate investor Getting started after selling a previous investment property Realizing the importance of education and community in real estate [05:28 - 09:18] - Advice for New Real Estate Investors Take it slow and move smart as a beginner Surround yourself with like-minded people Be hands-on and actively manage properties [09:19 - 14:31] - Investing with a Social Impact Having a child motivated Lupei to creating generational wealth Using government programs for affordable housing projects Providing housing for low-income families [14:32 - 16:30] - Applying Military Experience to Real Estate Leadership training instilling discipline and work ethic Respecting people in the flat business structure vs. military hierarchy Getting things done through perseverance and drive [16:31 - 23:41] - Lighting Round & Closing Segment Book recommendation, The Power of Zero, for tax tactics Learn to slow down to grow   Connect with Lupei! Website: https://crowncapitalcorp.com/ LinkedIn: https://www.linkedin.com/in/lupeichou/ Instagram: https://www.instagram.com/lupeichou/   Quotes: "Our actions are really driven by the people surrounding us" -Lupei Chou "Sometimes growing is slowing down" - Lupei Chou   Visit our website www.reiturn.com to learn more about High-Quality Recession Resistant Assets for the Everyday Investor   -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON!

Get an inside look at company culture at Birgo in this exclusive interview with Head of People, Nicole Shirk. Nicole gives us a behind-the-scenes look at how Birgo creates an environment where employees can thrive professionally and personally. Learn how Birgo turns core values like "rhinocerality" into tangible actions that shape hiring, performance reviews, and recognition. Find out how implementing operating systems creates clarity and alignment across a growing company. Discover Birgo's innovative approaches to compensation philosophy and employee wellbeing. Whether you're leading a team or want to work for an impact-driven company, this episode provides real insight into building mission-driven organizations.   [00:00 - 05:17] Introduction to Nicole and Her Role at Birgo Nicole has 18 years experience in the social profit sector Joined Birgo to mobilize people towards a mission Oversees the employee life cycle and culture as Head of People [05:18 - 07:55] Birgo's Core Values - THRIVE - and How They Shape Culture THRIVE values: Teamwork, Humility, Rhinocerality, Integrity, Vision, Excellence Values used for hiring, performance management, recognition Reinforced through stories and living them out daily [07:56 - 09:18] Creating a Cohesive Culture Affirming the value of every employee regardless of role Fostering open and honest dialogue across the company Making space for all perspectives to be heard [09:19 - 12:32] Taking a Thoughtful Approach to Compensation Led process of developing compensation philosophy Gathered input from employees at all levels Listened to what matters most to team members Established philosophy based on market study and feedback [12:33 - 15:46] Implementing EOS Operating System for Simplicity and Alignment EOS provides clarity, alignment, and consistency Tools like visioning, issue tracking, meeting rhythms Gets everyone rowing in the same direction [15:47 - 19:19] Lightning Round with Nicole and Closing Remarks Shares about recent "win", favorite movie, food, growth areas, and content   Quotes: "We're committed to not just who are you today in this particular job, but who do you want to be in all of life and how can we help you get there" - Nicole Shirk "Fundamentally, we want to be about listening to our employees, not presuming that we know always what they need" - Nicole Shirk   Connect with Nicole! Nicole's LinkedIn: https://www.linkedin.com/in/nicole-shirk-aa82505 Nicole's Email: [email protected] -- LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON!

From humble beginnings to managing fortunes, Ali Swart and Samantha Spitzer Sheetz of Waldron Private Wealth join Dan and Andrew to unravel the financial journeys that led them to the pinnacle of wealth management.   Ali and Samantha share their unique financial literacy and stewardship paths, discussing how their personal backgrounds have shaped their professional journeys. They describe how they make an impact beyond their firm by creating a podcast called Wealth Simplified to spread financial knowledge to the masses. They emphasize the importance of staying up-to-date with industry trends, including reading the Wall Street Journal, attending conferences, listening to podcasts, and reading blogs like Andrew Kitsis'.    Whether climbing the corporate ladder or looking to master your family's finances, Allie's and Sam's stories will inspire you to redefine Wealth and success!   [00:00 - 07:48] Opening Segment How Ali Swart and Samantha Spitzer Sheetz got into finance and wealth management   [07:49 - 14:20] Staying Up to Date on Industry and Market Trends The Wealth Simplified podcast was created to provide financial advice and solutions to those who cannot afford it It covers debt management, cash flow, retirement savings, caring for aging parents, etc. The importance of staying up to date with the current trends   [14:21 - 22:11] Financial Literacy and Education: The Key to Success for the Next Generation Ben Carlson and Michael Batnick's Animal Spirits podcast is an excellent source of market commentary Setting up education savings funds for young family members is a great way to start them off Teaching kids the value of work and Money is important   [22:12 - 28:14] Money Isn't Always the Solution Money is not always the solution to stress; it can even be a source of stress if not managed well Communication is vital when it comes to money decisions, especially in relationships It's essential to work with professionals and build a team of experts to help manage finances Holistic financial planning requires a group of at least three people: CFP, CPA, and estate planning attorney   [28:15 - 36:42] Closing Segment Get to know Samantha and Ali through the lightning round! Connect with them through the links below Quotes:   "I wanted to be able to help families avoid some of the arguments that I heard my parents have." - Ali Swart   "It's not what you make. It's what you keep." - Samantha Spitzer Sheetz   "Money is earned by doing something. It's not just given to you." - Ali Swart Connect with Samantha and Ali! Samantha's LinkedIn: https://www.linkedin.com/in/samanthasheetzcfp/  Ali's LinkedIn: https://www.linkedin.com/in/ali-swart-cfp%C2%AE-mba-9065271a/  Website: https://www.waldronprivatewealth.com  Podcast: https://offer.waldronprivatewealth.com/wealth-simplified    --   LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON!

Joshua Pollard, President and CEO of Omicelo, a mission-driven private equity firm investing in real estate, healthcare, and sustainability sectors, joins us to share his story of growing up in a family of steelworkers and veterans and his experience working at Goldman Sachs. He shares two key realizations that led him to pursue his venture: the need for impact and ownership and the importance of creating meaningful change through one's work. He also explains how he started his nonprofit Omicelo Care to help those who are uninsured or underinsured get access to medical care.   Tune in as Joshua shares how mission-driven businesses can be profitable and successful while positively impacting their communities.    [00:00 - 07:29] Exploring Impact and Ownership Joshua's background and career He wanted to have both impact and ownership when investing, which led him to start Omnicelo Mission-driven means being motivated by a greater goal than money while also recognizing the importance of profitability   [07:30 - 16:49] Investing with a Mission More significant goals can connect the company to its partners, clients, and employees more sincerely and firmly than money alone 250 community members have been taught how to invest in real estate through programs such as the Real Estate Co-Powerment Series Omnicelo focuses on investments in real estate, healthcare, and sustainability    [16:50 - 24:34] Discovering the Seven Pillars of a Sustainable Business The concept of 'seven pillars' for sustainable business It is vital to have a good strategy and people for a business There is a need to have both financial and energy sustainability   [24:35 - 29:13] Closing Segment Get to know more about Joshua through the lightning round! Final words Quotes:   "What does it mean to be mission-driven? To me, to be mission-driven means to be motivated by a greater goal than money while simultaneously acknowledging the important role of profitability and achieving that greater goal time and time again." - Joshua Pollard   "If you can be genuine in your mission orientation, it should lead to higher profitability. And that's how we try to operate our business." - Joshua Pollard Connect with Joshua! Website: www.Omicelo.com    --   LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, YouTube, or whatever platform you listen on. Thank you for tuning in, and Stay Tuned for the next episode COMING SOON!