The Note Closers Show - The #1 Podcast for Note Investing

Is a luxury beachfront property with massive rental income always a slam-dunk deal for a note investor? Welcome back to another episode of 50 Note Deals in 50 Days!In today's episode, real estate investor Scott Carson takes you down to sunny Galveston, Texas, to analyze a high-end, waterfront short-term rental (STR) facing foreclosure. Featured on a popular wedding show on Netflix and operating as a premier event venue and Airbnb, this three-story coastal property boasts incredible ocean views and high-ticket revenue potential. However, behind the beautiful listing photos lies a 20-month default, a listing price disconnect, and a hedge fund seller eager to offload the paper off their balance sheet.Scott walks step-by-step through the numbers, comparing property values against the debt balance, evaluating foreclosure mechanics in Texas, and revealing why lenders often prefer selling the note over acquiring an REO asset on the water.Key Topics Covered:Property Overview & High-End Asset Profiling: Examining a three-story, waterfront short-term rental and luxury wedding venue featured on Netflix.The Default Timeline: Unpacking a 20-month payment default and analyzing why the borrower listed the home for sale during the foreclosure process.Sourcing Hedge Fund Tapes: How this asset was identified out of an 86-note tape direct from a institutional seller (and 1 of only 5 Texas assets in the pool).Valuation vs. Debt Exposure: Comparing current active listing prices, comparative market analysis (CMA) data, and the actual underlying mortgage debt.Foreclosure vs. REO Risk: Why lenders prefer to sell non-performing paper to note investors rather than taking back coastal real estate and managing property operations.Texas Foreclosure Advantage: Leveraging Texas’ fast non-judicial foreclosure timeline to take control of defaulted assets quickly.Bidding & Exit Strategies: Determining maximum bid thresholds, workout opportunities with existing operators, and foreclosure execution plans.Whether you're looking to acquire paper on coastal real estate or just want to see how pros evaluate complex non-performing notes, this episode provides actionable due diligence strategies you can use in your own portfolio!If you want to submit an offer, partner on deals, or have questions about distressed paper, book a call directly at talkwithscottcarson.com or email Scott at [email protected]. Ready to master note investing? Join our upcoming Virtual Note Buying Workshop by registering at notebuyingfordummies.com!Watch the Original Video of this Episode HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Is every real estate deal a home run, or do some turn out to be too skinny to touch? Welcome back to another episode of 50 Note Deals in 50 Days!In today's episode, real estate investor Scott Carson breaks down a full case study on a high-equity convertible reverse mortgage in Tyler, Texas. Sitting on nearly a third of an acre with a solid structure and clean interior photos, this property looks great at first glance. But as every experienced note investor knows, beautiful curbside appeal doesn't always guarantee a profitable debt deal. Scott pulls back the curtain on his exact due diligence process, walking through property valuations, legal balance payoffs, rehab estimates, and calculated bid strategies to determine whether this asset yields a winning return or is better off left on the table.Whether you are looking to acquire non-performing paper, navigate foreclosure auctions, or manage real estate owned (REO) conversions, this breakdown offers an honest, numbers-first look at evaluating risk, calculating ROI across multiple scenarios, and knowing when to walk away from a deal that is just too tight.Key Topics Covered:Property Overview & Visual Inspection: Analyzing Google Street View history, roof conditions, and BPO interior photos for a 3 bed, 2 bath, 2,511 sq. ft. single-family home in Tyler, Texas.Property Valuation vs. Debt Balance: Comparing a $331,000 Zillow estimate and a $345,000 BPO valuation against an updated legal payoff balance of $316,000.The Bidding Strategy: Why offering 80% of the legal balance ($250,000) protects capital and sets a floor for potential hedge fund counteroffers.Scenario A: Foreclosure Auction & Credit Bidding: Calculating 90-day returns if the property sells to a third party or yields a full credit bid payoff.Scenario B: The REO Breakdown: Factoring in a $25,000 cosmetic rehab budget (paint, wallpaper removal, updated appliances) alongside 10% closing costs to project net margins.ROI & Margin Risk: Why an 8% gross return (16% annualized) over six months leaves too little room for error if market values drop or timeline delays occur.Essential Due Diligence Steps: Conducting live property walkthroughs, reviewing collateral files, pulling title reports, verifying attorney foreclosure timelines, and pulling local comps.Knowing when to pass on a deal is just as crucial as knowing when to buy. Take these insights, apply them to your own pipeline, and stop overpaying for skinny deals!If you want to partner on deals or need help evaluating your paper, book a call directly at talkwithscottcarson.com or email Scott at [email protected]. Ready to take your strategy to the next level? Join the upcoming Virtual Note Buying for Dummies Workshop on August 29th & 30th at notebuyingfordummies.com!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Stop burning thousands of dollars on dead-end Facebook ads and Google marketing—the search landscape has permanently shifted, and the playing field is officially leveled! In this episode of The Note Closers Show, host Scott Carson breaks down how note buyers and real estate investors can dominate their target markets and rank as the #1 recommended investor using modern AI search tools. The days of prospects wading through ten blue links on Google are over. Today, sellers, lenders, and capital partners are asking ChatGPT, Perplexity, and Gemini directly for recommendations—and if you aren't providing machine-readable, factual content, you don't even exist in their search results. Whether you have closed zero deals or a hundred, Scott outlines a step-by-step strategy to optimize your digital footprint, leverage free high-authority blogging platforms, and repurpose your deal case studies into local "AI juice" that brings off-market deals and private capital straight to your inbox. Key Topics Covered:The Evolution of Search: Why traditional paid ads cratered and why AI answer engines now give direct, single-name recommendations instead of list links. Building Machine-Readable Trust: How to optimize your LinkedIn profile, About.me, and neutral third-party review sources so AI engines cite you as an authority. The Micro & Macro Blogging Strategy: How to use AI to generate city- and state-specific articles for your top 3 to 5 target markets on Substack, Medium, and LinkedIn. Leveraging Chamber of Commerce Directories: A growth-hack tactic to build high-authority backlinks and local credibility by highlighting local real estate vendors. Repurposing Audio & Video Content: How transcribing a simple 10-minute video case study creates multiple unique blogs and boosts your visibility fourfold. Optimizing Media & Video Length: Why YouTube pushes videos over 8 minutes and how proper image file naming drives extra search traffic. Don't let your competitors capture the top AI search spots while your experience sits on the sidelines. Take action, optimize your content workflow, and turn AI search into your primary deal-flow engine! If you want to discuss your note investing strategy or need help navigating your next deal, book a call directly at talkwithscottcarson.com. Make sure to subscribe, leave a review, and share this episode with another investor looking to scale!Watch the Original Video of this Episode HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Stop focusing strictly on collateral value and start underwriting for true repayment!In this episode of The Note Closers Show, host Scott Carson sits down with 30-year credit banking veteran, note investor, and author of The Mad Lender’s Guide to Private Lending and Note Investing, Doug Smith. Doug—aka "The Mad Lender"—shares essential insights into how private investors can avoid devastating loss rates, properly assess borrower capacity, and navigate shifting real estate cycles. Whether you are looking at non-performing notes, hard money loans, or commercial real estate opportunities, Doug breaks down why relying solely on property values can lead to severe pitfalls, how rising operating expenses impact cash flow, and why structured due diligence is non-negotiable. Key Topics Covered:The #1 Mistake Private Lenders Make: Why over-focusing on collateral value while ignoring borrower capacity, credit character, and primary repayment sources destroys returns. The Three Cs of Underwriting: How capacity, character/credit, and conditions dictate loan performance far better than property valuation alone. Commercial Real Estate & Multifamily Realities: Why rising insurance, taxes, and operating expenses are causing delinquencies and wipes-outs in syndications and commercial notes. Mitigating Downside Risk ("Dougie Downers"): How identifying potential failure points in every deal upfront saves principal capital. State-by-State Foreclosure Impact: Understanding judicial (e.g., Illinois, Florida) vs. non-judicial (e.g., Texas) timelines and factoring the time value of money into note pricing. DSCR Loan Flaws: Why typical Debt Service Coverage Ratio underwriting skips key property reserve and vacancy expenses, creating hidden default risks. Mentorship & Working with Professionals: Why self-servicing, skipping legal counsel, or taking advice from inexperienced instructors leads to costly legal and financial blunders. Don't let market shifts catch you off guard without a solid risk management plan. Make sure to subscribe, leave a review, and visit themadlender.com to grab Doug’s book and learn more about his consulting services!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

What happens when three nominees for the REDnews Social Media Influencer of the Year Award jump on a call together? Absolute magic! In this special episode of The Note Closers Show, host Scott Carson is joined by fellow CRE award nominees Elke Laughlin (Principal at Laughlin Consulting Group) and Samy Soussan (Business Development at Madison Title & host of The CRE Connection Podcast). Instead of treating award nominations as a competition, this powerhouse trio comes together from a mindset of abundance and prosperity to share how authentic relationship-building, organic social media, and servant leadership drive massive success in commercial real estate! Detailed Episode HighlightsThe Power of the "Connector" Mindset: Why moving away from a scarcity mindset and operating from prosperity opens doors to untapped deal flow and lifelong partnerships. Elke Laughlin’s Organizational Insights: Leveraging behavioral sciences (DISC, motivators, driving forces) to build high-performing commercial brokerage teams and execute organizational change. Samy Susan’s #SUSANSelfie Strategy: How organic networking, authentic event coverage, and the "Always Be Connecting" (ABC) philosophy built a powerful CRE network. Overcoming Social Awkwardness in the Next Generation: Teaching younger professionals and interns how to put down their phones, network in person, and nurture long-term professional relationships. Emerging Commercial Real Estate Opportunities:Industrial Outdoor Storage (IOS): Why low-coverage urban infill dirt is exploding due to e-commerce and last-mile distribution demands. Distressed Note & Small Balance Commercial Debt: Sourcing direct-from-bank deals and finding value in non-performing assets. Fractional CRE Services: Introducing CREVA Collective to serve mid-sized CRE firms. AI & Future Tech in CRE: Implementing AI underwriting tools, hosting tech meetups, and using AI clones for 24/7 investor communication. If you want to grow your brand, close more deals, and build lasting connections in commercial real estate, this conversation is packed with actionable takeaways you can apply today! Connect with us on LinkedIn:🔗 Elke Laughlin: LinkedIn🔗 Samy Soussan: LinkedIn 🔗 Scott Carson: LinkedInReady to take your note investing and real estate game to the next level? 📅 Book a Call with Scott: talkwithscottcarson.com 📩 Email Scott: [email protected] Go out, take some action, and we’ll see you at the top!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

It’s that time of the month again, note investors! Scott Carson is back with the official Texas Foreclosure Update for August 2026. Following July’s massive 12% to 16% surge across Texas counties, are we seeing a continued wave of distressed properties—or is the market taking a breather? In this episode, Scott pulls back the curtain on the raw numbers, tracking over 4,200 scheduled residential and commercial foreclosure filings across North, South, East, West, and Central Texas. Whether you’re targeting single-family homes in Harris County, commercial assets in DFW, or looking at rising trends in Williamson and Bell counties, this episode gives you the local intelligence you need to find true distressed real estate deals before everyone else! Detailed Episode HighlightsOverall Market Breakdown: Statewide foreclosure filings decreased from 4,754 in July to 4,215 total filings in August 2026—a temporary dip following a major quarterly spike. Residential vs. Commercial Totals: Out of the 4,215 filings, 3,765 are residential, while 450 are commercial assets across the state. Commercial Foreclosure Trends: Commercial filings fell 10% statewide (down 46 deals). Central Texas: Down to 134 filings (down 25). East Texas (Greater Houston): Up to 105 filings (up 14). North Texas (DFW): Down to 145 filings (down 11). South Texas: Down to 45 filings (down 25). West Texas: Steady at 21 filings (up 1). Top Texas Residential Counties Breakdown:Harris County (Houston): Leads the state with 651 filings (down ~25% from last month). Bexar County (San Antonio): 439 filings. Dallas County: 334 filings (down 63). Tarrant County (Fort Worth): 278 filings (down 34). Travis County (Austin): 135 filings (down 24). Bucking the Trend: Williamson County (up 13 to 108) and Bell County (up 12 to 99) both showed increases north of Austin. Data Tools & Discount: How to use the Roddy Foreclosure Listing Service (4closure.info) to track residential and commercial filings. Use promo code WECLOSENOTES to save $20 on your residential subscription. Next StepsTracking market trends is the key to finding off-market distressed debt, bank-owned properties, and high-profit wholesale deals! Want to learn how to capitalize on these Texas foreclosure filings without putting up big capital or dealing with tenants? 🔥 Upcoming Live Training Events:Wholesaling Notes Masterclass (Aug 22, 2026): Learn how to source, evaluate, and flip paper direct from banks for just $199 (includes spouse/partner + replays) at wholesalingnotes.com. (Bonus: Signing up includes FREE entry to the 2-Day Workshop!) Virtual Note Buying for Dummies Workshop (Aug 29–30, 2026): Master buying performing and non-performing debt for just $99 at notebuyingfordummies.com. Go out, take some action, and we’ll see you at the top!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Guns Up, real estate investors! In this episode of The Note Closers Show, Scott Carson heads up to Lubbock, Texas, to analyze a unique non-performing first-lien note case study. This occupied 3-bedroom, 2-bathroom home features significant recent exterior rehab (new roof, windows, and paint), 33% equity, and a surprisingly low $158/month principal and interest payment that has gone unpaid for nearly two years! Scott walks through the exact due diligence, valuation metrics, and multiple exit strategies—showing you how to navigate low interest rates, foreclosure options, and REO sales to target returns ranging from 25% to over 67%!Detailed Episode HighlightsProperty & Location: 3-bed, 2-bath, 1,881 sq. ft. single-family home (built in 1950) on a 7,900 sq. ft. lot in Lubbock, Texas. Loan Details & Peculiarities: Non-performing first lien with an estimated legal balance of $85,600 and a 3.25% interest rate. The original 2005 loan was $40,000, resulting in an unusually low $158.39/month payment. Property Condition & Transition: Recent Zillow imagery reveals major exterior upgrades (new roof, single-tone paint, new windows) compared to older bank BPOs from 2022 ($88K value). Current Zestimate sits conservatively at $129,000. Occupancy & Title Research: Tax rolls and deed records show the property was transferred from the original borrower to his daughter, who currently occupies the home. Exit Strategy #1 (Reinstatement Risk): Why requiring full reinstatement (36 months of payments in year 1) is mandatory—and why a low $158/month payment yields an unappealing 2.77% long-term return without foreclosure pressure. Exit Strategy #2 (Foreclosure Auction): Bidding at 80% of legal balance ($68,500) offers a $17,000 gross profit if sold at auction (~25% annualized ROI or 100% simple return on a 90-day timeline). Exit Strategy #3 (REO Retain & Retail Sale): Foreclosing and taking the property back to sell at $122,000 net proceeds yields a potential $41,300 profit (67%+ ROI). Key Risk Factors: Managing bankruptcy risks, unknown interior conditions, and evaluating servicing notes/right-party contacts. The Next StepReady to evaluate non-performing notes, execute proper due diligence, and structure winning bids? Reach out to Scott directly to submit offers, discuss strategy, or partner up on upcoming deals! 📩 Email Scott: [email protected] 📅 Book a Call: talkwithscottcarson.comWatch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Are you feeling the pinch of economic chaos with too much month left at the end of your paycheck? Want to jump into real estate investing without dealing with toilets, tenants, trash outs, or massive startup capital? In this episode, Scott Carson reveals why wholesaling mortgage notes is the ultimate path of least resistance to generate $2,000, $5,000, or even $35,000+ per month in profit—without putting up a single dime of your own money! Whether you're brand new, recovering from financial setbacks, or looking for high-yield ways to build your self-directed IRA, Scott breaks down how paper flipping works in 2026. What You'll Learn In This MasterclassWhy Wholesaling Notes Works in 2026: How flipping paper avoids state wholesaling regulations, license requirements, and messy property management issues. No Money, No Credit, No Earnest Money Required: Learn why banks and hedge funds don't ask for earnest money or proof of funds when wholesaling notes direct from lenders. Real Deal Case Studies:How Scott made a $2,000 profit wholesaling a performing hard money note direct from a lender. How a $35,000 profit was generated in under 30 days flipping a non-performing commercial apartment note from Capital One. How a 90-day non-exclusive option on a hedge fund note portfolio generated $150,000 in flips. Overcoming the 5 Major Investor Fears: How to conquer fears around lack of funds, lack of experience, performance anxiety, and finding deals/buyers. Building an Active Buyers List: Leverage modern tools, AI, social media, and direct sources to connect with real buyers instead of "joker brokers". Supercharging Your Self-Directed IRA: How to put notes under contract using your Roth or Traditional IRA to grow tax-free or tax-deferred wealth. The Wholesaling Notes Masterclass: Details on the live, all-day Saturday Zoom masterclass on September 26, 2026, including step-by-step training, live deal-spinning exercises, and a free ticket to the 2-Day Note Buying for Dummies Workshop! Take Action Now!Stop letting your money sit on the sidelines or driving endless hours for ride-shares when you can become a real estate deal architect! 🎟️ Register for the Wholesaling Notes Masterclass (September 26, 2026):Get full access for you AND a partner/spouse for just $199 (includes video replays, contracts, and a bonus ticket to the Note Buying for Dummies Workshop)! 👉 Reserve your spot now: wholesalingnotes.com Go take some action, and we'll see you at the top!Watch the Original Video HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Looking for a low-risk, high-yield opportunity to deploy your capital or retirement funds? In this episode of The Note Closers Show, Scott Carson breaks down a lucrative, short-term performing hard money loan right outside the thriving Dallas-Fort Worth metroplex in Mesquite, Texas! With a massive equity cushion, a strong 650-FICO borrower making 20% down, and a 49% Investment-to-Value (ITV) position, this short-term first lien note offers an incredible double-digit return over an 8-month hold period. Whether you’re looking to get lazy money off the sidelines or want to see how real note investors calculate real returns and structure low-LTV deals, this case study is packed with practical numbers and actionable strategies!Detailed Episode Bullet PointsProperty & Location Profile: A 1,854 sq. ft., 3-bed/2-bath single-family home (built in 1998) located in Mesquite, Texas—a high-growth corridor just east of Dallas along I-30. Valuation & Equity: Current fair market value sits between $318,000 and $320,000. The unpaid principal balance (UPB) is just $156,800, placing your investment at a remarkably safe 49% Loan-to-Value/ITV. Loan Structure: 1-year interest-only loan at 13% interest, generating $1,699/month in passive cash flow. Originated in April 2026 and maturing in May 2027 with a strong payment track record. Return Calculations: Total investment of $158,368 yields $13,005.92 in remaining cash flow over 8 months, resulting in an annualized return of 12.87%. Borrower Credentials: The rehab investor put 20% down into the property, holds a 650 credit score, and is actively rehabbing multiple DFW properties. Downside Protection & Exit Strategies: If the borrower defaults, Texas offers a fast <90-day foreclosure timeline. Investors can either get paid out in full at auction or negotiate a Deed-in-Lieu / Cash-for-Keys to acquire a high-equity property well below market value. Due Diligence Process: Essential steps including verifying rehab progress photos, double-checking comps, reviewing the loan collateral file, and pulling title. The Next StepsWhy let your money sit on the sidelines losing purchasing power when you can earn 12%+ on short-term, low-LTV real estate debt? If you’re ready to jump on this Mesquite deal, partner up, or explore other performing and non-performing notes, reach out directly! 📩 Email Scott: [email protected] 📅 Book a Call: talkwithscottcarson.com 🎟️ Join the Virtual Note Buying Workshop (August 29–30): Register for just $99 at notebuyingfordummies.com! Go out, take some action, and we’ll see you at the top!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Welcome back, note investors! Scott Carson, "The Note Guy," is diving into a high-potential case study straight out of the hot Dallas-Fort Worth metroplex! In this breakdown, Scott walks through a vacant reverse mortgage (HECM) deal located in Grand Prairie, Texas. With an unpaid legal balance sitting far below the market value, this deal offers multiple exit strategies—whether you are looking for a quick 90-day foreclosure flip or taking it back as an REO for a massive profit margin. If you've been curious about how to analyze real estate debt, structure winning bids, and generate annualized returns ranging from 40% to over 80%, this episode is packed with numbers, strategy, and actionable steps! Key Highlights & Deal BreakdownProperty Overview: A 3-bedroom, 2-bathroom, 1,505 sq. ft. home built in 1969, sitting in the Grand Prairie (DFW) area. Loan Details: High Equity Convertible Mortgage (HECM / Reverse Mortgage) where the original borrower has passed away, leaving the home vacant. Valuation & Balance: Property value sits around $263,000 against a $176,000 total legal balance owed on the loan. Strategy #1 (Quick Foreclosure Flip): Bidding at 80%–90% of the legal balance allows investors to target a $18K to $35K gross profit directly at the 90-day foreclosure auction. Strategy #2 (REO Takeback & Rehab): Foreclosing, spending ~$30K in cosmetic interior cleanup/renovations, and reselling on the retail market yields a projected $49,000 net profit (a 52% annualized ROI). Due Diligence Steps: How to review interior photos/BPOs, double-check legal heirship notices, pull title work, and work alongside foreclosure attorneys. Episode ConclusionOpportunities like this Grand Prairie reverse mortgage showcase the true power of being the bank. Whether you have capital ready to deploy or want to partner on high-yield real estate notes, now is the time to take action! Got $150K to $200K ready to invest, or interested in submitting an offer on this specific deal? Contact Scott directly at [email protected] or schedule a strategy call at talkwithscottcarson.com! 🔥 Want to learn how to find, fund, and flip note deals yourself? Join us for the upcoming Virtual Note Buying Workshop on August 29th & 30th! For just $99, you’ll get live Zoom access to two full days of training, plus full recordings and replays. Reserve your spot today, take action, and let's make your second half of the year your most profitable yet!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Welcome back to The Note Closers Show! In today's episode, your host Scott Carson—"The Note Guy"—is joined by a special guest, Rob Bergeron, the "tilapia of realtors" turned real estate investor, AI enthusiast, and founder of offmarket.deals.If you want to discover how to scale your deal flow, leverage AI for massive offer volume, navigate novations, or enter the highly profitable world of mortgage note investing, this action-packed episode delivers raw, practical strategies straight from two seasoned industry experts!Key Topics Covered:Rob’s Journey: How Rob scaled his career in Louisville, KY through sheer hustle on Craigslist, attending 6–7 weekly meetups, and hosting massive networking events that brought California capital into Kentucky real estate. The Off-Market Ecosystem: How Rob built offmarket.deals to connect thousands of real estate investors directly with buyers, sellers, and lenders without friction. What is Note Investing? Scott Carson explains note buying like you're 5—how buying distressed debt at a steep discount turns you into "the bank" without managing tenants, toilets, or trash. Reforming Distressed Borrowers: Why 70% of non-performing note strategy revolves around helping distressed borrowers stay in their homes rather than jumping straight to foreclosure. Massive LOI Strategy & AI Integration: How Rob sends out thousands of Letters of Intent using AI to track responses and capture seller finance and short-sale opportunities. Understanding Novations vs. Assignments: The legal distinction between novations and assignment contracts, and why novation agreements are becoming a crucial tool as state laws tighten around traditional wholesaling. Real-Time Data Advantage: Why accessing real-time courthouse records and pre-violation data gives investors a 7-to-10-day competitive edge over standard lead lists. Building Micro-Communities: How hyper-local networking, creative third-space concepts, and transparent storytelling fuel long-term business growth and personal health advocacy. Don't miss out on these actionable insights that will transform the way you approach creative real estate financing, lead generation, and mortgage debt!👉 Check out Rob's Off-Market Deals Platform: offmarket.deals 👉 Learn More About Note Investing: Subscribe to The Note Closers Show and dive into our free educational resources! If you found value in this episode, hit that Like button, leave us a 5-star review, and Subscribe for new episodes packed with game-changing real estate strategies every week!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Are you ready to stop chasing traditional real estate flips and start dominating the high-yield world of paper investing? In this episode of The Note Closers Show, Scott Carson breaks down a highly lucrative, real-world case study on a vacant, non-performing reverse mortgage (HECM) located in the booming market of Waco, Texas—home of Baylor University! This unique asset has been on the radar for nearly a year, and Scott shares exclusive details after personally driving the neighborhood and walking the exterior of this red-brick family home. When an elderly reverse mortgage borrower passes away, the family often walks away, leaving a property packed with hidden equity and a fast-track path to profitability for savvy note buyers. Scott pulls back the curtain on the asset’s internal BPO, dissecting the interior condition, the layout of the property, and the exact foreclosure timeline in the state of Texas. You will learn how to analyze the legal balance against real-world comps, manage a cosmetic "lipstick on a pig" clean-out budget, and protect your capital from market devaluations. Whether your goal is a quick 90-day foreclosure auction exit that yields a staggering 40% to 80% annualized ROI, or taking the asset back as an REO to capture a $39,000 net profit, this episode delivers the exact step-by-step numbers you need to replicate this strategy. Scott also maps out the critical due diligence items every investor must verify, from pulling fresh title reports to utilizing a realtor walk-through before pulling the trigger. Tune in to discover how short-term distressed note plays can secure major double-digit returns for your self-directed IRA or passive investment portfolio! Key Topics Covered in This Episode:Understanding HECM Investing: What happens when a reverse mortgage borrower passes away, and how investors can capitalize on the resulting distressed debt. Waco Market Dynamics: A deep dive into a 3-bed, 2-bath brick property located right around the corner from the highly rated Waco Midway community. Dissecting the Case Study Numbers: Breaking down the $148,000 legal balance against a Zillow fair market value of $214,000. The 80% vs. 90% Par Bidding Strategy: How offering different price points on the legal balance changes your annualized yields and downside protection. Foreclosure Auction Exit: The mechanics of Texas's rapid 90-day foreclosure timeline and how an auction payoff generates immediate cash velocity. The REO & Rehab Blueprint: Budgeting for an interior clean-out, appliances, and paint while projecting a $225,000 retail exit strategy. Essential Due Diligence Checklist: How to leverage lockbox codes, review internal BPOs, identify potential title liens, and calculate true days on market. Don't let your investment capital sit idle. Tap into the power of high-equity distressed paper today! Watch the full episode to see the video walk-through, and grab your tickets for our upcoming 2-Day Virtual Note Buying Workshop at NoteBuyingForDummies.com!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Are you tired of leaving your investment capital sitting on the sidelines, waiting for the "perfect" real estate deal to come along? In this episode of The Note Closers Show, Scott Carson delivers a massive shortcut to double-digit returns without the headaches of traditional property management, intensive due diligence, or multi-decade commitments. We are breaking down a high-yield, short-term case study on a performing Texas hard money loan located in the fast-growing market of Richardson, Texas—just north of Dallas. Discover how a seasoned, nationwide hard money lender is looking to recapitalize their growing business by selling off pieces of a $13 million performing paper portfolio. This featured asset is a true first lien secured by a vacant, four-bedroom red brick probate property undergoing a light cosmetic refresh by an experienced local rehabber. With $36,000 of the borrower’s own skin in the game and a disciplined 70% loan-to-after-repair-value (ARV) cushion, this asset is built from the ground up to protect investor capital while kicking off serious cash flow. Scott walks you step-by-step through the underlying numbers, explaining how purchasing this note at par delivers a powerful 12.89% cash-on-cash ROI over a brief 11-to-12-month timeline. You will also learn about the "Rule of 72" and how securing a consistent 12% interest rate can put your retirement funds or self-directed IRA on the fast track to doubling every six years. Whether you want to step into an immediate monthly stream of $3,298, let the originating lender handle all ongoing servicing and rehab monitoring, or learn the exact steps to foreclose and capture a massive equity spread if things go sideways, this episode is your ultimate guide to truly passive real estate wealth. Key Topics Covered in This Episode:The Power of Short-Term Paper: Why a 1-year performing hard money loan is a perfect alternative to long-term 30-year notes for agile capital allocation. Richardson, TX Case Study: Detailed asset breakdown of a 4-bed, 2-bath probate property sitting in a highly desirable DFW submarket. Dissecting the Numbers: Understanding the math behind a $304,000 note balance yielding an impressive 12.89% ROI. Built-In Downside Protection: Why a 70% LTV, a strict lender escrow holdback, and $36,000 in borrower skin in the game keeps your investment secure. True Passive Investing: How the original lender retains servicing, monitors the rehab progress, and handles downside management on your behalf. The Rule of 72 Explained: How to implement a repeatable "rinse and repeat" model to double your investment capital every six years. Due Diligence and Legal Rights: Navigating first lien positions, reviewing credit/FICO profiles, and leveraging Texas’s fast 30-day foreclosure process. Ready to stop waiting and start taking action? Don't let your lazy assets lose value to inflation. Tune in, learn the blueprint, and grab your tickets for our upcoming Virtual Note Buying Workshop at NoteBuyingForDummies.com to take your investing to the next level! Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Are your investment dollars sitting idle in a self-directed IRA or low-yield account while inflation eats away at your buying power? In this episode of The Note Closers Show, Scott Carson sits down with members of the WCN community to reveal a massive opportunity in short-term performing paper. A seasoned, 20-year veteran of the real estate industry—and former operator of one of the largest "We Buy Ugly Houses" franchises in Dallas—is recapitalizing his $15 million hard money lending portfolio by offering investors access to double-digit performing notes across 15 states! Discover how you can step into fully originated, double-digit performing first-lien notes with loan amounts ranging from $50,000 to over $300,000. Scott breaks down why these 12-month interest-only loans offer the ultimate sweet spot for investors who want short-term capital velocity without locking up funds for 30 years or managing property rehabs. Learn how the originating lender retains all ongoing loan servicing, manages draw holdbacks, monitors photo updates, and handles any necessary downside enforcement so you can sit back and collect true passive cash flow. Scott also walks you through the power of capital arbitrage. Learn how to raise private money at 7% or 8% to fund 12% performing paper, locking in an infinite rate of return on the spread while putting lazy capital to work. From analyzing borrower experience levels and 70% LTV buffers to navigating fast-foreclosure states like Texas, Georgia, and North Carolina, this episode is your complete blueprint for high-yield, short-term note investing. Key Topics Covered in This Episode:Inside a $15M Performing Tape: Why a veteran hard money lender is selling off double-digit paper to recapitalize and expand loan originations. The Power of Short-Term Notes: Why 1-year interest-only loans provide maximum flexibility and capital velocity for self-directed IRA investors. Built-In Downside Risk Protection: How a 70% LTV threshold, strict borrower skin-in-the-game, and repair holdbacks safeguard your principal. True Passive Loan Servicing: How the originator handles interest collections, draw disbursements, photo updates, and borrower monitoring. The Spread Arbitrage Strategy: How to raise private investor capital at 7–8% to fund 12%+ notes, creating an infinite rate of return. Evaluating Borrower Risk: How to analyze borrower experience levels, loan maturities, and regional market liquidity across Texas, Ohio, and North Carolina. Fast-Track Foreclosure Protection: Leveraging non-owner-occupied business loans and fast-foreclosure legal frameworks in top target states. Ready to get your lazy assets off the bench and generating real yield? Stop waiting for the perfect deal and start putting your money to work today! Watch the full episode, examine the numbers, and register for our upcoming 2-Day Virtual Note Buying Workshop at NoteBuyingForDummies.com to master the note business from the ground up!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Ever wanted to pull a six-figure profit out of a property without ever swinging a hammer, dealing with a tenant, or managing a single contractor? Welcome to the lucrative world of Texas reverse mortgage note investing. In this episode of 50 Note Deals in 50 Days, host Scott Carson breaks down a fascinating, real-time case study on a Texas reverse mortgage (HECM) foreclosure deal currently sitting on his desk. Scott walks you step-by-step through a non-performing loan on a vacant, highly equity-rich property in Wichita Falls, Texas. You will learn how buying the debt—instead of the physical real estate—allows you to structure a deal that can yield a massive 80% annualized ROI in a fast foreclosure state like Texas, or convert into an REO with a potential $113,000+ net profit. Whether you want to invest your own capital or learn how to leverage OPM (Other People's Money) using Self-Directed IRAs for infinite returns, this episode lays out the exact underwriting, numbers, and exit strategies you need to know. 📌 Key Takeaways & Detailed BreakdownThe Asset Overview: A spacious, updated 3-bedroom, 2.5-bathroom, 2,630-square-foot home built in 1959, situated on nearly half an acre (0.4 acres) in Wichita Falls, Texas. The HECM (Reverse Mortgage) Scenario: The previous borrower has been deceased for two years, leaving the home vacant with a significant cushion of equity. Because it is a reverse mortgage, there is no chance of a workout with the borrower—meaning foreclosure is the definitive path forward. The Massive Equity Gap: The property has an Unpaid Principal Balance (UPB) of $108,000, while the conservative fair market value sits at $292,000 (with a previous BPO at $315,000)—representing a massive $184,000 spread in equity. Exit Strategy A (The Fast Foreclosure & Auction): Scott shares his bid strategy of offering 80% of UPB ($86,500). If the property sells at foreclosure auction in Texas’s fast 90-day timeline, you net a quick $21,600 profit—yielding an 80% annualized ROI. Exit Strategy B (The REO Rehab & Retail Sale): If the property doesn’t sell at auction and you take it back as an REO, Scott details how a $50,000 rehab (mostly cosmetics like paint, carpet, and appliances) plus holding and closing costs can still net a staggering $113,400 profit on a retail sale of $292,000. Structuring Private Capital for Infinite Returns: Learn how to raise capital from passive IRA investors. Scott outlines how to structure a 10% return for your funding partner, allowing you to pay them their interest and pocket a clean $19,000+ in profit on a quick auction payoff without using a single dime of your own cash. Essential Due Diligence Steps: Discover the critical checks required before pulling the trigger, including obtaining interior lockbox codes, analyzing local days on market, pulling fresh BPOs, and thoroughly reviewing the collateral and title files. 🏁 The Next StepsWhy fight the fierce competition on the MLS when you can buy the bank’s position at a massive discount? Non-performing reverse mortgage notes represent one of the most profitable, low-risk niches in real estate because the equity protection is already built right into the deal. If you are ready to stop chasing skinny-margin wholesale deals and want to start partnering on high-yield note acquisitions, this episode is your blueprint. Don’t wait on the sidelines. Reach out to Scott directly at [email protected] or book a strategy call at TalkWithScottCarson.com. Plus, grab your early bird tickets for the upcoming virtual workshop at weclosenotes.com and learn how to master note investing from the ground up!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »

Tired of skinny profit margins, fighting over overpriced retail listings, and dealing with the constant headaches of being a landlord? Welcome to the ultimate real estate loophole: Note Arbitrage. In this episode, seasoned real estate investor Scott Carson breaks down a powerful, real-world case study from his "50 Note Deals in 50 Days" series. You will discover how to acquire a prime, owner-occupied performing mortgage note in San Antonio, Texas, and structure it to generate an infinite rate of return using Other People’s Money (OPM). Scott walks you step-by-step through the exact math, showing you how to buy bank debt at a discount, pay a passive investor a strong 8% return, and pocket the difference in pure, monthly cash flow without ever fixing a toilet, chasing a tenant, or swinging a hammer. Whether you want to supercharge your Self-Directed IRA or learn how to act as the bank instead of the landlord, this masterclass shows you exactly how to scale a wealth-building portfolio with zero of your own capital out of pocket. 📌 Key Takeaways & Detailed BreakdownThe Asset Anatomy: A deep dive into a 1,288 sq. ft., 3-bed, 2-bath owner-occupied property in San Antonio, featuring heavy pride of ownership, a newer roof, updated siding, and a 4+ year history of on-time payments through a third-party servicer. Buying at an Institutional Discount: The property was originally financed at $145,000 with a $15,000 down payment. The Unpaid Principal Balance (UPB) sits at $126,750, and Scott explains how to acquire the note at 90% of UPB ($114,000). The Math Behind an 11.5% Return: How the note's original 9.9% interest rate yields a monthly P&I payment of $1,135. When purchased at a discount, this creates an immediate 11.9% gross return, netting 11.5% even after accounting for servicing fees. The Power of Note Arbitrage (OPM): How to bring in a passive Self-Directed IRA investor to fund the full $115,000 purchase price at an 8% interest-only return ($767/month), allowing you to keep a clean $333/month in net passive cash flow with zero of your own money in the deal. The 5-Year Exit Strategy for Infinite Returns: A breakdown of the amortization schedule showing how to hold the note for 60 months, collect the monthly spread, and then work with a mortgage broker to guide the borrower through a rate-and-term refinance. This pays off your passive investor in full while handing you an extra $4,800 back-end cash pop. Mitigating Risk & "Worst-Case" Foreclosure: Why Texas is a highly favorable note state (with a 30-day foreclosure timeline in Bexar County). Scott details how a default actually increases your overall yield by allowing you to take over a fully rehabbed asset at less than 80% of market value, creating an incredibly secure investment-to-value safety net. Tapping Into the Self-Directed IRA Goldmine: Learn why capital raising is easier than you think when you realize the average account balance sitting in a single Self-Directed IRA is $180,000—perfectly suited for funding individual note deals. 🏁 The Next SWhy compete for property keys when you can own the system that prints the payments? Real estate note investing removes the drama of traditional landlording and replaces it with predictable, bank-level cash flow. As Scott Carson demonstrates in this case study, mastering note arbitrage means you can step into an infinite rate of return, build solid wealth blocks, and create a highly lucrative ecosystem for passive investors who will beg to do business with you again and again. Stop grinding on low-margin flips. If you are ready to stop dreaming and start executing, head over to TalkWithScottCarson.com to book a direct strategy call, or register for the upcoming Virtual Note Buying Workshop at [email protected] to turn these strategies into your financial reality today!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!

⚡ Flipping the Lender: How to Arbitrage Non-Performing Hard Money Notes for 42%+ Quick PaydaysWelcome back to the 50 Note Deals in 50 Days case study series! In this episode, Scott Carson—"The Note Guy"—uncovers an extraordinary, under-the-radar sector of the distressed debt market: buying non-performing hard money loans directly from institutional portfolios at massive discounts. When a fund broker dropped a list of 29 nationwide hard money defaults on his desk, Scott immediately hopped in his car to personally audit an incredible investment opportunity sitting right in the West Side of San Antonio, Texas. If you are a real estate investor who wants to learn how to transition from a traditional fix-and-flipper to an institutional "Lien Lord," this breakdown reveals the exact blueprint to intercepting foreclosure files. Discover the exact math behind snapping up a $150,500 legal unpaid balance for just $105,000, and how you can manipulate DSCR cash-out refinancing guidelines to print tax-free private wealth without ever lifting a hammer! Let’s get into the data. 📌 Key Takeaways & Episode HighlightsThe San Antonio Duplex Profile: A highly lucrative, 97% structurally complete multi-unit layout featuring a 3-bedroom, 1-bath front home and a beautifully updated, converted 1-bedroom, 1-bath garage unit in the rear sitting on a spacious half-acre lot. The Hard Money Default Trap: Originally written in March 2024 as a short-term, 6-month fix-and-flip loan at a 13% interest-only rate (with an 18% default rate), the borrower stopped making payments in March 2026 after burning through three consecutive loan extensions. Instant Tenant Cash Flow Arbitrage: While the borrower completely defaulted on the underlying hard money debt, the property is currently occupied by active tenants paying an estimated, combined market rent of $2,100 to $2,400 per month. Deep Institutional Portfolio Discounts: The underlying hard money fund agreed to liquidate the $150,500 legal unpaid principal balance (UPB) at 70% of its face value, establishing a net note purchase price of just $105,000. The 42% Super Tuesday Auction Windfall: Because Texas is an incredibly fast foreclosure state, Scott analyzes the staggering return velocity of buying the debt just days before a scheduled foreclosure auction. Collecting the full debt balance at auction yields an immediate $45,000 profit—representing a 42% single-month cash ROI or an annualized return of over 500%. The Advanced DSCR Refinance Loophole: If the note doesn't sell at auction and converts to a Real Estate Owned (REO) asset, Scott maps out a strategy using a Debt Service Coverage Ratio (DSCR) lender to execute a rate-and-term refinance at an appraised $190,000 value, pulling out roughly $37,000 in tax-free cash while maintaining $500+ in net monthly rental flow. Squeezing the 90-Day Seasoning Rules: Scott details a critical compliance tip shared by institutional lenders: by placing a friendly private money lien on the property at foreclosure for the target refinance amount ($142,500), you bypass standard 90-day REO flip seasoning restrictions. 🛠️ Take Action & Partner with Scott Today!Institutional portfolios are actively liquidating hard money defaults below face value—creating an unprecedented buying window for liquid note investors. Secure your piece of the market right now: 📩 Review the 29-Asset Tape: Ready to inspect the collateral files, pull title reports, or partner with Scott on upcoming Texas, Florida, or Midwest hard money note liquidations? Email [email protected]. 📞 Schedule an Investor Strategy Session: Learn how to quickly deploy your private capital or Self-Directed IRA funds into hyper-accelerated foreclosure timelines by scheduling a call at TalkWithScottCarson.com. Watch the Original Video HERE!

🤠 Pure San Antonio Pride of Ownership: Capturing Low-Risk Passive Cash Flow in Converse, TexasWelcome back to the 50 Note Deals in 50 Days breakdown series! In this episode, Scott Carson—"The Note Guy"—takes us out to a booming, high-demand pocket of the San Antonio metroplex to review a rock-solid, performing first-lien mortgage note in Converse, Texas. If you have been looking for an incredibly secure, "set-it-and-forget-it" passive asset with a manicured pride of ownership and a stellar equity cushion, this case study gives you a complete operational blueprint.Scott pulled up to this property himself just last Tuesday, confirming firsthand that the corner lot, massive backyard, and entire exterior are in pristine condition. You'll see the exact math behind acquiring this $168,000 legal debt balance at a deep discount for an all-in cost of $136,000. While its 6.7% to 8% yield serves as a highly reliable portfolio stabilizer compared to volatile assets like crypto, the true magic lies in the $32,000 built-in equity windfall waiting for you the second these long-term borrowers decide to sell or cash out!📌 Key Takeaways & Episode HighlightsThe Converse Property Profile: A spacious 4-bedroom, 2-bath, 2,334-square-foot brick home built in 1997, featuring an oversized 8,300+ square foot corner lot in a highly manicured neighborhood near Randolph Brooks Air Force Base.Boot-on-the-Ground Verification: Scott personally walked and drove by the asset to verify its condition, confirming excellent structural care, a massive backyard, and absolute occupant pride of ownership.The Post-COVID Re-Performing Backstory: Originally financed in 2004 for $87,000, the borrowers fell behind during COVID and filed a Chapter 13 bankruptcy in late 2021 to get back on track. They executed a formal loan modification in March 2022 at a 4% interest rate, shifting the back payments into a long-term forbearance agreement.Flawless 4-Year Performance Record: The occupants have successfully sustained a perfect payment track record for over four years straight since their modification, proving their long-term stability.Clean, Positive Escrow Accounts: The property features a fully functioning, positive escrow setup managed by a third-party servicer, ensuring all local property taxes and insurance premiums are fully accounted for month after month.The High-Safety Investment Math: Buying the $168,000 unpaid principal balance (UPB) at 80¢ on the dollar places the note purchase price at $134,400. Adding a standard $1,600 transaction fee creates an all-in cost of $136,000, netting an insulated 61% investment-to-value ratio against the home's $223,000 market valuation.Lien Lord Cash Flow vs. Landlord Headaches: Generating a steady $757.72 monthly P&I stream, this asset provides an immediate, hands-off passive yield without any of the negative cash flow or midnight maintenance stress of a traditional rental property.🛠️ Take Action & Partner with Scott Today!Stop letting your self-directed investment capital sit idle on the sidelines waiting for the "perfect" complex deal. Take action right now:📩 Submit an Asset Bid: Ready to review the clean payment history, check the collateral files, or partner up directly with Scott on this San Antonio note? Email [email protected].📞 Schedule a Note Strategy Call: Review active note tapes, analyze deal spreads, or map out your private capital-raising goals with Scott at TalkWithScottCarson.com.🎓 Claim Your Workshop Ticket: Learn the step-by-step master strategy to transition from a hands-on landlord to a hands-off "Lien Lord". Grab a virtual seat for our 2-Day Note Buying Workshop on August 29th and 30th for just $99 at NoteBuyingForDummies.com!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? S

🦅 The Foreclosure Canary in the Coal Mine: Sourcing Off-Market Deals & Private Capital in Harris County, TexasWelcome to another high-impact episode of Money Mondays on WeCloseNotes.com! In this training, Scott Carson—"The Note Guy"—reveals why Harris County, Texas (Houston) is the ultimate operational bellwether for the entire United States real estate market. As the largest county in Texas and the third-largest in the nation, Harris County acts as the literal "canary in a coal mine" for emerging economic shifts. Because Texas boasts the fastest non-judicial foreclosure timeline in the country, tracking the dominoes that fall here gives strategic note investors a massive head start over the rest of the market. Scott cracks open a live Harris County foreclosure tape featuring nearly 900 scheduled assets to demonstrate how to completely bypass emotionally exhausted homeowners and deal exclusively with institutional power players. You will learn how to filter out secondary noise like HOAs or untouchable mega-banks, isolate small regional lenders and private self-directed IRA accounts, and reverse-engineer public data to secure deeply discounted non-performing notes or pristine REO listings before they ever hit the open market! 📌 Key Takeaways & Episode HighlightsThe Ultimate National Bellwether: Trailing only LA County and Cook County in total population, Harris County is the first major metropolitan hub to signal national macro-real estate corrections and post-COVID foreclosure spikes. The High-Velocity Texas Advantage: While judicial states like Florida, New York, or New Jersey can drag foreclosures out for one to three years, Texas's rapid execution timeline makes its data an immediate reflection of active market health. Decoding the 40% Repeat Poster Metric: Scott reveals that roughly 40% of the 879 assets on the current month's list are "previous listings"—indicating structural delays like bankruptcies, short sales, or probate that signal highly motivated lenders ready to sell the debt. Filtering Out the Institutional Noise: Learn why seasoned "Lien Lords" instantly delete mega-institutions like Chase, Wells Fargo, and Bank of America from their spreadsheets to focus entirely on actionable, small-scale targets. Targeting the Private "Accidental" Lender: Scott demonstrates how to isolate individual private mortgagees and Self-Directed IRA accounts (such as Quest or Inspira Financial) from the public clerk records to find off-market wrap-around notes or seller-financed defaults. The Post-Auction Motivation Window: Discover the exact "backdoor" sequence for reaching out to listing trustees and attorneys the week after a failed auction, allowing you to submit rapid cash bids on fresh REO inventory. The Macro Data Surge: Texas foreclosures surged to over 4,700 across the state this past month—representing a sharp 16% month-over-month increase that highlights an unprecedented window of opportunity for liquid capital. 🛠️ Take Action & Master the Tape!Don't spend thousands of dollars on expensive direct mail campaigns when you can pinpoint highly motivated institutional sellers using public data. Take action right now: 📊 Access the Texas Foreclosure Data: Tap directly into the Lone Star State's leading pre-foreclosure platform by visiting Foreclosure.info (Roddy Foreclosure Service). Use the exclusive discount code WECLOSENOTES to slice $20 off your subscription! 📩 Partner on Texas Note Deals: Ready to deploy capital into discounted commercial multifamily or residential first-liens in Houston and San Antonio? Reach out directly to [email protected]. 📞 Schedule a Portfolio Strategy Session: Map out your private capital-raising frameworks and learn how to audit public county data by locking in a call at TalkWithScottCarson.com. Watch the ORIGINAL VIDEO HERE!

🐊 Florida Real Estate Debt Case Study: Turning a Non-Performing Divorce Note into a 21%+ ReturnWelcome back to the 50 Note Deals in 50 Days breakdown series! In this episode, Scott Carson—"The Note Guy"—takes us outside the Lone Star State and directly into the Sunshine State for a fascinating, non-performing note case study in Mayo, Florida. If you have been looking for an under-the-radar opportunity with a massive six-figure equity cushion where you can step into a foreclosure, orchestrate a lucrative restructuring, or execute a smooth "cash-for-keys" exit, this episode lays out your exact playbook. Scott walks us through a unique situation brought forward by one of his 1-on-1 coaching students. The asset features a husband and wife who previously navigated bankruptcy, got back on track, but have unfortunately fallen into non-performing status due to an active divorce. Because the current Oregon-based investor wants to hand off the asset rather than managing a cross-country foreclosure, you have the rare opportunity to acquire a $56,000 legal balance at an 80% discount—allowing you to target massive double-digit yields ranging from 15% all the way up to a 21%+ return at the foreclosure auction! 📌 Key Takeaways & Episode HighlightsThe Mayo, Florida Property Profile: A 3-bedroom, 1-bath residential home totaling 1,233 square feet, built in 1974, updated with a durable metal roof, and situated on a full 1-acre wooded lot. Deeply Protected Equity Position: While historical BPO valuations sat lower, current online public valuations place the property at roughly $144,000 against a low legal balance of $56,000, leaving an insulated $88,000+ equity buffer. The Backstory on Non-Performance: The borrowers have occupied the property since 2008. They previously faced financial distress, filed bankruptcy, and successfully re-performed through their bankruptcy plan. However, an ongoing divorce has recently sent the loan past 90 days delinquent. Low-Cost Capital Acquisition Entry: Buying the $56,000 legal unpaid balance (UPB) at 80¢ on the dollar sets the note purchase price at $44,800. Factoring in a standard $1,200 transaction fee brings your all-in investment cost to an even $46,000. The 21% Foreclosure Auction Profit: The current investor has already initiated the Florida foreclosure process and paid the upfront legal costs. If the asset goes to auction, the $10,000 spread between your acquisition cost and the debt balance generates a clean 21% return on your capital. Advanced Cash-for-Keys & Deed-in-Lieu Logic: Scott maps out a plan to offer a structured cash-for-keys incentive (e.g., $1,000 upon signing a deed-in-lieu and $4,000–$9,000 upon moving out) to preserve the interior condition and secure a rapid, highly profitable REO flip. The Interest-Only Forbearance Restructuring: If you prefer passive cash flow, Scott reveals a trial payment strategy: lowering the current monthly payment by 22% down to an interest-only $613.33 for 12 months to net an immediate 16% ROI, followed by recasting into a 15-year performing loan at 9%. 🛠️ Take Action & Become the Lien Lord!Don't let your self-directed investment capital melt away in low-interest accounts. Take immediate action to capture this Florida deal: 📩 Submit an Asset Offer: Ready to review the clean loan file from Allied Servicing or partner up on this high-equity Florida note? Email [email protected]. 📞 Book a Note Strategy Call: Review active note tapes, analyze market data, and discuss private capital structures directly with Scott at TalkWithScottCarson.com. 🎓 Claim Your Workshop Ticket: Learn how to confidently buy distressed debt and transition from landlord to passive "Lien Lord". Grab your virtual seat for the 2-Day Note Buying Workshop on August 29th and 30th for just $99 at NoteBuyingForDummies.com!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!

🌴 High-Yield Rio Grande Magic: How to Uncover a 14.8% Passive ROI on a High-Equity McAllen NoteWelcome back to the 50 Deals for 50 Days breakdown series! In this episode, Scott Carson—"The Note Guy"—takes us all the way down to the tropical border country of the Rio Grande Valley to analyze an absolute cash flow powerhouse of a first-lien mortgage note in McAllen, Texas. If you are looking for an affordable, high-performing entry-level asset to maximize your low-balance Self-Directed IRA or shake your "lazy assets" awake, this deep-dive strategy maps out your exact playbook. Scott pulls back the curtain on a rock-solid, re-performing residential asset where the owner-occupants have successfully sustained a perfect, 12-for-12 payment history over the last year. You'll see the exact math behind buying this $47,000 legal balance note at a deep discount for an all-in price of just $39,000, stepping into a heavily insulated equity position, and leveraging a creative reverse mortgage (HECM) restructuring exit that can instantly rocket your short-term annualized returns to a whopping 35%! Let’s break down the data. 📌 Key Takeaways & Episode HighlightsThe McAllen Property Profile: A residential property featuring a 3-bedroom, 2-bath configuration totaling roughly 1,396 square feet, resting on a fifth of an acre lot in a stable, occupied neighborhood. Massive Equity Insulation: Conservatively valued between $143,000 and $200,000 against a tiny legal unpaid principal balance (UPB) of just $47,000, creating an incredible $96,000+ protective equity cushion. Perfect 12-Month Payment History: Originally written in 2005 and modified in mid-2021 into a 15-year term at a 4% interest rate, the borrowers boast a flawless, on-time track record with 119 months remaining. High-Yield Entry Point: The asset generates a highly attractive monthly principal and interest (P&I) payment of $480.80. Calculating the 13.8% Net ROI: Purchasing the note at 80% of the legal balance ($37,600) plus a standard transaction fee lands your acquisition cost at an even $39,000—delivering a 14.8% gross or a 13.8% net cash-on-cash yield after third-party servicing. The 35% Reverse Mortgage (HECM) Exit: Because both borrowers are in their mid-sixties, Scott explains how to align with a mortgage broker to transition them into a full-payout reverse mortgage, wiping away their monthly bills while giving you a rapid, high-yield payoff inside 12 months. Spotting Public Record Discrepancies: A critical lesson in due diligence where online county data incorrectly labels the home as only 396 square feet, proving why you must run manual collateral audits, BPOs, and drive-bys before pulling the trigger. 🛠️ Take Action & Partner with Scott Today!Stop letting your investment capital sit on the sidelines earning absolute zero in flat accounts! Take immediate action right now: 📩 Submit an Asset Bid: Ready to review the collateral file, submit an offer, or joint-venture partner directly with Scott on this high-equity McAllen note? Email [email protected]. 📞 Schedule a Strategy Session: Map out your personal note-buying targets or look over your active note tapes with Scott by booking a direct call at TalkWithScottCarson.com. 🎓 Claim Your Workshop Ticket: Learn the complete master blueprint to safely transition from a stressed landlord to a passive "Lien Lord". Register for our 2-Day virtual Note Buying Workshop on August 29th and 30th for just $99 at NoteBuyingForDummies.com!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Clo

Welcome back to the 50 Deals for 50 Days breakdown series! In this episode, Scott Carson—"The Note Guy"—takes us out to the far Western edge of the Lone Star State to dissect an incredibly lucrative, low-risk, performing first-lien mortgage note in El Paso, Texas. If you have been searching for a reliable, "base hit" cash flow deal that requires zero heavy lifting, minimal upfront capital, and sits protected by an immense six-figure equity cushion, this analysis maps out your ideal game plan. Scott deep dives into the financials of a rock-solid, owner-occupied bungalow where the elderly borrowers have been paying perfectly on time for over five and a half years straight since their post-COVID modification. You'll see the exact step-by-step numbers behind picking up this $58,000 legal balance asset at a deep discount for just $48,000, turning it into an immediate 11.25% net passive ROI, and leveraging an advanced cash-out refinance strategy to skyrocket your short-term yields up to a massive 32%! 📌 Key Takeaways & Episode HighlightsThe El Paso Property Profile: A cozy, occupied 3-bedroom, 1-bath, 888-square-foot home built in 1971 and sitting on a standard 6,000-square-foot lot with an established pride of ownership. Deeply Insulated Equity Protection: Conservatively valued at $150,000 to $170,000+ against a low legal unpaid principal balance (UPB) of just $58,000, leaving a massive $112,000 equity buffer protecting the investor. Rock-Solid Re-Performing History: Originally executed in 2007 and modified in December 2020 at a 3.25% interest rate, the borrowers feature a continuous, flawless 5.5-year track record of on-time monthly payments. The High-Yield Monthly Math: The asset generates a hefty $490 monthly principal and interest (P&I) payment with 134 months (approx. 11 years) remaining on the term. 11.25% Net Passive ROI: Acquiring the legal balance at 80% ($46,400) plus a standard transaction fee puts your all-in investment at an even $48,000, unlocking an 11.25% true net return after third-party servicing costs. The 32% Cash-Out Refinance Exit Strategy: Scott reveals how to utilize a local private mortgage broker to run a drip marketing campaign offering a low-fee refi, pushing the borrowers to tap their $112K in equity, pay you off early, and shoot your ROI to 32% inside 12 months. Low-Cost Due Diligence Framework: A fast, cost-effective due diligence playbook requiring less than $500 to run an updated Broker Price Opinion (BPO) and Ownership & Encumbrance (O&E) title report. 🛠️ Take Action & Become the Lien Lord!Stop letting your lazy assets, idle cash, or low-balance Self-Directed IRAs melt away to inflation and management fees. Take immediate action today: 📩 Partner on this Asset: Ready to submit a bid, review the collateral file, or co-invest directly with Scott on this El Paso asset? Email [email protected]. 📞 Schedule a Note Strategy Call: Get expert eyes on your own note tapes or structure your private capital-raising goals by scheduling a session at TalkWithScottCarson.com. 🎓 Claim Your Workshop Ticket: Stop sitting on the sidelines waiting for the "perfect" deal! Register for the next live, 2-Day virtual Note Buying Workshop on August 29th and 30th for just $99 at NoteBuyingForDummies.com!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

🤠 Tap Into West Texas Permian Magic: How to Uncover Massive Yields and Hidden Equity in Odessa Note DealsWelcome back to the 50 Deals for 50 Days series! In this episode, Scott Carson—"The Note Guy"—takes us deep out into the heart of the Permian Basin to analyze a high-equity first-lien mortgage note in Odessa, Texas. If you have been looking for an incredible entry-level asset to deploy $30,000 to $40,000 of idle cash or low-balance Self-Directed IRA capital, this West Texas deal analysis maps out exactly how to target double-digit passive returns while positioning yourself for massive foreclosure or restructuring upside. Scott walks through the unique scenario of an elderly borrower portfolio hit by recent life changes, leaving the note hovering in a "scratch and dent" 30-to-60-day delinquent state. You'll see the exact math behind acquiring this debt at 80 cents on the dollar, the hidden equity cushioning protecting your principal, and five creative exit strategies—including cash-for-keys, probate restructuring, and transitioning the asset into a high-yield reverse mortgage. There is massive opportunity waiting out in the oil patch—let's dive into the numbers and look at the hard data! 📌 Key Takeaways & Episode HighlightsThe Odessa Property Profile: A 1,261-square-foot residential home built in 1950, resting on a 0.20-acre lot in a well-maintained Odessa, Texas neighborhood. Massive Equity Protection: With an estimated local market value between $150,000 and $200,000 against a legal unpaid principal balance (UPB) of just $38,500, the investor steps into an ultra-secure 20% to 25% Investment-to-Value (ITV) position. The Performing Modification Math: Originally written in 2009 and modified in 2021 into a 20-year term at 6% interest, the asset features a monthly P&I payment of $328.34 with 117 months remaining. Calculating the 12% Re-Performing ROI: Purchasing the legal balance at an 80% discount ($30,800) plus a standard transaction fee puts total acquisition costs at $32,000, creating an immediate 12% gross cash-on-cash yield (11% net after third-party servicing fees). The 34% Annualized Foreclosure Upside: If the borrower stops communicating, a rapid 60-to-90-day Texas foreclosure process yields roughly $5,500 in net legal profits upon an auction payoff, driving a massive 34% annualized ROI. Advanced "Note Box" Creative Strategies: Scott outlines how to bypass traditional foreclosure by working with probate heirs, utilizing small "cash-for-keys" incentives, or refinancing the aging borrower into a full-payout reverse mortgage. Due Diligence Checklist: Essential guidelines for pulling a new Broker Price Opinion (BPO), cross-checking the collateral file chain for absolute foreclosure readiness, auditing county title reports for senior liens, and deploying professional third-party servicers. 🛠️ Take Action & Partner with Scott Today!The second half of 2026 is moving fast—stop letting your investment capital sit on the sidelines earning zero! Take immediate action right now: 📩 Submit an Asset Bid: Ready to purchase, review the collateral logs, or joint-venture partner directly with Scott on this high-equity Odessa note? Email [email protected]. 📞 Schedule a Strategy Session: Map out your personal note-buying targets or get expert eyes on your own tapes by booking a direct calendar call at TalkWithScottCarson.com. 🎓 Claim Your Workshop Ticket: Learn the complete blueprint for sourcing, analyzing, and executing non-performing and performing note deals. Register for our 2-Day virtual Note Buying Workshop on August 29th and 30th for just $99 at NoteBuyingForDummies.com!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.com

Welcome back to the Marketing for Money podcast series! In this special mid-series strategy episode, Scott Carson—"The Note Guy"—steps away from standard deal-scouting to drop an absolute masterclass on a highly specialized, private capital-raising recipe. If you’ve ever felt stuck chasing real estate funding using the same old "shotgun approach"—like sending cold yellow letters or door-knocking—this tactical blueprint is about to turn your private money sourcing completely on its head. Scott pulls back the curtain on how to extract a goldmine of hyper-targeted leads using public county records to find investors who have literally just had their investment cash returned to their Self-Directed IRAs. When a private lender’s mortgage is paid off or satisfied, that capital sits idle earning zero percent—meaning that money is officially "burning a hole in their pocket" and they are actively looking to deploy it into their next big deal. Grab your pen and paper, log into your local county portal, and learn exactly how to stop hunting for capital in the dark and start shooting fish in a barrel! 📌 Key Takeaways & Episode HighlightsMoving Beyond the "Shotgun Approach": Why standard capital sourcing like networking at massive REIA clubs, BNI groups, or blasting out generic foreclosure letters can often yield a low return on effort. The "Hole in the Pocket" Capital Theory: The average Self-Directed IRA investor holds a balance of roughly $180,000. Scott shows why you don't need hundreds of investors—you only need 5 or 6 targeted people to raise your first million dollars in private capital. The County Records Goldmine: A step-by-step navigation guide using NETR Online to bypass restricted property appraisal databases and tap directly into county clerk or recorder portals. Mastering the Public Data Codes: How to filter your public records search using specific industry keywords like Equity Trust, Quest Trust, or Inspira Trust as the Grantor or Grantee. Tracking "Release of Lien" Data: Scott walks live through Harris County (Houston) and Orange County (Orlando) to pinpoint the exact moment an IRA lender files a Release of Lien (REL) or a Satisfaction of Mortgage. Extracting Real Mailing Addresses: Learn how to read the actual recorded mortgage documents to bypass corporate custodian addresses in Ohio and find the private investor’s true residency or legal trust address. The Perfect Post-Payoff Script: How to draft a highly professional, low-pressure postcard or letter campaign celebrating their recent mortgage payoff and positioning your upcoming asset tape as their next high-yield home. 🛠️ Take Action & Scale Your Private Funding Today!Don't let your note investing or real estate syndication business stall out due to a lack of private funding. Put this exact blueprint to work today: 📊 Audit Your Local Market: Open up NETRonline.com right now, pick a high-volume target county, and run Scott's exact 18-month Satisfaction of Mortgage tracking method to build your hot investor list. 📞 Schedule a Capital Raising Review: Got a massive note tape or a commercial deal ready to fund, but need expert guidance to structure the private money collateral? Book a direct session with Scott at TalkWithScottCarson.com. 🎓 Secure Your Virtual Workshop Ticket: Ready to transition from simple capital raising to executing non-performing, performing, and wrap-around note deals? Claim your $99 seat for the 2-Day virtual Note Buying Workshop on August 29th and 30th at NoteBuyingForDummies.com!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThGet Signed Up For the Next Note Buying Workshop HERE!

💸 High-Equity Border Town Base Hit: How to Turn a $41K Eagle Pass Asset Into a 15% to 31% ROIWelcome back to the 50 Deals for 50 Days series! In this episode, Scott Carson—"The Note Guy"—takes us down to the South Texas border to deconstruct a high-equity, re-performing note in Eagle Pass, Texas. If you have $40,000 to $50,000 in investment capital sitting idle in a low-balance Self-Directed IRA, this deal analysis serves as a textbook example of how to capture massive double-digit yields while keeping your principal highly insulated from market risk. Scott cracks open a unique "scratch and dent" asset: a modified, 4-bedroom first-lien mortgage on a massive 2,931-square-foot home sitting on a full acre lot. Even though the borrower has a history of chunking their payments due to self-employment, they have successfully brought this account current, paying 13 payments over the last 12 months. This episode dives deep into the underlying math, showing you exactly how a small purchase price discount can secure a 14.3% net performing yield—and why an unexpected borrower default could actually cause your annualized returns to rocket up to over 31% through a rapid Texas foreclosure. Stop sitting on the sidelines; let's get into the data! 📌 Key Takeaways & Episode HighlightsThe Property Profile: A spacious 4-bedroom, 2-bathroom, 2,931-square-foot home built in 2008 in Eagle Pass, Texas, situated on a sprawling 1.03-acre lot just a mile from the Rio Grande border crossing. Extreme Equity Insulation: With a market valuation hovering between $250,000 and $300,000 and a legal unpaid principal balance (UPB) of just $48,500, the investor sits at an incredibly secure 15% to 20% Loan-to-Value (LTV) position. The Performing Note Math: Buying the note at an 80% discount ($38,800) plus a standard transaction fee brings your total acquisition cost to roughly $41,000. Backed by a $523.55 monthly P&I payment, this creates an impressive 15.3% gross (14.3% net after third-party servicing costs) return on investment. Understanding "Scratch & Dent" Reality: The borrower is a self-employed truck driver who has historically paid in large lumps—such as dropping 5 payments at once. Scott explains why this pattern is normal for border-market self-employment and how to properly manage it. The Foreclosure Jackpot Scenario: If the borrower stops paying, a 90-day Texas foreclosure costing roughly $1,000 allows you to sell the asset at auction. Capturing the full $48,500 legal balance creates a $6,500 net profit in 6 months, yielding a massive 31.8% annualized ROI. Proactive Note Management Strategies: How to stabilize irregular self-employed borrowers by instructing your third-party servicing company to split monthly obligations into bi-monthly payment schedules. Due Diligence Sourcing Checklist: Key steps for verifying the cross-border work history, auditing the collateral document package for foreclosure readiness, checking property taxes, and reviewing multilingual borrower communication logs. 🛠️ Take Action & Partner with Scott Today!Don't let the second half of the year slip away without adding consistent passive cash flow to your portfolio. Take immediate action right now: 📩 Submit a Bid or Partner: Want to pull the trigger on this Eagle Pass asset or have Scott hold your hand through your very first note deal? Reach out directly via email at [email protected]. 📞 Schedule a Strategy Call: Have questions about deploying your capital safely into distressed or performing debt? Book a live call directly on Scott's calendar at TalkWithScottCarson.com. Watch the Original Video HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying

Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

🎣 Score double-digit yields on low-balance IRA note deals!Welcome back to the 50 Deals for 50 Days series! In this episode, Scott Carson—"The Note Guy"—takes a deep dive into an absolute gem of a low-balance re-performing note tucked away in Port Arthur, Texas. If you’ve been hunting for a safe, secure "base hit" to jump-start or boost your Self-Directed IRA without taking on huge capital risks, this real estate note breakdown is tailored exactly for you. We are dissecting a performing first-lien mortgage on a beautiful, modern home rebuilt from the ground up in 2021. Scott lays bare the underlying math, the rock-solid equity cushioning, and the passive cash-flow potential that makes this the ultimate entry-level note deal. But remember the golden rule of note investing: don't fall in love with the real estate! You aren't buying the bricks, the plumbing, or the property management headaches—you are buying the debt and becoming the bank. Let's jump into the numbers and see how this little asset can generate an exceptional return for your portfolio. 📌 Key Takeaways & Episode HighlightsThe Asset Blueprint: A 3-bedroom, 2-bath, 986-square-foot stilted home in Port Arthur, Texas, rebuilt entirely in 2021 with stunning park and water views. Rock-Solid Equity Protection: With an online valuation around $152,000 and an unpaid legal balance of just $23,200, you are buying a first lien at an incredibly safe 15% Loan-to-Value (LTV) ratio. The Loan Modifications: Originally written in 2007, this loan was modified during COVID in 2020 to a low 3.75% interest rate. Because of this incredibly low rate, the borrower has zero incentive to refinance, ensuring a long-term passive holding. The 13% ROI Math Breakdown: Purchasing at 80% of the legal balance ($18,560) plus a standard transaction fee puts your acquisition cost at roughly $19,560. With a $211.76 monthly payment, it creates an absolute 13% gross cash-on-cash return. Net Yield After Servicing: Even after deducting standard professional third-party servicing costs ($30 to $35/month), this asset still tracks at a powerful, net 11% ROI. The Perfect Solo IRA Play: Why this small-balance asset is a textbook fit for an individual or solo investor using personal funds rather than trying to raise joint-venture private capital. Streamlined Due Diligence Checklist: Scott’s recommendations for a low-cost drive-by inspection, pull-comps check, and verification of the escrowed taxes and hazard insurance policy. 🛠️ Take Action & Scale Your Portfolio Today!Don't let the second half of 2026 slip away without stacking up consistent, passive cash flow. Let's celebrate your financial independence day by taking massive action right now: 📩 Submit a Bid: If you are ready to review the collateral file or put an offer in on this Port Arthur re-performing first lien, reach out directly at [email protected]. 📞 Schedule a Call: Got questions about structuring your low-balance IRA deals? Book a direct chat on Scott's calendar at TalkWithScottCarson.com. 🎓 Claim Your Education Ticket: Register for our next two-day virtual Note Buying Workshop on August 29th and 30th for just $99 at NoteBuyingForDummies.com or head to weclosenotes.com!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

🚀 FOR SALE: Dallas Wrap Note With a Double-Digit YieldWelcome back to the 50 Deals for 50 Days series! In this episode, Scott Carson—"The Note Guy"—deconstructs a highly lucrative sub-two wraparound mortgage deal directly from a private seller in Dallas, Texas. If you’ve been looking for a masterclass on how to evaluate performing notes, structure your bids for double-digit cash-on-cash returns, and completely protect your investment capital, this breakdown is exactly what you need.Scott walks through the anatomy of a recently rehabbed Dallas property under a one-year seasoned owner-financed wrap note. You'll see the real figures, the underlying first lien low-interest rate details, and the clear mathematical formulas that transform a messy secondary wrap position into an ultra-secure, top-performing first lien powerhouse. Whether you are investing your own cash or deploying private capital through a Self-Directed IRA, stop sitting on the sidelines. Let’s dive in, audit the collateral data, and help you cross your financial independence finish line!📌 Key Takeaways & Episode HighlightsAnatomy of a Dallas Wrap Asset: Complete breakdown of a 3-bedroom property on a 0.32-acre lot, updated with fresh carpet, new appliances, and laminate flooring prior to being owner-financed in July 2025.The Arbitrage Spread Numbers: How the seller created a $258/month cash-flow spread by wrapping a $106,000 underlying first lien (at a low 2.875% interest rate) inside a $180,000 owner-financed note at 7.99% interest.The First Lien Strategy: Why smart note investors don't hold wrap notes as seconds; Scott explains the exact protocol to wire funds to Midland Mortgage, wipe out the underlying sub-two debt, and assume a clear, high-equity first lien position.Calculating the 10.5% Cash-on-Cash Return: A real-time math breakdown showing how a $150,000 purchase price yields a $15,008 annual payout, yielding a 10.2% net ROI even after factoring in specialized third-party servicing fees.Bidding for a 12% Target Yield: How to discount your bid to $128,333 to command a 12% ROI, putting your investment at a safe 71.9% of Unpaid Principal Balance (UPB) with built-in equity protection if a borrower default occurs.Due Diligence Checklist: The essential steps for reviewing the full collateral file, assessing local property valuations, cross-checking the RMLO compliance package, and securing regional real estate legal teams like Alan Ceshker.Sneak Peek at What’s Next: A preview of upcoming assets in the 50-day pipeline, including a sub-two deal in Albuquerque, New Mexico, a non-performing note in Florida, and reverse mortgages across the Carolinas.🛠️ Take Action & Scale Your Business Today!The second half of 2026 is moving fast—don't let the year slip away without adding consistent passive cash flow to your portfolio. Take immediate action right now:🤝 Partner on This Deal: Want to purchase or partner directly with Scott on this Dallas wrap note asset? Email your interest or bidding questions to [email protected].📞 Book a Strategy Session: Schedule a live one-on-one calendar call with Scott to map out your 2026 note buying goals at TalkWithScottCarson.com.🎓 Master the Note Business: Claim your virtual seat for our upcoming two-day live class on August 29th and 30th! Head over to NoteBuyingForDummies.com or click the education portal at weclosenotes.com to secure your spot today.Watch the Original Video of this Episode HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

🚀 Stop Sucking at Real Estate Marketing: How to Stop Procrastinating and Actually Raise Private CapitalAre you tired of going to endless real estate networking events, taking notes, and then coming home only to let your notes gather dust? In this episode of Money Mondays, Scott Carson—"The Note Guy"—delivers a much-needed wake-up call to the real estate investing community. This isn't your standard, generic motivational speech; it is a tactical, hard-hitting guide on moving from a chronic "I’ll get to it later" planner to a high-earning, active investor who closes deals. Scott shares his proven "Hello Postcard" marketing strategy designed to instantly break through the social media noise, capture attention at local REIA clubs, and quietly attract private funding partners without a hard sell. Plus, we wrap up the episode with a live Q&A session with student Tom, addressing the absolute legalities of calling a balloon payment on a performing note and the absolute best online database for finding elite, state-specific foreclosure attorneys. Stop being a secret agent in your real estate business—it’s time to take action, launch your marketing, and build a real runway to financial freedom! 📌 Key Takeaways & Episode Highlights:The Brutal Truth About the 5% Action-Takers: Why over 95% of real estate seminar attendees never implement what they learn, and how to position yourself in the elite top tier that actually takes action. The "Unemployment" Marketing Mindset: If you got laid off today, you would immediately update your resume, blast LinkedIn, and notify your entire network. Scott breaks down why you must treat your note investing business with that exact same urgency. Busting the "Secret Agent" Investor Curse: Why real estate investors fail because they hide their business in private Facebook groups instead of proudly broadcasting their active real estate ventures to their primary, warm networks. The "Hello Postcard" Template Strategy: Scott's exact blueprint for a visual 20-line text email and printable Canva postcard that commands an 800% higher click-through rate on social platforms. The Indirect Referral Ask Technique: How to leverage social proof and simple property case studies to attract million-dollar private capital partners without ever sounding desperate or salesy. The Legal Truth About Balloon Payments: A critical legal breakdown answering whether you can legally call a loan due early on a performing 30-year mortgage borrower. The Infinite ROI Formula: Why raising private money beats using your own capital every single time, and how to construct a cash-flow spread for a true infinite rate of return. Sourcing Top-Tier Legal representation: Scott reveals his go-to industry directory, LegalLeague100.com, for bypassing traditional channels to secure elite mortgage and foreclosure attorneys nationwide. 🛠️ Take Action & Scale Your Business Today!Stop sitting on the sidelines while other investors lock up the best distressed asset tapes in the country! It’s time to start marketing your message properly. 📞 Book a Live Strategy Call: Want to map out your note investing goals or discuss private money strategies directly with Scott? Schedule your one-on-one call today at TalkWithScottCarson.com. 📺 Subscribe on YouTube: Join our rapidly growing community of action-takers! Hit the subscribe button and turn on notifications at weclosenotes.tv as we inch closer to our 10,000-subscriber milestone. 🎧 Leave a Review: If this raw, practical business advice added value to your week, please subscribe to the podcast and leave us a 5-star review on your favorite platform!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note

📈 The Ultimate IRA Booster: A 25%+ ROI Texas Performing Note MasterclassAre you sitting on a small-balance self-directed IRA, Solo 401(k), or ESA and wondering how to get true institutional yields without risking your shirt? Welcome back to our 50 Note Deals in 50 Days series, where we pull back the curtain on real, actionable mortgage tapes trading right now. Today, we are analyzing Deal #7—a spectacular little cash-flow "base hit" located down in Brownsville, Texas. In this episode, Scott Carson ("The Note Guy") breaks down why he considers this asset a premier starter deal for alternative asset investors. While the institutional tape labels this as a Reperforming Loan (RPL), the borrowers have actually been paying completely on time for over 12 straight months, effectively turning it into a stable, performing asset with clear pride of ownership. With an unbelievable equity cushion and a tiny remaining balance, this case study is the perfect blueprint for building tax-sheltered wealth. 📌 What You’ll Learn In This Case Study:The Power of the Micro-Balance Note: Why small-balance notes are the ultimate tool for accelerating low-balance self-directed IRAs and ESAs without needing to partner or raise outside capital. The Insulation of Massive Equity: A look at the eye-popping math of a $14,000 payoff balance against a $153,000 automated valuation model (AVM)—leaving you with an investment-to-value (ITV) of under 9%. Pride of Ownership Due Diligence: Scott's breakdown of the visual due diligence, including spotting a well-maintained yard and active driveway presence, signaling highly motivated borrowers determined to stay in their home. Unpacking the Yield Mechanics: How buying this first lien at 80 cents on the dollar ($11,020 rounded to $12,000 with a sourcing fee) converts a $290.37 monthly P&I payment into a massive 29% gross year-one ROI. The 55-Month Horizon: What to expect as you ride out the final 55 months of this modified 2007 loan, projecting a net 25% ROI even after factoring in ongoing third-party servicing fees. The Fast-Track Foreclosure Backstop: Why the South Texas market provides an incredible safety net for note investors, offering rapid legal timelines if a borrower ever defaults. Self-Directed IRA Checkbook Setup: How to bypass traditional custodians like Schwab or Fidelity using true checkbook-control accounts, featuring Scott’s preferred vendor framework with Safeguard Advisors. 🛠️ Take Action & Secure Your Cash FlowStop letting your investment accounts sit idle in volatile markets. If you are ready to make an offer on this Brownsville asset or want to review the underlying tape, email Scott directly at [email protected] or book a live strategy session at TalkWithScottCarson.com. Ready to learn how to source, scrub, and buy these performing and non-performing asset tapes yourself? Secure your ticket for our upcoming virtual two-day workshop on August 29th and 30th. Head over to NoteBuyingForDummies.com to register for just $99, get instant access to previous session replays, and start compounding your real estate passive income. Make sure to subscribe, hit the notification bell, and leave a review to follow along with the rest of our 50-day series! Go out, take some action, and we will see you at the top!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

🚀 Vacant and Vulnerable: Deep Dive Into a 13-Year Non-Performing Note in Killeen, TXAre you ready to see what a real institutional distressed debt deal looks like from the inside out? Welcome back to our 50 Note Deals in 50 Days series, where we peel back the layers on active, off-market mortgage tapes. Today, we are analyzing Deal #6—a non-performing residential note sitting right in our own backyard in Killeen, Texas. In this episode, Scott Carson ("The Note Guy") takes you on a literal drive-by and deep-dive due diligence trip an hour north of Austin. This property has been sitting completely vacant with 13 years of non-payment! Scott breaks down the raw numbers, the heavy interior rehab realities, the chain of custody through multiple investment funds, and a unique joint-venture partnership opportunity directly with the asset managers. Whether you are a note investor or a local fix-and-flipper, this case study is packed with actionable due diligence frameworks. 📌 What You’ll Learn In This Case Study:The Property & Market Background: An inside look at Killeen, Texas (home to Fort Cavazos/Fort Hood), its military-driven economic cycles, and why sub-$250k entry-level housing is highly demanded compared to Austin's $425k average. The Shocking Deal Anatomy: How an initial 15-year mortgage originated in 1998 resulted in a 13-year streak of absolute delinquency after the original borrowers passed away without heirs. Scrubbing the Financial Numbers: A detailed breakdown of the $71,000 payoff legal balance, which includes over $21,000 in advanced back taxes and municipal weed liens against an estimated $148,000 AVM. The ROI Math (Reperforming vs. Foreclosure): Why trying to modify this note yields an uninspiring 7.7% ROI, whereas pushing the active foreclosure to the upcoming auction block presents a potential $13,000 profit and an 88% annualized ROI. The Visual Due Diligence Reality Check: Why Scott physically drives assets or orders Broker Price Opinions (BPOs). Get the realistic scope of a $70,000+ structural rehab requiring a new roof, total stud-down sheetrock replacement, and wood rot remediation. Front-End Bidding Secrets: How to properly structure indicative offers using online data before spending money to pull full collateral files, assignment chains, or title reports. The Fund Partnership Opportunity: How you can joint-venture directly with the hedge fund on this asset (and others) where they provide the note financing while you manage the physical rehab and split profits. 🛠️ Take Action & Master Note InvestingDon't sit on the sidelines while institutional tapes are trading! If you are a rehabber or a fix-and-flipper ready to partner with the fund on this Killeen asset, email Scott directly at [email protected] or book a strategy session at TalkWithScottCarson.com. Ready to learn how to analyze these non-performing asset tapes yourself? Secure your seat for our upcoming two-day virtual masterclass on August 29th and 30th. Head over to NoteBuyingForDummies.com to register for just $99, get instant access to previous session replays, and start building your fast track to real estate profitability.Watch the Original VIDEO HERE!Watch the Property Inspection Here!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Welcome back to our 50 Deals in 50 Days series! In this episode, note investing expert Scott Carson takes us to one of the fastest-growing regions in the country: Kyle, Texas, located in booming Hays County just south of Austin. If you think note investing requires massive capital, this distressed asset case study will flip the script. Discover how you can leverage a heavily discounted, non-performing note on a high-value acre of land to lock in massive equity protection and exponential returns. Key Topics CoveredThe High-Equity Asset Blueprint: This property features a 3-bedroom, 2-bathroom attached double-wide mobile home sitting on a spacious 1.02-acre lot. While conservatively valued at a tax assessor price of $123,000, the legal payoff balance on the note is a mere $31,000—representing an incredible 25% investment-to-value ratio. Current Loan Status & Foreclosure Timeline: The owner-occupied property was modified in 2022 to a 40-year term with a low monthly P&I payment of $270.82. However, the borrower has fallen a full year behind, and formal foreclosure proceedings were initiated in February, positioning a potential auction within the next 60 days. The Low-Cost Investment Breakdown: Investors can acquire this first-lien note from the hedge fund at 80% of the legal balance ($24,800) plus a $1,000 transaction fee, putting your total out-of-pocket entry cost at just $25,800. Multi-Tranche Exit Strategies: Learn the various ways to win with this deal. If the borrower reinstates with a lump sum, your first-year ROI can skyrocket to 25%. If it goes to auction and sells at the legal balance, you net a quick $5,200 profit—yielding over a 100% annualized ROI due to the rapid 60-day turnaround. Creative Workout Options: If the note doesn't sell at auction, you take back a high-value acre of Texas land as an REO property. From there, you can pursue a deed-in-lieu, offer cash-for-keys, or clear the asset to rent it out for an estimated $1,500 to $1,700 a month. Conclusion & Next StepsDon't let profitable, asset-backed deals pass you by while your money sits idle. Whether you want to purchase this non-performing note outright, come on board as a funding partner, or completely master the note business, now is the time to strike. Reach out to Scott directly at [email protected] or lock in a strategic call at TalkWithScottCarson.com. To learn the exact mechanics of buying discounted notes safely, reserve your $99 seat for the upcoming virtual workshop on August 29th & 30th at NoteBuyingForDummies.com. Take action today, and we'll see you at the top!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

The $28K Fort Worth Note with Massive Equity PotentialAre you looking for a real estate investment strategy that lets you step in as the bank, bypass the heavy competition, and capture massive equity for pennies on the dollar? Welcome back to our 50 Deals in 50 Days series! Host Scott Carson dives deep into a unique, low-balance nonperforming note opportunity sitting right in the heart of Fort Worth, Texas. Unlike typical cash-flowing performing notes, this distressed asset features a jaw-dropping dynamic: a rock-bottom legal balance on a property that is absolutely bursting with equity. If you want to maximize your returns using your IRA, savings, or investment capital, this episode reveals exactly how a $23,000 entry point could yield anywhere from a fast 21% ROI to a massive six-figure profit. Key Topics Covered in This Episode:The Anatomy of the Deal: A look into the 3-bedroom, 1-bath property in Tarrant County built in 1953, featuring an incredibly low legal balance of just $28,000 against a fair market value of $195,000–$205,000. The "Rehab the Borrower" Strategy: How a simple loan reinstatement or double-payment structure could instantly skyrocket your ROI to 23% or even 46%. Navigating Texas Foreclosure Laws: Capitalizing on the fastest foreclosure timelines in the country to secure a quick cash return or take the property back as an REO. The Power of Cash for Keys & Deeds in Lieu: Creative exit strategies to avoid court, obtain the deed directly from the borrowers, and take total control of the real estate. Turnkey Rental & Owner Financing Options: Analyzing market rents ($1,700/mo) and leaseback structures to create long-term cash flow. Partnering and Scaling up: How to utilize small-balance IRAs or partner directly with Scott to fund and flip these high-margin deals. Multiple Exit Strategies, Maximum FlexibilityThe true beauty of note investing is that you aren't locked into a single path. With this Fort Worth asset, you can play the role of the benevolent bank or the savvy real estate liquidator. If the vacant property heads to auction, a third-party bidder might pay off the debt, handing you a quick $5,000 profit in roughly 60 days (an annualized return of over 120%). "The real profit lies not taking this property to foreclosure... but taking the property back. When you buy the note, you don't own the real estate. You own the debt. But buying the note, you become the bank." — Scott Carson If no one outbids you, the property becomes a real estate owned (REO) asset. Suddenly, you are in control of a ~$200,000 home for just your initial note acquisition and light renovation costs. Whether you choose to fix and flip, rent it out for $1,700 a month, or offer owner financing back to the marketplace, the safety net of a 14% loan-to-value ratio ensures your capital is incredibly well-protected. Conclusion & Next StepsWhether you are an experienced investor or completely new to the space, small-balance nonperforming notes offer an unparalleled way to outmaneuver traditional foreclosure buyers. You get to skip the crowded courthouse steps and control the asset months before it ever hits the public market. Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Are you a real estate investor with a small self-directed IRA or limited savings, wondering how to get started in note investing? Stop chasing overpriced second liens! In this episode, Scott Carson breaks down Deal #2 of our "50 Note Deals in 50 Days" series, showcasing a phenomenal-performing small-balance first lien right in the heart of San Antonio, Texas.Discover why low-balance first liens offer incredible security, massive equity protection, and sky-high ROIs (we’re talking 28%!) without the extreme risk of second positions. If you want to learn how to make your small money work like a powerhouse, this case study is exactly what you need.🎯 What You’ll Learn in This Episode:The Second Lien Trap: Why chasing second liens is a mistake for small IRAs and how small-balance first liens give you better security.Asset Breakdown: Deep dive into a 2-bed, 1-bath owner-occupied property in San Antonio with strong pride of ownership (and a 20-year resident history!).The Numbers & 28% ROI: How an $8,740 total investment yields $233.51/month in P&I, netting a massive return on investment.The Ultimate Collateral: Why a $10,300 payoff on a $157,000 property means you are investing at under 10% of the fair market value.Texas Foreclosure Laws: How Texas's investor-friendly, fast foreclosure timeline protects your capital if a borrower stops paying ("No Pay, No Stay").Borrower Motivation: Spotting the signs of a great performing note, including lump-sum prepayments and high equity motivation.💰 The Deal Breakdown By The Numbers:Property Value: ~$157,000Note Payoff Balance: $10,300 (Only 6.6% of Fair Market Value!)Purchase Price (80% of Payoff + Fee): $8,740Monthly P&I Payment: $233.51 (4.76% Interest Rate)Remaining Term: 58 MonthsEstimated ROI: ~28% (After servicing fees!)💥 Take Action & Connect With Scott:Don't just watch from the sidelines—get skin in the game! Whether you want to buy your first note or scale a massive portfolio, we are here to help you succeed.📧 Email Scott Directly: [email protected]📅 Book a 1-on-1 Strategy Call: TalkWithScottCarson.com (Schedule a free 30-minute Zoom/Phone call)🏫 Attend the Next 2-Day Virtual Workshop: NoteBuyingForDummies.com (August 29th & 30th – Grab your 2-day ticket + replays for just $99!)📌 ConclusionSmall balance notes are the ultimate gateway for everyday investors to generate true passive wealth. By focusing on asset security, strong borrower equity, and investor-friendly states like Texas, you can easily outpace Wall Street returns. Make sure to like, comment, and subscribe to follow the rest of our 50 Note Deals in 50 Days series. Go out there, take some action, and we’ll see you at the top!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Welcome back, real estate investors! Ready for a steady base hit to add to your portfolio? In today’s episode of our 50 Note Deals in 50 Days series, host Scott Carson breaks down an incredible performing note deal located just 45 miles south of San Antonio in Charlotte, Texas. If you think you need millions of dollars to start buying notes, think again. This episode reveals how a small-balance investment can yield massive equity protection and double-digit returns. Key Topics CoveredThe Power of Asset Equity: This updated 1970 single-family home sits on nearly an acre of land and is valued at over $220,000, but has a tiny loan payoff balance of just $34,000—giving the borrower a massive 85% equity stake. Strong Performance History: Though it was once a non-performing loan, the owner-occupied borrower has been back on track and paying consistently on time for over 12 months. The Investment Breakdown: Learn how purchasing this note at an 80% discount (around $28,000 including fees) generates a strong 14%+ annual cash-on-cash return via passive monthly cash flow. First-Lien Security in Texas: Discover why the legal protections of a first-lien position in Texas make this a safe, high-upside play if the borrower ever defaults or opts for a cash-out refinance. Perfect for Self-Directed IRAs: Why small-balance notes under $50,000 are the ultimate hands-off, turnkey starter strategy for Roth IRAs, traditional IRAs, or Solo 401(k)s. Conclusion & Next StepsDon't let your investment capital sit idle this summer. Whether you want to purchase a performing asset or fully master the note buying industry, taking action is your next step. Ready to submit an offer or learn more? To learn the ins and outs of the business, grab your $99 seat for the upcoming two-day workshop on August 29th & 30th at NoteBuyingForDummies.com. Go out, take action, and we’ll see you at the top!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

🚀 50 Deals in 50 Days: High-Yield Reperforming Texas Note Deal (Beaumont, TX)Welcome back to another high-value episode of The Note Closers Show Podcast! I am your host, Scott Carson from We Close Notes, and I am incredibly excited to kick off a brand-new, massive series for you guys. We are officially launching our 50 Deals in 50 Days marathon! Over the next few weeks, I’m going to be breaking down fifty actual, real-world note deals to show you exactly how the note investing business works, how to spot incredible opportunities, and—most importantly—how to put your money to work for double-digit returns. We are starting things off with a bang in the great state of Texas! In this episode, we take a deep dive into a fantastic reperforming first-lien loan located in Beaumont, Texas. If you are looking to secure a massive double-digit return using a small cash balance or a small self-directed IRA, this might just be the textbook deal you have been waiting for. This note is part of a larger tape from a hedge fund looking to move assets, and the numbers on this one are absolutely beautiful. 📊 Deal Breakdown & Asset OverviewHere are the specific property details and financials for this Beaumont, Texas note: The Property: A charming, owner-occupied single-family home featuring 3 bedrooms, 2 bathrooms, and 1,470 square feet of living space sitting on a spacious quarter-acre lot. Pride of Ownership: Current Google Maps photos from the last two years show a highly maintained property with clean landscaping, potted plants, and a beautifully mowed lawn. Fair Market Value (FMV): Conservatively estimated around $110,000 based on recent Zillow estimates. The Payoff Balance: Only $20,400. This means the remaining loan balance represents a whopping 18% Loan-to-Value (LTV), leaving a massive amount of equity protection for you as the investor. The Origination: The mortgage was originally written back in 2008 with a current interest rate of 4.99%. Monthly Cash Flow: The monthly Principal & Interest (P&I) payment is $234.72, handled securely via a professional third-party servicing company. Taxes and insurance are fully escrowed and up to date. Perfect for Self-Directed IRAsThis small-balance note is the perfect vehicle to supercharge a smaller retirement account. While traditional custodians like Charles Schwab or AG Edwards won't allow this, you can easily partner with self-directed IRA custodians like Equity Trust, Pensco, or Mid Atlantic. (We also partner with Safeguard Advisors to help you get this set up seamlessly!) 🛠️ Ready to Learn the "Voodoo" of Note Investing?If you want to move past the sidelines and learn exactly how to find, fund, flip, and create cash flow from performing and nonperforming notes just like this one, you need to get educated. Join us for our upcoming Virtual Note Buying Workshop happening August 29th – 30th! This is a jam-packed, two-day event spanning all day Saturday and Sunday where we pull back the curtain on our entire real estate note business system. Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show Instagram

Are you letting the fear of the unknown hold you back from making profitable real estate deals? In this explosive episode of the Monday Money Coaching Call, host Scott Carson breaks down exactly why traditional real estate investors get trapped by analysis paralysis when transitioning into the note investing world. If you are waiting for a perfect interior inspection, a standard title closing, or traditional after-repair value (ARV) metrics before pulling the trigger on a non-performing loan—you are doing it all wrong! Tune in as we dissect a live Texas mortgage note tape, answer real-time student questions, and reveal how you can achieve an incredible 15% to 28% annualized return by embracing the unknown and leveraging a massive cushion of equity. Key Topics Covered in This EpisodeBidding Blindly and Safely: Why you don't need an interior inspection or a 5% earnest money deposit to put an offer on a vacant or non-performing note. If you hit an unexpected roadblock during due diligence, you can always utilize your "get out of jail free card" to renegotiate or walk away completely. The ARV Myth in Note Buying: Discover why After Repair Value (ARV) doesn't apply on the front end of note investing and how to shift your focus to the loan's true legal balance and foreclosure timelines instead. Navigating the Statute of Limitations: How a state's legal timeline limits how many years of back-payments a lender can actually collect, and how to spot overinflated legal balances on older defaults before you bid. Mastering the Mortgage Tape Terms: A deep dive into complex terms that often intimidate beginners—including Deferred Balances (extending the term to the back-end), Corporate Advances (lenders stepping in to pay delinquent taxes or forced-place insurance), and the difference between UPB and legal balance. Spotting "Emotional Equity": Learn how to visually evaluate a property from the exterior (such as neat landscaping or well-kept cars) to identify a motivated borrower who is highly likely to enter a creative workout agreement to save their home. Analyzing a Live Deal: A step-by-step breakdown of an actual re-performing note in Beaumont, Texas. Scott calculates the cash-on-cash yield and shows how a borrower making 16 payments over 12 months flags a massive "cha-ching" opportunity for passive investors. Stop overcomplicating your investment strategies with complex jargon and AI-generated text that scares off private money partners. Keep it simple, look at the equity, and remember that when you buy the note, even a foreclosure can lead to a bigger payday down the road. The best way to learn note investing is by actively pulling the trigger and making offers. Take a look at your mortgage tapes, look past the dirt, and let's get rocking and rolling!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Welcome back to another powerful episode! In this session, host Scott Carson breaks down the massive wave of distressed real estate note inventory hitting the market right now—especially across the Lone Star State. If you've been feeling stuck, chasing over-hyped multifamily deals, or getting burned by short-term rental market shifts, it's time to get razor-focused on what actually drives true cash flow. From upcoming Texas shadow inventory roadshows to breaking past the mental blocks of raising capital, Scott shares the exact steps you need to take action, leverage your network, and dominate the note space this summer. Detailed Topics Covered in this Episode: Texas Distressed Asset Updates: Scott discusses managing a pool of 54 notes in Texas, including a mix of performing assets, nonperforming assets, reverse mortgages going to foreclosure, and REOs spanning DFW, Houston, San Antonio, and the Valley. The Condensed 2-Day Note Class: Learn about the recent experiment of condensing the traditional 3-day virtual note buying workshop into a packed 2-day Saturday and Sunday schedule running from 9 AM to 7 PM, yielding highly positive feedback. Behind-the-Scenes Rehab Insights: Get a status update on a Georgetown, Texas deal entering its final phases, highlighting rising labor costs compared to last year and how handling minor cosmetic fixes yourself can protect your profit margins. The Power of Student Success: Celebrating coaching student Andy Espinero, who is closing his first deal from the Oklahoma roadshow with a projected minimum profit margin of $40,000 to $50,000. Upcoming Shadow Inventory Roadshows: Details on a planned physical roadshow through key Texas markets (Houston, San Antonio, DFW, Austin, and the Valley) to drive by, walk, and analyze 6 to 15 assets per market, spanning performing, nonperforming, REOs, and owner-financed notes. The Critical Importance of Niche Focus: Why Scott strictly targets institutional first liens instead of diversifying into risky multifamily syndications or volatile Airbnb short-term rentals. Overcoming the Fear of Raising Capital: A direct wake-up call to stop acting like a "secret agent," step out of your comfort zone, get away from relying solely on AI websites or social media "dumpster fires," and start networking live at local REIA clubs. First Liens vs. Second Liens & Proper Servicing: Clarifying misconceptions around legal risks in bankruptcy courts, emphasizing that using licensed servicing companies and attorneys keeps investors safe. Stop sitting on the sidelines letting fear—False Evidence Appearing Real—hold you back from taking action. The market is constantly moving, and you need to be learning from someone actively closing deals in today's environment. Whether you want to participate passively with your IRA or step up as an active investor to build long-term cash flow, reach out to Scott directly. Book a strategy call at talkwithscottcarson.com, shoot an email to [email protected], or text his direct cell phone at (512) 585-3810 to get rocking and rolling today!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes PinterestBook a call with Scott today at HTTP://TalkWithScottCarson.com to see if 1:1 Note Coaching is right for you!

🚀 Welcome to Note Night in America! Are you looking to unlock high-yield real estate opportunities in the Lone Star State? In this jam-packed episode, we are diving headfirst into a brand-new note tape straight from our top hedge fund and bank connections! As the mid-year summer wave hits the market, motivated sellers are ready to move inventory. We are breaking down 54 premium first-lien mortgage assets across Texas —ranging from high-equity performing notes to vacant REOs and creative foreclosure plays. Whether you are seeking reliable monthly cash flow or massive back-end foreclosure profits , this episode gives you the exact formula to filter spreadsheet data, pull accurate due diligence, and spot massive equity spreads. Plus, we reveal how the seller is willing to creatively partner or carry paper with just 20% down! Grab a pen and paper—it’s time to learn how to make money like the bank. 📌 What We Cover in This Episode:The June Market Surge: Why May is notoriously slow for real estate notes, and how the mid-year shift creates a wave of motivated bank inventory. Texas-Sized Assets: Why the Lone Star State remains the premier destination for note investors due to fast foreclosures and strong property values. Breaking Down the 54 First-Lien Tape: A state-wide geographic breakdown including Dallas-Fort Worth, Houston, San Antonio, Austin, West Texas, and the Valley. Performing vs. REO vs. HECM Scenarios: How to analyze owner-occupied reperforming loans, active bankruptcies, and reverse mortgages where the borrower has passed away. Creative Seller Financing & Partnerships: How to leverage the fund's willingness to partner on rehab costs or offer short-term carry finance. Left Brain vs. Right Brain Excel Filtering: A live look at how to strip down borrower data, calculate equity margins, and run formulas for 80% legal balance offers. Spotting Land Plays and Diamonds in the Rough: Sorting through rural properties, "ugly" assets, and massive 10-acre tracts in Wills Point, TX. 🔥 Take Action & Level Up Your Investing Game! Ready to master the mechanics of real estate note buying? Don't miss out on our upcoming Two-Day Note Buying for Dummies Workshop this Saturday and Sunday! We dive deep into asset evaluation, case studies, and live market strategies. Claim your seat for a special rate right now at NoteBuyingForDummies.com! Want to raise millions for your deals? Join our exclusive, 6-week Marketing for Money Training Series starting next Wednesday to learn the step-by-step capital-raising system used by our top coaching students. 🎯 Conclusion:Don't sit on the sidelines while Wall Street clears out inventory. Review your tapes, run your numbers, and send your bids directly to Scott! Make sure to like, subscribe, and leave a review. Go out, take massive action, and we’ll see you on the next Note Night in America!#NoteBuying #RealEstateInvesting #TexasRealEstate #MortgageNotes #REO #CashFlow #SellerFinancingWatch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Are you a real estate investor who loves the thrill of putting deals together but absolutely hates the daily grind of marketing? You are definitely not alone. In this episode, we dive into the ultimate strategies for conquering real estate marketing and scaling your off-market deal flow. We are joined by Brian Driscoll, the CEO and co-founder of Motivated-Leads.com, who shares his journey from an early-2000s SEO freelancer to building a national pay-per-lead powerhouse for real estate investors. If you have ever felt completely overwhelmed trying to manage Google PPC, Facebook Ads, or direct mail campaigns while trying to negotiate contracts, this interview pulls back the curtain on how to let the experts handle your lead generation so you can focus entirely on closing deals. What You’ll Learn in This Episode:The Golden Rule of Consistency: Why every single marketing channel works if you commit to it consistently, and why stopping a campaign early is the fastest way to lose money. Intent-Based vs. Interruption Marketing: Discover the massive structural differences between Google Pay-Per-Click (PPC)—where highly motivated sellers actively search for you—and Facebook Ads, which rely on disruptive visual creatives to capture attention. The Pay-Per-Lead (PPL) Revolution: How Brian’s platform eliminates upfront agency retainer fees and ad-spend risk by vetting inbound leads and selling them to investors on an a la carte, county-by-county basis. Speed to Lead and Nighttime Automations: The critical importance of contacting online leads within two minutes, and how to use automated text responses with scheduling links to capture 2:00 AM sellers before they look at your competitors. The Fatal Flaw of CRM Neglect: How seasoned investors drop the ball by working out of Google Sheets or failing to segment their follow-up pipelines by lead freshness. Empathy-Driven Acquisitions: Why treating a distressed seller like a human facing a tough situation—rather than just a spreadsheet number—builds massive trust and a natural referral base. If there is one major takeaway from this conversation, it’s that great marketing requires absolute intentionality, prompt speed, and relentless follow-up. If you do not have the time or systems to call leads back instantly, you are simply leaving money on the table for your competitors. Stop trying to bootstrap complicated ad networks yourself. Head over to motivatedleads.com right now to check availability, claim your specific investment territory, and start receiving verified, motivated seller leads that actually convert into closed deals. You can also connect directly with Brian Driscoll on LinkedIn to follow his latest real estate marketing insights. Be sure to subscribe to the podcast, leave a 5-star review, and go take massive action on your business today!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes PinterestGet Signed Up For the Next Note Buying Workshop HERE!

Alligators and Assholes: Surviving the Chaos of Real Estate Investing Ever have one of those Mondays where absolutely nothing goes right? Software glitched, vendors dropped the ball, closings got delayed, and everyone is dragging their feet. Welcome to the reality of the current real estate market! In this raw and unfiltered episode of Money Monday, we are diving deep into how to navigate the "case of the Mondays" that seems to be sweeping the entire industry right now. If you are feeling the pinch, experiencing massive financial stress, or watching your rehabs and property listings sit on the market longer than expected—you are not alone. We are at the mid-year mark, and it is time to stop drifting, cut the distractions, and take control of your business. Grab a glass of iced tea (or something stronger!), take a deep breath, and let’s talk about how to survive the chaos, refocus your strategies, and push through to the finish line. What We Cover in This Episode:Navigating Market Friction: Why deals are dragging out, closings are being delayed, and how to maintain grace when things don't go according to plan. The Danger of Drifting: How freedom can strangle an entrepreneur if you lack discipline, focus, and a daily schedule. The Reality of 100% Capital Loss: A look at recent high-profile multifamily losses in Houston and why market stress is peaking. Taking Back the Reins: When to fire underperforming vendors or realtors and roll up your sleeves to get the job done yourself. Mid-Year Goal Assessment: An honest look at evaluating your 6-month progress, adjusting your targets, and cutting out expensive "automation tools" that aren't hitting your bottom line. Stop Riding on One Investor: Why relying on a single source of private capital is stalling your growth, and the absolute necessity of marketing for money. The "Alligators & Assholes" Philosophy: How to step back, avoid burnout, protect your mental health, and use things like high school baseball or a simple walk to hit the reset button. Upcoming Opportunities: Exclusive updates on the upcoming Marketing for Money class and the highly anticipated Shadow Inventory Roadshow hitting distressed assets across the country. Quotes Worth Sharing:"The Good Lord doesn't give us anything we can't handle, but the devil absolutely gives us distractions to keep us from being efficient." At the end of the day, real estate investing is an act of grit. If your results are frustrating you, it’s time to audit your action steps—because a perfect business plan means nothing if you aren't making offers. Take a breath, step away for an afternoon if you need to, and come back ready to dominate. If you enjoyed this episode, make sure to smash that SUBSCRIBE button, leave us a 5-star review, and share this with a fellow investor who needs a mid-week reset!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes PinterestGet Signed Up For the Next Note Buying Workshop HERE!

Welcome to another high-value episode of Money Monday! We are officially kicking off June and stepping into the high-stakes final month of Q2. As banks and hedge funds look to clean up their books and move assets before the mid-year mark, the note buying market is heating up with massive opportunities for savvy real estate investors. In this episode, host Scott Carson breaks down the mechanics of note investing, shares updates on recent institutional networking meetings downtown, and dives deep into a brand-new three-note tape that just landed on his desk. Whether you are looking for predictable cash flow, substantial underlying equity, or unique commercial real estate angles, this breakdown illustrates exactly how to analyze real estate debt for maximum return. Tune in to find out how to evaluate seasoning, handle arrearages, run due diligence, and use consistent marketing to raise private capital so you can close more deals. Key Topics CoveredThe Q2 Banking Clean-Out: Why June is historically a prime month for buying performing and non-performing notes directly from financial institutions and hedge funds looking to offload assets. Evaluating the 3-Note Tape: A comprehensive walkthrough of a newly received tape featuring clean, owner-financed assets with strong underlying equity. Deep Dive: Orange, Texas Residential Note: Analyzing a 2-bedroom, 1-bath single-family asset with five plus years of seasoning, carrying a 16% cash-on-cash return, and bought at a deep discount relative to market value. Deep Dive: Lorain, Ohio Residential Note: Looking at a 2-bedroom, 2-bath property with nine months of seasoning that boasts a projected 14% cash-on-cash return. Deep Dive: Melbourne, Florida Commercial Note: Exploring the unique advantages of a 3,700 sq. ft. commercial medical office asset on the Space Coast featuring an active operating tenant, an 8% interest rate, and a lucrative upcoming balloon payment. Navigating Arrearages and Lender Advances: How to review servicer notes, quantify property tax advances, and structure repayment plans to boost your overall ROI. The ROI of Property Inspections: Why spending $85 to $100 on quick occupancy checks and exterior BPOs saves thousands during due diligence. Marketing for Capital Raising: Practical tips on staying consistent with email blasts, social media, and drip marketing to attract passive investors ahead of mid-year quarterly financial statements. Conclusion & Call to ActionReal estate note investing allows you to become the bank, yielding predictable passive returns without the hassles of traditional property management. If you want to review the exact tape discussed in today's episode, it is officially live in our Basecamp group for our community members! Are you ready to take your real estate investing business to the next level? Don't forget that our next two-day Note Buying for Dummies Workshop is happening soon, followed by our extensive 7-week training series focused on marketing for private capital. Check the links below to secure your seat, grab your community discounts, or schedule a strategy call. Go out, take some action, and we will see you at the top!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes PinterestGet Signed Up For the Next Note Buying Workshop HERE!

Are you ready to uncover the massive hidden real estate opportunities hitting the Lone Star State this June? Welcome back to The Note Closers Show! In this episode, we are diving deep into the freshly leaked June 2026 foreclosure data for Texas's biggest counties. After a significant dip last month, foreclosure filings are officially bouncing back, sparking an 11% swing and creating a prime playground for note investors, REO hunters, and private money lenders. Whether you are looking for subject-to deals or trying to deploy private capital, this monthly market breakdown is your ultimate roadmap to distress debt success.📊 Key Episode Takeaways & Market Data:The Big Picture: Texas has clocked 4,091 total foreclosure filings for June 2026. This marks a sharp 8% increase (317 more filings) compared to May's dip.Residential vs. Commercial: The numbers break down to 3,677 residential filings and 414 commercial filings. Commercial foreclosures actually dropped by roughly 11% statewide.Regional Commercial Breakdown: Central Texas down 10% (122 filings); East Texas/Houston area down 25% (60 filings); North Texas/DFW steady (140 filings); South Texas up slightly (72 filings); West Texas flat (21 filings).The County Behemoths: Harris County remains the absolute giant with 572 filings (though down 126 from last month). Bexar County hit 406, Dallas County reached 348, and Tarrant County stands at 277.Massive Winners & Losers: Fort Bend County saw the state's biggest monthly spike, skyrocketing by 126 additional filings. Conversely, Montgomery County hit zero for the second month straight, indicating they likely clear foreclosures on a quarterly schedule.The Boots-on-the-Ground Strategy: Why heading to your local county foreclosure auction is the single best way to network, learn the ropes, and find private money opportunities.🛠️ Resources Mentioned In This Episode:🎯 Get the Ultimate Foreclosure Data: Track the filings and struck-off lists yourself! Head to foreclosure.info and use the checkout discount code WECLOSENOTES to score $20 off your first month's subscription.🎓 Master Distressed Debt: Stop guessing and start investing. Register for our upcoming 2-Day Virtual Note Buying Workshop happening live on Zoom this June 13th & 14th! We’ve condensed this powerhouse training into a hyper-focused weekend. Snag your 200-page manual and full replays at notebuyingfordummies.com for just $297 (originally $997!).The summer of 2026 is heating up, the market is showing real signs of distress, and the inventory is out there waiting for you. Don't sit on the sidelines while other investors lock down these deals. Take action today, grab your lists, sign up for the workshop, and we will see you at the top!Don't forget to LIKE, SUBSCRIBE, and LEAVE A REVIEW if you found value in today's market update!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes PinterestGet Signed Up For the Next Note Buying Workshop HERE!

Is artificial intelligence going to replace real estate professionals, or just the ones who refuse to adapt? The world of real estate is moving faster than ever, and if you aren't leveraging the cutting-edge tech hitting the market, you're actively falling behind the competition. If you want to stop wasting hours on tedious data entry and start closing more deals exponentially faster, it’s time to change how you do business. In this episode, host Scott Carson sits down with Jake Heller, a third-generation real estate professional, licensed broker, and founder of the AI for CRE Collective. Despite having "dirty hands" on the physical side of real estate and zero formal tech background, Jake recognized a massive void in how the industry adopts advanced technology. He brought together leading real estate minds to form a powerhouse community dedicated to testing, filtering, and deploying practical AI tools directly into commercial and residential investing workflows. Jake pulls back the curtain on his massive database of over 650 commercial real estate AI tools—revealing why most vertical solutions on the market are garbage and how general-purpose powerhouses like Claude have become his absolute daily driver. From running automated weekly market reports to utilizing AI-powered voice outreach and generating institutional-quality deal decks in under ten minutes, this episode is a masterclass in modern real estate leverage. Whether you're a broker looking to target high-probability buyers or a note investor trying to scrub nationwide spreadsheets in seconds, Jake outlines the exact frameworks needed to build a lean, high-ROI business machine. Key Topics Covered:The $30 Trillion Tech Gap: Why commercial real estate has historically been incredibly slow to adopt technology, and why tech built by non-real estate developers usually fails. Filtering the Noise: Inside Jake's database of 650+ real estate AI platforms and his process for picking out the tiny handful that actually yield a measurable ROI. The "Jack of All Trades" Model: Why general-purpose AI platforms like Claude are often vastly superior to expensive niche industry solutions. Don't AI Everything: The critical mistake of over-automating basic tasks, and how to establish clear, measurable KPIs for your tech integration. The Human in the Loop: Navigating accuracy hurdles, running quality control on data outputs, and mastering the new modern skill set of AI prompt auditing. One-Click Feasibility & Entitlements: How Jake's firm uses AI for permit expediting, structural development standards, and predicting approval likelihoods in tough landscapes like Los Angeles. Automated Lead Generation & Outreach: Utilizing automated internet scrapers to track local zoning shifts, new businesses, and regulatory changes on autopilot. Leveling the Geographic Playing Field: How data aggregation allows solo operators to instantly get up to speed on foreign real estate markets and out-compete teams ten times their size. Bypassing Nondisclosure Hurdles: Smart strategies for scrubbing public county appraisal records to track self-directed IRA investors for capital raising campaigns. Embracing artificial intelligence is no longer an optional luxury—it is a baseline requirement to survive the modern real estate shift. Real estate remains a fundamentally simple, relationship-driven business, but the tools you choose will ultimately dictate your speed, accuracy, and profitability. Stop grinding through outdated workflows, overcome the learning curve, and start automating the boring stuff so you can focus entirely on putting big deals together. Head over to aiforcrecollective.com to grab their top 10 free AI workflows and take action today!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? SubscrGet Signed Up For the Next Note Buying Workshop HERE!

Are you drowning in unmanageable debt, trying to outrun compounding interest, or tapping into your future just to make minimum payments? It’s time to stop the bleeding and erase the stigma. For decades, the word "bankruptcy" has been buried under a mountain of shame, myths, and misconceptions —but what if it’s actually the ultimate financial off-ramp designed to protect you, hit the reset button, and pave the way to true wealth? In this powerful episode, host Scott Carson sits down with Adrienne Hines, a powerhouse bankruptcy attorney with over 30 years of experience. Known widely as the "Ladylike Lawyer," Adrienne is on a mission to bust the biggest myths surrounding bankruptcy and show Americans how to break free from the trap of predatory interest rates. Whether you are a struggling homeowner, an entrepreneur bouncing back from a bad deal, or someone facing uncontrolled medical bills, Adrienne details the exact rules, timelines, and financial safeguards that are built directly into the U.S. Constitution to give you a fresh start. Adrienne drops an absolute masterclass on navigating the legal system, mapping out how the process works on both the consumer and business sides. Learn the distinct differences between a magical Chapter 7 debt wipeout and a strategic Chapter 13 restructuring. Discover how to completely shield your 401(k) and retirement accounts from collectors, and why taking out a debt consolidation loan might actually be the worst move you could make. If you are ready to remove the emotional clutter of financial stress and shift your path toward building actual wealth, this episode is your blueprint. Key Topics Covered:The $10,000 Rule of Thumb: Adrienne breaks down the exact baseline of when it is time to stop guessing and start consulting a professional. Chapter 7 vs. Chapter 13 Demystified: A comprehensive look at the "magical" Chapter 7 wipeout versus a Chapter 13 reorganization plan. The Income Test & Regional Realities: How household income brackets dictate your filing options, with specific real-world examples. Capitalism, Risk, and the Constitution: Why the Founding Fathers codified bankruptcy laws to promote bold risk-taking and avoid debtors' prisons. The Magic of the Automatic Stay: How uploading your petition instantly freezes foreclosures, sheriff sales, and aggressive garnishments. The High-Income Business Owner Loophole: Discover the critical "50% business debt" caveat that lets high earners bypass traditional means testing. The Top 6 Triggers of Bankruptcy: Debunking the overspending myth by outlining the actual structural causes of American financial stress. The 3-2-240 Tax Discharge Secret: The 5 strict, overlapping IRS rules required to legally wipe out back income taxes through bankruptcy. Protecting the Nest Egg: Why your 401(k) and ERISA retirement accounts are 100% safe—and why cashing them out is a critical error. The Timeline to a 720 Credit Score: A realistic look at buying cars and restoring an elite credit profile much sooner than you think. Bankruptcy is not a death sentence; it is a profound legal tool structured to pull you off the predatory compounding interest merry-go-round. The longer you sit in financial misery, the less time you have to fund your retirement or scale your next big business venture. Take personal responsibility by exploring your rights, mapping out a transparent legal solution, and stepping confidently into your financial future. Head over to TheLadylikeLawyer.com to access Adrienne's elite national consumer bankruptcy referral network and start taking action today!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Clo

Is the "unsexy" side of real estate actually the most profitable? While most investors are getting burned in the "dumpster fire" of multifamily syndications or fighting over crowded RV parks and self-storage units, a quiet revolution is happening in small-bay industrial real estate. In this episode, we sit down with Graham Story and Jesse Durham, two North Carolina-based investors and brokers who have cracked the code on high-cash-flow industrial warehouses. From serving as an Army officer to navigating the world of CCIMs, Jesse and Graham share their "origin story" of moving from high-headache residential Airbnbs to the high-margin world of Triple Net (NNN) industrial leases. They break down the exact math of how they forced $175,000 in equity on a single building just by signing a lease, and why they prefer "mom and pop" tenants over big-box retailers. If you want to learn how to find deals on Facebook Marketplace, structure 10% down seller financing, and use the "substitution of collateral" hack to build a portfolio with zero money out of pocket, this is the episode for you. Key Topics Covered:The Multi-Family "Dumpster Fire" vs. Industrial: Why industrial is a "little-known" asset class that adds more zeros to your bottom line with less competition. Forced Appreciation Secrets: How a single $3,000/month lease jumped a property value from $250k to $425k instantly. The Power of Triple Net (NNN) Leases: Why you’ll never have to worry about "toilets, tenants, and trash" when the tenant pays the taxes, insurance, and maintenance. Creative Financing 101: A breakdown of their "cookie-cutter" seller financing offer: 10% down, 5.5% interest, and a 25-year amortization. The "Substitution of Collateral" Hack: A rare commercial strategy that allows you to move debt between properties to keep buying more buildings. Finding Tenants on Facebook: Why Facebook Marketplace is outperforming LoopNet and Crexi for small-bay industrial spaces. Due Diligence Essentials: Why you need a "Phase 1" environmental report and why OSHA is not your friend. Small-bay industrial real estate is the "path of progress" for investors who want stable, long-term cash flow without the volatility of residential markets. Whether you are driving for dollars in your own backyard or looking to scale across the state, Graham and Jesse prove that you don't need millions to start—you just need the right niche. The Commercial Real Estate Blueprint Program is an 8-week cohort for people who want to start buying commercial real estate. Weekly group calls, a one-on-one strategy session, plus the templates and scripts Graham and Jesse use to source and close deals. You'll leave with a defined buy box, a working prospecting system, and the confidence to send your first LOI. The first cohort starts in early June and is capped at 10 spots. Apply at https://tally.so/r/0Q19LPWatch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes PinterestGet Signed Up For the Next Note Buying Workshop HERE!

Are you tired of the "grind" of finding your next real estate deal? In a market where traditional marketing costs are skyrocketing and algorithms are constantly changing, most investors are left fighting for scraps. But what if you could have motivated, off-market leads delivered straight to your inbox without ever picking up a paintbrush or knocking on a stranger's door? In this episode, we sit down with Or Sapir, the tech-maven turned real estate powerhouse from MotivatedSellers.com. Or reveals how his team generates a staggering 20,000+ leads per month through high-authority domains like SellHouseFast.com. Whether you are a solo wholesaler or a high-volume investor, this conversation is your "marketing prayer answered". We dive deep into the data-driven world of PPL (Pay Per Lead), exploring the "hot" markets like Maricopa County and Harris County, and why human connection is still the ultimate closer in a digital age. If you are ready to stop "recreating the wheel" and start scaling with a predictable, exclusive lead source, this episode is for you. Learn why the "middleman" approach is the fastest way to a 4x ROI and how to handle distressed sellers with the empathy they deserve. What You’ll Learn in This Episode:The Evolution of Lead Gen: How Or Sapir bridged the gap between the tech world and real estate to create a massive inbound lead engine. The Power of PPL: Why buying exclusive, real-time leads is often more efficient than door knocking or managing your own PPC campaigns. Current "Hot" Markets: Detailed data on where the most leads are coming from right now, including Maricopa County, AZ, Harris County, TX, and Riverside, CA. The "KISS" Method: Why simplicity in your CRM and systems is the key to scaling without burnout. Risk-Free Investing: How to get started with no sign-up fees and a full dispute process for leads that don't meet quality standards. The Art of the Follow-Up: Why 80% of sales happen after the fifth contact and how to stay consistent when others quit. Turning Lemons into Lemonade: Creative strategies for leads that aren't a "cash buy" fit, from seller financing to realtor referrals. The Three Pillars of Scaling: A deep dive into Marketing, Organization/Systems, and Funding as the core requirements for growth. Empathy-Based Selling: Understanding the distress of the seller to build trust and close more deals. Real estate investing is a numbers game, but it’s also a human business. As Or Sapir reminds us, the goal isn't just to flip a house; it’s to help a community and solve a problem for a family in distress. If you have the capital and the consistency, there is no other industry that offers this kind of return. Don't let your business stall because your marketing engine is empty—take action, follow up, and start turning those leads into legacies! Ready to jump in? Visit MotivatedSellers.com to claim your county today! #RealEstateInvesting #Wholesaling #MotivatedSellers #RealEstateMarketing #PassiveIncome #PPL #LeadGeneration #2026RealEstateWatch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Are you ready to take your note investing to the streets?Welcome to another Money Monday! This week, we are diving deep into the world of "Roadshows" and a specific niche that is seeing a massive surge in inventory: Reverse Mortgages (HECMs). Whether you are a seasoned note buyer or just starting to look at distressed debt, understanding how to navigate these assets can be a total game-changer for your portfolio. In this episode, Scott Carson discusses a unique "divine intervention" moment—a trip to Tulsa, Oklahoma, that perfectly coincided with a fresh tape of over 35 reverse mortgage assets in that exact market. We break down what exactly a Home Equity Conversion Mortgage (HECM) is, why families often walk away from them, and how you can step in to create massive equity through foreclosure or REO plays. We also talk about the reality of "engineer-designed" platforms versus real-world note trading, the importance of product over platform, and why the "Tulsa Note Roadshow" is just the beginning of a new way for our students and investors to partner on big deals. 🔑 Key Topics Covered:The Rise of Reverse Mortgages (HECMs): Learn why these FHA/HUD-guaranteed products are hitting the secondary market in droves. The "Roadshow" Strategy: What it looks like to hit the pavement and inspect 10+ assets in a single weekend to find the "deals" among the "duds." Due Diligence Secrets: How to use interior inspection reports, lockbox codes, and master HUD keys to see what you’re buying before you close. Valuation vs. UPB: Why you should never just offer a percentage of the Unpaid Principal Balance (UPB) without checking current market value. Foreclosure & REO Plays: Why HECMs are rarely about "re-performing" and almost always about the exit strategy of a foreclosure auction or a clean-up-and-flip. Protecting Your Assets: A cautionary tale on why letting your insurance lapse (forced-place or otherwise) can be a catastrophic mistake. 🚀 Join the Next Roadshow!We are looking at organizing future roadshows in major hubs like Florida, Ohio, Michigan, and Texas. If you want to fly in, jump in the sprinter van, and learn how to crunch the numbers on-site with Scott and the team, reach out today!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes PinterestGet Signed Up For the Next Note Buying Workshop HERE!

Good morning, good afternoon, and welcome back to the podcast! It has been an incredibly busy week and a half. We’re slightly off our normal release schedule, but for good reason—there is a ton of movement in the market right now, from foreclosure auctions to a brand-new roadshow I'm putting together across Oklahoma and North Texas. Today, I want to take you behind the curtain of an exclusive event I attended right here in my backyard of Austin, Texas: HousingWire’s "The Gathering." HousingWire is arguably the premier source for mortgage and housing industry news, and their annual event at the Omni Barton Creek Resort brings together over a thousand top-tier mortgage professionals. I didn’t just go to listen to the speakers; I went to see where the industry is moving. I’m sharing the "Big Three" takeaways that every real estate and note investor needs to know to stay ahead in 2026. Key Industry Shifts & Tech InnovationsThe Power of Networking (and Crashing the Party) The event was a $2,000 ticket, but as I always say, you don’t always have to pay to play. I spent four hours walking the vendor floor and meeting with people. In that short window, I made 20 solid connections and even met with a note investor from New York who wants to build a note trading platform. The lesson? Get out there. Whether you’re attending a local REIA club or a national conference, the value is in the hallway conversations. Takeaway #1: The AI Revolution is Non-Negotiable The overwhelming factor at the event was AI. It is no longer just a buzzword; it is becoming the backbone of high-performing teams. AI Agents: Companies are now using AI agents to handle "contract-to-close" management, scheduling, and even cold-calling leads. Maximizing Output: The focus is on minimizing manual input to maximize output, allowing smaller teams to outperform larger, legacy operations. Due Diligence: We are personally looking at ways to integrate AI for better borrower outreach and more efficient due diligence. Takeaway #2: Rethinking Your Tech Stack If you haven’t updated your "tech stack"—your combination of CRM, booking tools, and communication apps—in a while, you are likely overpaying. Consolidation: Modern apps are combining Zoom, Calendly, and webinar platforms into one compact space. Cost Savings: By streamlining our house tools, we’re looking at saving $1,200 to $2,000 a year while gaining better features for our webinars and training classes. Takeaway #3: The Return of Distressed Assets There was a heavy focus on the return of the distressed borrower. Now that COVID-era handouts have expired, we are seeing a visible trend in rising foreclosures and defaults across the country. Probate Solutions: I connected with a company called Scriber that specializes in expediting the probate process—potentially cutting it down to 30 days. This is a game-changer for those of us buying reverse mortgages or HECM loans where probate is often a major roadblock. Credit Optimization: New services are helping non-performing note buyers by "hand-holding" borrowers to optimize their credit scores, making them eligible for refinancing sooner. The market is changing, and the "MacGyver style" of investing—trying to piece things together with duct tape—is not going to work anymore. You have to invest in yourself, upgrade your marketing, and embrace the technology that is available today. Don't sit on the sidelines just trying to wholesale for thin margins. Develop the skills to handle these deals yourself. Go out, take some action, and we’ll see you at the top!Watch the Original Video HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note ClosGet Signed Up For the Next Note Buying Workshop HERE!

Hey there, real estate investors! Welcome back to the show. Today, we are talking about the single most important skill that separates the titans of this industry from the "wannabes". If you want to build a business that lasts for decades rather than being a "one-and-done" investor, you have to master the art of raising private capital. It’s not just about asking for money; it’s about marketing for money. I’m thrilled to announce that after a long hiatus, we are finally bringing back a dedicated training on this exact topic. We are launching the Marketing for Money Masterclass Series, and today, I’m giving you the inside scoop on how you can join us to scale your portfolio to seven figures and beyond. The Masterclass BreakdownThis isn't a pre-recorded, "watch and forget" course. This is a six-plus week live weekly training series hosted on Zoom starting Wednesday, June 17, at 7 PM Central. I’ll be leading you through the exact tools, techniques, and strategies we’ve used to raise millions in private capital. Here is what we are covering over those six weeks:Week 1: Finding Your Funding: We dive deep into pulling IRA lists and investor lists, including skip tracing to find direct contact info like phone numbers and emails. Week 2: Professional Identity: Investors work with people they trust. We help you build a professional brand so you don't look like you’re running a business off a napkin. Week 3: The Pitch Deck: We will help you perfect your pitch deck and presentation, including recording a pitch deck video to share on social media and with your warm market. Catch-up Week: We take a one-week break after Week 3 to let you implement what you’ve learned and get caught up on your homework. Week 4: The Four-Touch Approach: We’ll teach you the specific communication strategy to use from the moment someone reaches out until they say "yes". Week 5: Social Media Strategy: Learn where to post and—more importantly—what not to say online to stay legally compliant while attracting investors. Week 6: The Paperwork: We wrap up with the nitty-gritty: funding agreements, loan agreements, and how to maintain those long-term investor relationships. Why This Matters NowIn 2026, the market demands professionalism. You don't need to spend $50,000 to $100,000 to start a fund. You just need to know how to target your warm market and local IRA investors who have money sitting on the sidelines. Whether you are a new investor or a wholesaler struggling to close deals because you lack the cash, this is your solution. The tuition is $997, but if you're a WCN Crew member, you get 25% off (and it's free for my one-on-one coaching students). We are limiting this to just 25 people to ensure everyone gets their questions answered, and seats are already filling up. Don't be the investor who sits in the back of the room at REIA clubs. Be the one everyone wants to work with. Go to 30dayprivatemoney.com right now to secure your spot. Take action today, and let's start raising those millions. I’ll see you at the top!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest