Smart Retirement Strategies with Mike Riedmiller cover art

All Episodes

Smart Retirement Strategies with Mike Riedmiller — 154 episodes

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Title
1

Inflation, Volatility, and Healthcare: The Retirement Squeeze Explained

2

Why Market History Still Matters for Your Retirement Plan

3

Why the Market Isn’t a Retirement Plan

4

When “Dumb Money” Shows Up: What That Means for Your Retirement

5

Why a Retirement Plan Shouldn’t Depend on the Next Headline

6

Volatility Is Normal. Panic Is Optional

7

Diversification Isn’t What You Think It Is

8

The Social Security Wake‑Up Call Retirees Aren’t Ready For

9

Why Missing Just 10 Days in the Market Can Change Everything

10

Why One-Size-Fits-All Retirement Advice Falls Apart

11

What Your Tax Refund Might Be Telling You About Retirement

12

Your Money Isn’t the Problem—Your Retirement Income Plan Is

13

Gold at Record Highs — Should It Change Your Retirement Plan?

14

Your 401(k) Isn’t All Yours: The Retirement Truth Few Talk About

15

The Retirement Expense No One Warns You About

16

Are You Missing the Red Flags in Your Retirement Plan?

17

Are You Planning for Retirement All Wrong?

18

Stop Letting Headlines Drive Your Retirement

19

Gen X on the Brink: Turning Retirement Anxiety into Confidence

20

RMD Season: Are You Taking Too Little—or Too Late?

21

Retirement Myths That Could Cost You: Are You Making These Mistakes?

22

Why Playing It Safe After 50 Could Save Your Nest Egg

23

Is Your Retirement Plan Built to Survive Market Volatility?

24

Would You Board a Plane with a Self-Taught Pilot? Don’t Wing Your Retirement!

25

The Year-End Retirement Checklist: Don’t Miss Your Window!

26

Is Your Retirement Plan Worn Out? Time for an Upgrade!

27

Beyond Cookie Cutter: How to Customize Your Financial Future

28

Why Your Plan Matters More Than Market News

29

Why Your Retirement Plan Needs More Than Just Social Security

30

Is Timing the Market Sabotaging Your Retirement?

31

Is Your Retirement Plan Missing the Buffett Factor?

32

Why Timing the Market Could Be Your Worst Move

33

Test-Drive Your Retirement: Planning Beyond the Paycheck

34

Is Your Retirement Plan Too Risky for Reality?

35

Annuities, Recessions, and Reality Checks

36

Test Drive Your Retirement: Are You Really Ready?

37

Is the Market a Cliff in Disguise?

38

Inflation Is Real—Is Your Retirement Plan Ready?

39

Understanding Market Trends in Retirement Planning

40

Tax Strategies: Keeping Uncle Sam at Bay

41

Retirement plans for the self-employed; psychics as financial planners

42

Market reactions to rate cuts and when annuities are right for someone

43

The College World Series, tornado season, and the need for an advisor to help “weatherproof” a plan

44

Planning Around the Noise: Don't Rely on History

45

Airport delays and big speed bumps in retirement plans and advisors

46

Reflecting on Warren Buffett

47

Good VS Bad Debt AND Another Look at Changes to Social Security

48

Is There a Perfect Time for Roth Conversions

49

The Balance Between Too Conservative and Too Much Risk

50

Planning for an Extended Retirement

51

Are You Truly Ready for Retirement? Find Out Now

52

Here's Your Pre-Retirement Checklist

53

How to Mitigate Fees in Retirement

54

Too Much Cash vs Too Much in the Market

55

Breaking Down Roth Conversions

56

Can You Inflation Proof Your Retirement?

57

Why Mike Uses a Specific Retirement Tool

58

Figuring Out What You'll Need Each Month in Retirement

59

Should a New Administration Change Your Retirement Plans?

60

How Could Higher Interest Rates Help Your Retirement Plan?

61

How to Handle the Financial Media Noise

62

What is the Average Return Rate We Need in Retirement?

63

How Your Retirement Plan Should Evolve

64

What Kind of Volatility Can We Expect in 2025?

65

Testing Your Financial Strength

66

Having Retirement Income Through Your 90s

67

Can Your Portfolio Handle a Volatile Market?

68

Your Retirement and The Post-Election Market

69

If Your Financial Plan was Thanksgiving Dinner What is the Main Dish?

70

Bad Habits You Could Make During Retirement

71

Taxes Could Have a Major Impact on Your Retirement

72

The Three to Five Years Before Retirement are Crucial

73

Post Election Retirement Advice

74

Financial Independence vs Retirement

75

Retirement: How to Secure Your Financial Future

76

Avoiding Common RMD Mistakes

77

The Future of the Stock Market: A Melt Up?

78

Year-End Financial Planning Essentials

79

Managing Retirement Funds: Options for 401k

80

Planning for Market Volatility: Individual Goals Matter

81

The Election: Avoiding Emotional Decision-Making

82

Encouraging Clients to Spend in Retirement

83

Social Security and Avoiding Financial Mistakes in Retirement

84

The First Step in Retirement Planning

85

The Process of Choosing a New Advisor for Retirement

86

Exploring Goals and Choices in Retirement

87

What to Consider Before Retiring Due to Job Changes

88

Taxes: Factors to Consider Before Retiring

89

Strategies for Withdrawing Money from a Roth IRA

90

When Should a Retirement Plan Start Producing Results?

91

Issues You Could Face in Retirement

92

Options for Funding Long-Term Care

93

Diversifying Income Streams for Added Security

94

Cryptocurrency in Retirement Portfolios

95

How can we remain calm during volatiles times while planning for retirement?

96

What is the break even point with Social Security?

97

Retirement and gold have a lot in common

98

Can you stay in the market and reduce your risk?

99

How does rising gold prices affect your retirement?

100

Reframe your mind to think of money as a tool in retirement

101

Is retirement a thing of the past?

102

What is going on with interest rates?

103

When should you roll your 401k into an IRA for retirement?

104

Why DIY investors should switch to a financial advisor in retirement

105

There is no magic number for retirement

106

Don't overlook these strategies for your retirement plan

107

What could hold you back from retirement?

108

New ideas surrounding Social Security

109

Should you bounce your last check or pass down an inheritance?

110

How financial advisors can build trust

111

Why trial and error isn't a great retirement plan

112

How will 2024's interest rates affect your retirement?

113

Don't run out of money in retirement

114

The looming issues regarding Social Security

115

Transitioning from the working world to retirement

116

What's the difference between 'luck' and 'risk' in retirement?

117

Make sure to carve out fun in retirement

118

Is retirement possible if you didn't prepare?

119

Upgrade your annuity

120

There are concerns with Social Security

121

Creating different streams of income in retirement

122

Are hidden fees taking a bite out of your retirement?

123

Optimistic views on the market

124

Accounting for inflation in retirement

125

Common 401k mistakes

126

How can Market Guard impact your portfolio?

127

Why you should prioritize tax planning in retirement

128

What is more important than wealth in retirement?

129

How to keep your retirement on track

130

How the future of Social Security can affect you

131

Is indexed investing good or bad?

132

Choosing your retirement date

133

Making retirement plans flexible

134

Too many people are cashing out their 401k plans before retirement!

135

Market Guard: Avoiding a head fake

136

Social Security changes could affect your retirement

137

What you need to know about legacy planning

138

The Importance of Estate Planning

139

How to manage risk in retirement

140

Top reasons you might retire early

141

Don't DIY your retirement

142

Should older retirement rules be reevaluated?

143

Tax planning and strategies for retirement

144

How did Mike become a financial advisor?

145

Market Guard: The Power of Knowing

146

Does your plan need an upgrade?

147

Avoid metaphorical icebergs in retirement!

148

Is the 4% rule sustainable?

149

Preparing Women for Retirement

150

If you could go back to 2008, what would you do differently?

151

What is a safe risk vs high risk?

152

What is a first meeting like with a financial advisor?

153

Clients inspiring Financial Advisors

154

Envisioning retirement before you get there