The Encounter's Podcast

Sticking to a budget isn’t about restrictions; it’s about freedom.On this week’s podcast episode, we’re breaking down the exact budgeting framework that will help you save more, spend smarter, and stop stressing about every transaction.If you’ve ever said, “I’ll start budgeting next month," this is your sign to hit play.Join the conversation below:What’s your biggest money struggle right now? Overspending on eating out? Forgetting to pay your bills and getting hit with a late charge? Let me know below. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theencounter.substack.com

Money is one of the most talked-about things we never actually talk about. We scroll past budgeting apps, avoid opening our banking app, and quietly wonder why everyone else seems to have it all together. Sound familiar?That tension, the avoidance, the anxiety, and the gap between where we are and where we want to be are exactly why I started The Encounter.“Money is simply a tool. It’s not a goal. We’re here to use it as a tool for freedom, peace, and generosity.”A little about meMy name is Gwyneth. I’m not a financial guru. I’m a fellow traveler. I’m currently studying business and commerce, about three semesters away from my bachelor’s degree. I’ve opened two businesses over the past decade, closed them down, and completely relocated my life to another country, all using the principles I’ll be sharing right here.You can also find me on YouTube at Encouraging Encounters, where I dive into faith, spirituality, lifestyle, and finances. This podcast is an extension of that conversation just a little more focused on the money piece.Why this podcast existsMoney can be the number one stressor for young adults. And it doesn’t just sit in a corner; it touches everything. Faith. Relationships. Mental health. Yet most financial advice out there either talks down to you or skips past the emotional reality of where most of us actually are.The Encounter is built on a different philosophy. We’re not chasing wealth for wealth’s sake. We’re not about hustle culture or get-rich-quick schemes. We’re about wisdom over hustle and sustainable choices that align with your values, whether you’re religious or simply values-driven.What to expectEach episode will explore a different dimension of financial life, built around four pillars: foundations, stewardship, life stages, and mindset & strategy.Expect solo episodes, interviews, and Q&A sessions because I genuinely want to hear from you. Real questions. Real dilemmas. Real life.New episodes drop every other Wednesday. Up next: I’m breaking down a budgeting method that actually works for people who hate budgeting. Plus, I’ll share how I started my emergency fund, my business fund, my dream fund, whatever we end up calling it, with just an idea and watched it unfold from there.“You’re not behind. You don’t have to figure out everything overnight. One step at a time.”My job here isn’t to have all the answers. It’s to plant a seed, something that resonates, something you hadn’t considered before you pressed play and let it grow in your life over time.Want to be part of the conversation?Submit your questions via TikTok, Instagram, email, or in the YouTube comments. I want to answer questions from real listeners with real dilemmas.Follow the podcast, leave a rating, and share this with a friend who’s stressed about money. They need this too.— Gwyneth, The Encounter This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theencounter.substack.com