The Voice Of Reverse Mortgage

Join us as we celebrate Christmas and all that comes with the Holiday Season... from a reading of Clement Clarke Moore's "A Visit from St Nicholas" to learning what people who have actually used the Modern Reverse Mortgage report as their #1 gift... Peace of Mind! Priceless... And... a reminder that starting 1/1/2023 HUD is increasing their Reverse Mortgage Lending Limit by $118,500 all the way to... drum roll please... $1,089,300! Amazing, and could not come at a better time for homeowners wanting to take advantage of still near record high home values! 

Getting familiar with the basics, how the Modern Reverse Mortgage works, is only part of the good news when it comes to this amazing financial planning tool. This week we are going to look at some interesting applications of how the Modern Reverse Mortgage is being used to help older home owners to live their best lives possible - all without having to make or worry about making a monthly mortgage payment!

How about some good news! HUD this week announced an increase to their Maximum Claim Amount, otherwise known as the FHA Lending Limit... and increase of $118,500! Beginning 1/1/2023 the maximum amount that HUD looks at in their calculations increases from the current $970,800 to $1,089,300! Amazing good news for many homeowners who have found that the dramatic rise in home values have now placed them in the previously rarified air of million dollar plus homes... common now in many part of the country!

Did you know that even with all of the financial advantages that borrowers find using the Modern Reverse Mortgage the one that they report on most often is something that can not be measured with a decimal point or a dollar sign? Peace of Mind is the most common answer by those who have actually used the Modern Reverse Mortgage... and who couldn't use more of that right now? If you or someone you know would like to live with greater safety, security and financial independence, you will want to tune it to this weeks show.

Have you ever had plans that just didn't work out? Perhaps that dream job you wanted, or the piece of real estate you hoped to buy just didn't pan out? You're not alone! Most of us have had life toss us something completely different that what the fancy brochure said! But, you do have options, and options begin with awareness... you have to know what your choices are at this point in life... join us today while we look into some of the practical applications of the Modern Reverse Mortgage - a program who's time has truly come!

This week Ted is in Mexico... but the show must go on! Tell me, have you ever been on a cruise? Well, this is my very first, please share with me your tips and tricks if you would, this definitely won't be my last! But this week are going to look at the inside of the Modern Reverse Mortgage, what are some of the things you need to know once you have one in place, how to plan for the end, what ever that may look like, and some overall insight into just how similar, and how different, the modern reverse mortgage can be from a regular or conventional mortgage.

Every journey begins with a single step, and congratulations, the most important step is just what you are doing right now... discovery, awareness, education... you can not use any financial solution unless you know what that solution is and how it works. Join us as we review just what steps go into your Reverse Mortgage journey. Ever wonder how the Modern Reverse Mortgage compares to a the process of getting a conventional mortgage? Today's show will give you clean and concise information, from a name you know and trust, Mutual of Omaha Mortgage.

As we get back to "normal" with the housing market, no more crazy sellers market...  and interest rates impacting borrowers ability afford what they might have just a few months ago, this gives us a chance to revisit a powerful purchase option for one of the most solid buyer demographics, boomers age 62 or better. We have a special guest this week to share with us first hand insight Learn how you can find a solution and help more clients afford more house.

Some times it's important to slow and and consider why... why are we facing financial challenges, and why don't we do something about them? This week we review just why the impact of the Modern Reverse Mortgage as a financial tool is more meaningful today than ever.  Are you or someone you know having to make difficult decisions regarding finance? I the rapid increase in the cost of living bring doubt? Or how about the dramatic drop in your retirement account? Your 401k hasn't turned into a 201K, but it sure looks possible... Learn how you can use some of the investment that has been created in your home due to the Real Estate Market run up to your advantage... without having to sell and move, and without having to make a monthly mortgage payment!  

Timing... just as important as any financial plan itself, the timing of the implementation of that plan can play a crucial role in determining success. We are at an economic crossroads in America today... with home values having reached record highs the long anticipated market correction has now begun. The only question will be how low will values go. Interest rates have returned now to pre-Quantitative Easing levels. The question here is how high will they go. Listen to this weeks show to learn the impact of these key components on the Modern Reverse Mortgage.

Many are dreading looking at their monthly retirement statements... the shock of market losses is real. We know that markets go up, and markets go down, and then back up again. Unfortunately when it's your time to access those retirement funds and the market is down, it can be traumatic, both financially and emotionally. What better time than now to reacquaint yourself with the safety, security and financial advantage of shifting your income source to the asset that you live in, now, while home values are still at record highs.  

Join Ted Butler, the Voice of Reverse Mortgage, this week as we explore one of the primary reasons HUD created the FHA Home Equity Conversion Mortgage... to help you stay right where most of you wish to stay, your very own home. But, at some point doing so on our own becomes a challenge. HUD allows you to spend some of your housing wealth to help cover the cost of care in your home instead of having to move to a facility.

This week join Ted Butler, the Voice of Reverse Mortgage, as he shares some positive news regarding the mortgage industry... the sky isn't falling, at least not for everyone... senior homebuyers stand to gain even more and HECM for Purchase numbers are proving that point. But, financial pressure has it's impact even on relationships, sadly "Silver Divorce" is on the rise... learn how the Modern Reverse Mortgage can help both parties end up with the home they desire.

Join Ted Butler, The Voice of Reverse Mortgage, as we review what you see when you look at the paperwork you receive when a lender provides their Reverse Mortgage Proposal. That "big pile of numbers" does make sense if you have a little bit of guidance... Have questions? Give Ted a call today and he will be happy to take the time to make sure you have the information you need to make an informed decision, 877-833-4738.

Join noted Reverse Mortgage expert, Ted Butler, The Voice of Reverse Mortgage, as he has the very real and very important conversation that children need to have with their aging parents...  learn how you can help Mom and Dad help themselves so you don't have to! Most Boomers today are not going to be able to survive the impact to their quality of life because of inflation, declining investment accounts and the drop in home values... lock in that housing wealth today and help keep them where they really want to stay, right in the home that they are living in... instead of having to move in with you!

Join host Ted Butler, The Voice of Reverse Mortgage, as he brings you up to date on what in the world is going on with the Modern Reverse Mortgage... Covid, inflation, plummeting stock market and now a housing market off the rails... get the information you need from a name you know and trust, Mutual of Omaha Reverse Mortgage. 

Did you know that with the modern reverse mortgage you can refinance, just as with a conventional mortgage? Many who've done a reverse mortgage once are more than happy to improve on what has been a positive financial choice. HUD allows for current reverse mortgage holders to refinance if there will be a tangible financial benefit, or to bring on a new spouse... Today's show will give us a first hand look at just how and why this is such a popular choice!

Join Ted Butler, The Voice of Reverse Mortgage, as he explores how much more there is to the potential uses of the Modern Reverse Mortgage... learn how you can dramatically enhance your existing financial planning options, or even help you gain important protections such as Long Term Care Insurance, Life Insurance and more!

Affordability, affordability, affordability... the number one issue facing home buyers today... but, you have a solution - the Lifestyle Home Loan from Mutual of Omaha Mortgage. Use a single one time down payment, no monthly mortgage payments, you retain title and full rights and responsibilities of home ownership! Keep more of your hard earned cash and get the home of your dreams...

This week join Ted Butler, The Voice of Reverse Mortgage as he shares insight on how shifting your income steam to your housing wealth and away from your asset accounts can help not only preserve those accounts, but increase overall net worth. Learn about the power of sequence of returns and how you can save your retirement!

Join Ted Butler, The Voice of Reverse Mortgage as he goes into detail on how important having a plan is during a down market. This week we will "peel the onion" and take a closer look into just how the Modern Reverse Mortgage might work for you.

What better way to express your own personal financial freedom than by learning about the practical application of the Modern Reverse Mortgage. Hear how this program actually works, what options it provides and how it can help you not only survive these challenging economic times, but thrive! This week we have a special guest sharing with us a real world example of this program at work.

This episode we will focus on just how important timing is to financial decisions.  When is the best time to employ the modern reverse mortgage? Now would be the answer! Listen as we review the impact of rising interest rates combined with a softening housing market. Protect yourself and tune in to Reverse Mortgage Radio!

This week we saw the Federal Reserve raise their rate even higher than originally projected. What does this mean for you? Listed to today's show for an insightful view of the safety, security and financial independence made available through this remarkable financial tool.

How do we cope with the rising cost of living, rampant inflation, rising interest rates and a housing market teetering on collapse? There has never been a better time to review just how powerful, safe and flexible a financial tool the modern reverse mortgage is than today. The Modern Reverse Mortgage works well when the economy is good, but it is uniquely constructed to preform as well and even better when time get tough... times like today. Get the information you need from a name you know and trust. 

Introducing the Lifestyle Home Loan from Mutual of Omaha Mortgage. Join me each week as we take a closer look into the modern Reverse Mortgage, what it is, how it works, who is using it and what it is being used for... Providing the information you need to make an informed decision with the information from a name you know and trust, Mutual of Omaha Reverse Mortgage.