Smarter Money Life

Even pre-teens should start learning about money concepts and in this episode we are answering common questions and sharing a few ways to reinforce important money skills. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2026, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

Financial stress rarely comes from one big mistake. In this episode, we break down the everyday money habits—and hidden pressures—that slowly add up. You'll learn practical steps to reduce anxiety, avoid setbacks, and build long term financial stability. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2026, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

Spring isn't just for cleaning out closets - it's a great time to reset your finances.  In this episode we break down simple steps to clean up cash flow, tackle debt, invest smarter, and protect your family. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2026, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

Maybe what you know about buying a home is not entirely accurate. In this episode Mike Senn is joining Andy and Nicole to debunk a few homebuying myths and share the smart moves to make when buying a home. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2026, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

Whether you are just starting out a relationship or have been in a long term relationship, this episode will help you improve your financial harmony because being in agreement about money is so important for lasting relationship bliss. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2026, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

Protecting your all your online accounts and using the right tools is critically important to avoid being a victim of fraud. In this episode Andy and Nicole talk about reasons to protect all accounts and effective ways to keep your personal information safe. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2026, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

Starting or adding to your family can be overwhelming and if you have financial concerns it can become very stressful. In this episode, Andy and Nicole break down the smart moves to make when a new baby is coming. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2026, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

Are you ready to make better resolutions for 2026? You won't want to miss this episode, as Andy and Nicole share how making SMART goals is the best way to achieve your financial dreams in 2026! For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2026, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

Looking for a top ten list to improve your financial life? Then this episode is for you! In this episode, Andy chats with the FORUM experts to compile our year end review list. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy talks about how the holidays provide the perfect opportunity to teach your kids about money management. If you have kids or even if you want to brush up on your own money management skills, this is a great episode for you! For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy talks with Kevin Umberger, CPA and Director with Blue & Co., LLC, about some of the tax implications of the One Big Beautiful Bill Act. This will be beneficial as you prepare to file your 2025 taxes. Please note, the information provided is not intended to be tax advice and should only be used for informational purposes. Please consult your tax advisor for you specific tax situation. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy goes through several tips for BEFORE, DURING, and AFTER your Black Friday shopping to help you be prepared, save money, and reduce stress. This is a great episode for anyone who enjoys tips to help plan for holiday shopping! For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy talks with Bryson Murray, Manager of Indirect Lending at FORUM Credit Union, about the ins and outs of buying or leasing your next car. They go through the pros of buying and the pros of leasing, plus some great tips on negotiating your best deal. You are not going to want to miss the valuable info in this episode! For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy talks about what it means to live a frugal lifestyle (spoiler: it might not be as dull and boring as you think!), and ways to watch your spending so that you can live frugally and achieve your lifestyle goals! This episode provides helpful tips for anyone who wants to find ways to stretch their income and reach their financial goals. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy talks with Kurt Niles, VP of Underwriting at FORUM Credit Union, about the five main characteristics that lenders examine when reviewing a person's borrowing profile. They also cover the importance of being a strong borrower and how it can save you substantial money over your lifetime. Regardless of where you are in your credit journey, you will gain valuable information in this episode. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy talks through several questions you need to begin answering as early as your 30s to ensure that you are prepared to retire when you want with the amount of money you will need to live the lifestyle you want. This episode is beneficial for everyone because it's never too early to begin preparing for retirement! For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy talks with several parents of current or recently-graduated college students about how they prepared their kids to handle money while away at college. They go through the important accounts to have, how to teach them a bit about budgeting, keeping their money safe, and how to find discounts. These parents share valuable pointers. If you have a child leaving home for college or starting out on their own, you are not going to want to miss the tips in this episode! For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy talks about the essential financial habits that everyone needs. Whether you are just starting out on your financial journey or have been on it awhile, you will benefit from the tips Andy shares!  For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy talks with Chelsea Coleman, a Mortgage Loan Originator at FORUM, about what first-time homebuyers should expect - everything from down payments to credit scores to PMI. If you are thinking of buying your first home, you will want to check out this episode! For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy talks through the situations where people could use a financial advisor or coach. Spoiler Alert: most people would benefit from an advisor or coach during their lifetime! Check out this episode and see how a financial advisor or coach could help you reach your financial goals. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy talks with Tammy Marrs, Senior Financial Advisor with FORUM's Private Client Group, about important investing tips when dealing with a turbulent market. This episode is helpful for everyone because Andy and Tammy share great advice whether you are just getting started or have a huge investment portfolio.   For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy goes in-depth on simple steps you can take to recession proof your financial life. Whether you are concerned about a world-wide recession, a recession in the US, or even just a personal recession, you are not going to want to miss these helpful tips! For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy talks with Louie Wendall, Financial Coach, about important ways to manage your money when you are just starting out or new to living on your own. If you are just starting out on your own, this episode will help by giving you tips to get started on the right foot!  For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy talks with Ian Keeler, attorney at Clapp Ferrucci, about estate planning. This topic is beneficial for everyone and Ian gives great advice you're going to want to hear. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy talks with Nicole and Annie, co-founders of the My First Nest Egg app, about all the ways My First Nest Egg helps teach kids about money. If you have a child or grandchild, you are not going to want to miss this introduction to My First Nest Egg!  For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy goes through several key money concepts your 18-year-old needs to understand before going out on their own. If you have a teenager, you are not going to want to miss these helpful tips! For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy goes through a few key steps to make your home buying or building process smoother. Check out these excellent tips! For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy talks with human resources industry veteran and current Executive Coach Mentor at Butler University, Randy Brown. They will discuss how to develop criteria to help you identify what is important to you in a job search and how to evaluate multiple job offers. You are not going to want to miss the important information shared! For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited."

In this episode, Andy chats with Andrew Snow, Financial Coach from SafisLife, about how couples can acheive financial bliss and maintain a healthy relationship. You're not going to want to miss the helpful tips in this episode! For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy dives into a topic that is crucial for anyone looking to secure their financial future: smart retirement moves for those who are 40 years old or older. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy chats with Charles Grigsby, CFP®, Financial Advisor with FORUM Private Client Group about investing basics. You won't want to miss all the helpful tips! For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. ©2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy dives into several financial resolutions to help you improve your financial success in 2025. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA.   © 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited."

Welcome to the Smarter Money Life Podcast hosted by Andy Mattingly! The purpose of this podcast is to delve into two topics each month so that we can all learn more about our money, how to use it, and how to be better at living our financial dreams. Stay tuned for new episodes, special guests, and financial tips & tools! For more videos, tips, and tools to live your financial dreams, visit us here: https://forumcu.com/smarter-money-life.  Reference to, or information about, any specific product or service by name, trademark, trade name, or servicemark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2025, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy explores various tools and resources that can help you make better financial decisions and reach your financial goals.  For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube.  Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2024, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy is joined by FORUM's AVP of Fraud Loss Prevention, Sherry Jacobson, to discuss different financial scams that tend to be more prevalent around the holiday season. They go over the red flags to look out for, what to do if you do fall victim to these scams, and share real-life stories of how FORUM was able to stop members from falling for fraud.   For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube.  Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2024, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy is joined by Erin Schmidt, FORUM's AVP of Mortgage Processing, to go through the home-buying process. They cover appraisals vs. inspections, prequalification vs. preapproval, how to qualify for a lower down payment, and much more.  For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube  Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2024, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy gives us tips for preparing for the financial impact of the holidays and how we can improve our financial habits. He discusses making a list and a budget, not buying everything from one place, focusing on value instead of price, and more. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube  Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2024, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy shares how to get your budget back on track when it goes off the rails. He discusses spending problems, trying different budgeting methods, unexpected expenses, accountability partners, and more. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube  Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2024, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy is joined by FORUM's VP of Human Resources, Anne Wiseman, to discuss making the most of your employee benefits. They cover health plans, HSAs, child care, employee assistance plans, and more. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube 

In this episode, Andy talks about how you can live both a frugal and extravagant lifestyle at the same time. He discusses how cutting down on daily or monthly expenses can help you save up for all of the fun things you want to do. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube.  Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2024, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy is joined by FORUM's AVP of Consumer Lending, Nicole Royle, to discuss what it takes to be a good borrowing prospect. They talk about reasons why people may not get approved for loans, when a cosigner might be helpful, different ways to raise your credit score, and more. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube.  Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2024, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy talks about some of the financial concepts you might want to start talking to your kids about if they're planning to leave home soon. He covers spending plans, student perks & deals, taking care of their own accounts, being cautious with payment apps, and more. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube.  Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA.  © 2024, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy sits down with 20-something Meredith to discuss financial dos and don'ts and the financial conversations you should be having in your 20s. They talk about paying off student loans, starting to save for retirement, and time management between work, volunteering, and personal time!  For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube.  Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2024, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy shares multiple different budgeting methods and the importance of finding a budget that works for your unique situation. He covers the 50/30/20 budget, 50/15/5 budget, weekly spending plan, budget pies, and more. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2024, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy is joined by soon-to-be new dad and FORUM's Assistant VP of Accounting, Jim Catanzarite to discuss financial planning when you're expecting. They cover financial changes you may need to make, surprise expenses, saving for college, and more. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube.  Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2024, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy shares with us important financial discussions that we should be having with significant others when things start to get serious. He touches on making sure that your financial goals are aligned, sharing financial responsibilities and obligations, and being open about each other's relationship with money. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA.  © 2024, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy is joined by Paul Moore, Assistant Vice President of Technology Infrastructure at FORUM, to discuss how to keep yourself and your finances safe online. Andy asks questions about password security, sharing too much information online, and how to be careful while connecting devices to your home Wi-Fi network. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA.  © 2024, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy talks about common financial mistakes, how to avoid them, and why all of this matters! He touches on topics like saving early for retirement, making sure your credit score doesn't decline, building an emergency fund, and more. The more financial mistakes you can avoid, the better chance you have of living the financial life that you want to live!  For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. © 2024, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy is joined by Courtney Keeler, a mother of three and a marketing professional at FORUM Credit Union, to discuss all of the different ways you can pay for college. Saving for college may sound daunting, but there are ways you can start saving now to make it less stressful later on. They cover 529 plans, student and parent loans, scholarships, and more. If you're a parent with questions about how you can start saving now for your child's future, then this episode is for you! For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube.  © 2024, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy runs through common imposter scams and other frauds to be on the lookout for. His list includes calls from IRS agent imposters, Airbnb and VRBO scams, fake lottery winnings, and more. For more information, please visit us at Smarter Money Life You can also view this episode with captions here: Smarter Money Life on YouTube  Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA.  © 2024, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.