Suburb Data with Damien & Jeremy

Episode 16 tests the claim that cheap property markets are the riskiest in tough times. Looking at five national market corrections across the past 45 years, we group markets by price and compare how they performed when growth stalled or turned negative. In every case, the cheaper markets held up better than the expensive ones, directly contradicting the common advice that lower priced areas fall the hardest. The takeaway is simple. Cheap markets are not automatically unsafe, and broad claims about risk should be tested against real data, not repeated as fact.   Episode Highlights: 00:00 - Introduction 02:02 - Do cheaper markets underperform during downtimes? 09:28 - Market correction of 2008-2009 10:59 - Tough time of 2011-2012 11:36 - Market correction 2018-2019 12:44 - Early 2022-2023 downturn 14:15 - Why? 17:17 - Conclusion ============================================================= Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU =============================================================   Viewer Favourites 👉 Q&A with Jeremy Sheppard: Entering/Exiting Markets, Buyers Agents, Suburb Selection and More - https://youtu.be/nrxq5l2MIuw 👉 How to Analyse a Property Market - https://youtu.be/TMgvL07LzXs 👉 DSR Success Rate - https://youtu.be/tSBtiD1BLqo 👉 Demand to Supply Ratio Tutorials - https://www.youtube.com/playlist?list=PLWD8h9iMOyGi7zCG37dRhAxXows2SZw7-   =============================================================   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.   • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and are not authorised to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

In this episode we challenge the idea that a 2 or 3 percent vacancy rate is the sign of a balanced rental market. Using national data, city level comparisons and long term vacancy and rent growth trends, we show that today’s market is far tighter, with balance looking closer to 1 percent in many cases. The episode also explains how vacancy is measured, why the relationship between vacancy and rent growth is real but not exact, and why investors should stop using hard vacancy cut offs to rule markets in or out. The takeaway is simple. Read vacancy in context, understand what it says about rental pressure, and let the broader data do the heavy lifting.   Episode Highlights: 00:00 - Introduction 01:10 - How is vacancy rate calculated 04:20 - Typical vacancy now - Houses 07:58 - Typical vacancy now - Units 08:56 - Melbourne vacancy now - Houses 09:49 - State capitals vacancy history - Houses 12:22 - Australia vacancy vs rental growth - Houses 18:46 - What indicates balance? 23:10 - Jeremy’s advice 28:17 - Conclusion   =============================================================   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   =============================================================   Viewer Favourites 👉 Q&A with Jeremy Sheppard: Entering/Exiting Markets, Buyers Agents, Suburb Selection and More - https://youtu.be/nrxq5l2MIuw 👉 How to Analyse a Property Market - https://youtu.be/TMgvL07LzXs 👉 DSR Success Rate - https://youtu.be/tSBtiD1BLqo 👉 Demand to Supply Ratio Tutorials - https://www.youtube.com/playlist?list=PLWD8h9iMOyGi7zCG37dRhAxXows2SZw7-   =============================================================   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.   • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and are not authorised to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

Episode 14 examines the belief that infrastructure projects drive capital growth. Using long run ABS data, project level case studies and a review of more than 120 individual projects, we show that most infrastructure has little to no reliable link to stronger price growth. In many cases, the relationship appears to run the other way, with rising property values helping fund new projects rather than projects driving the gains. We also assess the track record of infrastructure based hotspot reports and find the results are inconsistent and often no better than broad market selection. The takeaway is simple. Infrastructure may improve an area, but it is overrated as a growth strategy and should never be treated as proof that prices will rise.   Episode Highlights: 00:00 - Introduction 02:28 - Construction activity vs 3 year capital growth 05:15 - 3 Year construction activity vs 3 year capital growth 07:44 - 6 Year construction activity vs 6 year capital growth 09:06 - 6 year capital growth vs 6 Year construction activity 10:00 - Why price growth leads to infra growth? 13:55 - Non-residential building activity vs 3 year house growth 15:00 - 6 year non-residential building activity vs 6 year house growth 15:50 - 2 year house price growth vs 2 year building activity 16:23 - ABS: Private sector capital expenditure 17:17 - 3 year capital expenditure vs 2 year house growth 18:38 - Specific infrastructure projects 24:49 - Suburb Data Example: Historical charts 28:38 - 120 Projects: 95% FAILED 31:04 - An infrastructure expert 46:02 - Expert vs DSR v1 50:10 - Expert vs DSR Plus v2 51:33 - Expert vs DSR 3 v3 53:12 - Experts recent research and reports 55:13 - Experts recents vs DSR 3 58:32 - Conclusion   =============================================================   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   =============================================================   Viewer Favourites 👉 Q&A with Jeremy Sheppard: Entering/Exiting Markets, Buyers Agents, Suburb Selection and More - https://youtu.be/nrxq5l2MIuw 👉 How to Analyse a Property Market - https://youtu.be/TMgvL07LzXs 👉 DSR Success Rate - https://youtu.be/tSBtiD1BLqo 👉 Demand to Supply Ratio Tutorials - https://www.youtube.com/playlist?list=PLWD8h9iMOyGi7zCG37dRhAxXows2SZw7-   =============================================================   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.   • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and are not authorised to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

Episode 13 asks whether time-in the market beats timing the market. We test a simple trading simulator that times entry by buying when Market Cycle Timing is high and times exit by selling when MCT normalises. The simulator includes all entry and exit costs. Trading is then compared with holding long-term. Across SA3 regions and multiple eras, trading beat holding long-term, with a success rate between 80 and 95 percent depending on the period. It works because growth tends to arrive in bursts and long holds converge toward the average. The takeaway is to use data to time entry and exit rather than wait. Only default to long-term holds when you cannot forecast growth.   Episode Highlights 00:00 - Introduction 00:49 - Timing vs Time-in the market 02:27 - Holding long term 03:38 - Trading property 06:47 - Trading property, works! 08:40 - Simulator 10:27 - Buying and selling rules 14:56 - Reallocating equity 16:12 - Caveats 18:59 - Simulation run 1 28:31 - Simulation run 2 29:47 - 35 year performance 44:31 - 25 year performance 45:19 - 20 year performance 46:27 - 15 year performance 46:53 - Conclusion   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU Viewer Favourites 👉 Q&A with Jeremy Sheppard: Entering and Exiting Markets, Buyers Agents, Suburb Selection and More https://youtu.be/nrxq5l2MIuw 👉 How to Analyse a Property Market https://youtu.be/TMgvL07LzXs 👉 DSR Success Rate https://youtu.be/tSBtiD1BLqo 👉 Demand to Supply Ratio Tutorials https://www.youtube.com/playlist?list=PLWD8h9iMOyGi7zCG37dRhAxXows2SZw7- DISCLAIMER Please be aware that the content presented in this episode is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on this content, as we have neither offered nor provided legal, financial, or taxation advice to the listener, reader, or viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and are not authorised to provide financial services. • Any actions taken by listeners based on this content are at their own risk.

Episode 12 argues for a short term, data led focus. Most outperformance happens in bursts, long term leaders tend to revert, and rotating into the next tight market can beat buy and hold even after costs. We show how modern forecasting and timely market metrics lift your hit rate, while long range bets are unreliable and exposed to unknown future technologies. The takeaway is clear. Capture short runs when supply and demand align and stay agile. Episode Highlights 00:00 - Introduction 00:50 - Pop quiz 05:16 - Trading property 07:59 - Growth forecasts 08:44 - Apples vs oranges 11:23 - Short-term radical difference 14:07 - Learn quickly 17:57 - Most growth is recent 23:42 - Nature of compounding 28:52 - Realistic stereo-typical growth profile 31:38 - Less risk of technology change 36:19 - A.I and better data 37:07 - Conclusion Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU Viewer Favourites 👉 Q&A with Jeremy Sheppard: Entering and Exiting Markets, Buyers Agents, Suburb Selection and More https://youtu.be/nrxq5l2MIuw 👉 How to Analyse a Property Market https://youtu.be/TMgvL07LzXs 👉 DSR Success Rate https://youtu.be/tSBtiD1BLqo 👉 Demand to Supply Ratio Tutorials https://www.youtube.com/playlist?list=PLWD8h9iMOyGi7zCG37dRhAxXows2SZw7- DISCLAIMER Please be aware that the content presented in this episode is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on this content, as we have neither offered nor provided legal, financial, or taxation advice to the listener, reader, or viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and are not authorised to provide financial services. • Any actions taken by listeners based on this content are at their own risk.

Episode 11 shows why long term outperformance is a myth. National multi-decade historical data shows extremes fade. Markets converge to the long-term average. The growth leaders of the past become the laggards of the future as buyer focus shifts to better value. The takeaway is to avoid betting on a permanent edge. But if you must, favour houses over units, old over new, and avoid supply-heavy vacant land corridors.   Episode Highlights 00:00 - Introduction 00:50 - Apples vs Oranges 02:52 - Fruit vs Property 05:54 - Cheaper alternatives create the ripple effect 07:06 - Capital growth cases 17:50 - Long term, all markets tend to grow at the same rate 19:42 - Unrealistic stereotypical growth profile 20:51 - Realistic stereotypical growth profile 24:26 - What has worked? 25:39 - New amenities 28:44 - Conclusion   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU Viewer Favourites 👉 Q&A with Jeremy Sheppard: Entering and Exiting Markets, Buyers Agents, Suburb Selection and More https://youtu.be/nrxq5l2MIuw 👉 How to Analyse a Property Market https://youtu.be/TMgvL07LzXs 👉 DSR Success Rate https://youtu.be/tSBtiD1BLqo 👉 Demand to Supply Ratio Tutorials https://www.youtube.com/playlist?list=PLWD8h9iMOyGi7zCG37dRhAxXows2SZw7- DISCLAIMER Please be aware that the content presented in this episode is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on this content, as we have neither offered nor provided legal, financial, or taxation advice to the listener, reader, or viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and are not authorised to provide financial services. • Any actions taken by listeners based on this content are at their own risk.

Episode 10 dismantles the idea that strong past growth predicts strong future growth. We show why backtesting single properties is misleading, explain that features set price rather than growth, and reveal a clear inverse relationship in the data when you group suburbs by their last 10 to 20 years of performance. Markets that have run hard tend to slow as higher prices dampen demand, while laggards often lead the next cycle. The takeaway is simple. Do not buy on long term outperformance alone. Rely on broad, current supply and demand signals and be ready to rotate your capital when a run has played out. Episode Highlights 00:00 - Introduction 00:50 - Back testing 07:38 - Past growth vs future growth 20:13 - Apples vs oranges 21:46 - What’s the point? 24:37 - Misleading growth history 27:56 - Conclusion 🎙️ Watch all Expert Busting episodes: https://www.youtube.com/playlist?list=PLWD8h9iMOyGg14F66DTdoZuS63mUJwJ82 📚 Read the full data-backed articles: https://suburbdata.com.au/education-expert-busting/ 🔎 Learn how to use Suburb Data to analyse property data: https://www.youtube.com/playlist?list=PLWD8h9iMOyGhDsFFEMdzP5fvfenYvbp0B Expert Busting Series A data-driven investigation into property myths. We fact-check bold claims, expose misleading advice, and reveal what the numbers actually say. Evidence over confidence. Data over hype. #expertbustingseries #propertymyths #australianproperty #propertyinvesting #datadriveninvesting #suburbdata #DSR #propertytruths #realestateinvesting DISCLAIMER Please be aware that the content presented in this episode is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on this content. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and are not authorised to provide financial services. • Any actions taken by listeners based on this content are at their own risk.

Episode 9 debunks the idea of the knockout bid at auction. We show why large, dramatic jumps do not scare bidders who still have room in their budget and why the highest budget wins, not the boldest call. Clear examples reveal how a knockout bid can backfire by pushing the price above the minimum needed, costing the buyer thousands. We set a simple test for anyone claiming the tactic works: prove the losing bidder had more to spend and still walked away. We also unpack common auction theatre like arriving early, taking centre stage, or wearing sunglasses, and explain why none of it changes the outcome. The takeaway is clear. Be wary of the marketing BS from fake experts. Episode Highlights: 00:00 - Introduction 00:43 - What is a “knock-out” bid? 02:37 - Prep-work 03:26 - Bidding walkthrough 14:09 - When it works - 3 points 19:59 - More nonsense action advice 23:01 - Conclusion ============================================================= 🎙️ Watch all Expert Busting episodes: https://www.youtube.com/playlist?list=PLWD8h9iMOyGg14F66DTdoZuS63mUJwJ82 📚 Read the full data-backed articles: https://suburbdata.com.au/education-expert-busting/ 🔎 Learn how to use Suburb Data to analyse property data: https://www.youtube.com/playlist?list=PLWD8h9iMOyGhDsFFEMdzP5fvfenYvbp0B ============================================================= Expert Busting Series A data-driven investigation into property myths. We fact-check bold claims, expose misleading advice, and reveal what the numbers actually say. Evidence over confidence. Data over hype. #expertbustingseries #propertymyths #australianproperty #propertyinvesting #datadriveninvesting #suburbdata #DSR #propertytruths #realestateinvesting ============================================================= DISCLAIMER: Please be aware that the content presented in this episode is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on this content, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and are not authorised to provide financial services. • Any actions taken by viewers based on this content are at their own risk.

Episode 8 busts the myth that you make money when you buy. We show why purchase is a cost-heavy entry point with stamp duty, conveyancing, inspections, time and often repairs, so returns come from holding through capital growth and rent. We explain why buying under market value usually signals a weak market where supply beats demand, why the price you pay becomes the new market value in the valuer’s eyes, and how chasing small discounts can mean missing larger gains in strong markets. The takeaway is clear. Focus on locations with real buyer competition, be willing to pay “above fair value” when needed, and make your money by holding in the right market rather than squeezing the purchase price in the wrong market. Episode Highlights: 00:00 - Introduction 01:04 - What you lose when you buy? 02:31 - Who makes money when you buy? 04:43 - Example 07:29 - What is your focus? 09:00 - Conclusion ============================================================= Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU ============================================================= Viewer Favourites: 👉 Q&A with Jeremy Sheppard: Entering/Exiting Markets, Buyers Agents, Suburb Selection and More - https://youtu.be/nrxq5l2MIuw 👉 How to Analyse a Property Market - https://youtu.be/TMgvL07LzXs 👉 DSR Success Rate - https://youtu.be/tSBtiD1BLqo 👉 Demand to Supply Ratio Tutorials - https://www.youtube.com/playlist?list=PLWD8h9iMOyGi7zCG37dRhAxXows2SZw7- ============================================================= DISCLAIMER: Please be aware that the content presented in this episode is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on this content, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and are not authorised to provide financial services. • Any actions taken by viewers based on this content are at their own risk.

Episode 7 shows there is no such thing as depreciation “benefits”. Depreciation is a detriment, not a benefit. We explain what depreciation really is, the unavoidable loss in a building’s value, and why tax deductions do not make you richer. Clear examples show how a $10,000 claim might cut your tax by $4,000 yet still leave you $6,000 worse off, and how Division 43 claims reduce your cost base and increase future capital gains tax. We separate depreciation from repairs, outline prime cost versus diminishing value methods, and test the theory against real markets, including off the plan units in Zetland that went backwards. The rule of thumb is simple. Minimise depreciation, maximise land value, and favour established, supply constrained locations with room to add value. Episode Highlights: 00:00 - Introduction 00:40 - What is depreciation? 07:26 - Divisions of tax law 10:52 - Diminishing value and prime cost 12:30 - Capital growth 13:21 - Tax example 17:56 - You don’t get it all back 19:41 - Maintenance 21:18 - Example - Back deck 30:16 - Depreciation “Benefits” 34:04 - Selling 35:11 - Bad advice 40:44 - High depreciation properties 45:13 - Conclusion ============================================================= 🎙️ Watch all Expert Busting episodes: https://www.youtube.com/playlist?list=PLWD8h9iMOyGg14F66DTdoZuS63mUJwJ82 📚 Read the full data-backed articles: https://suburbdata.com.au/education-expert-busting/ 🔎 Learn how to use Suburb Data to analyse property data: https://www.youtube.com/playlist?list=PLWD8h9iMOyGhDsFFEMdzP5fvfenYvbp0B ============================================================= Expert Busting Series A data-driven investigation into property myths. We fact-check bold claims, expose misleading advice, and reveal what the numbers actually say. Evidence over confidence. Data over hype. #expertbustingseries #propertymyths #australianproperty #propertyinvesting #datadriveninvesting #suburbdata #DSR #propertytruths #realestateinvesting ============================================================= DISCLAIMER Please be aware that the content presented in this episode is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on this content. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and are not authorised to provide financial services. • Any actions taken by listeners based on this content are at their own risk.

Episode 6 challenges the idea that higher wages drive higher capital growth. Using ABS census data across all suburbs since 1991, we group markets by household income and by income growth over 5 to 25 years and find no consistent link to future price gains. The flaw is practical as well as statistical. Buyers can come from anywhere, census incomes are lagged and noisy, and borrowing capacity depends on more than wages. In many eras the pattern reverses, and higher prices can lift the incomes recorded later, not the other way around. The takeaway is clear. Ignore wage and wage growth metrics when selecting suburbs and focus on what actually moves prices.   Episode Highlights: 00:00 - Introduction 01:15 - Buyers can come from anywhere 07:58 - Household income vs Capital growth 13:56 - 5 year growth — Household income vs Capital growth 17:02 - 10 year growth — Household income vs Capital growth 18:28 - 15 year growth — Household income vs Capital growth 18:53 - 20 year growth — Household income vs Capital growth 19:37 - 25 year growth — Household income vs Capital growth 20:13 - Household income relative to state vs Capital growth 21:24 - 5 year household income growth relative to state income growth vs Capital growth 23:30 - Cause correlation 26:02 Conclusion ============================================================= 🎙️ Watch all Expert Busting episodes: https://www.youtube.com/playlist?list=PLWD8h9iMOyGg14F66DTdoZuS63mUJwJ82 📚 Read the full data-backed articles: https://suburbdata.com.au/education-expert-busting/ 🔎 Learn how to use Suburb Data to analyse property data: https://www.youtube.com/playlist?list=PLWD8h9iMOyGhDsFFEMdzP5fvfenYvbp0B ============================================================= Expert Busting Series A data-driven investigation into property myths. We fact-check bold claims, expose misleading advice, and reveal what the numbers actually say. Evidence over confidence. Data over hype. #expertbustingseries #propertymyths #australianproperty #propertyinvesting #datadriveninvesting #suburbdata #DSR #propertytruths #realestateinvesting ============================================================= DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and are not authorised to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

Episode 5 tackles the myth that buying closer to the CBD delivers superior capital growth. We unpack why past reports misled investors through tiny samples, uneven suburb spacing and single time frames, then replicate their methods across later periods to show the result often reverses. We widen the analysis to thousands of suburbs across major cities and find no enduring link between distance to the CBD and higher growth. We also compare yield and volatility, showing inner ring markets often provide lower income and greater risk without a growth premium. The message is simple. Do not stretch your budget to buy close in. Rely on broad data and test every claim across time. Episode Highlights: 00:00 - Introduction 00:43 - Flawed past research 01:49 - Debunking the Australian Housing Urban Research Institute (AHURI) report 15:06 - AHURI flaws summary 24:00 - How ratios change over long vs short history 34:43 - Accurate charts based upon data 40:25 - Distance from CBD vs Yield 43:18 - Risk for investors to consider 48:48 - Other considerations 53:51 - Conclusion ============================================================= 🎙️ Watch all Expert Busting episodes: https://www.youtube.com/playlist?list=PLWD8h9iMOyGg14F66DTdoZuS63mUJwJ82 📚 Read the full data-backed articles: https://suburbdata.com.au/education-expert-busting/ 🔎 Learn how to use Suburb Data to analyse property data: https://www.youtube.com/playlist?list=PLWD8h9iMOyGhDsFFEMdzP5fvfenYvbp0B ============================================================= Expert Busting Series A data-driven investigation into property myths. We fact-check bold claims, expose misleading advice, and reveal what the numbers actually say. Evidence over confidence. Data over hype. #expertbustingseries #propertymyths #australianproperty #propertyinvesting #datadriveninvesting #suburbdata #DSR #propertytruths #realestateinvesting ============================================================= DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and are not authorised to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

Episode 4 busts the idea that buying near amenities delivers superior results. We compare suburbs with train stations, top schools, beaches, major shopping centres and airports over decades, and also rank suburbs by walk score, finding that price premiums do not translate into better capital growth or yield over time. Where a new amenity appears, any uplift is brief as prices adjust. We also test the claim that so-called A grade properties beat the median and show the gap narrows rather than widens. The message is simple. Treat amenities as price features, not growth engines, and focus instead on supply constraints, planning limits and real buyer competition. Timestamps: 00:00 - Introduction 00:55 - Amenities listed 01:51 - Apples vs Oranges analogy 05:06 - When a new amenity appears 08:46 - Historical data 10:35 - Sydney suburbs with and without train stations 16:23 - Melbourne suburbs with and without train stations 20:54 - Brisbane suburbs with and without train stations 27:10 - Melbourne suburbs with good schools vs without 30:25 - Sydney suburbs with beaches vs without 34:32 - Suburbs near large shopping centres vs others 36:45 - Sydney and Melbourne suburbs near airports vs others 40:17 - Walkscore 49:37 - Standard deviation of average as a percentage 58:47 - Conclusion ============================================================= 🎙️ Watch all Expert Busting episodes: https://www.youtube.com/playlist?list=PLWD8h9iMOyGg14F66DTdoZuS63mUJwJ82 📚 Read the full data-backed articles: https://suburbdata.com.au/education-expert-busting/ 🔎 Learn how to use Suburb Data to analyse property data: https://www.youtube.com/playlist?list=PLWD8h9iMOyGhDsFFEMdzP5fvfenYvbp0B ============================================================= Expert Busting Series A data-driven investigation into property myths. We fact-check bold claims, expose misleading advice, and reveal what the numbers actually say. Evidence over confidence. Data over hype. #expertbustingseries #propertymyths #australianproperty #propertyinvesting #datadriveninvesting #suburbdata #DSR #propertytruths #realestateinvesting ============================================================= DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and are not authorised to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

Episode 3 tests the new versus old theory and shows why depreciation is not a benefit but a cost that only reduces tax while the building falls in value and the land rises. Through clear examples comparing land to asset ratios, cash flow, vacancy, stamp duty and grants, we show the growth gap still favours established homes with more of the price in the land. We confirm this with Queensland sales data where newer dwellings delivered lower capital growth, and explain how capital gains tax can claw back years of claimed depreciation. The message is simple. If you want a new home, build it for yourself. If you want an investment, favour established property with strong land content, limited new supply and room to add value. Episode Highlights: 00:00 - Introduction 00:53 - Nothing beneficial about depreciation 01:43 - What is depreciation 03:40 - Depreciation tax deductions 05:44 - Depreciation schedule example 10:39 - Depreciation — You don’t get it all back 13:37 - Depreciation — New vs Old 14:17 - Land vs Dwelling 14:51 - New vs Old 21:15 - Appreciation and depreciation 33:50 - First homeowners grant 35:29 - Land to asset ratio (LAR) 37:45 - Why pros shouldn’t recommend high-depreciation properties 41:57 - Renovate or rebuild 54:52 - Conclusion ============================================================= 🎙️ Watch all Expert Busting episodes: https://www.youtube.com/playlist?list=PLWD8h9iMOyGg14F66DTdoZuS63mUJwJ82 📚 Read the full data-backed articles: https://suburbdata.com.au/education-expert-busting/ 🔎 Learn how to use Suburb Data to analyse property data: https://www.youtube.com/playlist?list=PLWD8h9iMOyGhDsFFEMdzP5fvfenYvbp0B ============================================================= Expert Busting Series A data-driven investigation into property myths. We fact-check bold claims, expose misleading advice, and reveal what the numbers actually say. Evidence over confidence. Data over hype. #expertbustingseries #propertymyths #australianproperty #propertyinvesting #datadriveninvesting #suburbdata #DSR #propertytruths #realestateinvesting ============================================================= DISCLAIMER Please be aware that the content in this episode is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances. • It is strongly recommended to consult with a qualified financial advisor before making any financial decisions based on this content. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and are not authorised to provide financial services. • Any actions taken by viewers based on this content are at their own risk.

Episode 2 of the Expert Busting Series examines the idea of buying under market value. We explain the difference between negotiating on price and buying below fair value, which is set by recent comparable sales and used by banks and valuers. We also show why the price you pay becomes the new market value, limiting the usefulness of so-called discounts. This episode covers: How advertised discounts differ from true value What we found when auditing “under market value” deals How discount-focused suburbs perform over time Why bargains usually appear in weaker markets What to prioritise for long-term results A practical, data-based look at one of the most common claims in property investing. Timestamps: 00:00 Intro 00:53 Defining terms 02:59 Making a professional valuation 04:21 Everyone has a bias 05:13 Problem 01: True value 07:19 Problem 02: New value 11:01 Fails 17:25 Discount vs growth 18:41 Key points 19:55 Analysis of discounts 24:09 Distressed sale 30:15 Conclusion ============================================================= 🎙️ Watch all Expert Busting episodes: https://www.youtube.com/playlist?list=PLWD8h9iMOyGg14F66DTdoZuS63mUJwJ82 📚 Read the full data-backed articles: https://suburbdata.com.au/education-expert-busting/ 🔎 Learn how to use Suburb Data to analyse property data: https://www.youtube.com/playlist?list=PLWD8h9iMOyGhDsFFEMdzP5fvfenYvbp0B ============================================================= Expert Busting Series: A data-driven investigation into property myths. We fact-check bold claims, expose misleading advice, and reveal what the numbers actually say. Evidence over confidence. Data over hype. #expertbustingseries #propertymyths #australianproperty #propertyinvesting #datadriveninvesting #suburbdata #DSR #propertytruths #realestateinvesting ============================================================= DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and are not authorised to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

The Expert Busting Series is Suburb Data’s new program that tests common property advice against hard data. In episode 1, we examine the popular claim that population growth drives capital growth at the suburb level. The data shows the opposite: strong population forecasts usually signal new supply, not rising demand. We break down how population forecasts are created, how planned dwellings feed into assumptions, and how prices actually move when supply and demand shift. We also explain where vacancy rates fit into the picture. Real-world case studies including Hobart, Cairns, Townsville and Sydney show that rapid population growth often fails to translate into strong price gains in the years that follow. Timestamps: 00:00 Introduction 01:07 Supply and demand fundamental law 06:00 Population growth influences 07:42 How the population of a suburb grows 17:21 Population growth example 20:38 Hobart vs eastern seaboard majors example 22:48 More examples 24:45 Townsville example 26:24 Sydney example 27:38 Population growth vs capital growth over 5 year period 33:24 Conclusion ============================================================= 🎙️ Watch all Expert Busting episodes: https://www.youtube.com/playlist?list=PLWD8h9iMOyGg14F66DTdoZuS63mUJwJ82 📚 Read the full data-backed articles: https://suburbdata.com.au/education-expert-busting/ 🔎 Learn how to use Suburb Data to analyse property data: https://www.youtube.com/playlist?list=PLWD8h9iMOyGhDsFFEMdzP5fvfenYvbp0B ============================================================= Expert Busting Series: A data-driven investigation into property myths. We fact-check bold claims, expose misleading advice, and reveal what the numbers actually say. Evidence over confidence. Data over hype. #expertbustingseries #propertymyths #australianproperty #propertyinvesting #datadriveninvesting #suburbdata #DSR #propertytruths #realestateinvesting ============================================================= DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and are not authorised to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

The Expert Busting Series is here — a data-driven look at the biggest myths in property. In this intro, Jeremy shares how trusting the wrong “experts” cost him around $1 million in lost opportunity and why this series exists: to separate real research from marketing hype. You’ll learn: • Why so much property advice is flawed. • How investors get misled. • What actually drives capital growth. • How this series will keep you out of trouble. A short, honest look at the mistakes that shaped Jeremy’s mission to uncover the truth. Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU 🎙️ Watch all Expert Busting episodes: https://www.youtube.com/playlist?list=PLWD8h9iMOyGg14F66DTdoZuS63mUJwJ82 📚 Read the full data-backed articles: https://suburbdata.com.au/education-expert-busting/ 🔎 Learn how to use Suburb Data to analyse property data: https://www.youtube.com/playlist?list=PLWD8h9iMOyGhDsFFEMdzP5fvfenYvbp0B About the Expert Busting Series A data-driven investigation into property myths. We fact-check bold claims, expose misleading advice, and reveal what the numbers actually say. Evidence over confidence. Data over hype. #expertbustingseries #propertymyths #australianproperty #propertyinvesting #datadriveninvesting #suburbdata #DSR #propertytruths #realestateinvesting DISCLAIMER Please be aware that the content presented in this episode is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances. • It is strongly recommended to consult with a qualified financial advisor before making any financial decisions based on this content. • Suburb Data does not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth). • Any actions taken by listeners based on this content are at their own risk.

In this episode, we dive into the 3rd part of our accounting series with Dom from DPR Accountants 🧮 This time we cover depreciation, repairs, and capital works for property investors. We explain what you can and can’t claim, how quantity surveyors fit in, and why renovations, extensions, and upgrades can change your tax outcome. We also talk about ownership splits, new build traps, and why second-hand assets are treated differently. If you’ve ever wondered how to get the most out of your investment deductions, this one’s packed with clear answers and examples.   Episode Highlights 00:00 - Introduction 00:59 - SMSF Structure 14:27 - SMSF Examples 28:48 - Summary 43:35 - Complex company structure 53:56 - Closing thoughts   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: • Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

Dom from DPR Accountants is back as we unpack trusts versus companies for property investors. We show when each structure makes sense, how the tax actually lands, and the traps to avoid. You will hear about CGT discounts, dividends and franking credits, land tax from the first dollar in some states, quarantined trust losses, corporate trustees and bucket companies, borrowing and serviceability, plus asset protection. Clear examples show when a company can beat a trust, and when a trust shines by sharing income with family 🧾   Episode Highlights 00:00 - Introduction 00:43 - Company structure examples 05:13 - Legal steps setting up a company 08:19 - Trust structures 21:23 - Company example 24:37 - Trust example 28:38 - Closing thoughts   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: • Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

Dom from DPR Accountants joins us for part one of our three part accounting series. We break down owning property in your own name. Joint tenants versus tenants in common. Partnerships and land tax surprises. How negative gearing can turn positive and when to time a capital gain. Smart loan structuring like splitting debt between partners, using offsets and PAYG variations to smooth cash flow. Plus when teaming up to buy helps or hurts and how to protect serviceability while keeping growth front and centre. Tune in for clear answers and fewer headaches next time you buy   Episode Highlights 00:00 - Introduction 00:58 - Property in your own name 06:30 - Investing with siblings or friends 08:37 - Individual income tax 11:24 - Capital gains tax 15:40 - Land tax 30:51 - Loan splits 43:24 - Gearing example   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: • Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

Join us for Episode 50 as we rewind two years of wins, misses, and market shifts. We unpack the new 5% deposit scheme. We cover LMI, serviceability, and the risk of juicing demand. We compare rentvesting and borderless buying with “buy in your backyard.” We call out the life-coach property hype. We show why DSR3 matters, where Darwin, Perth, and parts of Melbourne are heating up, and how yields and vacancies shape cash flow. We wrap with the biggest lessons: build a strategy, use data, and tune out the noise. If this helped, drop a like—50 thumbs up and we’ll go weekly.   Episode Highlights 00:00 - Introduction 01:12 - Government 5% deposit scheme 08:35 -  More interest in data 09:35 - Suburb Data DSR 3 - Pay per use 12:42 - Strategy shifts 14:55 - NSW fair trading property agent business leaders forum 20:54 - What hasn’t changed? 23:17 - Market sentiment - Nov 2023 24:42 - Around the grounds - Sep 2025 27:55 - The last 3 years 29:33 - Key lessons from the first 50 episodes 32:23 - Thank you   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

Are buyer’s agents worth it right now or mostly clever marketing? 🏡 We unpack what a buyer’s agent actually does, where they add real value, and the traps to watch like bias, glossy reports, and chasing off market or under market value. We compare Perth’s surge with Melbourne’s flat patch, share a real case study of a unit that went backwards over nearly ten years, and explain when to use a local pro versus going DIY with our Suburb Data tools. Like, comment, and subscribe for more straight talking property chats.   Episode Highlights 00:00 - Introduction 00:47 - BA vs Selling agent, what’s the difference? 05:20 - Advantages of having a BA? 16:00 - Example: Melbourne vs Perth 18:38 - Disadvantages & limitations of a BA 23:34 - When a BAD is worth it or not 28:25 - Harris Park unit example 31:21 - Conclusion   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: • Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

We are back with another Q&A answering the questions you have sent through 🙌 We cover depreciation myths and why new builds often underperform, the big yield versus growth debate, units in big cities, and whether Perth is still worth buying into. We also talk about SMSFs, red flag awards, and the strategies that really drive long term results. If you have ever wondered if it is too late to start investing at forty, whether chasing yield actually helps you grow a portfolio, or how to spot oversupply before it hurts your returns, this one is for you. Leave your questions in the comments and we will hit them up in the next Q and A.   Episode Highlights: 00:00 - Introduction 02:01 - Depreciation washout 06:12 - Cash flow and capital gain 11:28 - Minimum price for a property 16:35 - High rental yield with capital growth 20:24 - Purchasing an apartment 26:30 - Is 40 years old too late? 27:57 - Purchasing in Perth during the peak 30:21 - Self managed super funds 38:45 - Suburb Data, AI or Human? Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: • Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

It’s finally here DSR 3! 🚀 In this episode, we reveal the brand-new version of our Demand to Supply Ratio algorithm and show you how it stacks up against the old models. From why we built it from scratch and why it’s a big leap forward in predicting capital growth, we cover it all. Plus, we take you on a tour of the new Suburb Data platform. Heat-maps, historical charts, context rulers, and our new pay-per-use model designed to make research more flexible than ever.   Episode Highlights: 00:00 - Introduction 00:51 - Why we built DSR3 06:58 - Suburb Data website tour 09:36 - How to search for cashflow vs capital growth 24:11 - Common traps 26:37 - Exploring the tool further 27:45 - Historical charts 38:01 - Heat maps 44:31 - What features are coming next?   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

Is there really such a thing as the perfect suburb? 🏡 In this episode, we bust the myth and talk about why chasing perfection can lead to analysis paralysis and missed opportunities. From cherry-picked “hotspot” reports to buyer’s agents with blinkers on, we share why every suburb has trade-offs and what really matters when weighing up growth, cash flow and risk.   Episode Highlights: 00:00 - Introduction 02:50 - Have you ever found a metric perfect suburb? 03:38 - Can a suburb be perfect for investment? 10:40 - 2014 Data: Analysis paralysis 13:37 - Pitfalls of the chasing the perfect investment suburb 16:47 - Can you trust the data? 18:19 - Look for reliability 19:06 - Is there a perfect house? 23:21 - Conclusion   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

Old-school advice told us to "buy near the CBD" and "chase high income areas" but does the data actually back that up? In this episode, we dig into why data and tech are changing the property game, how smart investors are using it to make better calls, and why clinging to outdated ideas could be costing you 💥   Episode Highlights: 00:00 - Introduction 00:31 - The problem with old school investing 02:57 - Why does data driven investing work better? 09:00 - How has tech changed the game? 14:10 - Not all data is equal 15:48 - What does use of smart data look like? 20:06 - An example when good data has prevented a poor decision 25:10 - Conclusion   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

This week we’re building on last episode’s foundations and diving into smart scaling, how to balance growth vs yield, how to avoid emotional traps, and whether chasing “undervalued” deals is actually costing you 💸 Damien fires off rapid-fire questions while Jeremy drops some spicy truths (including his early mistakes!). Whether you’re a new investor or scaling up, this one's packed with practical tips, laughs and a few hard truths.   Episode Highlights: 00:00 - Introduction 00:34 - How do you balance high rental yields with capital growth? 04:15 - Suburb Data context ruler example 09:05 - How does leveraging equity help scale faster? 10:44 - Pulling out equity when available 13:08 - What’s the best way to accelerate capital growth? 19:03 - Signs of an emotional decision 22:20 - How would you choose a good property manager? 29:32 - Have you talked a client out of a bad deal due to bias? 33:30 - Data vs sentiment 34:10 - Is data useful in an emotional market? 35:29 - How to stay objective when getting caught up in the noise?     Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

What makes a suburb really worth investing in? In this episode, we chat about the key ingredients of a high-performing property. From suburb selection and asset quality to emotional traps and the overhyped “blue chip” myth. Grab a coffee and tune in for a no-BS chat full of tips, laughs and a bit of expert busting. Let us know your biggest property investing lesson in the comments!   Episode Highlights: 00:00 - Introduction 02:09 - How can investors minimise mistakes? 08:59 - Most common emotional pitfalls 12:12 - Investor mistake process 16:09 - How is DSR different from its competitors? 21:22 - How often should investors review the DSR score? 25:40 - What’s the first thing to check on the ground 27:42 - How does infrastructure developments impact growth? 30:52 - Strong DSR score, underperforming?   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

We always talk about property investing, but this time we’re digging into the money habits that make it all possible 💸 From dodging credit card traps to tracking your surplus and actually sticking to a budget, we’re sharing what’s worked (and what hasn’t) over the years. Whether you’re trying to save for your first property or just want to feel less broke by Friday, this one’s for you. Let us know in the comments if you want more episodes like this—we’re keen to keep it going if you are!   Episode Highlights: 00:00 - Introduction 01:23 - Financial quotes 05:30 - What triggered an interest in money management 10:10 - Money management mistakes 12:05 - What is an easy starting point? 15:06 - Does being frugal = wealth? 20:59 - Is saving different when being an investor? 24:39 - What is the easiest way to start tracking finances? 27:02 - Best financial habit? 28:11 - Going back in time, what would you do differently? 29:46 - Cash is king! 31:23 - Conclusion   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

Is wage growth really the secret to capital growth? 📈 We’ve seen this claim floating around again, so in this episode, we dig into the data and test the theory ourselves. Using real suburb examples and wage stats going back to 1991, we break down whether income trends actually lead to stronger property performance—and the results might surprise you.   Episode Highlights: 00:00 - Introduction 00:35 - Email hit piece analysis 03:21 - Weekly family income chart 09:47 - Jeremy’s analysis: Change of family income 16:22 - Jeremy’s analysis: Capital growth 22:31 - Lessons learned 23:07 - Conclusion   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

We're responding to your comments and questions—from oversupply in Perth suburbs like Treeby, to misunderstood property metrics (no, population growth isn't the golden ticket), and even whether Darwin’s worth a look. We break down what's fluff, what's real, and what you really need to know before buying.   Episode Highlights: 00:00 - Introduction 01:19 - Finance quote 02:17 - Question 01 14:43 - Question 02 17:58 - Question 03 21:08 - Question 04 24:34 - Question 05 27:37 - Question 06   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

In this episode, we call out the smoke and mirrors: flashy social media flexing, dodgy data, fake experts, and free “research” platforms that are anything but. We’re sharing the red flags we’ve seen over the years and giving you the tools to spot marketing spin before it costs you thousands. Whether you're a first-timer or seasoned investor, this is your reminder to trust, but verify—and always back your decisions with solid data.   Episode Highlights: 00:00 - Introduction 00:43 - Look at my life trap 09:04 - Free research & Fin-fluencers 13:06 - What is a Fin-fluencer? 18:44 - The coaching & advice industry 23:35 - Reality check: Data over hype 25:17 - Conclusion   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

In part three of our Property vs Shares series, we wrap it all up by sharing what we’d do if we had to start from scratch today! 🏡 We cover lessons we’ve learnt the hard way, mistakes to avoid, how risk tolerance and cash flow play a role, and why keeping it simple often wins. Plus, we chat about why property still gets the edge for us—and why shares can still have a place depending on your goals. Got your own strategy or lessons to share? Drop them in the comments, and don’t forget to like, subscribe, and share!   Episode Highlights 00:00 - Introduction 03:50 - Paying off the Mortgage 08:16 - $100k examples 09:59 - What would we do? 14:09 - Lessons learned from experience 25:57 - Asset allocation 31:17 - How to decide for yourself? 33:41 - Conclusion   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

We’re back with part two of our Property vs Shares showdown, and this time, we’re crunching the numbers! 📊 We break down historical returns, leverage, cash flow, and risk to see which investment strategy truly comes out on top. Plus, we reveal some surprising insights about property loans, margin lending, and how different tax brackets impact your returns. Stay tuned for part three—where we reveal what we’d invest in right now!   Episode Highlights: 00:00 - Introduction 01:11 - Shares 06:34 - Shares performance over 30 years 09:48 - Key differences in leverage 10:55 - Shares LVR 19:03 - Risk management and market volatility 19:17 - $100k property example 21:35 - $100k shares not leveraged example 22:54 - $100k shares leveraged example 24:28 - USA shares leveraged 25:47 - Franking credits 32:29 - Superannuation 34:23 - Strategy 37:51 - Conclusion   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

Property or shares—what’s the better way to build wealth? 🤔 In this episode, we kick off a three-part series breaking down the key differences, pros and cons, and our personal experiences with both. We cover leverage, risk, cash flow, and the common traps investors fall into. Whether you're team property, team shares, or just figuring it out, this episode lays the foundation for the ultimate investing showdown!   Episode Highlights: 00:00 - Introduction 02:16 - Starting out 07:44 - Which builds wealth faster? 12:36 - Passive vs active investing 14:05 - Property investment pros 25:03 - Property investment cons 35:11 - Shares pros 40:07 - Shares cons 47:27 - Conclusion   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

Buying property as an expat comes with some serious challenges—lending restrictions, different tax rules, and the struggle to find the right buyer’s agent. 🌏 In this episode, we chat with Ricky, an Aussie living in China, about his journey to purchasing a property back home. We break down the hurdles he faced, the mistakes he avoided, and the lessons he learned after speaking with nine different buyer’s agents! If you’re an expat thinking about investing in Australia, this one’s packed with insights you won’t want to miss.   Episode Highlights: 00:00 - Introduction 01:23 - Introducing Ricky 03:08 - Challenges as an expat 05:54 - How did it all start? 11:43 - Did you research the BAs? 13:23 - Good and bad experiences 20:26 - Red flags 22:03 - What is the main reason for using a BA? 25:48 - Various fee structures 32:07 - Feelings of FOMO? 34:50 - Advice for expats 38:48 - Is Australia the best place to buy? 44:46 - Conclusion   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

In this episode, we get real about the industry’s biggest red flags—misleading claims, flashy marketing tactics, and so-called “experts” who might not have your best interests at heart. From high-pressure sales tactics to the long-term excuse for bad investments, we’re calling it out and sharing what we’ve learned from years in the game. If you've ever felt overwhelmed by the noise in the property world, this one’s for you. Drop your thoughts in the comments, and don’t forget to like, subscribe, and share!   Episode Highlights: 00:00 - Introduction 02:41 - Misleading claims and titles 04:24 - Fancy titles in property 07:18 - Property investment advisors 09:15 - Big property portfolios 10:56 - Cherry picked past properties 12:49 - Who can you trust? 15:27 - Taking advice from a generalist 16:17 - Property investment advisors 17:54 - Strategies and red flags 27:51 - Positive cashflow and no growth 30:42 - The flash and the fundamentals 35:02 - The long term approach 40:46 - Conclusion   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

Oversupply is one of the biggest risks in property investing 🏡 In this episode, we break down how to spot areas at risk of too much stock and what to look for before buying. We’ll show you why counting listings isn’t enough, how to use Google Maps to predict future supply, and why avoiding units (or certain locations) could save your investment from flatlining. Got questions or your own oversupply horror story? Drop it in the comments & don’t forget to like, subscribe, and share this with your fellow investors!   Episode Highlights: 00:00 - Introduction 01:03 - What is supply? 04:07 - Future supply 09:49 - Built-up and vacant land 12:31 - Context ruler example 01 15:24 - Context ruler example 02 17:10 - Conclusion   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

We're back tackling the 18-year property cycle—because you won’t let it go! 📉 After our last episodes debunking the cycle, the comments came flooding in with new theories and claims. So, we’ve done what we do best—dug into the data to see if the numbers actually stack up. Does Sydney and Melbourne really boom first, followed by Queensland, WA, and SA? Or is this just another myth? Let’s find out! Got more evidence? Drop it in the comments or send us an email. Don’t forget to like, subscribe, and share this with someone who still swears by the cycle!   Episode Highlights: 00:00 - Introduction 02:58 - Listener feedback 08:01 - Verifying the listeners theory 10:28 - Primary Markets 21:43 - Secondary Markets 26:17 - Primary and secondary market growth theory 28:30 - Primary market investing theory 30:37 - Secondary market investing theory 31:49 - Conclusion   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

Is 2025 the year to buy property or should you hold off? 🤔 In this episode, we tackle a viewer's question about timing the market and explore whether waiting could be a costly mistake. We dive into the latest data, comparing growth across cities, and share tips on navigating the property landscape. Whether you're a first-time buyer or seasoned investor, this podcast will help you decide if now’s the right time to make your move!   Episode Highlights: 00:00 - Introduction 00:51 - What does the 2025 property market look like? 05:22 - When does buying make sense? 06:11 - Should investors wait? 15:19 - FOMO vs analysis paralysis 18:53 - Listener 1 Q&A 21:36 - What would Jeremy do? 22:57 - What would Damien do? 24:24 - Listener 2 Q&A 31:03 - Conclusion   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

Thinking about buying property with friends or family? It might sound like a great way to get into the market, but is it really that simple? In this episode, we’re joined by Alana, our go-to mortgage broker, to dive into the pros and cons of co-ownership. We cover everything from pooling resources to the risks involved, plus the importance of having a solid exit plan. If you're considering teaming up on a property, this one's for you!   Episode Highlights: 00:00 - Introduction 00:55 - Why is Co-Ownership popular? 03:32 - What is tenants in common? 07:50 - Tenants in common drawbacks 11:07 - What is the exit plan? 16:06 - What about inheritance?   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

We’re back with part two of the 18-year property cycle! Responding to your comments from part 1, some viewers insisted the cycle is real and pushed us to dig deeper into the data. This time, it's not just Australian cities, we looked into the US and the UK—and the results are in. Join us as we respond to your comments and bust some myths about this so-called cycle. Got more data or research to share? Let us know in the comments, and don’t forget to like, subscribe, and share this with someone who needs a dose of reality!   Episode Highlights: 00:00 - Introduction 01:02 - Historical growth of Australian real estate 1981 - 2024 04:40 - Responding to YouTube comments 05:35 - Sydney’s growth rate 08:07 - Melbourne’s growth rate 08:51 - Brisbane’s growth rate 09:17 - USA historical price data 1963 - July 2024 (60 years) 10:40 - UK land registry peak data 13:52 - Is the 18.6-year cycle real according to ChatGPT?   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.  

In the final episode of our Positive Cashflow Properties series, we bust the myth: "Can you just keep buying property forever?" Spoiler: It’s not that simple. With Alana from We Mortgage Solutions, we cover: - The real limit on how many properties you can buy. - Why income matters more than cash flow when scaling. - The truth about "blacklisted suburbs." - Hidden costs of "cheap" cashflow properties. - Packed with expert advice and real stories, this episode is a must-listen for investors at any stage. Drop your thoughts or questions below, and don’t forget to like, subscribe, and share!   Episode Highlights: 00:00 - Introduction 00:55 - Cashflow neutral property = No problem servicing mortgages? 08:05 - How to accumulate 30+ properties? 11:55 - Will I ever have an issue servicing neutral properties? 12:39 - Granny flats, renting by room, NDIS & Airbnb 20:29 - Other sources for positive cashflow 23:41 - What can be done with cashflow surplus? 25:12 - Risks and challenges 26:40 - Is positive cash flow for every investor? 27:19 - What would Jeremy do? 29:13 - What would Damien do? 31:42 - Conclusion   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.  

Welcome to part 2 of our 3-part positive cash flow property series! 🏡 In this episode, we discuss the key factors influencing rental growth, vacancy rates, and why cash flow isn’t everything. We’ll help you understand how to pick the right markets for long-term capital growth and why looking beyond rental yield is crucial. Tune in for the insights you won’t want to miss!   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   Episode Highlights: 00:00 - Introduction 01:20 - Strategies for finding positive cashflow properties 07:06 - Millars Well property example 10:25 - Pallarenda property example 12:23 - How about a Unit? 16:03 - Index fund example 22:24 - Is low vacancy + 12-month rental growth the key? 28:35 - Conclusion   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.  

In part one of our Positive Cash Flow series, we dive into the nuts and bolts of cash flow properties: what they are, how they work, and whether they’re a smart move in today’s high-interest-rate environment. 🏡 From calculating yields to understanding the balance between growth and cash flow, we’re breaking it all down with real-world examples. Tune in to skip the guesswork and learn how to make your property investments work smarter, not harder!   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU Let us know in the comments, and don’t forget to like, share, and subscribe for part two!   Episode Highlights: 00:00 - Introduction 01:12 - What is a positive cash flow property 02:01 - Housing, what is average? 12:48 - Breaking down a positive cash flow example 20:53 - What’s the key variable? 2% change 23:42 - Gross rental yield 30:18 - How long do rental yields as high as 7.9% last? 35:49 - Yield % vs typical house prices 39:27 - Conclusion   Viewer Favourites 👉 Q&A with Jeremy Sheppard: Entering/Exiting Markets, Buyers Agents, Suburb Selection and More - https://youtu.be/nrxq5l2MIuw 👉 How to Analyse a Property Market - https://youtu.be/TMgvL07LzXs 👉 DSR Success Rate - https://youtu.be/tSBtiD1BLqo 👉 Demand to Supply Ratio Tutorials - https://www.youtube.com/playlist?list=PLWD8h9iMOyGi7zCG37dRhAxXows2SZw7-   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.  

Ever wondered which metrics really drive suburb growth? 🏘️ In this episode, we’re tackling a big question from one of our listeners: what specific data should investors focus on, and where does it come from? Join us as we break down key metrics like vacancy rates, rental yields, and demand-to-supply ratios. We’ll share why relying on just one number could lead you astray and how AI-driven insights can give you an edge in picking the best areas to invest. Perfect for anyone looking to skip the guesswork and make smarter property moves! Like, subscribe, and share if you find this helpful!   Episode Highlights: 00:00 - Introduction 00:44 - Viewer question 04:56 - Why Mertric Targeting matters 09:17 - Metrics to consider 13:19 - The key filters to use 19:35 - Conclusion   Viewer Favourites 👉 Q&A with Jeremy Sheppard: Entering/Exiting Markets, Buyers Agents, Suburb Selection and More - https://youtu.be/nrxq5l2MIuw 👉 How to Analyse a Property Market - https://youtu.be/TMgvL07LzXs 👉 DSR Success Rate - https://youtu.be/tSBtiD1BLqo 👉 Demand to Supply Ratio Tutorials - https://www.youtube.com/playlist?list=PLWD8h9iMOyGi7zCG37dRhAxXows2SZw7-   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.  

In this episode of the Suburb Data Podcast, we dive into YOUR questions! 🧐 From finding real property data to the impact of the Brisbane 2032 Olympics on the market, we've got all the insights you need. Plus, we'll chat about the hot markets like Perth and Townsville and share why some areas might not be the investment goldmines they're hyped up to be. Tune in for some no-fluff advice and plenty of laughs along the way!   Episode Highlights: 00:00 - Introduction 01:12 - Question 1 05:39 - Question 2 10:27 - Question 3 13:11 - Question 4 18:39 - Question 5 21:08 - Question 6   Viewer Favourites 👉 Q&A with Jeremy Sheppard: Entering/Exiting Markets, Buyers Agents, Suburb Selection and More - https://youtu.be/nrxq5l2MIuw 👉 How to Analyse a Property Market - https://youtu.be/TMgvL07LzXs 👉 DSR Success Rate - https://youtu.be/tSBtiD1BLqo 👉 Demand to Supply Ratio Tutorials - https://www.youtube.com/playlist?list=PLWD8h9iMOyGi7zCG37dRhAxXows2SZw7-   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.  

In this episode, we dive into the hot topic of negative gearing! We break down what it means, why it’s back in the headlines, and what it could mean for property investors and the Aussie market. From tax breaks to rent increases, we’ve got all the insights you need—no accounting degree required! Hit that play button for an easy-to-digest chat, and don’t forget to like, subscribe, and share if you find value in our content! 👍   Episode Highlights   00:00 - Introduction 01:49 - What is negative gearing 06:10 - Taxable losses example 08:09 - Aiming for capital growth 11:37 - Who benefits? 14:40 - Property in Australia is not unaffordable 20:38 - Australia is not alone, let’s check NZ 30:17 - Pro’s and Con’s 32:16 - Summary     DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

In this episode, we dive into the so-called "18-year property cycle" – does it hold any truth for the Aussie market? 🤔 Spoiler: it's not looking good! Together, we break down the historical data and show why this U.S.-based theory doesn't really apply to Australia. From national growth rates to property booms (and busts), we cut through the myths and give you the real scoop on property cycles in Australia. 📊🏠   Episode Highlights   00:00 - Introduction 01:22 - national growth rate 03:50 - Long-term national average growth rate 06:16 - The market booms 08:18 - Lowering the boom benchmark 13:18 - Conclusion   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.

In today’s episode, we’re diving into the 2024 Global Liveability Index—exploring who’s up, who’s down, and where Aussie cities rank on the world stage. We’ll break down how Melbourne, Sydney, and other top cities are faring, and what these rankings mean for property investors like us. Plus, we’ll discuss taxes, the cost of living, and why Australia might just be the best place to live and invest. Whether you’re a seasoned investor or just starting out, this episode has something for everyone.   Episode Highlights: 00:00 - Introduction 01:00 – What is the Global Liveability Index 02:40 – Most Liveable City Rankings 14:46 – Cost of Living Comparison 17:45 – Key Takeaways   Viewer Favourites 👉 Should You Purchase One Big Asset or Two Cheaper Ones? - https://youtu.be/0x8G2rHvp38 👉 Cashflow and Return for a Property Investment - https://youtu.be/1-ML8RkMJdc 👉 DSR Success Rate - https://youtu.be/tSBtiD1BLqo 👉 Demand to Supply Ratio Tutorials - https://www.youtube.com/playlist?list=PLWD8h9iMOyGi7zCG37dRhAxXows2SZw7-   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. • The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. • It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer. • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services. • Any actions taken by viewers based on the information in this video are at their own risk.