All Episodes
Long Term Care Radio — 192 episodes
The Last Radio Show
Staying In Your Home
General Policy Questions
Small Plans Count
Protecting Your Legacy
Entitlements Programs
Know what you are buying
Better Funding Options
Get More for Less
Getting Money Back
What LTCi Pays For
You Are Self-Insuring
Is Cash King
Who Can Be a Caregiver
Why Statistics Don't Matter
Traditional vs Asset-Based 101
Tax Time
Bad Advice
Should You Keep Your Premium
Don't Believe the Myth's
When and Where
Life, Disability, and LTCi
Making Money on LTCi
Comparing Companies
Government Reality
Don't Pay More for Less
Care Provider Options
Death Benefits, Cash Value and Surrender Value
Covered Services
Plan Design Options
Misconceptions
What Is Long-Term Care Insurance?
Traditional Rate Increases
Formal vs Informal Care
Understanding Benefits
Legacy is More Than Money
Family is Why
What is Underwriting
What Happens When You Go On Claim
Where to Start
Taxes and LTC
LTC Survey
The Walmart Effect
Reallocating Income
It Wasn't Medicare
Common and Uncommon Features
What is the Best Plan
Divorce and Second Marriages
Small Plans Matter
It's Your Money
Other Benefits
Tax Deferral and LTC
Home Care vs Facility
Biggest Mistakes
Old Plans vs New
What is LTC?
No Legal Protection
Policy Stacking
Annuities and LTC
Does Every Birthday Count?
Plan Funding Options
I Want My Money Back
Hidden Costs
How Much in Your Bucket
When Does It Make Sense To Self-Insure?
Policy Questions
Using Required Providers at Claim Time?
Why The Affluent Want LTCI
What your Savings Can't Do for you!
When Your Spouse Can't Get Coverage
Advantages of LTCi
Using Life Insurance for LTC
What and Where
IRS and LTC
Return of Premium
Pay Now or Over Time
Why Your Advisors is Wrong
Reimbursement vs. Cash
Estate Planning and LTC
Don't Assume
Skeptic, Gullible, Educated.
Medicare
Why We End Up In Care
What and How
Beware of Scare Articles
It's a Caravan not a Pickup
Not About Money
Popular Funding Options
One Doctor Visit Away
Estate Planning and Long-Term Care
Income versus Assets
How do Asset-Based plans really work?
What about Medicare, Medicaid, and the VA?
Top Three Plans
Avoid Rate Increases
Plans Aren't The Same
When Zero ROI is Good
Too Expensive
Premium Increases
Protecting Special Needs Children
Using Insurance to Pay Family
Whose Money is Your Money?
Cost of Waiting
Reasons to Look Into Planning
Long-Term Care Basics
Staying Independent
Design Considerations
Why G.E.T.?
Live On, Leave On, Move On
Adding Coverage to an Existing Plan
Buying a Plan for Family
Getting More Back Than You Put In
Funding with Retirement Accounts
Reason People Don't Plan
No Free Lunches
Tax Advantages of a LTCi
Leverage and Efficiency
Medicare and Long-Term Care
Don't Buy Price
Know What You're Buying
Why Asset-Based Plans Work
Watch Out for Inflation
Supplement Your Income
Real Claims Experience
Managing Your Claim
Avoid Facility Policies
Funding Options
Taxes in Retirement
Liquidity and Guarantees
Vegas and Insurance
January 7, 2023
12-31-22
December 24, 2022
Traditional Plans
De-Risk with Insurance
Know What You Are Getting
Savings and LTC
Claim Time
5 Misconceptions
LTC Awareness Month
Picking the Right Plan
Not A Nursing Home
Repositioning Assets
Long Term Care Myths
Paying Family
Savings, Inventing, Insurance
Too Good To Be True
Lifetime Benefits
State Partnership
Understanding the Process
Is mandatory care the answer?
Medicare and Medicaid
Hidden Costs
Three Unique Funding Options
How Claims Work
Funding Options and Riders
What is Long-Term Care?
Life Insurance and Long-Term Care
When Should I Plan
Uninsured Consequences
Deducting Premiums
Funding Options -- 1
Why Gurantees Work
Aging in Place
When Insurance Doesn't Make Sense
All You Can Eat
Paying Family Members
Current Trends
Plans for Larger Estates
Plans for Smaller Estates
Avoiding the Nursing Home
If You Can't Get Coverage
Key Design Elements
Asset-Based Plans
Cost of Care
When Coverage Runs Out
Application Process
Risk Tolerance
How Much Do You Need?
January 15, 2022
The Basics
2021 Recap
My Story
Medical insurance versus Long-Term Care
Government or Private Pay
Who's Going to Pay?
Claims Process
November 6, 2021
October 30, 2021
Advantages of having a plan
The Right Amount
Savings Based Plans