The Payments Experts Podcast cover art

All Episodes

The Payments Experts Podcast — 108 episodes

#
Title
1

Why Merchants Get MATCH’d After Fraud They Didn’t Cause: Inside the BRAM Fine System | PEP109

2

The Secret to Merchant Stickiness? Rewards Instead of Rate Cuts with Guest Tuzo Rewards | PEP108

3

Why Processors Freeze Accounts (And How to Avoid It) | How Merchants Survive & Even Thrive | PEP107

4

Dual Pricing Done Right: 2026 Practical Guide To Cash Discount And Surcharging Compliance | PEP106

5

AI Hallucinates a Refund Policy (It Didn't Exist) & The Business Paid: Rogue AI in Payments | PEP105

6

PayFac vs Merchant of Record: The Risk No One Explains | Guest Deana Rich of Infinicept | PEP104

7

How Dual Pricing and Surcharging Changed ISOs Forever: Payments Now Residuals Risk & Growth | PEP103

8

Two Giants Control Payments: The New Truth About Debit Routing and Hidden Processor Fees | PEP102

9

2026 Reality Check: The Truth About “Junk Fees” in Payments & CBD Peptides MATCH News | PEP101

10

The Illinois Swipe Fee Shockwave: Who Really Pays? | Illinois Bans Interchange on Sales Tax | PEP100

11

Honor All Cards Explained: Visa & Mastercard Settlement Breakdown for Payment Professionals | PEP099

12

Tokenized Deposits vs Stablecoins: The Real Payments War | Stablecoins Become Payment Rails | PEP098

13

Residuals Rate Hikes & Reality: Inside ISO Economics | Payments Due Diligence Hack That Saves Money

14

Data Is King: Building Real AI Guardrails in Payments: The AI Readiness Checklist For 2026 | PEP096

15

Peptides, MATCH, and VAMP: Surviving the Crackdown & High-Risk in 2026 with Soar Payments | PEP095

16

How AI Compliance Controls & A Unified Portal Cut Lending Time In Half with DealHub 360 | PEP094

17

Real-Time Rules That Keep Merchants Live: VAMP Portfolio Risk And Transparency | Qredible | PEP093

18

The CPayO Mindset: The Eight-Step Payments Framework Every Payments Professional Needs | PEP092

19

Building An ISO in 2026: The Hard Truth from the Field With Guest Frank Pagano of VizyPay | PEP091

20

The CPayO: Chief Payment Officer - The Role Which Doesn't Exist (but should!) | Book Talk | PEP090

21

Contracts That Make You Bankable: Portability, Tokens, Termination | Adam T. Hark WHF | PEP089

22

Stopping Deepfake Fraud: Identity at the Exact Moment Money Moves | How Payments Fight Back | PEP088

23

Compliance-as-a-Feature: How ISOs Keep MIDs (and Sleep) | Website Compliance That Sticks | PEP086

24

Lending Against Residuals: How ISOs Really Scale with Super G Capital | Darrin Ginsberg | PEP085

25

VAMP Caps & Chargebacks: The New Rules to Survive in 2026 | Guest Maurice Griefer of MyCPO | PEP084

26

Merchants Versus The MATCH List: Why The Threat Of A Lawsuit May Now Be Your Best Approach | PEP083

27

M&A Tech Diligence for Payments: The “Technical Carfax” You Need | Meet Traceless.com | PEP082

28

Hemp Ban Shockwave: Why A Quiet Hemp Rule Could Upend Electronic Payments Overnight | PEP081

29

Debit Is Not Credit (But Is It Cash?) | The Compliance Rule ISOs & Merchants Keep Missing | PEP080

30

Dual Pricing v Cash Discount: Surcharging Mistakes That Trigger Fines | with Supersonic POS | PEP079

31

Taming Chargebacks With Real AI Agentics | Special Industry Insider ChargeFlow & Ben Herut | PEP078

32

Why Your “Cash Discount” Program Might Be Illegal | Surcharging Dual Pricing and Debit | PEP077

33

Candor Over Clever: The Sales Edge Most In Payments Ignore | Field Guide for ISOs & Agents | PEP076

34

Surcharging Fines Without Findings: Dual-Pricing Compliance Playbook: Signs, Receipts, You | PEP075

35

AI Agents at Checkout: Are You Ready for Bot-Driven Commerce | Agentic Payment Transactions | PEP074

36

Change Drives Payments & Your Choices Decide Survival | Smart Growth Safer Deals | Special Ep PEP073

37

Inside Payments Since 2003: Digital Transactions Sr Editor Kevin Woodward Discusses Industry Now | PEP072

38

The VAMP Era: Why Your Merchant Portfolio May Be Riskier Than You Think | Sound Commerce | PEP071

39

VAMP is Here: The Risk Game Just Changed: Are You Ready for Visa's New Rules? | PEP070

40

Why Smart ISOs Don’t Get Locked In | Build Optionality Into Your Payments Stack with NMI | PEP069

41

Why “Set It and Forget It” Is Costing You in Merchant Processing | Guest Rob Hoblit of NMI | PEP068

42

Merchant Processing Gone Wrong: The Legal Risks ISOs Ignore | High-Risk Processing Pitfalls | PEP067

43

The Future of Payments Is Stablecoins: Why Merchants and Banks Are Embracing Stability | PEP066

44

High-Risk Processing in 2025: Legal Landmines Every Merchant Agent & ISO Should Understand | PEP065

45

When The Processor Becomes the Predator: A Legal Wake-Up Call for ISOs Agents and Merchants | PEP064

46

Super ISOs Are Taking Over Payments—Is the Old Model Dead? | New Payments Power Structure | PEP063

47

Stuck on the MATCH List? How to Save Your Business Before It’s Too Late | Removal Is Key! | PEP062

48

Non-Competes Non-Solicits & Merchant Payments: What’s Really Enforceable | Contracts Matter | PEP061

49

AI in Payments: Game-Changer or Legal Nightmare? | The Truth About AI in Merchant Services | PEP060

50

Top 3 Most Important Clauses and Terms For Your ISO Agent Agreement | Contracts Matter! | PEP059

51

Surcharging Situationships: The Dual Pricing Dilemma Merchants Can't Seem to Solve | PEP058

52

Secret Revenue Imperative: Cybersecurity for Payment Processing | AJ Global Cybersecurity | PEP057

53

The VAMP Revolution: How Visa's New Rules Affect E-commerce | Sound Commerce Joins Us! | PEP056

54

Your Biggest Opportunity In Payments: Verticals | Caleb Avery of Tilled PayFac-as-a-Service | PEP055

55

The Honest Broker: Why Transparency in Payments Actually Pays Off with Aacadia Payments | PEP054

56

Payment Protectionism and the Payments Police Threaten Commerce | Special Guest Eric Grover | PEP053

57

Prepare Your Business or Book for Sale | The Art of Selling Your Payments Portfolio or Biz | PEP052

58

Cash Card or ChatGPT Receipt Hack? Behind the Scenes of Payment Processing w Allen Kopelman | PEP051

59

ATMs to AI: The Complex Landscape of Real-Time Payments and Reg Changes with Patti Murphy | PEP050

60

Dual Pricing Revolution: How Tech is Changing the Game | Conversation With Paul Hadfield | PEP049

61

Selling Dreams, Not Terminals: Tuzo Rewards Surprising Revolution in Payment Processing | PEP048

62

Countering Friendly Fraud: Legal Remedies for Chargeback Fraud | Disputed Transactions | PEP047

63

Navigating Merchant Match Violations: When Banks Don't Play By Their Own Rules | MATCH | PEP046

64

Crypto Bros Need Payment Pros | Bitcoin Future in Payments with Derrick Hess of Zero Point | PEP045

65

Banking on Innovation: The Evolution of Payments with Tom Lineen of WestTown Payments | PEP044

66

The ISO Survival Guide: Innovation in a Consolidating Payment Industry | Guests Payzli.com | PEP043

67

The Future of ISOs: Adapting or Dying? | With Special Guest David Leppek of SignaPay | PEP042

68

Auto Dealership Payments Unraveled with Dealer Pay | Five Businesses Under One Roof Expert | PEP041

69

Secrets and Solutions for Merchants Trying to Obtain Processing with David Goodale | PEP040

70

Surcharging Compliance for Merchants: Dual Pricing and Cash Discount What You Need to Know | PEP039

71

Exposing Bank Practices: Merchants vs. JPMorgan Chase Bank's Reserve Ratio Tactics | PEP038

72

Navigating Merchant Processing Agreements: Uncovering Hidden Risks and Negotiation Tactics | PEP037

73

Unlocking Bar Exam Success & Mastering Legal Skills: Strategies for Future Lawyers | PEP036

74

Exposing Malicious Schemes in the Payments Industry: Landmark Case Against Sabin Burrell | PEP035

75

Decoding Startup Jargon: Ken Valledy & Eamonn Carey Authors of The Startup Lexicon | PEP034

76

Career Switch to Payments Success: Eric Andrade & Brian Beth's Journeys with Bankcard USA | PEP033

77

Tackling Fraud and Chargebacks in High-Risk Sectors with Anthony Dominguez of AMP Payments | PEP032

78

From Cash to Digital: Trust Factors in Payment Solutions | Exact Payments Brandon Zorner | PEP031

79

Merchant Agents Business Growth in Payments: Leveraging AI & Social Media with Josh Holden | PEP030

80

Ever-Changing Payments Industry with Elaina Smith of Secure Bancard on Risk & Technology | PEP029

81

Pot Now Schedule 3? Cannabis Law Evolution: Impact on Fintech & Payments Industry | PEP028

82

Reclaiming Merchant Reserves & Understanding Chargebacks | Protect Your Business! | PEP027

83

Dissecting Payment Industry Changes and Challenges with Patti Murphy | PEP026

84

FTC Bans Non-Compete Provisions - Say Bye to Non-Compete Clauses with Shubhra Sharma Esq | PEP025

85

Mastering the Financial Frontier with Viktoria Soltesz | Moving Money (How Banks Think) | PEP024

86

Accessibility Barriers in Payment Systems | ADA Compliance & Impact on Disabled Customers | PEP023

87

Insights from the Helm of Fintech with Leaders in Payments Podcast host Greg Myers | PEP022

88

Trailblazing Payment Solutions | Coastal Pay on the Coast with Travis Chrisman & James Huber | PEP021

89

Navigating the Maze of Dual Pricing Payment Systems | CC Sales Pro James Shepherd Joins Us! | PEP020

90

The Art of Winning Chargebacks | Merchant Strategies & Legal Insights w/ Chargeback Gurus | PEP019

91

PEP | 018 | Flex Payment Solutions: Pioneering in Electronic Payments and CBD Market with Rob Zeitler

92

PEP | 017 | Anti-Trust, Competition Law and Big Tech Implications | w/ Adam Bucci & Matt Luciani | Payments Experts Podcast

93

PEP | 016 | Uncovering the Truth Behind Etsy's Reserve Payment Policy Changes

94

PEP | 015 | Insider's Look at WSAA Conference 2023: Opportunities and Insights

95

PEP | 014 | Visa's Perspective on Surcharge Cap, Dual Pricing | James Huber Takes On Visa!

96

PEP | 013 | Biller Genie - The Missing Magic in Payments | w/ Garima Shah | Payments Experts Podcast

97

PEP | 012 | Unraveling Cannabis Payment Processing Challenges | w/ Ian Rassman | Payments Experts Podcast

98

PEP | Ep 011 | Navigating SEC Regulations in the Payments Industry | w/ Jarvis Lagman & Bill Petti | Payments Experts Podcast

99

PEP | Ep 010 | Understanding Reserve Funds in Payments | w/ Bryce Van De Moere & James Huber | The Payments Experts Podcast

100

PEP | Ep 009 | POS & ADA Compliance | w/ Steve Taylor | The Payments Experts Podcast

101

PEP | Ep 008 | FedNow - What's It Mean For You? | The Payments Experts Podcast

102

PEP | Ep 007 | The Payments Angel of International Processing - Meet PSP Angels! | The Payments Experts Podcast

103

PEP | Ep 006 | George Csahiouni - Swoop Into Payments Profitability | The Payments Experts Podcast

104

PEP | Ep 005 | The Durbin Amendment | The Payments Experts Podcast

105

PEP | Ep 004 | Payments Conferences Recapped! NEAA & ETA Transact | The Payments Experts Podcast

106

PEP | Ep 003 | What are the Card Brand Rules? And Why? | The Payments Experts Podcast

107

PEP | Ep 002 | What is the MATCH list? | The Payments Experts Podcast

108

PEP | Ep 001 | Kick Off Episode - Surcharges! | The Payments Experts Podcast