All Episodes
Big Picture Retirement® — 309 episodes
Do Retirees Actually Run Out of Money?
They Froze His $3,000,000 Retirement Account
Will A Roth Conversion Save You Taxes?
The Gift Tax Loophole Congress Wants to Close
How to Get a Full Step-Up in Basis (Even If You Don't Live in a Community Property State)
The Social Security Earnings Limit May Be Eliminated
What 75 Year Old Retirees Regret Most
Inbox Question | Leveraged ETFs for Supercharging Retirement Savings
Inbox Question | QCD from a Workplace Retirement Plan
You're Probably Looking at the Wrong Estate Tax
Inbox Question | Should I Use A Spendthrift Trust?
How Your AI Data Could Be Used Against You
Should a Blood Test Shape Your Retirement Plan?
Why Recency Bias Is Dangerous for Today's Retirees
Five Retirement Loose Ends You Can't Ignore
Planning for Single Retirees — Part 4: Long-Term Care, Incapacity, and Estate Planning
Planning for Single Retirees — Part 3: Tax Planning and Roth Conversions
Planning for Single Retirees — Part 2: Social Security Claiming Decisions
Planning for Single Retirees — Part 1: Why Retirement Is Different When You're Solo
7 Keys to a More Financially Stable Retirement
How to Buy or Sell a Business the Right Way
Inbox Question | Should Advisors Provide Client References
The Federal Income Tax: Coming to an End?
Inbox Question | Managing Allocation Across Many Accounts
Key Changes for 2026
5 Things Your Attorney Doesn't Want to Hear
Inbox Question | Roth Conversion Strategy for High Earners
Is This the Worst Time to Retire? 3 Ways to Prepare (Just in Case)
Inbox Question | Typical Costs of Estate Planning
The Hidden Cost of Delaying Social Security
Inbox Question | What's the Big Deal with HSAs
Inbox Question | Using IRA Withdrawals to Fund Daughter's Roth
The Great Retirement Plan Illusion
The Hidden Estate Tax Lesson in the $1.8 Billion Powerball
Why So Many Americans Are Claiming Social Security Early in 2025
Three Priorities That Should Shape Your Social Security Decision
What Millionaire Retirees Fear Most (But Rarely Talk About)
Private Equity Meets Your 401(k)
5 Mistake Most Millionaire Retirees Make
Overview of the One, Big, Beautiful Bill
Inbox Question | How Filing Early Impacts the Spousal Benefit
Why Taxes In Retirement Get More Complicated
Inbox Question | The Good Life Abroad: Would We Go?
Inbox Question | How Much Umbrella Insurance Do You Need?
Inbox Question | How the Small Estate Affidavit Process Works
Listener Q&A: Trusts, IRMAA, Inheritance Taxes, Capital Gains, and More
The 3 Parts to a Perfect Estate Plan – Part 3: Protecting the Beneficiaries' Inheritance (Estate Planning Series Finale)
Inbox Question | Home Equity for Long Term Care
The 3 Parts to a Perfect Estate Plan – Part 2c: Common Mistakes & Oversights
Inbox Question | Medicaid for Parents
The 3 Parts to a Perfect Estate Plan – Part 2b: Tax Considerations
Inbox Question | Company Stock in 401K
The 3 Parts to a Perfect Estate Plan: Part 2a: Non-Probate Transfers
Inbox Question | Running a Business & Collecting Benefits: What Counts Toward the Earnings Limit?
The 3 Parts to a Perfect Estate Plan – Part 1b: Planning for Incapacity
The 3 Parts to a Perfect Estate Plan – Part 1a: Planning for Incapacity
Inbox Question | A Better Approach to the S&P 500?
Inbox Question | Cutting Work Hours at 60: Will It Reduce Social Security?
How to Travel Like a Local in Retirement (Not Just a Tourist)
Inbox Question | Tax Treatment of Special Needs Trusts: What You Need to Know
REPLAY | The Surprisingly Hardest Part of Retirement
Inbox Questions | IRA Income & Medicaid Eligibility: Will Too Much Disqualify You?
REPLAY | 5 Things Nobody Tells You About Retirement
Inbox Questions | Should We Consider Roth Conversions with a High Income?
What Happens to Your Crypto When You Die? Estate Planning for Digital Assets
Inbox Questions | Cryonics and Trusts: Planning for a Future You?
The 4 Mindsets That Shape Your Retirement Success
Inbox Questions | Why Use Your IRA First for Long-Term Care Expenses?
Tariffs: Balancing the Pros and Cons
Inbox Questions | Should Early Social Security Factor Into Retirement Calculations?
Supreme Court Ruling: The Hidden Risks in Life-Insurance Buy-Sell Agreements
Inbox Questions | Will GPO Repeal Affect My Benefits?
The Unexpected Early Retirement
Inbox Questions | Reducing Taxes and Managing RMDs
A Smarter Way to Manage Retirement Income
Inbox Questions | Prescription Prices: A Rant and a Response
Smart Financial Planning: Balancing Data with Peace of Mind
Inbox Questions | When Should You Stop Using TurboTax?
Inbox Questions | When Should You Use An LLC?
5 Reasons 2025 Could Be a Turbulent Year for Stocks
Inbox Questions | Capital Gains on the Sale of Home
What Trump's Tax Policies Mean for Your Retirement
BOI Reporting Delayed: The Future of the Corporate Transparency Act
What Your Will WON'T Do
5 Ways to Make Your Retirement Recession-Ready
Is Downsizing Right for Your Retirement?
How Long Will I Live? Planning for Longevity in Retirement
3 Ways to Pay for Long-Term Care
Monte Carlo Simulations: Is Your "Probability of Success" Trustworthy?
The Stock Market Gamble Most Investors Lose
How Kamala Harris's Housing Plan Could Drastically Change Wealth Transfer
Ed Slott Explains How to Outmaneuver the Tax Trap in Retirement
Listener Voicemails: Super-funding 529s, Sophisticated Trusts, and Boosting Social Security Benefits
Listener Q&A: Demystifying Brokerage Statements, Retirement Readiness, and Investment Strategies
Listener Voicemails: Social Security, Trusts, and IRA Math Mysteries
Listener Q&A: Navigating RMDs, Investment Strategies, and Retirement Income Planning
Listener Q&A: Tax Strategies, Inheritances, Annuities, and More
Listener Q&A: Navigating Taxes, Trusts, and More
Navigating Social Security: Listener Questions Answered
Listener Questions Answered: Reverse Mortgages, Healthcare Before Medicare, and More!
Answering Listener Questions on Social Security
The Power of Donor Advised Funds
Unpacking the New IRS Estate Planning Memo
Too Much of a Good Thing?
When Roth IRA Conversions Go Too Far
Estate Planning Lessons from the Rockefellers and Vanderbilts
The Five Phases of Retirement
The Secret Power of Investment Location
The Home Buying Earthquake That Changes Everything
3 Types of Investors Who Should Avoid A Flat Fee Financial Advisor
The Surprising Way to Save Social Security (Without Raising Taxes or Cutting Benefits)
The Unplanned Journey: Grandparents Raising Grandchildren in Retirement
The Risk of Grey Divorce
How to Determine Your Risk Tolerance
Unlocking the Ex-pat Dream: Debunking Myths and 2024's Top Destinations
5 Things Nobody Tells You About Retirement
3 Reasons You Should Choose A Flat Fee Financial Advisor
Beyond Billionaires: The Ripple Effect of Taxing Unrealized Gains
Encore: The Retirement Tax Torpedo
Encore: Asset Protection for Personal Property
Encore: 6 Social Security Mistakes That Can Damage Your Retirement
Encore: Tax Loss (and Gain!) Harvesting with Andy Panko
Encore: The Fine Print of Beneficiary Designations
Encore Episode: 3 Reasons for Roth Conversions
The Vanguard Verdict: How Advisors Boost Returns by 3%
The Corporate Transparency Act: New Rules for LLCs and Small Businesses
This Is Why You PAY YOUR ADVISOR!
The Surprisingly Hardest Part of Retirement
Social Security In Digital Dollars Only?!?
Straight From Our Inbox: Listener Voicemails and more
Is Your Advisor Worth 1%?
LLC Protection: Myths, Realities, and Navigating Personal Judgments
On Air - Your Software Is Getting It WRONG
Will Roth IRAs Become Taxable?
Has the IRS Ended the Step-Up Basis for Trusts?
Straight From Our Inbox: Listener Voicemails on Social Security and More
Most Common Filing Age, Roth Conversions, and More
Should You Loan Money to Friends and Family?!
Retirement Reality Check: Should YOU Be Worried?
Unmasking the IUL Sales Pitch with Andy Panko
What is a Female? Why Definitions Matter In Estate Planning
The 5 Surprise Retirement Expenses
Inheritance Missteps: Navigating Trusts and Children
Lessons Learned from a Heart Attack
4 Things Singles Should Know About Filing for Social Security
Direct Indexing: Revolutionizing Investment Strategies or Just Hype?
The Optimal Retirement Withdrawal Strategy
3 Reasons for Roth Conversions
How Divorce Attorneys Miss the Big Picture
The 5 Phases of Saving for Retirement
Reverse Mortgages- Understanding the Pros and Cons
The Retirement Tax Torpedo
Are Your Investment Accounts Safe?
Get The Most From Your Pension
The IRS Dirty Dozen
The 4 Challenges Of Retirement
Can ChatGPT Replace Your Lawyer (or other professional advisor)?
Listener Voicemails - Answering More Social Security Questions
Finding the Right Tax Advisor
Listener Voicemails - Answering (mostly) Social Security Questions
Secure Act 2.0
Social Security at 62: Why Filing Ages are Changing
Legal vs. Insurable Title (How to avoid screwing up your real estate)
Managing Tax Loss (AND GAIN) Harvesting with Andy Panko
Listener Q&A: Inherited HSA, TOD Real Estate, Social Security spousal benefits, and LLC questions
What Is a 1031 Exchange?
Does Social Security Have An Inflation Donut Hole?
Crash Course on Annuities
Encore: The 5 Types of Trusts (and when they are used)
How A Bear Market Can Maximize Your Retirement
Big Changes To Social Security In 2023
Nothing (Legally) Last Forever
Why 2023 Medicare Premiums Are Going Down
A Better Approach to Retirement Income Distributions
Living In Sin: When Remarriage Causes Financial Harm
Should You Use A Break Even Calculator for Social Security?
Deadline Looming To Avoid The Estate Tax
Should You Own An Airbnb for Retirement Income?
6 Social Security Mistakes That Can Damage Your Retirement
Checkbook Control LLC: How To Own Alternatives In Your IRA
The Fine Print of Beneficiary Designations
Think Twice About These Rules of Thumb
Asset Protection for Personal Property
And...we're back!
The Bear Market's Silver Lining
Coronavirus and Your Retirement
The Secure Act: Part II
The Future of Big Picture Retirement
Protecting Rental Property
New Laws for Inheriting Property Jointly
Estate Planning for Pets
9 Steps If You Expect Your Will To Be Contested
5 Things To Know About The Secure Act of 2019
Will Trump Save Social Security
The Financial Abusers Playbook: Learn Their Secrets
Spring Cleaning - the Financial Edition
Medicare Buy-In at 50
Social Security Reform with Congressman John Larson
The 5 Types of Trusts (and when they are used)
Illegal Immigration and Social Security
What You Need To Know About Medicare: Part 2
Understanding the Parts of Medicare with Danielle Roberts
How Much Are You Paying For Your Investments? [ENCORE]
Talking Trade Wars with David Stein [ENCORE]
Listener Questions: IRAs and Trusts, and Special Social Security Rules
Listener Questions: Medicaid Estate Recovery and Social Security Myths
#100: What Rights do Grandparent Have?
#099: Understanding Charitable Remainder Trusts
#098: Active vs. Passive with Rick Ferri - Part 2
#097: Active vs. Passive with Rick Ferri - Part 1
#096: 5 Lessons Learned From Previous Market Declines
#095: Social Security Survivor Benefits
#094: BIG Update Coming to VA Benefits
#093: Retirement Drawdown Strategies Part 3
#092: Retirement Drawdown Strategies Part 2
#091: Retirement Drawdown Strategies Part 1
#090: 5 Social Security Mistakes With BIG Consequences
#089: You Can Buy WHAT In Your IRA?! Non-Traditional IRA Investments With Kirk Chisholm
#088: Cryptocurrency Basics with Joe Saul-Sehy
#087: Buying your First Rental Properties
#086: Should You Have Rental Property for Retirement Income?
#085: 3 Estate Planning Tips to Avoid Probate
#084: The Backdoor Into the Beautiful Roth IRA
#083: The Beautiful Roth IRA
#082: Is A Codicil A Good Way To Change Your Will?
#081: What Do All Those Advisor Designations Mean?
#080: Are Granny Cams Legal?
#079: Is It Ethical To Strategize To Use Government Benefits?
#078: The Ridiculous Inaccuracy of Stock Market Predictions [Encore Presentation]
#077: 5 Smart Reasons to FIle Early for Social Security
#076: What We Wish You Knew About REITs
#075: Is This Cheating the FAFSA? - College Tuition Hacks You Didn't Know
#074: The Right Way to Qualify for Medicaid for Long Term Care - Part 2
#073: The RIGHT way to use Medicaid to pay for Long Term Care
#072: Should You Be Investing In Individual Stocks?
#071: The Dangers of Chasing Dividends with Andrew Comstock
#070: Does Your Credit Score Matter In Retirement?
#069: Is A Target Date Fund Right For You?
#068: Roger Whitney on Living Well Today While Planning For Tomorrow
#067: Traditional Insurance vs. Health Sharing Arrangements
#066: Talking Trade Wars With David Stein
Market Update March 2018
#065: How Facebook and the Aging Population Might Impact Your Retirement Plan
#064: Timing The Stock Market, and Protecting Social Security From Nursing Home Bills
#063: Hiring a Tax Advisor | Encore Presentation
#062: Jacob and Esau | Encore Presentation
#061: What's The Best Age To File For Social Security
#060: Should You Buy Long-Term Care Insurance?
#059: How Much Are You Paying For Your Investments?
#058: Do You Need A Sexual Power of Attorney?
#057: The Amazon Effect and What It Means For Your Retirement
#056: The Hidden Dangers of Leaving Inherited Property to your Heirs
#055: A Serious Look at the Future of Social Security
#054: How To Have Your Best Year Ever
#053: The Impact of Trump's Tax Reform
#052: Recent Predictions That Didn't Happen, and The Tattoo Factor
#051: Podcasting from a Volkswagen Superbeetle, with Couple Money and the Retirement Answer Man
#050: Can You Have Too Much Cash? and Planning For The Things You Hope Don't Happen
#049: How Millionaires Handle their Money, with Joe Saul-Sehy
#048: Steps To Take Before The End of The Year
#047: The Trump Tax Plan
#046: Is A Reverse Mortgage Right For You?
#045: Post-Retirement Work, and Social Security Disability Benefits
#044: Psychology, Passive Income, and Your Freedom Number With Clayton Morris
#043: Digging Deeper Into Medicare, and Donut Holes
#042: What Medicare Covers, and What It's Going To Cost
#041: Does Your Debt Die When You Do?
#040: Keeping it Simple with Doug Goldstein
#039: Planning Your Digital Afterlife
#038: Protecting Your Assets From Lawsuits and Other Liabilities
#037: Designating Your Representatives, and Picking Stocks
#036: All About Bonds with Dr. Brandon Renfro
#035: Why Social Security is Important for YOU (even if you're not close to retirement)
#034: How to Avoid a Bernie Madoff-Type Scam
#033: Giving IRA Money to Charity, and Remarriage & Social Security
#032: Why Women Need Better Financial Advice with Russ Thornton
#031: Veterans - Are you getting ALL your benefits?
#030: Second Marriages and Blended Finances
#029: Disinheriting a Spouse and How to Say NO to an Adult Child's Request for Money
#028: Quarterly Perspective Q2 2017, with Andrew Comstock
#027: AgeProof - Living Longer Without Running Out of Money or Breaking a Hip
#026: Who To Talk To At Your Social Security Office
#025: What to do when Someone Dies
#024: Keep the Original Will, and Rental Income in Retirement
#023: How Much Do You Need in Retirement? Use this online calculator to find out.
#022: 5 Lessons Learned from Market Declines
#021: Naming Beneficiaries - How to Avoid Screw-ups
#020: Listener Questions about Moving IRAs back into a 401k, and Social Security for Grandkids raised by Grandparents
#019: Lessons We Learned from 15 years as Financial Planners, with David Waldrop
#018: The Basics of Social Security that EVERYONE Should Know, Part 2
#017: The Basics of Social Security that EVERYONE Should Know, Part 1
#016: Listener Questions - Sharing Accounts with Children and Lump-sum Pension Payouts
Quarterly Perspective Q1 2017, with Andrew Comstock
#014: Wills 101 - Part 2
#013: WIlls 101 - Part 1
#012: Listener Questions - Power of Attorney for Social Security and ABLE Accounts
#011: How to Balance Living Well Today While Planning for Tomorrow, with Roger Whitney
#010: Get Organized - How to Improve Your Chances for a Successful Retirement
#009: Hiring a Legal Advisor
#008: Listener Questions about Social Security Earnings Limitations and Power of Attorney for 18-year olds
#007: Is Your Advisor a Fiduciary or Salesperson, with Michael Kitces
#006: Hiring a Financial Advisor
#005: Hiring a Tax Advisor
Andrew Comstock - Quarterly Perspective
#004: Listeners Questions - Wills vs Trusts, and is there any truth behind the Social Security Gun Ban
#003: Listening to Gurus, with Joe Saul-Sehy
#002: Jacob and Esau
#001: Four Corners of Retirement Planning
#000: Introductory Episode of Big Picture Retirement Show