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All Episodes

Ringgit and Sense — 733 episodes · page 1 of 8

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Title
1

Budget 2027 Taxes: What Can You Claim & Save?

2

High Interest vs Small Loans: Which Debt To Kill First?

3

Good Debt vs Bad Debt: Is It Really That Simple?

4

Retirement Risks: Longevity, Health Costs, & Capital

5

New iPhones, Price Hikes: Is Upgrading Actually Worth It?

6

iPhones Are Expensive. Should You Subscribe Instead?

7

How Will Your Wealth Be Passed to the Next Gen?

8

P/E, DCF, or Price to Sales: How Should You Value Stocks?

9

Is IPO Investing Worth It? Red Flags to Watch

10

Spending EPF Money: Dos and Don'ts In Retirement

11

PERKESO’s Lindung 24: Should You Opt Out?

12

Wealth Management for ASEAN's Rising Affluent

13

Investing in an Uncertain 2H2026

14

Closing Malaysia's EPF Savings Gap

15

AI, Mega IPOs and Portfolio Construction for H2 2026

16

Beyond Banks: The SGX Uncovered

17

You Use BNPL. Now the Law Has Your Back

18

Shariah Property Investing From Just RM500

19

Malaysia's Small Cap Stars: Inside RHB's Top Picks for 2026

20

Islamic Financial Planning 101

21

Are T20s As Rich As We Think?

22

Unit Trust: Why You Might Prefer It Over ETFs

23

Economic Crisis: How Can We Budget For It?

24

Is Social Media Hurting the Finances of Young Malaysians?

25

Sukuk: Should You Have It In Your Portfolio?

26

Licensed Financial Planners: What Do They Do, Really?

27

How Much Do Pets Really Cost?

28

What Makes Or Breaks Family Businesses?

29

Bouncing Back From Raya Spending

30

Career Mistakes That Will Cost You

31

Should You Buy Crypto In These Volatile Times?

32

Tax Tips And Individual Reliefs YA2025

33

Why Is Wage Growth So Slow In Malaysia?

34

Pig-Butchering Scams: How to Identify & Avoid

35

Does High EPF Dividend Equate to Secure Retirement?

36

Ringgit And Sense 2026 CNY Special

37

Financial Mistakes to Avoid in 2026

38

How Much Should You Spend for Valentine's?

39

RIA Framework: Realistic And Achievable?

40

2026 New Year's Resolution For Your Finances

41

How To Pick Stocks

42

Your Questions on Credit Cards Answered

43

What NOT To Do With Your Very First Paycheck

44

Insurance For Homes Against Disasters

45

Trends And Challenges for Family Businesses

46

The Business of Family

47

How To Deal With Rising Costs

48

How Your Mind Thinks About Money

49

What's In The Credit Consumer Bill 2025?

50

Malaysian Consumers: What Are Our Spending Habits?

51

Legacy Planning: Not Just About Assets

52

Budget 2026: Tax Relief & Goodies

53

Ringgitplus Survey 2025: Gen Zs Saving More?

54

Money Matters: Cash, Credit, Savings and Mindsets

55

Malaysia Budget 101: How Does It Affect Your Wallet?

56

Breaking Away from RM30,000 Credit Card Debt

57

Financial Goals In Your 40s & 50s

58

Financial Goals in Your 20s & 30s

59

Malaysian Spending Habits: Savvy Or Impulsive?

60

EPF Monthly Payouts: Better Than The Lump-Sum Withdrawal?

61

Family Offices: Managing Generational Wealth

62

Retirement Challenges: More Than Just Money

63

Can You Survive By Only Doing Gig Work?

64

Asset Allocation For New & Seasoned Investors

65

OPR Cut: How Does It Affect Your Finances?

66

Financial Health: How Are Malaysians Doing?

67

Gen Z: Financial Literacy A Must

68

Expanded SST: How Will It Affect Us?

69

The Hidden Costs Of Buying A Home

70

Gold: Should You Invest In 2025?

71

Is F.I.R.E The Hottest Way To Financial Independence?

72

Portfolio Rebalancing: Why, When & How Often?

73

Licensed Financial Planners: What Makes Them Legitimate?

74

How Much Can FOMO Really Cost You?

75

Tariffs: Are They Good Or Bad?

76

Does Insurance Cover Damage From Putra Heights Explosion?

77

Planning For Parents' Aged Care

78

Planning For Your Own Aged Care

79

Income Tax Relief And Tips

80

Childcare Costs: Primary School And More

81

The Price Of Childbirth & Childcare

82

Why Women Need To Save More For Retirement

83

Quit Job, Start Business?

84

What Should You Do With Your Child's Angpaos?

85

Breaking Down Belanjawanku & RIA Framework

86

Buying a Car Before Price Hike

87

Ringgit And Sense 2025 CNY Special

88

Young Malaysians and Money Smarts

89

How Much Should You Spend For CNY?

90

Doing A Debt Detox For 2025

91

Budgeting For Your Vacations: 2025 Edition

92

How To Budget For A Wedding

93

Reviewing Your Financial Goals For A New Year

94

The Importance Of Legacy Planning: Wills & Probate Essentials

95

Insurance As Multigenerational Wealth Building Tool

96

Do You Qualify For These Personal Tax Reliefs?

97

How To Ask For Increment Or Promotions

98

Developing A Healthier Relationship With Money

99

The Importance Of Planning For Loss

100

Unit Trusts, Something For Everybody