All Episodes

Why Smart People Make Bad Money Decisions | Ep. 50

Popular Money Advice vs What the Research Says | Ep. 49

What Q1 2026 Taught Investors About Volatility and Speculation | Ep. 48

Why Smart Financial Decisions Start With a Default Option | Ep. 47

How to Find the Right Financial Planner in Canada | Ep. 46

The Retirement War Chest: How to Stay Invested When Markets Crash | Ep. 45

AI, Expensive Markets, and Why Ownership Matters | Ep. 44

Ep. 43 | Investment Location: The Tax Decision Most Investors Miss

Ep. 42 | Cash Flow, Step by Step: How the System Actually Works

Ep. 41 | Index vs Factor vs Alpha: What Type of Investor Are You?

Ep. 40 | Salary vs Dividends: How to Pay Yourself

Ep. 39 | Behind the Planner: A Candid Conversation with Tré Bynoe

Ep. 38 | Notional Accounts: The Hidden Tax Rule Every Incorporated Investor Should Know

Ep. 37 | Is It Interest? Understanding the Real Source of Your Investment Returns

Ep. 36 | A Story for My Daughter

Ep. 35 | How to Get Out of Debt in Canada: A Step-by-Step Plan

Ep. 34 | One Car Loan Can Wreck Your 30s

Ep. 33 | RESPs: Free Money for Your Kid’s Future (If You Use It Right)

Ep. 32 | How to Build Credit in Canada: Equifax and TransUnion Guide

Ep. 31 | Your Financial Order of Operations When Starting a Business in Canada

Ep. 30 | Teachers — How to Retire Without Mistakes

Ep. 29 | Stop Guessing: The Employee's Guide to Financial Order of Operations

Ep. 28 | The Smart Path to Buying Into Your Firm

Ep. 27 | Case Study: What Comes After “We’re On Track”?

Ep. 26 | Investing Basics: Understanding Risk

Ep. 25 | The 4% Fallacy: Why Lazy Planning Hurts Clients

Ep. 24 | Should You Incorporate? What Canadians Should Know

Ep. 23 | The Real Purpose of Insurance

Ep. 22 | Buy Now, Regret Later.

Ep. 21 | The Right Way to Use Your TFSA

Ep. 20 | Compounding, Inflation, and Stock Splits — Made Simple

Ep. 19 | How to Leave Money to Your Kids Without Screwing Them Up

Ep. 18 | Why RRSPs Are Overrated (Unless You Know What You’re Doing)

Ep. 17 | How to Give More to Charity and Pay Less Tax

Ep. 16 | Why Most Canadians Miss Out on Free Money Through RDSPs

Ep. 15 | How Tré Invests — And What Most Investors Get Wrong

Ep. 14 | Budgeting on $400K+: Why High Income Doesn’t Equal Wealth

Ep. 13 | How to Set Up a Cashflow System That Actually Works

Ep. 12 | Why a 100% Equity Portfolio Could Be Your Best Bet

Ep. 11 | Should You Invest or Pay Down Debt? Here's What the Numbers Say

Ep. 10 | The Middle-Class Trap — How Households Earning $100K–$200K Fall Behind

Ep. 9 | Tax-Efficient Debt: How the Right Structure Can Save You Thousands

Ep. 8 | High-Income Budgeting: How $200K+ Earners Can Start Building Wealth

BONUS | Q2 2025 Review

Ep. 7 | What Is Money, Really?

Ep. 6 | Why You Should Track Your Net Worth

Ep. 5 | Why ‘Low-Risk’ Investments Can Be Your Biggest Risk

Ep. 4 | The Truth About Seg Funds (and Why You Should Think Twice)

Ep. 3 | How We Built Wealth by Ignoring Bad Advice

Ep. 2 | How I Help Clients Make Better Financial Decisions

Ep.1 | Introduction to Plain English Finance: Who is Tre Bynoe?