The Wealth Cafe

If you’ve been looking for a financial planning strategy geared towards replacing an out-of-date insurance policy or annuity without negatively impacting the amount you pay in taxes, then this is the episode for you! So, without further ado, we’d like to introduce all our loyal listeners to the concept called the 1035 exchange. Most advisors will tell you that even though it’s one of the most overlooked strategies, it can also be one of the most advantageous. In this episode we break down everything from what a 1035 exchange is to ways that you and your team can take actionable next steps that could help provide you with a fruitful financial future. What we’ll cover:✅ 1035 exchanges explained.✅ Rules & regulations.✅ Best practices.✅ Common mistakes.We at The Wealth Cafe encourage you to speak with your financial team as soon as possible, so that you can see if this is a fit for your long-term goals and isn’t going to negatively impact your current strategies.☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected] 

What does it take to pitch ‪RyanSerhant‬  Serhant with a monogrammed iPad — and actually land the deal? In this episode of The Wealth Café, I sit down with Stephanie Bray — a third-generation realtor, native Phoenician, and Arizona luxury real estate agent with SERHANT — to talk about bold vision, building generational wealth through real estate, and why daring to dream big actually gets results.If you're a high-net-worth woman looking to build wealth through luxury real estate, or simply someone who needs a reminder that audacity pays off — this episode is for you.🎯 In This Episode:✅ Stephanie's journey from humble beginnings to SERHANT Arizona✅ The Ryan Serhant pitch story — yes, the monogrammed iPad moment is real✅ How overcoming adversity built her resilience and her brand✅ Why leaving a lasting legacy matters — and how to start now✅ What's next for Stephanie and SERHANT in the Arizona market in 2026💼 Work With Stephanie Bray | Arizona Luxury Real Estate Agent🔗 https://serhant.com/agents/stephanie-...📱 Instagram: @stephanie.bray.az👔 LinkedIn: /stephaniebrayaz📘 Facebook: @stephanie.bray.az🔗 Connect With SERHANT🌐 Website: https://serhant.com📱 Instagram: @serhant | TikTok: @serhant👔 LinkedIn & Facebook: /serhant🎙️ About The Wealth CaféThe Wealth Café is a podcast and YouTube show hosted by Caroline Tanis, MBA, CDFA®, founder of Tanis Financial Group. We have real, unfiltered conversations about money, wealth-building, and real estate investing — designed specifically for high-achieving women and their families.New episodes drop weekly. Hit subscribe so you never miss one.📲 Follow Caroline & The Wealth Café:🌐 Website: https://tanisfingroup.com🎙️ Apple Podcasts: https://podcasts.apple.com/us/podcast...📝 Blog: https://tanisfingroup.com/blog📱 Instagram: @tanisfingroup👔 LinkedIn: /caroline-tanis📧 Email: [email protected]

In our experience, we’ve noticed that most people don’t fully grasp how stock options work and tend to make costly mistakes, as well as miss out on opportunities that could help them secure a sound financial future. So, if you’re a high earner, THIS IS A MUST LISTEN! In this episode of The Wealth Cafe, we’ll be focusing on how equity compensation could be the key to unlocking long-term wealth for you and your loved ones. What we’ll cover:✅ Owning shares vs. having options.✅ How equity can be a powerful wealth-building tool.✅ What people typically get wrong.✅ Best practices when having this conversation with your financial team.At The Wealth Cafe, we believe that it’s important to remember that stock options aren’t just add-ons to your compensation package, they’re a potentially very advantageous planning opportunity. So, make sure to have more in-depth discussions with your financial team pertaining to this topic, so that they can help guide you on the right path for sustained success. ☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected] 

Did you just finish filing your taxes, but feel that your tax refund was lower than you expected? You’re not alone. Oftentimes what we see at The Wealth Cafe is that people just don’t start planning early enough, which is why in this episode we break down how specific strategies and proactive planning can help you avoid stress, surprises, and last-minute scrambling that may have plagued you this year.   What we’ll cover:✅ Early planning strategies that can potentially save you money.✅ How K-1 income & investments impact filing timelines.✅ Tax considerations when selling off investments & assets.✅ Why coordination with your financial team matters.Instead of waiting until December to start filing, we’d highly recommend that you start planning as soon as possible, so you can effectively minimize taxes, avoid penalties, and position yourself for a great year.☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected] 

Don’t make this major mistake and blow up your golden years. With how volatile tax rates can be, it’s commonplace for people to make pre-tax contributions or utilize tax-deferred savings accounts to avoid paying taxes year after year, but if not planned for properly, you could potentially be paying tens of thousands back to the government when it’s finally time to enjoy the fruits of your labor. In this episode of The Wealth Cafe, we’re going to take a deep dive into a topic known as the retirement tax savings bomb, which refers to the significant, and often unexpected, tax liability that gets triggered when retirees start withdrawing from pre-tax/tax-deferred accounts. If not defused properly, it could potentially lead to a retiree being pushed into a higher tax bracket, Medicare premium increases, and drastic reductions in overall retirement wealth. So, make sure to tune in and get guidance on how to keep your hard-earned dollars safe from the blast.     What we’ll cover:✅ Importance of understanding your portfolio.✅Strategies to save on taxes.✅ How to handle large amounts of pre-tax money.✅ Real-life examples.We encourage you to start working with your financial team as soon as possible, so that they can help you figure out where to strategically save on taxes and maximize your savings, so that you can reach your financial goals.If for some reason your current financial team can’t assist, feel free to get a second opinion from your friends at Tanis Financial Group. We’d be happy to help: https://tanisfingroup.com/contact/☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected] 

At The Wealth Cafe, many high earners we come across are under the assumption that they make too much money to contribute to a Roth IRA, which isn’t always true. If specific criteria are met and implemented properly into one’s financial plan, a Backdoor Roth IRA can allow high-earners the ability to move money from a Traditional IRA to a Roth IRA. In this episode, we’ll break down how a Backdoor Roth strategy works, the rules and processes around it, and the common mistakes to avoid.What we’ll cover:✅ How a Backdoor Roth IRA works.✅ Rules & restrictions to be aware of.✅ Common mistakes to avoid.✅ Importance of recordkeeping and contribution limits.If you’re someone who has been missing out on contributing to a Roth IRA, then this effective strategy could be perfect for you. We’d recommend working with your financial team to see if this strategy works for you within your specific financial plan.☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected] 

At The Wealth Cafe, we’ve noticed that there is an underlying assumption that inheriting a retirement account is simple, but changes to certain rules have made it a little more complex than most people realize. Since post-pandemic AKA 2020, someone who inherits a non-spousal IRA needs to be aware of important tax rules and distribution requirements that come with it. In this episode, we’ll be breaking it all down, so you and your loved ones better understand these rules, as well as avoid costly tax mistakes.What we’ll cover:✅ What the 10-year rule really is.✅ Differences between Traditional vs. Roth inherited IRAs.✅ How inherited IRA withdrawals can affect tax brackets and income.✅ Planning strategies to reduce taxes for future generations.We’ve seen a lot of instances where beneficiaries inherit IRAs during peak earning years and then due to withdrawals end up unknowingly increasing taxable income, pushing themselves into a higher tax bracket, and negatively impacting things like financial aid eligibility. So, as we always say, we’d recommend working with your financial team and planning early, so that you can implement strategies that can help preserve more of your wealth for future generations.☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected] 

Are you a landlord or a real estate investor looking for help understanding how to best use a 1031 exchange to defer taxes on investment properties? If so, this episode of The Wealth Cafe is for you! We’ll provide you with insights and information that'll help you understand how a 1031 exchange can be advantageous for you and your specific situation.          What we’ll cover:✅ Defining what a 1031 exchange is.✅ How to maximize it.✅ Important team members to loop in.✅ Real-life example.We highly recommend bringing this up to your financial team to see how you can incorporate this into your current financial plan. Having these conversations early will help your team identify if this strategy is right for you. If they aren’t capable of fulfilling your needs, feel free to get a second opinion from your friends at Tanis Financial Group. We’d be happy to help: https://tanisfingroup.com/contact/ ☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected] 

Nothing throws a wrench into a financial plan more than a company acquisition. In our experience, we tend to see one of two situations play out. Senior leaders, like yourself, make monumental financial decisions based on rumors, or significant financial impact is felt after the fact due to an acquisition, and the team member lacking a proper safeguard in place. We at The Wealth Cafe understand that company acquisitions bring both positives and negatives to all involved, but if proper strategies aren’t determined beforehand, there can be roadblocks and speed bumps after the fact that affect one's financial future.      What we’ll cover:✅ Differences between those affected.✅ Equity & compensation that can be impacted.✅ Importance of thinking on an after-tax basis.✅ Real-life example.We wholeheartedly believe that preparation is key because anything can happen, especially in this day and age. Making sure you have backup plans and strategies in place, and that you fully understand your compensation structure is paramount to ensure you and your loved ones are prepared for whatever life throws at you. ☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected] 

We at The Wealth Cafe love a good tax discussion! Today’s conversation centers on the common misconception that financial advisors, accountants, and even tax strategists get wrong: focusing only on minimizing taxes for one year. The ultimate goal should always be to reduce your tax bill over your entire lifetime and for generations to come.      What we’ll cover:✅ The tax bombshell.✅ Importance of looking at the bigger picture.✅ Strategies you can act upon immediately.✅ How to effectively communicate with your team.One of our biggest takeaways from this episode is to make sure you're working with a financial advisor who has your best interests at heart, understands how much refund you should receive, and has a clear understanding of where you can allocate funds strategically to help accomplish your specific financial goals. ☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected] 

Inheriting money isn’t always what it’s cracked up to be. Movies and TV do a great job of dramatizing the benefits of inheriting money, but never its drawbacks. That’s why in today’s episode of The Wealth Cafe, we’re breaking down the reality of inheriting or leaving behind this incredibly convoluted asset. This will hopefully help you or a loved one who's leaving money behind to save time and stress when it comes to tax implications.       What we’ll cover:✅ How to go about leaving money behind.✅ Implications depending on who’s inheriting this asset.✅ Understanding the taxation.✅ Examples & consequences.The key thing to remember is to make sure that you and your loved ones are having continuous conversations, so that everything from an estate perspective, tax perspective, and financial planning perspective is taken care of. We at The Wealth Cafe highly encourage early planning so that assets are maximized, and all the hard-earned money your family has worked for keeps moving across generations! ☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected] 

Have you recently received exciting financial news about a bonus, salary increase, or company stock options? If so, this episode of The Wealth Cafe is for you!    Even though this is an extremely exciting time for you and your loved ones, there are a lot of moving parts that you should be aware of, so that you're making the most out of these pieces of compensation within your specific financial plan. The key is to use these to build wealth and ensure dollars are set aside for the future. What we’ll cover:✅ Planning for new pieces of compensation.✅ What to be aware of.✅ How each piece of compensation is taxed.✅ Communicating this to your financial team.Going forward, when you’re communicating with your financial team, make sure to focus on setting aside a strategy for these specific pieces of compensation, because planning for the here and now gives you time to make more moves down the road to save on taxes and build incredible wealth and legacy. ☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected] 

Everyone feels uncertain about their financial future, even the wealthiest among us. I've worked with individuals and couples who, on paper, earn fantastic salaries but still feel like they're living paycheck to paycheck and failing to build wealth.  Most would think that people who feel this way should just stop buying expensive coffee or shopping at specialty grocery stores, but in reality, they just need to plan and strategize better. When trying to build wealth, there isn’t a one-size-fits-all solution, and it can be very complex, depending on one's situation, but being open with yourself and your financial team about your goals will help put your mind at ease, while also positioning yourself to build and increase your wealth into the future.  What we’ll cover:✅ A real-life client example.✅ How to “feel wealthy”.✅ Ways to not feel like you're living paycheck to paycheck.✅ Wealth-building strategies.We at The Wealth Cafe encourage you to schedule a meeting with a financial advisor who understands you and the intricacies of your specific financial situation, so you can get the wealth-building advice that best suits you.☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected]

Planning for the unexpected can be awkward and scary, but it’s extremely important to prepare ahead of time, so that you can make the most of the here and now. This can be a very emotional topic, but we at The Wealth Cafe believe that it's a beneficial one to cover, regardless of gender, age, and creed.       The Widow Tax isn't a line item; it's a concept that's recently become more prevalent. When one party passes away, the other is left bearing the burden of increased taxation. Depending on whether you have kids or grandkids, this tax burden could be hefty to take on, which makes it even more important to bring it up with your financial team to ensure you and your loved ones aren’t left in a state of flux.  What we’ll cover:✅ What the Widow Tax is.✅ How it can impact your financial status.✅ Ways to prepare and mitigate.✅ Bridging this conversation with your spouse and financial advisor.We at The Wealth Cafe strongly encourage you to prepare while your spouse is still alive, ensuring that all necessary documents are up to date and that all items are accounted for. It may be awkward and uncomfortable to bring up now, but it'll pay off in the long run.  ☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected] 

Welcome back to The Wealth Cafe. We missed you! We thought that, given the high number of viewers who found this topic to be both controversial and impactful, we'd revisit it in 2026. This type of thing happens more often than you think, and if/when something catastrophic happens, you want to be ready. Having too much money is something we all aspire to, so that we can retire early and enjoy life, but dying with too much money is a real concern. There are always what-ifs and question marks in life, but you must prepare to the best of your ability by building a financial plan to ensure you can enjoy the money or pass it on to the next generation. What we’ll cover:✅ Example from a real-life client.✅ Setting up legacy plans.✅ Planning transitions.✅ Adjusting lifestyles.We at The Wealth Cafe encourage you to schedule a meeting with an estate attorney, financial advisor, or tax accountant, so that you don’t have to worry about where your money will go when you eventually pass. Start 2026 by building a team that can help you enjoy this money now or strategically pass it on!☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected] 

Let's kick your New Year off right! This episode of The Wealth Cafe is all about helping you set financial intentions for 2026 and beyond. This is a must-watch, especially for high earners who are looking for options to take advantage of opportunities that can help maximize wealth in both the short and long term. We’ll be covering key considerations for setting goals, prioritizing them, and maintaining accountability for you and your financial team. What we’ll cover:✅ Having clear intentions.✅ How to communicate with your financial team.✅ Importance of revisiting your financial plan.✅ Why tracking progress matters.Always ensure that you share your goals and intentions with your financial team, so they can keep your best interests in mind while helping you plan for both the present and the future. ☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected] 

As life changes, so does the financial world. In recent years, you may have gained a higher wage with upward career moves, decided to start a family, or even just reached important life milestones. With all that being said, because of these new stages in life, you may have found that, like clothes, you’ve outgrown your current financial advisor. This episode of The Wealth Cafe is all about detecting the telltale signs that you’re in need of a new financial team, as well as helpful tips on how to find the perfect next advisor for your season of life!What we’ll cover:✅ How to know it’s time to change.✅ Where things get more complicated.✅ The importance of a proactive advisor & holistic planning.✅ Making sure you're looking at generations to come, not just the here and now.After doing your due diligence and sitting down for one one-on-one consultations, the holiday season is a great time for you and your loved ones to weigh the pros and cons of potential new advisors based on how they manage their portfolios and strategically think through complex financial topics. Allowing you to start fresh in the new year with a financial advisor who's suited to give you guidance on how to secure a sound financial future! ☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-wBLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected] 

Many high earners excel at reaching significant financial milestones, such as achieving a comfortable retirement lifestyle, purchasing a second home, or taking a grand vacation with their grandchildren; however, for some reason, they struggle to achieve short-term goals that precede these. That’s why this episode of The Wealth Cafe is dedicated to assisting and guiding high-net-worth individuals, like you, on items that other financial advisors often overlook when helping their clients.Today’s episode is all about defining what short-term financial goals are, how to plan for them as a high earner, and the impact short-term financial planning can have on the big picture. Planning for the new year is just as important as planning for the next three to five years!What we’ll cover:✅ Examples of short-term goals.✅ Exercises to help with planning for these goals.✅ Value of having money prepared & ready.✅ Importance of open communication & who to loop in.We at The Wealth Cafe encourage you to schedule a meeting with your own financial team or with us to discuss your short-term goals and explore how they align with your long-term financial picture. ☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected] 

Are you a high-net-worth or high-earning individual who's looking for guidance on a popular year-end tax planning strategy? If this sounds like you, then you’re going to want to tune into this episode of The Wealth Cafe! On this episode, we aren’t talking about traditional tax loss harvesting; we're talking about opportunities where you can potentially take strategic tax loss gains in your portfolio. Whether you're expecting to see a drop in income and need rebalancing, have a concentrated stock position from a family inheritance that needs to be unwound, or are just looking to reinvest assets based on where markets are moving, we can help examine the nuances of each and help you accomplish your year-end financial goals.  What we’ll cover:✅ Deadlines to be aware of.✅ Three scenarios where you can potentially take strategic tax gains.✅ Real-life examples.✅ The importance of a second opinion.Always remember, when it comes to year-end planning, the focus should be on paying the overall lifetime lowest tax bill, not the lowest tax bill in just one year or in one season of your life. ☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected] 

Holidays, like Thanksgiving, are rightfully all about spending time with friends and family, reminiscing on the year that was. During the holidays, we spend a lot of time thinking about others, but we don’t focus enough on ourselves and the things that we've accomplished.This episode is all about providing our listeners with a safe space to give themselves a pat on the back for all the accomplishments and milestones that helped make this such an incredible year!Everyone deserves a little time to be proud of the heights they’ve reached or the strides they’ve made. That’s why, after this episode, we encourage you and your loved ones to create gratitude lists, so that you can go forward into 2026 with a clear vision and understanding of what you want the future to look like. What we’ll cover:✅ Why showing yourself gratitude is important.✅ What The Wealth Cafe is thankful for.✅ A real-life example of why our mission is to put women in the driver's seat.✅ Why you should always be part of conversations regarding the future.We at The Wealth Cafe are extremely thankful for each and every one of you and can’t wait to see what next year brings!☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected] 

I recently had the opportunity to sit down with a woman who manifests bold visions, executes high-impact marketing, and helps clients turn real estate into a wealth-building strategy. Her name is Stephanie Bray, and Arizona luxury real estate is her game! From her humble beginnings to pitching Ryan Serhant, from Million Dollar Listing, with a personally monogrammed iPad featuring a business name that didn’t exist yet, this episode provides an amazing look into how a third-generation realtor and native Phoenician built her own legacy and accomplished her dream. 🎯 What You’ll Learn:✅ Stephanie’s journey. ✅ Why daring to dream & striving to leave a lasting legacy is important. ✅ How being bold gets results.✅ Behind SERHANT's growth in the Arizona market. ✅ How overcoming adversity made her stronger. Clients describe her as an incredibly dedicated realtor who goes above and beyond, never hesitating to accommodate their requests. If you're a savvy, high-net-worth individual who appreciates an agent that turns market complexities into opportunities, make sure to get in contact with her: https://serhant.com/agents/stephanie-brayWant to connect with Stephanie? 🔍INSTAGRAM:  /  / https://www.instagram.com/stephanie.bray.az     FACEBOOK:  /  / https://www.facebook.com/stephanie.bray.az/ LINKEDIN:  /  / https://www.linkedin.com/in/stephaniebrayaz/------------🔗CONNECT WITH SERHANTSERHANT Website: https://serhant.com/     SERHANT LinkedIn: https://www.linkedin.com/company/serhant/  SERHANT Facebook: https://www.facebook.com/serhant/ SERHANT Instagram: https://www.instagram.com/serhant/ SERHANT TIKTOK: https://www.tiktok.com/@serhant ☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected] 

Do you define yourself as a leader? Well, then you’re going to love my recent conversation with executive coach, leadership trainer, and clinical social worker, Sheila Storrer. For the past ten years, she has been helping people articulate their goals and take actionable steps to achieve them. From dream lives to dream jobs, she has the knowledge and the know-how to help leaders like you get sh*t done! She constantly sees clients being excited about making things happen, but will still fall into the “I can’t” mindset. Once they develop actionable practices to move themselves forward, they stop sabotaging themselves and create the life they’ve always dreamed of. 🎯 What You’ll Learn:✅ Sheila’s journey. ✅ Generational differences when it comes to priorities. ✅ Getting what you truly want versus what you're told you should want.✅ How to avoid distractions & stay focused. ✅ Importance of well-being & self-care. Sheila’s true passion is helping people see what’s possible instead of focusing on what’s not, or what they perceived was “wrong with them”, versus helping them see their strength and power. Her ultimate goal is to transform clients’ lives both at home and at work.  Want to connect with Sheila? 🔍INSTAGRAM:  /  / https://www.instagram.com/sheilastorrer/    LINKEDIN:  /  / https://www.linkedin.com/in/sheila-storrer-licsw-pcc-61a1309/   WEBSITE:  /  / https://sheilastorrercoaching.com/  ------------🔗CONNECT WITH LUMOLUMO Website: https://lumoleadership.com/    LUMO LinkedIn: https://www.linkedin.com/company/lumoleadership/  LUMO Facebook: https://www.facebook.com/lumoleadership/ LUMO Instagram: https://www.instagram.com/lumoleadership/  ☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected]

Welcome to The Wealth Cafe! In this episode, we're kicking off National Long Term Care Month with a deep dive into a topic that affects more people than you might think—long term care planning.Did you know that 70% of people over age 65 will need some form of long term care? Caroline walks you through everything you need to know, from the true costs of care (assisted living, home care, and nursing homes) to practical steps for building a financial plan that protects your wealth and your family's future.You'll learn:Why long term care is something we all need to discuss and plan for, regardless of age or wealthHow to estimate the real costs of care (the numbers may surprise you!)Different types of long term care (in-home care, assisted living, nursing homes) and how to choose what's right for your needs and lifestyleThe risks of not planning—how medical and care costs can erode your hard-earned savings or impact your legacyHow to start family conversations about care, even when it's tough to talk aboutTips on finding the right insurance coverage and key questions to ask your advisorHow new tools like Water Lily use AI to help you estimate your future long term care needsWhether you're planning for yourself, aging parents, or want to ensure your wealth lasts for future generations, this episode will help you approach long term care planning with clarity and confidence.Join us each week throughout Long Term Care Month as The Wealth Cafe brings you conversations designed to empower, educate, and help you finish the year strong!☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔗 Connect with usHave questions or want to start your long term care plan? Drop a comment or reach out to Wealth Cafe Host!Subscribe for more expert advice and inspiration on your wealth journey!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected]

Are you considering retirement and wondering if you're truly ready—financially, emotionally, and purposefully? In this episode of "The Wealth Cafe," Caroline dives deep into the five key signs that indicate you're prepared to make a smooth transition into retirement. Going beyond just the numbers on paper, we explore the importance of having a clear vision for your next chapter, strategic financial planning across different buckets (pre-tax, after-tax, taxable), and ensuring your legacy and family plans are fully aligned.Discover why retirement is more of a transition than a one-time event, with insights on managing the emotional shift from accumulating wealth to drawing down assets, and creating lasting memories for your loved ones. Whether you’re aiming for full retirement, semi-retirement, or a purposeful mix of volunteering and adventure, this episode gives you actionable strategies to retire with confidence and peace.Don’t forget to check out the link in our show notes for a free introductory call to discuss your retirement strategy!Keywords: Ready to retire, retirement planning, financial buckets, emotional readiness, legacy planning, transitioning to retirement, Wealth Cafe podcast, retirement tips, financial strategy, peaceful retirement☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected]

Melissa Mitt is a woman who has been taking the financial consulting space by storm with her expert guidance, helping solopreneurs take ownership of their finances. We recently had the opportunity to chat about her groundbreaking business, where she helps business owners create stability through her own experience navigating a financial meltdown. In her experience, many problems with businesses stem not from the money, but from how it's managed. She lives by the mantra that telling yourself, "I’m bad with money”, isn’t your truth; it’s just a story you’ve told yourself so often that you’ve started running your business and life around it. Her ultimate goal is to help her clients make a substantial amount of money and feel confident with it. 🎯 What You’ll Learn:✅ Melissa’s journey. ✅ How a lived experience helped her find her passion. ✅ The way seasons of life can affect relationships with money.✅ Replacing scrutiny & fear with joy. ✅ Importance of planning before that transition moment. Her compassion and kindness know no bounds. In addition to being an Accredited Financial Counselor®, she's also a leading advocate for the deaf community, and 1% of her revenue is dedicated to hiring a Deaf Financial Coach to provide free services to Deaf individuals.Want to connect with Melissa? 🔍INSTAGRAM:  /  / https://www.instagram.com/_melissamitt/    LINKEDIN:  /  / https://www.linkedin.com/in/melissa-mittelstaedt/   WEBSITE:  /  / https://www.melissamitt.com/  ☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected]  

Are you a high-earning parent juggling a successful career, aging parents, and raising kids—all while trying to plan for their college education? On this episode of The Wealth Cafe, financial expert Caroline Tanis (she/her) dives deep into the unique challenges affluent families face when saving for their children’s college years.Caroline reveals the real cost of college today, explains why high earners often don't qualify for financial aid, and shares smart strategies to prepare for this major expense without sacrificing your own retirement goals. Learn about the best investment accounts for college savings, like 529 plans and UTMA/UGMA accounts, and discover how recent changes make saving more flexible than ever. Caroline also covers creative cash flow options and scholarship opportunities outside traditional school grants.Whether you're wondering how much support to provide, balancing funding for both college and retirement, or just starting your family’s financial journey, this episode has actionable advice to help you make informed decisions. Don’t miss Caroline’s tips on family communication, leveraging gifts and contributions, and starting early for maximum impact.Subscribe for practical, expert insights on wealth building and family financial planning!Key topics covered:Why financial aid is rarely available for high earnersThe latest on 529 plans, Roth IRA rollovers, and flexible savings optionsComparing UTMA/UGMA investment accounts for college fundingCreative ways families can contribute, from gifts to bonusesBalancing college savings with your retirement prioritiesActionable steps to plan ahead and reduce financial stress☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected]

Are you working with a financial advisor but still feel lost about your financial goals? In this episode of The Wealth Cafe, guest Caroline Tanis breaks down what a true comprehensive financial plan should look like and what most people (and advisors!) often miss.Caroline shares powerful insights on:The difference between simple portfolio reviews and real financial planningHow goal setting & intentionality can transform your money decisionsWhy cash flow, taxes, estate planning, and risk management are just as important as investmentsKey questions to ask yourself (and your advisor) to make sure you actually have a written, actionable financial planThe importance of updating your plan as your life changesWhether you're earning well but don't know where your money is going, or you want to ensure your investments are truly aligned with your dreams (before and after retirement), this episode will give you the clarity and resources you need for a confident financial future.☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected]

Clean eating can be easy and exciting, just ask Morgan Zanotti! I recently had the pleasure of speaking with this trailblazing woman in the CPG category, whose success knows no bounds. Morgan, Co-Founder & President of Primal Kitchen, built a business from scratch to become the fastest-growing brand in the natural products industry. She successfully launched the world’s first avocado oil mayonnaise & salad dressings, as well as collagen protein bars, and a portfolio of other innovative food products. She sees herself as the most reluctant entrepreneur there is, but what continues to drive her success is her underdog mentality. We look forward to seeing her succeed once again in the CPG space with the launch of Waay, which hits Whole Foods Market shelves this month!🎯 What You’ll Learn:✅ Morgan’s journey. ✅ How flagging seed oils changed lives. ✅ The ins & outs of the CPG industry.✅ Importance of balancing partnerships. ✅ Her next big venture. Even with all her success, Morgan still enjoys giving guidance to fellow founders. She prides herself on helping them build brands that win hearts, secure shelf space, and achieve successful exits. She’s got incredible insights, and she’s just a video consultation away: https://intro.co/MorganZanotti Want to connect with Morgan? 🔍INSTAGRAM:  /  / https://www.instagram.com/morganzanotti/   TIKTOK:  /  / https://www.tiktok.com/@morganzanotti  LINKEDIN:  /  / https://www.linkedin.com/in/morgan-buehler-zanotti-31989620/ ------------🔗CONNECT WITH PRIMAL & WAAYPrimal Website: https://www.primalkitchen.com/   Waay Website: https://drinkwaay.com/ Primal Instagram: https://www.instagram.com/primalkitchenfoods/Waay Instagram: https://www.instagram.com/drinkwaay Primal Facebook: https://www.facebook.com/PrimalKitchenFoods   Primal TikTok: https://www.tiktok.com/@primalkitchenfoods ☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected]  

In this episode of The Wealth Cafe, guest Caroline Tanis dives deep into what a comprehensive financial plan really is—and why so many people, even those already working with financial advisors, might be missing out. Caroline highlights the difference between investment advice and a holistic financial planning process, emphasizing that true planning goes far beyond annual portfolio reviews.She walks listeners through her goal-setting journaling prompts, encouraging everyone to think not just about immediate objectives, but also long-term dreams, retirement lifestyle, and legacy wishes. Caroline breaks down the key elements that make up a full financial plan, including cash flow analysis, investment selection, retirement strategy, tax planning, estate and legacy considerations, as well as risk mitigation through insurance.Throughout the episode, she poses critical questions listeners should ask themselves (and their advisors) to determine if they really have a complete plan in place. Caroline also discusses the importance of regularly updating your plan to reflect life changes and stresses the value of collaboration among your financial team—advisors, accountants, and estate attorneys—to truly work in your best interest.☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!

Welcome to The Wealth Cafe! In this episode, host Caroline dives deep into the crucial choices you can make during open enrollment season to directly impact your wealth building and secure your financial freedom for years to come.✨ This isn’t your typical benefits 101 episode. Whether you're an executive with a family or navigating your first open enrollment, Caroline shares actionable strategies to help you make the most of your employer benefits—including health insurance, HSA vs. FSA options, life insurance, and disability insurance. Plus, discover how these benefits aren’t just HR checkboxes— they’re powerful tools for building long-term wealth!Here’s what you’ll learn:How to review last year’s health coverage and anticipate future needsThe difference between HSA and FSA accounts, and how to maximize their benefits for retirement and medical expensesCrucial questions to ask about your life and disability insurance to protect your income and familyWhy you should take a closer look at all your benefits, not just stick with last year’s plan💡 Open enrollment is more than just paperwork—it’s your opportunity to align your choices with your future financial goals! Caroline breaks down the steps, simplifies the decisions, and empowers you to take control of your wealth journey.☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!

Culture isn’t just created, it’s curated! I recently had the opportunity to sit down with one of the country’s most accomplished Human Resource Executives, Chief Human Resources Officer at Nearmap, Linda Ho. She’s most known for building sustainable talent ecosystems where people thrive, cultures evolve, and performance endures, but what some people don’t know is that she’s extremely passionate about adopting AI-powered solutions in the workplace. Linda wholeheartedly believes that AI and new tech stacks fail because they don’t put humans at the center and adopt from a human-centered point of view. Her thoughts regarding figuring out what's important, in terms of values to a company, can shape how people interact with people, as well as machines, in the most efficient manner possible. 🎯 What You’ll Learn:✅ Linda’s journey. ✅ Transformations in the workplace. ✅ Embracing AI versus relying on AI.✅ Why representation matters. ✅ Balancing what we should do in a way that feels fair and equitable. Linda’s ultimate goal is that we learn how to truly build relationships and communicate over digital formats while ensuring fairness and equity. Once we figure that out, it could unlock massive gains. Want to connect with Linda? 🔍LINKEDIN:   /  /   / linda-ho-1ba8a21     ☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected]

Welcome to this episode of The Wealth Cafe! Today, Caroline dives deep into the true value of employer-offered benefits—a topic that goes way beyond just salary and bonuses. Are you making the most of what your employer offers, or are you leaving money (and perks!) on the table?In this episode, you’ll learn:Why it’s essential to calculate the full worth of your benefits package—not just your paycheckHow bonuses, equity compensation (like stock options and RSUs), and retirement plans should influence your financial planningThe importance of understanding and fully utilizing healthcare, paid time off, flexible work options, maternity/paternity leave, child care, and lifestyle perks that can save you thousands or improve your quality of lifeWhy different benefits have different values depending on your personal situation, and how to make sure you’re prioritizing what matters to youWhether you’re considering a job change or just want to be smarter with your current compensation, this episode will show you how to assess and maximize your benefits to truly boost your overall wealth.☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!

I recently sat down with organic growth conjurer Mallory Contois. She’s known throughout the country as an operator, growth marketer, and advisor, but she truly prides herself on being a community architect for women across the country by founding The Old Girls Club. The club is designed for ambitious mid/late career women who are looking for a safe space to ask questions, get advice, and communicate with like-minded peers who feel/have felt underestimated. 🎯 What You’ll Learn:✅ Mallory’s journey. ✅ Her obsession with building companies from the ground up. ✅ The importance of trying new things.✅ How The Old Girls Club started. ✅ Human connection vs AI. From beating cancer to finding her way through male-dominated industries, there’s nothing that can stop Mallory from accomplishing her ultimate goal to build a space where driven women can feel safe while they pursue their ambitions. ☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!

Ever get a gut feeling that your financial advisor just isn’t the right fit for you? You’re not alone. In this episode of The Wealth Cafe, host Caroline tackles the often-unspoken doubts many women have about their advisor relationships. She dives deep into the common scenarios that prompt people to switch advisors—like outgrowing your current advisor, experiencing reactive (instead of proactive) communication, or just not feeling comfortable reaching out with questions.Caroline shares insightful questions to ask yourself before making a change, from understanding your own communication style to scrutinizing an advisor’s expertise, fee structure, investment philosophy, and willingness to look at your whole financial picture—not just your investments. Plus, she highlights some red flags to watch out for when considering a new advisor.Whether you’re feeling unsure about your current advisor or just want to ensure you have the best possible financial partnership, this episode offers clarity, real-talk, and practical steps to help you make confident financial decisions. Tune in to discover if it might be time to make a switch—and how to find the right advisor for you.☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!

Welcome back to The Wealth Cafe! In this episode, our host dives into what she's calling "fall cleaning" for millionaire women and their families. As we move from summer into autumn, it's the perfect time to refresh your financial strategy and make sure you’re set up to end the year strong—and start the next one even stronger.Tune in as our host shares her personal checklist and expert tips for a comprehensive financial review. Topics covered include: revisiting your investment allocations, taking stock of your summer cash flow, reviewing equity compensation and planning meetings with your advisor or accountant. She also breaks down key year-end tax moves like tax loss harvesting and making the most of your retirement and savings account contributions.Plus, don’t miss the crucial reminders about estate planning, insurance updates, and making sure your beneficiaries are current. Whether you're adjusting your goals, prepping for open enrollment, or reflecting on big-picture plans for 2026, this episode will empower you to take proactive steps towards building and protecting your wealth.☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!

I recently sat down with the fabulous Bethany McCamish, a woman who's building an empire through her strategic design agency serving fierce visionaries, one-of-a-kind business podcast helping brands get rock-solidly seen, and barrier-breaking book designed to help women dream bigger!This marketing maven is changing the industry and challenging the status quo. In this episode of Coffee Conversations, we dive deep into her businesses, journey, next project, and much more! 🎯 What You’ll Learn:✅ What balloonists, blue skirts, and brand have in common. ✅ Bethany’s upbringing. ✅ The importance of women empowerment.✅ How inspiration can be cyclical. ✅ Her next big project. Bethany’s mission in life is centered around helping people be seen and get the visibility they deserve.Want to connect with Bethany? 🔍DESIGN INSTAGRAM:   /  / https://www.instagram.com/bethanyworksdesign/       PODCAST INSTAGRAM:   /  / https://www.instagram.com/unbreakablebrandspod/ FACEBOOK:   /  / https://www.facebook.com/BethanyWorksDesign/  DESIGN LINKEDIN:   /  / https://www.linkedin.com/company/bethany-works/  PODCAST LINKEDIN:   /  / https://www.linkedin.com/company/unbreakable-brands/ PERSONAL LINKEDIN:   /  / https://www.linkedin.com/in/bethany-mccamish/     PINTEREST:   /  / https://www.pinterest.com/bethanyworks/      DESIGN WEBSITE:   /  / https://bethanyworks.com/     PODCAST WEBSITE:   /  / https://unbreakablebrands.com/ PURCHASE A COPY OF HER BOOK:   /  / https://bethanymccamish.com/rise-and-find-co-author-bethany-mccamish/ ☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected]  

Welcome back to The Wealth Cafe! In this episode, Caroline dives deep into the world of HSA (Health Savings Account) accounts and how they can be a game-changer for your financial future. Wondering what makes an HSA different from an FSA? Want to know about the triple tax advantage and how to maximize your HSA for retirement? Caroline breaks it all down in simple, practical terms.In this episode, you’ll learn:The key requirements for opening and contributing to an HSAThe crucial differences between HSA and FSA accountsHow to take advantage of the triple tax benefits of an HSACreative ways to use HSA funds—including investments and qualifying purchasesWhy maxing out your HSA could be a smart move before year-endHow an HSA can be a powerful tool for covering medical expenses now and in retirementWhether you’re new to HSAs or looking to get more out of your account, this episode is packed with actionable advice. Make sure to consult with your financial professional to see if an HSA is the right fit for your unique situation.☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/ Email: [email protected]

I recently sat down with a woman who's on a quest to empower individuals, businesses, and organizations by offering experiential trainings, workshops, and coaching programs that support long-lasting and transformational change.I’m talking about the one and only Stephanie Simpson! Stephanie, Author of the 21 Day Stress Management Workbook, partners with people and businesses to achieve their greatest potential by clarifying their values and aligning them with actionable goals. 🎯 What You’ll Learn:✅ Stephanie’s journey. ✅ The impact of PCOS on women. ✅ Importance of advocacy.✅ Finding the right resources. ✅ How to hold space for each other. Stephanie’s ultimate goal is that people she comes in contact with live courageously and to the fullest by creating communities and cultures that are trauma-informed and human-centric! Want to connect with Stephanie? 🔍INSTAGRAM:   /  / https://www.instagram.com/stephaniesimpsoncoaching/      FACEBOOK:   /  / https://www.facebook.com/StephanieSimpsonCoaching/ LINKEDIN:   /  / https://www.linkedin.com/in/stephaniesimpsoncoaching/    WEBSITE:   /  / https://www.stephanie-simpson.com/    ☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/  ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected]  

Are you thinking about leaving your traditional IRA to your loved ones? Or maybe you’re set to inherit one yourself? In this episode of The Wealth Cafe, we dive deep into what happens when a traditional IRA is passed on to a non-spouse beneficiary—and why you need to plan strategically to minimize tax headaches and maximize your legacy.Join Caroline as she breaks down:The unique tax rules that apply to inherited traditional IRAs (including the game-changing 10-year rule implemented after 2020)The differences between leaving your IRA to a spouse versus a non-spouseWhy inheriting an IRA can sometimes cause tax surprises during your highest earning years or even impact college financial aidSmart tax strategies to consider NOW, like Roth conversions and charitable givingKey questions to ask your financial advisor to optimize your inheritance or legacy plansWhether you’re looking to pass on wealth or preparing to receive it, this episode will help you make informed decisions and start the right conversations with your financial team.Ready to get proactive about your financial future? Book an intro call using the link below to explore how personalized planning can help you and your family keep more of what you’ve earned.💬 Comment below with your questions or experiences, and don’t forget to subscribe for more insights on wealth, inheritance, and strategic financial planning!☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  /  / https://www.instagram.com/tanisfingroup/  LINKEDIN:  /  / https://www.linkedin.com/in/caroline-tanis/ YOUTUBE:  /  / https://www.youtube.com/channel/UCHxRZmUZwZVHD4ihCu2iK-w BLOG:  /  / https://tanisfingroup.com/blog/ ------------🔗CONNECTWebsite: https://tanisfingroup.com/  Email: [email protected]  

If you haven’t read it, you’re going to want to!I’m talking about one of the best books out there, Ladies Get Paid: The Ultimate Guide to Breaking Barriers, Owning Your Worth, and Taking Command of Your Career, written by the lovely founder of ‪Ladies Get Paid, Claire Wasserman. As a renowned speaker and businesswoman, Claire travels the country teaching women the importance of getting pay increases, advancing professionally, and building their respective communities. She specializes in teaching people how to realize their true worth, inside and out! 🎯 What You’ll Learn:✅ Who is Claire Wasserman? ✅ Claire’s career path.✅ Wage gap & leadership gap. ✅ How to be confident, calm & grounded. ✅ Different stages for women within their careers. Claire’s expertise and extensive research has helped so many women negotiate raises, find value within their careers, and become more confident in life! Want to connect with Claire?🔍PERSONAL INSTAGRAM:   www.instagram.com/clairegetspaid       BUSINESS INSTAGRAM:  www.instagram.com/ladiesgetpaid  PERSONAL LINKEDIN:  https://www.linkedin.com/in/clairewasserman/BUSINESS LINKEDIN: https://www.linkedin.com/company/ladiesgetpaid/posts/?feedView=all SPOTIFY:   /  / https://podcasters.spotify.com/pod/sh...  WEBSITE:   /  / https://www.coachmeclaire.com/   ☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  www.instagram.com/tanisfingroup.com LINKEDIN:  https://www.linkedin.com/in/caroline-tanis/

Recently, I was lucky enough to sit down with ‪Wall Street Journal‬ bestselling author Randi Braun for a one-on-one conversation about her women at work playbook, Something Major!    Randi is an expert at helping high-performing women thrive in demanding roles. Her incredible work has made her one of the most authoritative voices in this space. She has been featured across some of the most influential news outlets in the country, such as ‪CNBC‬, ‪Washington Post‬, ‪Forbes‬, ‪Chicago Tribune‬, and ‪Parents, just to name a few. Her goal is that when her 9-year-old daughter grows up and enters the workforce, Something Major is completely irrelevant because that means we achieved allyship from men in our workplaces! 🎯 What You’ll Learn:✅ Who is Randi Braun? ✅ How Randi turned a passion into a career.✅ Why Something Major is the perfect book for where we are as a society. ✅ Truth through lived experiences. ✅ The importance of women's empowerment. We spend a lot of time on this channel talking about women building wealth, but even more important, we’re here to give people, like Randi, a platform to speak about the culture we live in, where women are still fighting for the bare minimum. Let’s make supporting and sponsoring women not something to strive for, but the status quo! Want to connect with Randi?🔍INSTAGRAM:   www.instagram.com/something_major_coaching      PERSONAL LINKEDIN: https://www.linkedin.com/in/randi-braun-312a5423/ BUSINESS LINKEDIN:   https://www.linkedin.com/company/something-major/ WEBSITE:  https://www.somethingmajorcoaching.com/  ☕️For more tips and advice, make sure to subscribe to the show so you don't miss an episode!🔍INSTAGRAM:  www.instagram.com/tanisfingroup LINKEDIN:  https://www.linkedin.com/in/caroline-tanis/