All Episodes
Federal Employees Retirement & Benefits Podcast by CD Financial — 267 episodes
Federal Employees: Are You Getting Shortchanged on COLA?
TSP Rollover Mistakes That Cost Federal Employees Thousands
TSP 401k Strategy: Keep It or Move It? We've Tested Both
Staying the Course in Retirement When the Market Drops
Federal Retirees: The Realistic Path to Lower Taxes in Retirement
Your Pension Could Make You Pay MORE in Taxes — Here's Why
Market Corrections Reveal Who Has a Real Retirement Plan - Don't Flinch
Roth Conversions & IRMAA | Strategies for Federal Employees
Federal Employees: Your Pension Might Cost You Thousands in Extra Taxes—Income Stacking
Federal Employees Missing This TSP 401k Tax Deadline? Here's What Happens
Spending in Retirement Without Regret: A Practical Framework to Die With Zero
FERS Supplement vs Social Security: Which Comes First?
Survivor Benefits: Pension Maximization vs Lump Sum: Which Wins for Federal Employees?
First-Year in Retirement: Mistakes Some Federal Employees Make
Federal Employees Are Withdrawing TSP Wrong (Here's Why)
Why Most Federal Employees Mess Up Their Internal Roth TSP Conversions
Roth TSP: Internal Conversions Explained
TSP Withdrawal Strategies for Federal Retirees: Top Considerations Before Withdrawing
Roth Conversion Timing for Federal Employees: Timing Mistakes Some Overlook
Is Delaying Social Security Actually Worth It If You Have a FERS Pension?
First Year Retired? You're Probably Making This Mistake—Pivot
Roth Conversions: Early vs. Late Retirement Timing
Federal Employees With $1M TSP Should Listen to This Episode
Your $1M TSP Allocation is Probably Wrong | Here's Why—Fiduciary Case Review
3 TSP Mistakes That Could Cost You +$100K in Retirement
If You Don't Understand These 5 Pillars, You May Not Ready to Retire
Retirement Moves in the 6-Figures That Most Pension Holders Get Wrong
3 TSP Mistakes That Could Cost You +$100K in Retirement
The Humility Factor: Why Most Navy SEAL Teams Outperform Part 2
Pension or No Pension? Here's How Everything Can Change
4 Traits That Make Navy SEALs Great Leaders
Retirement Planning Risk #1: Waiting Until You Fill Out the Packet to Make Lifetime Decisions
You Could Avoid Making This Irreversible Retirement Decision Last-Minute
Federal Retirees: The Social Security Timing Mistake You Might Not Want to Make in Today's Landscape
Your TSP, Your Rules: Taking Control From Uncle Sam
The Retirement Readiness Checklist | Don't Retire Without This
The Retirement Questions Most Federal Employees Get Wrong
FEHB Changes Every Federal Employee Needs to Know With Ann Vanderslice
FEHB + Part B vs Medicare Part B + Supplement: Which Move Saves You More
The Retirement Income Gap Most People Don’t Talk About (And How to Close It)
I wish I knew This About Saving & Investing When I Was Younger
Your 2026 Contribution Limits Just Changed – Here's What You Need to Know
2026 401k Updates: New Contribution Limits Released
Are You Prepared for Long-Term Care Costs? Here's What You Need to Know
A Minimalist Approach to Long-Term Care: 3 Options Worth Considering
High Earners Might Be Missing This 2026 Catch-Up Opportunity
If You Earn $145K+, This Affects You
Listen To This If You're A Federal Worker Facing the 2025 Shutdown Aftermath
Shutdown's Over—Are You Ready to Retire Now?
Evaluating the Pros and Cons of Leaving TSP as Is
3 Surprising TSP Choices for Retirement!
Charitable Donations: Tax Strategies & Smart Giving for Retirees and Business Owners
IRMAA Surprise! Are You Paying More for Medicare? How Taxes Affect Your Premiums
How Do Financial Advisors Really Make Money? Fees Explained
Pension Check Still Missing? Bridging the Gap When Your First Pension Check Is Delayed
Why Would You Use a Financial Advisor? (Federal Employees & Retirees Guide)
How To Pay Your Bills During A Government Shutdown
IRMAA Explained for Retirees: What Triggers Higher Medicare Costs (and How to Plan)
Pension Delays Are Real, Not a "What If" Anymore. - What Can You Do?
Federal Shutdown 2025 + RIF: What It Means for Your Job, Pay, and TSP
2025 Federal Shutdown: How Furloughs, Layoffs & RIF Impact Federal Staff
(ORA) Digital Retirement Processing: Is the OPM System Fast Enough?
October 2025 Furlough ALERT: Your Paycheck, Benefits & What to Do RIGHT NOW
Government Shutdown October 2025 – What Federal Employees Need to Know
What Happens When You Hire a Fiduciary Financial Advisor, What Do They Do?
How to Decide the Right Age to Retire (Federal Employee Guide)
Inflation’s Impact on Your 2025 Federal Pension COLA
5 Common DIY Retirement Income Mistakes — What to Watch Out For
Will You Have Enough Money to Retire?
What Happens If Your Federal Retirement Check Is Late?
Recession Proof Your Retirement
Are You Keeping Too Much Cash In Hand or In The Bank?
Social Security Ferness Act - Why it Matters How do You Benefit
They Called It Beautiful—The Bill That Changes the Game
Is Your Old Federal Job Calling You Back? Here’s What to Know and Why!
What Happens If You Return To Your Federal Job?
Can You Really Get Your Federal Job Back? Don’t Miss This Secret About Federal Job Rehiring!
How Can Health and Wealth Work Together?
Why Do Millionaires Use This Simple Rule to Asses Risk Tolerance?
What Happens If You Retire With No Plan?
OBB One Big Beautiful Bill Impact | How This New Bill Helps Your Family Save Money!
What Happens If You Just Hold Cash?
FEHB in Retirement: What You Need to Know Now! How Does it Change?
Pay Less in Retirement Taxes
How Early Can I Submit My Retirement Packet?
Who is Going to Process My Retirement?
Planning Retirement. Will My Pension, Social Security, and TSP be Enough? How to Replace My Income?
What Most Federal Employees Don’t Know About Their Money & Why They Get Bad Advice!
How to Care for Your Spouse's Future | FEHB Survivor Benefit
Who is going to Process My Retirement Now?
Federal Employees PAUSE Before Cancelling This Benefit! - FEGLI Group Life Insurance
The Biggest Mistake Feds Make With Retirement Advice!
Maximizing Admin Leave Benefits - What Does it Look Like? Yes, You Can Pursue Other Things.
Administrative Leave Explained
When to Retire? Should I Stay or Should I Go?
Retire Now or Retire Later? How Can You Find Out What Your Federal Pension Is Worth?
Rejected for DRP 2.0? Here’s What You Can Do!
Why Mindset Is Your Secret Superpower!
Age Discrimination Act | DRP Timeline for Federal Employees 40 Years or Older | 45 Days + 7 Days
IRS Weekly Layoffs - How Many People Have Taken the DRP? | How To Keep Going When Life Gets Tough
Recession Incoming? Food, Talent, & The US Economy. Prepare your mind, your money, plan your future.
Major Federal Retirement Benefit Cuts Coming? What You Can Do to Be Prepared
VERA, VSIP, RIF, DSR | Is Your Retirement Plan Clear?
Retiring from the Government Too Soon? Inflation Could Ruin Your Plans
How to Access TSP before 59 ½ - No Penalty?
Understanding Basic FEGLI Group Life Insurance Benefits For Federal Employees
IRS Weekly RIFs Layoffs - How to Prepare Yourself for a Challenging Work Environment
Second Chance at Early Retirement? What VERA Round 2 Really Means for DoD Employees
Leaving Too Soon or Just in Time? Round 2 DRP VERA Decisions for DoD Employees
Stock Market Dip: Golden Opportunity or Major Risk?
Understanding VERA & DSR - Its Impact On Federal Employees Retirement Plans
You got fired, now what?
How Does a Discontinued Service Retirement Work for Federal Employees? (DSR)
VSIP Offered - Should I Take it? DoD & Other Agencies
The 5 Year Rule Applied to Your Benefits
If You Did NOT Take the DRP Offer
Federal Employees Back to Office Order - Implications & Advantages
How Much Do I Need in My TSP to Retire?
S&P 500 DIYs Should I Invest in the Stock Market
Took the DRP - Now What? Your Options Explained
TSP & Retirement Planning: What's New for 2026?
What They Won't Tell You About TSP After Retirement
Facing a Reduction in Force? Here’s What You Need to Know
Deferred Resignation Program DRP - What's Unfolding Now?
Resignation Accepted – What Retirement Elections Do I Make Now?
Deferred Resignation FAQ, Should I Accept or Decline?
VERA - Deferred Resignation Your Options Explained
Took the DRP… Now What? Your Options Explained
BREAKING NEWS: Fork in The Road - Deferred Resignation
Top Advisor Reveals 4% Rule on TSP for Monthly Income of Over $3300
Financial Advice for Retired Couples in 2025
TSP G Fund or Lifecycle When Retiring, Which Should I Use
Maximizing Your Retirement: Special Provisions for Law Enforcement and ATC Personnel
Mandatory Roth TSP Contributions for Incomes Over 145k in 2025
What 2024 Taught Us About The Future
Federal Employees Face Mandatory Return to Office in 2025
DOGE Elon Musk and Ramaswamy: FEDS Don't Stress
What are RMDs? Why RMDs? and How to Tax Plan RMDs
TSP 401k Max Funding In Depth Look at 2025 Updates
I Inherited an IRA, Now What? Tax and Financial Planning
RMDs Required Minimum Distributions – What? Why? How?
Maximizing Your TSP Contributions: What’s New for 2025
Inherited IRAs: Use Them Wisely - What Spouses Need to Know
The TSP I Fund: An Evolution Worth Noting | 2025 Update
FERS Federal Survivor Benefit Elections – What You Need to Know!
Purchases Retirees Regret: How to Avoid Costly Mistakes in Retirement
Why Buying Back Military Time can be a GAME CHANGER
13.5% Premium Hike! What Every Federal Employee Needs to Know This Open Season
Does the idea of retiring scare you? You are not alone.
Medicare for Federal Employees & Why it Matters! - With Guest Ann Vanderslice
Is Your Federal Pension Just Collecting Dust? How to Make the Most of the Extra Income?
Can I Use My Annual and Sick Leave to Extend My Career Towards Retirement?
TSP I Fund vs. other Lifecycle Funds: What's the Difference?
Will the Presidential Election Hurt My TSP 401K?
Presidential Election Results: What It Means for Your TSP 401K
Will $1M Be Enough To Retire Now?
How Much Does Retirement Really Cost?
What Happens When You Retire at 57 Instead of 62? Best Age to Retire
How will Fed Rate Cuts Impact Your Portfolio in 2024?
Is your TSP/401K Safe from Creditors, Lawsuits, and Divorce?
TAXES OR NOT | What's the REAL COST of Not Having Tax Planning? A Tale of Two Families
A Tale of Two Families Financial Planning Choices
Beneficiary Updates 2024 | Updating Your Federal Forms (SF 2823, SF 3102, SF 1152)
Retiring Early? What Happens To Your FERS Supplement?
When to Hire a Financial Planner for Retirement? “the guys that got you here may not be the same ones to get you there”
TSP Heroes & Enemies
Retire 10 Years Early With This One Weird Trick!
Unlock the Hidden Retirement Goldmine in Your Backyard!
The Hidden Benefits of Life Insurance: More Than Just a Safety Net
Life Insurance When Terminally Ill
FERS Phased Retirement | In-Depth
3 Retirement Income Mistakes to Avoid
Podcast Ep.10: Top 10 Near Retirement Concerns (Part 2)
FERS Basic Employee Death Benefit BEDB | “Dying While Working — Fed Benefit”
Podcast Ep. 9: Top 10 Near Retirement Concerns (Part 1)
“FERS Phased Retirement: How & Why?“ 50/50 20% Mentoring - ease into retirement | Knowledge Transfer
Roth Urban Legends & Myths
Why Federal Employees Shouldn’t Rely On a Pension
Can I withdraw money from my TSP while still working?
TSP's Five Funds - The Benefits of Dollar Cost Averaging
Early Retirement and Social Security for Federal Employees
Social Security Spousal & Widow’s Benefit - The benefits of copper water containers
Moderation and Balance in Financial Planning | Detoxifying the Body with Apple Cider Vinegar
Taking the Win in Retirement Planning | Eat Dirt (literally?)
Create Wealth Through a Specialized Farm to Table Investment Approach
How Federal Health Works in Retirement
The Best Day to Retire | Federal TSP, Immediate Pension Benefits, Tax Benefits, and more
Laying a Solid Foundation | CD Financial Podcast Where Health Meets Wealth
Buy back your military time - How?
Is The Tax Man Stealing Your Retirement?
FERS Updates April 2024
Why Do I Love What I Do? A Path to Better Health and Wealth
The Gap - Federal Benefits to a Written Retirement Income Plan
Financial Anxiety vs Written Retirement Income Plan
The Stock Market is Losing - What Could You Do?
What are my federal benefits? | Should I stay or leave my federal job?
Traditional vs. Roth Retirement Savings: What's Better for You? Effective Tax Strategy for Wealth
DIY Retirement Planning | 3 Things to Avoid
Retire with Confidence 100th Episode 🎉
TSP 401K Losses - How To Survive Them
You Did Not Fail... Yet!
Leave Without Pay - Why?
Should You Buy a CD?
Don't Die Young - Part 7
Don't Die Young - Part 6
Open Season FEHB - What You Need to Know
Don't Die Young - Part 5
Don't Die Young - Part 4
Don't Die Young Part 3 - Pain With Gain
Don't Die Young Part 2 - Lose the Pain
Don't Die Young - Part 1
What Causes Inflation?
LTC Long Term Care What Is It?
Is the Tax Man Stealing Your Money?
Can the Stock Market Ruin Your Retirement?
How Much Do You Cost?
How Will You Pay Your Retirement Expenses?
Social Security - Are You Getting All The Money You're Owed?
Have You Established Your Written Retirement Income Plan?
Danger - Don't Outlive Your Money!
TSP Beneficiaries - Lost or Found - Are Any Listed?
Don't Retire Without Purpose!
The SVB Bank Failure & Why It Happened
Is It a Mistake to Use the G Fund?
Don't Make This One Mistake With Your TSP/401K RMD!
Can You Avoid Taxes in TSP?
Do You Have to Withdraw Your TSP?
Is An FSA (Flex Spending Account) Really Worth It?
How Does Survivor Benefit Affect Pension?
Are You Making These 3 FERS Retirement Mistakes?
Can You Withdraw Your TSP At Age 59.5?
How Much Annual Leave Can You Cash Out?
How Does High 3 Affect Your Pension?
Are You Making These 3 TSP Mistakes?
How Much Will Your FERS Monthly Pension Be?
When am I Eligible to Retire?
Are You Playing it too Safe with Your TSP?
Sick Leave - Use it or Lose it?
What Day Should You Retire?
TSP Roth - Should You Do a Rollover?
TSP Safe Options
TSP - How Much Income Can It Produce?
TSP Loans - Good or Bad??
Can I Retire with 500k in My TSP?
FERS SRS - Will You Get This Money?
Health Insurance for Retired Feds
How Long Will it Take to Receive Your FERS Pension Check?
TSP Max Funding
How Much in Taxes Will You Pay on Your TSP?
TSP Roth - Why? How?
Should You Collect Social Security While Still Working?
Federal Long Term Care
Allocating Your TSP
Navigating TSP During Market Downturn
Can You Withdraw Money from TSP While Still Working?
Should You Buy Back Your Military Time?
How are FERS Benefits Taxed?
How Does FERS Pension Impact Social Security and TSP?
Don't Make THIS Mistake with Your Federal Life Insurance!
Should You do a Roth Rollover?
How to Maximize Your TSP
Is It Possible To Double Your TSP in the Last Decade of Work?
How to Create Income with TSP
Should You Keep TSP After Retirement?
5 options inside the TSP
Withdrawing Money from TSP During Market Downturn
TSP Tips for 2022