All Episodes
Consumer Finance Monitor — 118 episodes
The "Confidence Advantage": Why Privacy, Cybersecurity and AI Governance Are Becoming Business Imperatives
CFPB's Immigration Status Guidance Creates a Compliance Catch-22 for Creditors
AI in Financial Services—Consumer Protection Challenges in the Age of Artificial Intelligence
New Institute for Consumer Financial Choice Seeks to Reshape the Consumer Finance Policy Debate
CFPB's Revised Section 1071 Rule: What Lenders Need to Know About the New Small Business Lending Reporting Requirements
Agentic Commerce Is Coming—Will the Legal System Be Ready?
Risk-Based AML/CFT Reform: What Financial Institutions Need to Know About the Joint Banking Agency and FinCEN Proposals
Cutting Out the Middleman: Why Fintechs, Crypto Firms, and Payments Companies Are Seeking Their Own Bank Charters - Part 2
Cutting Out the Middleman: Why Fintechs, Crypto Firms, and Payments Companies Are Seeking Their Own Bank Charters - Part 1
Coerced Debt: New York's Landmark Law and Emerging Trends Nationwide - Part 2
Coerced Debt: New York's Landmark Law and Emerging Trends Nationwide - Part 1
Fireside Chat with Simon Taylor and Adam Maarec
Consumer Protection, Democracy, and the CFPB: A Thought-Provoking Debate with Amelia O'Rourke-Owens
AI Liability Comes Into Focus: A Conversation with Mark Geistfeld on the ALI's Civil Liability Principles Project
CFPB Finalizes Sweeping ECOA Rule Changes: What Lenders Need to Know About Disparate Impact, Discouragement, and SPCPs
White House Executive Order on Scams and Fraud Takes Center Stage
Debt Sales 101 Mini-Series — Episode 6: After the Close: Compliance, Oversight, and Ongoing Risk
The White House AI Framework: Ambition, Preemption, and Uncertainty Ahead
Debt Sales 101 Mini-Series — Episode 5: Closing the Deal: Key Contracting and Transaction Issues
NYC DCWP at the Forefront of Consumer Protection: A Conversation with Commissioner Sam Levine
Debt Sales 101 Mini-Series — Episode 4: The Regulatory Landscape for Debt Sales Today
"True Lender" Doctrine Back in the Spotlight: Key Takeaways on OppFi v. Hewlett Tentative California Superior Opinion
Debt Sales 101 Mini-Series — Episode 3: Who Buys Debt and How Deals Are Structured
DIDMCA Opt-Outs Resurface: Oregon Legislation and the Colorado Case Could Alter the Landscape for Interstate Lending by State Banks
Debt Sales 101 Mini-Series — Episode 2: What Can Be Sold? Understanding Eligible Debt and Portfolio Composition
A Deep Dive on BNPL Regulation and Other "Hot" Topics with Max Dubin of the New York DFS
Debt Sales 101 Mini-Series — Episode 1: How Debt Sales Work and Why Companies Use Them
Residential Solar Finance Under Intensifying Scrutiny: Key Regulatory and Litigation Trends
CFPB Supervision Reset? What Banks and Non-Banks Should Know About the Emerging Examination Landscape
Agentic AI in Consumer Financial Services: Opportunities, Risks, and Emerging Legal Frameworks
Credit Card Rate Caps and the Credit Card Competition Act: The Right Problem, the Wrong Tools?
A National Strategy to Prevent Scams — "United We Stand"
The Consumerization of Small Business Lending: Federal and State Regulations Accelerate
A Sea Change in New York Consumer Protection Law: Inside the FAIR Act
Debt's Grip: What Consumer Bankruptcy Reveals About Financial Risk in America
Earned Wage Access in the Crosshairs of the Center for Responsible Lending
Breaking Developments in National Bank Act Preemption
BSA/AML Priorities Under a New Administration
The Future of Shareholder Arbitration in Light of SEC's New Policy Statement
Significant 2025 Deregulatory Developments in Banking Law
The CFPB's Most Ambitious Regulatory Agenda Ever – Part 2
The CFPB's Most Ambitious Regulatory Agenda Ever – Part 1
The CFPB's Reg B Proposal: Key Changes and Industry Impact
AI in Financial Services: Understanding the White House Action Plan – and What It Leaves Out – Part 2
AI in Financial Services: Understanding the White House Action Plan – and What It Leaves Out – Part 1
Opportunities in the Solar Finance Industries Despite Trump 2.0
Fair Lending Developments Under Trump 2.0 – Part 2
Fair Lending Developments Under Trump 2.0 – Part 1
A New Era for Banking: What President Trump's Debanking Executive Order and Related State Laws Mean for Financial Institutions, Government, and Banking Customers – Part 2
A New Era for Banking: What President Trump's Debanking Executive Order and Related State Laws Mean for Financial Institutions, Government, and Banking Customers – Part 1
The GENIUS Act and the Future of Stablecoins: What Banks and Fintechs Need to Know - Part 2
The GENIUS Act and the Future of Stablecoins: What Banks and Fintechs Need to Know - Part 1
Recent Consumer Financial Services Developments at the Federal Trade Commission
The Supreme Court's Landmark Ruling on Universal Injunctions in the Birthright Citizenship Cases - Part 1
First Circuit Rules National Bank Act Does Not Preempt Rhode Island State Law: Is There Still Any Advantage to Having A National Bank Charter?
The Supreme Court's Landmark Ruling on Universal Injunctions in the Birthright Citizenship Cases - Part 1
Current State Statutes That Apply to AI in the Consumer Financial Services Industry
New Consumer Financial Services Fintech Business Opportunities Arising from Deregulation at the CFPB during Trump 2.0 – Part 2
New Consumer Financial Services Fintech Business Opportunities Arising from Deregulation at the CFPB during Trump 2.0 – Part 1
A Deep Dive into the Fight for the CFPB's Survival
Do Arbitrators Follow the Law? A New Study Provides Data, But the Debate Continues
Student Lending Legislation and Litigation: 2025 Mid-Year Review
The Legality of Trump's Terminations Without Cause of Members and Commissioners of Federal "Independent" Agencies
Loper Bright Enterprises One Year Later: The Practical Impact on Business, Consumers and Federal Agencies
The Hidden Costs of Financial Services: Consumer Complaints and Financial Restitution
Legislating for the Future
Can the President Remove Governors of Federal Independent Agencies Without Cause?
Aspen Institute Seems to be Making Great Strides in Fixing Our Online Scams Problem
What is Happening at the Federal Agencies That is Relevant to the Residential Mortgage and Settlement Service Industries
The Impact of the Newly Established Priorities and Massive Proposed Reduction in Force (RIF) on CFPB Enforcement (Part 2)
The Impact of the Newly Established Priorities and Massive Proposed Reduction in Force (RIF) on CFPB Enforcement (Part 1)
The Impact of the Newly Established Priorities and Massive Proposed Reduction in Force (RIF) on CFPB Supervision
What Is Happening at the Federal Agencies (Other Than the CFPB) That is Relevant to the Consumer Financial Services Industry
Everything You Should Know About the Stablecoin Bill
Navigating State AG Investigations: A Playbook For Financial Services Companies
The Impact of the Election on the FTC
Private Civil Consumer Financial Services Litigation to Partially Fill CFPB Void - Part 2
Private Civil Consumer Financial Services Litigation to Partially Fill CFPB Void - Part 1
Everything You Want to Know About the CFPB as Things Stand Today, and Lots More - Part 2
Everything You Want to Know About the CFPB as Things Stand Today and Lots More - Part 1
A Deep Dive Into Judge Jackson's Preliminary Injunction Order Against CFPB Acting Director Vought
Prominent Journalist, David Dayen, Describes his Reporting on the Efforts of Trump 2.0 to Curb CFPB
A Debate About The Need, If Any, For a Federal Charter for Non-Banks Engaged in the Payments Business
How to use the Restatement of Consumer Contracts: A Guide for Judges
Prof. Hal Scott Doubles Down on His Argument That CFPB is Unlawfully Funded Because of Combined Losses at Federal Reserve Banks
"Accidental Arbitration" -- A New Theory that Would Rein in Consumer Arbitration Clauses and the Scope of the FAA
The Patterns of Digital Deception
Banking as a Service
The Fall of The CFPB, The Rise of The State AG
Will the State Attorneys General and Other State Agencies Fill the Void Left by the CFPB?
Alan Kaplinsky's "Fireside Chat" with Matthew J. Platkin, New Jersey Attorney General
Regulating Bank Reputation Risk
The Impact of the Election on the CFPB: What to Expect with Supervision and Enforcement During Trump 2.0
Alan Kaplinsky's "Fireside Chat" with Kathy Kraninger, Former Director of the CFPB During Trump 1.0
The CFPB's Proposed Data Broker Rule
The Impact of the Election on the CFPB: What to Expect on Key Regulatory Issues During Trump 2.0
Alan Kaplinsky's "Fireside Chat" with Former CFPB Leader David Silberman: His Experience During the Prior Transition from the Obama Administration to Trump 1.0
Navigating the New CFPB Open Banking Rule
Banks Aren't Over-Regulated, They Are Over-Supervised
Consumer Federation of America ("CFA") Speaks Out About CFPB's and FTC's Direction During the Trump Administration
A Look at the FTC's Click-to-Cancel Rule, with James Kohm, Associate Director of Enforcement Division of the FTC's Bureau of Consumer Protection
Post-Election Insights: Impacts on the Banking and Consumer Financial Services Industry
An Empirical Study of Boilerplate in Consumer Contracts
Should Congress Create a New Federal Charter for Non-Bank Payments Companies?
CFPB's Proposed Mortgage Servicing Rule Amendments: Understanding the Impact on Loss Mitigation, Foreclosure, and Language Access
State Fair Access and Debanking Laws Bring Country's Political and Cultural Divisions to the Fore
How the CFPB Is Using Interpretive Rules to Expand Regulatory Requirements for Innovative Consumer Financial Products; Part Two—Earned Wage Access
How the CFPB Is Using Interpretive Rules to Expand Regulatory Requirements for Innovative Consumer Financial Products; Part One - Buy-Now, Pay-Later
The Regulation of Negative Option Consumer Contracts – Silence as Consent
Have State-Chartered, FDIC-Insured Banks Finally Achieved Interstate Usury Parity with National Banks?
Regulators Escalate Focus on the Risks of Bank Relationships with Fintechs and Other Third Parties
The Demise of the Chevron Doctrine – Part II
The Demise of the Chevron Doctrine Part I
The Cantero Opinion: The Supreme Court Leaves National Bank Preemption in Limbo
The CFPB's Registry of Nonbanks and Circular that Certain Contract Terms Violate Law
Why do Fintechs Want to Become Banks?
Should Medical Debt Be Included in Creditworthiness Measures?
Credit Card and Other Rewards Programs in the Crosshairs