The Tempus Podcast

Lasting wealth is rarely accidental. It is shaped by intention, structure, and a clear sense of purpose that extends beyond one lifetime. In this episode of The Tempus Podcast, Daniel Paikin and Robert Schlesinger explore what set the Rockefeller family apart and why their wealth and values continue generations later. They contrast that approach with families whose fortunes faded due to a lack of structure and foresight. The conversation breaks down family constitutions, trusts, liquidity planning, and the role permanent life insurance played in keeping assets unified.  Throughout the episode, they connect these ideas to practical steps families can apply today, regardless of net worth, to define purpose, protect assets, and create continuity across generations. Key takeaways: Why long-term planning creates ripple effects that support charities, families, and communities for generations How family constitutions help prevent fragmentation of wealth and guide responsible stewardship The role of trusts in protecting assets from taxes, creditors, and probate delays Why permanent life insurance became a core liquidity tool for multigenerational planning How everyday families can adapt Rockefeller principles without extraordinary wealth And more! Resources: Book: What Would the Rockefellers Do? by Garrett Gunderson Connect with Tempus Financial Group: Tempus Financial Group LinkedIn: Daniel Paikin, RICP® LinkedIn: Robert Schlesinger LinkedIn: Tempus Financial Group [email protected] 516-672-0784

What if your financial plan outlives your health? What would change if you treated your body like your most valuable asset? In this episode, Dan Paikin and Robert Schlesinger sit down with Jill Villa, Longevity Expert and Founder of Goldhaus Wellness, to explore the connection between health span and financial planning. They discuss concierge longevity care, advanced lab testing, peptides, GLP-1 medications, and daily habits that shape long-term vitality.  Jill shares how personalized medicine, consistent monitoring, and small daily decisions can transform how we age and how we experience our wealth. Jill shares key insights: Why personalized monitoring matters more than quick prescriptions How lab ranges differ from optimal performance targets The role of peptides, GLP-1s, and careful medical oversight When IV infusions, creatine, and saunas may support vitality Why daily habits shape longevity more than one big decision And more!   Connect with Tempus Financial Group: Tempus Financial Group LinkedIn: Daniel Paikin, RICP® LinkedIn: Robert Schlesinger LinkedIn: Tempus Financial Group [email protected] 516-672-0784   Connect with Jill Villa:  LinkedIn: Jill Villa Website: Goldhaus Wellness   About our Guest:  Jill Ketner Villa is a Physician Associate with more than 15 years of clinical experience and a passion for redefining modern healthcare. A graduate of Weill Cornell Medical College, where her master’s thesis focused on integrative medicine, Jill began her career in surgical and inpatient medicine before turning her focus to longevity care. For the past six years, she has specialized in advanced longevity medicine, guiding patients with evidence-based therapies that optimize healthspan, resilience, and vitality. Jill’s multidisciplinary background allows her to bridge conventional medicine with cutting-edge science, delivering highly personalized care that helps patients thrive at every stage of life. She has also published scholarly articles in the field, further contributing to the advancement of evidence-based longevity and precision medicine. She lives in New York with her husband and their twin daughters, where she continues to balance her expertise in medicine with her commitment to family, wellness, and innovation.

Many people spend decades focused on growing their wealth, but few stop considering how that wealth will sustain their lifestyle once the paychecks stop. In this episode of The Tempus Podcast, hosts Robert Schlesinger and Daniel Paikin discuss transitioning from accumulating assets to generating dependable retirement income. They explain why cash flow matters more than net worth, how to plan for longer lifespans, and how to build guaranteed income streams that create financial peace of mind. Key Takeaways: The mindset shift from building net worth to managing cash flow in retirement How longevity magnifies every other financial risk Why living off interest alone can create tax inefficiencies and uncertainty The concept of “buffer assets” to manage market volatility during retirement How to create your own pension using Social Security, annuities, and guaranteed income strategies And more! Connect with Tempus Financial Group: Tempus Financial Group LinkedIn: Daniel Paikin, RICP® LinkedIn: Robert Schlesinger LinkedIn: Tempus Financial Group [email protected] 516-672-0784

Rising tuition costs leave many families searching for the “perfect” savings vehicle, but there isn’t one. The key is balancing tax benefits, penalties, and optionality while keeping long-term growth in mind. Join Dan Paikin and Robert Schlesinger as they explore the importance of saving consistently, weighing the pros and cons of 529 plans, and keeping accounts flexible for real-life outcomes. Discover how various savings tools affect financial aid, when options like taxable accounts or life insurance loans may be smarter choices, and why scholarships and vocational paths should remain key considerations in any plan. Key takeaways include: Why savings habits matter more than timing markets or chasing returns The benefits and limitations of 529 plans, including the Roth rollover provision and penalties Alternative strategies such as taxable accounts, life insurance borrowing, and HELOCs How account ownership (529, Coverdell, UTMA/UGMA) impacts financial aid formulas The role of scholarships, vocational programs, and children contributing to their own education And more! Connect with Tempus Financial Group: Tempus Financial Group LinkedIn: Daniel Paikin, RICP® LinkedIn: Robert Schlesinger LinkedIn: Tempus Financial Group [email protected] 516-672-0784

Alternative investments like private credit and private equity are no longer reserved for the ultra-wealthy. They’re increasingly accessible and relevant to everyday investors. In this episode, Dan Paikin and Robert Schlesinger are joined by Frank Russomano, Vice President at Blue Owl Capital,  to break down the growing appeal of private placements. The conversation explores how private credit compares to traditional bonds, how private equity fits into a diversified plan, and why more investors are incorporating these options into their portfolios. Frank discusses: What private placements are, including the differences between private credit and private equity Why more companies are choosing to remain private longer and how that shift is driving opportunities for investors The accessibility of private investments today, including what it means to be an accredited investor The risks and benefits of private credit, especially in contrast to public fixed income and equity markets Blue Owl’s approach to direct lending, their structure for individual investors, and what sets them apart from institutional-first competitors And more! Connect with Tempus Financial Group: Tempus Financial Group LinkedIn: Daniel Paikin, RICP® LinkedIn: Robert Schlesinger LinkedIn: Tempus Financial Group [email protected] 516-672-0784 Connect with Frank Russomano:  LinkedIn: Frank Russomano Website: Blue Owl Capital About Our Guest:  Frank Russomano is a Vice President at Blue Owl Capital, where he focuses on private credit and delivering investment strategies tailored to income generation and downside protection. With a background in alternative investments and a commitment to financial education, Frank works closely with advisors and investors to help integrate institutional-quality solutions into individual portfolios.

We’re re-sharing one of our most popular episodes! If you missed it the first time, now’s your chance to catch up. Navigating the realm of life insurance can be a daunting challenge – from selecting the most fitting type for your plan to decide whether it’s a necessity at all. However, its role in your financial portfolio is far from insignificant. In a compelling discussion, Daniel Paikin and Robert Schlesinger team up with Craig Katz, their partner at Tempus Financial Group, to unravel the intricacies of life insurance. This insightful conversation delves deep into why life insurance is a pivotal component of your financial puzzle, dissecting various types, including term and permanent policies. Daniel, Robert and Craig discuss:  Why is life insurance important in financial planning How do you calculate the amount of life insurance needed What are the types of life insurance, specifically term insurance and permanent life insurance Why is it important to integrate life insurance into a broader financial plan And more Connect with Tempus Financial Group: Tempus Financial Group LinkedIn: Daniel Paikin, RICP® LinkedIn: Robert Schlesinger LinkedIn: Tempus Financial Group [email protected] 516-672-0784 Connect with Craig Katz:  LinkedIn: Craig Katz About our Guest:  Craig believes in taking both an offensive and defensive approach to developing and protecting wealth. He helps his clients build maximum wealth potential while simultaneously protecting against major facets of life such as taxes, inflation, lawsuits, death and disability. Craig has been in the financial services industry since 1997, beginning as an analyst with JP Morgan Chase. From there he spent a few years as an equity trader where the lack of intimate and long-standing client relationships led him to move to the personal planning side of finance. He joined Strategies for Wealth, an affiliate of Tempus Financial Group in 2004.

Understanding the mechanics of financial legislation and advocacy can help families and businesses grow. How do advocacy groups influence legislation? What’s the impact of financial policies on individuals and businesses? In this episode of The Tempus Podcast, Dan Paikin and Robert Schlesinger host Jennifer Fox, Vice President of Federal Affairs at Finseca. Jen talks about her work advocating for sound financial policies, explaining her dual role of educating lawmakers and supporting financial professionals, while offering insights into current tax and legislative trends. Jen discusses:  The mission of Finseca in advancing financial security for all through advocacy and policy creation The role of lobbyists in informing and guiding lawmakers on financial topics like taxes and retirement policies The evolving political environment in Washington, including its influence on financial regulations and tax legislation The impact of legislative changes, including estate taxes and business tax deductions, on individuals and businesses The importance of bipartisan cooperation for lasting and effective legislative outcomes And more! Connect with Tempus Financial Group: Tempus Financial Group LinkedIn: Daniel Paikin, RICP® LinkedIn: Robert Schlesinger LinkedIn: Tempus Financial Group [email protected] 516-672-0784 Connect with Jennifer Fox:  LinkedIn: Jennifer Fox Website: Finseca About Our Guest:  In her role as Vice President of Federal Affairs, Jennifer leads Finseca’s lobbying initiatives, advocating for policies that support the financial security profession. She educates policymakers and their staff on the importance of comprehensive financial planning, encompassing life insurance, retirement planning, and investments, to serve clients effectively. Jen led Finseca’s political advocacy initiatives, which included the Ambassador Program, fly-ins, and political fundraising, including Finseca’s PAC. She is committed to assisting members in becoming politically involved and empowering them to share their stories. Jen has spent time at the White House and Capitol Hill, which has helped shape her knowledge of small business, technology, labor, and tax issues. She also serves as the President of The Advocacy Association. Jen was recognized by The Salute to Association Excellence as a Leading Association Lobbyist, an award that recognizes individuals who have demonstrated exceptional skill, effectiveness, and dedication in advocating on behalf of their organization and its members. An alumna of George Washington University, Jen lives in Washington, D.C., with her husband, Jon, and their Chow-Chow, Coco.

What legacy are you leaving behind? Join Robert Schlesinger and Dan Paikin on this insightful edition of The Tempus Podcast as they dive into the concept of legacy with special guest Ronald S. Rosbruch, CLU®, ChFC®. Ron shares his journey from teaching in Brooklyn to building a successful financial planning firm and reflects on the lasting impact one can have through their actions and values. In this episode, Ron talks about: The powerful “Seven Times Why” exercise Shifting from teacher to financial expert Defining what it means to be a “class act” Ron’s influence on future generations through mentorship And more! Connect with Tempus Financial Group: Tempus Financial Group LinkedIn: Daniel Paikin, RICP® LinkedIn: Robert Schlesinger LinkedIn: Tempus Financial Group [email protected] 516-672-0784 About our Guest:  Ronald S. Rosbruch, CLU®, ChFC® is Partner Emeritus of Strategies for Wealth. Strategies for Wealth, a leading agency of the Guardian Life Insurance Company of America, represents a unique approach to financial services with an emphasis on wealth creation and protection for families and businesses. As President of the 81-year-old firm, Ron and more than 180 associates have helped thousands of clients significantly increase their wealth, control their assets and maximize their ability to enjoy their life. Under Ron’s leadership, the Firm has led Guardian in core product sales for the last 12+ years. The Firm has won the President’s Cup Award for the best overall performance in production, recruiting, agent development, training and persistence sixteen times and has been the recipient of the Medallion Platinum Award in 2005, 2006, 2008, and 2009. In addition, the Firm has been one of Guardian’s Platinum Agencies since 1998 and has won the National Life Insurance Award since 2000. The Firm has also received the Guardian Quality Agency Award thirteen times (1985, 1988, 1996, 1998-2002, 2004-2006, 2008 and 2009) and the Productive Growth Award (since its inception) in 2009. The firm’s retention rate is over 70%. Ron and his firm are proud supporters of several charities in the tri-state area. The firm hosts an Annual Golf Outing that has raised over $1 million over the past 12 years for the Children’s Hospital at Westchester Medical Center. The Firm also supports Melanoma Research at the NYU Cancer Institute. They are also involved in New York Cares Day Winter Adaptive Games for New York City Children with Disabilities and in Connecticut’s Special Olympics Golf Tournament. Ron has been honored by CAPP (The Child Abuse Prevention Program), an organization active in protecting the lives and rights of children. He also served as Chairman of the Board for CAPP. He has been a supporter of the life insurance division of UJA & Israel Bonds, the Jewish Federation of Greater Middlesex County and served on the Board of Directors of the East Brunswick Jewish Center. Ron has been honored by UJA and with ADL’s Torch of Liberty Award. Ron was raised in Brooklyn, New York and earned his Bachelor of Arts from Brooklyn College. He has two daughters, three grandsons and one granddaughter!

Life unfolds in stages, each with unique challenges and joys.  Understanding and embracing these transitions can deepen your appreciation for family, career, and finances. How do our priorities shift as we grow? What lessons shape the way we approach the future?  In this episode, Dan Paikin and Robert Schlesinger discuss life’s phases with Michael Silverman, reflecting on family, parenting, and financial wisdom across generations. Their candid insights reveal timeless truths about personal growth and planning. They discuss:  Understanding family dynamics at different life stages and their evolving significance Reflections on parenting, including the joys and trials across the spectrum from toddlers to teens to adults The importance of financial habits, such as saving early and balancing life’s immediate and long-term needs Strategies for imparting financial literacy to children and preparing them for independence Overcoming financial fears and learning to manage priorities, debts, and unexpected events And more! Connect with Tempus Financial Group: Tempus Financial Group LinkedIn: Daniel Paikin, RICP® LinkedIn: Robert Schlesinger LinkedIn: Tempus Financial Group [email protected] 516-672-0784 Connect with Michael Silverman:  LinkedIn: Michael Silverman Silver Lining Insurance About our Guest:  Michael, President & CEO of Silver Lining Insurance Agency, Inc., is responsible for new business development, as well as client relations and sales. He is a committed advisor and helps our clients make educated choices on what product or service best suits their wants. Over the years, his practical experience and proactive approach have allowed him to advise both individuals and businesses on how to identify and manage their level of risk.

Feeling overwhelmed by retirement planning? You’re not alone. Many people struggle with the complexity and uncertainty of making their savings last. Daniel Paikin and Rob Schlesinger are joined by seasoned financial advisor Marty Nachemson, a financial advisor at Prosperian Wealth Management, to delve into the intricacies of retirement planning. With over 17 years of experience and a wealth of knowledge, Marty shares invaluable insights on preparing for the long-term financial landscape, addressing common misconceptions, and adapting to unforeseen life changes. Daniel, Robert and Marty discuss:  What are the major challenges in retirement planning related to increasing longevity and rising costs? How can uncertainties such as fear, inflation, market volatility, and tax law changes affect retirement? What are the potential advantages of using a long-term care rider on a life insurance policy compared to traditional long-term care insurance? Why are appropriate estate documents and planning for health issues critical aspects of a successful retirement plan? And more Connect with Tempus Financial Group: Tempus Financial Group LinkedIn: Daniel Paikin, RICP® LinkedIn: Robert Schlesinger LinkedIn: Tempus Financial Group [email protected] 516-672-0784 Connect with Marty Nachemson:  LinkedIn: Marty Nachemson Prosperian Wealth About our Guest:  Marty Nachemson is a partner at Prosperian Wealth Management. Marty brings a specialty in holistic financial engineering to his clientele. He utilizes a variety of skills, financial acumen and a diverse portfolio of products and services in order to provide clients with true financial independence. Thorough and innovative, Marty produces measurable returns through a unique macro-economic coordination process, with the goal in mind to increase efficiency of dollars, develop tax saving strategies, along with risk management and control over your finances. For over three decades, Marty’s communication skills, grasp of economic strategy and desire to serve has brought him a diverse and prolific clientele as well as many industry awards and recognition. Marty is a volunteer for the FISH Organization which is responsible for getting community members to health care professionals they would otherwise not be able to access. The Nachemson family has been a host family for A Better Chance (ABC) program. ABC enables academically gifted children, who live in areas where education is scarce or even dangerous: get a quality education outside of their own communities.

Whole life insurance is old and expensive… or is it? Robert Schlesinger and Daniel Paken discuss the importance of whole life insurance as a foundational asset in financial planning. They explain the history and mechanics of whole life insurance, highlighting its contractual guarantees and long-standing track record. The hosts emphasize that whole life insurance provides peace of mind and serves as a volatility buffer in retirement, allowing individuals to spend other assets differently.  Daniel and Robert discuss:  How does whole life insurance serve as a foundational asset in financial planning, providing peace of mind and acting as a volatility buffer in retirement? What are the long-standing contractual guarantees of whole life insurance, and how have they stood the test of time? What are the common objections to whole life insurance, such as cost and fees, and how should these be evaluated against its value and benefits? Why is working with a knowledgeable advisor essential when implementing whole life insurance and designing a comprehensive financial plan? And more Connect with Tempus Financial Group: Tempus Financial Group LinkedIn: Daniel Paikin, RICP® LinkedIn: Robert Schlesinger LinkedIn: Tempus Financial Group [email protected] 516-672-0784

Are you prepared for the financial challenges that come with expanding your family? Robert Schlesinger and Daniel Paikin are joined by guest Natalie Diaz, a twin parenting expert and bestselling author, to discuss essential financial and legal preparations for expecting parents. They explore the significance of having a comprehensive financial plan, the importance of legal documents like wills and health proxies, and the choices surrounding childcare. Daniel, Robert and Natalie discuss:  The unexpected challenges of first-time parenting and managing financial risks Insights on essential legal steps for new parents Various childcare options and how to decide what’s best for your situation Real stories highlighting the impact of financial planning from the community And more   Connect with Tempus Financial Group: Tempus Financial Group LinkedIn: Daniel Paikin, RICP® LinkedIn: Robert Schlesinger LinkedIn: Tempus Financial Group [email protected] 516-672-0784 Connect with Natalie Diaz:  LinkedIn: Natalie Diaz Twiniversity About our Guest:  Nat has been the Pied Piper of twin families around the globe since 2009 and fills her days making sure that no parent feels isolated, unsure, or not ready for their journey ahead. As founder of Twiniversity — the world’s leading resource and support network for multiple birth families — Nat’s become a global influencer for this small niche community. Natalie is the world’s #1 twin parenting and twin gear expert, serving as a twin consultant for top brands and worldwide recognized foundations. Natalie is a Certified Lactation Consultant and a Child Passenger Safety Technician. After Nat had her twins in 2004, she was shocked by the lack of resources available to families of multiples. So proudly, in the fall of 2009, Natalie got on a soapbox and started a twin parenting revolution called Twiniversity. She wanted to make ONE website that parents of multiples could turn to for information and community. With the mission of connecting, educating, and making parents see the comical side of having twins, Twiniversity succeeds tenfold.

Are you ready to take control of your financial future? Daniel Paikin and Robert Schlesinger reflect on their past eight episodes, delving into the fundamental principles of financial planning designed to safeguard your wealth and secure your legacy. They offer insights into creating a robust financial plan that covers everything from liability and income protection to wills, trusts, and investment strategies. Daniel and Robert discuss:  Review of eight fundamental areas of personal finance Insights from trusted guests like Michael Silverman on liability protection and Kevin Gian on estate planning Explanation of crucial financial strategies such as saving rates and investment diversification Discussion on staying updated with changing economic environments and financial commitments And more   Resources: Understanding Liability Protection in Property and Casualty Insurance with Michael Silverman Understanding Disability Insurance with Pete Heckman and Chris Weber Importance of Estate Planning and Wills with Kevin Ghassomian Understanding Life Insurance in Financial Planning with Craig Katz Automated Savings Accountant Strategies with Tim Sachs and Greg Breitman A Deep Dive into Liquid, Semi-Liquid, and Illiquid Assets with Ryan Bohn Transforming Your Approach to Debt with Steven Esses and George Walters Navigating the Maze of Investments with Kevin Kulak   Connect with Tempus Financial Group: Tempus Financial Group LinkedIn: Daniel Paikin, RICP® LinkedIn: Robert Schlesinger LinkedIn: Tempus Financial Group [email protected] 516-672-0784

Ever wondered how to create a financial plan that weathers any storm? Daniel Paikin, Robert Schlesinger, and the Tempus Financial Group team deep dive into time-tested financial, retirement, and tax strategies. This episode welcomes Kevin Kulak, our director of investments, to complete our series on foundational financial principles designed for business owners and families seeking solidity and growth in their financial plans. Daniel, Robert and Kevin discuss:  The core fundamentals of investing and their critical role in every strategy Why is diversification important, and how does the concept of “not putting all your eggs in one basket” apply to sound investment advice How can investors navigate taxes and fees to minimize costs and maximize returns in their investment portfolios What is the impact of investor psychology on financial decisions, and how can one maintain discipline in volatile markets And more Connect with Tempus Financial Group: Tempus Financial Group LinkedIn: Daniel Paikin, RICP® LinkedIn: Robert Schlesinger LinkedIn: Tempus Financial Group [email protected] 516-672-0784 Connect with Kevin Kulak:  LinkedIn: Kevin Kulak About our Guest:  Kevin has worked in the financial services industry since 2014, having spent most of his career as a wholesaler, where he educated financial advisors on various investment vehicles, the markets, and behavioral finance. As Tempus’ Director of Investments, Kevin is responsible for developing and implementing customized investment strategies and management for the firm’s clients.

Ever wondered how you could tackle your debt smartly while planning for a secure financial future? Do you feel like you’re scaling a mountain of debt without a peak in sight? Listen in as Daniel Paikin and Robert Schlesinger speak with Steven Esses, Senior Loan Officer at FM Home Loans LLC, and George Walters, Senior Vice President of Business Development at GradFin. Together they discuss actionable insights to help you navigate through the fog of debt with confidence. Daniel, Robert, Steven and George touch on:  What is the impact of current interest rates on mortgage options and payments Why is it important to consider the choice between fixed-rate and adjustable-rate mortgages when selecting a mortgage plan What are the key components of federal student loan forgiveness programs, and what criteria must one meet to qualify How can one effectively manage and repay student loan debt And more Connect with Tempus Financial Group: Tempus Financial Group LinkedIn: Daniel Paikin, RICP® LinkedIn: Robert Schlesinger LinkedIn: Tempus Financial Group [email protected] 516-672-0784 Connect with George Walters:  LinkedIn: George Walters GradFin Connect with Steven Esses:  LinkedIn: Steven Esses About our Guest:  George Walters’ leadership skills and experience in sales and management add tremendous value to the GradFin team. George has worked with thousands of Financial Advisors across the country to help their clients determine optimal repayment strategies to their student loans. His knowledge of all repayment and refinancing options in the market today help put money back into the hands of the Advisor to leverage their clients’ financial goals. George individually consults with borrowers to educate, analyze, and simplify the complexities of student loans. Steven Esses, Vice President at FM Home Loans,  thrives on the individuality of each customer and the neverending thrill of successfuly closing a loan. With years of experience in the residential mortgage industry, he provides superior customer service and expert industry knowledge for his clients. Steven began his career being trained by one the top rated LO’s in the country. That training has been invaluable as Steven mastered the art of transforming a challenging deal into a smooth transaction.

As you reflect on your own financial planning, do you have a clear strategy for managing liquidity in your assets? Have you considered the balance between illiquid, semi-liquid, and fully liquid investments to ensure you are prepared for various financial scenarios? Join Daniel Paikin and Robert Schlesinger as they speak with Ryan Bohn, a senior associate with Tempus Financial Group, on the role of liquidity in setting up a successful financial plan.  They explore the significance of balancing different types of assets to ensure optimal financial planning and preparedness for emergencies and opportunities that may arise.  Daniel, Robert and Ryan discuss:  What does financial liquidity mean Why is liquidity crucial for a successful financial plan  What are the benefits and risks associated with margin accounts in terms of leveraging investments How can the balance between different asset types help in managing financial opportunities And more Resources: Connect with Tempus Financial Group: Tempus Financial Group LinkedIn: Daniel Paikin, RICP® LinkedIn: Robert Schlesinger LinkedIn: Tempus Financial Group [email protected] 516-672-0784 Connect with Ryan Bohn:  LinkedIn: Ryan Bohn About our Guest:  Ryan has over 20 years’ of experience in the Financial Services industry. After nearly a decade as a corporate bond broker in NYC, Ryan joined Tempus to help families—like his own—better understand their overall financial situation. Ryan is passionate about helping his clients accomplish their personal and financial goals by implementing unique strategies that instill confidence and clarity which eliminates risk and allows them to maximize their wealth through organization, savings, protection and growth strategies.

Is your savings strategy protected for the long term? Are you using savings accounts effectively? Join Daniel Paikin and Robert Schlesinger along with their coworkers at Tempus Financial Group, Tim Sachs and Greg Breitman, in discussing the landscape of effective savings strategies. They emphasize the critical nature of adopting a disciplined and systematic approach to saving money. They advocate for establishing dedicated savings accounts specifically aimed at wealth accumulation, highlighting the benefits of such focused financial planning. Daniel, Robert, Tim, and Greg touch on:  Why is the importance of savings emphasized in financial planning Where should one set clear goals and targets for saving How does automating the savings process benefit financial planning How can creating an intermediary account help manage income and spending And more Connect with Tempus Financial Group: Tempus Financial Group LinkedIn: Daniel Paikin, RICP® LinkedIn: Robert Schlesinger LinkedIn: Tempus Financial Group [email protected] 516-672-0784 Connect with Tim Sachs:  LinkedIn: Timothy Sachs Connect with Greg Breitman: LinkedIn: Greg Breitman About our Guests:  Tim began his career in the financial services industry in 2015 at T. Rowe Price and joined Tempus Financial Group in 2017. Tim is fueled by providing value to his clients on an ongoing basis. His primary goal is to educate his clients on what it means to be optimal in the vital areas of financial planning so that they can achieve maximum success. Tim enjoys creating long-lasting relationships with his clients based on trust, service, and support.  Greg joined the financial services industry after graduating from the University of Miami in 2012. His mission was, and still is, to help individuals and families get in a better position both personally, professionally, and financially. With over 10 years in the business, Greg specializes in having uncommon conversations with his clients to help provide financial peace of mind to everyone he meets. With a specific focus on cash flow management, savings strategies, wealth accumulation and asset allocation, his clients have begun to plan for the future and have greater opportunities to achieve financial success.

Navigating the realm of life insurance can be a daunting challenge—from selecting the most fitting type for your plan to deciding whether it’s a necessity at all. However, its role in your financial portfolio is far from insignificant. In a compelling discussion, Daniel Paikin and Robert Schlesinger team up with Craig Katz, their partner at Tempus Financial Group, to unravel the intricacies of life insurance. This insightful conversation delves deep into why life insurance is a pivotal component of your financial puzzle, dissecting various types, including term and permanent policies. Daniel, Robert and Craig discuss:  Why is life insurance important in financial planning How do you calculate the amount of life insurance needed What are the types of life insurance, specifically term insurance and permanent life insurance Why is it important to integrate life insurance into a broader financial plan And more Connect with Tempus Financial Group: Tempus Financial Group LinkedIn: Daniel Paikin, RICP® LinkedIn: Robert Schlesinger LinkedIn: Tempus Financial Group [email protected] 516-672-0784 Connect with Craig Katz:  LinkedIn: Craig Katz About our Guest:  Craig believes in taking both an offensive and defensive approach to developing and protecting wealth. He helps his clients build maximum wealth potential while simultaneously protecting against major facets of life such as taxes, inflation, lawsuits, death and disability. Craig has been in the financial services industry since 1997, beginning as an analyst with JP Morgan Chase. From there he spent a few years as an equity trader where the lack of intimate and long-standing client relationships led him to move to the personal planning side of finance. He joined Strategies for Wealth, an affiliate of Tempus Financial Group in 2004.

Do you already have an estate plan in place? If not, the judicial system could be the one deciding who gets what in your family. With young children, it is especially important to designate a guardian in estate plans. Listen in as Daniel Paikin and Robert Schlesinger speak with Kevin Ghassomian, a partner at Venable LLP, on estate planning and why it’s so important. They cover things like having a will, power of attorney, health care proxy, and living will declaration.  Daniel, Robert and Kevin discuss:  Why estate planning and having a will is important What are the consequences of not having a will How can irrevocable trusts be used to avoid estate taxes What are the challenges and ongoing monitoring involved in estate planning And more Connect with Tempus Financial Group: Tempus Financial Group LinkedIn: Daniel Paikin, RICP® LinkedIn: Robert Schlesinger LinkedIn: Tempus Financial Group [email protected] 516-672-0784 Connect with Guest Name:  LinkedIn: Kevin Ghassomian Venable About our Guest:  Kevin Ghassomian focuses his practice on the personal legal needs of business owners, corporate executives, high-net-worth individuals, and their families. Kevin’s representation covers all aspects of domestic and international estate planning, with an emphasis on tax minimization, asset protection, business succession, and philanthropy. Kevin also counsels individual and corporate fiduciaries on the administration of trusts and estates, including the preparation of gift and estate tax returns and defense of positions taken on those returns.

Does your disability insurance plan cover your needs? How would it provide for you if something happens? In this episode, Daniel Paikin and Robert Schlesinger speak with Pete Heckman and Chris Weber of Tempus MD. Together they explore the nuances between short-term and long-term disability, debunk common misconceptions, and grasp the significance of individual coverage. They delve into the limitations of employer-provided group insurance and stress the need for individual policies for better coverage and flexibility.  Daniel, Robert, Pete and Chris discuss:  What is disability insurance Why is it important to protect against long-term disabilities What are the differences between group insurance and individual insurance for disability coverage  how can group coverage be supplemented with individual policies And more Connect with Tempus Financial Group: Tempus Financial Group LinkedIn: Daniel Paikin, RICP® LinkedIn: Robert Schlesinger LinkedIn: Tempus Financial Group [email protected] 516-672-0784 Connect with Guest Name:  LinkedIn: Pete Heckman About our Guest:  Pete Heckman has been a financial advisor since 2006. He began his career at Independence Planning Group outside Philadelphia. While there, he built his practice advising medical and dental professionals. In 2013, he moved his practice to New York to be closer to home and his family. Today, Pete works with clients across the country helping them make informed decisions around growing and protecting their wealth. Pete works extensively with physicians, routinely lecturing to medical groups and providing financial literacy content to residency and fellowship programs.  Chris Weber joined Strategies for Wealth in 2009 to leverage his prior investment planning experience at Merrill Lynch and offer his clients a comprehensive plan that provides security and confidence. In 2022, he joined Tempus, an affiliate of Strategies for Wealth, to further enhance holistic planning and client servicing. Chris specializes in advising medical professionals and enjoys his work helping physicians and dentists make intelligent and informed financial decisions throughout their careers: from residency through retirement.

Ever wondered about the importance of liability protection? What confuses you the most about insurance premiums and liability protection? Make sure you have insurance to protect your financial interests. In this episode, Daniel Paikin and Robert Schlesinger are joined by Michael Silverman, CEO of Silver Lining Insurance, in exploring the importance of liability protection in insurance and the need for an umbrella liability policy. Michael dives into the need for proactive planning and the role of an insurance agency in guiding clients through potential risks and claims. Michael discusses:  The importance of liability protection for your own protection What impacts the cost of insurance premiums The importance of proactive planning and brokerage knowledge The impact of natural disasters on insurance premiums And more   Connect with Tempus Financial Group: Tempus Financial Group LinkedIn: Daniel Paikin, RICP® LinkedIn: Robert Schlesinger LinkedIn: Tempus Financial Group [email protected] 516-672-0784   Connect with Michael Silverman:  LinkedIn: Michael Silverman Silver Lining Insurance   About our Guest:  Michael, President & CEO of Silver Lining Insurance Agency, Inc., is responsible for new business development, as well as client relations and sales. He is a committed advisor and helps our clients make educated choices on what product or service best suits their wants. Over the years, his practical experience and proactive approach have allowed him to advise both individuals and businesses on how to identify and manage their level of risk.

It’s finally here–it’s finally live! Introducing The Tempus Podcast with Daniel Paikin & Rob Schlesinger! In this inaugural episode of “The Tempus Podcast,” hosts Rob Schlesinger and Daniel Paikin discuss the history of Tempus Financial Group and their motivations for starting the podcast! Together they emphasize the importance of working with an advisor and discuss upcoming episodes that will cover topics such as liability protection, disability insurance, legal documents, and life insurance. Dan and Rob discuss:  Why did they decide to embark on this new adventure? The beginnings of Tempus Financial Group & the roles they had before making the switch to financial planning Their diverse clientele & what sets their firm apart from competitors What YOU can expect from the podcast in future episodes And more Connect with Tempus Financial Group: Tempus Financial Group LinkedIn: Daniel Paikin, RICP® LinkedIn: Robert Schlesinger LinkedIn: Tempus Financial Group [email protected] Tempus Financial Group – 516-672-0784