Smart Money Community

In this episode, we reveal how we’re generating consistent returns of 15% while the markets are down -5%. Learn about the Passive Income Strategy that works in any market—bull, bear, or sideways—without relying on real estate, stocks, or side hustles. Discover how you can create weekly income in just 15 minutes a week and take control of your financial future, no matter what the market is doing.   Watch the Masterclass here: www.MoneyCoachMike.com/passiveincome   About Mike: Mike is a financial coach with years of experience helping individuals and families transform their financial futures. He has worked with clients to pay off over 8 figures of debt, build sustainable wealth, and create the freedom to live the life they desire. Specializing in simplifying financial strategies, Mike helps people break free from the stress of debt and empowers them to take control of their money. Whether it’s budgeting, investing, or finding ways to generate new income streams, Mike has a proven track record of helping clients achieve lasting success. His mission is simple: to guide people toward financial clarity and freedom so they can focus on what truly matters—living a life they love.  

In this episode, let's take a dive in how to turn your investment into a million dollars in 10 years.    If you’re tired of settling for mediocre returns and want to start growing your wealth with proven strategies, this episode is a must-listen! 👉 Ready to take control of your financial future? Join the Impact Mastermind today: www.MoneyCoachMike.com/impact   About Mike: Mike is a seasoned financial coach who has helped his clients pay off over 8 figures in debt and build significant wealth through strategic investing. With years of experience, Mike specializes in simplifying complex financial strategies, empowering individuals to take control of their money, and creating sustainable wealth. His mission is to help people achieve financial freedom so they can focus on what truly matters—living the life they’ve always dreamed of.

In this episode, we take a deep dive into Chris’s financial journey—how he spent 20 years investing with the banks and saw modest returns, only to completely transform his portfolio in just 2 years through swing trading. Chris shares how he managed to more than 3x his returns compared to his two decades with the banks, and we break down the strategies that made it possible. If you’re tired of settling for mediocre returns and want to start growing your wealth with proven strategies, this episode is a must-listen!   👉 Ready to take control of your financial future? Join the Impact Mastermind today: www.MoneyCoachMike.com/impact   About Mike: Mike is a seasoned financial coach who has helped his clients pay off over 8 figures in debt and build significant wealth through strategic investing. With years of experience, Mike specializes in simplifying complex financial strategies, empowering individuals to take control of their money, and creating sustainable wealth. His mission is to help people achieve financial freedom so they can focus on what truly matters—living the life they’ve always dreamed of.

In this episode, we dive into the important distinction between good risk and bad risk when it comes to investing. We also discuss the moments when it’s time to load the boat on stocks and uncover some shocking long-term trends in the markets that every investor should know. If you’re ready to maximize your returns and take control of your financial future, don’t miss this episode!   👉 Join the Impact Mastermind to learn proven investing strategies, build wealth, and create financial freedom: www.MoneyCoachMike.com/impact   About Mike: Mike is a financial coach with years of experience helping individuals and families transform their financial futures. He’s worked with clients to pay off over 8 figures of debt and build sustainable wealth through strategic investing. Mike specializes in simplifying financial strategies, empowering people to take control of their money, and helping them achieve long-lasting success. His mission is simple: to guide people toward financial clarity and freedom so they can focus on what truly matters—living a life they love.

In this episode, we’re diving into the jaw-dropping potential of swing trading—a strategy that’s turning heads and building wealth like never before. Did you know the S&P 500 is up 35% in just six months? Impressive, right? But here’s the kicker: using swing trading, we’re seeing returns of 121% with SPXL and 184% with TQQQ! We’re breaking down how this strategy works: getting in during upswings, stepping out before pullbacks, and letting the math—and the market—do the heavy lifting. With an average return of 97% annually over the last five years, this method has the power to transform a $100k account into millions in just 10 years! It’s not just theory—it’s real, it’s working, and it’s helping people crush their financial goals with a strategy that works on ETFs, stocks, and even crypto. Whether you’re aiming for financial freedom or just want to see what’s possible, this episode is packed with insights, inspiration, and a whole lot of excitement. Tune in and let’s dream big—because the numbers don’t lie!   Want to learn more about the Impact Mastermind? 👉https://www.moneycoachmike.com/impact   About Mike: Mike is a financial coach with years of experience helping individuals and families transform their financial futures. He has worked with clients to pay off over 8 figures of debt, build sustainable wealth, and create the freedom to live the life they desire. Specializing in simplifying financial strategies, Mike helps people break free from the stress of debt and empowers them to take control of their money. Whether it’s budgeting, investing, or finding ways to generate new income streams, Mike has a proven track record of helping clients achieve lasting success. His mission is simple: to guide people toward financial clarity and freedom so they can focus on what truly matters—living a life they love.

Swing Trading Success Without Stocks, Bonds, or Crypto: Chris’ Journey with the GW Impact Mastermind   In today’s episode, I sit down with Chris from the GW Impact Mastermind to discuss his incredible swing trading journey. Chris shares how he’s growing wealth using a unique strategy—without owning stocks, mutual funds, bonds, or crypto—yet achieving insanely good returns. If you’re curious about how swing trading works and how you can achieve financial freedom through proven strategies, this episode is for you. Want to learn more about the Impact Mastermind? 👉 https://www.moneycoachmike.com/impact   About Mike: Mike has helped his clients pay off over 8 figures of debt and build significant wealth in the stock market using simple, actionable strategies.

Are you tired of starting the New Year buried in holiday debt? In this episode, we’ll show you how to break the cycle of putting Christmas on credit and create a holiday season you can truly enjoy—without the financial stress. Learn practical tips for budgeting, gift-giving, and planning ahead so you can celebrate smarter, spend within your means, and start the new year on the right financial foot. Let’s make this Christmas memorable for all the right reasons! 🎄💰   Want to start your debt free journey? www.MoneyCoachMike.com/call 5-Practices to Becoming Debt Free for Good: https://watch.moneycoachmike.com/s/Pw2FEH  About Mike: Mike is a financial coach with years of experience helping individuals and families transform their financial futures. He has worked with clients to pay off over 8 figures of debt, build sustainable wealth, and create the freedom to live the life they desire. Specializing in simplifying financial strategies, Mike helps people break free from the stress of debt and empowers them to take control of their money. Whether it’s budgeting, investing, or finding ways to generate new income streams, Mike has a proven track record of helping clients achieve lasting success. His mission is simple: to guide people toward financial clarity and freedom so they can focus on what truly matters—living a life they love.

Looking for a side hustle that doesn’t take over your life? In this episode, I’m sharing my absolute favorite side hustle for 2025—one that only takes 15 minutes a week to manage! Whether you’re looking to make extra cash to pay off debt, save for a big goal, or just add some breathing room to your budget, this side hustle is perfect for busy people who don’t have hours to spare.   Exclusive Training Want to learn how to grow your portfolio better than 99% of paid advisors, even if you’re a complete newbie? I’ve got you covered.   Check out this free training 👉 https://watch.moneycoachmike.com/s/CEzweF About Mike: Mike is a financial coach with years of experience helping individuals and families transform their financial futures. He has worked with clients to pay off over 8 figures of debt, build sustainable wealth, and create the freedom to live the life they desire. Specializing in simplifying financial strategies, Mike helps people break free from the stress of debt and empowers them to take control of their money. Whether it’s budgeting, investing, or finding ways to generate new income streams, Mike has a proven track record of helping clients achieve lasting success. His mission is simple: to guide people toward financial clarity and freedom so they can focus on what truly matters—living a life they love.

Living paycheck to paycheck is hard enough—but what about when your paychecks fluctuate? Whether you’re a freelancer, gig worker, commission-based employee, or simply dealing with an irregular income, budgeting can feel like an impossible task. In this episode, we’re diving into practical strategies to take control of your finances, even when your income isn’t steady.   If you’ve ever felt overwhelmed trying to manage your money on an unpredictable income, this episode is for you! Tune in to get the tools and confidence you need to create financial stability, no matter how much—or how little—you earn each month.   Ready to find an extra $250-$500 more per month? Join the Find More Money Challenge www.MoneyCoachMike.com/findmoremoney   5-Practices to Becoming Debt Free for Good: https://watch.moneycoachmike.com/s/Pw2FEH  About Mike: Mike is a financial coach with years of experience helping individuals and families transform their financial futures. He has worked with clients to pay off over 8 figures of debt, build sustainable wealth, and create the freedom to live the life they desire. Specializing in simplifying financial strategies, Mike helps people break free from the stress of debt and empowers them to take control of their money. Whether it’s budgeting, investing, or finding ways to generate new income streams, Mike has a proven track record of helping clients achieve lasting success. His mission is simple: to guide people toward financial clarity and freedom so they can focus on what truly matters—living a life they love.

Julio and Rosie had tried everything—courses, programs, and advice—but nothing seemed to work for their finances. That is, until now. In just 4 months, they’ve paid off over $10,000 in debt and are finally on track to become debt-free for good! What changed? In this episode, they share their powerful story, the strategies that finally worked, and the mindset shifts that helped them take control of their money once and for all. You’ll learn: The mistakes they made (and how they corrected them). The key steps they followed to build momentum and stay consistent. How you can use the same strategies to crush your debt and transform your finances. If you’re feeling stuck or discouraged in your financial journey, Julio and Rosie’s story will inspire and motivate you. Tune in to hear exactly how they’re doing it—and how you can too!   Want to start your debt free journey? www.MoneyCoachMike.com/call 5-Practices to Becoming Debt Free for Good: https://watch.moneycoachmike.com/s/Pw2FEH  About Mike: Mike is a financial coach with years of experience helping individuals and families transform their financial futures. He has worked with clients to pay off over 8 figures of debt, build sustainable wealth, and create the freedom to live the life they desire. Specializing in simplifying financial strategies, Mike helps people break free from the stress of debt and empowers them to take control of their money. Whether it’s budgeting, investing, or finding ways to generate new income streams, Mike has a proven track record of helping clients achieve lasting success. His mission is simple: to guide people toward financial clarity and freedom so they can focus on what truly matters—living a life they love.

Hey everyone! In this episode, Coach Jenn and I tackle a hot topic: Should you get rid of your credit card? Many financial gurus will tell you to cut up your cards and never look back, but is that really the best move for everyone? We share our personal experiences with living without credit cards, the good and the bad, and why it might not be as simple as it sounds. If you’ve ever wondered whether ditching credit cards is the right choice for you, this episode will help you weigh the pros and cons—and make a decision that fits your financial goals.   Ready to get DEBT FREE for good?  👉https://watch.moneycoachmike.com/s/wyQwsr   About Mike: Mike is a financial coach with years of experience helping individuals and families transform their financial futures. He has worked with clients to pay off over 8 figures of debt, build sustainable wealth, and create the freedom to live the life they desire. Specializing in simplifying financial strategies, Mike helps people break free from the stress of debt and empowers them to take control of their money. Whether it’s budgeting, investing, or finding ways to generate new income streams, Mike has a proven track record of helping clients achieve lasting success. His mission is simple: to guide people toward financial clarity and freedom so they can focus on what truly matters—living a life they love.  

Have you ever wondered why so many people lose money in the stock market, even though 80% of the time the market is on the rise? I’ve heard countless stories from people who have lost money, and I’m curious—why and how does this happen?   In this episode, I dive into the three biggest reasons why people lose money in the stock market and, more importantly, how to overcome those pitfalls. Plus, I’ll reveal how you can hit a million dollars without taking on risky investments.   If you’re ready to grow your portfolio with confidence and avoid the common traps, this episode is for you!   Exclusive Training Want to learn how to grow your portfolio better than 88% of paid advisors, even if you’re a complete newbie? I’ve got you covered. Check out this free training 👉 https://watch.moneycoachmike.com/s/CEzweF   About Mike: Mike is a financial coach with years of experience helping individuals and families transform their financial futures. He has worked with clients to pay off over 8 figures of debt, build sustainable wealth, and create the freedom to live the life they desire. Specializing in simplifying financial strategies, Mike helps people break free from the stress of debt and empowers them to take control of their money. Whether it’s budgeting, investing, or finding ways to generate new income streams, Mike has a proven track record of helping clients achieve lasting success. His mission is simple: to guide people toward financial clarity and freedom so they can focus on what truly matters—living a life they love.

  Want to Work with Mike? Want to create your own debt-free success story?   👉 www.MoneyCoachMike.com/call 💡 5-Shifts to Kiss Debt Goodbye for good! https://watch.moneycoachmike.com/s/cTh0Q8

The best side hustles aren’t trends—they’re opportunities driven by timeless principles. In this week’s podcast episode, I’m breaking down a side hustle that continues to thrive no matter what the economy does. It’s not about chasing the latest trend or getting rich quick. Instead, it’s built on a proven system, scalable strategies, and real-world results. If you’ve been searching for a side hustle that can actually build wealth, this episode is for you.   Learn about the passive income strategy here: www.MoneyCoachMike.com/passiveincome   🤝 Want to work 1:1 with me? www.MoneyCoachMike.com/call   About Mike Crofts: Mike Crofts is a financial coach with years of experience helping individuals and families transform their financial futures. He has worked with clients to pay off over 8 figures of debt, build sustainable wealth, and create the freedom to live the life they desire. Mike specializes in simplifying financial strategies, helping people break free from the stress of debt, and empowering them to take control of their money. Whether it’s budgeting, investing, or finding ways to generate new income streams, Mike has a proven track record of helping clients achieve lasting success. His mission is simple: to guide people toward financial clarity and freedom so they can focus on what truly matters—living a life they love.    

In this episode, I sit down with Seamus, who I’ve had the privilege of working with 1-on-1 for the past 18 months. Seamus shares his incredible journey of paying off $40,000 in debt—a path that was far from easy. He opens up about the struggles he faced along the way, the lessons he learned, and how he stayed motivated through the tough times. Whether you’re just starting your debt-free journey or feeling stuck, Seamus has a powerful message of hope and perseverance for you. Tune in for inspiration, practical insights, and a reminder that financial freedom is possible with the right plan and mindset!   Want to start your debt free journey? www.MoneyCoachMike.com/call   5-Practices to Becoming Debt Free for Good: https://watch.moneycoachmike.com/s/Pw2FEH    About Mike: Mike is a financial coach with years of experience helping individuals and families transform their financial futures. He has worked with clients to pay off over 8 figures of debt, build sustainable wealth, and create the freedom to live the life they desire. Specializing in simplifying financial strategies, Mike helps people break free from the stress of debt and empowers them to take control of their money. Whether it’s budgeting, investing, or finding ways to generate new income streams, Mike has a proven track record of helping clients achieve lasting success. His mission is simple: to guide people toward financial clarity and freedom so they can focus on what truly matters—living a life they love.

Ditch These 3 Savings Accounts If You’re Tired of Earning Pennies" Are your savings accounts holding you back? In this episode, I break down 3 types of savings accounts I’d steer clear of and explain why they’re not worth your hard-earned money.   Plus, I’ll share the 1 type of savings account I trust and recommend today to help you grow your money faster. If you’re ready to stop settling for low returns and start making smarter financial moves, this episode is for you!   Want to discover if this strategy is the right fit for you? 👉 www.MoneyCoachMike.com/call   Want to learn how to outperform your financial advisor even you are a complete newbie? 👉  https://watch.moneycoachmike.com/s/CEzweF     About Mike: Mike is a financial coach with years of experience helping individuals and families transform their financial futures. He has worked with clients to pay off over 8 figures of debt, build sustainable wealth, and create the freedom to live the life they desire. Mike specializes in simplifying financial strategies, helping people break free from the stress of debt, and empowering them to take control of their money. Whether it’s budgeting, investing, or finding ways to generate new income streams, Mike has a proven track record of helping clients achieve lasting success. His mission is simple: to guide people toward financial clarity and freedom, so they can focus on what truly matters—living a life they love.

The BEST Side Hustle in the World! In this episode, I share a deeply personal transition happening in my life. It hasn’t been easy—my son has been in the hospital full-time for the last 3 months, and during this challenging period, I needed to find a new source of income.   What I discovered was truly amazing: a side hustle that doesn’t take a lot of time, provides a consistent income, and the best part? Anyone can do it.   If you’re looking for a way to create extra income without sacrificing your time, this episode is for you. Let’s dive in!   Want to discover if this strategy is the right fit for you? 👉 www.MoneyCoachMike.com/call   Want to watch the full video?  👉https://youtu.be/X1nukiPch2E   About Mike: Mike is a financial coach with years of experience helping individuals and families transform their financial futures. He has worked with clients to pay off over 8 figures of debt, build sustainable wealth, and create the freedom to live the life they desire. Mike specializes in simplifying financial strategies, helping people break free from the stress of debt, and empowering them to take control of their money. Whether it’s budgeting, investing, or finding ways to generate new income streams, Mike has a proven track record of helping clients achieve lasting success. His mission is simple: to guide people toward financial clarity and freedom, so they can focus on what truly matters—living a life they love.  

In this episode, we dive into the hot topic of Nancy Pelosi’s stock market returns and the accusations of insider trading. Is she really an insider trader, or is there more to the story? The truth is, you don’t need insider knowledge to get incredible returns—you just need a solid system.   With the right system, you can outperform the greats of our time, whether it’s Warren Buffett, financial gurus like Jim Cramer, or even politicians like Nancy Pelosi. In this episode, we break down the strategies and principles that can help you beat them at their own game.   Want to learn how to outperform your financial advisor, even if you’re a complete newbie? Watch this free training: [https://watch.moneycoachmike.com/s/CEzweF].   Curious how Visa can help you build a million-dollar portfolio? Check out this webinar: [https://watch.moneycoachmike.com/s/Fodr07].   About Mike Crofts: Mike Crofts has helped his clients pay off over 8 figures in debt and start building lasting wealth. With over 15 years of financial expertise, Mike began his investing journey during the 2008 housing crash—a time when fear and uncertainty dominated the markets. By leveraging his unique strategies and disciplined approach, he not only thrived during one of the toughest economic periods but also built a foundation for lifelong financial success.   Today, Mike teaches everyday people how to create wealth in the stock market, outperform financial advisors, and build truly passive income streams. His clients see an average $10,000 financial turnaround in just 90 days, and many go on to achieve life-changing financial freedom.   As a passionate educator and mentor, Mike has developed proven systems that simplify investing for beginners while delivering results that rival the best in the industry. From breaking down complex financial concepts to empowering others with the tools they need to take control of their money, Mike is on a mission to help people rewrite their financial stories.   Starting his career with little more than determination and a belief in better opportunities, Mike now helps others do the same—proving that anyone, regardless of their starting point, can achieve wealth with the right guidance and strategies.

Grace and Marcel were just like the average American family—bringing in a decent income but buried under a mountain of debt, stressed out, and overwhelmed. Fast forward just 4 months, and they’ve turned their finances around: debt paid off, a vacation fully cash-flowed, and even unexpected expenses handled with ease. If they can do it, so can you!   In this episode, we dive into their struggles, their successes, and the steps they took to achieve financial freedom.   Want to work with Mike? Apply for a Breakthrough Call at www.MoneyCoachMike.com/call.   Want to leanr how to live debt free for good? https://watch.moneycoachmike.com/s/Pw2FEH   About Mike Crofts: Mike has helped his clients pay off over 8 figures in debt and start building lasting wealth. On average, his clients see a $10,000 financial turnaround in just 90 days!

How do you prioritize your savings goals when there’s so much to save for? Whether it’s a vacation, investing, Christmas, back-to-school, a new car, or anything else, the struggle is real. After life’s many expenses, there often isn’t much left to work with. In this episode, Coach Mike and Coach Jenn dive into an honest conversation about creating a foolproof plan to prioritize your savings goals. Together, they’ll help you make sense of your finances and ensure what’s left goes toward what truly matters. Tune in to get practical strategies and a step-by-step guide to tackle this universal problem!"   Want to work 1:1 with Mike Crofts? Book a call: www.MoneyCoachMike.com/call   Join our Smart Money Community Membership, weekly calls, learners vault and real transformation with your finances: https://www.moneycoachmike.com/membership   About the Hosts: Mike Crofts: With years of experience in personal finance, Mike has helped clients pay off over 8 figures of debt and grow wealth through the stock market. His passion lies in empowering others to take control of their financial futures with actionable advice and proven strategies.

Are you thinking about buying a rental property, Air BnB, or whole selling but unsure if it’s the right move? In this episode, Mike dives into a passive income strategy that has consistently generated a weekly income and outperformed rental properties— The best part? It’s easier and more reliable than side hustles or real estate investing.   Mike shares his personal experience with this strategy, why it beats traditional approaches to passive income, and how you can get started. If you’re looking for a real way to grow your wealth without sacrificing your time, this is a must-listen episode!   Want to work with Mike 1:1 to generate passive income through the stock market? Apply: www.MoneyCoachMike.com/call   3- Ways Visa Can build Your Wealth Like a Silent Partner: https://watch.moneycoachmike.com/s/Fodr07     About Mike Crofts: Mike Crofts has helped his clients pay off over 8 figures of debt and build wealth through the stock markets. With years of experience in personal finance and investing, Mike is passionate about empowering others to take control of their financial futures. His practical advice and proven strategies have helped countless individuals achieve financial freedom and build lasting wealth.

Starting a business often comes with a big question: Should you borrow money to get started? While the answer might seem obvious, there’s more to it than meets the eye. As a multi 7-figure business owner, I break down the pros and cons of borrowing money to launch your business, share key insights on whether it’s truly worth borrowing for, and reveal the one thing I recommend borrowing money for.   If you’re an aspiring entrepreneur, considering taking the leap, or want to learn the passive income strategy I use to help my clients generate real passive income every month, this episode will equip you with the tools to make an informed decision and set your business up for success. Tune in to discover how to manage risk, maximize opportunity, and borrow wisely!   About Mike Crofts: Mike Crofts is a wealth coach who has helped his clients pay off over 8 figures of debt, invest wisely, and build real, lasting wealth.   Dive In: 5 Shifts My Clients Are Using to Kiss Debt Goodbye for Good: https://watch.moneycoachmike.com/s/cTh0Q8   How Visa Can Build Your Million-Dollar Portfolio: https://watch.moneycoachmike.com/s/Fodr07  

Did you know the debt statistics haven’t changed in over 10 years? Despite all the information available today—books, podcasts, courses, and more—the majority of people are still drowning in debt, living paycheck to paycheck, and stressed out about their finances. In this episode, I unpack: Why these stats haven’t improved, even with more financial advice at our fingertips. How debt keeps you trapped—not just financially, but emotionally and spiritually. Practical steps you can take to break free and finally take control of your money. If you’re tired of feeling stuck and ready to create real change in your financial life, this episode is for you. 🎧 Listen now for actionable insights and inspiration. Free Webinar: 5 Practices to Becoming Debt-Free Ready to take the next step? Join my free webinar where I walk you through the 5 key practices to eliminate debt for good. These are the same strategies my clients use to become debt-free in 24 months or less. 👉 Register here: https://watch.moneycoachmike.com/s/cTh0Q8

Have you ever heard of a broke millionaire? It might sound like a contradiction, but it’s more common than you think. In this episode, I dive into the story of individuals who seem wealthy on paper—owning over a million dollars in assets—but are completely cash flow poor. These are business owners, real estate investors, everyday families whose wealth is locked up in assets, leaving them struggling to afford basic expenses. Meanwhile, the banks keep lending them more money, perpetuating the cycle of being "rich on paper but broke in reality." In this episode, I’ll share: Why cash flow is king and how it’s the real measure of financial health. The importance of getting out of high-interest debt to unlock immediate cash flow. Why you need to learn how to invest in the stock market—and how to do it better than your financial advisor. If you’re ready to shift your focus from just building assets to creating real, sustainable wealth, this episode is for you. 🎧 Tune in now and take the first step toward financial freedom!   About Mike Mike Crofts, is an investment coach/financial expert/wealth strategist with over a decade of experience helping people build sustainable wealth. Mike's passion is teaching individuals how to take control of their financial future—whether it’s through mastering the stock market, eliminating high-interest debt, or creating cash flow strategies to build lasting wealth. Over the last 10 years Mike has helped his clients payoff over 8 figures of debt and build everlasting wealth.  Free Training  Take your financial journey to the next level with these free resources: How to Grow Your Investment Account Better than 90% of Advisors (Even if You’re a Complete Newbie) 👉 https://watch.moneycoachmike.com/s/CEzweF How Visa is Building My Million-Dollar Portfolio 👉 https://watch.moneycoachmike.com/s/Fodr07  

Wealth isn’t just possible—it’s plausible, no matter where you’re starting from. In this episode, I share my journey of helping people realize their financial potential over the last couple of years. Here’s the kicker: in the past two months, I’ve been hopping on wealth projection calls, and over 90% of the people I’ve talked to are on track to hit $1 million or more by retirement. Even those who didn’t hit the million-dollar mark? They’re still projecting around three-quarters of a million dollars—and many of them started with nothing! But it doesn’t stop there. I even dive into kids’ wealth projections. For example, my daughter Rhy is investing just $15 right now, and she’s already on track to become a millionaire. The best part? Your kids can do it too. In this episode, I’ll break down the three key elements to building wealth, no matter where you are in life. It’s simpler than you think, and it starts with taking action today. Watch the video here: https://youtu.be/gle3yAHQw-s Plus, I’m sharing a powerful training: "3 Ways Visa is Building My Million-Dollar Portfolio"—check it out here: https://watch.moneycoachmike.com/s/Fodr07   About Me I’m Money Coach Mike, a wealth coach passionate about showing people that financial freedom is achievable at any stage in life. Over the years, I’ve helped countless individuals and families map out their journey to wealth, proving it’s not just a dream but a plan you can make reality. Whether it’s helping you hit financial milestones or setting up your kids for long-term success, I’m here to help you turn your money goals into money wins.

Love him or hate him, Donald Trump’s policies are making waves—and this time, they’re tackling poverty in America in a big way. In today’s episode, we dive into the concept of Trump Accounts—a groundbreaking initiative where every baby born between January 2025 and January 2029 gets $1,000 in an investment account. Here’s the kicker: That $1,000, left untouched, could grow to $2.3 million by retirement, assuming a 12% average annual return. That’s the kind of financial security that can change lives and generations! But we’re not stopping there. Want to learn how to invest smarter and beat stock market returns? I’ll also share insights from my FREE training: How VISA Is Building My Million-Dollar Portfolio Like a Silent Partner. Ready to take control of your financial future? Tune in now and discover how you can set yourself—and your kids—up for lifelong wealth. 👉 Don’t forget to check out my FREE training here: [https://watch.moneycoachmike.com/s/Fodr07]   About Mike Mike is a seasoned investor, financial educator, and the creator of MoneyCoachMike. With years of experience building wealth through smart investing, Mike is passionate about helping everyday people achieve financial freedom. From breaking down complex strategies to sharing real-life success stories, Mike makes wealth-building simple, actionable, and attainable for everyone.

In this episode, we’re celebrating an incredible milestone: Anita is officially debt free! 🙌 Join us as we share her inspiring story live, diving into the challenges she faced, the strategies she used, and the mindset shifts that made it all possible. Here’s what you’ll hear: How Anita tackled her debt step by step. The sacrifices and decisions she made to stay on track. The key moments that changed everything for her financial journey. How becoming debt free is changing her life—and how it can change yours too. This story is proof that no matter how overwhelming debt may feel, it is possible to break free and take control of your financial future. Let Anita’s journey inspire you to take the next step in your own! About the Host: Mike is a financial coach and educator who has helped thousands of individuals achieve financial freedom by breaking free from debt, building wealth, and creating sustainable habits. With years of experience and a proven track record, Mike is on a mission to empower others to rewrite their financial stories. Resources & Links: 📈 Ready to start your debt-free journey?  The 5-Practices to Becoming Debt Free for Good! https://watch.moneycoachmike.com/s/Pw2FEH If Anita’s story resonates with you, don’t forget to subscribe, rate, and leave a review. Let’s rewrite your financial story—starting today!

In this episode, we break down the common misconception of "saving money" and why it’s actually costing you more than you realize.   Mike is a financial coach and educator who has helped thousands of individuals break free from debt, build wealth, and develop the habits and mindset needed for financial freedom. With years of experience and proven strategies, Mike is on a mission to empower others to make smarter financial decisions and create a life of abundance.   Resources & Links: 💡 Learn how Visa is helping me build my million-dollar portfolio: https://watch.moneycoachmike.com/s/Fodr07   If you enjoyed this episode, don’t forget to subscribe, rate, and leave a review. Let’s change the way we think about money together!

In this episode, I tackle one of the most common questions I receive: "Should I invest in U.S. stocks?" Join me as I break down why the vision of a country, its economic environment, and its history are critical factors in determining whether now is the right time to invest in the stock market. We’ll explore how these elements shape market opportunities and long-term potential, giving you a clear framework to make informed decisions about your investment strategy. Ready to Grow Wealth? 3 Ways ISA Is Building My Wealth Like a Silent Partner: [https://watch.moneycoachmike.com/s/Fodr07] The Carney Method: How to Ethically Grow a Million-Dollar Portfolio and Pay Zero Taxes: [https://watch.moneycoachmike.com/s/RG4JOg] Wealth Strategy Call: [www.MoneyCoachMike.com/call] About Money Coach Mike: Mike is a seasoned financial coach with a mission to help individuals and families crush debt, master their money, and build generational wealth. Having personally paid off over $80,000 in debt, Mike’s clients have collectively paid off over $1 million in the last 12 months and his investing clients have crushed stock market returns. Through his proven strategies and faith-based approach, Mike empowers people to achieve financial freedom and live the life they’ve always dreamed of.

Join me as we take a look at the stock market returns in May and see if the old adage really rings true.    Interested in getting coached up in your investment game? www.MoneyCoachMike.com/call   About Mike Mike is a certified financial coach with years of experience helping people get out of debt and build real wealth. His mission is to empower everyday people with practical money strategies and the confidence to take control of their financial future.

Struggling with debt? In this episode, we break down the step-by-step process of negotiating with debt collectors—including real strategies you can use to reduce your balances by up to 50%. Learn what to say, what to avoid, and how to protect your rights while working toward financial freedom. Links Mentioned: 📞 Book a debt consultation call here 💬 Join our Smart Money Community Facebook group About Mike Mike is a certified financial coach with years of experience helping people get out of debt and build real wealth. His mission is to empower everyday people with practical money strategies and the confidence to take control of their financial future.

n this episode, we’re diving deep into debt solutions for Canadians and covering some crucial topics, including: 💸 Why even small amounts of debt can cost you millions over time. 📉 What steps to take if you’re currently carrying debt. 🚨 How to handle things if you can’t make your monthly payments. If you’re ready to tackle your debt and start building a brighter financial future, this episode is for you! 🎥 Prefer to watch? Check out the full video on YouTube here: https://youtu.be/DAUVMhrILzM. 💬 Want to explore the options we discuss in this episode? Book a free Breakthrough Call and get personalized support to move forward with your finances. Schedule your call here: www.MoneyCoachMike.com/call.

When Should You Use Your Emergency Fund? In this episode, we’re diving into one of the most important tools for financial stability: your emergency fund. We’ll discuss when it’s appropriate to use it, how to avoid common mistakes, and why having clear guidelines can help you stay financially secure during unexpected situations. Ready to level up your financial game? 💡 Join the SMA Membership for expert coaching, proven strategies, and a supportive community to help you become debt-free and build lasting wealth: SMA Membership. 🎓 Don’t miss our FREE training on The 5 Practices to Becoming Debt-Free for Good: Watch Now. Let’s take the next step in building your financial freedom together!

The stock markets are in free fall, and it’s easy to feel panicked—so, what should you do now? In this episode, we break down exactly how to navigate market crashes without losing your cool. You’ll learn: Why market dips are not the end of the world. The biggest mistakes people make during a downturn (and how to avoid them). Proven strategies to protect your wealth and even find opportunities in the chaos. If you’re feeling uncertain about what’s next, don’t worry—we’ve got you covered. Tune in and discover how to stay calm, stay focused, and make smart moves during turbulent times! Listen now and take control of your financial future.

In this revealing episode, I tackle the housing anxiety that keeps parents up at night: "Will my kids ever afford a home of their own?" While today's housing market looks bleak, I share why technological innovations and market shifts are creating a surprising future where the next generation may actually enjoy better, more affordable housing options than we did. I break down the emerging trends that will reshape home ownership, plus practical strategies you can implement today to set your children up for real estate success in the next 10-20 years. From smart savings plans to teaching financial literacy early, these are the tools your family needs to beat the housing crisis. If you're worried about your children's financial future, this episode offers both hope and actionable steps to ensure they don't miss out on the American dream of home ownership. 🏠 FREE TRAINING: Discover "How Visa is Paying Me Like a Silent Partner" and learn powerful wealth-building strategies: https://watch.moneycoachmike.com/s/Fodr07

In this eye-opening episode, I reveal the crucial financial lessons that were mysteriously absent from our education. Despite spending thousands of hours in classrooms, most of us graduated without understanding the fundamentals of building wealth. I break down the three essential money truths I wish my teachers had shared - principles that would have completely transformed my financial journey and saved me years of costly mistakes. Whether you're struggling with debt, trying to build wealth, or simply want to gain financial confidence, these revelations will shift your perspective on money management forever. Discover why traditional education failed us on financial literacy and learn the practical strategies that actually work in the real world. This isn't theoretical advice - these are the exact principles I've used to transform my own finances and help countless clients achieve true financial freedom. Don't miss this chance to learn what school never taught you about money!   Want to watch this on Youtube? https://youtu.be/5uemrpSUotU?si=I5UwWwa_6zCCCoQa #FinancialFreedom #MoneyMindset #WealthBuilding

History repeats itself in unexpected ways. In this episode, I break down the eerie similarities between today's market reactions to Trump's tariff announcements and what we witnessed during his first term. The headlines feel like déjà vu, the market volatility mirrors past patterns, and investor anxiety is at familiar levels. But what if the conventional wisdom is missing something crucial? I'll analyze the historical patterns that most financial media is overlooking and explore potential scenarios that could unfold in the coming months. Whether you're concerned about your portfolio or looking for opportunities, this episode provides the historical context you need to make informed decisions amid the noise. Join me as I separate market facts from political fiction and reveal what history suggests might be next for your investments. The road ahead may surprise you.   Want to watch this video live? https://youtu.be/RVTkIwTL8Qk?si=ETwRwgNHQ3JE2EY6

From Broke to Breakthrough: The podcast that cuts through the noise of overnight success stories to deliver what really works. We break down why those 'lightning in a bottle' moments rarely last and reveal the sustainable strategies that actually create lasting success. No empty promises—just proven pathways to help you build momentum, overcome obstacles, and achieve your breakthrough moment. Join us for actionable insights guaranteed to put you on your path to winning, one strategic step at a time. 5-Side Hustles I'd Start Tomorrow if I Lost Everything" https://www.podbean.com/ew/pb-2wku7-184a56c   $ Game Changing Ways to Find More Money: https://www.podbean.com/ew/pb-ad27r-18397b9        

In this eye-opening episode, I reveal five powerful side hustles you can start immediately - some right from the comfort of your own home! These aren't your parents' traditional second jobs - these are modern, accessible money-making opportunities that leverage today's digital economy and flexible work arrangements. Discover how these side hustles can accelerate your debt payoff strategy, build additional income streams, and create financial breathing room even when starting from scratch. I'll break down exactly how I'd implement each one, including startup costs, time commitments, and realistic income potential. About Mike Crofts: Mike Crofts is a high performance money coach who helps his clients get debt free and build wealth. Since 2018, Mike has helped his clients pay off over $5,000,000 of debt and start their wealth building journey. Seeing an opportunity in 2009, Mike has been investing in the stock market since the 2008 crash. Want to learn more? Want to learn more about how to get totally debt free without bankruptcies, remortgages or consumer proposals? Watch the training here: https://watch.moneycoachmike.com/s/Pw2FEH Want to know how to grow your investment account better than 99% of paid advisors, even if you're a complete newbie? Watch here: https://watch.moneycoachmike.com/s/CEzweF

Money feeling a little tight these days? In this episode, we're diving into 4 proven strategies to help you find extra cash in your budget - starting today. First up, we'll take a deep dive into optimizing your insurance policies. From auto to home to life insurance, we'll share insider tips to slash your premiums without sacrificing coverage. You might be surprised by how much you can save. Speaking of savings, with interest rates on the decline, now could be the perfect time to reevaluate your mortgage. We'll walk through the key considerations around refinancing and whether it makes sense for your unique financial situation. We'll also cover a couple other creative ways to free up funds, like negotiating bills and tapping into the gig economy. No matter your current money struggles, you're sure to leave this episode with actionable steps to start padding your bank account. Tune in to discover 4 game-changing money moves you can make today. Your future self will thank you!

In this episode, we’re tackling a big question: Is college really worth the money? With skyrocketing tuition costs and student loan debt at an all-time high, it’s a topic that affects millions of people. We'll dive into the pros, cons, and how to make the best financial decision for your future. Plus, we’re celebrating an inspiring win! Anita, one of my coaching clients, is officially debt-free! 🎉 Hear how she took control of her finances and paid off her debt—without bankruptcy, remortgaging, or consolidation. Her journey proves that no matter how much debt you’re facing, freedom is possible. Whether you're questioning the value of higher education or looking for motivation to tackle your own debt, this episode is packed with insights and inspiration. Listen now to learn: 🎓 How to evaluate whether college is worth the investment. 💸 The simple strategies Anita used to become debt-free. ✅ Steps you can take today to work toward financial freedom.

3 Hidden Ways VISA Pays Me (And Why Most Investors Miss These) Think you know VISA? Think again. In this episode, I'm pulling back the curtain on three powerful income streams I've discovered from one of the world's largest payment processors. You'll learn: • The overlooked dividend strategy that puts money in my account like clockwork • How I leverage VISA's growth for exponential returns • The "hidden" third income stream most retail investors never notice • Why VISA is a cornerstone of my million-dollar portfolio Plus, I'll break down exactly how I structure these plays for maximum returns. Whether you're a seasoned investor or just starting out, this episode will change how you look at blue-chip stocks forever. 🎯 Perfect for: Long-term investors, dividend seekers, and anyone ready to level up their portfolio game.

"In this eye-opening episode, Mike & Jenn take a candid look back at their personal finance journey, reflecting on the key money lessons they wish they had learned 20 years earlier. From avoiding common financial pitfalls to building sustainable wealth, this podcast provides actionable guidance that could drastically change the trajectory of your financial future. Whether you're just starting out or looking to course-correct your money management approach, don't miss these insightful tips that could have saved years of struggle and setbacks. Tune in to discover the wisdom earned through experience - and how you can apply it to achieve greater financial freedom today."

In today's episode, we dive into the fascinating question: Can the Tooth Fairy make you a millionaire? While it might sound like a whimsical idea, we explore the power of starting the investment journey for your kids. Discover practical tips and strategies for teaching your children about money, saving, and investing from an early age. Learn how small steps today can lead to significant financial success in the future. Join us as we uncover the secrets to setting your kids on the path to financial freedom.   Join the SMA Momentum Membership here: https://www.moneycoachmike.com/momentum   Want to learn more about wealth building? Learn how to grow your investment accounbt better than 99% of paid advisors, even if you are a complete newbie here: https://joinnow.live/s/CEzweF

Coach Mike answers the big question on life insurance. Should you get it or is it a waste of money?   Plus other member questions. 

Coach Mike & Jenn go live to share about how you can see a massive fianncial turnaround in just 90 days using the tried and tested plan to financial succes. 

Join coach Mike and Coach Jenn as they walk through 4-steps to a financial transformation in just 3-months.