The Financial Lab

A bigger tax refund might feel like a win—but it could be a warning sign. Travis Shepherd unpacks why higher refunds don’t always mean better planning, and how overlooked tax strategies can quietly cost you in retirement. From hidden impacts of new tax laws to the growing risks of RMDs and taxable Social Security, Travis breaks down why taxes often get more complex—not simpler—after you stop working. Learn why diversifying your tax “toolbox” and planning early can change how much you keep versus what you owe. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

Gas prices are up, inflation feels stubborn, and headlines are loud—so what actually matters if retirement is close? On this episode of The Financial Lab, Travis Shepherd unpacks how rising oil prices and inflation pressures intersect with retirement income planning. The conversation focuses on the difference between chasing market moves and stress-testing income strategies, especially for those within five to ten years of retirement. Travis explains why income structure, purchasing power, and disciplined decision-making take priority during uncertain periods, and how clarity—not headlines—drives confidence when markets feel unsettled. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

What happens when a widely accepted retirement rule meets inflation, market downturns, and real life? In this episode of The Financial Lab, Travis Shepherd unpacks why the popular 4% rule can break down in practice. Using a real-world example of a retiree who ran out of money far sooner than expected, the conversation explores market volatility, inflation shocks, and the risk of rigid withdrawal strategies. Travis walks through a more flexible, layered approach to retirement income—one designed to handle surprises, protect core spending, and adapt as markets and life change. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

Most retirement savers are pulling back while Wall Street charges ahead, so who’s actually reading the moment, right? In this episode of The Financial Lab, financial advisor Travis Shepard unpack why everyday investors feel uneasy as professionals lean into the markets. They break down the difference between saving and investing, how interest rates shape market behavior, and why fear often comes from headlines, not math. The conversation focuses on process, risk awareness, and practical ways to think about market moves without staring at stock tickers all day. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

That big tax refund might feel like a win—but what if it’s actually a missed opportunity? In this episode of The Financial Lab, Travis Shepard breaks down why refunds often signal overpayment and how a year‑round tax process can reshape retirement planning. The conversation explores new tax law changes, the real difference between Roth and traditional IRAs, and why treating taxes as strategy—not a once‑a‑year chore—matters as you approach retirement. It’s a practical, mindset‑shifting look at taxes as one of the biggest forces acting on long‑term wealth. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

Gold just smashed a record high—and the reason why matters more than the price. In this episode of The Financial Lab, the conversation breaks down how gold behaves when interest rates and the dollar move, and why it’s often treated as both insurance and an investment inside retirement planning. The discussion explores gold IRAs, physical versus paper gold, and how market “flow trades” influence allocation decisions. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

As Warren Buffett weighs in on why cash still matters, financial advisor Travis Shepard breaks down how everyday retirees should think about cash reserves. The conversation explores why cash isn’t about fear or market timing, how it can help avoid selling at the wrong time, and how much is practical based on real-life income and spending. This episode reframes cash as a strategic tool—designed intentionally, not accidentally—within a retirement plan. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

Inflation may be quietly rewriting the rules of retirement planning. In this episode, Travis digs into why the classic 60/40 portfolio may no longer behave the way retirees expect and what modern tools may offer more stability. He explores how inflation, interest rate cycles, and changing market dynamics affect bonds, and why strategies like fixed index annuities, dividend portfolios, and covered-call income can help fill today’s retirement income gaps. Travis also breaks down his risk‑management approach, helping listeners understand how to match tools to their comfort level, needs, and long‑term goals as they plan for 2026 and beyond. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

Ever wondered why Required Minimum Distributions feel like a financial Rubik’s Cube? In this episode of The Financial Lab, Travis Shepard breaks down the complexities of RMDs, tax brackets, and strategies that can turn a perceived penalty into a powerful planning tool. From Roth conversions to charitable giving, discover how every move in retirement planning ripples through your financial future. Real-world examples show how smart decisions can minimize taxes and maximize impact—without the stress. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

Is your retirement plan leaking purchasing power without you realizing it? In this episode Travis Shepard breaks down the real impact of Social Security’s cost-of-living adjustment, rising Medicare premiums, and hidden costs that eat away at your income. Plus, they dive into gold’s record highs, why FOMO isn’t a strategy, and how to build a plan that grows with you—no matter what the market throws your way. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

Is your retirement plan stuck in the past? This episode of The Financial Lab busts outdated rules and exposes how Federal Reserve headlines can mislead retirees. Financial advisor Travis Shepard reveals why one-size-fits-all advice—like the 4% rule or retiring at 65—doesn’t work, and how tailoring your strategy to your lifestyle, cash flow, and comfort is key. Tune in for candid insights, practical examples, and a fresh perspective on planning your financial future Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

Are you letting fear dictate your retirement spending? In this episode of The Financial Lab, financial advisor Travis Shepard break down the complexities of Medicare open enrollment and reveal how to conquer the anxiety of spending your savings. Discover practical tips for choosing the right Medicare plan, planning for healthcare costs, and building a guaranteed income floor so you can enjoy retirement with confidence. Tune in for expert insights and real-life stories that help you take control of your financial future. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

What does Warren Buffett’s $344 billion cash move reveal about retirement strategy? In this episode of The Financial Lab, financial advisor Travis Shepard breaks down Buffett’s shift, explaining how de-risking and strategic asset segmentation can protect your retirement. Plus, discover why tax planning isn’t just an April 15th event—it’s a lifelong strategy. From small business tax hacks to building a retirement “team,” Travis shares actionable insights to help you navigate both the financial and emotional sides of retirement. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

What if your biggest tax-saving opportunity is hiding in a financial “valley”? In this episode of The Financial Lab, Travis Shepard dives into the strategy behind Roth conversions—when to do them, how to spot ideal timing windows, and why “valleys” like income dips or market downturns can be golden opportunities. From tax bracket control to legacy planning and even creating tax-free income streams, this episode is packed with real-world examples and tactical insights to help you think differently about your retirement strategy. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

What if paying taxes now could save you thousands later? In this episode of The Financial Lab, Kacey Biddy and financial advisor Travis Shepard unpack the often-misunderstood world of Roth conversions. From tax flexibility to avoiding costly Medicare surprises, they break down why converting your traditional retirement accounts might be a smart move—and when it might not be. Whether you're a high earner, nearing retirement, or just curious about tax strategy, this episode offers a clear, candid look at how to take control of your financial future. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

On this episode of The Financial Lab Podcast, Travis delves into the intricacies of tax deferral and tax mitigation strategies, emphasizing the importance of proactive tax planning for retirement. He discusses common mistakes individuals make when managing their taxes, effective strategies for tax deferral, and share real-life success stories that highlight the benefits of professional guidance in navigating tax complexities. The conversation underscores the need for a comprehensive approach to tax planning to avoid compounding tax problems in the future. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

On this episode of The Financial Lab Podcast, Travis discusses critical financial red flags that retirees should be aware of. Hr explores the importance of capital preservation, the dangers of overspending, and the risks associated with overly conservative investment strategies. Additionally, he highlights the prevalence of investment scams targeting retirees and provide insights on how to avoid falling victim to these schemes. The conversation emphasizes the necessity of having a trusted financial advisor to navigate the complexities of retirement planning and ensure a secure financial future. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

On this episode of The Financial Lab Podcast, Travis delves into the various types of investment accounts, focusing on the differences between IRAs and regular investment accounts, as well as the significance of 401(k)s and employer-sponsored accounts. They emphasize the importance of understanding tax implications and personalized financial planning to maximize wealth-building opportunities. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

On this episode of The Financial Lab Podcast, Travis dive into the fundamentals of investing, covering essential topics such as stocks, bonds, mutual funds, and ETFs. They emphasize the importance of understanding the purpose behind investing and debunk common myths, particularly around diversification. The conversation aims to equip listeners with the knowledge and confidence to take control of their financial future. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

In this episode of The Financial Lab Podcast, Travis delves into the complexities of taxes in retirement. He discusses how various income sources, including Social Security, pensions, and IRAs, are taxed and the importance of planning for these taxes to avoid unexpected financial burdens. The conversation also covers the implications of Required Minimum Distributions (RMDs) and how they can impact tax strategies. Additionally, Travis shares insights on tax-efficient estate planning, emphasizing the benefits of gifting and utilizing trusts to minimize tax liabilities for heirs. Overall, the episode highlights the necessity of proactive tax planning for a secure retirement. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

In this episode of The Financial Lab Podcast, Travis delves into the topic of tariffs, explaining their definition, significance, and impact on the economy. He discusses how tariffs function as taxes on imports, leading to increased prices for consumers and potential inflation. The conversation highlights the broader economic implications, including the effects on corporate profits, consumer spending, and GDP. Travis emphasizes the importance of proactive risk management in investment strategies, especially in a tariff-driven economy, and offers insights for retirees and investors on how to navigate these changes effectively. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

In this episode, Travis Shepard discusses the importance of asset protection and common mistakes individuals and business owners make in safeguarding their wealth. Travis emphasizes the need for a risk management strategy to navigate market fluctuations and shares a success story of a client who benefited from proactive asset management. The conversation highlights the significance of being aware of market risks and the necessity of proper diversification in investment portfolios. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

In this episode, Travis Shepherd discusses the importance of guaranteed income in retirement planning. He explores various sources of guaranteed income, including Social Security and annuities, and emphasize the need for a solid financial foundation to ensure a secure retirement. Through a case study of a client named Betty, they illustrate how strategic planning can enhance income while minimizing tax burdens. The conversation highlights the value of professional guidance in navigating retirement income strategies. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

In this episode of The Financial Lab, Travis Shepard discusses the complexities of financial planning for aging parents. He explores the importance of initiating difficult conversations about financial situations, the significance of estate planning, and the role of powers of attorney and trusts in ensuring a smooth transition of wealth. The conversation emphasizes the need for proactive planning to maintain independence and prepare for caregiving responsibilities. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

In this episode, Travis discusses the intricacies of Social Security, including its origins, common misconceptions, and the importance of tax planning in retirement. He emphasizes that Social Security is not just a safety net but a complex system that requires careful consideration in financial planning. The conversation highlights the need for individuals to understand the tax implications of their Social Security benefits and to seek professional advice for effective retirement planning. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

In this episode, Travis Shepard discusses the complexities of retirement planning, emphasizing the importance of understanding personal spending needs and the qualitative aspects of retirement beyond just financial numbers. He explores how to approach retirement planning by considering both financial and time factors, encouraging listeners to think about their desired lifestyle in retirement and how to start living those dreams now. The conversation highlights the necessity of working with a financial advisor to create a personalized retirement plan. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

In this episode of The Financial Lab, Travis Shepherd discusses significant tax changes that occurred during Trump's presidency and what potential changes may come in the future. He explores how these tax changes impact individuals and businesses, emphasizing the importance of adapting financial strategies to remain tax-efficient. The conversation also highlights the need for proactive planning and regular communication with financial advisors to navigate the evolving tax landscape effectively. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

In this episode of The Financial Lab, Travis Shepherd discusses the significant changes in retirement planning for 2025, including updates to IRAs and 401k contributions, the new 10-year rule for inherited IRAs, and adjustments to health savings accounts. He emphasizes the importance of understanding these changes for effective financial and legacy planning in the new year. Ready to tackle those New Year's Resolutions? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

In this episode of The Financial Lab, Travis discusses the differences between qualified and non-qualified money, exploring the various types of retirement accounts and their tax implications. He delves into the pros and cons of each type of account, emphasizing the importance of understanding these concepts for effective financial planning and retirement strategies. The conversation also touches on New Year traditions, providing a light-hearted start to the financial discussion. Ready to build your retirement plan? Visit https://shepherdwealthsolutions.com/ to connect with Travis and his team today! Follow us for more helpful insights: 🖱️ Facebook 🖱️ InstagramSee omnystudio.com/listener for privacy information.

In this episode of The Financial Lab, Travis Shepherd discusses the importance of financial planning for business owners, particularly in relation to tax strategies and the role of a financial advisor. He shares personal anecdotes about Christmas traditions in his large family and transitions into the significance of understanding the tax code to maximize financial efficiency. The conversation emphasizes the need for business owners to find the right financial advisor who can help them navigate complex financial landscapes and offers actionable steps for those seeking assistance.See omnystudio.com/listener for privacy information.

In this episode of The Financial Lab, Travis Shepherd discusses the Corporate Transparency Act (CTA), a new law requiring business owners to disclose their beneficial ownership information to the government. He explores the implications of this law for small businesses, the filing process, and the potential legal challenges it faces. The conversation emphasizes the importance of compliance and the need for business owners to be aware of their responsibilities under the CTA.See omnystudio.com/listener for privacy information.

In this episode of The Financial Lab, Travis Shepard dives into the intricacies of 401(k) plans, discussing their structure, tax implications, and strategies for maximizing retirement savings. Travis explains the differences between traditional and Roth 401(k) contributions, emphasizing the importance of understanding IRS regulations to make informed financial decisions. The conversation highlights the significance of a multi-pronged approach to retirement planning, ensuring tax efficiency and long-term wealth accumulation.See omnystudio.com/listener for privacy information.

In this episode of The Financial Lab, Travis Shepherd shares his journey into financial advisory, the services offered by his firm, and the common misconceptions about financial advisors. Travis emphasizes the importance of personalized financial planning, risk management, and tax strategies in achieving financial success. He highlights the need for advisors to actively manage investments and provide comprehensive tax advice to help clients retain more of their wealth.See omnystudio.com/listener for privacy information.

Creating a solid retirement requires more than an idea. It can take a lot of trial and error to tell the difference between just a hypothesis and the real-world truths. That’s why you need a source that puts the data to the test and discovers the results only years of experience can bring to the table. There’s everyone else, and then there’s The Financial Lab with Travis Shepherd! Each week Travis brings his unique angle to the financial news of the day and looks through the headlines to break down the real data you want for your retirement. Whether you’re experimenting with the market or just need to make sense of the hard numbers, The Financial Lab makes sure you get the research you need.See omnystudio.com/listener for privacy information.

We’ve talked before about the 60/40 portfolio (60% stock, 40% bonds) and how horrible it performed last year.  Both stocks and bonds took a big hit.  Hear if David and Travis agree and if their is another portfolio allocation they prefer.   Protect, grow, and Reduce Taxes on your Wealth!    See omnystudio.com/listener for privacy information.

There’s a major tax event coming in 2026.  And that’s the expiration of the so-called ‘Trump tax cuts’ (the Tax Cuts and Jobs Act passed in 2017).  What do people need to understand about this when it comes to tax planning and what should they consider for the next few years?See omnystudio.com/listener for privacy information.

Want to talk about risk? Risk is also a part of retirement planning.  But, how can you be a part of the "risk" and also protect and grow your money? David and Travis explain in todays episode!  See omnystudio.com/listener for privacy information.

A new poll (by Retirable) shows many Americans are hoping for the best when it comes to having enough money for retirement.  It found 64% of retirees do not feel like they’ve saved enough to get them through, and more than half expect to take on a part-time job to make ends meet.  David and Travis discuss their planning process to eliminate the fear of running out of money in retirement. Call David and Travis today for your custom Financial Lab. This lab is designed to show you how you can protect and grow your income giving you a stress free retirement! See omnystudio.com/listener for privacy information.

Did you know that if you go to a casino, you can get a sheet listing the odds of winning for each game?  So, when it comes to assessing the probabilities of achieving retirement goals, what tools do you have at your disposal? Then, baseball Hall of Famer Ken Griffey, Junior hasn’t suited up for the Cincinnati Reds since 2008.  Yet in 2023, he’s the third-highest paid player on the Reds payroll.  Why?  Because Griffey elected to defer his salary and will make more than three and a half million dollars this year!  In retirement, isn’t an annuity a good way to defer income? Find out if an annuity is a fit for YOU and YOUR custom income plan for retirement - call today for your custom Financial Lab! See omnystudio.com/listener for privacy information.

Do you have an income plan as part of your retirement picture?  Financial advisor Angela Sloan tells TD Ameritrade not to confuse it with the stock market. David and Travis explain the importance of creating the different streams of income and how annuities can be a vital part of your success in retirement!  Call David and Travis today for your customize Financial Lab designing your financial plan! See omnystudio.com/listener for privacy information.

Did you know that the order in which you eat your food might impact your health?   While we consume that thought, this reminds me of something we’ve talked about before – withdrawals from a retirement plan.  Is there a certain order of funds that you recommend they pull money from?    Call Shepherd Wealth Solutions today and create your custom income plan with the Financial Lab!  See omnystudio.com/listener for privacy information.

The cost of Long-Term Care can be $10,000 a month or more.  No wonder so many say it’s one of the huge “gotcha” expenses in retirement.  And now, a dozen states are considering implementing a mandatory tax on people who don’t carry long-term care insurance.  Is buying this the best answer to covering those costs?  Call today for your Financial Lab! See omnystudio.com/listener for privacy information.

You will likely enter retirement having saved in a number of different places.  An article in Smart Asset says if you want to be smart with taxes you should pull the money out in this order:  Tax-deferred accounts (IRAs and 401ks), then taxable accounts, then Roth accounts.  David and Travis explain how they take this approach and help YOU be tax efficient in retirement!  Call today for your Complimentary Tax Lab! See omnystudio.com/listener for privacy information.

Are we already in a recession?  The CEO of BlackRock Financial says “no,” but it’s just a matter of time.  Larry Fink tells Fox Business that he bases his prediction on the housing market starting to collapse, car sales falling and more people borrowing from their retirement plans.  What do you think?  Hear David and Travis talk about the benefits you could have after putting together a customized Financial Lab so you are prepared for a recession, high inflation, tax changes and more!   Call today for your customized Financial Lab! See omnystudio.com/listener for privacy information.

The guy who invented the concept of the “4% percent” rule thinks it’s too early to cut the withdrawal rate to 3% because of today’s volatile markets.   Bill Bengen feels it would take a “catastrophic” set of circumstances before people reduce their withdrawal rate. David and Travis share their message about how much to take from retirement accounts during this economy, and how to protect and grow your money the right way! Call today for your customized Financial Lab!  See omnystudio.com/listener for privacy information.

President Biden says the economy is "strong as hell" and inflation is worldwide and we have it better in the USA then the rest of the world. Inflation is very much still top of mind for many, and of course we have seen ALOT of market volatility, hear how Travis and Shepherd Wealth Solutions helps people preserve, protect and grow their income in retirement!   Call Shepherd Wealth Solutions for your Financial Lab! See omnystudio.com/listener for privacy information.

How diversified should a portfolio be in these volatile times?  One study found that most believe it takes only 30 holdings to be diversified.  But one chief investment officer recently said it should be more like 200 stocks!  So, what’s a diversified portfolio look like to you and your clients?   See omnystudio.com/listener for privacy information.

While many Hollywood stars are richer than most of us, there’s one way they’re the same – they have mortgages.  Theirs is just much bigger.  For example, even though Beyonce and her husband Jay Z are worth $1.8 billion, they still took out a $53 million loan for their Bel Air mansion.  That’s a monthly payment of $227 grand!  Now, some approaching retirement may want to pay off their mortgage beforehand.  When is that a smart thing to do?  See omnystudio.com/listener for privacy information.

What are the chances we could fall into recession in the next year?  Economists with Bloomberg say it’s 100% certain.  And it might hit sooner than later.  Hear how David and Travis can help you survive and thrive in an uncertain economy! See omnystudio.com/listener for privacy information.

Even the rich can get bad advice. Listen to what happened to media mogul Tyler Perry when his accountants steered him through an IRS audit that proved a HUGE mistake.  What would you do with a financial advisor if they made a serious mistake in someone’s retirement plan?  See omnystudio.com/listener for privacy information.