All Episodes - North Shore Bank's In Your Interest Podcast
Financial tips and tools to help you live manage your money on your terms.
View Podcast Details27 Episodes
Planning for Your Mortgage
If you're a first-time homebuyer, you might have few questions about the home lending process. Here to help you plan for your mortgage is Susan Liedel, one of our Mortgage Loan experts! Get up to $300 with a new checking account (https://www.northshorebank.com/Account-Specials/Up-to-$300-New-Checking-Account-Special.aspx) - Offer valid through 3/31/2019
Answering our Top Five Mortgage Questions
We get a lot of questions about home buying, and here are a few that stand out as our "top five": - What is PMI and why might I need it? - Do you offer first-time homebuyer programs? - What is my minimum down payment? - How much can I afford? - What if I need approval assistance? To help provide answers to these questions is Susan Liedel, one of our Mortgage Loan experts! Get up to $300 with a new checking account (https://www.northshorebank.com/Account-Specials/Up-to-$300-New-Checking-Account-Special.aspx) - Offer valid through 3/31/2019
Understanding Mortgage Lingo
There many terms associated with the mortgage process. Today, we're joined by Chris Boland, Vice President of Consumer Lending here at North Shore Bank, who will shed some light on the words and phrases you might hear when applying for a new home loan.
Using Certificates of Deposit to Build Your Savings
In this episode of our In Your Interest Podcast, we discuss some of the advantages and drawbacks of putting your money in a certificate of deposit (CD).
Four Factors That Affect the Value of Your Home
Your home's value is influenced by a variety of elements. In this episode of our In Your Interest Podcast, we'll look at four specific factors that can affect the value of your home.
Learning the Basics of Borrowing
Borrowing money is a part of almost everyone’s financial lives and there are things that you can do to prepare yourself to be an informed borrower. In this episode of our In Your Interest Podcast, Tony Larke, one of our Mortgage Loan Professionals shares six tips to keep in mind when applying for a home loan.
Do's and Don'ts of the Mortgage Process
When applying for a mortgage loan, you want the process to be as smooth as possible. There are a number of factors to keep in mind, including some general "do's and don'ts" that you should follow. In this episode of our In Your Interest Podcast, Stephanie Glowinski-Moeller, one of our Mortgage Loan Professionals shares six tips to keep in mind when applying for a home loan.
Should You Store Your Credit Card Information Online?
If you shop online frequently, the question of whether it is safe to store credit card information online for the purposes of faster and easier check outs is a valid one that can be approached a number of ways.
What is Escrow and How Does it Work?
Allow this guide to help you understand what escrow is and the ways in which it comes into play during a home buying transaction.
Avoiding Five Common Small Business Startup Failures
Hundreds of new businesses are started every day, and unfortunately more than half of them fail within their first two years. Some businesses fail because the original business concept was ill conceived and others fail because of external factors such as a deteriorating economy. However, most businesses fail due to the decisions that the owner makes. Here are some common pitfalls that you should try to avoid.
Four of the Best Ways to Grow Your Savings
If you have a savings account or are thinking about opening one, it’s apparent that one of your biggest priorities is already saving money. And that means you’re looking for the best ways to keep that money coming in and watching your savings grow. In this episode of the In Your Interest Podcast, we discuss four of the best ways to grow your savings account.
9 Ways to Avoid Ransomware Attacks
Ransomware, a form of malware used by cyber criminals to freeze your computer or mobile device, steals your data and demands a “ransom” before control of your device is released. Ransomware can affect individual computers or laptops, enterprise networks and or servers used by government agencies, financial institutions and healthcare providers. In this episode of our In Your Interest podcast, we look at nine tips you can use to keep your personal and business files safe from ransomware attacks.
Accumulating a Down Payment for Your First Home
Unlike interest rates, property taxes and insurance rates, you decide how much you borrow and therefore how large your monthly mortgage payments will be.
Financing Life's Big Events
Significant life events are happening all the time – your daughter is getting married, your son is heading off to college, you finally decided to retire and you’re planning that vacation of a lifetime. These are joyous occasions, so being stressed about how to fund them shouldn’t be overshadowing your experiences and your memories. Here are some tips on how to obtain a loan for these special events to help put your mind at ease. - Tips for taking out loans for life's special events. - Look locally for your next loan. - The ins and outs of co-signing for a loan. - Smart savings strategies for education.
Respecting Your Customers
Going the extra mile for your customers can pay big dividends for your business. In this episode of our podcast, we discuss five of the ways you can keep your customers. Show notes: - Five ways you can show appreciation to those that support your business: - Appreciating customer’s business - Valuing the relationship - Caring about customer's issues - Making the customer feel special - Respecting the customer - Discover additional ways you can earn the loyalty of your customers.
Estate Planning with a New Baby
While you may think that estate planning is just about dealing with potential estate taxes, there are several other issues that are perhaps currently more important than potential estate taxes. Caring for your new baby needs to include caring about estate planning.
Five Tips to Help Protect Older Americans from Financial Fraud
Taking steps to protect yourself from identity theft and financial fraud can be an ever-evolving challenge. Older Americans have become targets of these types of scams and, while the methods to trick individuals into giving up their personal information can be complex, the steps needed to fend off these attempts are simple and effective.
9 Essential Tips to Prepare Your House for Sale
Are you selling your home? These simple steps can help you get your house in shape.
What to Keep, What to Toss?
Knowing what personal documents you can keep, and how long you need to hold onto them, can be an important part of de-cluttering and organizing your home or office. In this episode of our podcast, we examine what documents you need to hold on to, and which ones you can part with.
Five Simple Spring Cleaning Tips
Spring is the perfect time to clear out clutter and organize your home. In this episode of the In Your Interest Podcast, we discuss five tips that you can use during your Spring Cleaning.
Taking a Closer Look at Collateral
Here are some ideas that you can use throughout the year to make April 15th less taxing.
Ten Year-Round Tax Savings Strategies
Here are some ideas that you can use throughout the year to make April 15th less taxing.
Two Steps That Can Simplify Your Financial Life
It can often seem that handling the everyday aspects of your business takes all your time and then some. However, it can often be to your short-term and long-term benefit to take some time to consider how your business functions and where you want to take it. One of the key results of such an examination can be the development of a marketing plan.
Creating a Marketing Plan for Your Business
It can often seem that handling the everyday aspects of your business takes all your time and then some. However, it can often be to your short-term and long-term benefit to take some time to consider how your business functions and where you want to take it. One of the key results of such an examination can be the development of a marketing plan.
Four Top Reasons to Apply for a Home Equity Loan
If you are considering taking out a loan, you may be wondering if a home equity loan is right for you. Home equity loans are a type of second mortgage that allows you to borrow money using the value of your home as collateral. Here are four reasons why you might consider applying for a home equity loan.
Are You Taking Advantage of Direct Deposit?
Direct Deposit of your paycheck is the fastest, safest and most convenient way to get your wages into your checking or savings account. No more worrying about lost checks or delays if you are on vacation or out of town. Direct Deposit puts your money to work faster too.
10 Ways Online Banking Can Help Manage Your Finances
The Internet has definitely changing the way we live and has quickly become the choice method of communication for many. It has also become a major factor in the financial lives of millions. Using the Internet to interact with your bank can help simplify your financial affairs. Here are ten reasons to consider using online banking.