Sandwich Bread Pod

Estate planning is one of those things everyone knows they should do and most people keep putting off. But what happens when you finally do it and still get it wrong?In this episode, Tom sits down with estate planning attorney Anne Rahmeier to walk through the five most common mistakes she sees in her practice. Whether you are just starting to think about your estate plan or have not reviewed yours in years, this conversation will give you the clarity to actually move forward.Anne brings a rare combination of legal expertise and a genuine educator's heart. After more than a decade in the classroom, she now applies that same approach to helping families get their affairs in order before life gets complicated.What you will learn:Why hiring an attorney is not enough and you have to follow through on funding your trustThe real problem with online estate planning tools (hint: it is not the software)Why your estate plan should not look like your neighbor'sThe ancillary documents most people skip and why they may matter more than your willHow often to review your documents and what life events should trigger an updateThis episode is especially relevant for sandwich generation families navigating their own financial lives while keeping an eye on aging parents.Anne Rahmeier practices estate planning law in the Kansas City at Weese Rahmeier This episode is for informational purposes only and is not tax, legal, or investment advice. Please consult qualified professionals before making any financial decisions.

Student loans are changing fast, and July 1, 2026 is a deadline that matters.Tom sits down with David Gourley, enrolled agent and student loan strategy expert, to walk through what is happening this summer in the federal student loan space and what borrowers need to do before it is too late. David has completed more than 700 student loan consultations and helped clients secure over $17 million in forgiveness. He specializes in working with teachers, public servants, and anyone who needs a clear-eyed guide through one of the most complicated corners of personal finance.What they cover in this episode:Public Service Loan Forgiveness is not going away, but nonprofit eligibility rules could changeNew borrowing limits for graduate and Parent PLUS borrowers take effect July 1The repayment plan landscape: what is sunsetting, what is new, and which plan you should be on based on when you took out your loansWhy borrowers who took out loans between 2007 and 2014 need to apply for PAYE nowThe Parent PLUS consolidation deadline and what happens if you miss itWhat 7 million SAVE borrowers can expect after July 1 and the 90-day window to actMarried filing separately: when it makes sense and how to run the numbersHow consolidation and weighted average payment credits can actually work in your favorDavid Gourley can be found on the links below: Newsletter link: https://www.k-12planning.com/newsletterWebsite: https://www.k-12planning.com/Student Loan Consultation: https://calendly.com/k-12planning This episode is for informational purposes only and is not tax, legal, or investment advice. Please consult qualified professionals before making any financial decisions.