Standing On Business...Breaking Free From Financial Trauma

Dr. Simpson addresses the priorities of the Millennial generation.  She voices her major concerns regarding their understanding the difference between gambling and investing due to the spike in individual trading during the pandemic. Today she offers pragmatic advice that guides this generation without taking away their identities and what makes them tick!

Dr. Simpson takes a pause to acknowledge and pay tribute to Rev. Dr. Martin Luther King Jr. and how his life influenced her life journey. She reminds us of the purpose of the I Have a Dream speech. It was rooted in the cry for economic justice more than racial despair. Let us never forget his impact on the culture.

The mission remains the same. We are standing on business, minding our business and building legacy. This year, Dr. Simpson will include the impact the current economic conditions can have on your desire to build.  How will the political, global and social climate hinder or impede your growth.  Where are the opportunities and what you can do to navigate volatile conditions.

As we continue to celebrate the holiday season, invest in experiences, not expenditures. Dr. Simpson takes the time to address the power and influence the Generation X community can have within their family structure. At the same time, she encourages those who have acquired a level of financial success, to challenge themselves to save a significant amount of their income in 2026!

This week's word of encouragement by Dr. Simpson is designed to compel you to stay on task. December is a month that dreams can still come to fruition, businesses can still be established, goals can still be achieved. At the same time, take a moment to connect with family to determine what's next. It can all be achieved....TOGETHER!

Happy Thanksgiving!  Dr. Simpson is making the case to remind us all that we are spending time, not money this holiday season. Take the day and focus on making memories with family, making money moves with family, making plans with your family. 

As we enter the holiday season, Dr. Simpson outlines the impact the Generation X Community can have in their family if they are willing to be the bridge between the Baby Boomers and Millennials. Spend less, build together and focus on investing within the community. Learn from other cultures who have no issue with investing with their relatives and friends. Let's normalize community support and engagement.

How does the Generation X Community contribute to society from an economic perspective. Dr. Simpson begins the journey of a Gen Xor through storytelling and her explanation of how she got into the securities industry. Today's episode outlines the role and responsibility the Generation X Community has in the family!

Dr. Simpson takes the time to acknowledge the recent election results and what prompted the launching of Standing on Business. As she breaks down the clear message, she cautions people, especially baby boomers, to continue to work on the business plans and initiatives. Challenges are ahead so stay the course.

How do you stand on business and keep building as a baby boomer. Dr. Simpson addresses several ways to navigate through uncertain times as the elder generation giving her perspective on the Civil Rights Movement verses the Black Lives Matter. What happens when you fight for desegregation but do not get equality?

Join Dr. Simpson as she celebrates being a CFP® practitioner for 25 years today October 23, 2025.  What an amazing milestone.

Today Dr. Simpson talks about the need to evolve with the times.  AI is here to stay so if you can't beat it, join the movement. Artificial intelligence can help you accelerate your goals and objectives to move your business forward.

Short and sweet!  Dr. Simpson gives the reason why you must have a business budget in addition to the personal budget.  It is important to understand there are expenses to run a business that must be managed before you can become profitable. 

Yes, you desire to be your own boss.  It takes money to survive and being the boss costs. Dr. Simpson further breaks down the need to have two budgets if you are serious about business. 

This week Dr. Simpson addresses the desire to become an entrepreneur while facing the reality that monthly expenses require attention. How does one balance the need to work and the desire to build wealth through entrepreneurial endeavors.

This week Dr. Simpson addresses the real impact of financial trauma and the traps it can create causing you to not take action creating a strategic vision for your life. Take a moment to reflect on the point of devastating impact and figure out how to take one step forward at a time.

This is personal. I promised God that as long as I live, I will always share with the world how God spared my life as I was on the 73rd floor of 2 World Trade Center. I am who I am today because it changed the trajectory of my life forever!

When people doubt your capabilities, prove them wrong.  Dr. Simpson addresses the importance of consistency and reliability in your business practices. When you keep showing up, people will begin to take notice and even the most visible skeptic will eventually see you differently.

You can't get away from it. If you have a business, you must tell others about the business. How do you get started? Dr. Simpson gives you several options on how to begin sharing your products or services with the marketplace. 

Today Dr. Simpson shares how important it is to be capable of delivering on your promises. When you make a connection, what will you bring to the table? What are you getting in return? Through storytelling and a real relationship, Dr. Simpson shares the journey of a cold-call turning into a lifelong, fruitful friendship!

If you want to increase your network so that your net worth can increase, be bold and contact people who you believe will share your values in business. Then be willing to offer them something if you are bold enough to ask something of them. Dr. Simpson shares her personal experience with a cold call that turned into a lifelong alliance.

Today Dr. Simpson shares her experience encountering a potential client.  When faced with an opportunity to do business, do you know what to say?  Do you know how to expand the conversation? Do you know how to close the deal?  Know what you want and go for it...tomorrow is not promised to you!

Just saying something is reasonable and customary in your ordinary course of business isn't enough. It is critical that you record your expenditures and how they relate to your business.  Several factors-who, what, when, where and why are questions to answer.  Also, how should one maintain these records. Dr. Simpson gives you her opinion!

To simply say become a SME is one thing.  Dr. Simpson breaks down what that means and separates social influencers from those who are experts and why they should be treated differently. In addition, she connects the objective of becoming an expert to your branding pitch.

Dr Simpson begins to lay out a viable strategy to help you define your business visibility. She identifies the importance of credibility and brand.

Dr. Simpson provides you with a starting point of how to establish your personal value.  People often wonder how should they charge for their services.  She offers you both options and insights on what she did wrong so you can get it right!

Since we are in it to make money, we have to decide how? Dr. Simpson addresses the impact of having a service business or a product business, she talks about the tariff affect in 2025 and then she tells you how to determine the seed money necessary to get up and running!

The best way to track your business expenditures can happen when you make capital contributions into your business account.  Research the banking fees carefully-we want all of your money to make money!

Dr. Simpson provides guidance and practical advice for people looking to name their business that is easily identifiable.  Don't make your business hard to find

Understanding the tax codes in the US is critical for people committed to financial freedom. Dr. Simpson breaks down what is considered a reasonable and customary expense in one's ordinary course of business.

Dr. Simpson shares her personal journey of entrepreneurship and the revelation of how the US tax system is designed.  This episode will ignite your strategic visioning of connecting your business to your wealth accumulation strategy.

This week Dr. Simpson begins to break down the design of the US tax code and how it benefits small business owners.  She demystifies the process and helps the listener to understand everyone has a talent that can and should be monetized.

This week Dr. Simpson exposes the areas of focus for people who truly desire to accumulate wealth and what they need to do to ensure success regardless of any current economic conditions or political climate. 

Dr. Simpson helps you to consider the other company benefits and perks offered to determine if they make sense for you to take advantage of to improve your quality of life. Do you want to go back to school, expand your family, pay for childcare, secure long term care or long term disability?  

Dr. Simpson breaks down why investing is critical to achieve long term objectives and she addresses the challenges when people do not invest.  Listen and learn how to define your own risk tolerance...

This week's episode begins to address the importance of saving for retirement and how it impacts your annual tax liability. 

This episode is being broken up into multiple parts.  Dr. Simpson explains everything being withheld from a W2 employee before you voluntarily sign up for benefits.  Learn why you need to begin saving for retirement ASAP!

Today's episode addresses the type of life insurance available to you through your company.  Dr. Simpson guides you with a way to leverage and truly understand how much insurance you need based on your individual family dynamics.

The church cannot lead from behind.  We must reclaim our right cultural position to influence, advise, instruct and empower others to take action!

Welcome to the Standing On Business-Breaking Free From Financial Trauma Podcast with Certified Financial Planner®, Dr. Nicole B. Simpson. This podcast is curated to inform and challenge you into a place of financial and emotional wellness by offering practical tools, accessible resources, and holistic intervention. With over thirty years of experience in the financial service industry, Dr. Nicole adds value to the lives of viewers and listeners around the globe by offering cutting-edge financial strategies guaranteed to yield results, with a healthy dose of practical wisdom and wit. With over twenty years as an on-air personality, Dr. Nicole manages to take an often taboo topic, money, and make it relatable, understandable, and tangible.

Stay tuned...April 3rd at 10am!