All Episodes
The Consumer Finance Podcast — 206 episodes
Point-of-Sale Finance Series: Getting E-SIGN and UETA Right in Electronic Contracting
Charting a Course for Collections: Diagnosing Compliance and Privacy Risks in Medical Debt
Bankruptcy 101 for Consumer Creditors: Automatic Stays, Discharge Injunctions, and Common Pitfalls
Point-of-Sale Finance Series: Evolving Collection Rules Impacting Creditors
Point-of-Sale Finance Series: Fair Lending Risks at the Checkout Counter
Taking It to the Bank: Why Fintechs Are Racing for Bank Charters
TCPA Risk Reloaded: Why DNC and Consent Issues Are Fueling the Next Wave of Litigation
Year in Review and Look Ahead: Servicing and Collections in Flux – How States, Reg F, and Coerced Debt Laws Are Rewriting the Playbook
Lions, Tigers, and Sovereign Citizens, Oh My! UCC and Banking Litigation Trends and a 2026 Forecast
Year in Review and Look Ahead: Fair Lending and UDAAP in the Trump 2.0 Era — Federal Pullback, State Pushback, and What Comes Next
Year in Review and Look Ahead Announcement
Signs of Life at the CFPB
Point-of-Sale Finance Series: Privacy, Breaches, and Data Monetization
Point-of-Sale Finance Series: The New Regulatory Reality for Small Business Financing and Trade Credit
Point-of-Sale Finance Series: Federal Shake-Ups and the Rise of Income Share Agreements in Student Loan Financing
New Jersey's Big Bet on Disparate Impact: What the AG's New Rules Mean for Lenders and AI
Illinois Supreme Court Tightens Standing for No-Injury Consumer Claims
Point-of-Sale Finance Series: Health Care Financing Compliance, Regulatory, and Privacy Pitfalls
Redlining Enforcement: Past and Future
Navigate the Money Matrix in Our Upcoming Series: Privacy, Security, and AI Explained
The Trump Administration's Debanking Initiative: Risk Mitigation, Regulatory Deadlines, and Sanctions for Noncompliance
Point-of-Sale Finance Series: The Holder Rule at 50
Point-of-Sale Finance Series: Solar Finance Under the Microscope
Point-of-Sale Finance Series: Door-to-Door Sales and Home Improvement Financing
The New Wave of Web Tracking Litigation: Wiretap Statutes, VPPA Risk, and Consent Strategies
Point-of-Sale Finance Series: Navigating Home Improvement Finance Risks and Regulations
Navigating the Servicemembers Civil Relief Act: Protections and Litigation Trends
Point-of-Sale Finance Series: Navigating Merchant and Dealer Contracting
Executive Order 14331: Navigating the New Era of Fair Banking
Point-of-Sale Finance Series: Understanding State Licensing for Nonbank Providers
The 1033 Shake-Up: CFPB's New Rulemaking Adventure
New York's FAIR Act: A Game-Changer for Regulatory Enforcement and Litigation
Point-of-Sale Finance Series: Navigating the Complexities of Credit Card Rewards Programs
Navigating Corporate Restructuring: Strategies to Optimize Value and Manage Liabilities
Point-of-Sale Finance Series: Innovations, Regulations, and Future Trends of Modern Credit Cards
Illinois Mortgage Foreclosure Shake-Up: Navigating Statute of Limitations Challenges
Regulatory Rollback: Impact of the CFPB's Withdrawal of Overdraft and Deposit Account Fee Guidance on Financial Institutions and Related Litigation Risks
Point-of-Sale Finance Series: Understanding the Development and Regulation of Buy Now, Pay Later Products
Regulatory Rollback: CFPB's Withdrawal of Informal Guidance Sparks New Litigation Dynamics
Point-of-Sale Finance Series: Unpacking Leases and RTO Models
Regulatory Rollback: Legal Challenges and Opportunities in Earned-Wage Access
Wire Fraud Litigants Beware: Fourth Circuit Ruling Protects the Banks
From Banks to Fintech: The Evolution of Small Business Lending
Point-of-Sale Finance Series: Banking on Lending Models
Current Regulatory, Legislative, and Litigation Developments on ADA Website Accessibility for Consumer Finance Digital Platforms
Cruising Through Change: The Auto-Finance Industry’s New Era Under Trump Unveiled
Regulatory Rollback: Inside the CFPB’s FCRA Guidance Withdrawal
Point-of-Sale Finance Series: The Great Debate of Loans vs. Credit Sales
Explore the Impact of Point-of-Sale Finance in Our Upcoming Series
Regulatory Rollback: Impact on Industry of CFPB's Withdrawal of Fair Lending and UDAAP Informal Guidance
Feeling the Heat: Strategies to Keep Cool Under California's Consumers Legal Remedies Act
State AGs Unite: New Privacy Task Force Signals Shift in Regulatory Power Dynamics
Harnessing the Power of eDiscovery: The Revolution of AI and Technology in Litigation and Investigations
AI Legislation: The Statewide Spotlight
Fair Lending Shake-Ups: CFPB Vacates Townstone Settlement, FHFA Ends GSEs' Special Purpose Credit Programs
Unlocking the Secrets of Reverse Mortgages
The FinReg Frontier: AI and Machine Learning in Consumer Finance
New York's Bold Move to Create a Mini CFPB
Early Days of the Trump Administration: Impact on the CFPB
Mock Jury Exercises: Enhancing Litigation Strategy in Consumer Financial Services Cases
Navigating 2025: Regulatory Shift to the States and the FTC in the Digital Asset Landscape
2024 in Review: Major Debt Collection Trends and 2025 Outlook
The Latest on Junk Fees and New York's Foreclosure Abuse Prevention Act
State Regulators Step Up: Responding to the CFPB's New Leadership
Deposit Account Litigation: Highlights From 2024 and What to Expect in 2025
UDAAP and Fair Lending Developments: 2024 Year-in-Review and 2025 Predictions
The Evolving Landscape of Earned Wage Access Regulation
Introducing the Consumer Financial Services Year in Review Series: A Look at What’s to Come
TCPA Trends: 2024 Year-in-Review and 2025 Predictions
Launching a Product Too Soon? Lessons From Recent CFPB Orders
Troutman Pepper Locke - The Powerhouse Merger
Uncovering Disparities: The CFPB's Small Business Lending Study
What Financial Services Companies Need to Know in a Second Trump Administration
The CFPB's Nonbank Registry Rule: Challenges and Implications
Navigating New York City's New Debt Collection Rules
Navigating the NYDFS' Cybersecurity Guidance on AI
CFPB's Supervisory Highlights on Auto-Finance and Auto-Servicing
Introducing Heryka Knoespel: A New Partner at Troutman Pepper
Navigating Hot Topics in Consumer Finance: Litigation Trends, Regulatory Changes, and Medical Debt Collection
Exploring AI's Potential in Financial Services With John Sun of SpringLabs
Navigating the CFPB's Controversial Interpretive Rule on BNPL Products
CFPB's Focus on Student Loan Servicing: Insights from the Office of Servicemember Affairs Report
Exploring the CFPB's Stance on AI in Financial Services
The CFPB's Report on Negative Equity in Auto Lending — Crossover Episode With Moving the Metal Podcast
Why Retailers and Merchants Should Pay Attention to the CFPB
Navigating Emerging Privacy Issues in Financial Services
Navigating FCRA and Debt Collection With Special Guest Bridgeforce's Michelle Macartney
Earned Wage Access: Exploring the CFPB's Proposed Interpretive Rule
The End of Chevron Deference: Implications of the Supreme Court's Loper Bright Decision
Welcome Trevor Salter: A Deep Dive Into Financial Services Transactions
Understanding the CFPB's Payday Loan Rule: Implications and Compliance
The Future of Bank-Fintech Partnerships and Banking as a Service
Monumental Win in Data Breach Class Action: A Case Study
CFPB's New Interpretive Rule: Buy Now, Pay Later as Credit Cards
Navigating Bank-Fintech Partnerships: Avoiding Common Pitfalls
Revisiting Financial Institution Incentive Compensation Rules Under Dodd-Frank
Auto Finance – CFPB Circular Release
Loan Securitization Trusts as Subject to CFPB's Enforcement Authority: The Implications of a Recent Court Decision Affirming Such Authority
Navigating Ancillary Products in Auto Finance
A Deep Dive into HUD's New Guidance on AI-Driven Targeted Advertising
Imminent Shift: Preparing for the T+1 Settlement Impact on Equity-Based Compensation
Auto Finance – The Holder Rule
Understanding the CFPB's Rules for Risk-Based Nonbank Supervision
Navigating Mass Arbitration: New Rules and Strategies
Auto Finance – The CFPB Complaints Report
Navigating Fintech-Bank Partnerships: Preparation, Due Diligence, and Onboarding
Navigating the CFPB's Auto Finance Data Collection Initiative
Overruling Chevron: A Potential Double-Edged Sword for the Financial Services Industry
Navigating Facility Relocation: Legal and Practical Considerations
An In-Depth Analysis of the CFPB's Proposed Overdraft Rule
Analyzing the CFPB's Stance on Comparison Shopping and Lead Generation Websites
The CFPB's Final Credit Card Late Fee Rule: Implications and Industry Response
Understanding the CFPB's Proposed Digital Payments Larger Participants Rule and Its Implications for Digital Assets
Navigating the SEC's Whistleblower Enforcement Wave: A Guide for Financial Institutions
Avoiding Auto Finance Pitfalls Under the FTC's New CARS Rule
Status of the DOJ's Combatting Redlining Initiative
Year in Review and a Look Ahead: Unraveling the Threads of Class Action Litigation
Year in Review and a Look Ahead: Navigating the Debt Collection Landscape
Year in Review and a Look Ahead: Fintech Developments
Year in Review and a Look Ahead: The Evolving Landscape of Background Screening and Credit Reporting
2023 Year in Review and a Look Ahead
ADA Website Accessibility: Insights and Updates
Garnishment Practices: Has the Dust Settled or Is It Still Flying?
Equity Award Delegations for Publicly Traded Companies
1071 Rule Status
SEC’s New Cyber Rules for Publicly Traded Companies
Exploring the Future of Open Banking: A Discussion on CFPB's 1033 Proposed Rule – Crossover Episode With Regulatory Oversight Podcast
The Future of Digital Consumer Payment Applications: CFPB's Proposed Larger Participant Rule – Crossover Episode with Payments Pros Podcast
New Developments in the CFPB’s FCRA Rulemaking Process – What’s Next? – Crossover Episode With FCRA Focus Podcast
The Role of General Counsel in Advising Boards of Directors on the Use of AI
The NYDFS Updates Its Stringent Cybersecurity Regulations. Is This a Bellwether of Coming Industry Change?
CFPB and DOJ Joint Statement on Immigration Status and Credit Underwriting
The Impact of State Licensing Laws
Bank Investigations and Enforcement Actions: Lessons Learned
Litigating Elder Financial Exploitation Cases: Defending Banks in a Tough Spot
December 1st Deadline to Adopt Executive Compensation Clawback Policies
Practical Lessons Learned Regarding the Bank Secrecy Act and Anti-Money Laundering for Financial Institutions
Federal Banking Interagency Final Guidance on Third-Party Relationships
Our State and Federal Legislative and Regulatory Tracking Products
CFPB's Rulemaking Under the FCRA (Part 3) – Crossover Episode With FCRA Focus Podcast
CFPB's Rulemaking Under the FCRA (Part 2) – Crossover Episode With FCRA Focus Podcast
CFPB's Rulemaking Under the FCRA – Crossover Episode With FCRA Focus Podcast
Update on the CFPB's Section 1071 Final Rule
Current Landscape of Cryptocurrency Regulation and Enforcement
How to Combat Corporate Theft: Office Space – Crossover Episode With the Hiring to Firing Podcast
CFPB Advisory Opinion on Time-barred Debt Collection
Recent Developments in California Privacy Laws
How Voice AI and Machine Learning Redefine Call Center Controls
Troutman Pepper Attorneys Update Fair Lending Handbook for the American Association of Bank Directors
Announcing Troutman Pepper’s New Payments Pros Podcast!
CFPB's Larger Participant Rule for Consumer Payments
The Future of Chevron Deference
The Latest on HUD's Disparate Impact Rule
Announcing Troutman Pepper's New Financial Services Blog and Financial Services App!
CFPB's War on Junk Fees
CFPB's Section 1071 Final Rule (Part 3): Potential Problem Areas
CFPB's Policy Statement on Abusiveness (Part 2)
AI: Impact and Use in the Financial Services Industry – Crossover Episode with Regulatory Oversight Podcast
CFPB's Section 1071 Final Rule (Part 2): Deep Dive on Data Collection and Discouragement
SEC Record Retention Enforcement Actions
CFPB's Policy Statement on Abusiveness (Part 1)
CFPB’s Section 1071 Final Rule (Part 1): A General Overview
Recent Trends in Article III Standing
CFPB Request for Information About the Status of Data Brokers Under the Fair Credit Reporting Act
A Day in the Life of a Financial Services General Counsel
Lots of Developments in Small Business Finance
New Trends in How the CFPB Gathers Information
Autorenewals Crossover Episode with The Crypto Exchange
Illinois Federal Court Dismisses CFPB's First Redlining Case, Holding ECOA Doesn't Extend to Prospective Applicants
CFPB-New York AG Lawsuit Analyses Against Subprime Auto Financer
2022 Year in Review and Look Ahead Crossover With FCRA Focus
Commercial Financing Regulatory Developments
Settlement Agreement Update Between the DOJ and Meta
A Sneak Peek in the Consumer Financial Services Year in Review and a Look Ahead
New Consumer Bankruptcy Reform Act Implications and the 2023 Congressional Outlook
What to Do When a Phishing Attack Happens to You
What Is Mass Arbitration and How Should Companies Protect Themselves?
California Updates Protections for Service Members and Veterans
AG’s Office Sues Automobile Dealership for Pricing Discrimination
FTC Consent Order With Auto Dealer and Proposed Rule
Recent Developments in Anti-Money Laundering
Initial Reactions to the Fifth Circuit CFSA Decision
Wire Fraud Scams: What You Need to Know
Privacy and Data Security Update
Rewards Programs and Co-Brand Relationships Between Credit Card Issuers and Merchants
FTC Notice of Proposed Rulemaking for Voluntary Products in Automobile Finance Transactions
Keeping Up With the Bureau Episode 4: Hot Topics in Collections: Fees, Reg F Landscape, and What’s Next
Keeping Up With the Bureau Episode 3: Evolving Federal and State Requirements for Furnishers and Users of Consumer Reports
Keeping Up With the Bureau Episode 2: FCRA Preemption Issues, Infringing State Laws, and the CFPB's Position
Keeping Up With the Bureau Episode 1: Overview of CFPB and State AG Initiatives/Expansion
Recent Developments in ADA Website Accessibility Compliance
Your Problems Come on Two Legs: Managing Consumer Complaints
Consumer Protection and Safety and Soundness Perspective of Credit Union Regulation
Military Lending Act and Servicemembers Civil Relief Act Overview
Recent Trends in Class-Action Consumer Finance Litigation
Fair Lending 101 for Debt Collectors
CFPB Advisory Opinion on Name-Only Matching Under FCRA
CA DFPI Request for Comment on Cryptocurrency-Related Financial Products and Services
Troutman Pepper’s Fintech Capabilities and Trending Issues Impacting Fintech Companies
Recent Trends in TCPA Litigation
State Attorneys General Call on Financial Giants to Eliminate Overdraft Fees
A Dive into Cryptocurrency
The Current Landscape of Bank-Fintech Partnerships
Current Trends in FCRA Litigation
DOJ’s Recent Guidance on Website Accessibility and the ADA — What Does It Tell Us?
Introduction to The Consumer Finance Podcast