Safe Dividend Investing

Send us Fan MailWelcome to Safe Dividend Investing’s Podcast # 273 on May 2nd of 2026. My name is Ian Duncan MacDonald, and I am the author of 7 investment books. My seventh investment book, Achieving Financial Independence Safely - 200 NYSE Stocks Analyzed and Scored" became available January 3rd on Amazon. You can easily find it by searching in Amazon or Google for "Ian Duncan MacDonald books". For more information on all my books, stock scoring software and podcasts go to www.informus.caIn this week's podcast we hear from Eddie in Vancouver who writes about how he came to be a self directed investor and why he ceased to be a stock speculator chasing after the next big score.It is important to do your own research when you are looking for financially strong stocks with long histories of rising share prices and dividend payouts. The stock scoring software that comes with my books helps you in making good stock buying decisions. Over the 273 issues of the weekly  "Safe Dividend Investing" podcasts you can get many insights into building a safe strong generous portfolio.What investment insights do you have to share with listeners? Send them to [email protected] Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing’s Podcast # 272 on April 25th of 2026. My name is Ian Duncan MacDonald, and I am the author of 7 investment books. My seventh investment book, Achieving Financial Independence Safely - 200 NYSE Stocks Analyzed and Scored" became available January 3rd on Amazon. You can easily find it by searching in Amazon or Google for "Ian Duncan MacDonald books". For more information on all my books, stock scoring software and podcasts go to www.informus.caIn this week's podcast I investigate how to safely maximize the income realized from dividends. If investors who did well over six years by investing in the top 20 highest scoring stocks in my my 2020 book "Safer Better Dividend Investing" would their dividend income not have been much higher if they had instead invested in the 20 stocks listed in the book that had the highest dividend yield percentages? I was surprised by what my research revealed.It is important to do your own research when you are looking for financially strong stocks with long histories of rising share prices and dividend payouts. The stock scoring software that comes with my books helps you in making stock buying decisions. Over the 272 issues of the weekly  "Safe Dividend Investing" podcasts you can get many insights into building a safe strong generous portfolio.Ian Duncan MacDonaldIan Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing’s Podcast # 271 on April 18th of 2026. My name is Ian Duncan MacDonald, and I am the author of 7 investment books. My seventh investment book, Achieving Financial Independence Safely - 200 NYSE Stocks Analyzed and Scored" became available January 3rd on Amazon. You can easily find it by searching in Amazon or Google for "Ian Duncan MacDonald books". For more information on all my books, stock scoring software and podcasts go to www.informus.caIn this week's podcast I explore stock scoring. This is objectively measuring the benefits and risks of mathematically comparing one stock with another. There are about 14,000 stocks in North America that you could purchase. Is it possible to select and score all these stocks and narrow you stock purchase down to 20 that are going to give you the best return on your investment over six years?To prove that stock scoring works I go back to 2020 when I released my book, "Safer Better Dividend Investing". How did the 20 highest scoring stocks identified in that book do over the last six years. You may be surprised.Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing’s Podcast # 270 on April 11th of 2026. My name is Ian Duncan MacDonald, and I am the author of 7 investment books. My seventh investment book, Achieving Financial Independence Safely - 200 NYSE Stocks Analyzed and Scored" became available January 3rd on Amazon. You can easily find it by searching in Amazon or Google for "Ian Duncan MacDonald books". If you invest in Canadian stocks, my book "Canadian High Dividend Investing - 215 Scored Stocks" would be recommended.  For more information on all my books, stock scoring software and podcasts go to www.informus.ca or do a search in Google or in Amazon for "Ian Duncan MacDonald Books". At Amazon you will find reviews by investors and sample chapters.This podcast is an appeal to listeners to write to me about self-directed investing, financially strong companies and what surprises they have encountered in their investing.These responses will be shared in future podcasts of Safe Dividend Investing.Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing’s Podcast # 269 on April 4th of 2026. My name is Ian Duncan MacDonald, and I am the author of 7 investment books. My seventh investment book, Achieving Financial Independence Safely - 200 NYSE Stocks Analyzed and Scored" became available January 3rd on Amazon. You can easily find it by searching in Amazon or Google for "Ian Duncan MacDonald books". For more information on all my books, stock scoring software and podcasts go to www.informus.caThis week's podcast is a departure from my usual offering. Paul Musson went through my podcast and wrote comments about its content. He was a professional investor employed as a portfolio manager with MacKenzie Investments for almost 25 years. His responsibilities included managing ten billion dollars in assets.I have encountered many investment advisors but Paul is the first portfolio manager I have met. I was curious whether he would be critical of my emphasis on investing safely in financially strong stocks paying high dividends. His written comments were recorded by me into the dialogue for the podcast.What the podcast is about is how now faced with the sale of a stock where was I going to invest that cash. I have not had to buy or sell a stock in several years. Usually most investors are speculators trying to quickly buy and sell their stock at the earliest opportunity to gain a profit or to avoid a loss. Would Paul see my infrequent trading and careful stock choices as contrary to a professional's approach to investing?Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing’s Podcast # 268 on March 28th of 2026. My name is Ian Duncan MacDonald, and I am the author of 7 investment books. My seventh investment book, Achieving Financial Independence Safely - 200 NYSE Stocks Analyzed and Scored" became available January 3rd on Amazon. You can easily find it by searching in Amazon or Google for "Ian Duncan MacDonald books". For more information on all my books, stock scoring software and podcasts go to www.informus.caWho are those ultra high dividend stocks that you are warned against investing in? Investment advisors like to paint high dividend stocks as traps to rob you of your money. I was curious to investigate if I should consider adding some ultra high dividend stocks to my portfolio.  While I have found that most advisors know little about dividend stocks, I was curious to investigate the differences between several ultra high dividend stocks paying a dividend yield percent exceeding 20% to a stock like Citigroup that 15 analysts recommend buying but only pays a dividend yield percent of 2.13%.In this podcast I calculate the IDM stock scores of several ultra high dividend stocks and analyze their risk. If you have ever been considered adding an ultra high dividend stock to your portfolio, you will find this podcast interesting.Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing’s Podcast # 267 on March 21st of 2026. My name is Ian Duncan MacDonald, and I am the author of 7 investment books. My seventh investment book, Achieving Financial Independence Safely - 200 NYSE Stocks Analyzed and Scored" became available January 3rd on Amazon. You can easily find it by searching in Amazon or Google for "Ian Duncan MacDonald books". For more information on all my books, stock scoring software and podcasts go to www.informus.caGeopolitical risk has now become the biggest threat to the stock market. It has created supply chain instability and has polarized countries into being either friends or enemies. Close behind this risk and being used as weapons to subjugate perceived enemy countries are tariffs, sanctions, export controls and restricted access to new technologies. Supply chains have been thrown into disarray and long-established global alliances are being shredded. The flames of retaliatory trade wars between nations are being fanned. In this week's podcast I discuss how to build a stock portfolio that will allow you to safely navigate these turbulent times and protect you from both the threat of inflation and a recession.Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing’s Podcast # 266 on March 14th of 2026. My name is Ian Duncan MacDonald, and I am the author of 7 investment books. My seventh investment book, Achieving Financial Independence Safely - 200 NYSE Stocks Analyzed and Scored" became available January 3rd on Amazon. You can easily find it by searching in Amazon or Google for "Ian Duncan MacDonald books". For more information on all my books, stock scoring software and podcasts go to www.informus.caIn this week's podcast I review what options exist when you are no longer able to manage your stock portfolio.In my March 7th podcast I was once again not very complimentary of investment advisors. Being a self-directed investor is seen as being a better, safer and more cost-efficient method of investing than placing your portfolio in the hands of an investment advisor. However, what happens when your advanced age eventually makes self-directed management of your investment portfolio no longer possible? One of the listeners to that podcast responded with a good question.  He asked, if you cannot trust investment advisors employed by large financial institutions to manage your stock portfolio then who would you trust to handle your stock portfolio?Until this listener raised this question with me, I had never considered what I would do if my wife and my children predeceased me and I needed someone to manage my affairs if I became incapacitated. I know from experience that I do not trust investment advisors employed by a large financial institution. As well, the lawyers and accountants I have dealt with knew little about commercial risk and judging the potential of stocks.What professional would I then not hesitate to entrust the management of my stock portfolio to? I explain in this podcast that I would choose a trustee in bankruptcy and why I would do so. This would be a fiduciary role independent from their bankruptcy work.Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan Mail12 March 2026 - While going back through all 265 Podcasts to find which podcast has had the most listeners,  I found two Podcasts that for some reason had never been broadcast. One of them was Podcast #41 recorded December 8 or 2021. Podcast #41 has some good insights into the problems with mutual funds  and buybacks.Unfortunately it did not have a transcript with it.I made them available to listeners today.IANIan Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailOctober 20, 2021This podcast covers the final five chapters of my first investment book, "Income and Wealth from Self-Directed investing".  In it, we explore how 9 information elements are graded to provide a public company's total stock  score. The higher the score, the safer and higher the dividend payments and the more likely the stock will show a capital gain of 9 percent or more in a year.  The highest possible score would be 100 and the lowest would be zero.  Out of the thousands of scores I have calculated, the highest score has been a 78 and the lowest has been a 7. Being able to score and then sort by score, stocks traded on any stock exchange makes it easier for you to build a strong portfolio,  The fact that the stocks in the charts in my books are sorted in descending order by score, price, dividend percent and alphabetically greatly speeds up the process.The following questions are answered in this podcast:(1) If a stock had a share price of $100 how many points would this contribute to its total score?(2) If it was a stock that had not existed 4 years ago, how many points would it contribute to the total score?(3) If five analysts recommended the stock, how many points would this contribute?(4) If a stock was paying dividend yield percent of 8%, how many points would that contribute?(5) If a stock's operating margin exceeded 85%, how many points would that add to the score.(6) If the number of shares trading on average in a day was 9,000 how many points would be added to the score?(7) If the stock were a high-flying technical stock with a price to earnings ratio of 350.1x  how many points would such a high P/E ratio generate?(8) What must you always do after you have identified the 20 stocks in the book you want for your portfolio, and you are now ready to buy?(9) Why are preferred shares not recommended for your portfolio?(10) What industry has the highest scores?In these 32 podcasts I wanted to cover the content of at least one of my investment books  to give those with an interest in investing an idea of what was involved in choosing stocks and building a portfolio. More importantly I wanted you to realize that  with the tools I provide that you are perfectly capable of building a strong dividend portfolio on your own.  If an 80-year-old Miss Innocence can build a strong dividend portfolio, that has grown by hundreds of thousands of dollars over the last 3 years while providing her with a generous income, you also can do it.Next week, I will begin reviewing questions brought to my attention by investors over the last three years.  Some questions in 2020  were projections about stocks being impacted by COVID-19.If you have any questions, please email them to [email protected].  I am usually sitting at my desk working on the "American High Dividend Handbook" and I will likely see your message flash across my screen.  It will give me a break from the tedious job of building hundreds of charts.  That book should be available next month. For information on my novels, investment books and art, visit my website:www.saferbetterdividendinvesting.comIan Duncan MacDonaldInformus Inc (Publishing DiviIan Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing’s Podcast # 265 on March 7th of 2026. My name is Ian Duncan MacDonald, and I am the author of 7 investment books. My seventh investment book, Achieving Financial Independence Safely - 200 NYSE Stocks Analyzed and Scored" became available January 3rd on Amazon. You can easily find it by searching in Amazon or Google for "Ian Duncan MacDonald books". For more information on my other books and safe investing go to www.informus.caIn this week's podcast I ask the question, "Can Investment Advisors be Trusted". To  generate enough income to live on an advisor must service and sell a hundred or more investors.  The large financial institutions they work for provide bonuses and other incentives to push the investment advisor to exceed monthly targets. If these objectives are not achieved the investment advisor's job may be terminated. Being an investment advisor is a stressful job. To survive it can result in investment advisors bending the rules. Some financial institution turn a blind eye to practices that are not only shady but pure theft.  Before you turn over your life savings to an investment advisors consider the warnings in this podcast.In my first investment book, "Income and Wealth from Self-Directed Investing" I went into detail in how an 80-year-old widow was not only robbed by the investment advisor in one major bank but also by the investment advisor in the second bank she had transferred her investment portfolio to.  Her attempt to  find an honest investment advisor had failed.She then followed my directions and became a successful self-directed investor who was able to  recover the hundreds of thousands she had lost as a full service investor with the two major banks.I have been retired for 20 years and living very well off my investments. My high net worth continues to grow year-after-year along with my high income. I own no ETFs, no mutual funds or bonds. 100% of my portfolio is in financially strong, high dividend paying stocks. Even when the share prices declined in the market crashes of 2008 and 2020 my dividend income grew and was not impacted.I select the stocks by scoring them.  My background was in building large commercial risk scoring systems that rated millions of companies for banks, insurance companies and trade suppliers. To me stocks are just another form of commercial risk. My objective is to show investors how to safely invest.Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing’s Podcast # 264 on February 28th of 2026. My name is Ian Duncan MacDonald, and I am the author of 7 investment books. My seventh investment book, Achieving Financial Independence Safely - 200 NYSE Stocks Analyzed and Scored" became available January 3rd on Amazon. You can easily find it by searching in Amazon or Google for "Ian Duncan MacDonald books". For more information safe investing go to www.informus.caI have been retired for 20 years and living very well off my investments. My high net worth continues to grow year-after-year along with my high income. I own no ETFs, no mutual funds or bonds. How is the constant growth in my portfolio possible? Why have I never had to sell any of the stocks in my portfolio to maintain my life style?100% of my portfolio is in financially strong, high dividend paying stocks. Even when the share prices declined in the market crashes of 2008 and 2020 my dividend income grew and was not impacted.I select the stocks by scoring them.  Years can go by without my seeing any need to make changes to my safe portfolio of 20 stocks. In this week's podcast I discuss the 8 scoring factors I use to asses stocks. My background was in building commercial risk scoring systems that rated millions of companies for banks, insurance companies and trade suppliers. To me stocks are just another form of commercial risk,Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing’s Podcast # 263 on February 21st of 2026. My name is Ian Duncan MacDonald, and I am an author of 7 investment books. My seventh investment book, Achieving Financial Independence Safely - 200 NYSE Stocks Analyzed and Scored" became available January 3rd on Amazon. You can easily find it by searching in Amazon or Google for "Ian Duncan MacDonald books". How much thought have you put in choosing the bank where you deposit your money? What bank stocks have you chosen to invest in? A quick Google query as to your bank’s ratio of uninsured deposits is either going to reassure you or concern you. Those banks reporting a ratio greater than 50% in uninsured deposits to total deposit have an elevated risk. Bank failures can occur just like they did in 2008 when cheap credit and a failure to determine the credit worthiness of home buyers created an inflated housing bubble. When that bubble burst home buyers lost their mortgage deposits and homeowners saw the equity in their houses disappear.  Business and consumer bankruptcies and foreclosures spiked. Mortgage-backed securities failed resulting in a recession leading to the Lehman Brothers bank failure. This was the largest bank failure in US history. In today's podcast we examine the 5 safest banks in North America and the 5 largest banks in North America.Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing’s Podcast # 262 on February 14th of 2026. My name is Ian Duncan MacDonald, and I am an author of 7 investment books. My seventh investment book, Achieving Financial Independence Safely - 200 NYSE Stocks Analyzed and Scored" became available January 3rd on Amazon. You can easily find it by searching in Amazon or Google for "Ian Duncan MacDonald books". Realizing a good dividend income from a financially strong portfolio does not mean you can ignore unnecessary drains on your income. For example, have you been scammed, conned, cheated, robbed, or otherwise relieved of money today, yesterday, last week or last month by businesses you thought you could trust? Hopefully the loss was only a few hundred dollars. Scammers know that people tend to be more cautious with larger sums. They deliberately keep their scams under a few hundred dollars to remove your incentive to fight to recover what you have lost. The scammers that you will usually encounter aim for high volumes of small, scams rather than a single big one. They count on you treating your loss as a lesson learned and walking away. This allows the scammers to continue scamming others. In today's podcast I will explain how you can recover your money from scammers.Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing’s Podcast # 261 on February 7th of 2026. My name is Ian Duncan MacDonald, and I am an author of 7 investment books. My seventh investment book, Achieving Financial Independence Safely - 200 NYSE Stocks Analyzed and Scored" became available January 3rd on Amazon. You can easily find it by searching in Amazon or Google for "Ian Duncan MacDonald books". I will maintain the introductory price for this new book until I have finished contacting all the previous buyers of my books have been contacted and given a chance to purchase it at its introductory price.In this podcast I discuss the 4% rule. It advises that once you retire you should only sell off 4% of your portfolio each year if you want that portfolio to provide you with a steady income until you are ninety.  However, I have found over the last 20 years that if you carefully invest equally in 20 financially strong companies that have  long histories of paying high dividends you will find that your dividend income and the value of your portfolio will almost automatically keep increasing. There is no reason your portfolio and your dividend income can not keep growing until the day die. Years will go by, where by living within your dividend income you will have no need to sell stocks to live well. Your income will rise ahead of inflation and if you live to 110 your portfolio will still be growing.I wonder if promoting the 4% liquidation rule was a strategy spread by investment advisors to assure them of a reliable income from your portfolio for the next 30 years? If your dividend income is going to roll in automatically from your carefully chosen dividend stocks, what are you paying an advisor tens of thousands of dollars for every year? It has been my experience that few investment advisors know much about dividend investing other than it is a threat to their income. My books are not get-rich-quick books. They are about showing people just like you how to  select, from the thousands of stocks available, those few that are financially strong with long histories of paying ever rising high dividends with ever increasing share  prices.  My objective is to give  investors the confidence  to consider building safe stock portfolios as self-directed investors. Once your  financial independence is realized, you will, like me, enjoy a generous, reliable, income for the rest of your life. Please, visit my website www.informus.ca if you wish to learn more about me and my writing.Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing’s Podcast # 259 on January 24th of 2026. My name is Ian Duncan MacDonald, and I am an author of 7 investment books. My seventh investment book, Achieving Financial Independence Safely - 200 NYSE Stocks Analyzed and Scored" became available January 3rd on Amazon. You can easily find it by searching in Amazon or Google for "Ian Duncan MacDonald books". I will maintain the introductory price for this new book until all the previous buyers of my book have been informed of its release.The latest hyper promotion of Artificial Intelligence penny stocks as the next Microsoft or Nvidia reminds me of the pump and dump strategy of stock promoters pushing gold stocks that I encountered decades ago, early in my career. Today, almost the same language is being used however they are now aided by the  internet and other computerized aids.In this podcast I analyze an actual penny stock and explain what to look for to avoid getting caught up in a pump and dump scheme in which you could lose all your money. It is astounding how much these investment schemes can make for the stock promoters at the expense of investors. No one puts a gun to the head of those purchasing these stocks. They are blinded by what they think is a "sure thing", despite the fact that they have done not even the basic research on the stock. My books are not get-rich-quick books. They are about showing people just like you how to  select, from the thousands of stocks available, those that are financially strong with long histories of paying ever rising high dividends with ever increasing share  prices.  My objective is to give  investors the confidence  to consider building safe stock portfolios as self-directed investors. Once your  financial independence is realized, you will, like me, enjoy a generous, reliable, income for the rest of your lives. Please, visit my website www.informus.ca if you wish to learn more about me and my writing.Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing’s Podcast # 259 on January 24th of 2026. My name is Ian Duncan MacDonald, and I am an author of 7 investment books. My seventh investment book, Achieving Financial Independence Safely - 200 NYSE Stocks Analyzed and Scored" became available January 3rd on Amazon. You can easily find it by searching in Amazon or Google for "Ian Duncan MacDonald books". Until February 10th, it is available at a discounted price.Today, I compare five stocks each with a share price greater than $300. Four of them are AI stocks: Alphabet, Adobe, Microsoft and Meta Platforms. The fifth stock (traded on the New York Stock Exchange) is as far away from being an artificial intelligence stock as you can get but unlike the four AI stocks it has anunusually high dividend yield of 9.65%. It is almost impossible to find a stock with a share price over $100 paying a dividend even as high as 2%. I wondered if this high dividend stock was a scam. I had to investigate this unusual stock and share with you what I learned. My books are not get-rich-quick books. They are about showing people just like you how to  select, from the thousands of stocks available, those that are financially strong with long histories of paying ever rising high dividends and ever increasing share  prices.  The objective of my podcasts is help give investors the confidence  to consider building stock portfolios as self-directed investors. Once your  financial independence is realized, you will, like me, enjoy a generous, reliable, safe income for the rest of your lives. Please, visit my website www.informus.ca if you wish to learn more about me and my writing.Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing’s Podcast # 258, on January 17th of 2026. My name is Ian Duncan MacDonald, and I am an author of 7 investment books. My seventh investment book, Achieving Financial Independence Safely - 200 NYSE Stocks Analyzed and Scored" became available January 3rd on Amazon. You can easily find it by searching in Amazon or Google for "Ian Duncan MacDonald books". Until February 10th, it is available at a discounted price.Being a miners son and having worked my way through university as a mine laborer I found it interesting this week to read an author's views about the attitudes towards money of the wage earning working class to that of high-net-worth attitude of the wealthy class. Having also been well compensated senior executive in large corporations and now living off my investments I felt qualified to add my views on the differences.  Is the billionaire with his investment portfolios really happier because of his investments or do they weigh him down?A similar question was raised by another author who suggests your objective should be to strive to spend all you have accumulated and to die with a net worth of zero. I find there is something sad to imagine seeing joy in the eyes of the soon to be departed because he has achieved his ambition of reducing his wealth to zero. You may find my views on such an ambition interesting. My books are not get-rich-quick books. They are about taking a little time to carefully seek out financially strong companies with long histories of paying ever rising high dividends accompanied by rising share prices. Diversification,           persistence and patience win out in investing. The objective is achieving financial independence for the rest of your life.Please, visit my website www.informus.ca if you wish to learn more about me and my writing.Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing’s Podcast # 257, on January 10th of 2026.  Happy New Year!My name is Ian Duncan MacDonald, and I am an author of 7 investment books. My seventh investment book, Achieving Financial Independence Safely - 200 NYSE Stocks Analyzed and Scored" became available January 3rd on Amazon. You can easily find it by searching in Amazon or Google for "Ian Duncan MacDonald books". Until February 10th, it is available at a discounted price.This week I answer a question from one of our listeners who wants to understand why some of the largest of the financially strong companies who appeared in my previous books do not appear in the current book. I relate what I learned in building a national commercial risk data base of 2,200,000 businesses and why I am not surprised that the high share prices of companies is often temporary. The stocks who quickly climb from a share price of a few dollars to hundreds of dollars are at the fickle mercy of speculators. I illustrate why I trust my future income and wealth to dividend payouts rather than share prices. My books are not get-rich-quick books. They are about taking a little time to carefully seek out financially strong companies with long histories of paying ever rising high dividends accompanied by rising share prices. Diversification,           persistence and patience win out in investing. The objective is achieving financial independence for the rest of your life.Please, visit my website www.informus.ca if you wish to learn more about me and my writing.Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing’s Podcast # 256, on January 3rd of 2026.  Happy New Year!My name is Ian Duncan MacDonald, and I am an author of six investment books. Today my seventh investment book, Achieving Financial Independence Safely - 200 NYSE Stocks Analyzed and Scored" became available on Amazon. You can easily find it by searching in Amazon or Google for "Ian Duncan MacDonald books". It is my only book in the display with a green cover. Until February 10th, it is available at a discounted price.In 2025 the book required hundreds of hours of my time. It feels good to now have the freedom to investigate investment questions I have wondered about. For example, how many U.S. stocks pay dividend yields over 20% and would I consider adding any of them to my portfolio?My research identified 27 stocks out of thousands traded in the USA who pay a dividend over 20%. One paid an incredible 400% dividend. I also immediately identified one that appears in my latest book. It is one that I might have consider for my portfolio. In this week's analysis of these two stocks may get some insights in the consideration of high dividend stocks. My books are not get-rich-quick books. They are about taking a little time to carefully seek out financially strong companies with long histories of paying ever rising high dividends accompanied by rising share prices. Diversification,           persistence and patience win out in investing. The objective is achieving financial independence for the rest of your life.Please, visit my website www.informus.ca if you wish to learn more about me and my writing.Ian Duncan MacDonaldIan Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing’s Podcast # 255, on December 27th of 2025.  My name is Ian Duncan MacDonald, and I am an author of six investment books. I finally finished the editing and formatting of my latest book, “Achieving Financial Independence Safely. 200 NYSE Stocks - Analyzed and Scored”. Early next week it will be forwarded to Amazon/Kindle. As soon as it is available, I will be informing all those who sent emails to me at [email protected] requesting when they could order it at the the initial discounted price.  During the following week I came across an article by an investment analyst at a large firm. He excitedly reported that Microsoft paid out in dollars a higher dividend than any of  the S&P 500 companies. Since a Microsoft stock could be bought for $487.71 and paid out a dividend $3.64 over a year I found it hard to believe that $3.64 was something to brag about. I also wondered for such a profitable company where were the billions in profit going?This podcast deals with stock options, investment charges, greed, inflation, Verizon, portfolio's of 20 stocks, speculator blindness and achieving financial independence.  My books are not get-rich-quick books. They are about taking a little time to carefully seek out financially strong companies with long histories of paying ever rising high  dividends accompanied by rising share prices. Diversification and patience win out in investing. Please, visit my website www.informus.ca if you wish to learn more about me and my writing.Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing’s Podcast # 254, on December 20th of 2025.  My name is Ian Duncan MacDonald, and I am an author of six investment books. I continue to  working away on my latest book which will be called “Achieving Financial Independence Safely. 200 NYSE Stocks - Analyzed and Scored”. I am now down to the editing and formatting. However, I did add a new chapter to recognize the tremendous impact that AI stocks are having upon the stock market. I have anticipated that the readers of the new book would question why nothing on AI stocks would have appeared in the book.I found it interesting in researching this new chapter on AI stocks how similar an  impact it has had upon the population was to when electricity was first introduced in the late eighteen hundreds. The same fears were there about a technology that you might not be able to control. My books are not get-rich-quick books. They are about taking a little time to carefully seek out financially strong companies with long histories of paying ever rising high  dividends accompanied by rising share prices. Diversification and patience win out in investing. The objective is achieving that steady, reliable income that results in financial independence for the rest of your life. My plan is to release this new book at a greatly reduced price for ten days. If you wish to be informed of this preliminary release date, please email me at [email protected], visit my website www.informus.ca if you wish to learn more about me and my writing.Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing’s Podcast # 253, on December 13th of 2025.  My name is Ian Duncan MacDonald, and I am an author of six investment books. I am still working away my latest book to be called “Achieving Financial Independence From 180 High Dividend NYSE stocks - Analyzed and Scored”. I hope to complete it within the next ten days. The book will be of great assistance to anyone who wants to build a safe portfolio of financially strong, high dividend, income stocks. My plan is to release the book at a greatly reduced price for ten days. If you wish to be informed of this preliminary release date, please email me at [email protected] week in Podcast 252 I read an excerpt from Chapter One of the new book. This week I will finish the remainder of Chapter One.The objective of my podcasts and investment books is to motivate you to pursue financial independence as a self-directed dividend investor. You  can achieve this independence faster and at less expense than handing you life savings over to those who wish to transfer as much of your money into their pockets as they can. No one cares as much about your money as you do.Please, visit my website www.informus.ca if you wish to learn more about me and my writing.Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing’s Podcast # 252, on December 6th of 2025.  My name is Ian Duncan MacDonald, and I am an author of six investment books. I am still trying to finish my latest 340-page book book before Christmas. It is called “Achieving Financial Independence From 180 High Dividend NYSE stocks - Analyzed and Scored”. It has taken me far longer than I had expected.  It will be of great assistance to anyone who wants to build a safe portfolio of financially strong, high dividend, income stocks. My plan is to have a preliminary release of the book at a greatly reduced price. If you wish to be informed of this preliminary release, please email me at [email protected] objective with my podcasts and investment books is to motivate you to pursue financial independence as a self-directed dividend investor. Please, visit my website www.informus.ca if you wish to learn more about me and my writing.Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing’s Podcast # 251, on November 29th of 2025.  My name is Ian Duncan MacDonald, and I am an author of six investment books. Today is a very quick podcast. I am trying to finish up my latest book before Christmas. It is called “Achieving Financial Independence From 180 High Dividend NYSE stocks - Analyzed and Scored”. Over the last 7 months It has taken up much more of my time than I had expected. However, the end is in sight, and I think it will be of great assistance to anyone trying to build a portfolio of financially strong, high dividend, income stocks.I did have time this week to watch a recent lecture by Warren Buffet on YouTube. It is not often you get insights into the pluses and minuses of bit coins, investment bubbles, and why value investing works, from an outstanding investor with 70 years of investment experience. I think anyone who listens to this video will come away as I did much wiser and better informed. The lecture has a terrible title to get your attention “Bitcoin is going to zero”.  It was easily found on YouTube. I strongly recommend listening to it. Hopefully I will soon finish the job of launching my new 340-page book. My plan is to have a preliminary release of the book at a reduced price. If you wish to be informed of this preliminary release, please email me at [email protected] is Ian MacDonald hoping my 250 podcasts have motivated you to pursue financial independence as a self-directed investor. Visit my website www.informus.ca if you wish to learn more about me and my books. Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing's Podcast 250 (November 22, 2025)It is interesting to investigate what motivates investors to invest in the stock market. Do they believe that once their portfolio achieves a specific dollar amount the they will the be "wealthy". Will they recognize that spending money unnecessarily and thoughtlessly can quickly destroy the wealth they may have spent years accumulating. The reality is that if you spend all you earn, you are not getting wealthier, you are just living high.How much do ego and envy influence the spending habits of investors? Hopefully this week's podcast may help you with your investment priorities. I write my investment books for those who fear that they will lose their life savings by investing in the stock market My books show  investors  an easy, safe way to select financially strong, safe, growing companies who pay high dividends .  I have been successfully investing this way for more than twenty years . My portfolio of strong dividend stocks not only provides me with a reliable, growing six figure income but over time has continued to increase the value of my portfolio by many multiples.For more information on self-directed investing go to my website www.informus.ca or  listen to the previous 249 weekly podcasts. The first 160 podcasts are devoted to answering questions from investors just like you. Some of the remainder give you an opportunity to practice choosing stocks and introduce new relevant topicsIan Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing's Podcast 249- (November 15, 2025)When you ask someone's advice in choosing a stock are you subconsciously looking for someone, other than yourself, to blame if the stock loses money?You are perfectly capable of doing some simple, easy analysis to determine the strength and potential of a stock. In this podcast I walk you through the process. It is not difficult and takes minutes not hours to do. Two stock multi billion dollar companies UPS and FDX are used to illustrate the procedures. Rely on your own analysis and know exactly why the stock you chose was based on factual not hearsay information or stock tips. I write my investment books for those who fear that they will lose their life savings by investing in the stock market My books show  investors  an easy, safe way to select financially strong, safe, growing companies who pay high dividends .  I have been successfully investing this way for more than twenty years . My portfolio of strong dividend stocks not only provides me with a reliable, growing six figure income but over time has continued to increase the value of my portfolio by multiples multiples. This conflicts with what I was told by investment who told me my portfolio would gradually shrink as the years went by.Unlike mutual funds and index funds - where investors have no control over their investment and  only a vague idea as to what stocks are in the fund - a self-directed investor can fully understand  and appreciate the value of each stock in the portfolio that they created. They can escape the mundane returns and high fees inherent in owning funds.For more information on self-directed investing go to my website www.informus.ca or  listen to the previous 248 weekly podcasts. The first 160 podcasts are devoted to answering questions from investors just like you. Some of the remainder give you an opportunity to practice choosing stocks and introduce new relevant topicsIan Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing's Podcast 248- (November 8,  2025)This week's podcast was motivated by a question from one of my book readers. He asked why I was so sure there would be a market crash in the next two years. I am old enough to remember very clearly the hype and hectic days prior to the dot com stock market crash in 2000. The internet was then going to be the next big thing. Investors would all get rich if they invested in companies that had dot com in their make up. AI is now the next big thing. However, as I point out in my podcast, everything that glitters is not gold and AI brings problems with that need to be resolved.Looking closely at the major AI stocks you can see that they are speculative investments. While it is advantageous to have a small percentage of your stocks in speculative stocks to hopefully grow your portfolio's value, you are advised to be very careful.I write my investment books for those who fear that they will lose their life savings by investing in the stock market My books show  investors  an easy, safe way to select financially strong, safe, growing companies who pay high dividends .  I have been successfully investing this way for more than twenty years . My portfolio of strong dividend stocks not only provides me with a reliable, growing source of income but over time has increase the value of my portfolio by several multiples.Unlike mutual funds and index funds - where investors have no control over their investment and  only a vague idea as to what stocks are in the fund - a self-directed investor can fully understand  and appreciate the value of each stock in the portfolio that they created. They can escape the mundane returns and high fees inherent in owning funds.For more information on self-directed investing go to my website www,.informus.ca or  listen to the previous 248 weekly podcasts. The first 160 podcasts are devoted to answering questions from investors just like you. Some of the remainder give you an opportunity to practice choosing stocks and introduce new relevant topics.Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing's Podcast 247- (November 1,  2025)This week's podcast is in response to a question from one of my listeners. He was concerned that one of his, what he thought was a strong stock, had lost fifty percent of its share price value almost overnight. Yes, even strong stocks can have sudden unexpected drops in their share price. This does not mean that you need to panic and immediately discard the stock. It means that you have to look closely at the history of the stock and its potential. Changes the company may have made that caused the drop in share price many actually strengthen the company in the years to come.  This may actually be an opportunity to buy more of the stock at a low price. I write my investment books for those who fear that they will lose their life savings by investing in the stock market My books show  investors  an easy, safe way to select financially strong, safe, growing companies who pay high dividends .  I have been successfully investing this way for twenty years .My portfolio of strong dividend stocks not only provides me with a reliable, growing source of income but over time has increase the value of my portfolio by several multiples.Unlike mutual funds and index funds - where investors have no control over their investment and  only a vague idea as to what stocks are in the fund - a self-directed investor can fully understand  and appreciate the value of each stock in the portfolio that they created. They can escape the mundane returns and high fees inherent in owning funds.For more information on self-directed investing go to my website www,.informus.ca or  listen to the previous 245 weekly podcasts. The first 160 podcasts are devoted to answering questions from investors just like you. The remainder give you an opportunity to practice choosing stocks and introduce new relevant topics.Ian Duncan MacDonaldIan Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing's Podcast 246- (25 October 2025) As I continue to score and analyze stocks for my next investment book the loss at The Kraft Heinz Company (stock symbol KHC) caught my interest. KHC was a merger formed in 2015 and will cease to exist in 2026 when it is again split into two companies. It is currently the 5th largest food company in the world. When Warren Buffett, who is recognized to be the most successful stock investor in the world, invested $3.76 Billion dollars of Berkshire Hathaway's money Kraft Heinz he was sure it would provide a generous return. Berkshire have now lost $2.63 billion in this venture. There are lessons for you to learn from this loss. Perhaps the biggest is do your own basic research and do not accept that anyone can accurately predict future share prices.In this podcast (with a written transcript attached) you can get an understanding of why the stock scoring software supplied with my books makes it easy to identify and sort the strength of the kind of stocks you wish to acquire for your portfolio. I write my investment books for those who fear that they will lose their life savings by investing in the stock market My books show  investors  an easy, safe way to select financially strong, safe, growing companies who pay high dividends .  I have been successfully investing this way for twenty years .My portfolio of strong dividend stocks not only provides me with a reliable, growing source of income but over time has increase the value of my portfolio by several multiples.Unlike mutual funds and index funds - where investors have no control over their investment and  only a vague idea as to what stocks are in the fund - a self-directed investor can fully understand  and appreciate the value of each stock in the portfolio that they created. They can escape the mundane returns and high fees inherent in owning funds.For more information on self-directed investing go to my website www,.informus.ca or  listen to the previous 245 weekly podcasts. The first 160 podcasts are devoted to answering questions from investors just like you. The remainder give you an opportunity to practice choosing stocks and introduce new relevant topics.Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing's Podcast 245- (18 October 2025) This week is a departure from my usual podcast content. It responds to a Fidelity investment advisor with whom one of my readers discussed my approach to investing.  The Fidelity advisor stated that Ian Duncan MacDonald's investment ideas were the craziest ideas she had ever heard of.   What makes this email particularly Interesting to me is that the reader has a PhD in Applied Statistics and Mathematics. This would indicate a familiarity with scoring systems and the ability to judge the validity of my investment approach.The reader raised the interesting question of why would a simple easy way of assessing the safe investment value of a stock not be taught in school. Most investors have a very limited understanding of the wealth of investment information that is free and immediately available on the internet from such websites as Yahoo Finance. All they need to be shown is what information is important and how to interpret it. I write my investment books for those who do not invest in individual stocks for fear that they will lose their life savings. My books show  investors  an easy, safe way to select financially strong, safe companies who pay high dividends .  I have been successfully investing this way for twenty years .My portfolio of strong dividend stocks provides not only provide a reliable, growing source of income but over time has greatly increase the value of my portfolio.Unlike mutual funds - where investors have no control over their investment and  only a vague idea as to what stocks are in the fund - a self-directed investor can fully understand  and appreciate the value of the portfolio they create.In this podcast (with a written transcript attached) you can get an understanding of why the stock scoring software supplied with my books is so effective.For more information on self-directed investing go to my website www,.informus.ca or  listen to the previous 245 weekly podcasts. The first 160 podcasts are devoted to answering questions from investors just like you. The remainder give you an opportunity to practice choosing stocks and introduce new relevant topics.Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing's Podcast 244- (11 October 2025)  While preparing for a trip to Bermuda, Ian Duncan MacDonald noticed that three Bermuda registered companies would be appearing in his new investment book.  The book analyzes and scores 200 strong, high dividend stocks traded on the New York Stock Exchange. That three companies from such a small island would be appearing in the book intrigued Ian so he immediately analyzed and scored them.The three companies were (1) DHT Holdings Inc (stock symbol DHT) (2) Flex LNG Ltd (stock symbol FLNG) (3) SFL Corporation Limited (stock symbol SFL).Ian writes his books for those who do not invest in individual stocks for fear that they will lose their life savings. His books show  investors  an easy, safe way to select financially strong, safe companies who pay high dividends .  Ian knows after successfully investing this way for twenty years that a portfolio of strong dividend stocks provides not only a reliable, growing source of income but over time they will greatly increase the value of a portfolio.Unlike mutual funds - where investors have no control over their investment and  only a vague idea as to what stocks are in the fund - a self-directed investor can fully understand  and appreciate the value of the portfolio they create.In this podcast (with a written transcript attached) you can get a taste for the factual information that Ian measures and provides to readers building strong, generous portfolios. Which of one of the three Bermuda stocks in this podcast do you think would be a good choice for your portfolio?You may also find Ian's observations on the unique attractiveness of Bermuda as a destination. For more information on self-directed investing go to my website www,.informus.ca or  listen to the previous 241 weekly podcasts. The first 160 podcasts are devoted to answering questions from investors just like you. The remainder give you an opportunity to practice choosing stocks.Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing's Podcast 241- (27 September 2025) Ian Duncan MacDonald has started to write another investment book on stocks traded on the New York Stock Exchange and the NASDAQ. It will be called  “2025 Edition – America’s 200 Strongest High Dividend Stocks – Analyzed and Scored”. It is being written for investors who fear making investing in individual stocks because they fear losing the savings,  they may have spent a lifetime accumulating.Ian's books always show investors  an easy, safe way to pick financially strong companies who pay high dividends . Stocks that can provide a generous, reliable, growing income while also increasing the value of their portfolio. Unlike mutual funds and other investment vehicles where investors have no control over their investment, self-directed investors who create a manageable portfolio of 20 stocks from the 200 analyzed and scored stocks will know exactly what they are  invested in and why they chose each stock for their portfolio. Ian is inviting those wanting to gain self-confidence in self directed investing to follow along in his podcasts over the next few months as he scores and analyzes a sampling of financially strong, high dividend stocks from his new book. You may want to refer to the written transcript that accompanies each podcast. Today he is scoring, comparing and analyzing; (1) LTC Properties Inc  (stock symbol LTC) (2) LXP Industrial Trust (stock symbol LXP )(3) LyondellBassel Industries NV (stock symbol (LYB )For more information on self-directed investing go to my website www.informus.ca or  listen to the previous 241 weekly podcasts. The first 160 podcasts are devoted to answering questions from investors just like you. Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing's Podcast 240- (20 September 2025) Ian Duncan MacDonald has started to write another investment book on stocks traded on the New York Stock Exchange and the NASDAQ. It will be called  “2025 Edition – America’s 200 Strongest High Dividend Stocks – Analyzed and Scored”. It is being written for investors who fear making investing in individual stocks because they fear losing the savings,  they may have spent a lifetime accumulating.Ian's books always show investors  an easy, safe way to pick financially strong companies who pay high dividends . Stocks that can provide a generous, reliable, growing income while also increasing the value of their portfolio. Unlike mutual funds and other investment vehicles where investors have no control over their investment, self-directed investors who create a manageable portfolio of 20 stocks from the 200 analyzed and scored stocks will know exactly what they are  invested in and why they chose each stock for their portfolio. Ian is inviting those wanting to gain self-confidence in self directed investing to follow along in his podcasts over the next few months as he scores and analyzes a sampling of financially strong, high dividend stocks from his new book. You may want to refer to the written transcript that accompanies each podcast. Today he is scoring, comparing and analyzing; (1) Karat Packaging Inc  (stock symbol - KRT) (2) Kennedy Wilson Holdings Inc (stock symbol - KW )(3) Kenon Holdings Ltd ( stock symbol - KEN)For more information on self-directed investing go to my website www.informus.ca or  listen to the previous 237 weekly podcasts. The first 160 podcasts are devoted to answering questions from investors just like you. Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing's Podcast 242- (4 October 2025) Ian Duncan MacDonald has started to write another investment book on stocks traded on the New York Stock Exchange and the NASDAQ. Both his books and his podcasts are  written for those who fear investing in the stock market  because they are convinced  they will lose their life savings.  Often they keep their savings in bank savings accounts or bonds that fail to even match the average annual inflation rate of 3.5%.  Each year their savings are able to purchase less-and-less. There is a better, safe way to grow your life savings. Carefully chosen financially strong stocks paying high dividends can provide a generous, reliable, growing income. Doubling the value of your portfolio within 5 years is possible due to these stocks normal capital gains and the compounding impact of investing your dividend income back into the stocks in your portfolio. Upon retiring you can live off your dividends without having to liquidate your portfolio.Investors in mutual funds and other investment vehicles may only have a vague idea of what they are invested in and have zero control over such "managed" investments. Each year they pay fees which are drain on their savings.  Self-directed investors know exactly what is in their carefully chosen,  safe portfolio of 20 diversified stocks that they have  analyzed and scored. Once that  portfolio is established they may go for years without a need to make changes to it. Ian invites those seeking to gain self-confidence in self-directed investing to listen to his podcasts. The first 160 answer many questions from new investors. The more recent podcasts each week analyze and score 3 financially strong, high dividend stocks. Follow along with Ian until you feel comfortable enough to start building your own portfolio.  A written transcript  accompanies each podcast for quick reference and review.In today's  podcast #242 he is scoring and analyzing the following 3 stocks that are traded on the New York Stock Exchange: (1) MACH National Reources LP (stock symbol MNR) (2) Macy's Inc (stock symbol M  )(3) Millicom International Cellular SA (stock symbol (TIGO )For more information on self-directed investing go to Ian's website www.informus.ca. Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing's Podcast 243 (11 October 2025) Ian Duncan MacDonald has started to write another investment book on stocks traded on the New York Stock Exchange and the NASDAQ. Both his books and his podcasts are  written for those who fear investing in the stock market  because they are convinced  they will lose their life savings.  Often they keep their savings in bank savings accounts or bonds that fail to even match the average annual inflation rate of 3.5%.  Each year their savings are able to purchase less-and-less. There is a better, safe way to grow your life savings. Carefully chosen financially strong stocks paying high dividends can provide a generous, reliable, growing income. Doubling the value of your portfolio within 5 years is possible due to these stocks normal capital gains and the compounding impact of investing your dividend income back into the stocks in your portfolio. Upon retiring you can live off your dividends without having to liquidate your portfolio.Investors in mutual funds and other investment vehicles may only have a vague idea of what they are invested in and have zero control over such "managed" investments. Each year they pay fees which are drain on their savings.  Self-directed investors know exactly what is in their carefully chosen,  safe portfolio of 20 diversified stocks that they have  analyzed and scored. Once that  portfolio is established they may go for years without a need to make changes to it. Ian invites those seeking to gain self-confidence in self-directed investing to listen to his podcasts. The first 160 answer many questions from new investors. The more recent podcasts each week analyze and score 3 financially strong, high dividend stocks. Follow along with Ian until you feel comfortable enough to start building your own portfolio.  A written transcript  accompanies each podcast for quick reference and review.In today's  podcast #243 he is scoring and analyzing the following 3 stocks that are traded on the New York Stock Exchange: (1) National Health Investors Inc (stock symbol NHI) (2) National Storage Affiliates Trust (stock symbol (NSA)(3) Nexpoint Residential Trust Inc  (stock symbol (NXRT )For more information on self-directed investing go to Ian's website www.informus.ca.Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing's Podcast 239- (13 September 2025) Ian Duncan MacDonald has started to write another investment book on stocks traded on the New York Stock Exchange and the NASDAQ. It will be called  “2025 Edition – America’s 200 Strongest High Dividend Stocks – Analyzed and Scored”. It is being written for investors who fear making investing in individual stocks because they fear losing the savings,  they may have spent a lifetime accumulating.Ian's books always show investors  an easy, safe way to pick financially strong companies who pay high dividends . Stocks that can provide a generous, reliable, growing income while also increasing the value of their portfolio. Unlike mutual funds and other investment vehicles where investors have no control over their investment, self-directed investors who create a manageable portfolio of 20 stocks from the 200 analyzed and scored stocks will know exactly what they are  invested in and why they chose each stock for their portfolio. Ian is inviting those wanting to gain self-confidence in self directed investing to follow along in his podcasts over the next few months as he scores and analyzes a sampling of financially strong, high dividend stocks from his new book. You may want to refer to the written transcript that accompanies each podcast. Today he is scoring, comparing and analyzing; (1) International Seaways IJnc (stock symbol - INSW) (2) Jack In The Box Inc (stock symbol - JACK )(3) JAKK Pacific Inc ( stock symbol - JAKK)For more information on self-directed investing go to my website www.informus.ca or  listen to the previous 237 weekly podcasts. The first 160 podcasts are devoted to answering questions from investors just like you. Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing's Podcast 238- (6 September 2025) Ian Duncan MacDonald has started to write another investment book on stocks traded on the New York Stock Exchange and the NASDAQ. It will be called  “2025 Edition – America’s 200 Strongest High Dividend Stocks – Analyzed and Scored”. It is being written for investors who fear making investing in individual stocks because they fear losing the savings,  they may have spent a lifetime accumulating.Ian's books always show investors  an easy, safe way to pick financially strong companies who pay high dividends . Stocks that can provide a generous, reliable, growing income while also increasing the value of their portfolio. Unlike mutual funds and other investment vehicles where investors have no control over their investment, self-directed investors who create a manageable portfolio of 20 stocks from the 200 analyzed and scored stocks will know exactly what they are  invested in and why they chose each stock for their portfolio. Ian is inviting those wanting to gain self-confidence in self directed investing to follow along in his podcasts over the next few months as he scores and analyzes a sampling of financially strong, high dividend stocks from his new book. You may want to refer to the written transcript that accompanies each podcast. Today he is scoring, comparing and analyzing; (1) Flex LNG (stock symbol FLNG) (2) Flower Foods Inc (stock symbol FLO )(3) FMC Corporation (stock symbol FMC )For more information on self-directed investing go to my website www.informus.ca or  listen to the previous 237 weekly podcasts. The first 160 podcasts are devoted to answering questions from investors just like you. Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing's Podcast 237- (30 August 2025) Ian Duncan MacDonald has started to write another investment book on stocks traded on the New York Stock Exchange and the NASDAQ. It will be called  “2025 Edition – America’s 200 Strongest High Dividend Stocks – Analyzed and Scored”. It is being written for investors who fear making investing in individual stocks because they fear losing the savings,  they may have spent a lifetime accumulating.Ian's books always show investors  an easy, safe way to pick financially strong companies who pay high dividends . Stocks that can provide a generous, reliable, growing income while also increasing the value of their portfolio. Unlike mutual funds and other investment vehicles where investors have no control over their investment, self-directed investors who create a manageable portfolio of 20 stocks from the 200 analyzed and scored stocks will know exactly what they are  invested in and why they chose each stock for their portfolio. Ian is inviting those wanting to gain self-confidence in self directed investing to follow along in his podcasts over the next few months as he scores and analyzes a sampling of financially strong, high dividend stocks from his new book. You may want to refer to the written transcript that accompanies each podcast. Today he is scoring, comparing and analyzing; (1) Easterly Government Properties Inc (stock symbol DEA ) (2) Eastman Chemical Company (stock symbol EMN )(3) Edison International  (stock symbol EIX )For more information on self-directed investing go to my website www.informus.ca or  listen to the previous 233 weekly podcasts. The first 160 podcasts are devoted to answering questions from investors just like you. Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing's Podcast 236 - (23 August 2025) Ian Duncan MacDonald has started to write another investment book on stocks traded on the New York Stock Exchange and the NASDAQ. It will be called  “2025 Edition – America’s 200 Strongest High Dividend Stocks – Analyzed and Scored”. It is being written for investors who fear making investing in individual stocks because they fear losing the savings,  they may have spent a lifetime accumulating.Ian's books always show investors  an easy, safe way to pick financially strong companies who pay high dividends . Stocks that can provide a generous, reliable, growing income while also increasing the value of their portfolio. Unlike mutual funds and other investment vehicles where investors have no control over their investment, self-directed investors who create a manageable portfolio of 20 stocks from the 200 analyzed and scored stocks will know exactly what they are  invested in and why they chose each stock for their portfolio. Ian is inviting those wanting to gain self-confidence in self directed investing to follow along in his podcasts over the next few months as he scores and analyzes a sampling of financially strong, high dividend stocks from his new book. Today he is scoring, comparing and analyzing; (1) DELEK LOGISTICS PARTNERS LP (stock symbol DKL) (2) DELUXE CORPORATION (stock symbol DLX)(3) DHT HOLDINGS INC (stock symbol DHT)For more information on self-directed investing go to my website www.informus.ca or  listen to the previous 233 weekly podcasts. The first 160 podcasts are devoted to answering questions from investors just like you. Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing's Podcast 235- (16 August 2025) Ian Duncan MacDonald has started to write another investment book on stocks traded on the New York Stock Exchange and the NASDAQ. It will be called  “2025 Edition – America’s 200 Strongest High Dividend Stocks – Analyzed and Scored”. It is being written for investors who fear making investing in individual stocks because they fear losing the savings,  they may have spent a lifetime accumulating.Ian's books always show investors  an easy, safe way to pick financially strong companies who pay high dividends . Stocks that can provide a generous, reliable, growing income while also increasing the value of their portfolio. Unlike mutual funds and other investment vehicles where investors have no control over their investment, self-directed investors who create a manageable portfolio of 20 stocks from the 200 analyzed and scored stocks will know exactly what they are  invested in and why they chose each stock for their portfolio. Ian is inviting those wanting to gain self-confidence in self directed investing to follow along in his podcasts over the next few months as he scores and analyzes a sampling of financially strong, high dividend stocks from his new book. Today he is scoring, comparing and analyzing; (1) CABLE ONE INC (STOCK SYMBOL CABO)(2) CAL=MAINE FOODS INC (STOCK SYMBOL CALM)(3) CANADIAN NATURAL RESOURCES LTD (STOCK SYMBOL CNQ)For more information on self-directed investing go to my website www.informus.ca or  listen to the previous 233 weekly podcasts. The first 160 podcasts are devoted to answering questions from investors just like you. Ian Duncan MacDonald [email protected] Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing's Podcast 234 - (9 August 2025) Ian Duncan MacDonald has started to write another investment book on stocks traded on the New York Stock Exchange and the NASDAQ. It will be called  “2025 Edition – America’s 200 Strongest High Dividend Stocks – Analyzed and Scored”. It is being written for investors who fear making investing in individual stocks because they fear losing the savings,  they may have spent a lifetime accumulating.Ian's books always show investors  an easy, safe way to pick financially strong companies who pay high dividends . Stocks that can provide a generous, reliable, growing income while also increasing the value of their portfolio. Unlike mutual funds and other investment vehicles where investors have no control over their investment, self-directed investors who create a manageable portfolio of 20 stocks from the 200 analyzed and scored stocks will know exactly what they are  invested in and why they chose each stock for their portfolio. Ian is inviting those wanting to gain self-confidence in self directed investing to follow along in his podcasts over the next few months as he scores and analyzes a sampling of financially strong, high dividend stocks from his new book. Today he is scoring, comparing and analyzing  BCE Inc, Best Buy Company Inc and Betterware De Mexico. For more information on self-directed investing go to my website www.informus.ca or  listen to the previous 233 weekly podcasts. The first 160 podcasts are devoted to answering questions from investors just like you. Ian Duncan MacDonald [email protected] Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing's Podcast 232.  Ian Duncan MacDonald has started to write another investment book on stocks traded on the New York Stock Exchange and the NASDAQ. It will be called  “2025 Edition – America’s 200 Strongest High Dividend Stocks – Analyzed and Scored”. It will take several months to complete. It is being written for those investors who fear making investment decisions. Many of them fear losing savings, which they may have spent a lifetime accumulating.Ian's books show investors  an easy, safe way to pick financially strong companies who pay high dividends that will provide a generous, reliable, growing income while also increasing the value of their portfolio. Unlike mutual funds and other investment vehicles where investors have no control over their investment, self-directed investors who create a manageable portfolio of 20 stocks from the 200 analyzed and scored stocks will know exactly what they are  invested in and why they chose each stock for their portfolio. Ian is inviting those wanting to gain self-confidence in self directed investing to follow along in his podcasts over the next few months as he scores and analyzes the stocks for his new book. Today he is scoring and analyzing the first three strong stocks in the alphabetical listing of the 200 stocks. They are : Alexander's Inc (ALX), Alexandria Real Estate Equities Inc (ARE) and Alliance Resource Partners LP (ARLP).For more information on self-directed investing go to my website www.informus.ca or  listen to the previous 232 weekly podcasts. The first 160 podcasts are devoted to answering questions from investors just like you. Ian Duncan MacDonald [email protected] Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing's Podcast 232. This week's podcast is a departure from the format of the last 40 podcasts. Today I am doing a comparison between three major US airlines :  American Airlines Group Inc (AAL), United Airlines Holdings Inc (UAL) and Delta Air Lines Inc (DAL). There are many large publicly traded companies on stock markets  from which we buy  merchandise and services . At times you can be puzzled by their policies and behavior. By analyzing their public stock market information, that is freely and immediately available, you can gain surprising insights into their policies and behavior.If you analyze these three airlines, as if you were buying shares in them, you can quickly understand how their financial strength could negatively impact their customers. This knowledge can help guide you in your buying decisions.The objective of my podcasts and my six investment books is to show  investors that they can easily become successful self-directed investors. Not only can they realize a safe dividend income of 6 to 8 percent but show substantial gains in the value of their portfolios. Through self-directed investing,  thousands of dollars in investment fees, commissions and charges can also be saved . A great sense of security is realized from knowing exactly what you are invested in and why you chose to invest in that safe strong stock.For more information on self-directed investing go to my website www.informus.ca and  listening to the previous 231 weekly podcasts. The first 160 podcasts are devoted to answering questions from investors just like you. Ian Duncan MacDonald [email protected] York Telephone 929-800-2397  or Toronto 416-2454-994Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to Safe Dividend Investing's Podcast 231While identifying, recording, analyzing and scoring this week's 10 US and Canadian financially strong, high dividend stocks  for the podcast, I found the following interesting:The most expensive stock was < Cal-Maine Foods>at < $105.94>and <Brookfield Renewable > was the least expensive at <$27.20>The stock with the highest dividend yield percent was < Millicom International > with a <7.54 % > yield. The lowest was <Enghouse Systems > with a <5.12%> yieldThe most buy recommendations by analysts were <9> for<Brookfield Renewable> and the least number was <0> for <Enghouse Systems >.   The highest Book Value was for< Cal-Maine Foods> at <$36.71> and the lowest was for <Hess Midstream > at <$2.43> The highest number of shares traded were <4 Million>  for <Hess Midstream>and the lowest number was <95 Thousand > for <Westshore Terminals >.The highest operating margin was for <Hess Midstream > at<61.40%>and the lowest was for <Gibson Energy > at<3.13 %>The lowest Price-to-Earnings ratio of <5.2x> was for < Cal-Maine Foods >and the highest was<40.76x.> for <Clearway Energy >                                          The stock with the highest IDM score was <Cal-Maine Foods > with a <68 >. The Lowest score of < 45 > was for <Enghouse System > The objective of my podcasts and my six investment books is to show  investors that they can easily become successful self-directed investors who will not only realize a safe dividend income of 6 to 8 percent but show substantial gains in the value of their portfolio. Through self-directed investing,  thousands of dollars in investment fees, commissions and charges can be saved while also realizing a sense of security in knowing exactly what you are invested in and why you chose to invest in that safe stock.For more information on self-directed investing go to my website www.informus.ca and also listen to the previous 231 weekly podcasts. The first 160 are devoted to answering questions from investors just like you. Ian Duncan MacDonald [email protected] York Telephone 929-800-2397  or Toronto 416-2454-994Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to  Podcast 230 on July 12 of 2025tUsing stock trading volumes, dividend yield percentages, the previous week's highest share price gains, operating margin percentages, the 5 highest qualifying US common stocks and 5 Canadian common stocks were selected and then scored.The 5 US stocks by name and stock symbol were: Civitas Resources (CIVI), Noble Corporation PLC (NE),  Kilroy Realty Corporation (KRC), Murphy Oil Corporation (MUR) and Polaris Inc (PII).The 5 Canadian stocks by name and stock symbol were: South Bow Corporation (SOBO), BCE Inc (BCE), Telus Corporation (T), Northland Power Inc (NPI) and Gibson Energy Inc (GEI)wTHE FOLLOWING DATA  WAS USED FOR EACH STOCK 'S SCORE CALCULATIONS. THEIR SCORES  AND  ACCOMPANYING DATA APPEAR IN THE ATTACHED PODCASTS TRANSCRIPT WHICH ALSO CONTAINS STEVE JOBS FINAL WORDS ON WHAT IS IMPORTANT IN LIFE - IT IS NOT MONEY. (1) Price $ (2)  Price 4yrs ago $ (3) Book Value $ (4) Advisor Buys # (5) Advisor Strong Buys # (6) Dividend. Yield % (7)Operating Margin % (8) Share Volume Traded # (9) Price/Earnings Ratio.     CNADIAN SCORE  CALCULATIONS (K=Thousand M =million)STOCK     1          2       3     4   5        6          7          8       9 SOBO | 35.82 | 0 |17.17  |1 | 0| |7.60  | 36.25 | 1M | 186xBCE | 32.57|62.36 |18.71 |2 |0|5.37 |12.90 |4M | 77.3x T| 22.56| 27.92| 10.39| 3| 0 | 7.38 |14.69 | 5M| | 28.6x NPI | 22.85| 43.07| 16.10| 6 | 0 | 5.25 |32.55 |456K |22.9x  GEI |24.08 | 22.91 | 5.96 | 4 | 0 | 7.14 | 3.13| 593K| 24.5xUS SCORE CALCULATIONNES CIVI | 32.34 | 39.71 | 70.57 | 6 |  0 | 9.34 | 26.79| 1M| 3.7xNE    | 30.15 | 21.59 | 29.26 | 4 | 0 | 6.63 | 20.75 | 1M | 10.0xKRC| 37.20 | 70.38 | 45.59 | 3 | 0 | 5.81 |28.99| 2M | 22.2xMUR | 26.44 | 19.99 |35.61 | 2  | 0 | 4.92 | 20.53 | 2M | 10.1xPII | 49.99 | 127.79 | 22.99 | 1 | 0 | 5.36 | 2.80 | 1M| 70.3xIan Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to  Podcast 229 on 5th of July, 2025: This week’s 10 outstanding high dividend stocks are in the attached podcast’s narration and transcript. 5 U.S STOCK SELCTORS USED (1) common shares  (2) dividend yield + 5% (3)  shares traded over 1M  (4) price gain +5%. (5) share price exceeding $22.72QUALIFIERS’ STOCK SYMBOLS & THEIR SCORES: (1) NE Score 70 (2) CIVI Score 76 (3) LYB Score 59 (4) MUR Score 56  (5) WHR Score 48.5 CANADIAN STOCK SELCTORS (1) common shares (2) dividend yield + 4% (3) # shares traded over 455K (4) operating margins +5% (5) share prices $22.72 (6) weekly share price gain +5%. QUALIFIERS’ & SCORES   (1) PXT Score 49 (2) RCI.B Score 61 (3) NPI Score 57 (4)  BCE Score 40 (5) CVE Score 52.  DATA USED FOR ALL STOCK SCORE CALCULATIONS:   (1) Price $ (2)  Price 4yrs ago $ (3) Book Value $ (4) Advisor Buys # (5) Advisor Strong Buys # (6) Dividend. Yield % (7)Operating Margin % (8) Share Volume Traded # (9) Price/Earnings Ratio.     CNADIAN SCORE  CALCULATIONS (K=Thousand M =million)STOCK  1            2           3     4   5     6          7          8       9PXT   | 14.38 | 22.86| 25.33 | 0| 0|10.71| 26.23 | 171K | 13.0xRCI.B | 44.04| 66.69| 19.40| 7 |0| 4.54| 22.40| 844K |13.4x NPI | 22.49| 34.37| 16.10| 5| 0 | 5.34 |32.55 | 344K| | 22.6x BCE  | 30.84| 6 1.99| 18.71| 2| 0 | 5.67 |12.90 |1.2M |73.0x  CVE | 19.16| 11.37 | 16.30 | 9 | 1 | 4.18 | 8.32| 3.7M | 12.9xUS SCORE CALCULATIONNES |NE  | 28.40 | 24.44 | 29.26 | 4 |  0 | 7.04 | 22.75| 1M| 9.5x| CIVI | 29.72 | 46.66 | 70.57| 2 | 3 | 10.16 | 26.79 | 1M | 3.4x| LYB | 62.01 | 102.73 | 38.48 | 2 | 0 | 8.84 |3.97| 2M | 22.6x| MUR | 24.47 | 23.54 |35.67 | 1  | 0 | 5.31 | 20.53 | 844K | 9.3x| WHR| 109.93 | 225.02 | 48.78 | 2 | 0 | 6.37 | 2.81 | 730K | 718.3xFor information on  my 6 investment books go to  www.informus.ca.  Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to  Podcast 228 on 28thof June, 2025: This week’s 10 outstanding high dividend stocks are in the attached podcast’s narration and transcript. 5 U.S STOCK SELCTORS USED (1) common shares (2) dividend yield + 5% (3) # shares traded over 1M price gain +1%. QUALIFIERS’ STOCK SYMBOLS & THEIR SCORES: (1) APAM Score 47(2) CPA Score 68 (3) MSB Score 44 (4) NVEC Score 56  (5) ITRN Score 55.5 CANADIAN STOCK SELCTORS (1) common shares (2) dividend yield + 5% (3) # shares traded over 51K (4) operating margins +3% (5) share prices $12.00 (6) weekly share price gain +1%. QUALIFIERS’ & SCORES   (1) TRP Score 71 (2) RCI.B Score 60 (3) MG Score 65 (4)  CCA Score 64 (5) SIA Score 45.  DATA USED FOR ALL STOCK SCORE CALCULATIONS:   (1) Price $ (2)  Price 4yrs ago $ (3) Book Value $ (4) Advisor Buys # (5) Advisor Strong Buys # (6) Dividend. Yield % (7)Operating Margin % (8) Share Volume Traded # (9) Price/Earnings Ratio.     CNADIAN SCORE  CALCULATIONS (K=thousand M=million)STOCK  1            2           3     4   5     6          7          8       9TRP |67.00| 56.14 |26.55 |8|0| 5.07| 43.84| 21M| 17.5xRCI.B |39.87| 66.27| 19.40| 5 |0| 5.02| 22.40| 1.5M |12.2x MG |52.76 114.92| 55.72| 3| 0 |5.14 4.13 | 2M| | 9.6x CCA  |69.23| 121.39 | 70.59| 4| 0 | 5.33 |27.88 |47K |8.9x  SIA |18.79 16.36 |5.82| 2 | 0 | 4.98| 9.40| 284K | 44.4xUS SCORE CALCULATIONS | APAM |44.55 | 51.03 | 4.84 | 1 |  0 | 6.11 |3 3.39| 1.3M| 12.3x| CPA | 108.04 | 74.65 | 57.63| 4 | 0 | 5.96 | 21.75 | 333K | 7.4x| MSB | 24.99 | 36.00 | 1.78 | 0 | 0 | 28.81 |96.23| 82K | 3.5x| NVEC | 74.03 | 73.41 |12.87 | 0  | 0 | 5.40 | 61.81 | 169K | 23.8x| ITRN | 37.75 | 26.90 | 7.89 | 1 | 0 | 5.30 | 21.56 | 63K | 13.6xFor information on  my 6 investment books go to  www.informus.ca.  Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to  Podcast 227 on 21st of June, 2025: This week’s 10 outstanding high dividend stocks are in the attached podcast’s narration and transcript.5 U.S STOCK SELCTORS USED (1) common shares (2) dividend yield + 5% (3) # shares traded over 1M (4) operating margins +10% (5) share prices + $13.26 (6) weekly share price gain +1%. QUALIFIERS’ STOCK SYMBOLS & THEIR SCORES: (1) ZIM Score 51 (2) FRO Score 61 (3) CIVI Score 79 (4) CNQ Score 65 (5) MUR Score 69.5 CANADIAN STOCK SELCTORS (1) common shares (2) dividend yield + 5% (3) # shares traded over 419K (4) operating margins +10% (5) share prices $13.26 (6) weekly share price gain +1%. QUALIFIERS’ & SCORES   (1) PXT Score 68 (2) CNQ Score 59 (3) NPI Score 58 (4)  PEY Score 61 (5) RCI.B Score 64.  DATA USED FOR ALL STOCK SCORE CALCULATIONS:   (1) Price $ (2)  Price 4yrs ago $ (3) Book Value $ (4) Advisor Buys # (5) Advisor Strong Buys # (6) Dividend. Yield % (7)Operating Margin % (8) Share Volume Traded # (9) Price/Earnings Ratio.     CNADIAN SCORE  CALCULATIONS (K=thousand M=million)STOCK  1            2           3     4   5     6          7          8       9PXT |15.27| 15.82 |25.57 |0|0| 10.09| 26.26| 1M| 13.7xCNQ|46.00| 22.67| 18.77| 7 |0| 5.11| 29.37| 30M |12.9x NPI |21.76| 41.41| 16.10| 5| 0 |5.51| 32.55 | 1.5M| | 21.8x PEY      |20.51| 7.33| 13.63| 3| 0 | 6.44 |23.07 |2.4M |13.8x  RCI.B |38.15| 64.68 19.40| 4 | 1 | 5.24| 22.40| 2.7M| 11.6xUS SCORE CALCULATIONS| ZIM | 16.53 | 48.94|33.52 | 0 | 0 | 46.28 |31.24| 10.5M|0.8x| FRO| 18.98 | 8.84 | 10.51| 2 | 0 | 7.06 | 32.82 | 3M | 12.1x| CIVI| 32.41 | 49.05 |70.57 | 2 | 2 | 9.32 |26.79| 5M | 3.7x| CNQ| 33.38 |18.42 |13.67 | 7  | 0 | 5.18 | 29.37 | 12M |12.9x| MUR| 24.83 |25.29 |35.61 | 1 | 0 | 5.24 | 20.53 | 4M | 9.5xFor information on  my 6 investment books go to  www.informus.ca.  Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]

Send us Fan MailWelcome to  Podcast 226: This week’s 10 outstanding high dividend stocks are in the attached podcast’s narration and transcript.5 U.S STOCK SELCTORS USED (1) common shares (2) dividend yield + 5% (3) # shares traded over 1M (4) operating margins +21% (5) share prices + $20.24 (6) weekly share price gain +6%. QUALIFIERS’ STOCK SYMBOLS & THEIR SCORES: (1) CIVI Score 76 (2) APA Score 66 (3) NOG Score 69 (4) MUR Score 71 (5) CNQ Score 65.5 CANADIAN STOCK SELCTORS (1) common shares (2) dividend yield + 5% (3) # shares traded over 489K (4) operating margins +21% (5) share prices $20.24 (6) weekly share price gain +2%. QUALIFIERS’ & SCORES   (1) CNQ Score 68 (2) PEY Score 59 (3) NPI Score 49 (4)  BCE Score 51 (5) RCI.B Score 59,  DATA USED FOR ALL STOCK SCORE CALCULATIONS:   (1) Price $ (2)  Price 4yrs ago $ (3) Book Value $ (4) Advisor Buys # (5) Advisor Strong Buys # (6) Dividend. Yield % (7)Operating Margin % (8) Share Volume Traded # (9) Price/Earnings Ratio.     CNADIAN SCORE  CALCULATIONS (K=thousand M=million)STOCK  1            2           3     4   5     6          7          8       9CNQ| 45.90| 21.37 |18.77 |7|0| 5.12| 29.37| 52M| 12.9xPEY|20.62| 6.92| 13.63| 3 |0| 6.40| 23.07| 857K |13.9x NPI |21.83| 41.80| 16.10| 5| 0 |5.50| 32.55 |1.3M| | 21.9x BCE      |31.01| 60.92| 18.71| 2| 0 | 5.64 |12.90 |6M |73.4x  RCI.B |37.56| 63.81 | 19.40| 5 | 0 | 5.32| 22.40| 1M| 11.xUS SCORE CALCULATIONS| CIVI | 33.35 | 46.95 |70.57 | 5 | 0 | 9.06 |26.79| 4M|3.8x| APA| 21.01 | 20.65 | 14.45| 2 | 2 | 4.76 | 23.82 | 13M | 7.6x| NOG| 32.16 | 19.06 |23.41 | 4 | 0 | 5.60 |41.74| 5M | 5.0x| MUR| 25.43 |23.06 |35.6 | 1  | 0 | 5.11 | 20.53 | 4M |9.7x| CNQ| 33.78 |17.20 |13.82 | 7 | 0 | 5.12 | 29.37 | 13M | 12.9xFor information on  my 6 investment books go to  www.informus.ca.  Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   [email protected]