Consumer Finance Monitor cover art

All Episodes

Consumer Finance Monitor — 104 episodes

#
Title
1

CFPB Finalizes Sweeping ECOA Rule Changes: What Lenders Need to Know About Disparate Impact, Discouragement, and SPCPs

2

White House Executive Order on Scams and Fraud Takes Center Stage

3

Debt Sales 101 Mini-Series — Episode 6: After the Close: Compliance, Oversight, and Ongoing Risk

4

The White House AI Framework: Ambition, Preemption, and Uncertainty Ahead

5

Debt Sales 101 Mini-Series — Episode 5: Closing the Deal: Key Contracting and Transaction Issues

6

NYC DCWP at the Forefront of Consumer Protection: A Conversation with Commissioner Sam Levine

7

Debt Sales 101 Mini-Series — Episode 4: The Regulatory Landscape for Debt Sales Today

8

"True Lender" Doctrine Back in the Spotlight: Key Takeaways on OppFi v. Hewlett Tentative California Superior Opinion

9

Debt Sales 101 Mini-Series — Episode 3: Who Buys Debt and How Deals Are Structured

10

DIDMCA Opt-Outs Resurface: Oregon Legislation and the Colorado Case Could Alter the Landscape for Interstate Lending by State Banks

11

Debt Sales 101 Mini-Series — Episode 2: What Can Be Sold? Understanding Eligible Debt and Portfolio Composition

12

A Deep Dive on BNPL Regulation and Other "Hot" Topics with Max Dubin of the New York DFS

13

Debt Sales 101 Mini-Series — Episode 1: How Debt Sales Work and Why Companies Use Them

14

Residential Solar Finance Under Intensifying Scrutiny: Key Regulatory and Litigation Trends

15

CFPB Supervision Reset? What Banks and Non-Banks Should Know About the Emerging Examination Landscape

16

Agentic AI in Consumer Financial Services: Opportunities, Risks, and Emerging Legal Frameworks

17

Credit Card Rate Caps and the Credit Card Competition Act: The Right Problem, the Wrong Tools?

18

A National Strategy to Prevent Scams — "United We Stand"

19

The Consumerization of Small Business Lending: Federal and State Regulations Accelerate

20

A Sea Change in New York Consumer Protection Law: Inside the FAIR Act

21

Debt's Grip: What Consumer Bankruptcy Reveals About Financial Risk in America

22

Earned Wage Access in the Crosshairs of the Center for Responsible Lending

23

Breaking Developments in National Bank Act Preemption

24

BSA/AML Priorities Under a New Administration

25

The Future of Shareholder Arbitration in Light of SEC's New Policy Statement

26

Significant 2025 Deregulatory Developments in Banking Law

27

The CFPB's Most Ambitious Regulatory Agenda Ever – Part 2

28

The CFPB's Most Ambitious Regulatory Agenda Ever – Part 1

29

The CFPB's Reg B Proposal: Key Changes and Industry Impact

30

AI in Financial Services: Understanding the White House Action Plan – and What It Leaves Out – Part 2

31

AI in Financial Services: Understanding the White House Action Plan – and What It Leaves Out – Part 1

32

Opportunities in the Solar Finance Industries Despite Trump 2.0

33

Fair Lending Developments Under Trump 2.0 – Part 2

34

Fair Lending Developments Under Trump 2.0 – Part 1

35

A New Era for Banking: What President Trump's Debanking Executive Order and Related State Laws Mean for Financial Institutions, Government, and Banking Customers – Part 2

36

A New Era for Banking: What President Trump's Debanking Executive Order and Related State Laws Mean for Financial Institutions, Government, and Banking Customers – Part 1

37

The GENIUS Act and the Future of Stablecoins: What Banks and Fintechs Need to Know - Part 2

38

The GENIUS Act and the Future of Stablecoins: What Banks and Fintechs Need to Know - Part 1

39

Recent Consumer Financial Services Developments at the Federal Trade Commission

40

The Supreme Court's Landmark Ruling on Universal Injunctions in the Birthright Citizenship Cases - Part 1

41

First Circuit Rules National Bank Act Does Not Preempt Rhode Island State Law: Is There Still Any Advantage to Having A National Bank Charter?

42

The Supreme Court's Landmark Ruling on Universal Injunctions in the Birthright Citizenship Cases - Part 1

43

Current State Statutes That Apply to AI in the Consumer Financial Services Industry

44

New Consumer Financial Services Fintech Business Opportunities Arising from Deregulation at the CFPB during Trump 2.0 – Part 2

45

New Consumer Financial Services Fintech Business Opportunities Arising from Deregulation at the CFPB during Trump 2.0 – Part 1

46

A Deep Dive into the Fight for the CFPB's Survival

47

Do Arbitrators Follow the Law? A New Study Provides Data, But the Debate Continues

48

Student Lending Legislation and Litigation: 2025 Mid-Year Review

49

The Legality of Trump's Terminations Without Cause of Members and Commissioners of Federal "Independent" Agencies

50

Loper Bright Enterprises One Year Later: The Practical Impact on Business, Consumers and Federal Agencies

51

The Hidden Costs of Financial Services: Consumer Complaints and Financial Restitution

52

Legislating for the Future

53

Can the President Remove Governors of Federal Independent Agencies Without Cause?

54

Aspen Institute Seems to be Making Great Strides in Fixing Our Online Scams Problem

55

What is Happening at the Federal Agencies That is Relevant to the Residential Mortgage and Settlement Service Industries

56

The Impact of the Newly Established Priorities and Massive Proposed Reduction in Force (RIF) on CFPB Enforcement (Part 2)

57

The Impact of the Newly Established Priorities and Massive Proposed Reduction in Force (RIF) on CFPB Enforcement (Part 1)

58

The Impact of the Newly Established Priorities and Massive Proposed Reduction in Force (RIF) on CFPB Supervision

59

What Is Happening at the Federal Agencies (Other Than the CFPB) That is Relevant to the Consumer Financial Services Industry

60

Everything You Should Know About the Stablecoin Bill

61

Navigating State AG Investigations: A Playbook For Financial Services Companies

62

The Impact of the Election on the FTC

63

Private Civil Consumer Financial Services Litigation to Partially Fill CFPB Void - Part 2

64

Private Civil Consumer Financial Services Litigation to Partially Fill CFPB Void - Part 1

65

Everything You Want to Know About the CFPB as Things Stand Today, and Lots More - Part 2

66

Everything You Want to Know About the CFPB as Things Stand Today and Lots More - Part 1

67

A Deep Dive Into Judge Jackson's Preliminary Injunction Order Against CFPB Acting Director Vought

68

Prominent Journalist, David Dayen, Describes his Reporting on the Efforts of Trump 2.0 to Curb CFPB

69

A Debate About The Need, If Any, For a Federal Charter for Non-Banks Engaged in the Payments Business

70

How to use the Restatement of Consumer Contracts: A Guide for Judges

71

Prof. Hal Scott Doubles Down on His Argument That CFPB is Unlawfully Funded Because of Combined Losses at Federal Reserve Banks

72

"Accidental Arbitration" -- A New Theory that Would Rein in Consumer Arbitration Clauses and the Scope of the FAA

73

The Patterns of Digital Deception

74

Banking as a Service

75

The Fall of The CFPB, The Rise of The State AG

76

Will the State Attorneys General and Other State Agencies Fill the Void Left by the CFPB?

77

Alan Kaplinsky's "Fireside Chat" with Matthew J. Platkin, New Jersey Attorney General

78

Regulating Bank Reputation Risk

79

The Impact of the Election on the CFPB: What to Expect with Supervision and Enforcement During Trump 2.0

80

Alan Kaplinsky's "Fireside Chat" with Kathy Kraninger, Former Director of the CFPB During Trump 1.0

81

The CFPB's Proposed Data Broker Rule

82

The Impact of the Election on the CFPB: What to Expect on Key Regulatory Issues During Trump 2.0

83

Alan Kaplinsky's "Fireside Chat" with Former CFPB Leader David Silberman: His Experience During the Prior Transition from the Obama Administration to Trump 1.0

84

Navigating the New CFPB Open Banking Rule

85

Banks Aren't Over-Regulated, They Are Over-Supervised

86

Consumer Federation of America ("CFA") Speaks Out About CFPB's and FTC's Direction During the Trump Administration

87

A Look at the FTC's Click-to-Cancel Rule, with James Kohm, Associate Director of Enforcement Division of the FTC's Bureau of Consumer Protection

88

Post-Election Insights: Impacts on the Banking and Consumer Financial Services Industry

89

An Empirical Study of Boilerplate in Consumer Contracts

90

Should Congress Create a New Federal Charter for Non-Bank Payments Companies?

91

CFPB's Proposed Mortgage Servicing Rule Amendments: Understanding the Impact on Loss Mitigation, Foreclosure, and Language Access

92

State Fair Access and Debanking Laws Bring Country's Political and Cultural Divisions to the Fore

93

How the CFPB Is Using Interpretive Rules to Expand Regulatory Requirements for Innovative Consumer Financial Products; Part Two—Earned Wage Access

94

How the CFPB Is Using Interpretive Rules to Expand Regulatory Requirements for Innovative Consumer Financial Products; Part One - Buy-Now, Pay-Later

95

The Regulation of Negative Option Consumer Contracts – Silence as Consent

96

Have State-Chartered, FDIC-Insured Banks Finally Achieved Interstate Usury Parity with National Banks?

97

Regulators Escalate Focus on the Risks of Bank Relationships with Fintechs and Other Third Parties

98

The Demise of the Chevron Doctrine – Part II

99

The Demise of the Chevron Doctrine Part I

100

The Cantero Opinion: The Supreme Court Leaves National Bank Preemption in Limbo

101

The CFPB's Registry of Nonbanks and Circular that Certain Contract Terms Violate Law

102

Why do Fintechs Want to Become Banks?

103

Should Medical Debt Be Included in Creditworthiness Measures?

104

Credit Card and Other Rewards Programs in the Crosshairs