The Blunt Dollar

In this episode of The Blunt Dollar, Ignacio sits down with macro strategist and researcher Alex Dryden to explore how markets really work beneath the surface. After more than a decade as a global investment strategist at JP Morgan Asset Management, Alex stepped away from Wall Street to pursue a PhD and dig deeper into the forces shaping sovereign debt, financial markets, and risk. The conversation moves from bond market structure and liquidity to storytelling in finance and the hidden biases inside the investment industry. 🧠 Alex’s journey from JP Morgan strategist to PhD researcher studying sovereign defaults, natural disasters, and the deeper drivers of financial crises📉 Why bond market liquidity is more fragile than many investors realize and how large funds can unintentionally move markets🌶️ The “financial fables” approach Alex uses to explain complex market dynamics through stories, metaphors, and memorable narratives🌍 The risks most models miss including geopolitics, climate change, and the slow unraveling of globalization📊 Why great investors are not clairvoyant forecasters but resilient thinkers who adapt to uncertainty and learn from their mistakesIf you like macro investing, market structure, and thoughtful conversations about risk and decision making in finance, this one’s for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, I sit down with Lupin Rahman, a leading voice in sovereign debt and emerging markets, with over 25 years of experience spanning institutions like the IMF and World Bank to the investment world at PIMCO. We dive deep into how sovereign debt really works behind the scenes, what investors consistently misunderstand, and why today’s macro environment is changing the rules of the game. Lupin shares her unique perspective from both policymaking and portfolio management, offering a rare look into how markets, politics, and credibility collide in real time.💡 From IMF models to market reality💡 Why fundamentals don’t always drive returns💡 How sovereign debt shifted from shock absorber to risk transmitter💡 Early warning signs of a sovereign crisis most investors miss💡 What separates great sovereign debt investors from the restIf you like macro, fixed income, and real-world insights from inside global markets, this one's for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, I sit down with Ben Ashby, Chief Investment Officer at Anderson Rowe, CFA Charterholder, podcaster, and one of the most direct voices in UK asset management.Ben brings a rare mix of fixed income experience, macro skepticism, financial history, and contrarian thinking to a conversation about markets, risk, AI, and why the next decade may look very different from the last one. We talk about:💧 Why liquidity is one of the most powerful and misunderstood forces in markets📉 How Ben thinks about being wrong, cutting losses, and protecting capital🧠 Why traditional economics often fails to explain how markets actually behave🏛️ What financial history can teach us about debt, populism, inflation, and regime shifts🤖 How AI could reshape finance as a force multiplier, while also creating another potential investment bubbleIf you like macro, contrarian investing, financial history, risk management and brutally honest market conversations, this one’s for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, I sit down with Saira Malik, Chief Investment Officer at Nuveen, to talk about her unconventional path into Wall Street, what it really takes to build confidence, and why the best investors are often the ones willing to think differently. Saira shares how she went from being told she might not make it through a four-year college to becoming CIO at one of the world’s largest investment managers, leading teams across equities, fixed income, and infrastructure.In this conversation, we cover:💼 How rejection, resilience, and the right sponsors helped Saira break into Wall Street📈 Why confidence is built through preparation, data, and taking small, uncomfortable steps🧠 How diversity of thought can become a real edge in investing and leadership🤖 What AI can and cannot do inside an investment organization🎯 Why young professionals should stop trying to fit in and start owning what makes them differentIf you like honest career stories, investing lessons, and practical advice from one of the most respected voices in finance, this one’s for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

Michael Green has seen markets from the inside at the highest levels, from managing capital connected to some of the biggest names in finance to building his own frameworks around how markets really function. In this episode, we go deep into the forces shaping modern markets, the unintended consequences of passive investing, and why he believes the structure of markets today may be setting the stage for a major turning point. Michael shares the lessons learned from decades in the industry, including his time working with major institutions, navigating legal and professional setbacks, and developing the research that made him one of the most provocative voices in finance today. This conversation blends market theory, real-world experience, and philosophical reflections on capitalism, risk, and the future of investing.🧠 How Michael went from traditional value investing to focusing on market structure and flows after the 2008 crisis📉 Why passive investing may be reshaping markets in ways most investors don’t fully understand💥 The story behind the XIV collapse prediction and what it revealed about fragility in modern markets🏛️ What he learned working around figures like Peter Thiel and institutions connected to Soros🎯 His advice to young investors on preparing for the next major market shift and building durable investing skillsIf you like deep market structure insights, macro thinking, and honest conversations about how markets really work, this one's for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, I sit down with Andrew from 8FIGURES to talk about how technology, psychology, and better education could reshape the future of investing. We explore what risk really means for everyday investors, why so many people still make costly mistakes, and how AI can act as a powerful second opinion when managing your portfolio. This conversation goes beyond theory and dives into practical ways to think about long term investing, portfolio balance, and staying relevant in a world increasingly powered by AI. 🧠 Rethinking risk beyond volatility and focusing on real life outcomes that matter to investors📚 Why financial education from a young age could transform the entire financial industry🤖 How AI can serve as a second opinion to help investors avoid emotional and costly mistakes⚖️ The importance of balancing conservative and high growth investment buckets for long term success🚀 The future of financial advice, the role of human advisors, and why embracing AI is no longer optionalIf you like conversations about AI in finance, smarter portfolio design, and the future of financial advice, this one's for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, I sit down with Vitaliy Katsenelson, CEO of Investment Management Associates and author of Soul in the Game, for a wide-ranging conversation that goes far beyond traditional investing.Vitaliy is not your typical investor. He blends classical value investing with philosophy, music, writing, and deep introspection. In this conversation, we explore how stoicism, creativity, and self-awareness shape better investors and better decision makers.From managing emotions during market cycles to designing processes that protect you from yourself, Vitaliy shares lessons built over decades of experience and reflection. This episode is as much about life as it is about investing.Here are some of the key topics we cover:🧠 Why writing sharpens thinking and helps investors organize chaotic ideas into clear decisions⚖️ How stoic philosophy and the dichotomy of control help investors handle uncertainty, setbacks, and market volatility🎯 The importance of process over ego and how position sizing, discipline, and humility protect long term results🎵 What classical music, creativity, and curiosity teach about pattern recognition, patience, and lifelong learning🤖 How to use AI as a thinking partner without falling into cognitive debt or outsourcing your critical thinkingIf you like conversations about investing psychology, philosophy, decision making, and building long term conviction, this one's for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, I sit down with Vincenzo Riflesso, Head of Risk at Maverix Securities, former equity derivatives trader at BNP Paribas, Intesa Sanpaolo and UniCredit, and a thought leader at the Certificate in Quantitative Finance. With 10 years on trading desks and another decade leading risk teams, Vincenzo brings a rare perspective that bridges adrenaline driven markets and disciplined quantitative portfolio construction. We unpack the psychological and structural evolution from trader to risk manager to quant portfolio builder, and what 2008 really taught him about overconfidence, fragility and pain tolerance.Here is what we cover📉 2008 from the trading deskWhat real market chaos looks like when liquidity, counterparties and volatility all break at once and how that crisis reshaped his understanding of fragility and personal limits🧠 Overconfidence, humility and psychological painWhy early success can distort self perception, what happens when you trade your own capital, and how discovering your true pain threshold changes your entire investment philosophy📊 Drawdown tolerance over return targetsWhy maximum drawdown is a more realistic constraint than return expectations and how proper backtesting prepares both managers and investors for inevitable stress⚙️ Quant discipline and implementationWhy sticking to the model matters more than being “right,” how momentum really works in practice, and why second guessing your system can quietly destroy performance🛡️ Portfolio construction and investor behaviorHow diversification across equities, fixed income and alternatives helps manage panic, why communication builds trust, and what separates structured portfolio thinking from pure tradingIf you like honest conversations about risk, quant investing and the psychology of markets, this one is for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

What if you could forecast GDP from space?In this episode of The Blunt Dollar, I sit down with Jake Schneider, Founder of Atlas Analytics, to explore how satellite imagery, artificial intelligence, and economic modeling are converging to create a completely new way to measure economic activity in real time.From working directly for former Federal Reserve Chairman Alan Greenspan to building proprietary algorithms that estimate GDP before official government releases, Jake shares the story behind one of the most fascinating intersections of finance and technology today. 📡 How Atlas Analytics uses satellite imagery to track economic activity across countries and regions🧠 The technology behind forecasting GDP using computer vision, machine learning, and geospatial data🏛️ Jake’s experience working with Alan Greenspan and the lessons he learned about macroeconomic forecasting🌍 Why real-time economic intelligence could be transformative for developing economies and institutions like the IMF📈 How hedge funds, policymakers, and investors can use alternative data to gain an informational edgeIf you like macroeconomics, alternative data, and the future of financial intelligence, this one's for you.Links to Atlas Analytics here: https://www.atlasanalytics.info/ and https://atlasanalytics.com/Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, I sit down with Simon Evan-Cook from Downing Fund Managers for a deep and refreshingly honest conversation about what investing really looks like in practice.Simon brings a unique engineering mindset to markets, challenging the industry’s obsession with precision, models, and certainty. We unpack how real investors navigate uncertainty, learn from mistakes, and build systems that actually work in the real world, not just on paper. Here’s what we cover:💡 Why most investors fail not because of bad ideas but because of bad timing and behavior.🧠 The power of thinking like an engineer and building investment systems that solve real problems.📉 How to run honest post mortems and actually learn from mistakes instead of rewriting history.🤖 Where AI helps and where human intuition still has an edge in investing.🔥 The underrated trait Simon calls “bellicious” and why it matters more than intelligence.If you like practical investing insights, honest reflections from practitioners, and conversations that challenge conventional finance thinking, this one’s for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, I sit down with Sebastian Lewis from Vanguard, one of the most influential investment firms in the world.We explore Sebastian’s journey from Morgan Stanley during the dot-com era to a 15-year career at Sanford Bernstein and ultimately to Vanguard, where he helps bring investment research and market insights to financial advisors across Europe. Along the way, we dive into indexing, investor behavior, market concentration, and some of the most fascinating research shaping how we think about investing today. 📈 Why indexing remains one of the most misunderstood concepts in investing and why the active versus passive debate is more nuanced than most people think🧠 The behavioral mistakes investors keep making, from performance chasing and panic selling to the emotional traps that destroy long-term returns🌍 Why market concentration is normal, what history teaches us about dominant companies, and why diversification matters more than ever📚 The groundbreaking research of Besenbinder and what it reveals about the tiny number of stocks responsible for most wealth creation in financial markets🚀 Sebastian’s career journey through Morgan Stanley, Sanford Bernstein, and Vanguard, plus his advice for young professionals looking to build a successful career in financeIf you like indexing, behavioral finance, and evidence-based investing, this one's for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, I sit down with Thomas Veillet, one of Switzerland’s most recognizable financial voices and a pioneer in making markets understandable, entertaining, and brutally honest.With more than three decades in finance and thousands of market columns under his belt, Thomas shares how he went from trading floors to building a media brand that challenges the traditional tone of financial commentary. From waking up at 4 AM to read global markets to reinventing himself after leaving institutional banking, this conversation is packed with insights on discipline, storytelling, and staying authentic in a highly competitive industry. 💡 How Thomas transitioned from institutional trading to becoming a leading financial storyteller and media personality📚 Why simplicity, storytelling, and humor are powerful tools for explaining complex financial markets🚪 The bold decision to walk away from banking in 2009 and build an independent career from scratch📱 The evolving role of media, AI, and social platforms in shaping investor behavior and financial education🔥 Real lessons on passion, consistency, burnout prevention, and how to build a lasting career in financeIf you like market insights, career reinvention stories, and honest conversations about finance media, this one's for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, Ignacio sits down with Gina Martin Adams, Chief Market Strategist at HB Wealth and one of the most recognizable voices in financial markets.After more than two decades on Wall Street spanning firms like Wells Fargo and Bloomberg, Gina shares how she built a disciplined, model driven approach to understanding markets and why combining macro, technicals, fundamentals and behavioral insights is essential for navigating modern investing. 📊 How Gina built a systematic framework blending macro, technicals and fundamentals to cut through market noise and identify real signals🧠 Why investor psychology and sentiment are often the most powerful indicators when trying to identify major market bottoms⚠️ The biggest mistakes strategists make including relying too heavily on a single discipline and ignoring price behavior📉 How risk has evolved in today’s markets from concentration risk in mega cap stocks to policy driven volatility and shifting portfolio dynamics🚀 Career lessons for the next generation of market strategists including why developing your own process and intellectual patience matters more than copying othersIf you like market psychology, systematic investing frameworks and deep conversations about how strategy is really built inside Wall Street firms, this one's for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, Ignacio sits down with Andrew Wells, Chief Investment Officer at Sanjak Alpha and a veteran fixed income investor with decades of experience navigating bond markets, hedge funds, and ETFs. Andy shares his journey from small town Texas to running trading desks and hedge funds, while breaking down how today’s bond market is fundamentally different from the last four decades of falling interest rates. 🔎 Why the bond market may ultimately challenge the Fed and why cutting rates into strong markets and persistent inflation could be a dangerous experiment📊 The hidden complexity of fixed income and why active management tends to outperform in bonds while most equity managers struggle to beat the index⚠️ Liquidity risk, credit spreads, and the illusion of safety in bonds including lessons from the 2008 financial crisis and the brutal bond drawdowns of 2022🧠 How professional investors think about risk management, preventing drawdowns, and why sequencing of returns matters more than most investors realize🚀 Career advice for young professionals including the importance of intellectual humility, handling criticism, and why communication will still beat machines in the age of AIIf you like fixed income insights, macro thinking, and honest conversations about how markets really work, this one's for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, Ignacio sits down with Leyla Kunimoto, co founder of Accredited Investor Insights, one of the most candid and independent voices analyzing private markets today. Drawing from conversations with hundreds of LPs and exposure to more than 75 deals, Leyla shares what really happens behind the scenes in private equity, venture, and private credit. 💡 Why an LP decided to speak publiclyLeyla explains why she launched Accredited Investor Insights after struggling to find unbiased information as a retail LP and how her newsletter aims to level the playing field between fund managers and investors.📊 How LPs actually evaluate funds and managersFrom track records and underwriting assumptions to spotting overly aggressive projections, Leyla breaks down the key signals she looks for before allocating capital.💰 The truth about DPI and why everyone is obsessed with itWhy distributions to paid in capital became the most important metric in private equity today and why IRR alone can be misleading.🔍 Continuation vehicles, NAV loans, and the liquidity debateA candid discussion about the tools GPs use to generate liquidity, when they make sense, and when they might be masking deeper issues inside funds.🚀 The future of private markets and advice for the next generationLeyla shares her outlook on democratization, blockchain based ownership of fund stakes, and why communication skills and judgment will matter even more in the age of AI.If you like private markets, LP perspectives, and honest conversations about how capital really flows behind the scenes, this one's for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, I sit down with macro thinker, engineer, and investor Diego Parrilla to unpack the hidden fragilities of today’s financial system and what they mean for investors. From his engineering roots to his career across global banks and hedge funds, Diego brings a unique lens to markets, combining physics, macro, and options theory to challenge conventional thinking.We dive deep into his famous Anti Bubbles framework, the structural debt trap facing global economies, and why inflation may be less of an accident and more of a policy choice.💡 Diego’s journey from mining and petroleum engineering to trading and macro investing, and how engineering thinking shapes his view of markets📉 The concept of Anti Bubbles and why some assets become artificially cheap while others inflate into dangerous bubbles🏦 Why global debt levels may have already passed the point of no return and what that means for central banks and monetary policy🔥 Inflation as a stealth default and how governments quietly dilute purchasing power over time🌍 The future of the US dollar, gold, volatility, and how investors can build portfolios designed to survive and thrive in a fragile financial systemIf you like macro, market structure, and big picture investing frameworks, this one’s for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, I sit down with Elias Korosis, Global Investment Partner at Federated Hermes Private Equity and Chair of Invest Europe. From starting his career as a scriptwriter for educational cartoons to becoming one of the leading voices in European private capital, Elias brings a rare combination of storytelling clarity and institutional insight.We dive into the realities behind Europe’s investment narrative, challenge some of the biggest myths in private equity, and unpack the structural issues that matter far more than headlines. This is a conversation about perception versus reality, discipline versus arrogance, and what it truly takes to succeed in private markets today.💡 The Hollywood gap and why global investors often misunderstand Europe’s true economic dynamism📊 The truth about IRR, DPI, and how return metrics can distort the real picture for LPs⚖️ Where fee structures and incentives can break alignment between GPs and LPs🧠 The hidden risks of GP arrogance and how overconfidence quietly destroys long-term performance🚀 Why the next generation of investors must combine technology mastery with strong human judgmentIf you like private equity deep dives, institutional investing insights, and honest conversations about what really drives returns, this one's for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, I sit down with Andrew Hollingworth, founder of Holland Advisors and manager of the VT Holland Advisors Equity Fund, a boutique investment firm built around long-term ownership of exceptional businesses. Andrew is a Buffett disciple with a contrarian streak who left the traditional institutional world to build a fund that ignores benchmarks, avoids groupthink, and focuses relentlessly on misunderstood companies run by aligned owner-managers.We explore Andrew’s investing philosophy, how he thinks about sustainable competitive advantages, and why he believes most investors are far too diversified to outperform. From studying the history of great businesses to identifying rare “supernatural compounders,” Andrew shares the mental models and frameworks that guide his decision-making.✅ Why most investors are too diversified and how concentration drives performance✅ The operate, generate, allocate framework for analyzing businesses✅ How to spot real competitive advantages and long-term compounders✅ Why owner managers and capital allocators matter more than flashy growth✅ Lessons from Buffett, Munger, and Nick Sleep that shaped Andrew’s thinkingIf you like value investing, business analysis, and deep conversations about long-term compounding, this one’s for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, I sit down with Anastasia Buyalskaya, behavioral scientist and professor at HEC Paris, whose work sits right at the intersection of neuroscience, psychology, and financial decision making.With a background that spans finance, academia, and advisory work, Anastasia brings a rare perspective on how our brains actually behave under pressure and why even the smartest investors are still vulnerable to bias, stress, and habits they don’t even realize they have.We dive deep into how behavior shapes financial outcomes and why understanding psychology may be just as important as understanding spreadsheets.🧠 Why stress literally changes how your brain processes risk and decisions📊 The truth about habits, including why the “21 day rule” is a myth🎯 How context cues like news alerts, apps, and screens silently shape investor behavior🎮 The rise of gamification in investing and how it may be pushing people toward more risk💡 Why reference points, anchors, and identity signals influence how we interpret markets and moneyIf you like behavioral finance, decision making psychology, and understanding the hidden forces behind market behavior, this one's for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, I sit down with Greg King, Senior Director and Head of Wealth Management at FactSet, to unpack how technology, AI, and data are fundamentally reshaping the wealth management industry.With nearly three decades at FactSet, Greg has witnessed the evolution from spreadsheets to smart systems firsthand. We dive into what digital transformation really looks like inside large financial institutions, how AI agents are changing advisor workflows, and why trust remains the ultimate currency in finance even in a digital-first world.🧠 How AI agents are transforming advisor workflows and saving hours of client prep time📊 Why data quality and integration are the real foundation of successful digital transformation🤝 The evolving role of advisors from portfolio managers to full-service financial concierges🚀 What wealth platforms must get right to stay competitive in 2026 and beyond🌍 Why staying curious is the most powerful career advantage in finance todayIf you like AI in finance, wealth management innovation, and real-world insights from industry leaders, this one's for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, I sit down with Javier Corominas, Chief Investment Strategist at Oxford Economics and former Head of Research at Record Currency Management. Javier brings a rare blend of real money portfolio experience and deep macro strategy, offering sharp insights into how markets truly function beneath the headlines.We explore what it means to move from managing risk directly to shaping global macro views, how narratives turn into trades, and why the bond market may be entering a structural new regime. Along the way, Javier shares practical lessons from currency management mistakes, explains fiscal dominance in plain English, and breaks down what keeps the US dollar firmly at the center of the global financial system.Key topics covered in this episode📉 Painful lessons from currency portfolio management and why position sizing matters more than being right🧠 How macro strategists turn market narratives into actionable investment frameworks📊 Why bonds may be entering a new structural regime and what investors should watch closely🌍 Fiscal dominance explained in simple terms and how rising debt reshapes markets💡 Career advice for young investors including how passion and risk discipline create long term edgeIf you like macro investing, bond market insights and real world portfolio lessons, this one's for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, I sit down with William De Gale, founder and CIO of Blue Box Asset Management and former long time technology investor at BlackRock, where he ran its offshore global technology fund for two decades.William brings a refreshingly contrarian perspective to tech investing. In a world obsessed with flashy disruptors and headline grabbing growth stories, he focuses on something far less glamorous but far more powerful over time. Profitability. Specifically, full gap profitability with all the nasty stuff left in.We go deep into what truly creates value in technology, why most investors are chasing the wrong companies, and how to think about tech not as a vertical sector, but as the economic horizontal that is quietly absorbing profit growth from the rest of the market.Here is what we cover:💰 Why gap earnings, not adjusted numbers or revenue growth, are the real drivers of long term stock performance🧠 How his background in accounting and as an intelligence officer in the British Army shaped his investment framework🍾 The inverted champagne pyramid mental model and why the real money sits at the bottom of the tech stack🚫 Why most exciting disruptors will never be worth anything and how investors get blinded by hype📉 The hidden risks in tech benchmarks and why benchmark relative thinking can be dangerousIf you like fundamental analysis, long-term thinking, and cutting through market noise, this one's for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, I sit down with Jonathan Nurick, Co-Founder and CIO of DivGro, a fund built on a bold and simple mission: 30X capital over 30 years. But this is not about chasing hype or predicting the next big thing. It is about mastering behavior, understanding compounding, and learning to listen to the quiet language of dividends.Jonathan grew up in a family deeply rooted in markets, where business ownership was taught through real-world lessons rather than textbooks. Today, he blends philosophy, psychology, and disciplined dividend growth investing to build what he calls an emotional system for investors, designed to help them actually stay the course.We cover everything from the Gordon Growth Model to air conditioning distributors, and why boring might just be beautiful when it comes to long-term wealth creation.Here is what we get into:📈 The 30X in 30 years framework and why 12 percent sustained returns are more realistic than they sound🧠 The temperamental differential and why behavior, not stock picking, is what usually breaks compounding💬 Dividends as a language between companies and owners, and how rising dividends create emotional stability🏭 Why boring businesses like air conditioning parts, uniforms, and fire safety can outperform flashy front page stocks⏳ How designing the right feedback system can help investors survive drawdowns and stay invested for decadesIf you like long-term thinking, dividend growth investing, and the psychology behind building real wealth, this one’s for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, Ignacio sits down with portfolio strategist Vikram Josyula to explore a different way of thinking about macro investing. Instead of trying to predict the business cycle, Vikram focuses on detecting regime shifts early and adapting portfolios before risks compound.Drawing from his experience across engineering, risk management, and quantitative research, he explains why many macro frameworks fail and how machine learning can improve decision-making without replacing human judgment. 💡 Why predicting the business cycle often fails, and why adaptive frameworks work better in markets that evolve gradually but break suddenly📊 How machine learning and rolling macro indicators can help identify regime shifts earlier than traditional economic models🧠 The behavioral traps investors fall into when interpreting factor data and how narratives often distort what the numbers are actually saying⚠️ The hidden risks behind “defensive” strategies, low volatility trades, and crowded factors that can unravel when everyone rushes for the exit🤖 The real role of AI in investing today and why it should be viewed as jet fuel for analysts rather than a replacement for human judgmentIf you like macro investing, systematic strategies, and deep conversations about how markets actually work, this one's for you.And if you haven’t already, make sure to subscribe to The Blunt Dollar for more raw and honest finance conversations.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

What if your bank didn’t just serve you but actually knew you? In this episode, I sit down with Driss Temsamani, Head of Digital at Citi, who’s not just leading a transformation. He’s reimagining what a financial institution can be.Driss has an incredible story. He immigrated to the US from Morocco at 17 with just $ 200 in his pocket and went on to help shape the infrastructure of global banking. Today, he’s pioneering the concept of the agentic bank, a vision for how AI and intelligent systems will reshape finance from the inside out.Here’s what we cover in the episode:💡 How a learning disability and an old Atari computer unlocked a lifelong passion for technology🌍 The leap of faith that took him from Casablanca to Fort Lauderdale and changed his life🏦 What the agentic bank is and how it’s redefining banking as we know it🤖 Real-world examples of AI agents in treasury and client servicing, and what’s coming next🔮 Why blockchain and AI must come together to build the next generation financial infrastructureIf you're into big ideas, digital banking, and raw stories of resilience and reinvention, this one is for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

If you still think ETFs are boring, this episode will change your mind. Sefian Kasem, Global Head of ETF and Indexing Investment Specialists at HSBC Asset Management, joins the show to unpack how ETFs have evolved into the real engine room of portfolio construction.With over 100 billion in AUM and a PhD in mathematical finance, Sefian bridges the gap between macro strategy and product design. From the rise of faith-based ETFs to the blurring lines between active and passive, this is a masterclass in modern investing.Here’s what we cover:📉 What it’s like to launch your career during the Global Financial Crisis and the lessons it teaches🧱 Why ETFs are no longer just wrappers but building blocks for institutional and retail portfolios🧠 How the active versus passive debate is missing the point entirely🕌 The rise of Sharia compliant and ESG blended ETFs and what that says about value based investing🌎 Why Europe’s ETF market is catching up to the US through innovation not imitationIf you're into asset allocation, ETF design, or future proofing your strategy, this one’s for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, I sit down with Lucy Walker, fintech founder, former fund researcher, and boardroom powerhouse, for a deep dive into the future of fund research and distribution. Lucy shares the story behind building AM Insights, a sleek mobile-first platform born out of frustration with clunky legacy systems. We talk entrepreneurship, sales effectiveness, and the community she built almost by accident, that’s now 400 plus women strong.🔹 From managing £1B to founding AM Insights: why Lucy left institutional comfort for startup chaos🔹 The painful inefficiencies of traditional fund research tools and what AM Insights is doing differently🔹 What makes a great fund salesperson today (hint: it’s not a long deck or a bottle of red)🔹 How personalization and AI are transforming how fund selectors work🔹 Building “Women in Distribution”: How a single LinkedIn post sparked a thriving community of women in financeIf you’re into fintech innovation, fund selection, and honest career pivots in asset management, this one’s for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, I sit down with Phil Rosen, a former Business Insider reporter turned media entrepreneur, whose journey from literary fiction to launching one of the fastest-growing finance newsletters in the game is anything but typical.Phil is the cofounder of Opening Bell Daily, a high-impact financial newsletter read by investors around the world and syndicated by Inc. Magazine and Bloomberg Terminals. He also hosts Full Signal, a show that breaks down market trends and interviews top thinkers in finance and tech.We discuss the tectonic shift in financial media, how AI is reshaping content creation, and what it takes to build a sustainable voice in a noisy digital world.✅ From Business Insider to building an independent media empire 📈✅ Why volume still wins and how to scale without burning out 🔥✅ Legacy media’s trust problem and the rise of individual brands 🧱✅ How AI is changing the game and how Phil uses it daily 🤖✅ Storytelling, stoicism, and simplifying finance for real people 📚If you like media disruption, creator-led finance, and sharp takes on the future of content, this one’s for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, I sit down for the third time with Lucy Baldwin, Global Head of Research at Citi, to unpack what it really takes to lead one of the largest and most influential research platforms in the world. With a career spanning Goldman Sachs, Bank of America, and Credit Suisse, Lucy offers a candid, thoughtful look at how research, leadership, and markets are evolving in an era defined by AI, information overload, and constant disruption. Together, we explore how great research is built, how to think independently in a consensus driven industry, and why curiosity, structure, and storytelling matter more than ever.💡 What the day-to-day life of a Global Head of Research actually looks like at a truly global institution🤖 How AI is reshaping equity research, analyst productivity, and competitive advantage across industries📊 The balance between speed and depth in research in a world that demands instant insights🎯 What separates great analysts from good ones, and how to build real differentiation with clients🚀 Career advice for young professionals navigating finance in a rapidly changing job marketIf you like conversations about markets, research, leadership, and the future of finance, this one’s for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

John Haslett is not your typical finance COO. As cofounder of Graphite Asset Advisory, John brings a rare blend of risk discipline, storytelling flair, and market intuition that sets him apart in the world of discretionary fund management. Named a Top 10 LinkedIn Voice in South African finance, John has built a firm that has never lost a single client or team member in over a decade. In this episode, we dive deep into how he did it and what it means to truly play the long game in both markets and life.🔍 From auditing structured finance in the 2008 crisis to building a human centered investment firm🧠 How behavioral risk, not just portfolio theory, drives Graphite’s asset allocation📈 Why both value and growth managers are outperforming and what it signals for active investing🤖 The creative power of AI in finance and John's process behind the Green and Bear It letter🏉 What rugby, deadlifting, and raising a daughter taught him about long term thinkingIf you are into resilience, market psychology, and the future of asset management, this one is for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

Karl Rogers has traded everything from oil calendar spreads to electricity across the US grid and now he's building one of Ireland’s most forward thinking family office investment platforms at Elkstone.In this episode of The Blunt Dollar, we dive deep into how Karl’s prop trading roots shaped his unique investment approach, why he believes most forecasts are useless, and how to build portfolios that are both behaviorally resilient and future proof.🎯 Built Elkstone’s investment platform from scratch with a focus on edge, not orthodoxy⚡️ Former pro trader in oil, cocoa and US power markets and why electricity trading rewired his thinking📉 Why Karl says macro doesn’t matter and most forecasts are just expensive guesses🧠 Behavioral “armor” for investors and how to prevent panic selling and cognitive pitfalls🧰 Why the 60 40 portfolio might be outdated and how to build for the next market cycleIf you like unfiltered takes on hedge funds, behavioral finance insights, and how to actually build a robust investment platform, this one's for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, we sit down with Andrew Spence, founder and CEO of Aspen, one of the UK’s fastest-growing model portfolio service (MPS) providers.From his early career in marine engineering to a life-altering health scare that reshaped his outlook, Andrew shares the pivotal moments that led him to build Aspen with a clean slate and a mission to add real value to wealth management.We dive into how Aspen challenges the "me too" nature of the MPS industry, why most risk profiling is broken, and how goal-based investing can reshape the advisor-client conversation.Key topics covered:🔧 How engineering principles and a brush with mortality inspired Aspen’s no-nonsense, tech-forward approach to portfolio management🧠 Why the current risk profiling system fails both advisors and clients, and what a better framework could look like🌦️ Inside Aspen’s flagship Four Seasons portfolio and the thinking behind modular strategies like core versus satellite investing💰 A candid breakdown of the false binary between low-cost index funds and high-fee managers, and what real value should mean in MPS🤖 The impact of AI on wealth management and why the advisor’s human role is still irreplaceable for nowIf you’re interested in goal-based investing, fixing broken financial frameworks, and building things that truly matter, this one’s for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

After four decades in European finance, David Hawa has seen it all, from the birth of the euro to managing €3 billion bond portfolios and leading distribution at firms like Nordea, Fortis, and Robeco. In this episode, David unpacks the evolution of fixed income markets, the critical role of client communication, and how staying calm in a crisis defines great investors.We explore his career arc, from cold-calling at Morgan Stanley to managing sovereign debt portfolios and shaping sustainable investing strategies long before they were fashionable.Here’s what we cover:📉 How managing €3B in government bonds teaches discipline, clarity, and staying power🌍 Why European firms differ so much in culture, and what he learned from each🌱 What “transition investing” means, and why ESG is entering a new, more rigorous chapter💼 How to build client trust and explain complex strategies with precision🧠 The overlooked beauty (and misunderstood complexity) of fixed income investingIf you like career deep dives, European market insights, and brutally honest takes on ESG and risk, this one's for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this week’s episode of The Blunt Dollar, I’m joined by Spencer Jakab, renowned investment columnist at The Wall Street Journal, author of "Heads I Win, Tails I Win" and "The Revolution That Wasn’t", and the voice behind the widely read "Markets AM" newsletter. Before journalism, Spencer was a top-ranked equity analyst and head of EM research at Credit Suisse. He’s been on both sides of the machine, and now writes to explain why smart investors still make dumb mistakes.This conversation is a candid dive into the craft of financial storytelling, the psychology of market manias, and what it means to be a journalist in an age of information overload.We get into:📈 Spencer’s unusual path from emerging markets research to *WSJ* columnist📚 The GameStop saga, what it revealed about retail behavior, and why conspiracies still persist🧠 Why intelligence alone won’t make you a good investor (and what might)🗞️ How financial journalism is adapting to AI, social media noise, and collapsing attention spans🧵 The newsletter flywheel: how Spencer writes daily for half a million readers without losing his voiceIf you’re into behavioral finance, media skepticism, and finance without the fluff, this one’s for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

What do a monastery in India, a £50 billion multi-asset franchise, and a fixed income desk have in common?In this episode, we sit down with Mitesh Sheth, former CEO of Redington and CIO at Newton Investment Management, for a deeply human conversation about purpose, reinvention, and what it truly means to lead.An actuary by training and a strategist by conviction, Mitesh has built his career not only around financial alpha—but organizational alpha.From sleeping on a straw mat in a monastery to transforming investment firms from the inside out, Mitesh challenges the traditional narratives of finance with radical humility, emotional intelligence, and spiritual insight.We discuss:🌍 Growing up as a “double exile” between Bolton and India and how it shaped his leadership style🧘‍♂️ Why he chose to live like a monk right after university—and what it taught him about purpose and identity🏢 His concept of “organizational alpha” and how culture can become a firm’s greatest edge🧠 How AI and spirituality can co-exist in a more human-centered model of finance📖 Why storytelling, not spreadsheets, drives real inclusion and innovationIf you like conversations about purposeful leadership, rethinking the future of finance, and finding meaning in the messiness of life, this one's for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, I sit down with Dr. Henning Stein  a strategist, academic, and Chief Innovation Officer at One Business World  to unpack the future of investing through the lens of long term thinking, technology, and behavioral insight.Henning brings a rare mix of experience: from insurance and asset management to launching Europe's early blockchain ETFs and shaping strategic intelligence platforms powered by AI. We dive deep into what it really means to build resilient portfolios, how AI is misunderstood in finance, and why patience still beats prediction.Here’s what we cover:📊 Strategic asset allocation vs market calls  why most investors get it wrong🧠 AI in finance  the myth of machine driven alpha and the rise of “quantamental”🔒 From childhood detective to CIO  how curiosity shaped Henning’s unconventional career🥇 Gold, equities, and psychology  what this debate says about investor behavior🕰️ Long term thinking in short term times  what leaders (and portfolios) need to survive volatilityIf you like conversations that blend data, discipline, and deep curiosity, this one’s for you.And if you haven’t already, make sure to subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every week right here on YouTube.You can also follow me on LinkedIn for more behind the scenes content and upcoming guest updates: [https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/](https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/)Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Always consult a qualified financial professional before making financial decisions.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

After 25 years inside the engine room of global commodity markets, Martijn Bron walked away from his post as Global Head of Cocoa and Chocolate Trading at Cargill to carve his own path and speak more candidly than ever before.In this episode, Martijn joins Ignacio to unpack a career built at the intersection of sharp trading instincts, global supply chains, and raw honesty.From the pressure-cooker of Geneva's trading floors to navigating African supply shocks, Martijn shares the scars, lessons, and mental frameworks that shaped his edge in a volatile world. Whether you're trading cocoa, crude, or ideas, this is a masterclass in real-world risk-taking.What we cover in this episode:🔍 The true meaning of a “trading edge” and why most retail investors don’t have one📈 Why a solid trading process beats perfect forecasts every time💣 Cocoa markets, irrational actors, and the graveyard of failed firms🧠 Managing trading teams under pressure: micromanagement, trust, and team psychology🎯 Advice for young traders: be proactive, seek mentors, and never have a “comfortable day”If you're into commodities, risk management, or trading psychology, this one's for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, we sit down with Oswaldo Zapata, a string theorist turned quantum finance expert, to unpack one of the most hyped (and misunderstood) forces heading toward Wall Street: quantum computing.Oswaldo holds a PhD in theoretical physics and has conducted research at institutions like the Albert Einstein Institute and the London School of Economics. But today, he’s helping financial professionals demystify the real-world impact of quantum technologies. This is not about hype. This is about what’s actually coming, and how to prepare.We cover:🔬 The truth behind quantum computing and why it’s not just science fiction💰 How quantum will impact portfolio optimization, risk management, and encryption🛡️ Why financial institutions need to care now about quantum threats to cybersecurity📉 Why Oswaldo calls BS on most of the quantum hype in finance🧠 What quantum mechanics can teach us about uncertainty, decision-making, and truthIf you're into finance, tech, and the occasional existential rabbit hole, this one's for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

What does it take to go from fixing cars in Brooklyn to managing billions on Wall Street? In this powerful episode, Chris Thompson shares his extraordinary journey from Automotive High School to JP Morgan, and now to leading impact investments and executive coaching with purpose.Chris opens up about growing up in Crown Heights, the painful loss of his mother, and the quiet identity struggles many finance pros face at the top. This is a raw and deeply honest conversation about resilience, purpose, and what it really means to live in alignment.💡 From food stamps to finance: Chris' incredible path from trade school to Wall Street🧠 Coaching vs. capital: why Chris sees impact investing and executive coaching as two sides of the same coin🏀 Athlete mindset in finance: how high performers can reclaim agency using tools from pro sports🔥 Burnout at the top: the quiet crisis facing senior finance professionals and how to break out of career purgatory📈 Movement, visualization, planning: Chris’ MVP framework for staying intentional, resilient, and fulfilledIf you care about career reinvention, financial purpose, and the power of mentorship, this one's for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, Ignacio sits down with Philippe Gijsels, Chief Strategy Officer at BNP Paribas Fortis and co-author of "The New World Economy in Five Trends". With decades of market experience and a mind shaped by literature, history, psychology, and economics, Philippe brings a truly unique perspective to investing. This conversation is a deep dive into the ideas behind his work, from market cycles to storytelling, strategy to philosophy.📚 How stories shape markets and the power of narrative in investing🧠 Why reflexivity, psychology, and human behavior matter more than models🔥 The five megatrends driving today's world: inflation, innovation, demographics, climate, and geopolitics🏖️ From the beach bar to Bloomberg: Philippe’s “three windows” framework for viewing the world🐊 Lessons from pigeons, poker games, and alligators: analogies that bring strategy to lifeIf you’re into market history, macro strategy, or simply love hearing from thinkers who blend rigor with storytelling, this one’s for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

Craig Coben, former Global Head of Equity Capital Markets and Vice Chairman at Bank of America Merrill Lynch, joins The Blunt Dollar to share insights from a 25-year career at the very top of investment banking.From raising billions in IPOs and rights issues to writing sharp columns for the Financial Times, Craig’s journey is packed with hard-earned lessons on leadership, competition, and reinvention.This episode is a must-watch for anyone curious about how to invest, personal finance, or what actually goes on behind major stock market deals. Whether you're an aspiring banker, someone just getting into investing for beginners, or a fan of Warren Buffett investment strategy, you'll take away plenty from Craig’s no-nonsense wisdom.In this conversation, we cover:📈 What ECM bankers really do and how Craig climbed to number one in European dealmaking💡 Why most pitches fail and what great origination looks like in a high-stakes world🤖 How trust, relationships, and emotional intelligence still beat AI in investment banking📉 The rise of private capital, and why public markets are struggling to keep up✍️ Craig’s post-banking pivot to writing, and why angel investing isn’t as easy as it looksIf you’ve ever wondered what really goes on behind the scenes of a multibillion-dollar IPO, how bankers win and lose deals, or why relationships still matter more than Excel shortcuts, this one’s for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

What do a rock guitarist, a math-loving economist, and a fixed income strategist have in common? They’re all Dean Smith.In this episode of The Blunt Dollar, Ignacio sits down with Dean, Chief Strategist at FolioBeyond, to unpack his unconventional journey from the stage to Wall Street, his sharp takes on market inefficiencies, and the behavioral blind spots that even the most seasoned investors fall into.Whether you're investing for beginners or diving deep into structured products, this episode is packed with insights on how to invest smarter, avoid common pitfalls, and think beyond the headlines.In this episode:🎸 From Baltimore rock bands to Wall Street: how Dean’s creative past shapes his personal finance mindset📉 The trade that predicted the 2008 crisis:  and why it matters for stock market risk management today🧠 Recency bias, overconfidence, and why investing isn't just numbers:  it's psychology🏛️ What’s wrong with rating agencies, and why pricing data beats forecasts when investing during uncertainty🤖 The future of how to invest for beginners:  why AI, math, and curiosity are now essential toolsIf you're into markets, stocks, how to save money, or just trying to figure out how to invest in stocks without getting lost in jargon, this one’s for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, we sit down with Rob Arnott, founder and chairman of Research Affiliates and one of the most contrarian thinkers in investing today. With over $160 billion managed using his models, Rob has challenged decades of financial orthodoxy, from the efficient market hypothesis to the myth of stimulus-driven growth. If you’ve ever wondered what it takes to build a truly independent investing philosophy or what the stock market teaches us about time, risk, and reward, this conversation is a masterclass.We cover:📉 Why fundamental indexing may outperform traditional approaches — and how it challenges everything we thought we knew about how to invest in stocks🔍 What makes the active side of passive investing quietly dangerous, and why blindly following the S&P 500 could backfire💡 Rob's journey from aspiring astrophysicist to quant pioneer, and how curiosity, not conformity, drove his success🧠 Lessons from going against the grain on government stimulus, market efficiency, and long-term value investing📈 How time horizon, patience, and humility can give individual investors an edge, especially when investing for beginners or learning how to save money and build wealthIf you like personal finance, investing strategy, and breaking down complex finance ideas, this one's for you. Whether you're exploring stocks to buy or learning how to budget and invest, this episode is packed with insights.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

Quant meets code meets capital in this sharp conversation with Cyril Bosch, a seasoned investment strategist with a rare blend of quant experience, AI expertise, and institutional rigor.Formerly CIO at Sidekick and with a deep background across JP Morgan, USS, and Polar Capital, Cyril unpacks how AI is fundamentally changing the investment game, and why it’s about much more than just automation.We dive deep into Cyril’s vision of an AI-first investment process, his own tools for automating ripple intelligence, and how he’s helping fintech startups build real-world AI applications. And yes, we also get into drones, Japan, and why behavioral finance still matters.Here’s what we cover:🤖 Why AI in investing isn’t just a tool — it’s a new mindset🛠 How Cyril built a portfolio-aware AI alert system that beats Bloomberg🇯🇵 Unique challenges (and megatrends) in Japanese equities📉 How behavioral biases quietly cost investors 300bps per year🧠 Advice for younger professionals: learn, code, and stay curiousIf you’re into applied AI, portfolio strategy, and how tech is reshaping capital markets, this one’s for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

Cole Wilcox, Founder, CEO, and CIO of Longboard Asset Management, joins The Blunt Dollar to unpack the core ideas behind his 25-year investing journey rooted in disciplined risk management, long-term thinking, and trend following.If you're exploring how to invest, curious about what it means to have a sound investment strategy, or simply want to understand personal finance through a deeper lens, this episode delivers timeless insights you can actually use.We discuss the highs and lows of the stock market, how to protect your portfolio from catastrophic loss, and what investing for beginners should really look like in a world full of noise. In this conversation, we cover:📉 Why “avoiding the double zero” is the cornerstone of Cole’s approach to investing📚 How early market cycles and losses shaped his take on how to invest in stocks and build lasting wealth📊 What most get wrong about trend following and how it beats buy low sell high thinking🧠 Why budgeting, patience, and emotional discipline matter more than stock picking🔮 The rise of liquid alternatives, freenvesting, and what the future of retire stock market strategies may look likeIf you're into stocks to buy, how to save money, and building a strategy that actually compounds, this one’s for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

Few people have shaped the way we think about long-term investing and finance like Laurence Siegel. From his early collaboration with Roger Ibbotson on the landmark "Stocks, Bonds, Bills, and Inflation" study to leading investment research at the Ford Foundation and the CFA Institute Research Foundation, Larry has spent decades connecting financial history, data, and practical insight into how markets truly work.In this wide-ranging conversation, we explore what centuries of economic and stock market history can teach us about the future, how seemingly obscure ideas like tontines and medieval water mills reveal deep investing truths, and why indexing, once a fringe idea, changed everything from the NYSE to global financial education.🎯 Here's what we cover:🏛️ Discovering 14th-century share trading in a Toulouse watermill, an early example of stock market investing📉 The real lessons foundations and endowments learn about risk and profit📘 What most investors miss about the early days of index funds and quantitative analysis🧠 How to build a true long-term mindset in a short-term world dominated by CNBC headlines and stock market news🧭 Why economic history is still the best forecasting tool we have, from forex markets to interbank lending dynamicsIf you’re into deep market wisdom, financial education, and no-nonsense investment thinking, this one’s for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, we sit down with Marcie Frost, CEO of CalPERS, the largest public pension fund in the U.S., managing over $500 billion in assets for more than 2 million public sector workers.From a childhood marked by poverty to the pinnacle of public finance, Marcie’s journey is a masterclass in grit, purpose, and principled leadership. She opens up about the personal experiences that shaped her view of retirement security and the operational pressures of leading a fund under constant political and media scrutiny.We cover a wide range of topics, including the future of public pensions, the impact of AI, and how to lead with clarity under pressure.🔹 From food banks to a finance titan: Marcie's remarkable rise without a college degree🔹 What it takes to lead CalPERS: Balancing fiduciary duty, politics, and performance🔹 Inside the $100B climate strategy: Myth-busting ESG misconceptions and redefining impact🔹 The Pathways initiative: Empowering women to step into leadership with confidence🔹 AI at CalPERS: How the fund is embracing tech without compromising its human touchIf you like stories of bold leadership, sustainable investing, and what it really takes to manage generational capital at scale, this one's for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, I sit down with Orlando Gemes, Founding Partner and CIO of Fourier Asset Management, a credit hedge fund focused on uncovering repeatable alpha through a highly data-driven approach to convertible arbitrage. Orlando’s background spans from fixed income at Deutsche Bank to leading structured credit at Hermes and running his own shop at Fairwater Capital. Now, he’s building something truly unique with Farrier.We talk about what makes convertibles so compelling, how he’s assembling a PhD-led quant team from scratch, and what it really takes to launch an emerging hedge fund without the usual pedigree or seed backers.🔍 Why convertibles are one of the best risk-adjusted investing opportunities out there🧠 How Orlando leverages STEM talent, data analysis, and quantitative trading models to find an edge📉 The brutal realities of liquidity risk in credit markets🏗️ What it’s like to build a hedge fund from scratch, with no shortcuts or safety nets📚 Orlando’s advice to young professionals: read everything, get mentors, stay curious about finance and financial educationIf you’re into investing, money management, or just want an honest look at what it takes to go from idea to fund launch, this one's for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

Today’s guest is James Eagle, data visualization pioneer, LinkedIn top voice, and former investment writer with a two-decade run at firms like HSBC, Fidelity, and Vontobel. James left the institutional world to become a full-time content creator and data storyteller, making finance clearer and more human through the power of visuals.In this episode, we unpack his incredible journey from pitchbooks to pixels, why most financial communication still misses the mark, and how we might be able to save ourselves from the chaos of information overload — one chart at a time.Here’s what we cover:📊 From asset management to animated charts: James’ leap from Fidelity and Vontobel to founding PlotSet🧠 Why most financial storytelling is forgettable, and how to make it emotionally resonant🔥 The role of vulnerability in content creation (yes, even in finance)🧭 Why data visualization is more than decoration, it’s a map for a confusing world🤖 How AI is both the problem and the solution to data pollutionIf you like content creation, emotional intelligence in finance, and making complex ideas beautifully simple, this one's for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.

In this episode of The Blunt Dollar, I sit down with Stephen White, co-founder of Markets Recon and former marketing lead at BlackRock and eVestment, to unpack nearly two decades of insights from the intersection of finance, strategy, and storytelling.From launching billion-dollar investment strategies to now building a tech platform that reimagines how allocators absorb research, Stephen brings a fresh, human take on everything from active management to fintech innovation. This conversation goes deep into what it really means to work in finance with integrity, purpose, and an eye toward broader impact.We talk about:💡 The hidden role of storytelling in finance — and why English Lit majors might be the next big thing🚀 What it's really like inside BlackRock: strategy, politics, layoffs, and long-term vision📊 Why active management isn’t just about alpha, it’s about self-actualisation🌍 The tension between democratizing investing and solving rich people's problems🎙️ How marketing in finance is shifting from press releases to podcast mics and personal brandsIf you're into fintech, asset management strategy, and the human side of markets, this one's for you.Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/Enjoy the episode!Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.