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All Episodes

Consumer Finance Monitor — 100 episodes

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Title
1

What Are Class Action Waivers Worth? A New Study Looks to the Stock Market for Answers

2

SpaceX's Novel Shareholder Dispute-Resolution Bylaws Could Have Far-Reaching Implications

3

AI in Debt Collection: Opportunities, Risks, and the Importance of Data Governance

4

The End of Shopping? Agentic AI and the Future of Consumer Financial Services Introduction

5

The CFPB Needs Reform, But Not More Regulatory Whiplash

6

Cantero II: Circuit Split and OCC Preemption Determination Set Up Likely Supreme Court Review

7

When Consumer Protection Disclosures Work Too Well: New Podcast Explores the Distributional Costs of Effective Consumer Regulation

8

The "Confidence Advantage": Why Privacy, Cybersecurity and AI Governance Are Becoming Business Imperatives

9

CFPB's Immigration Status Guidance Creates a Compliance Catch-22 for Creditors

10

AI in Financial Services—Consumer Protection Challenges in the Age of Artificial Intelligence

11

New Institute for Consumer Financial Choice Seeks to Reshape the Consumer Finance Policy Debate

12

CFPB's Revised Section 1071 Rule: What Lenders Need to Know About the New Small Business Lending Reporting Requirements

13

Agentic Commerce Is Coming—Will the Legal System Be Ready?

14

Risk-Based AML/CFT Reform: What Financial Institutions Need to Know About the Joint Banking Agency and FinCEN Proposals

15

Cutting Out the Middleman: Why Fintechs, Crypto Firms, and Payments Companies Are Seeking Their Own Bank Charters - Part 2

16

Cutting Out the Middleman: Why Fintechs, Crypto Firms, and Payments Companies Are Seeking Their Own Bank Charters - Part 1

17

Coerced Debt: New York's Landmark Law and Emerging Trends Nationwide - Part 2

18

Coerced Debt: New York's Landmark Law and Emerging Trends Nationwide - Part 1

19

Fireside Chat with Simon Taylor and Adam Maarec

20

Consumer Protection, Democracy, and the CFPB: A Thought-Provoking Debate with Amelia O'Rourke-Owens

21

AI Liability Comes Into Focus: A Conversation with Mark Geistfeld on the ALI's Civil Liability Principles Project

22

CFPB Finalizes Sweeping ECOA Rule Changes: What Lenders Need to Know About Disparate Impact, Discouragement, and SPCPs

23

White House Executive Order on Scams and Fraud Takes Center Stage

24

Debt Sales 101 Mini-Series — Episode 6: After the Close: Compliance, Oversight, and Ongoing Risk

25

The White House AI Framework: Ambition, Preemption, and Uncertainty Ahead

26

Debt Sales 101 Mini-Series — Episode 5: Closing the Deal: Key Contracting and Transaction Issues

27

NYC DCWP at the Forefront of Consumer Protection: A Conversation with Commissioner Sam Levine

28

Debt Sales 101 Mini-Series — Episode 4: The Regulatory Landscape for Debt Sales Today

29

"True Lender" Doctrine Back in the Spotlight: Key Takeaways on OppFi v. Hewlett Tentative California Superior Opinion

30

Debt Sales 101 Mini-Series — Episode 3: Who Buys Debt and How Deals Are Structured

31

DIDMCA Opt-Outs Resurface: Oregon Legislation and the Colorado Case Could Alter the Landscape for Interstate Lending by State Banks

32

Debt Sales 101 Mini-Series — Episode 2: What Can Be Sold? Understanding Eligible Debt and Portfolio Composition

33

A Deep Dive on BNPL Regulation and Other "Hot" Topics with Max Dubin of the New York DFS

34

Debt Sales 101 Mini-Series — Episode 1: How Debt Sales Work and Why Companies Use Them

35

Residential Solar Finance Under Intensifying Scrutiny: Key Regulatory and Litigation Trends

36

CFPB Supervision Reset? What Banks and Non-Banks Should Know About the Emerging Examination Landscape

37

Agentic AI in Consumer Financial Services: Opportunities, Risks, and Emerging Legal Frameworks

38

Credit Card Rate Caps and the Credit Card Competition Act: The Right Problem, the Wrong Tools?

39

A National Strategy to Prevent Scams — "United We Stand"

40

The Consumerization of Small Business Lending: Federal and State Regulations Accelerate

41

A Sea Change in New York Consumer Protection Law: Inside the FAIR Act

42

Debt's Grip: What Consumer Bankruptcy Reveals About Financial Risk in America

43

Earned Wage Access in the Crosshairs of the Center for Responsible Lending

44

Breaking Developments in National Bank Act Preemption

45

BSA/AML Priorities Under a New Administration

46

The Future of Shareholder Arbitration in Light of SEC's New Policy Statement

47

Significant 2025 Deregulatory Developments in Banking Law

48

The CFPB's Most Ambitious Regulatory Agenda Ever – Part 2

49

The CFPB's Most Ambitious Regulatory Agenda Ever – Part 1

50

The CFPB's Reg B Proposal: Key Changes and Industry Impact

51

AI in Financial Services: Understanding the White House Action Plan – and What It Leaves Out – Part 2

52

AI in Financial Services: Understanding the White House Action Plan – and What It Leaves Out – Part 1

53

Opportunities in the Solar Finance Industries Despite Trump 2.0

54

Fair Lending Developments Under Trump 2.0 – Part 2

55

Fair Lending Developments Under Trump 2.0 – Part 1

56

A New Era for Banking: What President Trump's Debanking Executive Order and Related State Laws Mean for Financial Institutions, Government, and Banking Customers – Part 2

57

A New Era for Banking: What President Trump's Debanking Executive Order and Related State Laws Mean for Financial Institutions, Government, and Banking Customers – Part 1

58

The GENIUS Act and the Future of Stablecoins: What Banks and Fintechs Need to Know - Part 2

59

The GENIUS Act and the Future of Stablecoins: What Banks and Fintechs Need to Know - Part 1

60

Recent Consumer Financial Services Developments at the Federal Trade Commission

61

The Supreme Court's Landmark Ruling on Universal Injunctions in the Birthright Citizenship Cases - Part 1

62

First Circuit Rules National Bank Act Does Not Preempt Rhode Island State Law: Is There Still Any Advantage to Having A National Bank Charter?

63

The Supreme Court's Landmark Ruling on Universal Injunctions in the Birthright Citizenship Cases - Part 1

64

Current State Statutes That Apply to AI in the Consumer Financial Services Industry

65

New Consumer Financial Services Fintech Business Opportunities Arising from Deregulation at the CFPB during Trump 2.0 – Part 2

66

New Consumer Financial Services Fintech Business Opportunities Arising from Deregulation at the CFPB during Trump 2.0 – Part 1

67

A Deep Dive into the Fight for the CFPB's Survival

68

Do Arbitrators Follow the Law? A New Study Provides Data, But the Debate Continues

69

Student Lending Legislation and Litigation: 2025 Mid-Year Review

70

The Legality of Trump's Terminations Without Cause of Members and Commissioners of Federal "Independent" Agencies

71

Loper Bright Enterprises One Year Later: The Practical Impact on Business, Consumers and Federal Agencies

72

The Hidden Costs of Financial Services: Consumer Complaints and Financial Restitution

73

Legislating for the Future

74

Can the President Remove Governors of Federal Independent Agencies Without Cause?

75

Aspen Institute Seems to be Making Great Strides in Fixing Our Online Scams Problem

76

What is Happening at the Federal Agencies That is Relevant to the Residential Mortgage and Settlement Service Industries

77

The Impact of the Newly Established Priorities and Massive Proposed Reduction in Force (RIF) on CFPB Enforcement (Part 2)

78

The Impact of the Newly Established Priorities and Massive Proposed Reduction in Force (RIF) on CFPB Enforcement (Part 1)

79

The Impact of the Newly Established Priorities and Massive Proposed Reduction in Force (RIF) on CFPB Supervision

80

What Is Happening at the Federal Agencies (Other Than the CFPB) That is Relevant to the Consumer Financial Services Industry

81

Everything You Should Know About the Stablecoin Bill

82

Navigating State AG Investigations: A Playbook For Financial Services Companies

83

The Impact of the Election on the FTC

84

Private Civil Consumer Financial Services Litigation to Partially Fill CFPB Void - Part 2

85

Private Civil Consumer Financial Services Litigation to Partially Fill CFPB Void - Part 1

86

Everything You Want to Know About the CFPB as Things Stand Today, and Lots More - Part 2

87

Everything You Want to Know About the CFPB as Things Stand Today and Lots More - Part 1

88

A Deep Dive Into Judge Jackson's Preliminary Injunction Order Against CFPB Acting Director Vought

89

Prominent Journalist, David Dayen, Describes his Reporting on the Efforts of Trump 2.0 to Curb CFPB

90

A Debate About The Need, If Any, For a Federal Charter for Non-Banks Engaged in the Payments Business

91

How to use the Restatement of Consumer Contracts: A Guide for Judges

92

Prof. Hal Scott Doubles Down on His Argument That CFPB is Unlawfully Funded Because of Combined Losses at Federal Reserve Banks

93

"Accidental Arbitration" -- A New Theory that Would Rein in Consumer Arbitration Clauses and the Scope of the FAA

94

The Patterns of Digital Deception

95

Banking as a Service

96

The Fall of The CFPB, The Rise of The State AG

97

Will the State Attorneys General and Other State Agencies Fill the Void Left by the CFPB?

98

Alan Kaplinsky's "Fireside Chat" with Matthew J. Platkin, New Jersey Attorney General

99

Regulating Bank Reputation Risk

100

The Impact of the Election on the CFPB: What to Expect with Supervision and Enforcement During Trump 2.0