All Episodes
Planning for Retirement with Kevin Lao — 123 episodes
7 Tax-Free/Efficient Retirement Strategies Every Retiree Needs to Know
121: 5 Tax Planning Strategies When You’re High Net Worth, but Poor on Paper
120: 5 Retirement Strategies to Protect Your Portfolio During the Iran Oil Crisis
119: Social Security for Married Couples: The Survivor Benefit Mistake
118: Should You Annuitize in Retirement? 4 Surprising Benefits
117: TIAA Traditional Explained: How Much to Keep, When to Use It, and What to Do at Retirement
116: Are You Stuck in “One More Year Syndrome”?
115: “The 40-Year Retirement Test: Why the 4% Rule Might Be Making You Work Too Long”
114: Retirement Planning If You Live to 100: 5 Moves You Can't Ignore
113: “Elon Musk Says Stop Saving for Retirement… Here Are 3 Things To Do Instead”
112: The Retirement Tradeoff: Maximize Spending In The Go-Go Years & Lifetime Gifting vs Long-Term Care
111: 6 Things To Watch For In The Market For 2026 (Retirement Edition)
110: The Tax Trap of Traditional 401ks and IRAs (Rewind)
109: 50 Truths Retirees Wish They Knew Before Firing Their Boss (Rewind)
108: Underspending in Retirement, How to Position an Annuity, Pre-Tax vs. Roth Debate (Q+A Session)
107: 6 Paths to Health Insurance for Early Retirees
106: Can You Quantify the Value of a Financial Advisor?
105: Whiteboard Retirement Plan (Retire with $2.3 million AND Die with $2.3 million)
104: 8 Roth Conversion Tax Traps
103: 100 Episodes, 100 Lessons (Part 4)
102: 100 Episodes, 100 Lessons (Part 3)
101: 100 Episodes, 100 Lessons (Part 2)
100: 100 Episodes, 100 Lessons (Part 1)
99: How Do We Design a Plan When My Spouse And I Feel Differently About Retirement Income? How Do I Possibly Calculate How Much I'll Need For Long-term Care Costs? + more! (Retirement Q&A Session)
98: Convert to Roth before RMDs? Scared to Spend? Age Gap Early Retirement! (Retirement Q&A Session)
97: The Four Phases of Retirement - And How To Skip The Dark and Depressing Phase
96: Short-form Media is Ruining America, and Their Retirements
95: Can We Retire 5 Years Earlier? | Whiteboard Retirement Plan
94: Reducing Sequence of Returns Risk
93: 10 Pieces of Financial Wisdom for Your Adult Children
92: Should The 4% Rule Be The 7% Rule?
91: What Can We Learn From Gene Hackman's Estate Planning Nightmare?
90: Marilyn Was Forced To Retire @ 60 w/ $1.95million Saved. Can She Do It?
89: Retirement Related Q&A w/ A CFP (Inherited Roth IRAs, IRA to HSA Rollover, Stock Allocations for Retirees, and more!)
88: Work Optional Side Hustles in Retirement
87: 9 Bad Pieces of Financial Advice for Retirees To Avoid
86: Trump's Tax Bill and How It Impacts PFR Nation
85: How And What Am I Paying My Financial Advisor?
84: Retire @ 58 w/ $3million. Prioritize ACA Premium Tax Credits or Roth Conversions?
83: 'Oversaved' for Retirement? Here Are 6 Opportunities To Consider.
82: Retirement Related Q+A (Volume 1)
81: Financial Support or Enabling Your Adult Children?
80: Are You Feeling Behind for Retirement? Here Are 6 Things You Should Consider
79: 9 Reasons to Delay Social Security
78: Give Now or Give Later? The Million-Dollar Question (Whiteboard Retirement Plan Volume 6)
77: Should You Sell in May And Go Away?!
76: The Unsung Hero of Retirement Accounts
75: 12 Takeaways From Retirement Planning Reviews in 2025
74: Don't Wait To Spend Your Roth Accounts! Vol. 5 Whiteboard Retirement Plan
73: When The VIX Is High, It's Time To Buy
72: My Top 20 Golf Courses
71: Bullish on Bonds!?
70: Celebrating 4 Years of Independence
69: 14 Ways to Protect Your Retirement from a Bear Market
68: 9 Reasons to Claim Social Security Early
67: Retire at 62/61 with $1million IRA, Optimize Social Security, Managing IRA Withdrawals, Optimize Taxes
66: 7 Reasons Not To Convert Your IRA to Roth
65: Tax Preparation is Not Tax Planning (w/ Roberto Fortuna)
64: Warren Buffett Says To Do 'This' With Your Will
63: Retirees - Should You Give Yourself a Raise?
62: 'Save More Money' = Top New Year's Resolution for 2025
61: Benefits of 'Working' in Retirement (w/ Roberto Fortuna)
60: 5 Things to Watch in the Markets for 2025
59: We've Been Retired for 8 Years, How Are Things Going? 'Whiteboard Retirement Plan' Vol 3 Ft. Sonny and Cher
58: Let's Ask 'Chat GPT' When You Should Hire a Financial Advisor!
57: End of Year Tax Planning Opportunities
56: Aging In Place w/ Michael Levine
55: Trump vs. Harris on Taxes
54: Behavioral Biases Against Annuities and How They Harm Everyday Retirees (w/ Sheryl Moore and Tracy Lownsberry)
53: Ages 58/54, COAST to retirement with $5.5mm and make a multi generational impact ('Vol 2 Whiteboard Retirement Plan')
52: The Sandwich Generation: Planning for Retirement, Juggling College Funding, and Caring for Aging Parents (w/ Jeff McDermott)
51: Artificial Intelligence, Bitcoin, and Should these Emerging Technologies Have a Place in Your Investment Portfolio? (w/ Brian Bonewitz, CFA)
50: 50 Truths Retirees Wish They Knew Before Firing Their Boss
Welcome to "The Planning for Retirement Podcast"
49: Vol 1 of “Whiteboard Retirement Plan” - Should I Retire with $1.5mm Invested at Age 65? (Withdrawal Rates, Spending Phases, Roth conversions, Social Security Timing, and Long-term Care Planning)
48: "Downsizing" to Retire Early
47: Should You Relocate in Retirement?
46: Should I "Die with Zero?"
45: Should I Invest in my Company Stock?
44: How Much Will I Spend in Retirement?
43: Stop Planning for a “Normal” Retirement Age
Ep. 42 - Wealth Protection and Transfer in a Blended Family (with Tim & Alexis Woodward)
Ep. 41 - Blending & Building Wealth in a Blended Family (w/ Tim and Alexis Woodward @ Blend Wealth)
Ep. 40 - What this election year means for your investment portfolio
Ep. 39 - Are you getting too conservative too early before retirement?
Ep. 38 - Leveraging legislative changes to maximize your company retirement plans (w/ Alex Jenkins from NestEggs)
Ep. 37 - 3 flexible retirement withdrawal strategies to maximize spending during your lifetime
Ep. 36 - Asset location to improve tax efficiency in retirement
Ep. 35 - Using a reverse mortgage as part of your retirement income strategy
Ep. 34 - Top investment mistakes retirees have made since 2020
Ep. 33 - My sincere gratitude, plus a few tax planning observations as we close out 2023
Ep. 32 - Tactical ways to reduce your anxiety transitioning from saving to spending in retirement
Ep. 31 - Nontraditional retirement planning using real estate, tax planning, and end of year charitable gifting opportunities (featuring Brady Slack)
Ep. 30 - Is it harder to go from spender to saver pre-retirement, or saver to spender in retirement? (Featuring Cody Garrett)
Ep. 29 - Is the 60/40 portfolio dead for retirement planning?
Ep. 28 - The top estate planning concern leading DIY investors to hire a fiduciary financial advisor, and what you can learn from it!
Ep. 27 - Which type of permanent life insurance policy should I own in retirement?
Ep. 26 - 7 reasons to own permanent life insurance in retirement
Ep. 25 - The #1 Value Add a Comprehensive Financial Planner Provides For Retirees
Ep. 24 - Self Funding Long-term Care Expenses
Ep. 23 - Using Hybrid Long-term Care to Fund Extended Care Costs in Retirement
Ep. 22 Paying for Extended Care with Traditional Long-term Care Insurance (with Peter Ciravalo and Rodney Mogen)
Ep. 21 - Purpose in Retirement and the Purpose of this Podcast
Ep. 20 - How to Reduce Taxes on your Social Security Income
Ep. 19 - Tax Loss Harvesting to Create Tax Free Retirement Income
Ep. 18 - Roth Conversion Strategy Could Save Over $427k in Taxes!
Ep. 17 - The Consequences of Extended Care in Retirement (featuring Harley Gordon)
Ep. 16 - How to Prepare for Required Minimum Distributions (RMDs)
Ep. 15 - 2023 Market Outlook
Ep. 14 - "Retirees - Stop Under-spending in Your Go-Go Years"
Ep. 13 - Planning for Healthcare Costs in Retirement - Medicare Considerations (featuring Ari Parker, Lead Medicare Advisor @ Chapter)
Ep. 12 - Should I pay off my mortgage early?
Ep. 11 - What is Tax Planning vs. Tax Preparation?
Ep. 10 - Six Reasons to Take Advantage of Roth Conversions
Ep. 9 - The 5 Most Common Estate Planning Mistakes
Ep. 8 - What to do when stocks are volatile?
Ep. 7 - Retirement Income Withdrawal Strategies
Ep. 6 - 4 Tax Strategies As We Approach Year End
Ep. 5 - What is a safe rate of withdrawal in retirement?
Ep. 4 - Maximizing Social Security Benefits for Retirement
Ep. 3 - Four Stress Tests For A Bulletproof Retirement Plan
Ep. 2 - The Tax Trap of Traditional 401ks and IRAs
Ep. 1 - Introduction to The "Planning For Retirement" Podcast