The Property Nerds

Most investors hear "interest rate rise" and freeze. But what if the actual math tells a completely different story?In this episode of Property Nerds, Arjun Paliwal sits down with Jack Fouracre from Fouracre Financial to break down the real numbers behind rate movements, lender tiers, and the yield calculation trap that's quietly shrinking thousands of investors' options without them even realising.💡 What's covered:→ A 0.25% rate rise = ~$20K reduction in borrowing capacity and $200/month per million — less than most people think→ Why a $3–4K salary rise or $50/week rent increase cancels out an entire rate hike→ How sentiment is doing more damage than the actual rate movement→ The 3-tier lender strategy: when to use each and why the order matters→ Why major banks put you on P&I loans on purpose (and what it costs you)→ The 5% yield trap: how one broker's estimate can cut your investable markets from 12 cities down to 1 or 2→ How dropping your yield assumption from 5% to 4% can open up hundreds of thousands in purchase price→ Why reviewing your finance every 12 months is the single best portfolio habit→ What open banking + technology will mean for property investors in the future"It's a sentiment thing more than the actual effect. When people hear it only reduced their borrowing power by $20K and added $200 a month — that's a game changer."Chapters: 0:00 Intro — the rate rise math nobody talks about1:30 How 0.25% actually affects borrowing capacity & sentiment2:28 Why bad headlines create buying opportunities for smart investors4:08 Assessment rates explained & why Australian lending stays strong6:51 The $64/week offset: how salary & rent growth beat rate rises7:39 The tier lender strategy: why it matters for your portfolio9:03 Tier 1 & 2 lenders: when and why to use each12:03 Tier 3 & 4 non-banks: niche policies & big capacity unlocks16:09 The 5% yield trap shrinking your investment universe22:02 12-month reviews, open banking & the future of property finance🎙️ Guest: Jack Fouracre — Fouracre Financial👉 fouracre financial.com.au🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024" Book your discovery call here: https://www.investorkit.com.au/youtube✅ HOW WE CAN HELP YOU:By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au✅ CONNECT WITH INVESTORKIT:Website: 👉 https://www.investorkit.com.auSend your questions to: 👉 [email protected] us on Facebook: 👉 https://www.facebook.com/InvestorKitFollow us on Instagram: 👉 https://www.instagram.com/investorkit.com.auSubscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkitConnect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkitDisclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.#PropertyNerds #InterestRates #BorrowingCapacity #PropertyInvesting #InvestorKit #JackFouracre #MortgageBroker #AustralianProperty

If you're self-employed and someone's told you to wait two years before investing in property — this episode is for you.Arjun Paliwal and Jack Fouracre from Fouracre Financial bust the biggest myths around self-employed lending and break down exactly how business owners at every stage — from 6 months ABN to $20M+ turnover — can build serious property portfolios with the right structure.💡 What's covered:→ The "2-year myth": why 6 months ABN is often enough to get finance→ BAS statements, self-declaration letters & bank statements as income verification→ SMSF options for business owners — even without a long super contribution history→ How to catch up years of super contributions in a lump sum→ Why successful business owners can't just "pull money out" without a tax nightmare→ The bucket company strategy: moving profits from 25% to 30% tax instead of 47%→ A real example: $6M commercial property and how wrong structuring costs $1M in tax→ What Arjun overheard at an F1 event with $500M+ in turnover in the room→ Div 7A, director's loans & the tax bills that show up 6-7 years later"At a certain point, you can't hide the profits. And most business owners are allergic to paying tax."Chapters: 0:00 The "wait 2 years" myth — busted1:38 New lending options: 6-month ABN, BAS & self-declaration5:26 Super catch-up contributions & SMSF strategies8:20 Why high-turnover business owners can't just "pull money out"13:24 Bucket companies, trusts & the right tax structure18:09 Key rules + how to get the right team around you📞 Book a free discovery call with InvestorKit:👉 investorkit.com.au💰 Lending support for self-employed investors:👉 fouracrefinancial.com.au✅ HOW WE CAN HELP YOU:By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au✅ CONNECT WITH INVESTORKIT:Website: 👉 https://www.investorkit.com.auSend your questions to: 👉 [email protected] us on Facebook: 👉 https://www.facebook.com/InvestorKitFollow us on Instagram: 👉 https://www.instagram.com/investorkit.com.auSubscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkitConnect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkit

At 23, Moses owns two investment properties, one in Townsville, one in Wodonga while working full-time as a disability case manager and part-time on weekends. He didn't come from money. He didn't get a head start. His first accountant and broker both told him his goals weren't possible.He went and did it anyway.In this episode of the Property Nerds podcast, Arjun Paliwal sits down with InvestorKit client Moses to unpack the mindset, habits, and decisions behind one of the most compelling young investor stories we've heard.💡 What you'll learn:→ How an Italian upbringing built the financial discipline most investors never develop→ Why Moses chose work over travel straight out of school — and what it gave him→ How two properties became possible on a nurse/support worker income→ Why affordability is a suburb problem, not an Australia problem→ What borderless investing feels like when you've never visited your properties→ Why your accountant or broker saying "no" is not the final answer→ The framework for career growth: skill, attitude, and understanding what your leaders actually needMoses, "To achieve extraordinary things, you have to do extraordinary things."📞 Book a free 15-minute discovery call with InvestorKit:👉 investorkit.com.auInvestorKit — 2026 REB Buyers Agency of the Year. $500M+ in equity generated for Australian investors.#PropertyNerds #PropertyInvesting #YoungInvestor #AustralianProperty #InvestorKit #BuyersAgent #BorderlessInvesting✅ HOW WE CAN HELP YOU:By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au✅ CONNECT WITH INVESTORKIT:Website: 👉 https://www.investorkit.com.auSend your questions to: 👉 [email protected] us on Facebook: 👉 https://www.facebook.com/InvestorKitFollow us on Instagram: 👉 https://www.instagram.com/investorkit.com.auSubscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkitConnect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkitChapters 0:10 Meet Moses: 2 properties by age 231:52 First job: straight out of school to the butcher shop5:41 Growing up in a hardworking Italian family12:18 Career motivation, work ethic & current roles15:35 The framework for career and financial growth18:58 Two properties by 23: Townsville & Wodonga23:41 Why he used a professional buyer's agent28:20 Buying borderless: properties he's never visited33:57 Advice for young investors (and ignoring the naysayers)

20 years ago, Shahin moved to Australia to learn English and travel. He had no plans to stay, no permanent residency, and no property portfolio. Today? Three investment properties across three cities and two states with over $500,000 in equity generated in just a few years.In this episode of the Property Nerds podcast, Arjun Paliwal sits down with InvestorKit client Shahin to unpack the full journey — the mindset, the challenges, the family dynamics, and the decisions that made it all possible.💡 What you'll learn:→ The $850K apartment Shahin passed on that's now worth $8 million→ Why he refused to buy his own home first and what he did instead→ How he bought a house in Toowoomba for under $400K (now worth ~$700K)→ The system he uses to manage multiple mortgages without financial stress→ How he dealt with rising interest rates, inflation headlines & outside noise→ What separates data-driven investors from emotional ones"I put my emotions aside completely. Everything has to be an asset. If it makes sense, I'm buying."📞 Book your free 15-minute discovery call:👉 investorkit.com.auInvestorKit — 2026 REB Buyers Agency of the Year. $500M+ in equity generated for Australian investors.🎙️ Jack Fouracre — Fouracre Financial👉 fouracrefinancial.com.au✅ HOW WE CAN HELP YOU:By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au✅ CONNECT WITH INVESTORKIT:Website: 👉 https://www.investorkit.com.auSend your questions to: 👉 [email protected] us on Facebook: 👉 https://www.facebook.com/InvestorKitFollow us on Instagram: 👉 https://www.instagram.com/investorkit.com.auSubscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkitConnect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkitChapters0:00 Intro — Shahin's story & results snapshot2:45 Moving to Australia 20 years ago — the beginning5:41 First job at Rebel Sport & a sales mindset7:46 The $850K apartment now worth $8 million9:15 "Everything has to be an asset" — where the mindset came from11:01 Why he chose a buyers agent (and how he picked InvestorKit)14:23 Toowoomba: a house under $400K, now worth ~$700K19:54 Blocking out noise — rates, headlines & fear23:01 Managing cash flow across three properties31:34 What $500K+ equity means for his family's futureCONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/LinkedIn: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/LinkedIn: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/LinkedIn: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.🎙️ Jack Fouracre — Fouracre Financial👉 fouracrefinancial.com.au

The banks control the rules but they don't control which lender you use. In this episode of Property Nerds, Arjun Paliwal sits down with Jack Fouracre from Fouracre Financial to break down exactly how savvy investors are using smarter lending strategies to borrow more, hold more, and build wealth faster.💡 What you'll learn:→ Why a single rate rise only shifts borrowing capacity by ~$20–30k (and what actually matters more)→ How third-tier lenders with 40-year loan terms and lower stress buffers unlock hundreds of thousands in extra capacity→ The real impact of rate rises on investors vs owner-occupiers (hint: negative gearing helps a lot)→ Why brokers now hold 80% market share — and how that forces banks to change their policies→ The equity release + offset account strategy that lets you hold negatively geared properties without feeling the pain→ Arjun's personal formula: saving 25–45% of net household income to "hold the fort" while your assets compound🎙️ Jack Fouracre — Fouracre Financial👉 fouracrefinancial.com.au✅ HOW WE CAN HELP YOU:By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au✅ CONNECT WITH INVESTORKIT:Website: 👉 https://www.investorkit.com.auSend your questions to: 👉 [email protected] us on Facebook: 👉 https://www.facebook.com/InvestorKitFollow us on Instagram: 👉 https://www.instagram.com/investorkit.com.auSubscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkitConnect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkitChapters0:31 Meet Jack Fouracre (Fouracre Financial) & why property is a finance game3:01 Arjun's book: Driving the Data3:31 How rate rises actually affect borrowing capacity6:01 Major banks vs third-tier lenders explained8:01 Real example: $300k deposit vs $150k cash buffer kept9:01 The equity release + offset buffer strategy13:31 Compounding growth vs negative cash flow18:31 The savings formula: 25–45% of net income23:01 Brokers have 80% market share — what that means for youCONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/LinkedIn: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/LinkedIn: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/LinkedIn: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

Over $4.6 trillion sits inside the Australian super system, but for many investors, it’s simply left inside default funds with little control over how it’s invested.In this episode of The Property Nerds, we sit down with Natalia Clack from Easy Super to unpack the growing trend of Australians taking control of their retirement savings through Self Managed Super Funds (SMSFs) and how property is becoming part of that strategy.We unpack:Why SMSFs surged in popularity after 2020The biggest mistakes people make when setting up a fundHow Australians are using super to invest in propertyWhy borrowing power outside super is pushing investors to look inside itThe common balances and ages where SMSFs start to make senseIf you’ve ever wondered whether your super could be working harder for you, this episode breaks down the structure, risks and opportunities investors need to understand.Timestamps:02:10 - Natalia’s 22 Year Journey in the SMSF Industry04:20 - Why SMSFs Surged After 202006:00 - Borrowing Power & Why Investors Look to Super07:45 - The Biggest SMSF Mistakes People Make11:40 - Why the Right Specialist Team Matters14:55 - Typical SMSF Balances & Who It’s For20:50 - Can You Pay Expenses Before Your SMSF Is Set Up?24:00 - How Much Cash Buffer an SMSF Should Hold27:00 - Crypto, Gold & Alternative Assets Inside SuperCONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, we break down what’s actually happening inside SMSF lending right now… and why it’s opening doors most investors don’t even realise exist.From 90% LVR opportunities to commercial deals that can cashflow from day one, this episode is all about understanding what your super can actually do when lending strategy is done right.We walk through real numbers, real scenarios, and where most people either unlock growth… or get stuck.Because in property, it’s not just what you buy, it’s how you structure it.Timestamps:01:20 - More lenders entering the SMSF space02:40 - 90% LVR in SMSF (and why it’s a game changer)04:40 - Who this strategy actually works for07:10 - Residential SMSF: what a $600K deal looks like10:45 - Why contributions + rent matter more than you think12:00 - Commercial SMSF explained18:20 - The biggest mistake investors make with SMSF strategy

In this episode of The Property Nerds, we break down how he went from working full time while studying, to buying his first investment at 23 and scaling to three properties across multiple states using strategy, not luck.This isn’t a story about earning crazy money. It’s about decisions, discipline, and understanding how the game actually works.We unpack:Why buying in your own backyard can hold you backThe small money habits that accelerated his first depositHow one decision changed everythingWhat most first time buyers get wrong about apartmentsHow equity replaced saving for his second propertyIf you’re in your 20s and feel like Sydney has priced you out, this episode will show you what’s actually possible when you shift your strategy.Because property isn’t about where you live. It’s about how you play the game.Timestamps:05:11 - Why Sydney felt impossible at the start06:09 - The advice that stopped him buying units08:29 - Why buying in your own backyard can be a mistake12:39 - First property18:59 - Using equity to fund property #221:05 - The reality of rising debt and cash flow pressure27:05 - Third property + shifting to non-bank lending31:48 - His advice for anyone starting in their 20s

In this episode of The Property Nerds, we sit down with an investor who asked a simple question years ago: “Do you think we’re in a position to buy a house?” What followed was a seven year journey building a diversified portfolio across Australia before ultimately purchasing a Sydney home.From borderless investing to buying in markets most Sydney buyers overlook, this episode unpacks the strategy, mindset and lessons behind building a portfolio of eight properties worth over $7 million.We unpack:Why he chose to invest outside Sydney early in his journeyHow borderless investing opened up opportunities across multiple statesThe Adelaide purchase that nearly doubled in valueWhy “ugly” properties can outperform beautiful onesHow investing first helped unlock the ability to buy a Sydney homeThis episode is a real world case study of how long-term strategy, disciplined decision-making, and diversification can compound into serious results.Timestamps:02:15 - The question that started the journey05:10 - Why he looked outside Sydney first12:05 - Treating property like a “bricks and mortar bank account”15:50 - Regional investing and the Toowoomba purchase19:30 - Dealing with maintenance and investor mindset23:10 - The off the plan mistake that went backwards27:00 - Moving from growth to passive income assets30:45 - The importance of portfolio reviewsWhether you're considering your first investment, thinking about buying interstate, or wondering how investors actually build portfolios large enough to change their financial future, this episode offers a transparent look at the journey behind the numbers.CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

Are you on the list of professionals who can borrow at 90-95% with no LMI?Most property investors assume they need a 20% deposit.Many wait years to avoid Lenders Mortgage Insurance. But in 2026, there are dozens of professions quietly accessing high-leverage loans without paying a cent in LMI.Doctors know.Some lawyers know.Most investors don’t.In this episode of The Property Nerds, we break down how LMI actually works, which jobs qualify for waivers, and when paying LMI might actually make you more money.We unpack:The professions eligible for 90-95% LMI waiversWhy banks offer waivers to certain industriesThe partial LMI refund strategy most investors don’t know aboutWhen to stop using high leverage in your portfolioA real whiteboard comparison: 90% waiver vs 97% with LMIIf you’re building your first property, scaling your 3rd, or trying to move faster without waiting years to save a deposit, this episode will change how you think about leverage.Because in Australia, property isn’t just about price, it’s about finance strategy.Timestamps:02:15 - What Lenders Mortgage Insurance Actually Is05:40 - The Partial LMI Refund Most Investors Miss08:50 - Professions That Qualify for 95% Loans12:10 - Government Schemes & First Home Buyer Guarantees16:05 - 90% Waiver vs 97% With LMI18:45 - When Paying LMI Makes Financial Sense20:10 - When to Ditch the LMI Waiver Strategy21:30 - Scaling Beyond Your First 2-3 PropertiesWhether you’re trying to enter the market sooner, stretch your deposit further, or optimise your finance strategy for long term scaling, this is an episode you need to hear.CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

Are the banks quietly shutting the door on trust lending?Major lenders are pulling back. Macquarie stepped out. CBA tightened policy. ANZ followed. Anti money laundering reforms are expanding. DTI limits are biting. Suddenly, the “endless borrowing” strategy many investors relied on looks very different in 2026.In this episode of The Property Nerds, we break down what’s really happening in the lending landscape and what it means for property investors building portfolios today.Is trust lending dead?Or is it simply evolving?We unpack: Why major banks are stepping away from new trust lendingThe regulator pressure and DTI limits most investors don’t seeHow non bank lenders are filling the gapWhy “unlimited borrowing” was never a real strategyThe difference between tax planning vs borrowing capacity playsIf you’re planning to buy your 2nd, 3rd or 5th property, this episode will help you understand how lending strategy, not just rate shopping, determines whether you scale or stall.Because property is a game of finance first.Timestamps:02:10 - What Actually Changed in Trust Lending04:45 - Why Macquarie’s Exit Caused Panic07:30 - Anti Money Laundering & Regulatory Pressure10:20 - The Truth About “Endless Borrowing”13:15 - Are Non Banks the New Power Players?16:40 - SMSF Lending Déjà Vu19:30 - Major Banks vs Smaller Lenders Explained22:10 - Why Rate Shopping Can Cost You Long Term24:50 - The 3-4 Property Reality Most Investors IgnoreWhether you’re structuring your first investment properly, reassessing your current portfolio, or trying to understand how to scale in a tighter lending environment, this is an episode you need to hear.CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

Is the Inner West becoming Sydney’s new Eastern Suburbs?This week’s guest, Ramon Raneal, is a leading Inner West real estate agent who’s sold over 200 properties across the region and gives us an insider’s view on what’s really driving Sydney’s $2M terrace market.In this episode of The Property Nerds, we unpack one of Sydney’s most debated markets, the Inner West. From $2M “first homes” on small blocks to families migrating from Coogee and the Lower North Shore, we explore why buyers are paying premium prices for lifestyle, proximity, and identity.We unpack:Why 160sqm terraces are competing with larger blocksThe post COVID buyer shift into the Inner WestYoung families and down sizers driving demandWhy land size doesn’t mean what it used toHow 3-6 month settlements are reshaping negotiationsIf you’re investing in Sydney, planning to upgrade, or building a long term portfolio, this episode breaks down the psychology, numbers and strategy behind one of Australia’s most tightly held markets.Timestamps:02:15 - What Defines the Inner West04:20 - $2M First Homes & PostCOVID Shifts06:45 - Why Land Size Doesn’t Matter Here09:30 - The 160sqm Terrace Debate12:10 - Investor vs Owner Occupier Mindset14:30 - How to Sell in the Inner West18:40 - Street by Street Price Differences Explained21:50 - 3-6 Month Settlements & Changing Negotiation Trends24:40 - The One Upgrade Sellers Shouldn’t IgnoreWhether you’re chasing lifestyle, capital growth, or future consolidation, this is one you need to understand.CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, we sit down with Paige Hadley to unpack the side of elite sport most people never see, the uncertainty, the sacrifice and the brutal reality that a professional playing career has a time limit.Paige Hadley is one of Australia’s most respected netballers, with a career spanning from world cups to commonwealth games and international representation for the Diamonds. Known for her consistency, leadership and longevity at the elite level, Paige has spent more than a decade performing in high pressure, high performance environments, where contracts are short, careers are finite and planning for life beyond sport is essential.Paige shares what finally made her start thinking seriously about money, wealth, and life after netball, how she and her partner Jordan approached property investing with contract based income and why building the right “support team” (just like sport) was the turning point that made investing feel possible and repeatable.We cover: The BTS reality of pro sport: uncertainty, sacrifice and why career length changes how athletes think about moneyHow Paige started investing with contract income and the mindset shift that took her from “I’ll just save” to building real long term wealthWhy a support team matters, how data builds confidence, and why going borderless is often the smarter moveTimestamps:02:40 - “Netball isn’t forever”: when life after sport became real08:10 - Building a business alongside sport14:20 - What athletes should know about income, career length, and wealth17:10 - The mindset shift from living “contract to contract” to long term thinking22:40 - “I wouldn’t have done it alone” why support systems matter25:30 - Sydney prices and why most people do nothing27:40 - Why helping women invest is personal for Paige30:00 - What holds people back from starting33:10 - Motherhood, money choices and freedom36:00 - Taking the plunge, asking questions, building your futureIf you’ve been waiting until you “earn more,” feel more confident or have it all figured out this episode is the reminder that confidence comes after action, and the right strategy + team can change everything.CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, we break down one of the most common investor assumptions: that chasing a higher rental yield will meaningfully boost your borrowing capacity.Plus, we unpack a timely SMSF lending update that could change how some investors think about leverage and diversification: 90% LVR options without risk fees, and what that may mean in practice.If you’ve been filtering suburbs based on yield, this episode is your reset.We cover:1. Why yield obsession usually shows up too late and why it rarely moves borrowing capacity the way people think2. How a 0.5% yield increase can equal only a modest borrowing bump once banks shade rent and apply DTI limits3. The bigger levers that actually scale portfolios: income, strategy, savings rate, and lending options4. What’s changing with higher LVRs and no risk fees, and why it matters for liquidity and diversification inside the fundTimestamps:00:00 – “If you’re stressing about yield… it’s probably too late”01:10 – Rental yield impact on borrowing capacity: the big misconception03:17 – Why a higher yield feels logical 06:01 – The hidden cost: fewer markets, longer search time, missed upside07:48 – “Cash flow isn’t king”10:00 – Why higher prices often mean lower yields11:01 – Fixed costs don’t scale like prices 16:30 – Why negative cash flow is more normal now18:41 – Growth vs cash flow framing21:05 – 90% LVR options and what’s changed22:16 – Why that’s a meaningful difference24:00 – Stop chasing yield, start building strategicallyIf you’ve been telling yourself “I just need a higher yield first,” this episode will help you zoom out, run the real numbers and focus on the variables that actually move the needle, without delaying your next purchase for the wrong reason.CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, we sit down with Peter and Serena to unpack how they built a $5.1 million property portfolio across six properties, starting in their late 40s after nearly a nine year gap of doing nothing.They share the honest reality of what held them back, why “knowing” isn’t the same as acting, and how building the right team changed everything. From going borderless across four states to navigating doubt, timing, finance constraints and market cycles, this conversation breaks down what it really takes to go from your first property to a serious portfolio, without rushing, guessing, or chasing fast money.If you’ve ever wondered whether it’s “too late” to start, how to invest with confidence, or how to avoid costly first-purchase mistakes, this episode is your reset.We cover:1. How Peter & Serena built a $5.1M portfolio (6 properties) starting in their late 40s and why it’s not too late2. The 9 year gap and the mindset shift that finally got them moving (and what it cost them to wait)3. The team & strategy that made it repeatable. Going borderless across multiple states, staying aligned as a couple, and balancing “don’t overpay” vs “don’t miss out”Timestamps:00:00 - “The hardest part was making ourselves start”02:12 - From family life to first action: what really changed04:51 - The 9 year investing gap explained06:11 - Why most people think they have to do it alone08:38 - Sitting on equity without realising it09:19 - From first purchase to serious portfolio momentum10:30 - Switching teams: what actually matters12:01 - Regional investing fears and data-led confidence14:54 - What a good team should never do16:37 - Diversification across four states18:24 - Overpaying vs missing out: the real valuation balance19:17 - Investing as a couple: mindset, risk and communication22:57 - Going borderless: buying without seeing the property26:32 - Starting late and investing efficiently29:41 - Biggest lessons from a $5.1M portfolio32:50 - Financial habits that made it possible35:13 - Building wealth for the next generation37:51 - Consolidation, retirement and what comes nextIf you’ve been sitting on the sidelines, waiting for the “perfect time,” this episode is a reminder that education without action changes nothing, but the right strategy, team and mindset can change everything.CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, we cut through the noise on property trusts, because despite what the internet says, a discretionary trust is not a magic “distribute to anyone” tax loophole.With Ronesh from Incentum Group joining as a repeat guest, we go back to basics on discretionary vs unit trusts, the real world tax traps and why your finance strategy must come before structure if you actually want to build a portfolio.We also unpack the lender headlines, the extra compliance pressure being placed on trust setups and the key message investors miss: costs are the cost of doing business, strategy and market cycles come first.We cover:The biggest myths investors believe about discretionary trustsWhy you can’t just “distribute income to anyone” Discretionary vs unit trusts: when each structure actually makes senseThe negative gearing catch inside trustsLand tax differences across states The hierarchy investors needTimestamps:00:00 - The trust myth01:59 - Lenders pulling back from trusts: what’s actually going on02:37 - Trusts explained simply: trustee, beneficiaries, and “discretion”04:20 - Who should buy in a trust? The 3 questions to decide06:21 - Discretionary vs unit trusts: the key difference most investors miss06:49 - When unit trusts make sense09:54 - Why trusts don’t always “save tax”11:27 - Why distributing outside the group can trigger 47%12:26 - Land tax reality: state by state rules and why it gets complicated21:31 - Finance first, cost of doing business lastIf you’ve been trying to pick a structure based on tax savings alone, this episode is your reset: start with borrowing capacity and strategy, build the right team, then treat trust costs as part of the cost of doing business, not the thing that blocks your investing plan.CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this data driven episode, Arjun, Jack and Adrian unpack why rentvesting is becoming one of the biggest wealth strategies of 2025 heading into 2026 and when it doesn’t make sense.The nerds break down the four core principles of rentvesting, using real examples to show how renting can boost flexibility, protect cash flow and unlock borrowing capacity, if you invest the right way. You’ll also hear their 2026 outlook, including the rise of digital nomads earning Aussie income while living overseas.We cover:What rentvesting actually isInterest rates vs rental yields and cash flow gapThe hidden borrowing power advantage renters can have over owner occupiersWhy buying the “wrong” home can shut down future investingHow location can impact career, business and income growthThe mistakes new rentvestors make and how to avoid themWhere rentvesting is heading nextTimestamps:02:19 - What rentvesting is (and what it’s not)03:03 - Why rentvesting is surging in 202504:40 - Renting in expensive cities vs investing elsewhere05:29 - The real cost of moving: 6-10% + $40k-$60k per transaction06:46 - Interest rates vs rental yields07:28 - $6M price point + 1.7% yield08:08 - When rentvesting doesn’t make sense10:08 - Why rent isn’t “sensitised” like a mortgage11:42 - Owner occupier vs renter vs investor scenario12:30 - Lifestyle vs investment performance14:41 - Arjun’s case study: “2-minute commute” performance rentvesting19:39 - The biggest rentvesting mistakes22:42 - Competing for rentals + “100 person queues”24:42 - When buying your home can be the smarter move30:02 - 2026 outlook: is rentvesting getting more attractive?31:34 - The next trend: Aussies rentvesting while living overseasIf you’re serious about building wealth through property, rentvesting isn’t just a lifestyle choice, it’s a finance and performance strategy. Watch this episode to understand the framework, run the numbers properly and decide whether rentvesting is the right move for you going into 2026.CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this weeks episode, the nerds sits down with NSW Liberal Party Minister Mark Speakman to unpack what’s really driving Sydney’s housing crisis and why “quick fix” solutions like 5% deposit schemes may actually make affordability worse.From feasibility and planning delays to the tax and charge load baked into new homes, this conversation breaks down the supply side of housing in plain English and explains what would need to change for Sydney (and NSW) to materially increase housing delivery over the next decade.We cover: Why Sydney is now one of the most unaffordable housing markets in the worldThe real bottleneck holding back supplyHow government taxes and charges can make up 25-40%+ of a new home’s costWhy 5% deposit schemes can push up prices and increase risk for first home buyerTimestamps:03:26 - Why Sydney is now “severely unaffordable”05:38 - The real bottleneck: financial feasibility06:37 - The impact of taxes and charges on new builds07:13 - Will planning reforms actually speed up supply?08:04 - Community consultation vs delivery10:43 - Why density must come with infrastructure11:46 - The quickest lever: easing state taxes and charges13:53 - Why 5% deposit schemes are “almost cruel”16:29 - Is Sydney’s price growth partly “normal” for a global city?18:33 - What policy changes could reduce the tax burden 19:33 - Rosehill/Camellia: why the project stalled21:19 - What success looks like by 202923:28 - The construction workforce problemIf you’re serious about investing in property, you can’t ignore the policy mechanics shaping supply, prices, and feasibility. Watch this episode to understand what’s really holding Sydney back, and what reforms could actually move the needle.CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this real investor case study, Kit Gunasekara joins us as we break down the real story behind building a $5M property portfolio across 7 properties in his 30s, including the early mistakes that cost him growth, confidence and opportunity.From buying a Melbourne CBD apartment that went backwards, to working with a buyer’s agent that didn’t deliver, Kit shares what finally changed everything. If you’re trying to grow a portfolio (or restart after a setback), this episode is your playbook.We cover:The early buying mistakes that slowed Kit downWhy land value and scarcity matter more than “big cities” and shiny apartments.How he rebuilt confidence after a disappointing purchaseThe decision making framework he uses now: cash flow, borrowing capacity, capitalWhy he bought multiple properties sight unseen and how he manages riskTrusts, SMSFs and structuring moves that help future proof a growing portfolioTimestamps:03:02 - Why property (and leverage) wins05:52 - Land is king09:29 - Education & accountability11:26 - Buying in 202313:52 - Future proofing with structure15:08 - The Darwin thesis16:19 - Diversification lowers risk21:12 - Career pivot with purpose26:58 - The 3 part investor playbookIf you’ve been waiting for the “perfect time” or the “perfect property,” this is your reminder: the investors who win are the ones who learn fast, ask better questions and move with conviction.CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this data driven episode, Arjun, Jack and Adrian break down the real lending shifts shaping Australia’s property finance landscape, from rising DTI limits to the new investor lending cap that could shake the market.Whether you’re a first time investor or scaling your portfolio, this episode unpacks how finance policies, trust structures and bank rules are quietly changing the game and how to position yourself before they hit your bottom line.We cover: The mindset mistake most investors make with DTI limitsWhy paying LMI can actually save you thousandsHow Apple’s 20% investor lending cap could reshape the banksThe “policy X factors” your broker might not even know aboutHow to use changing finance rules to unlock your next dealTimestamps:02:17 - What APRA’s proposal actually targets03:01 - Brokers & non banks take centre stage04:45 - DTI 101 with rentvesting06:10 - Common DTI misconceptions11:07 - Hitting goals under DTI ≤613:36 - LMI waivers + 1% assessment buffers15:05 - 40-year loan terms16:59 - LMI 101: cost & structures"20:12 - Move purchases forward, compound fasterIf you’re serious about building wealth through property, understanding finance strategy is non negotiable. Watch this episode to learn how to make the new lending landscape work for you.CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this week’s episode of The Property Nerds Podcast, The Nerds sit down with Molly Benjamin, founder of Ladies Finance Club, to get into how she turned a personal financial low point into a nationwide movement helping women build confidence with money. Molly shares her powerful story of transformation and the lessons every investor, saver, and future homeowner can learn from it.Molly Benjamin is a speaker, educator and founder of Ladies Finance Club, a community that empowers women to take control of their money with confidence. Her practical, no judgement approach has inspired thousands to start investing, buy property, and rethink their relationship with money.In this conversation, you’ll learn:Why women often save well but hesitate to invest and how to change that mindset.2. How to overcome shame, fear, and financial “taboos” to take action.3. The role property and rentvesting play in building long-term wealth.Timestamps: 02:13 - Molly’s journey to financial freedom05:21 - Shame, habits & money messages from parents08:16 - Mindset blocks: fear, cash comfort & the $800k shock11:11 - How property fits into a financial plan13:41 - Fixing financial literacy from childhood16:27 - Trends: older first time buyers & post divorce investors18:41 - Molly’s rentvesting wins & using professionals20:41 - Molly’s best money decisions21:51 - How to join Ladies Finance ClubMoney shapes opportunity but too often, women are left out of the conversation. Molly’s work is a reminder that financial literacy isn’t just about wealth; it’s about freedom, security, and legacy. Whether you’re buying your first property or rethinking your money habits, this episode is packed with practical insights and motivation.CONNECT WITH MOLLY: Instagram: https://www.instagram.com/msmollybenjamin/Website: https://www.ladiesfinanceclub.com/CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

This week it is just the nerds! They’re pulling back the curtain on the finance moves even experienced investors miss. If you think restructuring is only for first timers, this episode will change your mind. We walk through three live client scenarios that shifted assets into smarter structures, freed up borrowing power and without higher incomes, created room for bigger commercial plays and two additional properties.In this episode, you’ll learn:How to move a commercial asset from personal name to SMSF to lower tax, free borrowing capacity, and redeploy equity, before your next purchase.Why “never sell” can quietly sabotage retirement and when selling to enter commercial converts paper gains into reliable cash flow.The single bank trap for high earners and how multi lender policy differences and trust structures can add two properties without lifting your salary.Timestamps:00:00 - Why Paying Tax Is (Quietly) a Good Thing02:05 - Case Study #1: Two Resi, One Commercial & ‘Tapped Out’04:55 - Unlocking Capacity with SMSF & Trusts08:39 - Easy vs Right: Ethics in Finance Strategy12:01 - Case Study #2: When It’s Time to Stop Chasing Growth & Start Chasing Income19:03 - Busting the ‘Never Sell’ Myth & The Down sizer Dilemma23:08 - Case Study #3: High Income Bankers Stuck at One Bank25:32 - Trusts, SMSFs & Replacing One Property with Two29:36 - The Power of Two Extra Properties Property is a game of finance. Structure, not just rate, dictates what you can buy next, how fast you grow and whether your portfolio will ever pay you to retire. These three cases show how smart sequencing can turn a stuck portfolio into a scalable, income producing plan.If you want strategies like these mapped to your numbers, reach out to Fouracre Financial. Follow, rate, and send this to a mate who’s “tapped out” but still wants to grow.CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

When COVID uncertainty hit, Aman Sethi went from owning two properties to adding six more in quick succession, while running a fast growing migration & careers business. The Property Nerds break down the “executive homes in the middle ring” strategy, the finance decisions that unlocked scale and how Aman used equity as a safety buffer to keep moving when others froze.Aman Sethi is a valued InvestorKit client and the founder of a dual arm business: visa & migration advisory plus job search/coaching and staffing solutions across Australia. His portfolio built largely interstate and often sight unseen focuses on quality assets with strong yield and long term growth fundamentals.In this conversation, you’ll learn:Why “executive” family homes in middle ring suburbs can out yield inner ring prestige and out perform outer ring volume plays.How staying on top of valuations and recycling equity creates buffers that enable decisive action.The mindset shift high income professionals need to scale beyond 1-2 properties, quality over count, data over emotion.Timestamps: 1:50 - The Turning Point 3:40 - Investing During Uncertainty 5:10 - Quality Over Quantity 7:00 - The “Executive Homes” Strategy11:00 - Why Yield Matters15:00 - The Power of Equity Growth20:30 - Guidance & Diligence: The “Insurance” Moments23:30 - Building a Team & Buying Interstate26:20 - Finance Strategy & Scaling Tips45:10 - Balancing Business and Property InvestingEnjoy the episode and if it helps, pass it to a business owner who needs a nudge from “comfortable” to “compounding.”CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this week’s episode of The Property Nerds, Arjun sits down with Ryan and Lauren, physios from Darwin who’ve built a five property portfolio across three states in just five years. From buying sight unseen to balancing careers and cashflow, they share the strategies that helped them turn research into real results.You’ll learn:Why they chose property over other investments and how leverage became their key to building wealth.The mindset shift that helped them buy interstate without ever visiting the properties.How structured money habits and teamwork allowed them to scale confidently.Timestamps: 1:19 - The Moment They Chose Property7:36 - Why They Ditched DIY & Hired Pros8:01 - Brisbane House That Doubled19:21 - Bundaberg Bet: Regional vs Capital Cities21:12 - The Home & Land Mistake (And Why They Kept It)27:02 - How They Make Money Decisions As a Couple29:51 - Systems, Offsets & Points Hacks31:51 - Planning Property #6 & Advice For BeginnersRyan and Lauren’s story shows that building wealth through property isn’t about luck, it’s about clarity, systems and staying the course even when results take time. Their journey is a blueprint for anyone ready to move from researching to actually investing.CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, Adrian sits down with Paul Hancock, the 2025 REINSW Auctioneer of the Year, for an inside look at what really goes on behind the hammer. From bidding psychology to campaign strategy, Paul breaks down the art and science of winning at auction, for both buyers and sellers.Paul shares his perspective on what makes an ideal auction campaign in today’s market, why three weeks is often the sweet spot, and how timing and confidence can completely change the outcome. He also unpacks bidding strategies, from making the first move to mastering the element of surprise and explains the subtle signals that can give experienced bidders an edge.The conversation rounds out with the biggest mistakes buyers make at auction, why sitting back can cost you the property, and how preparation and conviction separate successful bidders from the rest.Timestamps: 00:00 - Intro01:10 - Winning Auctioneer of the Year03:01 - The Ideal Auction Campaign Length06:11 - Bidding Strategies That Work09:46 - How to Keep the Pressure On12:41 - Minimum Bids & Auctioneer Rules15:31 - The Smallest Bid Ever Taken17:21 - Common Mistakes Buyers Make19:01 - The Power of Prepared Bidding20:21 - OutroListen now to learn how to bid smart, stay confident, and buy like a pro.Connect with us to stay in the loop!Instagram: https://www.instagram.com/commercialinvestorpodcast/ TikTok: https://www.tiktok.com/@commercialinvestorpod Connect with ArjunInstagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/Connect with InvestorKitInstagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

What does it take to build wealth back home while living 12,000 kilometres away? In this Property Nerds International episode, Arjun sits down in Dubai with aviation professional and seasoned Aussie expat Tim Biason, who’s spent the past 11 years working across Qatar, Hong Kong, and the UAE, all while quietly growing a strong investment portfolio in Australia. From navigating finance as an overseas income earner to transforming his approach from gut instinct to data-driven strategy, Tim shares what it really takes to make your expat years count.Despite life overseas, he’s continued to build his property portfolio back home in Australia, proving that distance doesn’t have to derail your investment goals.In this conversation, you’ll learn:The biggest challenges Aussie expats face when investing from abroad and how to overcome them.Why property, not lifestyle, has been the most stable source of wealth in Tim’s journey.How working with professionals transformed his strategy from gut feel to data driven growth.Timestamps:00:00 - Intro01:46 - Aussie Expats Building Wealth Overseas03:24 - From Business Grad to Aviation Engineer in Dubai04:50 - How Property Became Tim’s Path to Long Term Wealth05:52 - The Biggest Financial Hurdles Expats Face09:59 - Why Using a Buyer’s Agent Made All the Difference13:19 - From Family Advice to Data-Driven Investing16:01 - Building a Smart Strategy for Life After Dubai25:06 - Don’t Waste Your Time AbroadSo many Aussie expats earn great tax-free salaries but struggle to turn that into long-term wealth. Tim’s story shows what’s possible when you turn your career advantage into financial leverage, using the right data, strategy, and team.Listen now, save it for later, or share it with an Aussie expat who needs a nudge to get started.CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

Arjun is back in London this week sitting down with Damien, an Aussie expat who, together with his wife, Tanya, decided to keep investing in Australia while living and earning in the UK. They unpack how a strong GBP, the right finance/buying team, and a clear plan turned “it’s too hard from overseas” into real equity growth. Plus, the common expat mistakes that quietly cost six figures.In this conversation, you’ll learn:1. Leverage the currency, not just the postcode: You only need to save a deposit, GBP strength + AU lending (80–90% LVRs) can accelerate buying power.2. Team beats “gut feel”: A buyer’s agent + expat-savvy broker + conveyancer remove time zone, research, and access bottlenecks.3. Beware the familiarity trap: Copy pasting UK habits to Australia can underperform vs house led, data driven buys.Timestamps:00:00 - Intro02:43 - Why London… and why still invest in Australia05:46 - The real overseas investing challenges07:58 - Picking markets when everywhere is “remote”09:24 - How one team, end to end process made it simple10:56 - Why not buy in the UK? Intrinsic system knowledge matters12:14 - Travel, family and finding the savings discipline14:20 - Expat finance 10118:10 - Purchase price, rent and $200k equity uplift20:05 - Going solo (and the costly outcomes)Thousands of Aussies working overseas have latent buying power they’re not using. The edge isn’t just the exchange rate, it’s removing friction: outsource the research, buy where the data points (not where your friends live) and structure finance for expat realities. Done right, you compound Australian growth while building your UK career/life.Thanks for tuning in to The Property Nerds. If this helped, drop a quick rating and follow so you never miss an episode!CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

UK tradie turned Aussie expat Patty shares how a life pivot took him from building a booming construction business in Sydney to moving back to Liverpool, while still growing wealth in Australia from the other side of the world. We unpack why he chose to invest back home (not the UK), the role a buyer’s agent played, the myths he ditched (hello, “buy by the beach”) and how his first purchase in Townsville jumped from just over $580k to $740k in a year.If you’re an Aussie living abroad or planning a move this chat shows the exact mindset, team, and process to build a portfolio remotely, stay calm through hiccups (tenants, maintenance, time zones), and use early equity to step into capital-city markets next.What you’ll learn:Expat playbook: currency, distance, and time-zone realities made simpleAustralia vs UK: cash flow vs growth and why it matters for long-term goalsStrategy over postcode: how data beats emotion when you don’t live locallyFrom 1 property to portfolio: using growth to fund the next buyTIMESTAMPS:00:00 - From Liverpool to Australia01:12 - Why So Many UK Expats Are Investing in Australian Property03:45 - Building a Life in Australia: From Brisbane to Sydney in Construction06:48 - Family Comes First: Moving Back to the UK09:58 - Personal Crisis Sparked an Investment Mindset Shift12:26 - Why Patty Chose a Buyer’s Agent15:03 - Townsville Property Boom17:42 - Why You Don’t Need to Buy Near the Beach20:14 - Managing an Australian Investment From the UK22:47 - Using Equity to Grow a Portfolio From OverseasCONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, we're back with Ronesh Hargovind from Incentum Group to get the truth about Self Managed Super Funds (SMSFs), one of Australia’s fastest growing wealth building strategies.You’ll learn:How much money you actually need to start an SMSFThe tax advantages and compliance rules every investor should knowThe key differences between financial planners and accountantsThe biggest mistakes Australians make with SMSFs and how to avoid themThe pros and cons of using trust structures when investing in propertyWhether you’re an Australian property investor, business owner, or someone curious about taking control of your superannuation, this episode gives you the full picture, from setup and strategy to long term retirement planning.Timestamps:0:00 - Intro1:00 - Who Should Set Up Your SMSF?3:50 - How Superannuation Contributions and Caps Work 5:30 - SMSF Tax Benefits Explained7:55 - The Most Common SMSF Mistakes Investors Make10:30 - ATO Penalties and Compliance Risks for SMSF Trustees13:15 - How Much You Need to Start an SMSF15:40 - High Net Worth SMSFs17:00 - Land Tax Differences for NSW Investors19:55 - How to Set Up an SMSF

In this episode, the nerds are joined by accountant and property expert Ronesh Hargovind from Incentum Group to unpack the often misunderstood world of equity loans, trusts, and tax strategy.They get into how investors can correctly structure their equity use, the importance of purpose when borrowing, and how trusts can unlock (or limit) wealth building potential. Whether you’re a first time investor or managing a growing portfolio, this episode gives you the clarity accountants wish every client had.Timestamps: 0:00 - Intro 1:14 - Equity loans 101 & the “purpose” rule 3:12 - Home vs investment equity use 5:03 - Common structuring mistakes 7:00 - Loan splits & tax deductions 9:27 - Best practice: tracking loans 12:25 - Joint ownership & deductions 15:09 - Using equity to fund a trust 18:14 - Trust benefits & tax advantages 22:47 - Who should (and shouldn’t) use a trustWhen it comes to equity loans and trusts, purpose and documentation are everything. Getting it right upfront can save thousands in tax headaches later.CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

This week its just The Nerds breaking down the finance traps that trip buyers and investors every cycle. From the “computer says no” myth to the hidden risks of cross collateralisation and why a property plan fails without a funding strategy, the Nerds share real client stories, practical fixes, and a surprise bonus mistake at the end. They also unpack how lenders play pricing games around rate cuts and what the new first-home buyer changes could mean for deposits, demand and prices.Timestamps:0:00 - Cold open: “Property is the game of finance”0:29 - Setup: 3 finance mistakes… plus a bonus at the end1:54 - Rate cuts, not always good news: how lenders play pricing games3:40 - The “wait for the rate cut” trap: why delaying can cost you6:30 - Big policy shift: First home buyer changes 9:50 - Front-loaded demand: why early movers benefit most12:30 - Mistake #1: One lender’s “no” ≠ no 16:30 - Mistake #2: Cross collateralisation risks & painful partial discharges21:00 - Banks vs brokers: best interest duty, speed vs structure22:10 - Mistake #3: Funding strategy 26:15 (don’t sell just because it finally grew)Listen for: quick frameworks you can apply before your next loan, refinance or purchase plus the mindset to avoid paralysis when the rules change.If you found this useful, follow the show and leave a rating so more data-driven investors can find us.CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this weeks episode of The Property Nerds, we sit down with Ben McDonald, Property Consultant at InvestorKit and a 25 year old investor who’s already secured his first property and is gearing up for his second.Ben shares how he went from being sceptical about property to building his own portfolio and how his role at Investigate allows him to guide others through the noise, cut through confusion, and take action with confidence.Timestamps:0:00 - Why inaction is the biggest mistake investors make2:00 - Meet Ben: falling into property by chance3:49 - The role of a Property Consultant and why he loves it5:35 - The value of a tailored, non one size fits all approach7:39 - From shares to property: Ben’s investing turnaround8:32 - Starting young: buying the first property at 2512:00 - Tips for 20-somethings wanting to get on the ladder14:41 - The importance of humility and being willing to be guided16:01 - Why investing in your 20s shaves years off your future goals18:42 - Client story: turning frustration into confidenceIf you’re a 20 or 30 something looking to get on the ladder, or you want to see how property professionals invest themselves, this episode is packed with insights and inspiration.CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, we’re joined by Sarah from Fouracre Financial to unpack what really drives success for Aussie residential property investors. From her journey in banking, business ownership, and now mortgage strategy, Sarah shares how the right guidance can make the difference between stalled progress and accelerated wealth creation.We breakdown: - How to build equity fast through smart renovations and strategic lending- The importance of having the right team, brokers, buyer’s agents, accountants, and strategists- The good (and bad) money habits Sarah sees most often in Australian investors- Why education and involvement are crucial, especially for women looking to take control of their financial future- Real client stories: from navigating separation and securing a home, to scaling a portfolio from scratch in just two yearsWhether you’re a first home buyer, a parent planning for your family’s future, or an investor looking to scale, this episode is packed with practical insights to help you avoid mistakes and get ahead in the Australian property market.Timestamps: 00:00 - Right Team, Right Results1:41 - Meet Sarah3:01 - Helping First-Timers Win4:49 - Banking → Wellness → Broking8:04 - Investor Empathy, For Real10:12 - $300k Paintbrush Equity13:36 - Why Women Win: Education15:55 - Don’t Outsource Your Finances18:09 - Friends ≠ Surgeons (Use Experts)21:57 - Two Year, Five Property SprintConnect with us to stay in the loop!Instagram: https://www.instagram.com/commercialinvestorpodcast/ TikTok: https://www.tiktok.com/@commercialinvestorpod Connect with ArjunInstagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/Connect with ChrisInstagram: https://www.instagram.com/chrishuxter_/ LinkedIn: https://www.linkedin.com/in/chrisbantoy/ Connect with InvestorKitInstagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, we chat with Simran Dhillon from Abundant Advisory about taking a holistic approach to wealth building. We cover the balance between property and shares, the smart use of good vs bad debt, and why diversification and liquidity are key to long-term success.We also take a closer look at SMSF property, who it’s right for, who it’s not, and the pitfalls investors often miss. Plus, Simran shares when to think seriously about insurance and protection so your wealth strategy is safeguarded.What you’ll learn:- The difference between good debt and bad debt- How to balance property and shares in your portfolio- Red flags for SMSF property investing- Why buffers and risk protection matterIf you enjoyed this, hit subscribe, drop a comment with, and share it with a fellow property nerd.Timestamps: 0:00 - Property vs Shares: Why Both Matter0:42 - Meet Simran: Holistic Financial Planner2:04 From Big Four to Abundant Advisory3:52 - Why Tech Professionals Need a Different Strategy5:25 - Using Debt to Accelerate Growth6:59 - The Risks of Being Too Property Heavy9:42 - Good Debt vs Bad Debt Explained12:35 - Why Simran Embraces Property in Financial Planning15:55 - SMSFs: Red Flags & Who Should Avoid Them19:00 - The Crucial Role of Insurance & ProtectionCONNECT WITH SIMRAN:Linkedin: https://www.linkedin.com/in/simran-dhillon-b1700a1b/CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, Arjun and the team sit down with Dr Joel Bowman from Domain to unpack the latest data on Australia’s property markets. From Adelaide and Perth’s standout resale profits to the struggles in Melbourne and Darwin unit markets, Joel shares deep insights into what’s driving growth, and where investors are missing opportunities because of outdated stigma.You’ll hear why Adelaide’s “sleepy city” label doesn’t match its 90% price growth since the pandemic, what makes Darwin’s rental yields the highest in the country, and how affordability is shifting in unexpected ways. 2:20 - Perth & Adelaide Up 80-90%5:39 - Adelaide Stigma vs 90% Growth7:00 - Melbourne & Darwin Unit Pain9:47 - Darwin’s 8% Yields, Low Vacancy11:00 - Melbourne CBD Units: Flat Decade13:49 - Trade Tensions = Sentiment Risk15:24 - Policy Risk: CGT & Gearing17:15 - Spring Surge + LMI Changes18:45 - Oct 1 FHB: Early Winners24:16 - Why Distress Sales Stayed LowPacked with data, trends, and myth busting, this episode is essential listening for investors who want to cut through the noise and make smarter, evidence based decisions in today’s market.CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

When should you move from residential into commercial property and why does it matter for your portfolio strategy? In this episode of The Property Nerds Podcast, Arjun, Jack, and Adrian break down the transition from residential to commercial investing. They get into the two main pathways investors typically take, why commercial property can deliver stronger cash flow, reduced management headaches and double the rent of residential, and how structuring decisions can impact borrowing power and long term growth. The conversation also gets into the role of SMSFs in commercial investing, with insights on how lending terms differ from standard loans, and shares real world scenarios that show how investors can build wealth, recycle equity, and even use business profits as a treasury management strategy. Whether you’re planning for retirement or looking to accelerate wealth creation, this episode offers a clear framework for knowing when and how to make the move into commercial property.Timestamps: 0:00 - Why Commercial Property Matters 0:30 - The Resi to Commercial Transition 1:35 - Two Investor Pathways Explained 2:55 - Structuring and Borrowing Power4:45 - Cash Flow vs Paper Wealth7:05 - Arjun’s Personal Portfolio Approach8:45 - Business Profits into Commercial10:15 - Resi Growth + Commercial Cash Flow10:50 - SMSFs and Commercial Investing12:55 - When to Make the MoveCONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, Arjun is joined by Avi Khan, Principal at Ray White AKG, to unpack the shifting dynamics of Brisbane’s property market. Once a Sydney and Melbourne trend, auctions are now reshaping how buyers and sellers operate in Brisbane, driven by consumer demand and surprising results on the auction floor.Avi reveals why written offers always trump verbal ones, the common mistakes buyers make, and how sellers can successfully navigate challenges like selling with tenants. They also cover strategies for competing in a low stock environment, why timing is everything, and how buyer’s agents have evolved from off market deal finders to competition navigators.Timestamps0:00 - Why “normal trends” don’t apply in Brisbane’s auction heavy market2:10 - How auctions gained traction in Brisbane5:00 - Stories of surprising auction outcomes and buyer behaviour7:20 - Why many buyers avoid auctions10:00 - Selling with tenants: Timing strategies and working with renters12:00 - The biggest negotiation mistakes buyers make 13:20 - Do buyers gain an advantage using a buyer’s agent?15:00 - The evolution of buyer’s agents: from off market deals to competition experts18:00 - Bridging finance, rent backs, and timing pitfalls24:00 - Why stock is so low in Brisbane and how it impacts long term price growthWith practical tips, negotiation insights, and real stories from the field, this conversation is essential listening for investors and owner occupiers looking to understand Brisbane’s fast moving market.CONNECT WITH AVI: Instagram: https://www.instagram.com/avikhan/Website: https://raywhiteakg.com.au/?fbclid=PAZXh0bgNhZW0CMTEAAaf3pRurM8abymVzLTedrZ_fPhgo_yqwcdOZp3-UTscu5eWeYLlPaBP4Wntgfg_aem_SroMHHCt3fdilDZ-fu78qwLinkedin: https://www.linkedin.com/in/avikhan/CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this raw episode, Michael shares the unfiltered journey from battling severe mental health struggles in his teens to building a $20M+ property portfolio and running a multi 8 figure business.With no roadmap, no corporate job, and no burning passion to “follow,” Michael found his edge through honesty, hustle, and a commitment to becoming the best at whatever he put his hands to.We cover: - Why waiting for passion is holding people back- How mental health shaped his views on wealth and purpose- Why buying a Lambo didn’t change anything- The real reason he left a $900K job to start from scratch- The mindset shift that made him financially free, without chasing endless moreTimestamps: 0:00 - Intro 3:00 - Michael’s early battle with mental health.8:00 - "The Side Hustle That Changed Everything"10:00 - "I Made $900K... and Walked Away" 16:00 - "The Lambo Effect Wears Off17:50 - Why Mastery Beats Passion When Building a Career.24:00 - Why Property Over Stocks?30:40 - Knowing When Enough Is Enough35:45 - How financial freedom changed Michaels Life45:00 - The story behind his desire to guide others through the darkIf you’re stuck, scaling, or questioning what success really looks like, this one’s for you.CONNECT WITH MICHAEL: Instagram: https://www.instagram.com/michaeljamesthomas_/Website: https://www.mentoredbymichael.com.au/?fbclid=PAQ0xDSwMCVJBleHRuA2FlbQIxMQABp52I1QgndGIHTnJNjhYHE86x_-ecmUjxULhN9fx8ro_fvNs0WiDCwbBBuU1s_aem_HgpKFvZjuREC_LcljiAgwACONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram: https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode, the Property Nerds team dives deep into four powerful strategies to unlock your borrowing capacity from maximising your SMSF potential to optimising personal liabilities, using smart structuring, and leveraging lender policies. The guys break down how these tactics can make or break your portfolio’s growth timeline.In this episode, you’ll learn:How SMSF can open up a separate borrowing stream and fast track your portfolio without impacting personal cash flow.Why cutting credit limits, personal loans, and rent sharing arrangements can instantly boost borrowing capacity.How trust structures and lender policy knowledge can extend your property purchasing power and avoid portfolio roadblocks.0:00 - Intro1:04 - SMSF & Why It’s a Borrowing Power Goldmine3:50 - SMSF for Self Employed & High Income Earners6:51 - Deposits, Buffers & Lenders10:39 - The Fastest Fix to Borrow More13:57 - Living at Home vs Renting: The Borrowing Power Effect17:27 - Structuring Your Portfolio for Long Term Wins22:43 - The Right Sequence26:14 - Different Banks, Different Rules: Secret Lending Policies32:37 - OutroCONNECT WITH FOURACRE FINANCIAL:Instagram: https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH THE PROPERTY NERDS:Instagram: https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, Arjun and the team sit down with longtime InvestorKit client Daniela Ting, a banker who turned her financial regret into a $3.5M property portfolio in just four years.Dani opens up about why she chose to "rentvest" instead of buying a home, how she made her first investment during a lockdown, and the mindset shift that helped her go from one property to four. It’s a raw and practical look at building wealth without compromising lifestyle and how sometimes the “dream home” can wait.Timestamps:0:00 - Intro3:17 - How to Invest During Uncertainty4:20 - The Cost of Financial Regret and Why Waiting Can Hurt6:26 - Using Equity to Grow a Portfolio7:56 - The “3 Pieces of Paper” That Unlock Your Next Property9:08 - The Power of Diversification: Why Location Matters11:00 - How to Build a Roadmap for Passive Income13:30 - Why Skipping the Dream Home Can Be a Smarter Move18:27 - Renovating vs. Maintenance: A Value Add Strategy21:16 - OutroWhether you’re a first time investor or already building your portfolio, Dani's  story proves that everyday Australians can build real wealth strategically, confidently, and without losing the lifestyle they love.CONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

The Property Nerds are back with a guest who knows how to cut through the noise, Chief Economist at Ray White, Nerida Conisbee.From REA to Ray White, Nerida unpacks the biggest differences in data, insights, and strategy between the two property giants and why Ray White’s investment in *real* market intelligence is shaking up the game.0:00 - Intro0:17 - Guest intro1:40 - Ray White’s data approach3:44 - How Ray White agents offer early market insights5:59 - Using AI to localise suburb level market updates6:46 - How interest rate sentiment triggered early market changes10:05 - Are Adelaide, Brisbane & Perth still good buys after recent growth?13:18 - What infrastructure impacts property prices the most?15:00 - The Olympics effect: what Sydney taught us about Brisbane19:50 - When infrastructure projects actually impact price growth21:15 - Why infrastructure spend needs context, not just headlines22:35 - OutroWhether you’re a buyer, investor, or just a property nerd like us, this episode will give you clarity on what’s *actually* moving the needle in today’s market.CONNECT WITH FOURACRE FINANCIAL:Instagram: https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH THE PROPERTY NERDS:Instagram: https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

Think LMI is just an annoying cost? Think again. In this weeks episode of The Property Nerds you'll learn how certain professions (some surprisingly obscure) can access LMI waivers, potentially saving $12,000 - $20,000 on a single purchase. The trio also break down the real opportunity cost of waiting to save a 20% deposit hint: it could be setting your investment journey back by years.0:00 - Intro 1:01 - What Is LMI and Why It’s Not the Enemy1:35 - Who Qualifies for LMI Waivers3:53 - Essential Workers Policy Explained5:15 - Real Savings: How Much Can You Actually Save on LMI?6:38 - The True Opportunity Cost of Waiting for a 20% Deposit8:03 - LMI Refunds: The Little-Known Hack9:41 - Buying with Low or No Deposit: Other Strategies13:30 - Do LMI Waivers Still Apply in Trust Structures?15:57 - How to Pull Your Plan Forward by 3-5 Years18:20 - Outro If you’re looking to scale your property journey smarter, faster, and with less capital upfront this is your episode.We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights!CONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

Self managed super funds (SMSFs) have long been a favourite for savvy investors until now. In this episode, the nerds sit down with returning guest John from C2 Super to unpack the latest government shake up around Division 296 and the proposed super tax on balances over $3 million.00:00 - Intro01:36 - The Surge in SMSF Interest & Media Chatter02:15 - Division 296 Explained04:06 - Senate Roadblocks & Greens' Demands06:00 - Impact on Aussie Families & Housing Supply07:00 - Biggest SMSF Myths Debunked10:00 - Can You Buy Property in an SMSF?11:54 - How Division 296 Could Impact Valuations15:05 - Who Shouldn’t Set Up an SMSF?19:08 - Why C2’s Admin Process Stands Out22:30 - OutroWhether you’re already running your own fund or just SMSF curious, this is essential listening for anyone serious about controlling their financial future.We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights!CONNECT WITH THE PROPERTY NERDS:Instagram: https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/CONNECT WITH FOURACRE FINANCIAL:Instagram: https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, we're joined by economist Cameron Kusher to unpack the uncomfortable truth about Australia's housing supply and why the 1.2 million homes target is slipping further out of reach.From construction cost blowouts and trade shortages to shifting interest rates and migration surges, Cameron breaks down the complex web behind why we’re falling short and what might help turn the tide.Timestamps:0:00 - Intro1:52 - Is the Housing Project on Track?4:07 - What’s Holding New Supply Back5:47 - Migration vs. Housing Policy7:33 - Interest Rates Outlook10:41 - Indicators That Actually Matter12:42 - Why No One’s Listing14:15 - Triple Whammy of Low Supply16:42 - Forward Looking Data Gems18:25 - AI in Real Estate20:20 - OutroWhether you're a seasoned investor, first time buyer, or just curious about the future of the Australian housing market, this episode delivers real insights with zero fluff.We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights!Connect with The Property Nerds:Instagram: https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastConnect with Arjun:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/Connect with InvestorKit:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin:https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/Connect with Fouracre Financial:Instagram: https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode, the nerds take a step back from the numbers and gets real about what makes a WINNING PORTFOLIO STRATEGY. Spoiler alert: it's not just positive cash flow or picking the “right” suburb.They break down the most common strategy misconceptions, why some investors stall out after just one or two properties, and what to consider BEFORE making your next move.00:00 – Intro01:23 – What Actually Counts as Strategy in Property02:33 – Common Misconceptions: Positive Cash Flow ≠ Strategy03:31 – Why Finance Is the Engine of Your Property Plan04:50 – The Financial Mistakes That Break a Portfolio06:00 – Car Loans, Credit Cards & Other Borrowing Blockers08:46 – How a True Strategy Comes Together (Not Just Buying Well)10:36 – The Key Components: Research, Finance, Risk, Structures12:49 – Why Some People Should Wait Before Buying16:10 – OutroWe hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights!CONNECT WITH THE PROPERTY NERDS Instagram: https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/CONNECT WITH FOURACRE FINANCIAL:Instagram: https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, the team sits down with Tuan from Duo Tax to unpack one of the most overlooked tools in property investing: depreciation.We break down:What depreciation actually is and how it boosts your cash flowKey differences between residential and commercial property claimsWhat you can (and can’t) claim on older propertiesThe renovation “scrap value” trick most investors missWhat happens when you sell a property after claiming depreciationIf you’ve ever wondered whether a depreciation schedule is worth it, this episode will help you understand when to get one, how much it could save you, and why it might be the most underrated part of your property strategy.Want to know if your property qualifies? Tune in and reach out to the Duo Tax team for a free check: https://duotax.com.au/We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights!Connect with The Property Nerds:Instagram: https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastConnect with Arjun:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/Connect with Investorkit:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/Connect with Fouracre Financial:Instagram: https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us athttps://kyumedia.com/

In this episode, Arjun, Adrian, and Jack sit down with longtime InvestorKit client Nafiz, who opens up about how he went from solo Saturday inspections with a notepad… to building a multi-state property portfolio with over $1 million in equity all before turning 32.Coming from humble beginnings in South West Sydney, Nafiz shares:Why he ditched the apartment dream and avoided a $1.4M opportunity costThe mindset shift that took him from share investing to strategic property movesHow having a professional team gave him clarity, confidence, and peace of mindWhat it's really like balancing family goals with building long term wealthAnd the underrated emotional payoff of feeling financially calm even with debtIf you’re stuck weighing up whether to go it alone or seek support, this episode is a must-listen. Nafiz proves that it’s not about where you start but who you back along the way.We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights!Connect with The Property Nerds:Instagram: https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastConnect with Arjun:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/Connect with Investorkit:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/Connect with Fouracre Financial:Instagram: https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/⁠

The Property Nerds are back with another killer episode this time, we’re talking renovations. Belinda from Renovate and Real Estate joins Arjun, Adrian and Jack to break down what really adds value when it comes to renovating (and what’s just a waste of cash). Whether you're working with $5K or $50K, this episode is packed with actionable insights, timeless design tips, and renovation traps to avoid. You’ll learn: 1. What upgrades are worth it at every budget tier 2. Why neutral tones (and the right textures) matter more than ever 3. The renovation mistake that could cost you your ideal buyer 4. How to renovate interstate without lifting a single paintbrush 5. The kitchen + bathroom formula Belinda swears by Plus, gold taps, wall sconces, and the surprising comeback of colour this one's for every investor who's ever asked, "Should I renovate... or not?" We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights! CONNECT WITH THE PROPERTY NERDS Instagram: https://www.instagram.com/thepropertynerdspodcast/ TikTok: https://www.tiktok.com/@thepropertynerdspodcast CONNECT WITH ARJUN Instagram: https://www.instagram.com/arjpaliwal/ Linkedin: https://www.linkedin.com/in/propertybuyersagent/ CONNECT WITH INVESTORKIT Instagram: https://www.instagram.com/investorkit.com.au/ Linkedin: https://www.linkedin.com/company/investorkit/ Website: https://www.investorkit.com.au/ CONNECT WITH FOURACRE FINANCIAL Instagram: https://www.instagram.com/fouracre.financial/ Linkedin: https://www.linkedin.com/company/fouracre-financial/ Website: https://fouracrefinancial.com.au/ This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

The Property Nerds are back! and there’s a new voice on the mic! Adrian, Senior Portfolio Strategist at InvestorKit, joins Arjun and Jack as the newest Nerd. In this episode, they’re joined by Joseph from KG CO Legal to unpack the legal must knows of SMSF property deals. From cooling-off periods to costly contract mistakes, this one’s packed with expert tips, wild negotiation wins (hello, $60K discount), and practical advice that could save investors thousands. You’ll learn: 1. The contract mistake that could cost you thousands 2. Why cooling off periods vary across states (and what that means for you) 3. How one letter shaved $60,000 off a purchase price 4. The legal must dos before you sign anything We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights Investorkit White Papers: Unlock the knowledge you need to make informed investment decisions with InvestorKit’s whitepapers, backed by thorough due diligence and in-depth market analysis. From residential to commercial opportunities, these reports deliver actionable insights, investment strategies, and housing market predictions to help you stay ahead. https://www.investorkit.com.au/whitepapers/ Connect with Joseph: Instagram: https://www.instagram.com/kgcolegal/ Linkedin: https://www.linkedin.com/in/joseph-khoury-gebrail-74518b102/ Website: https://www.kgcolegal.com/ Connect with The Property Nerds: Instagram: https://www.instagram.com/thepropertynerdspodcast/ TikTok: https://www.tiktok.com/@thepropertynerdspodcast Connect with Arjun: Instagram: https://www.instagram.com/arjpaliwal/ Linkedin: https://www.linkedin.com/in/propertybuyersagent/ Connect with Investorkit: Instagram: https://www.instagram.com/investorkit.com.au/ Linkedin: https://www.linkedin.com/company/investorkit/ Website: https://www.investorkit.com.au/ Connect with Fouracre Financial: Instagram: https://www.instagram.com/fouracre.financial/ Linkedin: https://www.linkedin.com/company/fouracre-financial/ Website: https://fouracrefinancial.com.au/ This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager, and Chris Huxter, head of commercial property at Fouracre Financial, discuss the evolving landscape of commercial finance in Australia. The trio dives into the rapidly evolving commercial finance landscape in Australia, highlighting the influx of non-bank and third-tier lenders entering the space. The growing competition has pushed loan-to-value ratios (LVRs) higher, with some lenders now offering up to 80 per cent LVR – even though SMSFs have been making commercial property more accessible to everyday investors. They then discuss how SMSFs are gaining traction as a vehicle for commercial investment due to tax advantages and long-term control, advising that buyers should have at least $550,000 in funds and a clear strategy. To avoid costly mistakes, they stress the importance of open communication with brokers and lenders, and emphasise that investors who understand LVRs, asset types, and SMSF structures are best positioned to take advantage of the expanding opportunities in commercial real estate.