The Confident Wallet

In this episode, I sit down with Emily Love, an engineer-turned-real estate investor who started her journey in 2017 and has since built a portfolio of 12+ rental units. Emily has mastered the art of long-term, mid-term, and short-term rentals, using creativity and strategy to maximize her income streams. Her story is a testament to how small, consistent actions can lead to life-changing financial freedom. From house hacking to scaling her investments, Emily shares the lessons she's learned, the risks she took, and the mindset shifts that helped her get where she is today. Now, Emily is embracing a new chapter—pursuing freelancing and slow traveling through Italy for months at a time. If you’re looking for inspiration on how to leverage real estate, side hustles, and financial independence to design a life you love, this episode is for you.

In this episode of The Confident Wallet Podcast, we’re diving into an essential personal finance topic: paying off debt. We’ll discuss why debt isn’t something to be ashamed of, break down the difference between “good” debt and high-interest debt, and share actionable steps to create a debt repayment plan that works for you. Learn about powerful strategies like balance transfers, the avalanche method, and the snowball method to tackle debt efficiently. Whether you’re just starting your journey or looking for ways to accelerate it, this episode will give you the tools and confidence to take control of your finances. Tune in now to start moving from surviving to thriving.

Welcome to The Confident Wallet Podcast, hosted by Nieves Soto! This show is all about empowering you to take control of your finances and build a life of confidence and abundance. In today’s episode, we’re diving into two essentials for financial success: maximizing income and spending with purpose. Nieves shares practical tips on salary negotiation, career shifts, and side hustles to help grow your income. She also explains budgeting strategies like the zero-based budget and the 50/30/20 rule, ensuring each dollar works for you. Plus, we’ll touch on the FIRE (Financial Independence, Retire Early) movement, exploring how to set and reach retirement goals on your terms. If you're ready for straightforward, actionable insights to build wealth and confidence, hit play and start transforming your money mindset today!

In this special episode, your host, Nieves Soto, shares her personal journey with money. Born in Venezuela, Nieves moved to the U.S. at age 14, navigating a new culture, language, and financial reality. She worked her way through college, studying engineering at UF, while learning to manage money and avoid student debt. After starting her career in manufacturing, Nieves realized she didn’t fully understand key financial concepts like 401k and profit sharing. This pushed her to dive into personal finance education, discovering resources like REI and Bigger Pockets. By 2021, she bought her first investment property—a duplex—that eliminated her housing expenses and accelerated her journey to financial independence. Tune in to hear how Nieves went from financial uncertainty to taking control of her future, and how she’s now on a mission to help others live a confident and financially rich life!

Welcome to The Confident Wallet Podcast, a show to that teaches you how to become confident with your money. In this show you will learn how to save and invest, how to pay off debt, how to start a business or side hustle, how to invest in real estate and many other things.