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All Episodes

The Military Money Manual Podcast — 231 episodes

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Title
1

Save Aggressively, Retire Optionally | 5 Minute Military Money 10/10 #228

2

Build the Life You Want, Then Save for It. 5 Minute Military Money 9/10 #227

3

Max Out Your Roth TSP | 5 Minute Military Money 8/10 #226

4

Open Your Roth IRA, Invest in a Total Stock Market Index Fund | 5 Minute Military Money 7/10 #225

5

Build Your Emergency Fund | 5 Minute Military Money 6/10 #224

6

Pay Off High-Interest Rate Debt | 5 Minute Military Money 5/10 #223

7

Budget for the "Four Walls" | Food, Utilities, Shelter, Transportation: 5 Minute Military Money 4/10 #222

8

Save Your $1,000 Emergency Fund: 5 Minute Military Money 3/10 #221

9

Create Your TSP Account & Choose the Right L Fund: 5 Minute Military Money 2/10 #220

10

Set Up Your 5% Roth TSP: 5 Minute Military Money 1/10 #219

11

Active Duty Credit Card Playbook | Itinerary Boss x Military Money Manual #218

12

Flying Mom to the Colosseum, OCONUS Credit Cards Strategy, and the Second Mountain with Jared Mataitusi #217

13

Military Retirement Planning 2-3 Years Out with Omen Quelvog #216

14

Military Spouse Credit Cards: 4 Myths Debunked with The Military Travelers #215

15

Military Medical Retirement: VA Disability, IDES, PEBLO, PEB, MEB, + More #214

16

Business Credit Cards, Points, & Miles with Ross Alcorn, Itinerary Boss #213

17

10 Step Investing Plan for Military Officers & Enlisted | Bogleheads for Military #212

18

Roth In-Plan Conversions TSP with Brain "ALF" O'Neill #211

19

CardPointers App | Track & Max Your Military Credit Card Benefits, Credits, and Offers #210

20

Build Wealth in the Military (2026 Update): TSP Limits, Pay Raises, & Avoid Military Money Mistakes #209

21

After 200 Episodes, We Changed Our Minds On These Things #208

22

Roth IRA for Military 2026 | IRA Update for Military Families #207

23

Military Travel Perks with Chelsey from Camouflage Perks #206

24

5 Ways to Prepare for Christmas Spending Now | Holiday Season Budgeting for Military Families #205

25

Military Credit Cards with Carissa Rawson | Air Force Veteran Reveals How to Get 20+ Premium Cards with $0 Annual Fees #204

26

Chase Sapphire Reserve New Benefits Are Live Now! | New CSR Benefits for Military Families #203

27

Citi Strata Elite Card Waived for Military and Military Spouses | Citi MLA 2026 Updates #202

28

HSCP vs HPSP + $500k Public Service Loan Forgiveness: Navy Medicine With LCDR Webster Felix #201

29

Military to Civilian Transitions with Jesse Cramer, Personal Finance for Long-Term Investors #200

30

Plan Epic Trips on Military Leave: Travel Mission Planning - Hotels, Flights, Rental Cars, Credit Cards, Points, Miles - #199

31

Government Shutdown 2025: 0% Loans from USAA, Navy Federal, Aid Societies | Military Pay, Emergency Funds, What To Do Now #198

32

End Military Money Stress - 3 Tasks to Improve Your Money Relationship #197

33

Military Divorce - What You Need to Know and Do with David Smith #196

34

Buy Now, Pay Later Traps for Military Families with Lacey Langford #195

35

Amex Platinum Military 2025 Update: $895 Annual Fee Waiver, Unlock $3,500+ in Annual Value + New Benefits #194

36

Find Your Military Financial Community | MilMoneyCon with Lacey Langford #193

37

College Finances for Military Families | Kate Horrell's New Book #192

38

Guard & Reserve: Financial Flexibility and Career Stability with Sam Lewis #191

39

Military Life Insurance with Jerry Quinn, Armed Forces Mutual (AAFMAA) #190

40

Mini-Retirements and Sabbaticals for Military Veterans or Retirees with Justin Peters #189

41

Military Money Mentor | Financial Coaching for Military Families with Spencer Reese & Jamie #188

42

Credit Cards for Military Q&A | Military Credit Card Waivers and Strategies #187

43

Gut Check! Remember How You Felt When the Market Dropped? #186

44

Why Save for Retirement #185

45

Dual Military Millionaires: Financial Independence in 4 Years, Navy Lifestyle Tips, and Maintaining Connection as a Couple #184

46

Chase Sapphire Reserve Military Update | $795 Annual Fee Still Waived, New Benefits #183

47

Target Military Discount | 10% off for 4th of July and Veterans Day #182

48

$5M by 40: Military Medicine FIRE | Benefits and Pay for Military Doctors with CPT (Dr.) Pritish Sahoo #181

49

Why File for VA Disability | "I'm Good" and Other Lies Veterans Tell Themselves with Doug Nordman #180

50

Beyond Money Rich: Five Types of Wealth #179

51

529 Debate - Are 529s Helpful or Too Restrictive? Spencer & Jamie Have Differing Views on College Savings for Military Families#178

52

Triple Tax Benefits of Combat Zone Tax Exclusion CZTE | Invest Tax Free Military Pay #177

53

7 Levels of Wealth for Military Families | Everyone Starts Somewhere #176

54

PCS like a Pro! Our Top Tips for Military PCS, PPM, and Being Financially Ready #175

55

Is Military Retirement Worth It? | Valuing Military Retirement w/ The Enlisted Money Guy, Brandon Lovingier #174

56

Money for Military Couples | Money for Couples, Military Edition #173

57

Too Much Cash? How Much Cash a Military Family Must Have with Erik Baskin #172

58

Lump Sum Vs Dollar Cost Averaging #171

59

Practice over Perfection - Shifting Your Money Mindset to Reduce Frustration & Improve Communication #170

60

Money for Military Women, How Gender Roles Affect Your Finances, VA Loan House Tactics, & Off-Duty Employment with Lanae Lang of @Lanaeslife1 #169

61

International Stock Investment for Military Families with Erik Baskin, CFP #168

62

Military Entrepreneurship, Guard Benefits, Contributing $70k into TSP while Deployed with Ryan Guina from The Military Wallet #167

63

Don't Buy a House When Leaving the Military with Kate Horrell #166

64

"It Feels Like I'd Be Stealing From My Kids" | Jamie's GI Bill Discussion & Financial Therapy with Daniel Kopp #165

65

Raising Money Smart Kids in Military Families with Daniel Kopp #164

66

5 Money Questions to Future Focus Your Spending #163

67

"Will the Stock Market Crash in 2025?" Plus Military Transition, Backdoor Roth IRAs with Brian "ALF" O'Neill, Winged Wealth #162

68

Military Credit Card Update 2025 | Military Annual-fee Waived Credit Cards Explained #161

69

Air Force Pilot Bonus 2025 Update | Up to $600,000 Bonus #160

70

Money Can be Simple | How to Reduce Stress with your Finances #159

71

LADS Principle: Low-Cost, Automatic, Diversified, and Simple #158

72

Cybersecurity 101: Credit Freezes, 2FA, & Tips for Military Families #157

73

Always Do Roth | Roth vs Traditional for Military Families #156

74

"Why?" | A Powerful Question You Can Ask Yourself to Get to the Heart #155

75

Merry Christmas, Happy Holidays, & a Happy New Year in 2025 from Jamie & Spencer!

76

2025 Max Out Your TSP & Earn Full 5% BRS Match #154

77

Financial Wisdom from the Almanack of Naval Ravikant #153

78

Tax Intro: What Military Families Need to Know About US Tax Code to Max Your Paycheck #152

79

"Where Do I Invest Cash?" Holding a PCS House Down Payment #151

80

2025 TSP & IRA Contribution Limits: $23,500 & $7,000 #150

81

Blended Retirement System | BRS Pension, Matching Contributions, Continuation Pay #149

82

Money Mindset | Growth vs Fixed #148

83

"I Only Want 1 Credit Card!" Best Military Credit Card Strategies for 1, 3, or 5+ Cards #147

84

HCFSA for Military | Health Care Flexible Spending Account FSA Worth It? #146

85

Required Minimum Distributions (RMD) | Roth vs Traditional | How RMDs Affect Military Finances, Inherited IRAs #145

86

Gap Funds for FIRE | How to Save for Early Retirement in Taxable Accounts for Military #144

87

DCFSA | Dependent Care Flexible Spending Account FSA for Military | With Brandon Lovingier, the Enlisted Money Guy #143

88

Amex Pop-Up Jail, TSP Contributions, Combining Accounts, Low Fee Investments: Reader Question & Answers #142

89

Air Force Pilot: Buying Multiple Homes on Active Duty, Building Wealth, Teaching Financial Habits to Your Troops with Garrison #141

90

Military Financial Readiness Study | Tom McLean & Jodi Vickery from Armed Forces Bank #140

91

Enlisted Success Story! $500,000+ Invested by Age 31 | Financial Independence by 38 | Darren Thedieck #139

92

Health is Wealth | Physical Wellness and the Connection to Financial Wellness | Increasing your Healthspan and Enjoying your Wealth #138

93

Vanguard Founder Jack Bogle: 10 Step Wealth Building Bogleheads Investing Philosophy for the Military #137

94

New TSP Fund: L2070 Lifecycle | What are Lifecycle Funds? Are Lifecycle Funds a Good Option? #136

95

Dave Ramsey 7 Baby Steps - Do They Work for Military Families? | How to Get Out of Debt, Build Wealth, Give Generously #135

96

Don't Buy a House on Active Duty | Reduce Stress, Hassle, and Build Liquid Wealth While Renting #134

97

Honeymoon to Tahiti with Military Credit Cards | Free Flights and Hotels for Military with Brian #133

98

Military Officer's Guide to Money | Building Wealth for Army, Navy, Air Force, Marine, Space Force, Coast Guard, NOAA, USPHS Officers #132

99

Enlisted Military's Guide to Money | Advice for New Military Members, Boot Camp & First Paycheck #131

100

Military Taxes, State Tax Laws & Spouse Side Hustles | Military Spouse Residency Relief Act | Military Tax Experts Alliance w/ Paul Allen #130

101

Tips for Separating from Active Duty, Avoiding Index Universal Life Insurance (IUL), and Military Entrepreneurship with Erik Baskin #129

102

Continuation Pay Calculation & Timing With BRS & TSP With Brandon Lovingier, the Enlisted Money Guy #128

103

12% TSP Returns? How Long to Become a TSP Millionaire #127

104

Upgrading Flights on Military TDY / TAD with Points and Miles #126

105

Find a Financial Advisor You Can Trust | Nectarine with Jeremy Schneider @PersonalFinanceClub | #125

106

GI Bill, 529s & Yellow Ribbon Program | "529s Aren't Just for College: It's Just Another Tax-Advantaged Vehicle" | College Planning for Military Families with Kate Horrell #124

107

Earn 1 Million Credit Card Points without Annual Fees | Secret 25% Cash Back Cards | Using Rewards to Max Out Your Roth IRA #123

108

"E-4s Don't Make Enough to Save" | Myths & Mindsets Keeping Enlisted Troops from Saving Money | TSP Fund Confusion & Other Financial Lessons from a Young Marine, Devin Daniels @Knuckledraggerz | #122

109

The Financial Value of a Military Spouse | Military Spouse Roth IRAs | Financial Goals and Insurance Needs for Stay-at-Home Spouse | Colleen Salchow #121

110

Amex Family Language Rules | Updated Restrictions for Military Credit Cards | Revised Credit Card Strategy for Military #120

111

Military Tax & Spouses: "Which State Do I File Taxes In?" Military Spouse Residency Relief Act (MSRRA) with Kate Horrell # 119

112

Advanced Personal Finance Topics for High Net Worth Military Families | High Net Worth Military Finances | Protecting your Assets, Tax Planning, and Investment Fees #118

113

TSP I Fund Change 2024 | New Index Will Increase Exposure to Emerging Markets | TSP for Military #117

114

Can I Contribute to a Roth IRA & Roth TSP? | IRA vs TSP Limits are Different! #116

115

Free Hertz's Elite Status for Military | Hertz President Circle | Rental Car Benefits for Military Servicemembers and Spouses #117

116

$14,000 Profit to PCS Yourself?! | Jamie's Personally Procured Move (PPM) or Partial DITY PCS #114

117

PCS Pet Reimbursement | Up to $2,000 for Your Dog or Cat | Military PCS with a Pet #113

118

Credit Card Tracking App Travel Freely with Founder Zac Hood: Grateful Travel + Secret Cash Back Cards #112

119

MilTax: Free Tax Prep for Military w/ Military One Source | Tax Planning + Tax Prep #111

120

Top 3 Things To Do for Your Financial Situation This Year | Money Goals in the New Year #110

121

Military Financial Advisors Assocation (MFAA) | How to Find a Good Financial Advisor and When You May Want One with Sean Gillespie, MQFP #109

122

Ramit Sethi's 10 Money Rules | How Do They Apply to Military Families? #108

123

3 Things Great Marriages Do with Money | Research-Backed Principles to Help Military Couples Build Wealth #107

124

2024 TSP Contribution Strategy and Limits | BRS Matching Contributions #106

125

Andy Hill, Marriage Kids and Money: Building Generational Wealth, Health, & Happiness #105

126

Confident TSP Investing Course: How to Invest in Your TSP

127

American Airlines Credit Cards by Citi | Airline Credit Cards Series 4/4 #103

128

Southwest Credit Cards by Chase | Airline Credit Card Series 3/4 #102

129

United Airlines Credit Cards | Airline Credit Cards 2/4 #101

130

TSP for Beginners: Navigating Your First 2 Years #100

131

Delta SkyMiles Amex Cards | Airline Credit Cards 1/4 #99

132

TSP Loan to Pay Off Credit Card Debt | Good Idea? #98

133

Why the Amex Gold Card is One of My Most Used Cards - Welcome Offers, Earning Categories, Benefits, and How to Get This Card Free #97

134

The Enlisted Money Guy, Brandon Lovingier - Money Mistakes, Combatting Overspending, What Officers Should Know About Enlisted Money #96

135

Government Shutdown Military Pay: 3 Things to Do Now #95

136

My Review of the Mandatory Financial Literacy Training for Military Members #94

137

Invest Re-enlistment Bonus in TSP + Does BRS Have a Military Pension? #93

138

Dreams, Goal Setting, Moving the Finish Line, & Leaving the Military #92

139

Kate Horrell on Military Checklists for Retirement, Separation, & Life #91

140

Calculate Your Net Worth in the Military #90

141

Brian "ALF" O'Neill, Fighter Pilot & CFP® on Survivor Benefit Program SBP #89

142

Military Retirement Overseas with Stephanie from Poppin' Smoke #88

143

8 Tips For a New Credit Card #87

144

Mid-Year Military Money Check In #86

145

Free TSA PreCheck, Global Entry for Active Duty + Military Spouses #85

146

Military Spouse Jobs & 8 Million TikTok Views: Miranda Head from LinkedIn #84

147

Military Spouse Benefits After Servicemember Death in the Line of Duty with Daniel Kopp #83

148

Rewriting Your Money Scripts with Daniel Kopp: Deep Money Stories That Drive You to Spend, Save, Fail, & Succeed #82

149

Military Travel Rewards Cards Lightning Round #81

150

Home Depot Partners with AAFES Exchange for Tax Free Appliances #80

151

Free Audiobooks + Ebooks for Military Families | DOD MWR Libby App, Harris County, & Overdrive #79

152

Dislocation Allowance: DLA Rates, Advance, & PCS Guide #78

153

Meet Hosts Spencer & Jamie: 2 Year Podcast Anniversary #77

154

Military Kids: AAFES $20 for A Grade Students #76

155

Easy Orlando Travel w/ Military Credit Cards | Universal Studios + Disney #75

156

IRS Tax Refund Military: What To Do Next Year & Now #74

157

Save Your First $1,000 $10,000 or $100,000 in the Military #73

158

Erik Baskin - BLUF Finance, Side Hustles on Active Duty, & Military Separation #72

159

Military PCS Tips: How to Prepare and Maximize Your DITY, DLA, TLA, TLE, & More #71

160

Prioritize Credit Card Spending Categories or Welcome Bonuses? #70

161

Military Academy Cadets & Midshipmen Eligible for Military Lending Act Credit Cards #69

162

Amex Offers + Chase Offers | Credit Card Rewards, Best Deals, & How to Get Targeted Offers #68

163

Amex Purchase Protection, Return Protection, & Extended Warranty - $1000 Back in 6 Months #67

164

Military Spouse Licensure Reimbursement | $1000 for Military Spouses #66

165

Ben Miller (ChroniFI) | Stoicism, Time is Money, Risk, & Imposter Syndrome #65

166

End of Year Review 2022 #64

167

TSP Contribution Limits 2023 | Roth IRA and Thrift Savings Plan IRS Limits

168

Split TSP Contributions Between Roth & Traditional? Is Earning a Military Pension Likely? #63

169

Amex Bonvoy Brilliant vs Amex Hilton Aspire - Best Amex Hotel Credit Cards #62

170

Jaspreet Chawla NFCU - CD Ladders and Inflation Fighting Tips from Navy Federal #60

171

My First Nest Egg | Allowance, Chore, and Budget App for Military Kids #59

172

Jesse Mecham (YNAB) on Target Shooting, Japanese Woodworking, & How to Budget If You Make A Million Dollars Per Year #58

173

Jeremy Schneider, Personal Finance Club | Millionaires Who DON'T Fly First Class, the 90/10 Rule, & Cryptocurrencies #57

174

Military Crash Pads, Short Term Rentals, & Military Real Estate with Air Force Officer Paul #56

175

Colleen Salchow | Military Spouse Financial Coach, Empowering Military Families to Maximize Their Money #55

176

#54 "When I Leave the Military, Do I Pay Annual Fees on Credit Cards?" Retire, Separate, or EAS

177

#53 14 Air Force Leaders Talk Money, FI, and What Confuses Them About Military Personal Finance

178

#52 Q&A Should You Include BAH in Savings Rate Calculation? Military FI Savings Rate

179

#51 Q&A Military Emergency Funds: Where to Keep, How Many Accounts To Have

180

Amex Platinum Military Spouse Fee Waiver, Best Credit Card, Chase Sapphire Reserve #50

181

#49 Rob Shaye: Military Reservist & Military Spouse Credit Cards, Certified Financial Planner (CFP)

182

#48 4 Ways to Budget a Military Paycheck: The Anti-Budget, Apps, Spreadsheets, and Envelopes

183

#47 Breaking the Paycheck to Paycheck Cycle in the Military

184

#46 The Psychology of Money for Military Servicemembers

185

#45 Smarter Military Travel: TSA PreCheck, Hotel Upgrades, Airport Lounges, + More

186

#44 Spending Money: How to Get Bang for Your Bucks

187

#43 Introduction to The Military Money Manual Audiobook | Free Sample

188

#42 Stock Market Crashes: What To Do in 20%+ Drops + A Guided Meditation from JL Collins

189

#41 Buying a Car in the Military: New vs Used Tips, Tactics, and Advice

190

#40 VA Loans: Everything Military Veterans Need to Know

191

#39 2022 Changes to the TSP: Mutual Fund Window, TSP App, + More

192

#38 The *BEST* TSP Investing Strategy! (Hint: There Isn't One)

193

#37 5 TSP Funds Explained - Guide to the C, S, I, F, & G Funds

194

#36 Legacy Planning for Military Families

195

#35 Amex Gold Card Military | Points and Miles, Amex Green Benefits Explained

196

#34 Air Force Pilot Bonus 2022 - What Would You Do With $420,000?

197

#33 Space A Travel with Luke: $40,000 in Free Flights + Why He Wanted a $148 Paycheck

198

#32 Military Bonuses and Windfalls - How to Invest, Splurge, and Reach Your FI Goals Faster

199

#31 Doug Nordman: How to Live on the 4% Rule, Recover from Investing Mistakes, and Start a Kid's 401k

200

#30 VA Home Loans with Rich Carey from "Rich on Money" - Using the VA Loan to Buy Rental Properties, How to Buy 30 Doors Before You Leave Active Duty, and Why Real Estate Is the Last Investment You Should Consider

201

#29 LICWO TDY and Circuitous Travel PCS - How to Take Leave and Add Extra Stops on Official Travel at No Additional Cost to You or the Government!

202

#28 100,000 Free Hilton Points for Separating Military and Spouses + What To Do With Annual Fee Waived Cards When You Leave the Military

203

#27 Military Taxes - How to Stop Paying State Income Tax, Get a Smaller Refund, and Stop Fearing Taxes

204

#26 How to Use Credit Card Referral Links to Earn Extra Points, Miles, and Cash

205

#25 How to Upgrade Chase and Amex Credit Cards

206

#24 Military FIRE: Financial Independence, Retire Early

207

#23 Favorite Financial Independence Calculators

208

#22 Roth IRAs for Military Families

209

#21 Chase Sapphire Reserve vs Chase Sapphire Preferred

210

#20 Points vs Cash vs Free Night Certificate: How To Decide Which to Use

211

#19 How to Get Chase and Amex Annual Fee Waivers

212

#18 Best Hotel Cards for Military Families

213

#17 Jamie's End of Year Review

214

#16 Spencer's End of Year Review

215

Military Money Manual Book Available Now

216

#15 $218,000: How Spencer and Jamie Paid Off 6 Figures of Debt

217

#14 How to Get Out of Debt in the Military

218

#13 Maximize Your Deployment Investing: Healthier, Wealthier, and Wiser

219

#12 Cadets and Midshipman: Build Your Financial Foundation in the Military

220

#11 Are Military Officers Rich? Average Net Worth by Rank

221

Amex Platinum Military Protections | Active Duty, Guard, Reserve, Military Spouses #10

222

#9 Career Starter Loans for Military Officers from Navy Fed or USAA

223

#8 What's In Your Wallet?

224

Military Travel Rewards, Cards, Points, and Miles Questions Part 2 #7

225

What are Military Travel Rewards Credit Cards, Points and Miles? FAQ Part 1 #6

226

#5 9 Principles to Achieve FI Series - 3 of 3

227

#4 9 Principles to Achieve FI Series - 2 of 3

228

#3 9 Principles to Achieve FI Series - 1 of 3

229

#2 Thrift Savings Plan | Military TSP - Everything You Need to Know

230

#1 Jamie's Car Breaks Down, Four Seasons Lanai, and the New Book!

231

Trailer - Military Money Manual Podcast