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All Episodes

Retire Texas Style! — 244 episodes

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Title
1

When Growth Creates a Tax Problem in Retirement

2

When Pensions Vanish and Markets Whiplash

3

When Your 401(k) Becomes a Paycheck

4

Retirement Planning Feels Overwhelming—Here’s How to Break It Down

5

The Hidden Retirement Risks Nobody on Social Media Talks About

6

One Bad Decision from Retirement Disaster

7

Running Out of Income: The Retirement Risk Most People Miss

8

If Retirement Requires a Side Hustle, Something’s Broken

9

When Uncertainty Hits, Retirement Decisions Get Real

10

The Retirement Myth That Keeps People Working Forever

11

Why a Big 401(k) Can Still Go Wrong

12

Gold Isn’t the Plan: The Retirement Mistake Too Many People Make

13

The Retirement Wake‑Up Call You Didn’t Know You Needed

14

The $3,000 Surprise That Could Break Your Retirement

15

Think You’re a 401(k) Millionaire? Not So Fast.

16

The Retirement Money You Didn’t Know You Had

17

Are Annuities Misunderstood… or Misused?

18

How Much Do You REALLY Need to Retire?

19

The Retirement Blind Spots You Never Saw Coming

20

Gen X Wake-Up Call: Surviving Layoffs and Market Shocks

21

Retirement Blind Spots: Are You Missing the Big Risks?

22

Why Boring Investments Might Save Your Future

23

When Your 401k Becomes a 201k: Surviving Texas’s Financial Squeeze

24

From Country Roads to Retirement Goals: The Billie Jo Jones Story

25

Retire Smarter: The Texas Style Blueprint for Financial Freedom

26

Are You Ready for the Real Truth About Annuities?

27

The Retirement Expense You’re Not Expecting

28

Roth Conversions: Why DIY Could Cost You Big

29

“Why Taxes Could Wreck Your Retirement—And How to Fight Back

30

Are You Planning to Fail or Failing to Plan? Texas Retirement Unlocked

31

Unlocking Retirement: Why Your Plan Is More Than Just Numbers

32

From RMDs to College Funds: Smart Moves for Your Legacy

33

Retire at 60? Here’s What They’re Not Telling You

34

The Texas Two-Step to Avoid Retirement Regret

35

Fix That Annuity: Retire Smarter, Texas Style

36

Annuities, Risk & Reality: The Retirement Talk You Need

37

Zero Is Your Hero: The Truth About Annuities

38

Timing The Annuity Market is Challenging

39

Navigating Retirement: Social Security and Beyond

40

Navigating Annuities for a Secure Retirement

41

Navigating Tax Strategies for Retirement

42

Beyond the 401k: Comprehensive Retirement Planning

43

Mastering Retirement Planning: Insights from Experts

44

Navigating Retirement Challenges

45

Navigating Retirement Fears: Income vs. Savings

46

Navigating Divorce: Financial Implications and Strategies

47

The Essential Financial Plan

48

Unveiling the Hidden Costs of 401k Plans

49

Navigating the Complexities of Retirement Planning

50

Economic Uncertainty Can Impact Investment Strategies

51

Annuities Have Evolved

52

Annuities Can Provide a Reliable Income Stream

53

Mastering Retirement Planning

54

Navigating Retirement: Key Strategies for Success

55

Navigating Retirement: Success Rates and Strategies

56

Navigating Retirement Planning in Uncertain Times

57

Many Retirees Fear Spending, Leading to a Frugal Lifestyle

58

Knowledge Is Power When It Comes to Financial Planning

59

Key Milestones and Strategies

60

Divorce and Retirement: A Financial Perspective

61

Navigating Retirement Planning in a Changing Economy

62

Preparing for Tax Season and Retirement Planning

63

Taxes and Social Security in Retirement

64

Tax Planning vs. Tax Filing: What You Need to Know

65

Navigating Retirement in 2025

66

Proactive Retirement Planning

67

How to Create Your Own Pension

68

Navigating National Debt: A Call to Action

69

Navigating Economic Predictions for Retirement

70

Reaching the American Dream in Retirement

71

Investment Strategies for Market Volatility

72

Crafting a Detailed Retirement Plan

73

Common Retirement Mistakes to Avoid

74

Building a Sustainable Retirement Plan

75

The Necessity of Proactive Financial Planning

76

The Importance of Professional Guidance in Retirement Planning

77

The Impact of the Election on Finances

78

Taking a Holistic Approach to Retirement Planning

79

Preparing for Potential Changes and Uncertainties

80

The Myth of the Magic Retirement Number

81

Maximizing Tax Benefits: The Benefits of Roth Conversions

82

Taking Control of Your Financial Future

83

Managing Fees and Fund Selection in 401k Investments

84

The Pitfalls of DIY Retirement Planning

85

Retirement Planning Pitfalls: Why DIY Isn't Always the Answer

86

Debunking Investment Myths

87

Retirement Planning Beyond Finances

88

Navigating Retirement Planning Amidst Political Uncertainty and Economic Volatility

89

Strategies to Minimize Taxes on Inherited Assets

90

The Importance of Generating Income in Retirement

91

Retire Texas Style: Building Your Financial Legacy

92

Don't Delay Your Dreams: Plan for Retirement Today!

93

Maximizing Wealth: The Power of Deferred Tax Strategies with Shawn O'Keefe

94

Mastering Retirement: Navigating Taxes & Strategic Financial Planning

95

Overcoming Retirement Spending Fears

96

Jeff Bezos Tax Strategy: Navigating Retirement Taxes & Inflation

97

Navigating Divorce & Retirement: Financial Insights for Life Transitions

98

Shaq's Financial Playbook: Strategies for Smart Investments

99

Maximizing Social Security Benefits: Strategies for a Secure Retirement

100

Babe Ruth's Annuity Legacy & Securing Retirement Income: Insights from Hoyl Financial Group

101

Tyler Perry's Retirement Plan & Unveiling Retirement Myths: A Financial Insight

102

Overcome Financial Mistakes with Hoyl Financial Group

103

Trump Tax Cuts and Your Retirement Strategy

104

Securing Your Retirement: Navigating Social Security Risks with David Duley

105

Decoding the Stealthy Impact of Inflation: Unraveling the Silent Killer of Your Finances

106

Rollovers Demystified: Taking Control of Your Retirement

107

Decoding the 4% Rule: Navigating Modern Retirement Challenges

108

Retirement Planning in a Shifting Political Landscape: Navigating the Trump Tax Code and Beyond

109

Mastering Your Retirement Finances: The 401(k) Management Guide

110

Unveiling the Millionaire Mindset: Do You Need $1 Million to Retire?

111

Navigating Market Storms: Strategies for a Calm Retirement

112

Decoding the 2024 Tax Landscape: What New Brackets Mean for Your Paycheck and Social Security

113

Maximizing Your Retirement: Insights from Black Rock's $8.5 Trillion Report

114

David Foster & Katharine McPhee: Love, Family, and Making Music Magic

115

Securing Your Retirement: The Defensive Approach You Need

116

Social Security: Protecting Your Retirement Income

117

Retire Texas Style: Charles Feeney's Legacy and Retirement Strategies

118

Managing Your Cash Holdings: How Much is Too Much

119

Texas-Size Appetites & Tax-Savvy Retirement

120

Secure Your Retirement: The Annuity Advantage Over Bonds

121

Meet Steve: Your Texas Retirement Guide!

122

Navigating Tax Changes: 401K Evolution & Inflation-Proof Investing

123

Unlocking Retirement Bliss: Dreaming of Vacations and Financial Happiness

124

Navigating the Stock Market and Maximizing Your Retirement Savings

125

Unlocking the Truth About Annuities: Dispelling Myths and Maximizing Benefits

126

Protect Your Retirement Income in a Recession

127

Demystifying Annuities and Their Benefits

128

Barbie Mania & Navigating the Retirement Saving Crisis

129

Candace Owens: Embracing the American Dream and Empowering Families

130

Financial Perspectives: The Impact of Being a New Grandfather

131

How much STOCK should we put in a potential recession?

132

Protect and Grow your Income with NO RISK!

133

Wealth Tax Bills and Trump Tax Cuts Ending in 2026!

134

Americans Spend 18 Minutes a Day Doing WHAT?

135

Beat the market and inflation & not run out of money!

136

Grow and Protect Your money TODAY!

137

If we’re headed towards another 2008, how can you protect your money?

138

Having a Tax-Free Retirement with Income for Life!

139

Do You Need More Money to Retire?

140

Do Rate Hike Equal Recession?

141

When should you Convert Your IRA or 401K?

142

What Happens to Your Taxes in Retirement?

143

Avoiding a Big Loss Before Retirement

144

Having Fun and Serious Money

145

What is Tax Loss Harvesting?

146

What are the chances we could fall into recession in the next year?

147

Should You Replace Your Bonds?

148

Make Time to P-L-A-N your Retirement

149

Listener Q&A : Is it a good time to get out of the market?

150

Leaving Money on the Table & Creating Income Plan

151

40% of Americans do WHAT?

152

What Do You Want Your Money to Do in Retirement?

153

How to Prepare NOW for Possible Recession

154

50 Things Every 50 Something Should Know

155

What does wealth mean to you?

156

Are we in a recession?

157

VP Mike Pence on the Future of Social Security

158

Should you pay off your mortgage before retiring?

159

What's the difference between a Traditional IRA and Roth IRA?

160

The Right and Wrong Way to Plan for Retirement

161

RMDs, Taxes and Annuities!

162

How can you maintain your lifestyle in retirement?

163

Steve Chats With Bill Murray !

164

How Steve can help you create a successful retirement plan!

165

What is "shrinkflation" ?

166

Is now the time to call Steve? YES!

167

Does the 4% Rule Apply to Retirement Today?

168

Financial Advisors vs. Retirement Financial Advisors

169

Should you set an end date for retirement?

170

How Important are Taxes in Retirement?

171

Reaching that Comfortable Number in Retirement

172

Hit the Sweet Spot in Your 401k!

173

Congress Raising the Debt Ceiling - What's this mean for you?

174

Income for life and protecting your money from Uncle Sam!

175

Is Another Recession Coming?

176

Your End of Year Financial Checklist

177

Check In with Your Retirement Accounts & Create Lifetime Income

178

End of Year Planning Starts Now!

179

The Market and Your 401k!

180

Nearly 1 of every 10 American adults is now a MILLIONAIRE!

181

Football Defense and Your Retirement (Plus Market Volatility!)

182

Are some of us being forced to change our retirement plans?

183

Do you have a Will or an Estate Plan?

184

Steve's KLVT Interview 9/13/21: Prepare for Higher Taxes NOW!

185

How can You Keep Up with Inflation in Retirement?

186

Inflation and Facing the Perfect Storm

187

Steve's KLVT Interview Aug. 9, 2021: How do You know WHEN You can Retire?

188

Small Business Owners: Hear how YOU can protect your business and your assets from President Biden

189

Inflation & Being Prepared for Retirement Taxes

190

Steve's KLVT Interview July 19, 2021: Being Confident and Having Successful Retirement!

191

President Biden: Big Tax Changes Coming Your Way - How will they impact YOU?

192

Having Financial Independence: Hear How Steve Can Replace Your Payment in Retirement!

193

The Difference Between Income and Money

194

Do You Know What You Pay for Your 401k?

195

Are You Being Forced to Retire Early?

196

Steve Chats with Bill Murray : What Didn't Air!

197

Paying for Healthcare in Retirement

198

How Much Money Do You Need?

199

Investing in a Frothy Market

200

Investing in Bitcoin

201

Is the Stimulus Payment Taxable?

202

What Does Your Tax Future Look Like?

203

What Actually Happened with Gamestop Stock?

204

Questions to Ask Your Advisor

205

Happy 2021!

206

What is a 401k Annuity?

207

Finding Opportunity in the Obstacle!

208

Retirement Then and Now

209

2021 Politics and YOUR Taxes!

210

What Will Cost You $300K in Retirement?

211

How Much Money Do You Waste a Month?

212

Be Proactive and Protect Your Money

213

If Biden Wins - What Does that Mean for Your Estate Plan?

214

Find Out Why Planning for Retirement is like a Symphony!

215

Do This for 30 Minutes a Day to Improve YOUR Finances!

216

Possible Biden Changes to Your 401k and what it means to YOU!

217

Can You Still Retire in 2020?

218

Why Steve? Why Hoyl Financial?

219

How Much Money Do I Need To Retire ?

220

32% of Americans would Sacrifice THIS to Retire Early - Would you?

221

How Financial Secrets Can HURT Your Retirement

222

Steve Can Help You NEVER Run Out of Income!

223

Clients are Family!

224

Steve Debunks Retirement Myths!

225

Retirement Debt and Stock Market Concerns

226

Don't Forget that Old 401K!

227

The Market is Up... but the Economy is Suffering - Why?

228

Why You Need a Plan & Sometimes You Have to Give and Take!

229

Are We Headed into Another Bull Market or a Recession?

230

Is it OK to Withdrawal from Your Retirement Accounts Early?

231

ZOOM with Steve!

232

Having a Plan and The Rule of 100

233

KCRS Interview: Steve calls into the Morning Show - Why you NEED a PLAN

234

KWEL Interview: Steve Weighs in on the Pandemic - What you NEED to know NOW!

235

The Stimulus Package and RMD Updates!

236

The Positive Side of Recent Market Volatility

237

With The Recent Market Volatility, Should We Panic?

238

Protect Your Wealth From Inflation!

239

Healthcare Expenses and Backdoor Roth

240

How The Secure Act Affects You and Your Kids Retirement!

241

Important Lessons From Grandma and The Hoyl Difference

242

Lessons From My Cat and Working as a Team

243

How the New Security Act will Impact You

244

Building Relationships and The Cost of Healthcare